Crisp Loans is a Quebec-based online brokerage that aims to help Canadians with all types of credit find short-term personal loans. You can apply online with no credit check, so bad credit won\u2019t stop you from getting a loan. Loans of up to $1,000 are available, and you can get approved and funded within 24 hours. You have up to 90 days to repay what you borrow, while you also get the flexibility of being able to pay off the loan early without penalty.<\/p>
But lenders that work with Crisp Loans have high interest rates of 28% to 32%<\/span>, and you\u2019ll also have to pay a brokerage fee to qualify. So, if you have strong credit, you may be able to find a more affordable loan elsewhere.<\/p> We can\u2019t confidently say they\u2019re legitimate. On the plus side, the Crisp Loans website features some of the hallmarks of a legit provider, including information on the loan APR and the cost of borrowing, a privacy policy, and terms of use. It has also received a Trust Score of 71\/100 on scamadviser.com. A score between 61 and 80 means a site is likely safe.<\/p> However, its website doesn\u2019t list any phone contact details, and there\u2019s an extremely limited number of Crisp Loans reviews available online. We also couldn\u2019t find a business registration in the Quebec government\u2019s registry.<\/p>Is Crisp Loans legit in Canada?<\/h3>
Alternatives to Crisp Loans<\/h3>