{"id":1060841,"date":"2025-07-03T17:03:18","date_gmt":"2025-07-03T21:03:18","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=1060841"},"modified":"2026-11-04T14:11:32","modified_gmt":"2026-11-04T19:11:32","slug":"neo-everyday-account-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/chequing-accounts\/neo-everyday-account-review","title":{"rendered":"Neo Chequing Account review"},"content":{"rendered":"<div class=\"rewards-banner-container\n   rewards--container   \" data-campaign-name=\"neo|checking|nov-2026~cafsa\" data-end-soon-date=\"2026-12-23T22:00:00.000Z\" data-niche=\"CAFSA-CHQ\" data-rewards-component=\"banner\">\n  <div class=\"rewards-banner\">\n    <div class=\"rewards-banner__top\">\n      <div class=\"rewards-banner__badge\">\n        FINDER REWARDS EXCLUSIVE\n      <\/div>\n    <\/div>\n    <div class=\"rewards-banner__content\">\n      <div class=\"rewards-banner__logo-and-share\">\n                  <div class=\"rewards-banner__logo-wrapper\">\n            <img decoding=\"async\" src=\"https:\/\/www.finder.com\/ca\/svg-image\/rewards-logo-neo\" class=\"rewards-banner__logo\" alt=\"Neo Financial logo\" loading=\"lazy\">\n          <\/div>\n        \n        <button class=\"rewards-banner__share-btn rewards-banner__share-btn--mobile\" type=\"button\" disabled aria-label=\"Share deal link\" data-share-url=\"https:\/\/www.finder.com\/ca\/finder-rewards\/finder-x-neo-reward-offer\">\n          <span class=\"rewards-banner__share-text\">Share<\/span>\n          <span class=\"rewards-banner__share-success\" style=\"display: none;\">Copied!<\/span>\n        <\/button>\n      <\/div>\n      <div class=\"rewards-banner__main-content\">\n        <div class=\"rewards-banner__text-content\">\n          <div class=\"rewards-banner__badges\">\n                        <div class=\"rewards-banner__niche\">\n              Chequing and Savings Accounts\n            <\/div>\n                                    <div class=\"rewards-banner__ends-soon\">\n              <svg class=\"luna-icon rewards-banner__ends-soon-icon\" style=\"--fill: var(--color-foreground-main)\">\n                <use href=\"#lightning\"><\/use>\n              <\/svg>\n              ENDS SOON\n            <\/div>\n                      <\/div>\n          <div class=\"rewards-banner__title-and-copy\">\n            <div class=\"rewards-banner__title\">\n                              Get <span class=\"rewards-banner__title-highlight\">$80<\/span> from Finder\n                          <\/div>\n            <div class=\"rewards-banner__copy\">\n        <span class=\"rewards-banner__copy-text\">\n          Become a Finder member, then open a new Neo Financial Chequing or Savings Account online through Finder as a first-time customer, deposit a total of at least $50 within 30 days of opening and keep the account active until February 15, 2027. One Neo reward per member. Offer ends December 30, 2026 at 5:00 PM ET.\n        <\/span>\n              <a href=\"https:\/\/www.finder.com\/ca\/finder-rewards\/neo-x-finder-promotion-terms-and-conditions\" class=\"rewards-banner__terms-link\" target=\"_blank\" rel=\"noopener noreferrer\">\n                Separate T&amp;Cs apply.\n              <\/a>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n      <div class=\"rewards-banner__cta-wrapper\">\n                              <link rel=\"preload\" href=\"https:\/\/www.finder.com\/ca\/svg-image\/rewards-logo-neo\" as=\"image\" type=\"image\/svg+xml\">\n     <script>window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"neo|checking|nov-2026~cafsa\"] = {\"startDate\":\"2026-11-04T18:00:00.000Z\",\"endDate\":\"2026-12-30T22:00:00.000Z\",\"showVisaLogo\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"isTieredReward\":false,\"rewardCopy\":\"Join Finder then open a new Neo Financial Chequing or Savings Account online through Finder as a first-time customer, deposit a total of at least $50 within 30 days of opening and keep the account active until February 15, 2027 to receive an $80 digital Visa gift card. Ends 30 Dec 2026.\",\"hasEligibilityCriteria\":true,\"offerStacking\":true,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $80 from Finder\",\"titleHighlight\":\"$80\",\"copyText\":\"Become a Finder member, then open a new Neo Financial Chequing or Savings Account online through Finder as a first-time customer, deposit a total of at least $50 within 30 days of opening and keep the account active until February 15, 2027. One Neo reward per member. Offer ends December 30, 2026 at 5:00 PM ET.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"nicheText\":\"Chequing and Savings Accounts\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"cd151500-7857-4d32-a3da-4a16e57cad92\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-neo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"80\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-x-neo-reward-offer\",\"validationDate\":\"2027-01-29T05:00:00.000Z\",\"fulfillmentDate\":\"2027-02-16T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/neo-x-finder-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":true,\"title\":\"Get $80 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new Neo Financial account\",\"items\":[{\"icon\":\"user\",\"text\":\"Create a Finder account for Free, instantly\"},{\"icon\":\"shopping-bag\",\"text\":\"Open a \\u003Cb\\u003ENeo Financial Chequing or Savings Account\\u003C\\\/b\\u003E online through Finder and make a minimum total deposit of $50\"},{\"icon\":\"confetti\",\"text\":\"Get your $80 digital Visa card from Finder on or before February 15th, 2027\"}],\"heading\":\"Get $80 from Finder\",\"membersHeading\":\"Get $80 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Create a Finder account for Free, instantly\\n* Open a \\u003Cb\\u003ENeo Financial Chequing or Savings Account\\u003C\\\/b\\u003E online through Finder and make a minimum total deposit of $50\\n* Get your $80 digital Visa card from Finder on or before February 15th, 2027\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open a \\u003Cb\\u003ENeo Financial Chequing or Savings Account\\u003C\\\/b\\u003E online through Finder and make a total minimum deposit of $50\\n* Get your $80 digital Visa card from Finder on or before February 15th, 2027\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new Neo Financial account\",\"badgeText\":\"\\u003Creward_value\\u003E REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within \\u003Cfulfillment_days\\u003E days of signup or purchase.