{"id":1074219,"date":"2026-03-23T14:26:42","date_gmt":"2026-03-23T18:26:42","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=1074219"},"modified":"2026-05-04T11:26:58","modified_gmt":"2026-05-04T15:26:58","slug":"free-money-canada","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/make-money-online\/free-money-canada","title":{"rendered":"40 Ideas to Get Free Money in Canada (2026)"},"content":{"rendered":"<p>The best things in life are free, especially when we\u2019re talking about money. And from saving strategies to government grants, cashback rewards to bonus offers, there are lots of simple steps you can take to earn a financial windfall. Keep reading to learn how to get \u201cfree\u201d money in Canada.<\/p><h3>1. Get free money online by switching bank accounts<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SwitchBankAccount_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074237 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SwitchBankAccount_Supplied_300x199.jpg\" alt=\"Keyboard with bank button\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SwitchBankAccount_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SwitchBankAccount_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SwitchBankAccount_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SwitchBankAccount_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> Banks are always looking for ways to attract new customers, and what better way to do that than to offer free money! Many Canadian banks regularly offer cash welcome bonuses for new customers who open an account. So if you\u2019re in the market for a better bank account, or if you just want a hefty cash bonus, it\u2019s well worth shopping around for the best offers.<\/p><p><strong>How much you can get:<\/strong> Offers commonly range from $100 to $800.<\/p><p><strong>How to qualify:<\/strong> You\u2019ll typically need to be a new customer and over the age of majority to open an account. Some offers also have extra terms and conditions, such as requiring you to deposit a minimum amount in your new account.<\/p><\/div><\/div><\/div>\n    \n\n<style>\n#toppicks { overflow-x: auto; }\n.table-expander__content { margin-left: 0.5rem; line-height: normal; }\n.pro-section { line-height: 1.35rem; text-align: left; }\n\n.topPicksF1 .card-topText {\n    font-weight: 800;\n    height: 50px;\n    font-style: italic;\n    align-content: space-around;\n}\n\n.topPicksF1 .zoom:hover {\n    box-shadow: 4px 6px 0 0 #232320;\n}\n\n.topPicksF1 .topPicks__deal {\n    color: #232021;\n    background-color: #F7F6EC;\n}\n\n.container-threepc.threepc-flex::-webkit-scrollbar { display: none; }\n.gx-badge__body.awards-badge__body.hasPopover.threepc-award { margin-top: 0; }\n.topPicks__card-card figure.award { padding: 0px 10px 20px 10px; margin: -3px auto 3px; width: 130px; }\n.topPicks__card-card figure.noward { padding: 10px; width: 130px; }\n.award-wrapper { height: 0px; display: block; margin: -23px auto 23px; 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background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                        <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"b01ef1f7-4690-430e-890a-bde8c7186248\" data-product-name=\"BMO Performance Chequing Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"BMO\" data-rewards-campaign-name=\"bmo|performance|may-2026~cafsa\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--fluid  \" style=\"text-wrap: wrap;\" title=\"Go to BMO\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/bmo-performance-chequing-account-review-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22b01ef1f7-4690-430e-890a-bde8c7186248%22%2C%22product_name%22%3A%22BMO%2BPerformance%2BChequing%2BAccount%22%2C%22offer_id%22%3A%2222439%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%221%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%221074219%22%2C%22post_path%22%3A%22make-money-online%252Ffree-money-canada%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; 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Offer ends June 30, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"iconUrl\":\"https:\\\/\\\/www.finder.com.au\\\/parent-theme\\\/members\\\/prod\\\/images\\\/rewards-icon.d44fdf8dde3fe4daca8c6a17d56489ca.svg\",\"nicheText\":\"\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"b01ef1f7-4690-430e-890a-bde8c7186248\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/bmo-performance-chequing-account-may-2026-promotion\",\"validationDate\":\"2026-07-31T23:59:59.000Z\",\"fulfillmentDate\":\"2026-08-14T23:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"},\"modalConfig\":{\"requireName\":true,\"title\":\"Get $175 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new BMO account\",\"items\":[{\"icon\":\"user\",\"text\":\"Create a Finder account for free in under 1 minute\"},{\"icon\":\"shopping-bag\",\"text\":\"Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\"},{\"icon\":\"confetti\",\"text\":\"Receive your $175 digital Visa card from Finder on or before August 14, 2026\"}],\"heading\":\"Get $175 from Finder\",\"membersHeading\":\"Get $175 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Create a Finder account for free in under 1 minute\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before August 14, 2026\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before August 14, 2026\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new BMO account\",\"continueText\":\"GET $175 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO BMO\",\"copyText\":\"Ends on June 30, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/bmo-performance-chequing-account-may-2026-promotion\",\"validationDate\":\"2026-07-31T23:59:59.000Z\",\"fulfillmentDate\":\"2026-08-14T23:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"}};<\/script>\n                        \n                    <\/div>\n\n                    <div class=\"text-center\"> <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">b01ef1f7-4690-430e-890a-bde8c7186248-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li><b>Earn an $800 welcome bonus<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to $800.&lt;\/b&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;Earn $500 when you open and fund a new BMO Performance Chequing Account by June 1, 2026 and complete two qualifying tasks by July 31, 2026.&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;Earn $100 when you set up a recurring direct deposit of $500 or more by July 31, 2026 and maintain if for one year.&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;Plus, get a Walmart Delivery Pass subscription for up to 12 months* when you open a new Savings Amplifier Account by June 1, 2026, and sign up for or update your existing Walmart Delivery Pass by July 31, 2026 by selecting Debit Mastercard as the payment option for the monthly transaction fee.&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;Earn $150* when you deposit a total of $10,000 or more in to your Savings Amplifier Account and maintain a daily closing balance of $10,000 or more within 30 days of opening and maintain that balance for 3 months.&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;Earn $50* when you create one goal and apply one strategy in My Financial Progress Plan by July 31, 2026.&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;*Terms apply.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>Unlimited free transactions<\/li>\r\n            \r\n         \r\n            \r\n                 <li>$0 Interac e-Transfers<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Monthly fee waived on $4,000+ balance<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"166bad72-d77f-4a8a-bf64-75980b027cc9\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Credit Union\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/coast-capital-unlimited-ca-chequing-accounts-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22166bad72-d77f-4a8a-bf64-75980b027cc9%22%2C%22product_name%22%3A%22Coast%2BCapital%2BUnlimited%2BChequing%2BAccount%22%2C%22offer_id%22%3A%2224793%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%222%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%221074219%22%2C%22post_path%22%3A%22make-money-online%252Ffree-money-canada%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Coast Capital\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png\" loading=\"lazy\" alt=\"Coast Capital logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                        <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"166bad72-d77f-4a8a-bf64-75980b027cc9\" data-product-name=\"Coast Capital Unlimited Chequing Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"Coast Capital\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--fluid  \" style=\"text-wrap: wrap;\" title=\"Go to Coast Capital\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/coast-capital-unlimited-ca-chequing-accounts-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22166bad72-d77f-4a8a-bf64-75980b027cc9%22%2C%22product_name%22%3A%22Coast%2BCapital%2BUnlimited%2BChequing%2BAccount%22%2C%22offer_id%22%3A%2224793%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%222%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%221074219%22%2C%22post_path%22%3A%22make-money-online%252Ffree-money-canada%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; 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margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"bffd0c48-dbf8-4ec5-aedf-a9eeb532406b\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Earn Interest\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/eqbank-personal-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bffd0c48-dbf8-4ec5-aedf-a9eeb532406b%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22offer_id%22%3A%2222475%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%223%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%221074219%22%2C%22post_path%22%3A%22make-money-online%252Ffree-money-canada%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to EQ Bank\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg\" loading=\"lazy\" alt=\"EQ Bank logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                        <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"bffd0c48-dbf8-4ec5-aedf-a9eeb532406b\" data-product-name=\"EQ Bank Personal Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"EQ Bank\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--fluid  \" style=\"text-wrap: wrap;\" title=\"Go to EQ Bank\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/eqbank-personal-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bffd0c48-dbf8-4ec5-aedf-a9eeb532406b%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22offer_id%22%3A%2222475%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%223%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%221074219%22%2C%22post_path%22%3A%22make-money-online%252Ffree-money-canada%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n\n                        \n                    <\/div>\n\n                    <div class=\"text-center\"> <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">bffd0c48-dbf8-4ec5-aedf-a9eeb532406b-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li><b>Earn 2.75% interest for 12 months<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 2.75% interest on your money with qualifying direct deposits of $2,000\/month, and 1.00% otherwise.