{"id":1046680,"date":"2024-10-25T15:47:26","date_gmt":"2024-10-25T19:47:26","guid":{"rendered":""},"modified":"2026-03-03T05:33:41","modified_gmt":"2026-03-03T10:33:41","slug":"mobile-cheque-deposit","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/digital-banking\/mobile-cheque-deposit","title":{"rendered":"Mobile cheque deposits: A guide for 2026"},"content":{"rendered":"

The rise of online and mobile banking has made it easier to perform a wide range of day-to-day banking tasks\u2014including depositing cheques. Most banks now let you deposit cheques into your account using mobile banking apps, a feature commonly known as mobile cheque deposit.<\/p>

Keep reading to find out how a mobile cheque deposit works and which banks offer this feature.<\/p>

Banks offering mobile cheque deposits in Canada<\/h3>\n\n\n\n\n\n\n
Bank<\/th>\nFunds availability<\/th>\nDeposit limit<\/th>\nExample account with mobile deposit<\/th>\n<\/tr>\n<\/thead>\n
\n
BMO<\/strong><\/div><\/td>\n
Instantly or up to 4 - 8 business days\n\n<\/td>\nVaries<\/td>\nPerformance Chequing Account<\/strong>\n\n<\/td>\n<\/tr>\n\n
\n\n\n
\n
\n Exclusive<\/span>\n
<\/div>\n
\n
\n

<\/p>

+ Get a $175 digital Visa Card<\/strong> from Finder + up to $800<\/strong> from BMO by becoming a Finder Member for free and opening a Performance Chequing Account<\/strong> online through Finder by June 30, 2026<\/strong>. T&Cs apply.<\/div>\n <\/div>\n
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