\",\"legalText\":\"By submitting your details you agree to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"GET $80 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO NEO FINANCIAL\",\"copyText\":\"Promotion period: November 4 - December 30, 2026. Reward fulfilled on or before February 15, 2027.\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-neo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"80\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-x-neo-reward-offer\",\"validationDate\":\"2027-01-29T05:00:00.000Z\",\"fulfillmentDate\":\"2027-02-16T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/neo-x-finder-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null,\"criteriaText\":\"Join Finder then open a new Neo Financial Chequing or Savings Account online through Finder as a first-time customer, deposit a total of at least $50 within 30 days of opening and keep the account active until February 15, 2027 to receive an $80 digital Visa gift card. Ends 30 Dec 2026.\",\"membersCriteriaText\":\"Open a new Neo Financial Chequing or Savings Account online through Finder as a first-time customer, deposit a total of at least $50 within 30 days of opening and keep the account active until February 15, 2027 to receive an $80 digital Visa gift card. Ends 30 Dec 2026.\"}};<\/script>\n          <a type=\"button\" class=\"rewards-banner__cta rewards--cta rewards--element-container\" data-product-id=\"cd151500-7857-4d32-a3da-4a16e57cad92\" data-product-name=\"Neo Chequing Account\" data-offer-id=\"23458\" data-provider-name=\"Neo Financial\" data-provider-id=\"1443021e-5ae6-4a9b-915c-920dc9bb12b4\" data-rewards-campaign-name=\"neo|checking|nov-2026~cafsa\" data-redirect-url=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/neo-everyday-account-ca-chequing-accounts-secure.html?nb=1&amp;src_country=ca\">\n            GET DEAL\n          <\/a>\n                <button class=\"rewards-banner__share-btn rewards-banner__share-btn--desktop\" type=\"button\" disabled aria-label=\"Share deal link\" data-share-url=\"https:\/\/www.finder.com\/ca\/finder-rewards\/finder-x-neo-reward-offer\">\n          <span class=\"rewards-banner__share-text\">Share<\/span>\n          <span class=\"rewards-banner__share-success\" style=\"display: none;\">Copied!<\/span>\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<h3>What are the benefits of the Neo Chequing Account?<\/h3><ul class=\"list-1\"><li><strong>Free transactions.<\/strong> There are no fees to use your Neo Chequing Account to pay bills, send and receive e-Transfers, transfer funds to other bank accounts, or pay for purchases with your card. However, starting January 1, 2027, there will be a $1 Interac e-Transfer send fee.<\/li><li><strong>No monthly fee.<\/strong> There\u2019s no monthly fee to pay with this account.<\/li><li><strong>No minimum balance requirement.<\/strong> You don\u2019t need to keep your balance above a minimum level to keep your account open or avoid a monthly fee.<\/li><li><strong>Start spending instantly.<\/strong> Once you sign up for an account, a virtual Neo Money card is created instantly so you can start paying for online purchases or add it to your mobile wallet for in-store purchases. It can take up to 15 business days for a physical card to be delivered, which you\u2019ll need for ATM withdrawals.<\/li><li><strong>Cashback.<\/strong> You can earn up to 3% cash back on groceries and gas and up to 1% cashback on all other purchases with a Neo Money card when you shop at over 12,000 partner locations across Canada.<\/li><li><strong>Free ATM cash withdrawals.<\/strong> Neo doesn\u2019t charge any fees when you use your Neo Money card to withdraw cash from a domestic or international ATM. Third-party ATMs may charge a fee, but Build and Grow members can receive up to $5 back per withdrawal at Canadian ATMs. Starting January 1, 2027, Neo will charge a $1.50 cash withdrawal fee, which will be waived for paid Neo memberships.<\/li><li><strong>CDIC protection.<\/strong> The Neo Chequing Account is offered by Neo Financial Technologies Inc., with funds held in trust at one or more CDIC member institutions. This means eligible deposits of up to $100,000 are protected by CDIC insurance.<\/li><li><strong>Highly rated mobile app.<\/strong> As of September 2026, the Neo Financial app has an average rating of 4.8\/5 (over 56,000 reviews) on the App Store and 4.7\/5 (over 20,400 reviews) on Google Play.<\/li><li><strong>Joint account available.<\/strong> Neo lets you open a joint chequing account with another person, giving both account owners real-time visibility of transactions and their own Neo Money card.<\/li><li><strong>Upcoming financial and credit-building features. <\/strong>Neo is planning several new features, including a 0% interest cash advance, up to $300 in interest-free overdraft coverage, mobile cheque deposits and credit-building options such as rent reporting and reporting eligible bills and subscriptions to credit bureaus. However, these features aren\u2019t available yet, and Neo hasn\u2019t announced specific launch dates.<\/li><\/ul><h3>What should I look out for with this account?<\/h3><ul class=\"list-12\"><li><strong>Monthly spend limit on cashback.<\/strong> Cashback earned with the Neo Money card is subject to monthly spend limits: $500 on gas, $500 on groceries and $833 on all other purchases. Once you reach a category\u2019s monthly limit, you won\u2019t earn cashback on additional spending in that category until the limit resets.<\/li><li><strong>Boosted cashback depends on your balance.<\/strong> Adding more funds to your Neo Chequing Account can increase your cashback rate on eligible purchases made with your Neo Money card, but the exact rate depends on your account balance.<\/li><li><strong>Mixed user reviews.<\/strong> Neo Financial has received some negative feedback from users on Reddit and, as of September 2026, only has a 3.5\/5 based on 474 reviews on Trustpilot.<\/li><li><strong>Pays 0% interest.<\/strong> You\u2019ll earn 0% interest on your Neo Chequing account balance, so there are other hybrid accounts that offer interest rates.<\/li><li><strong>Membership needed to avoid certain fees. <\/strong>Starting January 1, 2027, you\u2019ll need a paid Neo membership to continue getting $0 fees on Interac e-Transfers, cash withdrawals and NSF fees with your Neo Chequing Account.<\/li><li><strong>Additional features require paid membership. <\/strong>Other new features like credit score monitoring, ATM reimbursement and Neo Advance also require a paid membership.