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>No monthly account fee<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Free ATM withdrawals across Canada<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No transaction fees<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No e-Transfer fees<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n            <\/div>\n\n    \n<article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\" style=\"text-decoration:underline; font-size:0.9em;\">Best new bank account offers in Canada<\/a>\n<\/div>\n<\/article><h3>2. Earn cash rewards<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/EarnCashback_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074241 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/EarnCashback_Supplied_300x199.jpg\" alt=\"Finder Visa card on phone\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/EarnCashback_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/EarnCashback_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/EarnCashback_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/EarnCashback_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> Some financial comparison platforms, including our own Finder Rewards program and others like moneyGenius, provide cash bonuses when you use their links to complete tasks. For example, you could earn a cash bonus or gift card by applying for a loan with a partner lender, signing up for a specific card or switching to a bank account. Provided the offer in question is a good fit for your financial situation, it\u2019s a simple but effective way to boost your bank balance, especially since you can often stack these rewards on top of the provider\u2019s existing sign-up bonuses. <a href=\"https:\/\/www.finder.com\/ca\/finder-rewards\">Discover Finder Rewards.<\/a><\/p><p><strong>How much you can get:<\/strong> Between $25 to $250 per transaction.<\/p><p><strong>How to qualify:<\/strong> Eligibility requirements vary depending on the offer, but you will typically need to be a new customer.<\/p><\/div><\/div><\/div><h3>3. Get rewarded for your downtime via get-paid-to apps<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/AppTasks_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074243 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/AppTasks_Supplied_300x199.jpg\" alt=\"A person holding a coffee mug while checking a smart home application on their smartphone.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/AppTasks_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/AppTasks_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/AppTasks_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/AppTasks_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is: <\/strong>Apps like Testerup, LEO and Swagbucks fall into the get-paid-to category. While not strictly \u201cfree money\u201d (since you have to complete small tasks like taking surveys, watching videos or testing games), these apps allow you to monetize your spare time. If you\u2019re already scrolling on your phone while taking the bus or watching TV, you might as well be earning points toward gift cards or PayPal cash. Tip: Never pay to join one of these sites. If they ask for a \u201cmembership fee,\u201d it\u2019s a scam.<\/p><p><strong>How much you can get: <\/strong>$20\u2013$100 per month, depending on your activity.<\/p><p><strong>How to qualify:<\/strong> Typically 18+ with a valid email.<\/p><\/div><\/div><\/div><div class=\"rewards-banner-container\n   rewards--container   \" data-campaign-name=\"freecash|mmo|may-2026~cafsd\" data-end-soon-date=\"2026-05-25T03:59:59.000Z\" data-niche=\"CAFSD-MMO\" data-rewards-component=\"banner\">\n  <div class=\"rewards-banner\">\n    <div class=\"rewards-banner__top\">\n      <div class=\"rewards-banner__badge\">\n        FINDER REWARDS EXCLUSIVE\n      <\/div>\n    <\/div>\n    <div class=\"rewards-banner__content\">\n      <div class=\"rewards-banner__logo-and-share\">\n                  <div class=\"rewards-banner__logo-wrapper\">\n            <img decoding=\"async\" src=\"https:\/\/www.finder.com\/ca\/svg-image\/rewards-logo-freecash\" class=\"rewards-banner__logo\" alt=\"Freecash logo\" loading=\"lazy\">\n          <\/div>\n        \n        <button class=\"rewards-banner__share-btn rewards-banner__share-btn--mobile\" type=\"button\" disabled aria-label=\"Share deal link\" data-share-url=\"https:\/\/www.finder.com\/ca\/make-money-online\/freecash-april-2026-promotion\">\n          <span class=\"rewards-banner__share-text\">Share<\/span>\n          <span class=\"rewards-banner__share-success\" style=\"display: none;\">Copied!<\/span>\n        <\/button>\n      <\/div>\n      <div class=\"rewards-banner__main-content\">\n        <div class=\"rewards-banner__text-content\">\n          <div class=\"rewards-banner__badges\">\n                                    <div class=\"rewards-banner__ends-soon\">\n              <svg class=\"luna-icon rewards-banner__ends-soon-icon\" style=\"--fill: var(--color-foreground-main)\">\n                <use href=\"#lightning\"><\/use>\n              <\/svg>\n              ENDS SOON\n            <\/div>\n                      <\/div>\n          <div class=\"rewards-banner__title-and-copy\">\n            <div class=\"rewards-banner__title\">\n                              Get <span class=\"rewards-banner__title-highlight\">$40<\/span> from Finder\n                          <\/div>\n            <div class=\"rewards-banner__copy\">\n        <span class=\"rewards-banner__copy-text\">\n          Open an account with <b>Freecash<\/b> through Finder and withdraw at least $20 USD in earnings from Freecash within 30 days of account activation to receive a <b>$40 Visa gift card from Finder + get a $10 CAD sign-up bonus<\/b> from Freecash. Offer ends May 31, 2026.\n        <\/span>\n              <a href=\"https:\/\/www.finder.com\/ca\/finder-rewards\/finder-freecash-promotion-terms-and-conditions-april-2026\" class=\"rewards-banner__terms-link\" target=\"_blank\" rel=\"noopener noreferrer\">\n                Separate T&amp;Cs apply.\n              <\/a>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n      <div class=\"rewards-banner__cta-wrapper\">\n                              <link rel=\"preload\" href=\"https:\/\/www.finder.com\/ca\/svg-image\/rewards-logo-freecash\" as=\"image\" type=\"image\/svg+xml\">\n     <script>window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"freecash|mmo|may-2026~cafsd\"] = {\"startDate\":\"2026-05-07T08:00:00.000Z\",\"endDate\":\"2026-06-01T03:59:59.000Z\",\"showVisaLogo\":true,\"minimalUx\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $40 from Finder\",\"titleHighlight\":\"$40\",\"copyText\":\"Open an account with \\u003Cb\\u003EFreecash\\u003C\\\/b\\u003E through Finder and withdraw at least $20 USD in earnings from Freecash within 30 days of account activation to receive a \\u003Cb\\u003E$40 Visa gift card from Finder + get a $10 CAD sign-up bonus\\u003C\\\/b\\u003E from Freecash. Offer ends May 31, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"iconUrl\":\"https:\\\/\\\/www.finder.com.au\\\/parent-theme\\\/members\\\/prod\\\/images\\\/rewards-icon.d44fdf8dde3fe4daca8c6a17d56489ca.svg\",\"nicheText\":\"\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"cfcb506f-1ba2-43b8-bd21-fb6db8d489c6\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-freecash\",\"nicheCode\":\"CAFSD-MMO\",\"value\":\"40\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/make-money-online\\\/freecash-april-2026-promotion\",\"validationDate\":\"2026-07-30T23:59:59.000Z\",\"fulfillmentDate\":\"2026-08-15T23:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-freecash-promotion-terms-and-conditions-april-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"10\"},\"modalConfig\":{\"requireName\":true,\"title\":\"Get $40 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new Freecash account\",\"items\":[{\"icon\":\"user\",\"text\":\"Create a Finder account for free in under 1 minute\"},{\"icon\":\"shopping-bag\",\"text\":\"Open a \\u003Cb\\u003EFreecash account\\u003C\\\/b\\u003E online through Finder and withdraw at least US$20 in earnings\"},{\"icon\":\"confetti\",\"text\":\"Receive your $40 digital Visa card from Finder on or before August 15, 2026\"}],\"heading\":\"Get $40 from Finder\",\"membersHeading\":\"Get $40 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Create a Finder account for free in under 1 minute\\n* Open a \\u003Cb\\u003EFreecash account\\u003C\\\/b\\u003E online through Finder and withdraw at least US$20 in earnings\\n* Receive your $40 digital Visa card from Finder on or before August 15, 2026\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open a \\u003Cb\\u003EFreecash account\\u003C\\\/b\\u003E online through Finder and withdraw at least US$20 in earnings\\n* Receive your $40 digital Visa card from