{"id":1035515,"date":"2024-04-04T12:50:47","date_gmt":"2024-04-04T16:50:47","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=1035515"},"modified":"2026-04-07T13:45:59","modified_gmt":"2026-04-07T17:45:59","slug":"best-no-fee-chequing-accounts","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-no-fee-chequing-accounts","title":{"rendered":"Best free (no-fee) chequing accounts in Canada for 2026"},"content":{"rendered":"<p>Why pay for everyday banking when you don\u2019t have to? Free chequing accounts in Canada typically offer all the perks of standard bank accounts\u2014like unlimited free transactions and e-Transfers\u2014but without charging you a monthly account fee.<\/p><p>When you add in the other unique perks that these no-fee chequing accounts come with (think interest-earning power or cashback), and it can be difficult deciding on the right no-fee bank account for you.<\/p><p>To help make your decision easier, we compared options from banks, credit unions and fintechs across Canada to compile this list of the eight best no-fee chequing accounts in the country.<\/p>\n    \n\n<style>\n#toppicks { overflow-x: auto; }\n.table-expander__content { margin-left: 0.5rem; line-height: normal; }\n.pro-section { line-height: 1.35rem; text-align: left; }\n\n.topPicksF1 .card-topText {\n    font-weight: 800;\n    height: 50px;\n    font-style: italic;\n    align-content: space-around;\n}\n\n.topPicksF1 .zoom:hover {\n    box-shadow: 4px 6px 0 0 #232320;\n}\n\n.topPicksF1 .topPicks__deal {\n    color: #232021;\n    background-color: #F7F6EC;\n}\n\n.container-threepc.threepc-flex::-webkit-scrollbar { display: none; }\n.gx-badge__body.awards-badge__body.hasPopover.threepc-award { margin-top: 0; }\n.topPicks__card-card figure.award { padding: 0px 10px 20px 10px; margin: -3px auto 3px; width: 130px; }\n.topPicks__card-card figure.noward { padding: 10px; width: 130px; }\n.award-wrapper { height: 0px; display: block; margin: -23px auto 23px; }\n.award-bnt { padding-top: 0.5em; padding-bottom: 0.5em; }\n.award-pad { padding-top: 0.5rem; margin-bottom: 0.55rem; }\n.luna-card__block { padding: 1.25rem; }\n.ratings-w { width: 42%; margin: auto; margin-bottom: 1rem; }\n.cleanMastHead { display: block; }\n.standardMasthead.standardMasthead--widget { overflow: visible; }\n.standardMasthead__widgetSection__content { overflow: visible; }\n.popover.fade.bottom.in { overflow: visible; }\n\n.cardColoured-banner {\n    width: 100%;\n    border-radius: 0.7em 0.7em 0 0;\n    background-color: #e5f7ff;\n}\n\n.cardPros-text {\n    font-size: 0.8em;\n}\n\n.cardData-header {\n    margin: 0;\n    font-size: 0.77em;\n    white-space: normal;\n    color: #6c7881;\n}\n\n.cardProductname-header {\n    font-size: 0.77em;\n    white-space: normal;\n    color: #6c7881;\n    font-weight: 600;\n    margin-bottom: 0.5rem;\n    margin-top: 0.5rem;\n}\n\n.cardProductname-header-fsa {\n    margin-top: 2rem;\n    margin-bottom: 0.7rem;\n}\n\n.cardData-text {\n    margin: 0;\n    font-size: 0.9em;\n    font-weight: 700;\n    text-align: right;\n    white-space: normal;\n}\n\n.card-topText {\n    text-align: center;\n    margin: 0.5em;\n    font-weight: 500;\n    white-space: normal;\n}\n\n.container-threepc .luna-card {\n    overflow: visible;\n}\n\n.popover.top {\n    overflow: visible;\n}\n\n.pick {\n    margin-top: 0.3em;\n    margin-bottom: 0.3em;\n}\n\n.luna-card__topPick {\n   padding: 0.5em;\n}\n\n.best-pagePromoted-span {\n    font-size: 0.7em;\n    font-weight: 700;\n    background-color: #f6c744;\n    border-radius: 1em;\n    padding: 0.4em 0.8em;\n}\n\n.container-threepc {\n    width: 100%;\n    height: auto;\n    white-space: nowrap;\n    padding-top: 10px;\n    padding-bottom: 10px;\n}\n\n.threepc-flex {\n    display: flex;\n    flex-wrap: unset;\n        overflow: visible;\n    }\n\n.threepc-flex-item {\n    flex: 0 0 auto;\n}\n\n.zoom {\n    transition: transform .2s;\n    margin: 0 auto;\n}\n\n.zoom:hover {\n    transform: scale(1.015);\n    box-shadow: 1px 1px 19px -9px rgba(168,176,183,0.81);\n}\n\n.mastheadPick-item {\n    margin: 5px;\n    width: calc(96% \/ 3);\n    border-radius: 0.7em;\n}\n\n.luna-author {\n    padding: 20px;\n}\n\n.standardMasthead__widgetSection {\n    margin-bottom: 8%;\n}\n\n.topPicks__deal {\n    color: #014BB2;\n    font-weight: 600;\n    background-color: #ebf3fc;\n    padding: 0.5em 0.65em 0.6em;\n    width: auto;\n    border-radius: 16px;\n    