<\/li><\/ul><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-no-fee-chequing-accounts\" style=\"text-decoration:underline; font-size:0.9em;\">Best no-fee chequing accounts in Canada<\/a>\n<\/div>\n<\/article><h3>Summary of Neo Chequing Account fees and features<\/h3><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: left; width: 50%;\" scope=\"col\">Feature<\/th><th style=\"text-align: left; width: 50%;\" scope=\"col\">Rate or fee<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>Monthly fee<\/td><td>$0<\/td><\/tr><tr><td>Transactions<\/td><td>Free and unlimited<\/td><\/tr><tr><td>Interac e-Transfers<\/td><td>$0<\/td><\/tr><tr><td>ATM withdrawals<\/td><td>$0<\/td><\/tr><tr><td>Foreign transaction fee<\/td><td>2.5%<\/td><\/tr><tr><td>Interest rate<\/td><td>0%<\/td><\/tr><tr><td>Neo Money card cashback rate<\/td><td>$0 - $4,999.99 balance<br><ul><br> \t<li>Gas: 1%<\/li><br> \t<li>Groceries: 1%<\/li><br> \t<li>Everything else: 0%<\/li><br><\/ul><br>$5,000 - $9,999.99 balance<br><ul><br> \t<li>Gas: 2%<\/li><br> \t<li>Groceries: 2%<\/li><br> \t<li>Everything else: 0.5%<\/li><br><\/ul><br>$10,000+ balance<br><ul><br> \t<li>Gas: 3%<\/li><br> \t<li>Groceries: 3%<\/li><br> \t<li>Everything else: 1%<\/li><br><\/ul><\/td><\/tr><tr><td>CDIC insured<\/td><td>Yes, up to $100,000 in coverage<\/td><\/tr><\/tbody><\/table><h3>Neo membership tiers<\/h3><p>As of October 1, 2026, Neo will offer the following four membership tiers:<\/p><h4>Essentials \u2013 $0\/month<\/h4><ul><li>No monthly membership fee<\/li><li>Free unlimited bill payments<\/li><li>Receive Interac e-Transfers for free<\/li><li>Up to 3% cash back cash back<\/li><\/ul><p>Starting January 1, 2027, Essentials members will pay the following fees:<\/p><ul><li>Interac e-Transfer send: $1<\/li><li>Neo ATM withdrawals: $1.50 per transaction<\/li><li>Non-sufficient funds (NSF) fee: $4.99<\/li><\/ul><h4>Start \u2013 $0 with payroll deposit or $4.99\/month<\/h4><ul><li>All the benefits of Essentials<\/li><li>Free when you deposit your pay with Neo<\/li><li>Free Interac e-Transfers<\/li><li>No NSF fees<\/li><li>Free ATM withdrawals<\/li><li>Higher credit limits<\/li><li>Mobile cheque deposits when available<\/li><li>Access to Neo Advance when available<\/li><li>Get your paycheque up to one business day early when you set up direct deposit<\/li><\/ul><h4>Build \u2013 $9.99\/month<\/h4><ul><li>All the benefits of Essentials and Start<\/li><li>Credit score monitoring<\/li><li>Credit-building tools<\/li><li>Financial insights<\/li><li>Reimbursement of third-party ATM fees in Canada, up to $5 per withdrawal<\/li><li>Higher Neo Advance and credit card limits<\/li><li>Free for Neo World Elite Mastercard cardholders<\/li><\/ul><h4>Grow \u2013 $14.99\/month<\/h4><ul><li>All the benefits of Essentials, Start and Build<\/li><li>Foreign transaction fee rebates<\/li><li>Highest Neo Advance and credit card limits, subject to eligibility<\/li><li>Priority support<\/li><\/ul><h3>How do I open a Neo Chequing Account?<\/h3><p>You can open a Neo Chequing Account by clicking the Go to site link at the top of this page. This will take you to the Neo Financial website, where you can provide your personal information and contact details to fill out an online application.<\/p><h4>Eligibility<\/h4><p>To be eligible for a Neo Chequing Account, you will need to:<\/p><ul><li>Be a Canadian resident<\/li><li>Have a Canadian Social Insurance Number (SIN)<\/li><li>Be at least 13 years old (or 14 if you live in Quebec)<\/li><\/ul><h4>Required information<\/h4><ul><li>Contact information (email address, phone number and residential address)<\/li><li>Personal details (name, date of birth, occupation and SIN)<\/li><li>Proof of ID (such as your driver\u2019s licence)<\/li><\/ul><h3>Compare with other chequing accounts<\/h3>    <style>\n.popover.fade.bottom.in { overflow: visible !important;}\n.table-popover { overflow: visible !important; }\n.luna-card.luna-card--border.luna-card--stretch.comparisonPick-item.flex-item-1 { border-radius: 0; overflow: visible !important; margin: 0 !important;}\n#product-comparison-box 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   <div id=\"product-comparison-box\" class=\"container-reviewComparison flex-object\">\n                    \n            \n<article class=\"luna-card luna-card--shadow luna-card--stretch comparisonPick-item flex-item-1 i-1\">\n\n\n\n\n                \n                <div class=\"luna-card__block luna-card__topPick\">\n                                        <img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png\" style=\"height: 90px !important; width: auto; margin-top:0 !important; margin-bottom:0 !important\" alt=\"Logo\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n                    \n                   \n                    \n                    <div class=\"u-grid__col u-1\/1@s u-1\/1\" style=\"z-index: 100; padding-bottom: 0\">\n                        <span class=\"aligncenter\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><style>\n\ntable div[class*=\"methodology-partial\"] {\n    display:none;\n}\n\n\n.scoreCombined {\n  text-decoration: none;\n}\n\n.scoreCombined.finder-score::before {\n  display: none;\n}\n\na.scoreCombined,\na.scoreCombined:hover {\n  text-decoration: none;\n  white-space: nowrap;\n}\n\n.score__container {\n  display: flex;\n  width: 100%;\n  flex-flow: column nowrap;\n  align-items: center;\n  justify-content: center;\n  font-size: 20px;\n  gap: 4px;\n}\n\n.score__badge {\n  border-radius: 2px 24px 24px 24px;\n  border: none;\n  display: flex;\n  justify-content: center;\n  align-items: center;\n  height: 2.5rem;\n  width: 2.5rem;\n  background-image: linear-gradient(\n    45deg,\n    transparent 25%,\n    rgba(255, 255, 255, 0.2) 50%,\n    transparent 75%,\n    transparent 100%\n  );\n  background-size:\n    250% 250%,\n    100% 100%;\n  background-position:\n    -100% 0,\n    0 0;\n  background-repeat: no-repeat;\n  position: relative;\n}\n\n.score__badge--excellent {\n  background-color: #1d53ff;\n}\n\n.score__badge--great {\n  background-color: #008024;\n}\n\n.score__badge--standard {\n  background-color: #ffd23b;\n\n  .score__value {\n    color: #232320;\n  }\n}\n\n.score__badge--basic {\n  background-color: #db2420;\n}\n\n.score__badge:hover {\n  animation: shine-effect 1.5s ease;\n}\n\n.score__value {\n  color: #fff;\n  font-weight: 800;\n  font-size: 20px;\n  line-height: 1.25;\n  letter-spacing: -0.025em;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.score__text-wrapper {\n  border: none;\n  display: flex;\n  align-items: center;\n  top: -4px;\n  width: auto;\n}\n\n.score__text-wrapper.score__text {\n  background: none;\n}\n\n.score__text {\n  font-weight: 800;\n  font-size: 16px;\n  line-height: 1.25;\n  color: #232320;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.finder-score__text {\n  text-align: left;\n  text-wrap-mode: nowrap;\n  margin-left: 10px;\n  text-decoration: underline;\n}\n<\/style>\n\n\n\n\n<div class=\"detail-info b01ef1f7-4690-430e-890a-bde8c7186248\" style=\"z-index: 1;position: relative; margin-bottom: 1rem\">\n  \n                  <p class=\"scoreCombined score__container finder-score\">\n      <span class=\"score__badge score__badge--great\">\n        <span class=\"score__value\">8.7<\/span>\n      <\/span>\n      <span class=\"score__text-wrapper score__text score__text--great\">\n        Great\n      <\/span>\n    <\/p>\n  <\/div><\/span>\n                    <\/div>\n\n                    <p style=\"margin: 0;\"><\/p><center>\n                    <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"b01ef1f7-4690-430e-890a-bde8c7186248\" data-product-name=\"BMO Performance Chequing Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"BMO\" data-rewards-campaign-name=\"bmo|chq|nov-2026~cafsa\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"rewards--cta  luna-button luna-button--success  luna-button--large \" style=\"text-wrap: wrap;\" title=\"Go to BMO\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/bmo-performance-chequing-account-review-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22b01ef1f7-4690-430e-890a-bde8c7186248%22%2C%22product_name%22%3A%22BMO%2BPerformance%2BChequing%2BAccount%22%2C%22offer_id%22%3A%2222439%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22post_id%22%3A%221060841%22%2C%22post_path%22%3A%22chequing-accounts%252Fneo-everyday-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1725634%2C%22name%22%3A%22usfin-review-comparison-cards%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n<script src=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/rewards.80a1023df7ada4b94ea2.js\" type=\"text\/javascript\" defer><\/script>\n        <script src=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/loyalty-rewards.eedf92bcc3c081912c2f.js\" type=\"text\/javascript\" defer><\/script>\n<link rel=\"stylesheet\" href=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/rewards.abe75c362fad1c4b38b1.css\" type=\"text\/css\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"bmo|chq|nov-2026~cafsa\"] = {\"startDate\":\"2026-11-02T14:00:00.000Z\",\"endDate\":\"2026-12-01T04:59:59.000Z\",\"showVisaLogo\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"isTieredReward\":false,\"rewardCopy\":\"Join Finder then open a new BMO Performance Chequing Account online through Finder as a first-time customer and keep it open until January 29, 2027 to receive a $175 digital Visa gift card. Ends 30 Nov 2026.\",\"hasEligibilityCriteria\":true,\"offerStacking\":true,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $175 from Finder\",\"titleHighlight\":\"$175\",\"copyText\":\"Become a Finder member, then open a new \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder as a first-time customer to get a \\u003Cb\\u003E$175 digital Visa card\\u003C\\\/b\\u003E from Finder + earn \\u003Cb\\u003Eup to $1,100\\u003C\\\/b\\u003E in welcome bonuses from BMO. Keep the account open until January 29, 2027. Offer ends November 30th, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"nicheText\":\"Chequing Accounts\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"b01ef1f7-4690-430e-890a-bde8c7186248\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/finder-x-bmo-performance-chequing-account-promotion\",\"validationDate\":\"2026-12-30T05:00:00.000Z\",\"fulfillmentDate\":\"2027-01-30T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":false,\"title\":\"Get $175 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new BMO account\",\"items\":[{\"icon\":\"shopping-bag\",\"text\":\"Create a Finder account for free instantly\"},{\"icon\":\"user\",\"text\":\"Open a BMO Performance Chequing Account online through Finder\"},{\"icon\":\"confetti\",\"text\":\"Receive your $175 digital Visa card from Finder on or before January 29th, 2027\"}],\"heading\":\"Get $175 from Finder\",\"membersHeading\":\"Get $175 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Create a Finder account for free instantly\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before January 29th, 2027\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before January 29th, 2027\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new BMO account\",\"badgeText\":\"\\u003Creward_value\\u003E REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within \\u003Cfulfillment_days\\u003E days of signup or purchase.\",\"legalText\":\"By submitting your details you agree to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"GET $175 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO BMO\",\"copyText\":\"Ends on November 30th, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/finder-x-bmo-performance-chequing-account-promotion\",\"validationDate\":\"2026-12-30T05:00:00.000Z\",\"fulfillmentDate\":\"2027-01-30T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null,\"criteriaText\":\"Join Finder then open a new BMO Performance Chequing Account online through Finder as a first-time customer and keep it open until January 29, 2027 to receive a $175 digital Visa gift card. Ends 30 Nov 2026.\",\"membersCriteriaText\":\"Open a new BMO Performance Chequing Account online through Finder as a first-time customer and keep it open until January 29, 2027 to receive a $175 digital Visa gift card. Ends 30 Nov 2026.