{"id":1066007,"date":"2025-10-15T14:55:38","date_gmt":"2025-10-15T18:55:38","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=1066007"},"modified":"2026-09-01T06:30:54","modified_gmt":"2026-09-01T10:30:54","slug":"open-bank-accounts-online-with-instant-access-canada","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/digital-banking\/open-bank-accounts-online-with-instant-access-canada","title":{"rendered":"Open a bank account online with instant access"},"content":{"rendered":"

The days of visiting a bank branch and waiting in line to open a bank account are long gone. Most Canadian financial institutions let you open a bank account online with instant access in a matter of minutes. In this guide, we break down instant online bank accounts in Canada and the steps you need to take to open one of these accounts.<\/p>

Which bank account can be opened online instantly?<\/h3>

All of these banks let you open an account online essentially instantly, within only a few minutes. Many of these accounts don\u2019t even charge a monthly fee.<\/p>\n\n\n\n\n\n\n
Bank account<\/th>\nInstant access?<\/th>\nTime to open account online<\/th>\nMonthly fee<\/th>\nGet started<\/th>\n<\/tr>\n<\/thead>\n
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BMO Performance Chequing Account<\/strong><\/div><\/td>\n
Yes<\/td>\nApproximately 7 minutes<\/td>\n$17.95 (can be waived)<\/td>\n\n<\/td>\n<\/tr>\n\n
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\n Exclusive<\/span>\n
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+ Get a $175 digital Visa Card<\/strong> when you open a BMO Performance Chequing Account<\/strong> through Finder\u2014stack with BMO's offer for a total $1,075 bonus<\/strong>. Become a Finder Member in seconds for free to claim your reward. Offer ends October 31, 2026. T&Cs apply.<\/div>\n <\/div>\n
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