font-size: 0.875rem;\n    line-height: 17px;\n    margin: 1.2rem 0.7rem;\n    text-wrap: wrap;\n}\n\n.topPicks__deal span.table-popover::before {\n    background-image: url(\"data:image\/svg+xml,%3Csvg%20viewBox%3D%220%200%2024%2024%22%20id%3D%22info-circle%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cpath%20d%3D%22M11%2017h2v-6h-2v6zm1-15C6.48%202%202%206.48%202%2012s4.48%2010%2010%2010%2010-4.48%2010-10S17.52%202%2012%202zm0%2018.75c-4.823%200-8.75-3.927-8.75-8.75S7.177%203.25%2012%203.25s8.75%203.927%208.75%208.75-3.927%208.75-8.75%208.75zM11%209h2V7h-2v2z%22%20fill%3D%22%23232021%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E\");\n    margin: -2px 0px -1px 0px;\n}\n\n@media (max-width: 1920px) {\n    .pro-section {\n        max-height: fit-content;\n    }\n}\n\n@media (max-width:801px) {\n    .topPicksF1 .card-topText {\n        font-size: 1.3em;\n    }\n\n    .mastheadPick-item {\n        margin: 5px;\n        width: 80%;\n    }\n\n    .standardMasthead__widgetSection {\n        margin-bottom: 0;\n    }\n\n    .standardMasthead.standardMasthead--widget {\n        overflow: auto;\n    }\n\n    .container-threepc .popover.fade.bottom.in {\n        overflow: visible;\n        left: 2rem;\n        top: 0;\n    }\n}\n\n@media (max-width:481px) {\n    .topPicksF1 .cardColoured-banner {\n        font-size: 0.8rem;\n        background-color: #e5f7ff;\n    }\n\n    .award-w-btn { padding-top: 0.25rem }\n    .ratings-w { width: 52%; }\n    .award-wrapper { height: 0px; display: block; }\n    .cardProductname-header { margin-top: 2.2rem; }\n\n    .mastheadPick-item {\n        margin: 5px;\n        width: 80%;\n    }\n\n    .standardMasthead__widgetSection {\n        margin-bottom: 0;\n    }\n\n    .cardColoured-banner {\n        font-size: 0.9rem;\n        background-color: #e5f7ff;\n    }\n}\n<\/style>\n\n<style>\n       .icondeal > use { fill: #232320 !important }\n    .icondeal { width: 1rem !important; height: 1rem !important; vertical-align: \/*middle;*\/ vertical-align: bottom !important;}\n  .best-page-offer-text-rib {  border-radius: 16px !important;  background-color: #F7F6EC; padding: 0.5rem; display: inline-block;}\n  .threepc-page-offer-text-rib { padding: 0.3em !important }\n  td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; } td.comparison-table__feature--longtext .has-margin-bottom-xsmall { border-radius: 3px; }\n<\/style> \n\n    \n\n\n                        \n\n\n\n\n\n\n    \n                <div class=\"container-threepc threepc-flex topPicksF1\" id=\"toppicks\">\n\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"bffd0c48-dbf8-4ec5-aedf-a9eeb532406b\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Earn Interest\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/eqbank-personal-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bffd0c48-dbf8-4ec5-aedf-a9eeb532406b%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22offer_id%22%3A%2222475%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%221%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to EQ Bank\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg\" loading=\"lazy\" alt=\"EQ Bank logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                       <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/eqbank-personal-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22offer_id%22%3A%2222475%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%22bffd0c48-dbf8-4ec5-aedf-a9eeb532406b%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22provider_id%22%3A%225e5bd9bf-b394-4422-97dc-7e9052c4f642%22%2C%22provider_name%22%3A%22EQ%2BBank%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success\">GO TO SITE<\/a>\n\n\n                        \n                    <\/div>\n\n                    <div class=\"text-center\"> <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">bffd0c48-dbf8-4ec5-aedf-a9eeb532406b-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li><b>Earn 2.75% interest for 12 months<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 2.75% interest on your money with qualifying direct deposits of $2,000\/month, and 1.00% otherwise.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>No monthly account fee<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Free ATM withdrawals across Canada<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No transaction fees<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No e-Transfer fees<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"43e021b9-a760-4292-9129-25c708bac2df\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Credit Union\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/coast-capital-chequing-account-ca-secured.