\"}};<\/script><\/center>\n                    \n                                                            \n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Monthly Account Fee<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                $17.95\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Free Transactions<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                        unlimited\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">e-Transfer Fee<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                $0\n                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Bonus Offer<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Earn up to $1,100\n                                                                                                                                                                                                                        \n                                                    <\/p>\n                                        \n                <\/div>\n            <\/article>\n                    \n            \n<article class=\"luna-card luna-card--shadow luna-card--stretch comparisonPick-item flex-item-1 i-2\">\n\n\n\n\n                \n                <div class=\"luna-card__block luna-card__topPick\">\n                                        <img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png\" style=\"height: 90px !important; width: auto; margin-top:0 !important; margin-bottom:0 !important\" alt=\"Logo\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n                    \n                   \n                    \n                    <div class=\"u-grid__col u-1\/1@s u-1\/1\" style=\"z-index: 100; padding-bottom: 0\">\n                        <span class=\"aligncenter\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><style>\n\ntable div[class*=\"methodology-partial\"] {\n    display:none;\n}\n\n\n.scoreCombined {\n  text-decoration: none;\n}\n\n.scoreCombined.finder-score::before {\n  display: none;\n}\n\na.scoreCombined,\na.scoreCombined:hover {\n  text-decoration: none;\n  white-space: nowrap;\n}\n\n.score__container {\n  display: flex;\n  width: 100%;\n  flex-flow: column nowrap;\n  align-items: center;\n  justify-content: center;\n  font-size: 20px;\n  gap: 4px;\n}\n\n.score__badge {\n  border-radius: 2px 24px 24px 24px;\n  border: none;\n  display: flex;\n  justify-content: center;\n  align-items: center;\n  height: 2.5rem;\n  width: 2.5rem;\n  background-image: linear-gradient(\n    45deg,\n    transparent 25%,\n    rgba(255, 255, 255, 0.2) 50%,\n    transparent 75%,\n    transparent 100%\n  );\n  background-size:\n    250% 250%,\n    100% 100%;\n  background-position:\n    -100% 0,\n    0 0;\n  background-repeat: no-repeat;\n  position: relative;\n}\n\n.score__badge--excellent {\n  background-color: #1d53ff;\n}\n\n.score__badge--great {\n  background-color: #008024;\n}\n\n.score__badge--standard {\n  background-color: #ffd23b;\n\n  .score__value {\n    color: #232320;\n  }\n}\n\n.score__badge--basic {\n  background-color: #db2420;\n}\n\n.score__badge:hover {\n  animation: shine-effect 1.5s ease;\n}\n\n.score__value {\n  color: #fff;\n  font-weight: 800;\n  font-size: 20px;\n  line-height: 1.25;\n  letter-spacing: -0.025em;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.score__text-wrapper {\n  border: none;\n  display: flex;\n  align-items: center;\n  top: -4px;\n  width: auto;\n}\n\n.score__text-wrapper.score__text {\n  background: none;\n}\n\n.score__text {\n  font-weight: 800;\n  font-size: 16px;\n  line-height: 1.25;\n  color: #232320;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.finder-score__text {\n  text-align: left;\n  text-wrap-mode: nowrap;\n  margin-left: 10px;\n  text-decoration: underline;\n}\n<\/style>\n\n\n\n\n<div class=\"detail-info 43e021b9-a760-4292-9129-25c708bac2df\" style=\"z-index: 1;position: relative; margin-bottom: 1rem\">\n  \n                  <p class=\"scoreCombined score__container finder-score\">\n      <span class=\"score__badge score__badge--great\">\n        <span class=\"score__value\">7.7<\/span>\n      <\/span>\n      <span class=\"score__text-wrapper score__text score__text--great\">\n        Great\n      <\/span>\n    <\/p>\n  <\/div><\/span>\n                    <\/div>\n\n                    <p style=\"margin: 0;\"><\/p><center>\n                    <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"43e021b9-a760-4292-9129-25c708bac2df\" data-product-name=\"Coast Capital Free Chequing, Free Debit, and More Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"Coast Capital\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--large \" style=\"text-wrap: wrap;\" title=\"Go to Coast Capital\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/coast-capital-chequing-account-ca-secured.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2243e021b9-a760-4292-9129-25c708bac2df%22%2C%22product_name%22%3A%22Coast%2BCapital%2BFree%2BChequing%252C%2BFree%2BDebit%252C%2Band%2BMore%2BAccount%22%2C%22offer_id%22%3A%2220428%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22post_id%22%3A%221060841%22%2C%22post_path%22%3A%22chequing-accounts%252Fneo-everyday-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1725634%2C%22name%22%3A%22usfin-review-comparison-cards%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n<\/center>\n                    \n                                                            \n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Monthly Account Fee<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                $0\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Free Transactions<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                        unlimited\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">e-Transfer Fee<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                $1.50\n                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Bonus Offer<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Earn up to $350\n                                                                                                                                                                                                                        \n                                                    <\/p>\n                                        \n                <\/div>\n            <\/article>\n                    \n            \n<article class=\"luna-card luna-card--shadow luna-card--stretch comparisonPick-item flex-item-1 i-3\">\n\n\n\n\n                \n                <div class=\"luna-card__block luna-card__topPick\">\n                                        <img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg\" style=\"height: 90px !important; width: auto; margin-top:0 !important; margin-bottom:0 !important\" alt=\"Logo\" srcset=\"https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n                    \n                   \n                    \n                    <div class=\"u-grid__col u-1\/1@s u-1\/1\" style=\"z-index: 100; padding-bottom: 0\">\n                        <span class=\"aligncenter\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><style>\n\ntable div[class*=\"methodology-partial\"] {\n    display:none;\n}\n\n\n.scoreCombined {\n  text-decoration: none;\n}\n\n.scoreCombined.finder-score::before {\n  display: none;\n}\n\na.scoreCombined,\na.scoreCombined:hover {\n  text-decoration: none;\n  white-space: nowrap;\n}\n\n.score__container {\n  display: flex;\n  width: 100%;\n  flex-flow: column nowrap;\n  align-items: center;\n  justify-content: center;\n  font-size: 20px;\n  gap: 4px;\n}\n\n.score__badge {\n  border-radius: 2px 24px 24px 24px;\n  border: none;\n  display: flex;\n  justify-content: center;\n  align-items: center;\n  height: 2.5rem;\n  width: 2.5rem;\n  background-image: linear-gradient(\n    45deg,\n    transparent 25%,\n    rgba(255, 255, 255, 0.2) 50%,\n    transparent 75%,\n    transparent 100%\n  );\n  background-size:\n    250% 250%,\n    100% 100%;\n  background-position:\n    -100% 0,\n    0 0;\n  background-repeat: no-repeat;\n  position: relative;\n}\n\n.score__badge--excellent {\n  background-color: #1d53ff;\n}\n\n.score__badge--great {\n  background-color: #008024;\n}\n\n.score__badge--standard {\n  background-color: #ffd23b;\n\n  .score__value {\n    color: #232320;\n  }\n}\n\n.score__badge--basic {\n  background-color: #db2420;\n}\n\n.score__badge:hover {\n  animation: shine-effect 1.5s ease;\n}\n\n.score__value {\n  color: #fff;\n  font-weight: 800;\n  font-size: 20px;\n  line-height: 1.25;\n  letter-spacing: -0.025em;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.score__text-wrapper {\n  border: none;\n  display: flex;\n  align-items: center;\n  top: -4px;\n  width: auto;\n}\n\n.score__text-wrapper.score__text {\n  background: none;\n}\n\n.score__text {\n  font-weight: 800;\n  font-size: 16px;\n  line-height: 1.25;\n  color: #232320;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.finder-score__text {\n  text-align: left;\n  text-wrap-mode: nowrap;\n  margin-left: 10px;\n  text-decoration: underline;\n}\n<\/style>\n\n\n\n\n<div class=\"detail-info bffd0c48-dbf8-4ec5-aedf-a9eeb532406b\" style=\"z-index: 1;position: relative; margin-bottom: 1rem\">\n  \n                  <p class=\"scoreCombined score__container finder-score\">\n      <span class=\"score__badge score__badge--excellent\">\n        <span class=\"score__value\">9.4<\/span>\n      <\/span>\n      <span class=\"score__text-wrapper score__text score__text--excellent\">\n        Excellent\n      <\/span>\n    <\/p>\n  <\/div><\/span>\n                    <\/div>\n\n                    <p style=\"margin: 0;\"><\/p><center>\n                    <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"bffd0c48-dbf8-4ec5-aedf-a9eeb532406b\" data-product-name=\"EQ Bank Personal Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"EQ Bank\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--large \" style=\"text-wrap: wrap;\" title=\"Go to EQ Bank\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/eqbank-personal-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bffd0c48-dbf8-4ec5-aedf-a9eeb532406b%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22offer_id%22%3A%2222475%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22post_id%22%3A%221060841%22%2C%22post_path%22%3A%22chequing-accounts%252Fneo-everyday-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1725634%2C%22name%22%3A%22usfin-review-comparison-cards%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n<\/center>\n                    \n                                                            \n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Monthly Account Fee<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                $0\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Free Transactions<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                        unlimited\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">e-Transfer Fee<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                $0\n                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Bonus Offer<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Earn 3.00%\n                                                                                                                                                                                                                        \n                                                    <\/p>\n                                        \n                <\/div>\n            <\/article>\n            <\/div>\n<\/div><article class=\"luna-card--border\">\n<div class=\"luna-card__block\">\n<div class=\"u-grid\">\n<div class=\"u-grid__col u-1\/4@s u-1\/1\" style=\"padding-bottom: 0px; place-self: center;\">\n<img decoding=\"async\" class=\"alignnone size-full wp-image-1039990\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png\" alt=\"BMO\" width=\"1800\" height=\"625\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=5400 5400w\" sizes=\"(max-width: 5400px) 100vw, 5400px\" loading=\"lazy\">\n<\/div>\n<div class=\"u-grid__col u-1\/2@s u-1\/1\">\n<p style=\"font-size:130%;\">BMO Performance Chequing Account<\/p>\n<ul class=\"list-1\">\n<li>Earn <b>up to $1,100<\/b> in cash bonuses from BMO<\/li>\n<li><span style=\"color:#DB2420\"><b>Exclusive:<\/b><\/span> Get an extra <b>$175 reward<\/b> from Finder + a <b>$25<\/b> BMO referral boost<span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Exclusive offer:&lt;\/b&gt; Become a Finder member and receive a $175 digital Visa card when you open a BMO Performance Chequing Account online through Finder. Offer ends November 30, 2026. Terms and conditions apply. Plus, refer your friends to open the BMO Performance Chequing Account and after they successfully sign up for the account via Finder, you'll receive a $25 digital Visa gift card. There's no cap on referrals, so you could earn multiple gift cards.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\n<li>Get up to <b>5.00%<\/b> promo interest with a linked savings account<span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to a 5.00%&lt;\/b&gt; promo interest rate when you open both a BMO Performance Chequing Account and a BMO Savings Amplifier Account. Earn 0.45% thereafter. Terms apply.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"u-grid__col u-1\/4@s u-1\/1\" style=\"padding-bottom: 0px; place-self: center;\">\n<div class=\"rewards--element-container rewards--container\" data-product-id=\"b01ef1f7-4690-430e-890a-bde8c7186248\" data-niche=\"CAFSA-CHQ\" data-product-name=\"BMO Performance Chequing Account\" data-provider-name=\"BMO\" data-rewards-campaign-name=\"bmo|chq|nov-2026~cafsa\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"bmo|chq|nov-2026~cafsa\"] = {\"startDate\":\"2026-11-02T14:00:00.000Z\",\"endDate\":\"2026-12-01T04:59:59.000Z\",\"showVisaLogo\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"isTieredReward\":false,\"rewardCopy\":\"Join Finder then open a new BMO Performance Chequing Account online through Finder as a first-time customer and keep it open until January 29, 2027 to receive a $175 digital Visa gift card. Ends 30 Nov 2026.