Finder on or before August 15, 2026\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new Freecash account\",\"continueText\":\"GET $40 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO FREECASH\",\"copyText\":\"Ends on May 31, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-freecash\",\"nicheCode\":\"CAFSD-MMO\",\"value\":\"40\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/make-money-online\\\/freecash-april-2026-promotion\",\"validationDate\":\"2026-07-30T23:59:59.000Z\",\"fulfillmentDate\":\"2026-08-15T23:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-freecash-promotion-terms-and-conditions-april-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"10\"}};<\/script>\n          <a type=\"button\" class=\"rewards-banner__cta rewards--cta rewards--element-container\" data-product-id=\"cfcb506f-1ba2-43b8-bd21-fb6db8d489c6\" data-product-name=\"Freecash\" data-offer-id=\"25922\" data-provider-name=\"Freecash\" data-provider-id=\"9b7d7d06-eb37-43d0-a448-7f394e4b29df\" data-rewards-campaign-name=\"freecash|mmo|may-2026~cafsd\" data-redirect-url=\"https:\/\/www.finder.com\/redirect\/ca\/make-money-online\/freecash-make-money-online-ca-secure.html?nb=1&amp;src_country=ca\">\n            GET DEAL\n          <\/a>\n                <button class=\"rewards-banner__share-btn rewards-banner__share-btn--desktop\" type=\"button\" disabled aria-label=\"Share deal link\" data-share-url=\"https:\/\/www.finder.com\/ca\/make-money-online\/freecash-april-2026-promotion\">\n          <span class=\"rewards-banner__share-text\">Share<\/span>\n          <span class=\"rewards-banner__share-success\" style=\"display: none;\">Copied!<\/span>\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<h3>4. Sign up for a new credit card<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CreditCardMobileApp_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074244 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CreditCardMobileApp_Supplied_300x199.jpg\" alt=\"CreditCardMobileApp\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CreditCardMobileApp_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CreditCardMobileApp_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CreditCardMobileApp_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CreditCardMobileApp_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> If you\u2019re in the market for a new credit card, look for a card that will make it worth your while. Many providers offer juicy sign-up bonuses to attract new customers. These often take the form of extra reward points or bonus cashback, typically for a limited introductory period. Other cards might waive the annual fee for the first year or charge a low introductory rate on balance transfers.<\/p><p><strong>How much you can get:<\/strong> Varies depending on the offer. Check out <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\">our credit cards guide<\/a> for details of current offers.<\/p><p><strong>How to qualify:<\/strong> You will need good to excellent credit and must meet a minimum income requirement to qualify.<\/p><\/div><\/div><\/div><h3>5. Get a cash advance<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/MoneyReceived_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074245 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/MoneyReceived_Supplied_300x199.jpg\" alt='A hand holding a smartphone showing a \"Money received\" confirmation screen with a green checkmark icon.' width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/MoneyReceived_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/MoneyReceived_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/MoneyReceived_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/MoneyReceived_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> Apps like <a href=\"https:\/\/www.finder.com\/ca\/cash-advance-apps\/nyble-review\">Nyble<\/a> and <a href=\"https:\/\/www.finder.com\/ca\/cash-advance-apps\/bree-review\">Bree<\/a> provide small interest-free cash advances. And yes, this isn\u2019t exactly free money since you do have to pay it back, but you can get an advance without having to pay any fees or interest if you choose standard delivery. Outside of the Buy Now Pay Later deals and 0% interest car deals, Nyble and Bree are the only lenders we\u2019ve seen that offer 0% APR, which is why these apps are well worth a look if you ever find yourself short of funds.<\/p><p><strong>How much you can get:<\/strong> Up to $250 (Nyble) or $750 (Bree).<\/p><p><strong>How to qualify:<\/strong> Apply online or via an app. You\u2019ll need to be the age of majority, have an active bank account and meet a minimum income requirement. To avoid the fees, opt for three-day delivery.<\/p><\/div><\/div><\/div><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Must read: <\/span><a href=\"https:\/\/www.finder.com\/ca\/cash-advance-apps\/free-cash-advance-apps\" style=\"text-decoration:underline; font-size:0.9em;\">Free or low-cost cash advance apps<\/a>\n<\/div>\n<\/article><h3>6. Cashback shopping<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CashbackApp_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"aligncenter wp-image-1074246 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CashbackApp_Supplied_300x199.jpg\" alt='A person holding a smartphone that displays a \"Cash Back\" icon on the screen.' width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CashbackApp_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CashbackApp_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CashbackApp_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CashbackApp_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> When you shop through a cashback site like Great Canadian Rebates or <a href=\"https:\/\/www.finder.com\/ca\/make-money-online\/rakuten-review\">Rakuten<\/a>, you get rewarded for your everyday spending. Purchase at partner retailers through this platform, and you can earn cashback on every purchase. Once you reach the minimum cash-out limit, you can get your funds via e-Transfer or direct deposit, get cash via PayPal or cheque, or redeem your rewards for a range of gift cards. <a href=\"https:\/\/www.finder.com\/ca\/make-money-online\/cashback-sites-canada\">Learn more about cashback sites.<\/a><\/p><p><strong>How much you can get:<\/strong> Cashback rates typically range anywhere from 1% to 10% cashback.<\/p><p><strong>How to qualify:<\/strong> You\u2019ll need to be a Canadian resident and of the age of majority. Sign up online or via a cashback app.<\/p><\/div><\/div><\/div><h3>7. Open a high-interest savings account<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/Savings_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074247 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/Savings_Supplied_300x199.jpg\" alt=\"A person putting a coin into a glass jar filled with money, with stacks of coins and a calculator on a desk in the background.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/Savings_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/Savings_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/Savings_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/Savings_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> A high-interest savings account is perhaps the easiest way to get \u201cfree\u201d money in Canada. This type of account pays interest on every dollar you deposit, and all you have to do is park your cash in the account. Just be aware that you may need to look beyond your Big Five bank, as the highest interest rates are typically offered by online-only banks and fintechs.<\/p><p><strong>How much you can get:<\/strong> Check out <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/best-high-interest-savings-accounts\">our guide to the best high-interest savings accounts<\/a> to find the best current rates.<\/p><p><strong>How to qualify:<\/strong> If you\u2019re the age of majority in your province or territory, apply online to open an account. There are also youth savings accounts if you\u2019re under the age of 18 or 19.<\/p><\/div><\/div><\/div><h3>8. Cash your unclaimed cheques from the CRA<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ClaimCheque_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074248 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ClaimCheque_Supplied_300x199.jpg\" alt=\"A person handing over a physical check to another person in a professional office setting.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ClaimCheque_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ClaimCheque_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ClaimCheque_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ClaimCheque_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> Hands up if you want some free money from the taxman. Government of Canada cheques never expire, and you could have old cheques from the CRA that have never been cashed. To find them, log in to your online CRA account and select \u201cUncashed cheques.\u201d As of January 2026, the CRA has 10,541,810 uncashed cheques, valued at $1,879,622,000.<\/p><p><strong>How much you can get:<\/strong> Varies.<\/p><p><strong>How to qualify:<\/strong> Any Canadian who has ever received a cheque from the CRA is eligible.<\/p><\/div><\/div><\/div><h3>9. Unclaimed bank accounts<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/WomanOnTheComputer_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074251 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/WomanOnTheComputer_Supplied_300x199.jpg\" alt=\"A smiling woman sitting at a desk and looking at a laptop during a video call in a bright office.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/WomanOnTheComputer_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/WomanOnTheComputer_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/WomanOnTheComputer_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/WomanOnTheComputer_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> There\u2019s nothing better than finding money you forgot you ever had. If you have a bank account that you don\u2019t use for 10 years, your financial institution will consider it to be unclaimed. And that\u2019s where the Bank of Canada\u2019s Unclaimed Property Office comes in. It holds unclaimed balances of less than $1,000 for 30 years, and unclaimed balances of $1,000 or more for 100 years. Even better, it\u2019s easy to <a href=\"https:\/\/www.unclaimedproperties.bankofcanada.ca\/\" target=\"_blank\" rel=\"noopener\">search for your forgotten bank balances online<\/a>.