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2243e021b9-a760-4292-9129-25c708bac2df%22%2C%22product_name%22%3A%22Coast%2BCapital%2BFree%2BChequing%252C%2BFree%2BDebit%252C%2Band%2BMore%2BAccount%22%2C%22offer_id%22%3A%2220428%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%222%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Coast Capital\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png\" loading=\"lazy\" alt=\"Coast Capital logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/6408c2366f785.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                       <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/coast-capital-chequing-account-ca-secured.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22offer_id%22%3A%2220428%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%2243e021b9-a760-4292-9129-25c708bac2df%22%2C%22product_name%22%3A%22Coast%2BCapital%2BFree%2BChequing%252C%2BFree%2BDebit%252C%2Band%2BMore%2BAccount%22%2C%22provider_id%22%3A%22cef8a4e2-e096-47d7-b61c-9421a4222d9d%22%2C%22provider_name%22%3A%22Coast%2BCapital%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success\">GO TO SITE<\/a>\n\n\n                        \n                    <\/div>\n\n                    <div class=\"text-center\"> <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">43e021b9-a760-4292-9129-25c708bac2df-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>No monthly fee<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Unlimited day-to-day transactions<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Overdraft protection on approved credit<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"9a3738f9-8b59-40df-afb9-0892ea7f99a5\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Digital Bank\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/tangerine-chequing-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%229a3738f9-8b59-40df-afb9-0892ea7f99a5%22%2C%22product_name%22%3A%22Tangerine%2BNo-Fee%2BDaily%2BChequing%2BAccount%22%2C%22offer_id%22%3A%2226268%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%223%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Tangerine\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png\" loading=\"lazy\" alt=\"Tangerine logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                       <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/tangerine-chequing-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22offer_id%22%3A%2226268%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%229a3738f9-8b59-40df-afb9-0892ea7f99a5%22%2C%22product_name%22%3A%22Tangerine%2BNo-Fee%2BDaily%2BChequing%2BAccount%22%2C%22provider_id%22%3A%22a546451c-cb2b-4f70-be3f-9cb35ba81aeb%22%2C%22provider_name%22%3A%22Tangerine%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success\">GO TO SITE<\/a>\n\n\n                        \n                    <\/div>\n\n                    <div class=\"text-center\"> <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">9a3738f9-8b59-40df-afb9-0892ea7f99a5-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li><b>Earn up to $250<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to $250.&lt;\/b&gt; Earn up to $250 when you open a No-Fee Daily Chequing Account and move your pay. &lt;b&gt;Valid until October 31, 2026.&lt;\/b&gt;\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>Unlimited free transactions<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Free Interac e-Transfers<\/li>\r\n            \r\n         \r\n            \r\n                 <li>First chequebook is free<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Free withdrawals at Scotiabank ABMs<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n            <\/div>\n\n    \n<h3 id=\"best\">The best no-fee chequing accounts in Canada in 2026<\/h3><ul><li><strong>Best overall no-fee chequing account: <a class=\"scroll\" style=\"text-decoration: none; color: #1d53ff;\" href=\"#eq\">EQ Bank Personal Account<\/a><\/strong><\/li><li><strong>Best free chequing account from a credit union: <a class=\"scroll\" style=\"text-decoration: none; color: #1d53ff;\" href=\"#coastcapital\">Coast