\",\"hasEligibilityCriteria\":true,\"offerStacking\":true,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $175 from Finder\",\"titleHighlight\":\"$175\",\"copyText\":\"Become a Finder member, then open a new \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder as a first-time customer to get a \\u003Cb\\u003E$175 digital Visa card\\u003C\\\/b\\u003E from Finder + earn \\u003Cb\\u003Eup to $1,100\\u003C\\\/b\\u003E in welcome bonuses from BMO. Keep the account open until January 29, 2027. Offer ends November 30th, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"nicheText\":\"Chequing Accounts\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"b01ef1f7-4690-430e-890a-bde8c7186248\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/finder-x-bmo-performance-chequing-account-promotion\",\"validationDate\":\"2026-12-30T05:00:00.000Z\",\"fulfillmentDate\":\"2027-01-30T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":false,\"title\":\"Get $175 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new BMO account\",\"items\":[{\"icon\":\"shopping-bag\",\"text\":\"Create a Finder account for free instantly\"},{\"icon\":\"user\",\"text\":\"Open a BMO Performance Chequing Account online through Finder\"},{\"icon\":\"confetti\",\"text\":\"Receive your $175 digital Visa card from Finder on or before January 29th, 2027\"}],\"heading\":\"Get $175 from Finder\",\"membersHeading\":\"Get $175 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Create a Finder account for free instantly\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before January 29th, 2027\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before January 29th, 2027\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new BMO account\",\"badgeText\":\"\\u003Creward_value\\u003E REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within \\u003Cfulfillment_days\\u003E days of signup or purchase.\",\"legalText\":\"By submitting your details you agree to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"GET $175 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO BMO\",\"copyText\":\"Ends on November 30th, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/finder-x-bmo-performance-chequing-account-promotion\",\"validationDate\":\"2026-12-30T05:00:00.000Z\",\"fulfillmentDate\":\"2027-01-30T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null,\"criteriaText\":\"Join Finder then open a new BMO Performance Chequing Account online through Finder as a first-time customer and keep it open until January 29, 2027 to receive a $175 digital Visa gift card. Ends 30 Nov 2026.\",\"membersCriteriaText\":\"Open a new BMO Performance Chequing Account online through Finder as a first-time customer and keep it open until January 29, 2027 to receive a $175 digital Visa gift card. Ends 30 Nov 2026.\"}};<\/script> <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/bmo-performance-chequing-account-review-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-small%22%2C%22offer_id%22%3A%2222439%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%22b01ef1f7-4690-430e-890a-bde8c7186248%22%2C%22product_name%22%3A%22BMO%2BPerformance%2BChequing%2BAccount%22%2C%22provider_id%22%3A%2217ec4faf-007c-4695-8db1-58ffc0fdcac9%22%2C%22provider_name%22%3A%22BMO%22%2C%22finder_reward%22%3A%221%22%2C%22finder_reward_campaign_name%22%3A%22bmo%257Cchq%257Cnov-2026%257Ecafsa%22%2C%22post_id%22%3A%221060841%22%2C%22post_path%22%3A%22chequing-accounts%252Fneo-everyday-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1060519%2C%22name%22%3A%22bmo-rebate-narrow-hero%22%2C%22country%22%3A%22ca%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success luna-button--fluid has-margin-top-small rewards--cta\">Go to site<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article><h3>How do I deposit money to and withdraw money from my Neo Chequing account?<\/h3><p>You can deposit money to your Neo Chequing Account by:<\/p><ul><li>Linking an external account<\/li><li>Sending an e-Transfer<\/li><li>Setting up direct deposit<\/li><li>Transferring funds from another Neo account<\/li><\/ul><p>You can withdraw or spend money from your account by:<\/p><ul><li>Withdrawing cash at an ATM<\/li><li>Paying a bill<\/li><li>Setting up pre-authorized debits<\/li><li>Sending an e-Transfer<\/li><li>Transferring funds to a linked account or another Neo account<\/li><li>Making purchases with your Neo Money card<\/li><\/ul><h3>What other banking products does Neo Financial offer?<\/h3><ul><li><strong>Credit cards. <\/strong>Neo Financial offers a range of credit cards for cashback, credit progression and travel, like the Neo Mastercard, Neo World Mastercard and Neo World Elite Mastercard. You also have the option to build your credit history with a secured credit card.<\/li><li><strong>Neo Savings Account.<\/strong> This account pays 2.25% - 3.00% interest on your balance, depending on the Neo membership you have.<\/li><li><strong>Investments.<\/strong> Neo Invest, operated by OneVest, offers customized investment portfolios designed to suit your financial goals and risk tolerance.<\/li><li><strong>Mortgages.<\/strong> Neo Mortgage allows you to apply for a mortgage online and get personalized assistance from a dedicated mortgage advisor.<\/li><\/ul><h3>How does Neo Financial compare to other banks?<\/h3><p>Neo Financial is a financial technology company, not a traditional bank. The Neo Chequing account is offered by Neo Financial Technologies Inc., which is a registered payment service provider under the Retail Payment Activities Act and a FINTRAC-registered money services business. Funds in Neo Chequing accounts are held in trust at one or more member institutions to provide CDIC coverage.<\/p><p>Unlike traditional banks, Neo doesn\u2019t operate any physical branches. Instead, its financial products are designed to be managed online or via the Neo Financial app.<\/p><p>Neo also doesn\u2019t have its own ATM network, doesn\u2019t offer the same broad range of products and services as traditional banks and doesn\u2019t allow you to write personal cheques. However, it offers digital banking features such as no monthly fees, cashback on eligible spending and high interest rates.