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\n ![\"KOHO](\"https:\/\/www.finder.com\/niche-builder\/6ac3a6446a342.png\")
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\n <\/div>\n \n Since the pandemic, the number of gig workers and other self-employed individuals has exploded. In fact, more than one in five Canadians are participating in gig work. But it can be a little harder to get a loan if you don\u2019t fall into a traditional employment role.<\/p>
There aren\u2019t necessarily loans designed specifically for gig workers, but that\u2019s really no surprise. After all, gig workers \u2014 or self-employed, freelancers or contract workers \u2014 are just workers who get paid a little differently and perhaps not as consistently as more traditional employees. But you still have nearly as many loan options as your average T4 employee.<\/p>
Getting a personal loan when you\u2019re a gig worker might be a little more challenging, but it\u2019s not impossible. You may just need to dig a little deeper to find lenders that accept alternative forms of income.<\/p>
A personal loan could make sense if you need a larger sum and want to repay it over time. But you\u2019ll need good credit for the most competitive rates and loan terms.<\/p>
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