Capital Free Chequing, Free Debit, and More Account<\/a><\/strong><\/li><li><strong>Best no-fee bank account with a signup bonus: <a class=\"scroll\" style=\"text-decoration: none; color: #1d53ff;\" href=\"#simplii\">Simplii No Fee Chequing Account<\/a><\/strong><\/li><li><strong>Best no-fee chequing account from a digital bank: <a class=\"scroll\" style=\"text-decoration: none; color: #1d53ff;\" href=\"#tangerine\">Tangerine No-Fee Daily Chequing Account<\/a><\/strong><\/li><li><strong>Best free bank account for earning cashback: <a class=\"scroll\" style=\"text-decoration: none; color: #1d53ff;\" href=\"#neo\">Neo Chequing Account<\/a><\/strong><\/li><li><strong>Best free bank account for earning interest and points: <a class=\"scroll\" style=\"text-decoration: none; color: #1d53ff;\" href=\"#pc\">PC Money Account<\/a><\/strong><\/li><li><strong>Best no-fee chequing account for spending and saving: <a class=\"scroll\" style=\"text-decoration: none; color: #1d53ff;\" href=\"#wealthsimple\">Wealthsimple Chequing Account<\/a><\/strong><\/li><li><strong>Best chequing account with fee-waiver condition: <a class=\"scroll\" style=\"text-decoration: none; color: #1d53ff;\" href=\"#bmo\">BMO Performance Chequing Account<\/a><\/strong><\/li><\/ul><h3 id=\"eq\">Best overall no-fee chequing account<\/h3><article class=\"luna-card luna-card--border\">\r\n  <div class=\"luna-card__block\">\r\n    \r\n  \t\r\n  \t\r\n    \r\n    \r\n    <div class=\"u-grid u-grid--alignTop\">\r\n      <div class=\"u-grid__col u-1\/4@m \" style=\"padding-bottom: 0px;\" data-product-id=\"bffd0c48-dbf8-4ec5-aedf-a9eeb532406b\" data-product-name=\"EQ Bank Personal Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"EQ Bank\" data-rewards-campaign-name=\"\">\r\n        <center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/667c6ce5395b5.png\" class=\"lazy-load\" alt=\"EQ Bank Personal Account\" src=\"https:\/\/www.finder.com\/niche-builder\/667c6ce5395b5.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/667c6ce5395b5.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/667c6ce5395b5.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/667c6ce5395b5.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n        <div class=\"has-padding-xsmall\"><\/div>\r\n\r\n        \r\n        <center>\r\n          <div class=\"detail-info bffd0c48-dbf8-4ec5-aedf-a9eeb532406b\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n            \r\n\r\n            \r\n            \r\n            \r\n            <a class=\"scoreCombined score__container finder-score\">\r\n              <span class=\"score__badge score__badge--excellent\">\r\n                <span class=\"score__value\">9.4<\/span>\r\n              <\/span>\r\n              <span class=\"score__text-wrapper score__text score__text--excellent\">\r\n                Excellent\r\n              <\/span>\r\n            <\/a>\r\n            \r\n          <\/div>\r\n        <\/center>\r\n\r\n\r\n        <a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall rewards--cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/eqbank-personal-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bffd0c48-dbf8-4ec5-aedf-a9eeb532406b%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22offer_id%22%3A%2222475%22%2C%22decorator%22%3A%22CAFSA-CHQ.PRODUCT.MISC_PRODUCT_DISPLAY_V2%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n        <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/banking\/eq-bank-review\/eq-bank-personal-account-review\" role=\"button\">Read review<\/a>\r\n      <\/div>\r\n      <div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n        <div class=\"\u201chas-padding-xsmall\u201d\"><\/div>\r\n        <h4 id=\"bffd0c48-dbf8-4ec5-aedf-a9eeb532406b\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>EQ Bank Personal Account<\/b><\/h4>\r\n\r\n        \r\n        <div class=\"u-grid u-grid--alignMiddle\">\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\"><b>Earn 2.75%<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn &lt;b&gt;2.75% interest&lt;\/b&gt;. To receive 2.75% interest, you'll need to have at least $2,000\/month of your pay directly deposited into a Personal Account or Joint Account. Conditions apply. Otherwise, you'll earn 1.00% on your balance.