<\/p><p><strong>How much you can get:<\/strong> Varies.<\/p><p><strong>How to qualify:<\/strong> Visit the Bank of Canada\u2019s Unclaimed Property Office website and enter your name, city, province and account number to search for unclaimed balances.<\/p><\/div><\/div><\/div><div class=\"signpost-cta type-default u-bg--lime-500\" data-component=\"signpost-cta\" data-component-type=\"default\" data-component-placement=\"in-content\" data-click-target=\"https:\/\/www.finder.com\/ca\/make-money-online\">\n\n    <div class=\"signpost-cta__content\">\n\n        <div class=\"signpost-cta__display-col\">\n                            <svg class=\"signpost-cta__icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"64\" height=\"42\" viewbox=\"0 0 314.16 201.03\" fill=\"none\">\n                    <path d=\"M212.32,190.62c-19.66,0-38.8-6.44-54.42-18.24-15.63,11.79-34.77,18.24-54.42,18.24-49.84,0-90.39-40.55-90.39-90.39V9.83h199.24c49.84,0,90.39,40.55,90.39,90.39s-40.55,90.39-90.39,90.39Z\" fill=\"white\"><\/path>\n                    <path d=\"M212.32,15.9c46.57,0,84.33,37.75,84.33,84.33h0c0,46.57-37.75,84.33-84.33,84.33h0c-20.75,0-39.74-7.51-54.42-19.94-14.69,12.43-33.68,19.94-54.42,19.94h0c-46.57,0-84.33-37.75-84.33-84.33V15.9h193.18M212.32,3.76H7.01v96.46c0,53.19,43.27,96.46,96.46,96.46,19.47,0,38.46-5.92,54.43-16.84,15.96,10.91,34.95,16.84,54.42,16.84,53.19,0,96.46-43.27,96.46-96.46S265.51,3.76,212.32,3.76h0Z\" fill=\"#232320\"><\/path>\n                    <path d=\"M216.34,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n                    <path d=\"M105.92,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n                    <\/div>\n\n        <div class=\"signpost-cta__text\">\n    <p class=\"signpost-cta__heading\">Need to Boost Your Income?<\/p>\n            <p class=\"signpost-cta__description\">Explore 40+ ways to make money online<\/p>\n    <\/div>\n\n    <\/div>\n\n    <div class=\"signpost-cta__action\">\n            <a href=\"https:\/\/www.finder.com\/ca\/make-money-online\" class=\"luna-button luna-button--primary signpost-cta__button\" data-tracking=\"signpost-cta-click\">Let's go<\/a>\n        <\/div>\n<\/div>\n\n<h3>10. Get an EV rebate<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ChryslerPacifica_Supplied_300x200-1.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074252 size-full\" title=\"Image:\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ChryslerPacifica_Supplied_300x200-1.jpg\" alt=\"Red Chrysler Pacifica EV driving on road\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ChryslerPacifica_Supplied_300x200-1.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ChryslerPacifica_Supplied_300x200-1.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ChryslerPacifica_Supplied_300x200-1.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ChryslerPacifica_Supplied_300x200-1.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> If your next car is going to be an EV, the Electric Vehicle Affordability Program (EVAP) can take some of the sting out of your new car\u2019s sticker price. EVAP has replaced the old iZEV Program and offers financial incentives to help you get behind the wheel of an EV.<\/p><p><strong>How much you can get:<\/strong> Up to $5,000 for battery-electric and fuel cell electric vehicles. Up to $2,500 for plug-in hybrid vehicles.<\/p><p><strong>How to qualify:<\/strong> Incentives are available for EVs bought or leased on or after February 16, 2026, with a transaction value of $50,000 or less. Applications open on March 31, 2026. Check out <a href=\"https:\/\/tc.canada.ca\/en\/road-transportation\/innovative-technologies\/zero-emission-vehicles\/electric-vehicle-affordability-program-evap\/evap-vehicle-list\" target=\"_blank\" rel=\"noopener\">Transport Canada\u2019s EVAP Vehicle List<\/a> for more information.<\/p><\/div><\/div><\/div><h3>11. Canadian Dental Care Plan<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/DentalCare_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"aligncenter wp-image-1074253 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/DentalCare_Supplied_300x199.jpg\" alt=\"A dentist in green scrubs and a face mask performing a dental examination on a patient.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/DentalCare_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/DentalCare_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/DentalCare_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/DentalCare_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> The Canadian Dental Care Plan provides co-payments to cover a portion of the cost for a wide range of dental care services. Covered services include dental exams, X-rays, teeth cleaning, fillings, root canal treatments, crown repairs, dentures and tooth removal.<\/p><p><strong>How much you can get:<\/strong> It depends on your income. If you have an adjusted family net income of less than $70,000, <strong>100%<\/strong> of eligible dental care expenses will be covered.<\/p><p><strong>How to qualify:<\/strong> You must be a Canadian resident, have an adjusted family net income of less than $90,000, and must not have access to private dental insurance or coverage through other plans. Apply online through your My Service Canada account.<\/p><\/div><\/div><\/div><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/dental-loans\" style=\"text-decoration:underline; font-size:0.9em;\">How to finance dental work<\/a>\n<\/div>\n<\/article><h3>12. Make the most of your health insurance coverage<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HealthInsurance_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"aligncenter wp-image-1074254 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HealthInsurance_Supplied_300x199.jpg\" alt=\"A health insurance application form on a clipboard, surrounded by a stethoscope, a pen, and various pills.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HealthInsurance_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HealthInsurance_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HealthInsurance_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HealthInsurance_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> If you take out private health insurance or have coverage provided by your employer, be sure to make the most of it. Many people are unaware of just how many different expenses their policy covers. From dental care to massages, gym memberships, mental health services and more, you might be surprised by just how many benefits you\u2019re entitled to. Check the fine print of your policy to find out.<\/p><p><strong>How much you can get:<\/strong> Varies depending on your insurance policy.<\/p><p><strong>How to qualify:<\/strong> Take out health insurance cover.<\/p><\/div><\/div><\/div><h3>13. Birthday freebies<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/BirthdayFreebies_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074255 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/BirthdayFreebies_Supplied_300x199.jpg\" alt='A colorful cupcake with pink frosting, rainbow sprinkles, and a gold glitter \"Happy Birthday\" topper against a light blue background.' width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/BirthdayFreebies_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/BirthdayFreebies_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/BirthdayFreebies_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/BirthdayFreebies_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> You deserve to spoil yourself on your birthday, and plenty of retailers, restaurants, bars, and plenty more across Canada are willing to help you do exactly that. Free meals, free desserts, free beauty products, free gifts, special discounts, you name it\u2014there are lots of <a href=\"https:\/\/www.finder.com\/ca\/make-money-online\/birthday-freebies-canada\">birthday freebies<\/a> to help make your special day a little more lucrative. It\u2019s not free money per se, but it\u2019s a great way to save.<\/p><p><strong>How much you can get:<\/strong> Offers vary depending on the retailer. <\/p><p><strong>How to qualify:<\/strong> It depends on the offer. Some restaurants will offer you a free birthday treat if you simply show your ID or let your server know it\u2019s your birthday. Other offers require you to join a loyalty program or join an app, and you may need to make a purchase in the lead-up to your birthday to qualify.<\/p><\/div><\/div><\/div><h3>14. Open a TFSA<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TFSA_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074296 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TFSA_Supplied_300x199.jpg\" alt='A glass jar lying on its side on a desk, filled with coins, with a \"TFSA\" label attached.' width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TFSA_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TFSA_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TFSA_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TFSA_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> As the name suggests, a <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/tfsa\">Tax-Free Savings Account<\/a> (TFSA) is a special account that protects your investments (i.e. your savings) from taxes. You can use it to hold cash, stocks, GICs, bonds and more, and the money you make from these investments, such as interest or dividends, won\u2019t get taxed. That means more money stays in your pocket rather than filling the CRA\u2019s coffers.<\/p><p><strong>How much you can get:<\/strong> Varies depending on your investments.<\/p><p><strong>How to qualify:<\/strong> You can open a TFSA if you\u2019re a Canadian resident 18 years or older and have a valid SIN.