<\/p><p>The Neo Money card is also a prepaid Mastercard rather than a traditional debit card. It lets you spend money from your Neo Chequing account and withdraw cash at ATMs.<\/p><h3>Bottom line on the Neo Chequing account<\/h3><p>The Neo Chequing account is well worth a look if you want a chequing account with cashback. It offers free transactions and an easy-to-use mobile app, so compare it alongside other <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\">chequing accounts in Canada<\/a> before deciding on the best place to park your money.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">What is Neo Financial?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Neo Financial is a financial technology company that is headquartered in Calgary, Alberta. Founded in 2019, it offers a selection of financial products and services in association with financial institutions.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Does Neo Financial have any branches?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>No. Neo Financial is a fintech company and does not operate any physical branches.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">Can I set up a direct deposit to my Neo Chequing Account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. You can set up a direct deposit by logging in to the Neo app, tapping \"Money\" and selecting your Chequing Account. Next, tap \"Details\" and \"Account Details\". This will give you the account number, transit number and institution number you need to provide to deposit funds into your account.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Do any e-Transfer limits apply to my Neo Chequing Account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, limits do apply. You can send 50 Interac e-Transfers per month, but the maximum amount you can send is:<\/p><ul><br> \t<li>$3,000 per transaction<\/li><br> \t<li>$10,000 per day<\/li><br> \t<li>$10,000 per week<\/li><br> \t<li>$20,000 per month<\/li><br><\/ul>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div class=\"sources sources__f1\">\n    <link rel=\"stylesheet\" href=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.87684078d471e76125dd.css\">\n    \n  <ul class=\"luna-accordionGroup accordionGroup\">\n    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n      <div class=\"luna-accordion__summary\">\n        <h3 class=\"luna-accordion__heading\" data-toc-label=\"Sources\">\n          <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"sources_0000000004\" data-toggle=\"collapse\" data-target=\"#sources_0000000004\">\n            <span class=\"luna-accordion__title u-text--lg u-font--bold\">Sources<\/span>\n            <svg class=\"luna-icon\" aria-hidden=\"true\">\n              <use href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n              <use href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n            <\/svg>\n          <\/button>\n        <\/h3>\n      <\/div>\n      <div class=\"luna-accordion__details collapse \" aria-hidden=\"true\" id=\"sources_0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n          <p class=\"sources__description\">Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are <a href=\"https:\/\/www.finder.com\/ca\/why-trust-us\">fact checked<\/a> in line with our <a href=\"https:\/\/www.finder.com\/ca\/editorial-guidelines\">editorial guidelines<\/a>.<\/p>\n          <ol class=\"u-pl--0 u-text--lg u-font--medium\">\n                                          <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.neofinancial.com\/money\/everyday-account\" target=\"_blank\">Neo Financial: Everyday Account<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/support.neofinancial.com\/hc\/en-ca\/articles\/28902685490189-Boost-your-card-s-cashback-rates\" target=\"_blank\">Neo Financial: Boost your card\u2019s cashback rates<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/support.neofinancial.com\/hc\/en-ca\/articles\/4403398645389-Earn-cashback-at-Neo-partners\" target=\"_blank\">Neo Financial: Earn cashback at Neo partners<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/get.neofinancial.com\/rates-table\/\" target=\"_blank\">Neo Financial: Rates table<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/banking\/bank-accounts\/chequing-accounts.html\" target=\"_blank\">Government of Canada: Chequing Account<\/a><\/li>\n                                    <\/ol>\n        <\/div>\n      <\/div>\n    <\/li>\n  <\/ul>\n    <script defer src=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.de087a0da9824e407767.js\"><\/script>\n  <\/div>","protected":false},"excerpt":{"rendered":"<p>Learn about the features, cashback rates, eligibility criteria and fees of the Neo Chequing account.<\/p>\n","protected":false},"author":516,"featured_media":1036895,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"Neo Chequing Account","_yoast_wpseo_title":"Neo Chequing Account Review: Fees & Features | Finder Canada","_yoast_wpseo_metadesc":"The Neo Chequing account offers free everyday transactions, cashback and no monthly fee. 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Read our Neo Chequing account review to learn more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/neo-everyday-account-review\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Neo Chequing Account review\" \/>\n<meta property=\"og:description\" content=\"The Neo Chequing account offers free everyday transactions, cashback and no monthly fee. 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Founded in 2019, it offers a selection of financial products and services in association with financial institutions."}},{"@type":"Question","name":"Does Neo Financial have any branches?","acceptedAnswer":{"@type":"Answer","text":"No. Neo Financial is a fintech company and does not operate any physical branches."}},{"@type":"Question","name":"Can I set up a direct deposit to my Neo Chequing Account?","acceptedAnswer":{"@type":"Answer","text":"Yes. You can set up a direct deposit by logging in to the Neo app, tapping \"Money\" and selecting your Chequing Account. Next, tap \"Details\" and \"Account Details\". This will give you the account number, transit number and institution number you need to provide to deposit funds into your account."}},{"@type":"Question","name":"Do any e-Transfer limits apply to my Neo Chequing Account?","acceptedAnswer":{"@type":"Answer","text":"Yes, limits do apply. 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