\" title=\"\" data-original-title=\"More info\">\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Bonus\r\n              Offer<\/span>\r\n\r\n          <\/span><\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">$0\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly\r\n              Account Fee<\/span>\r\n\r\n          <\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">unlimited\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Free\r\n              Transactions<\/span>\r\n\r\n          <\/div>\r\n        <\/div>\r\n\r\n        \r\n\r\n        <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n          <ul class=\"luna-tabs__list\">\r\n            <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-bffd0c48-dbf8-4ec5-aedf-a9eeb532406b-1\" data-toggle=\"tab\">Info<\/a><\/li>\r\n            \r\n            <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-bffd0c48-dbf8-4ec5-aedf-a9eeb532406b-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n            \r\n            <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-bffd0c48-dbf8-4ec5-aedf-a9eeb532406b-1\" data-toggle=\"tab\">More Details<\/a><\/li>\r\n          <\/ul>\r\n\r\n          <div class=\"tab-content\">\r\n            \r\n            <div class=\"tab-pane active\" id=\"pb-tabname0-bffd0c48-dbf8-4ec5-aedf-a9eeb532406b-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                \r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                The EQ Bank Personal Account is the overall best no-fee bank account in Canada. Unlike most chequing accounts in Canada, this account lets you earn up to 2.75% on your entire balance in interest.<h4><\/h4><p>Enjoy high interest with no fees on everyday banking, plus unlimited transactions and no minimum balances. Sign up online in minutes. Plus, earn 0.5% cashback on your purchases with the EQ Bank Card. Get all of these perks for no monthly fee. Plus, you can also apply for a Joint account if you're looking to save with your partner or family.\r\n              <\/p><\/div>\r\n            <\/div>\r\n\r\n            \r\n            \r\n            <div class=\"tab-pane\" id=\"pb-tabname1-bffd0c48-dbf8-4ec5-aedf-a9eeb532406b-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n                  <div class=\"u-grid__col u-1\/2@m\">\r\n                    \r\n                    <ul class=\"list-1\">\r\n                      \r\n                      <li>$0 account fee<\/li>\r\n                      \r\n                      <li>Get unlimited transactions<\/li>\r\n                      \r\n                      <li>$0 Interac eTransfers<\/li>\r\n                      \r\n                      <li>Earn up to 2.75% interest on your balance<\/li>\r\n                      \r\n                      <li>Get 0.5% cashback on your purchases<\/li>\r\n                      \r\n                      <li>EQ Bank will refund withdrawal fees for using any ATM across Canada<\/li>\r\n                      \r\n                      <li>No FX fees for international purchases<\/li>\r\n                      \r\n                      <li>No fee for going into overdraft<\/li>\r\n                      \r\n                    <\/ul>\r\n                    \r\n                  <\/div>\r\n                  <div class=\"u-grid__col u-1\/2@m\">\r\n                    \r\n                    <ul class=\"list-12\">\r\n                      \r\n                      <li>No physical branches for in-person service<\/li>\r\n                      \r\n                      <li>Comes with a prepaid card instead of a standard debit card<\/li>\r\n                      \r\n                    <\/ul>\r\n                    \r\n                  <\/div>\r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n            \r\n\r\n            \r\n            <div class=\"tab-pane\" id=\"pb-tabname2-bffd0c48-dbf8-4ec5-aedf-a9eeb532406b-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n                \r\n <table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n        \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Free Transactions<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">unlimited<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n        \r\n            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Interac e-Transfer Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n            \r\n                \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">In-Network ATM Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                \r\n                \r\n        <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">NSF Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n          <\/td>\r\n  <\/tr>\r\n                    \r\n                    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Foreign Transaction Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">0%<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                        \r\n                    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">CDIC Deposit Insurance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$100,000<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Bonus Offer<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\"><b>Earn 2.75%<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn &lt;b&gt;2.75% interest&lt;\/b&gt;. To receive 2.75% interest, you'll need to have at least $2,000\/month of your pay directly deposited into a Personal Account or Joint Account. Conditions apply. Otherwise, you'll earn 1.00% on your balance.\" title=\"\" data-original-title=\"More info\">\r\n               <\/span>\r\n      <\/span><\/td>\r\n  <\/tr>\r\n  <\/tbody>\r\n<\/table>               \r\n                \r\n    <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/article>\r\n\r\n\r\n\r\n\r\n<style>\r\n  .no-cta-button {\r\n    font-weight: bold;\r\n    font-size: 18px;\r\n    color: #00ba9c;\r\n    text-decoration: underline;\r\n    text-align: center;\r\n    margin-top: 0 !important;\r\n    width: 100%;\r\n  }\r\n\r\n  .no-cta-button:hover {\r\n    color: #4dceb9;\r\n  }\r\n<\/style>\r\n\r\n<style>\r\n  .scoreCombined.finder-score::before {\r\n    display: none;\r\n  }\r\n\r\n  .score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n  }\r\n\r\n  .score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%);\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n  }\r\n\r\n  .score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n  }\r\n\r\n  @keyframes shine-effect {\r\n    0% {\r\n      background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n      background-position: 200% 0, 0 0;\r\n    }\r\n  }\r\n\r\n  .score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n  }\r\n\r\n  .score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n  }\r\n\r\n  .score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\n    white-space: nowrap;\r\n  }\r\n\r\n  .scoreCombined {\r\n    text-decoration: none;\r\n  }\r\n\r\n  a.scoreCombined,\r\n  a.scoreCombined:hover {\r\n    text-decoration: none;\r\n  }\r\n\r\n  .score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n  }\r\n\r\n  .score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n  }\r\n\r\n  .score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  .score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  table div[class*=\"methodology-partial\"] {\r\n    display: none;\r\n  }\r\n<\/style>\r\n<style>\r\n  .deals--container {\r\n    display: flex;\r\n    flex-direction: column;\r\n    text-align: left;\r\n    padding: 0px 0px 8px 0px;\r\n  }\r\n  \r\n  .deals--rewards-container{\r\n    margin-bottom: 16px;\r\n  }\r\n\r\n  .deals--rewards {\r\n    background-color: #0a41ee;\r\n    border-radius: 12px;\r\n    padding: 12px;\r\n    color: white;\r\n    margin: 0 10px;\r\n    box-sizing: border-box;\r\n    p {\r\n          margin: 0;\r\n        }\r\n  }\r\n\r\n  .deals--rewards-tag {\r\n    display: inline-block;\r\n    background-color: white;\r\n    color: #1d53ff;\r\n    border-radius: 999px;\r\n    font-weight: 900;\r\n    font-size: 12px;\r\n    text-transform: uppercase;\r\n    margin-bottom: 8px;\r\n    box-sizing: border-box;\r\n    vertical-align: middle;\r\n    line-height: 1;\r\n    padding: 3px 8px 1px 8px;\r\n  }\r\n\r\n  .deals--rewards a:hover { color: unset; }\r\n  \r\n  .deals--rewards span {\r\n    font-size: 14px !important;\r\n    font-weight: 400;\r\n    line-height: 1.5;\r\n    color: white;\r\n    display: block;\r\n  }\r\n\r\n  .deals--rewards span b {\r\n    font-size: 14px !important;\r\n    font-weight: 800;\r\n    display: block;\r\n    line-height: 1.2;\r\n    margin-bottom: 4px;\r\n  }\r\n\r\n  .deals--rewards-terms {\r\n    font-size: 14px;\r\n    color: #232320;\r\n    margin-left: 10px;\r\n    margin-right: 10px;\r\n    margin-top: -2px;\r\n    font-weight: 400;\r\n    text-decoration: underline;\r\n    font-variant-numeric: lining-nums tabular-nums;\r\n  }\r\n<\/style><h3 id=\"coastcapital\">Best