<\/p><\/div><\/div><\/div><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/stock-trading\/best-trading-platform-in-canada-for-beginners\" style=\"text-decoration:underline; font-size:0.9em;\">Explore trading platforms for beginners<\/a>\n<\/div>\n<\/article><h3>15. Registered Retirement Savings Plan (RRSP) tax refund<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/RRSP_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074297 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/RRSP_Supplied_300x199.jpg\" alt='A glass jar lying on its side containing several gold and silver coins, with a paper label inside that reads \"RRSP.\"' width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/RRSP_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/RRSP_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/RRSP_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/RRSP_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> An <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/rrsp\">RRSP<\/a> is an investment account that shelters your savings from being taxed right now. When you put money into an RRSP, the government treats that amount as if you never earned it, which effectively reduces your total taxable income for the year. Since your employer already took taxes out of your paycheques based on your full salary, the government realizes they overcharged you and sends you a refund cheque to pay you back. This isn\u2019t exactly \u201cfree money\u201d from the government; it\u2019s a tax delay. You get that cash now to reinvest (though some people might spend it), and you only pay the taxes much later when you finally withdraw the money for retirement. Your income will be lower by then, so you\u2019ll pay less in taxes.<\/p><p><strong>How much you can get:<\/strong> Varies.<\/p><p><strong>How to qualify:<\/strong> Must have a valid SIN, have earned income and filed a tax return.<\/p><\/div><\/div><\/div><h3>16. RRSP Home Buyers\u2019 Plan<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/BuyingAHouse_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074302 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/BuyingAHouse_Supplied_300x199.jpg\" alt=\"A real estate agent or seller handing over house keys to a buyer across a desk with a signed contract and a small model house.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/BuyingAHouse_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/BuyingAHouse_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/BuyingAHouse_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/BuyingAHouse_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> If you need help saving for a down payment on a home, this plan can help. It allows you to make a tax-free withdrawal from your RRSP to buy or build a home, and you then have up to 15 years to repay the money you withdraw.<\/p><p><strong>How much you can get:<\/strong> You can withdraw up to $60,000 tax-free.<\/p><p><strong>How to qualify:<\/strong> You must be a Canadian resident and a first-time home buyer. You will also need a written agreement to buy or build a qualifying home, and intend to occupy it as your principal place of residence within one year.<\/p><\/div><\/div><\/div><h3>17. RRSP Lifelong Learning Plan<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LearningPlan_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074305 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LearningPlan_Supplied_300x199.jpg\" alt=\"A man with glasses sitting at a table in a home office, looking at a notebook while working on a laptop covered in colorful sticky notes.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LearningPlan_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LearningPlan_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LearningPlan_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LearningPlan_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> This program allows you to put the money in your RRSP to use now to cover education and training costs for you or your partner. You can withdraw the funds tax-free, and you have up to 10 years to repay them.<\/p><p><strong>How much you can get:<\/strong> You can withdraw up to $10,000 per year and $20,000 in total tax-free.<\/p><p><strong>How to qualify:<\/strong> Must be a Canadian resident aged 71 or under. You must enroll full-time in a qualifying program at a designated educational institution.<\/p><\/div><\/div><\/div><h3>18. Group RRSP<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TeamWorkingTogether_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074307 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TeamWorkingTogether_Supplied_300x199.jpg\" alt=\"A diverse team of professionals working together in a bright, modern office with sloped ceilings.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TeamWorkingTogether_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TeamWorkingTogether_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TeamWorkingTogether_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TeamWorkingTogether_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> Get free money from your employer with a group RRSP. Under this employer-sponsored retirement plan, RRSP contributions are automatically deducted from your pay, providing tax savings straight away. Many employers will match a portion of your contributions to help boost your savings, while you also get all the tax-sheltering benefits of an RRSP.<\/p><p><strong>How much you can get:<\/strong> Tax savings vary. Your employer may match anywhere from 1% to 6% of your salary with contributions.<\/p><p><strong>How to qualify:<\/strong> Varies depending on your employer.<\/p><\/div><\/div><\/div><h3>19. Make the most of employer benefits<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/EmployeeBenefits_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"aligncenter wp-image-1074308 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/EmployeeBenefits_Supplied_300x199.jpg\" alt='A top-down view of an \"Employee Benefits Package\" document on a wooden desk.' width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/EmployeeBenefits_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/EmployeeBenefits_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/EmployeeBenefits_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/EmployeeBenefits_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> Does your company offer extra benefits and perks to its employees? These can come in many forms, like employee stock purchase plans that let you buy company stock at a discount or the RRSP matching we mentioned above. Other companies offer benefits to help cover the cost of courses and other training that can help improve your r\u00e9sum\u00e9 and future career prospects.<\/p><p><strong>How much you can get:<\/strong> Varies.<\/p><p><strong>How to qualify:<\/strong> Varies depending on your employer.<\/p><\/div><\/div><\/div><h3>20. Open an FHSA<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/FirstHome_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"aligncenter wp-image-1074309 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/FirstHome_Supplied_300x199.jpg\" alt=\"A back-view of a young family\u2014a mother, father, and small child\u2014standing together and looking at their newly purchased house.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/FirstHome_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/FirstHome_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/FirstHome_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/FirstHome_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> Buying your first home is a huge milestone, but it\u2019s also a huge expense. A First Home Savings Account (FHSA) lets you save up to $8,000 every year ($40,000 total) for your first home without the government taking a cut. Any money you put in lowers your annual taxes, and the extra money you earn from interest grows completely tax-free. When you\u2019re finally ready to buy your house, you can take all that cash out without paying a single penny in taxes.<\/p><p><strong>How much you can get:<\/strong> Varies depending on the investments you hold.<\/p><p><strong>How to qualify:<\/strong> You must be a Canadian resident aged 18 to 71 and a first-time home buyer.<\/p><\/div><\/div><\/div><h3>21. Earn dividends<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/Dividends_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074310 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/Dividends_Supplied_300x199.jpg\" alt=\"A close-up of several stacks of coins on a teal surface.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/Dividends_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/Dividends_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/Dividends_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/Dividends_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> Think of dividends as the stock market\u2019s version of free money. Once you\u2019ve bought into a company, they pay you just for sticking around. But it\u2019s not completely free money since you have to buy a stock in the first place to receive dividends, and your dividend income is taxed. But they <em>feel<\/em> like free money, which is why we\u2019ve included them here. Many <a href=\"https:\/\/www.finder.com\/ca\/stock-trading\/blue-chip-stocks\">blue chip stocks in Canada<\/a> pay quarterly dividends, providing a handy source of passive income to shareholders. You can also choose to \u201creinvest\u201d your dividends. This means instead of taking the cash, you use that money to automatically buy even more shares of the company\u2019s stock.<\/p><p><strong>How much you can get:<\/strong> Varies depending on the company, the size of the dividend and how many stocks you own.<\/p><p><strong>How to qualify:<\/strong> Open an account with an online trading platform and invest in a stock that pays dividends.