Viva Payday Loans is run by Payday Ventures Limited, a lead generation company with a registered office address in London, UK. We don\u2019t recommend searching for a loan with Viva Payday Loans for a few reasons:<\/p>
Not actually payday loans.<\/strong> In Canada, payday loans are short-term loans of up to $1,500 that may be repaid over a term of up to 62 days. Despite the name of the business, Viva Payday Loans says it offers access to loans of up to $5,000 that can be repaid over 61 days to 72 months.<\/li>
Missing registration.<\/strong> We couldn\u2019t find Viva Payday Loans in Canada\u2019s Business Registries.<\/li>
Missing contact information.<\/strong> We couldn\u2019t find an office address, phone number or email address on its website.<\/li>
\u201cNo refusal.\u201d<\/strong> One page on the Viva Payday Loans website mentions that you can use the platform to obtain \u201cno refusal payday loans.\u201d However, responsible lenders will need to assess your income to determine whether you can afford to repay a loan, and promising guaranteed approval can be a sign of a loan scam. Learn more in our no refusal loans guide.<\/a><\/li><\/ul>