<\/p><\/div><\/div><\/div><h3>22. Claim every possible tax deduction<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TaxPapers_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074311 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TaxPapers_Supplied_300x199.jpg\" alt='A person\u2019s hands organizing a stack of \"Personal Income Tax\" documents on a wooden desk next to a laptop and a calculator.' width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TaxPapers_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TaxPapers_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TaxPapers_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TaxPapers_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> No one likes paying any more tax than they have to, so make sure you\u2019re getting a fair deal by claiming every tax deduction you\u2019re entitled to. With the help of an experienced accountant, potentially one with expert knowledge about your industry, you could end up paying substantially less tax.<\/p><p><strong>How much you can get:<\/strong> Varies.<\/p><p><strong>How to qualify:<\/strong> File your annual income tax return.<\/p><\/div><\/div><\/div><h3>23. Canada Groceries and Essentials Benefit (formerly the GST\/HST Credit)<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/PayingGroceryShopping_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"aligncenter wp-image-1074313 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/PayingGroceryShopping_Supplied_300x199.jpg\" alt=\"A close-up of a person using a smartphone to make a contactless payment at a grocery store card reader.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/PayingGroceryShopping_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/PayingGroceryShopping_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/PayingGroceryShopping_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/PayingGroceryShopping_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> This is free money from the government of Canada. If you\u2019re feeling the pinch of the rising cost of living, you could be eligible to receive a one-time top-up equal to 50% of your annual GST credit. Starting July 2026, the benefit value will also increase by 25% for the next five years.<\/p><p><strong>How much you can get:<\/strong> A family of four will receive up to $1,890 this year, and about $1,400 each year for the next four years. A single person will receive up to $950 this year, and about $700 each year for the next four years.<\/p><p><strong>How to qualify:<\/strong> File your taxes. Eligibility is based on your tax return, with the benefit designed for low- and modest-income Canadians.<\/p><\/div><\/div><\/div><h3>24. Canada Child Benefit (CCB)<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ChildBenefit_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"aligncenter wp-image-1074314 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ChildBenefit_Supplied_300x199.jpg\" alt=\"A close-up of a parent's hands and a young child's hands together, holding a small model of a house and a handful of coins to represent family financial security.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ChildBenefit_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ChildBenefit_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ChildBenefit_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ChildBenefit_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> This is free money from the government of Canada to help families cover the cost of raising children. Eligible families qualify for a tax-free monthly benefit payment.<\/p><p><strong>How much you can get:<\/strong> Up to $7,997 per year ($666.41\/month) for children under 6 and up to $6,748 per year ($562.33\/month) for children aged 6 to 17. The benefit amount varies depending on your income.<\/p><p><strong>How to qualify:<\/strong> Must be a Canadian resident who lives with and cares for a child under 18 years of age. Income requirements also apply.<\/p><\/div><\/div><\/div><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/get-a-loan-receiving-canada-child-benefit\" style=\"text-decoration:underline; font-size:0.9em;\">Loans for people receiving child tax credit<\/a>\n<\/div>\n<\/article><h3>25. Alberta Child and Family Benefit (ACFB)<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/MotherAndDaughter_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074315 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/MotherAndDaughter_Supplied_300x199.jpg\" alt=\"A smiling mother and her young daughter sit together on a bright, sunny couch looking at a digital tablet.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/MotherAndDaughter_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/MotherAndDaughter_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/MotherAndDaughter_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/MotherAndDaughter_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> The ACFB is a tax-free quarterly payment for low- and middle-income families with kids under 18. It is paid in addition to the federal CCB.<\/p><p><strong>How much you can get:<\/strong> Varies depending on your income level and the number of children you have.<\/p><p><strong>How to qualify:<\/strong> Must be an Alberta resident with one or more children under 18. Must also meet income requirements.<\/p><\/div><\/div><\/div><h3>26. Canada Disability Benefit (CDB)<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/DisabilityBenefit_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074316 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/DisabilityBenefit_Supplied_300x199.jpg\" alt=\"A young man kneels compassionately in front of a young woman in a wheelchair, holding her hands while they smile at each other in a bright living room.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/DisabilityBenefit_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/DisabilityBenefit_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/DisabilityBenefit_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/DisabilityBenefit_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> The CDB provides financial assistance for working-age Canadians with a disability. Payments are sent to eligible recipients on the third Thursday of each month.<\/p><p><strong>How much you can get:<\/strong> Up to $200\/month ($2,400\/year).<\/p><p><strong>How to qualify:<\/strong> You must be between the ages of 18 and 64 and have been approved for the disability tax credit.<\/p><\/div><\/div><\/div><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/loans-for-people-on-disability\" style=\"text-decoration:underline; font-size:0.9em;\">Loans for people receiving disability income<\/a>\n<\/div>\n<\/article><h3>27. Rent assistance<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HouseForRent_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"aligncenter wp-image-1074317 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HouseForRent_Supplied_300x199.jpg\" alt='A suburban two-story house with a red \"FOR RENT\" sign displayed in the front window.' width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HouseForRent_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HouseForRent_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HouseForRent_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HouseForRent_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> If you\u2019re struggling to pay the rent, the Canada Housing Benefit is a joint initiative between federal and provincial governments that can help. It provides a monthly payment to help low-income households subsidize their rent.<\/p><p><strong>How much you can get:<\/strong> The benefit is designed to help cover the difference between 30% of your income and the average rent in your area.<\/p><p><strong>How to qualify:<\/strong> Application process and program details may vary depending on your province. Find details of how the benefit works where you live. For example, research the Canada-Ontario Housing Benefit in Ontario, the Canada-BC Housing Benefit in BC, and the Rent Supplement Program under the Canada-Alberta Housing Benefit in Alberta.<\/p><\/div><\/div><\/div><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/emergency-loans-for-rent\" style=\"text-decoration:underline; font-size:0.9em;\">Emergency loans for rent, plus alternatives<\/a>\n<\/div>\n<\/article><h3>28. Canada Training Credit (CTC)<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TrainingCourse_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"aligncenter wp-image-1074319 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TrainingCourse_Supplied_300x199.jpg\" alt=\"A group of professionals sitting at a long table in a seminar room.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TrainingCourse_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TrainingCourse_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TrainingCourse_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/TrainingCourse_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> Upskilling? Undergoing training to help further your career? The CTC is a refundable tax credit to help you cover eligible training costs.<\/p><p><strong>How much you can get:<\/strong> The lesser of your Canada training credit limit for the tax year or 50% of eligible tuition and other fees. Maximum of $5,000 in a lifetime.<\/p><p><strong>How to qualify:<\/strong> The CTC is available to Canadian residents aged 26 \u2013 65 who pay tuition or other fees to an eligible educational institution for training courses, or who paid tuition or fees to other authorities for an occupational, trade or professional examination.<\/p><\/div><\/div><\/div><h3>29. Ontario Trillium Benefit (OTB)<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CouplePayingBills_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074320 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CouplePayingBills_Supplied_300x199.jpg\" alt=\"A young man and woman sit together on a grey sofa in a bright living room, looking at each other while discussing a paper bill.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CouplePayingBills_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CouplePayingBills_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CouplePayingBills_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CouplePayingBills_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> The OTB is designed to help low-income to moderate-income Ontarians pay for energy costs, sales and property taxes. It combines the Ontario Sales Tax Credit, Energy and Property Tax Credit, and Northern Ontario Energy Credit, offering a tax-free payment to eligible residents.<\/p><p><strong>How much you can get:<\/strong> Varies depending on your circumstances and eligibility.<\/p><p><strong>How to qualify:<\/strong> File your income tax return and complete the ON-BEN Application Form in your return. The CRA will determine your eligibility based on the information you provide.<\/p><\/div><\/div><\/div><h3>30. Oil to Heat Pump Affordability Program<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LightBulb_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074323 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LightBulb_Supplied_300x199.jpg\" alt=\"A close-up, shallow-depth-of-field shot of several decorative Edison-style light bulbs hanging and glowing with warm orange light against a blurred background.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LightBulb_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LightBulb_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LightBulb_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LightBulb_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> Thinking of going green? This program offers an upfront payment to cover the cost of switching your home over from oil heating to an energy-efficient heat pump.<\/p><p><strong>How much you can get:<\/strong> Up to $10,000. An additional $5,000 of funding plus a $250 bonus payment is available in some participating provinces and territories.<\/p><p><strong>How to qualify:<\/strong> Must be a homeowner, heat your home with oil and have income at or below the median household after-tax income. Please note that the criteria may vary between provinces and territories.<\/p><\/div><\/div><\/div><h3>31. Home Buyers\u2019 Amount<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HouseKeys_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074324 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HouseKeys_Supplied_300x199.jpg\" alt=\"A pair of silver metal keys attached to a light wooden keychain shaped like a small house, lying on a solid grey background.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HouseKeys_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HouseKeys_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HouseKeys_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/HouseKeys_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> Buying your first home? This non-refundable tax credit can help make it a little easier by reducing the amount of federal income tax you have to pay.<\/p><p><strong>How much you can get:<\/strong> Up to $10,000.<\/p><p><strong>How to qualify:<\/strong> Acquire a qualifying first home in Canada and intend to occupy it as your principal place of residence no later than one year after acquiring it.<\/p><\/div><\/div><\/div><h3>32. Explore \u2014 Second Language Program<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LearnFrench_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"aligncenter wp-image-1074325 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LearnFrench_Supplied_300x199.jpg\" alt=\"A close-up of a person's hands holding a smartphone displaying a French language learning app.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LearnFrench_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LearnFrench_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LearnFrench_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/LearnFrench_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> Parlez-vous fran\u00e7ais? If you\u2019re an English-speaking student who wants to learn French, or vice versa, the Explore program provides funding to help you do exactly that. This language immersion program runs spring and summer sessions, with funding provided to cover tuition costs, instructional materials, meals and lodging expenses.<\/p><p><strong>How much you can get:<\/strong>$3,850 if you\u2019re aged 16+, or $2,760 if you\u2019re aged 13 to 15.<\/p><p><strong>How to qualify:<\/strong> Must be a Canadian citizen or permanent resident, meet the minimum age requirement for the relevant session, and have been a student for at least one term during the current school year.<\/p><\/div><\/div><\/div><h3>33. Guaranteed Income Supplement (GIS)<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/RetiredCouple_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074326 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/RetiredCouple_Supplied_300x199.jpg\" alt=\"An older man and woman walking together on a sunny path in a park, smiling and laughing.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/RetiredCouple_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/RetiredCouple_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/RetiredCouple_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/RetiredCouple_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> A monthly tax-free payment for Canadians aged 65+. The GIS is provided to Old Age Security (OAS) pensioners with low income.<\/p><p><strong>How much you can get:<\/strong> Up to $1,108.74 per month.<\/p><p><strong>How to qualify:<\/strong> Service Canada can automatically enroll you for the GIS if you\u2019re eligible. You will be notified by mail.<\/p><\/div><\/div><\/div><h3>34. Senior tax grants and credits<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SeniorWomanReading_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"aligncenter wp-image-1074330 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SeniorWomanReading_Supplied_300x199.jpg\" alt=\"A smiling senior woman with glasses sitting on a grey sofa, comfortably using a white digital tablet.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SeniorWomanReading_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SeniorWomanReading_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SeniorWomanReading_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SeniorWomanReading_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> Some provincial governments offer additional financial assistance to Canadian seniors. For example, the Ontario Senior Homeowners\u2019 Property Tax Grant (OSHPTG) is a refundable tax credit for low- to moderate-income seniors to help make property taxes more affordable. In BC, the British Columbia Seniors Home Owner Grant provides free money for seniors to reduce property taxes.<\/p><p><strong>How much you can get:<\/strong> Up to $500 per year in Ontario, or an extra $275 on top of the base grant in BC.<\/p><p><strong>How to qualify:<\/strong> Must be a senior, a resident of the relevant province and own your own home.<\/p><\/div><\/div><\/div><h3>35. Home Accessibility Tax Credit (HATC)<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SeniorAccesibility_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074333 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SeniorAccesibility_Supplied_300x199.jpg\" alt=\"A motorized chair lift for seniors installed on a wooden staircase with lit steps, providing accessibility to the upper floor of a home.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SeniorAccesibility_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SeniorAccesibility_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SeniorAccesibility_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/SeniorAccesibility_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> The HATC is a non-refundable tax credit for Canadians aged 65 or older or with disabilities. It offers free money to help you renovate your home to make it safer, more accessible and reduce the risk of injury. For example, it could help cover the cost of ramps for easy access or grab bars in bathroom areas.<\/p><p><strong>How much you can get:<\/strong> Up to $3,000 (15% of up to $20,000 in renovation expenses).<\/p><p><strong>How to qualify:<\/strong> Must be 65+ at the end of the year or eligible for the disability tax credit. The renovation must improve accessibility or mobility, or reduce the risk of injury in the home. The renovation must be done to your principal residence.<\/p><\/div><\/div><\/div><h3>36. Canada Workers Benefit (CWB)<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ConstructionWorkers_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074337 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ConstructionWorkers_Supplied_300x199.jpg\" alt=\"Two workers in high-visibility vests standing side-by-side, each holding a hard hat (one white, one yellow) under their arm.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ConstructionWorkers_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ConstructionWorkers_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ConstructionWorkers_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/ConstructionWorkers_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> The CWB is a refundable tax credit for low-income earners.<\/p><p><strong>How much you can get:<\/strong> The maximum benefit amount is $1,633 for single individuals and $2,813 for families, while a disability supplement is also available.<\/p><p><strong>How to qualify:<\/strong> Apply if you\u2019re 19 or older, a Canadian resident who earns working income, and your net income is below the level specified for your province or territory.<\/p><\/div><\/div><\/div><div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"><\/circle>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">The Benefits Finder<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n            Want to know how to get free money from the government in Canada but not sure where to start? Use the Government of Canada\u2019s <a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/finder.html\" target=\"_blank\" rel=\"noopener\">Benefits Finder<\/a> to find out which types of financial support you may be eligible for.\n        <\/div>\n    <\/div>\n<\/div>\n<h3>37. Get a student grant<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentGrant_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"aligncenter wp-image-1074340 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentGrant_Supplied_300x199.jpg\" alt=\"A graduation cap and a diploma tied with a red ribbon resting on several stacks of coins, symbolizing education funding and student grants.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentGrant_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentGrant_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentGrant_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentGrant_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> The Canada Student Grant offers free money for students in Canada who have financial need. It\u2019s offered as part of the Canada Student Financial Assistance Program, which sees the federal government work with provinces and territories to provide financial support. Additional provincial and territorial grants offer further free money for eligible students.<\/p><p><strong>How much you can get:<\/strong> Up to $4,200 per year with the Canada Student Grant. Other financial assistance amounts vary depending on where you live.<\/p><p><strong>How to qualify:<\/strong> Apply for student aid in your province or territory. Eligibility and the amount you receive depend on factors such as your income, your tuition costs and other fees, and if you have dependents.<\/p><\/div><\/div><\/div><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/student-loans\" style=\"text-decoration:underline; font-size:0.9em;\">Student loans in Canada<\/a>\n<\/div>\n<\/article><h3>38. Canada Education Savings Grant (CESG)<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentWithLotsOfPapers_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074341 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentWithLotsOfPapers_Supplied_300x199.jpg\" alt=\"A stressed student sits at a desk with their head in their hands, surrounded by messy stacks of papers, textbooks, and a laptop, illustrating an overwhelming study load.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentWithLotsOfPapers_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentWithLotsOfPapers_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentWithLotsOfPapers_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentWithLotsOfPapers_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> Post-secondary education isn\u2019t cheap, but Employment and Social Development Canada provides financial assistance to help make it more affordable to pay for the cost of your children\u2019s education. When you open a <a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\/registered-education-savings-plans\">Registered Education Savings Plan (RESP)<\/a> and make contributions, the CESG matches 20% of your annual personal contributions up to a fixed limit.<\/p><p><strong>How much you can get:<\/strong> Up to $7,200 maximum per eligible child in an RESP.<\/p><p><strong>How to qualify:<\/strong> The child must be a Canadian resident with a valid SIN, 17 or younger, and named as a beneficiary in an RESP.<\/p><\/div><\/div><\/div><h3>39. Canada Learning Bond<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CanadianStudent_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074342 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CanadianStudent_Supplied_300x199.jpg\" alt=\"A smiling young student with a backpack holding textbooks and a small Canadian flag against a pink background, representing international or domestic study in Canada.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CanadianStudent_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CanadianStudent_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CanadianStudent_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/CanadianStudent_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> If you\u2019re searching for free money for students in Canada, the Canada Learning Bond could be the answer. This federal government grant provides a financial boost to help low-income families save for their child\u2019s post-secondary education. The grant money is deposited directly into the child\u2019s RESP.<\/p><p><strong>How much you can get:<\/strong> Up to $2,000.<\/p><p><strong>How to qualify:<\/strong> The child must be born on or after January 1, 2004, a resident of Canada, have a valid SIN, be named as a beneficiary in an RESP, and meet family income requirements.<\/p><\/div><\/div><\/div><h3>40. Provincial education savings assistance<\/h3><div class=\"luna-card\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1 u-grid__col--orderLast@s\" style=\"text-align: center;\"><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentHoldingBooksAndCellphone_Supplied_300x199.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1074344 size-full\" title=\"Image: alexsl from Getty Images Signature\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentHoldingBooksAndCellphone_Supplied_300x199.jpg\" alt=\"A smiling young woman with curly hair standing outside, holding textbooks and a smartphone, representing a student on campus.\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentHoldingBooksAndCellphone_Supplied_300x199.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentHoldingBooksAndCellphone_Supplied_300x199.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentHoldingBooksAndCellphone_Supplied_300x199.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/03\/StudentHoldingBooksAndCellphone_Supplied_300x199.jpg?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><p><strong>What it is:<\/strong> Some provincial governments also offer financial assistance to help cover the cost of a child\u2019s education. The British Columbia Training, Education &amp; Savings Grant (BCTESG) provides a one-off grant into a child\u2019s RESP, while the Qu\u00e9bec education savings incentive (QESI) pays a refundable tax credit into an RESP. It\u2019s worth checking if any extra assistance is available where you live.<\/p><p><strong>How much you can get: <\/strong>$1,200 with the BCTESG, up to $3,600 with the QESI.<\/p><p><strong>How to qualify:<\/strong> Check the eligibility requirements in your province or territory.<\/p><\/div><\/div><\/div><h3>How do I get $100 for free online in Canada?<\/h3><p>You can get a $100 for free online by signing up for a new financial product, such as a bank account or credit card. Sites like Finder offer $25 to $250 in rewards when you apply using their promotional link. You can stack these rewards with the banks\u2019 own welcome bonuses.<\/p><h3>How do I get $2,000 in free money?<\/h3><p>It\u2019ll be difficult to get $2,000 in free money, but you can reach this amount by combining simple money-making tasks, such as selling items you no longer need, taking surveys, and earning rewards and cashback.<\/p><h3>What to watch out for<\/h3><p>If you\u2019re searching for free money in Canada, you might come across pages or ads that sound enticing, like \u201cFree spins, no deposit, win real money\u201d or \u201c120 free spins for real money in Canada.\u201d<\/p><p>Be very careful with any online casino free money offers you come across. Some are outright scams that take your money or won\u2019t let you access any money you win. Others require you to make a deposit to get your \u201cfree\u201d money, or they won\u2019t let you cash out until you\u2019ve gambled your freebie a certain number of times.<\/p><p>And that\u2019s before we even get into the risks of online gambling and addiction. Even if the casino is an entirely legit operation, these offers are designed to lure you in with a sweet deal and then never let you go. The financial consequences can be huge, so it\u2019s best to steer clear.<\/p><p>Be also wary of scams like <a href=\"https:\/\/www.finder.com\/ca\/make-money-online\/get-paid-to-watch-netflix\">getting paid to watch Netflix<\/a>, lottery wins and fake government grants.<\/p><h3>Bottom line<\/h3><p>Getting \u201cfree\u201d money often requires a little effort or a change in habits, but the rewards are well worth the time. From switching bank accounts to claiming tax credits, these strategies help you reclaim your hard-earned cash and outsmart the rising cost of living. Start with the easiest wins today and watch those small windfalls provide a welcome boost to your bottom line.<\/p><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000000\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000000\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Discover the strategies, benefits, rebates and bonuses you can use to put more money in your bank account.<\/p>\n","protected":false},"author":516,"featured_media":1031785,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[107297],"tags":[],"asset_tag":[],"class_list":["post-1074219","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-make-money-online"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Free Money in Canada: 40 Bonuses, Rebates &amp; Money Strategies<\/title>\n<meta name=\"description\" content=\"Boost your bank balance with these simple ways to get &quot;free&quot; money, from government benefits to tax savings, special offers, welcome bonuses and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/make-money-online\/free-money-canada\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"40 Ideas to Get Free Money in Canada (2026)\" \/>\n<meta property=\"og:description\" content=\"Boost your bank balance with these simple ways to get &quot;free&quot; money, from government benefits to tax savings, special offers, welcome bonuses and more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/make-money-online\/free-money-canada\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-23T18:26:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/Canadianmoneycash2_Canva_1800x1000.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tim Falk\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tim Falk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"27 minutes\" \/>\n<script type=\"application\/ld+json\" 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