free chequing account from a credit union<\/h3><article class=\"luna-card luna-card--border\">\r\n  <div class=\"luna-card__block\">\r\n    \r\n  \t\r\n  \t\r\n    \r\n    \r\n    <div class=\"u-grid u-grid--alignTop\">\r\n      <div class=\"u-grid__col u-1\/4@m \" style=\"padding-bottom: 0px;\" data-product-id=\"43e021b9-a760-4292-9129-25c708bac2df\" data-product-name=\"Coast Capital Free Chequing, Free Debit, and More Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"Coast Capital\" data-rewards-campaign-name=\"\">\r\n        <center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6408c2365e18c.png\" class=\"lazy-load\" alt=\"Coast Capital Free Chequing, Free Debit, and More Account\" src=\"https:\/\/www.finder.com\/niche-builder\/6408c2365e18c.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6408c2365e18c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6408c2365e18c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6408c2365e18c.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n        <div class=\"has-padding-xsmall\"><\/div>\r\n\r\n        \r\n        <center>\r\n          <div class=\"detail-info 43e021b9-a760-4292-9129-25c708bac2df\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n            \r\n\r\n            \r\n            \r\n            \r\n            <a class=\"scoreCombined score__container finder-score\">\r\n              <span class=\"score__badge score__badge--great\">\r\n                <span class=\"score__value\">7.7<\/span>\r\n              <\/span>\r\n              <span class=\"score__text-wrapper score__text score__text--great\">\r\n                Great\r\n              <\/span>\r\n            <\/a>\r\n            \r\n          <\/div>\r\n        <\/center>\r\n\r\n\r\n        <a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall rewards--cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/coast-capital-chequing-account-ca-secured.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2243e021b9-a760-4292-9129-25c708bac2df%22%2C%22product_name%22%3A%22Coast%2BCapital%2BFree%2BChequing%252C%2BFree%2BDebit%252C%2Band%2BMore%2BAccount%22%2C%22offer_id%22%3A%2220428%22%2C%22decorator%22%3A%22CAFSA-CHQ.PRODUCT.MISC_PRODUCT_DISPLAY_V2%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n        <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/coast-capital-free-chequing-free-debit-and-more-account\" role=\"button\">Read review<\/a>\r\n      <\/div>\r\n      <div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n        <div class=\"\u201chas-padding-xsmall\u201d\"><\/div>\r\n        <h4 id=\"43e021b9-a760-4292-9129-25c708bac2df\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>Coast Capital Free Chequing, Free Debit, and More Account<\/b><\/h4>\r\n\r\n        \r\n        <div class=\"u-grid u-grid--alignMiddle\">\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\"><b>Earn $150<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn $150.&lt;\/b&gt; New members can get $150 when they open and use a Coast Capital Free Chequing, Free Debit, and More Account. &lt;b&gt;Offer ends July 6, 2026.&lt;\/b&gt;\" title=\"\" data-original-title=\"More info\">\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Bonus\r\n              Offer<\/span>\r\n\r\n          <\/span><\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">$0\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly\r\n              Account Fee<\/span>\r\n\r\n          <\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">unlimited\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Free\r\n              Transactions<\/span>\r\n\r\n          <\/div>\r\n        <\/div>\r\n\r\n        \r\n\r\n        <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n          <ul class=\"luna-tabs__list\">\r\n            <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-43e021b9-a760-4292-9129-25c708bac2df-1\" data-toggle=\"tab\">Info<\/a><\/li>\r\n            \r\n            <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-43e021b9-a760-4292-9129-25c708bac2df-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n            \r\n            <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-43e021b9-a760-4292-9129-25c708bac2df-1\" data-toggle=\"tab\">More Details<\/a><\/li>\r\n          <\/ul>\r\n\r\n          <div class=\"tab-content\">\r\n            \r\n            <div class=\"tab-pane active\" id=\"pb-tabname0-43e021b9-a760-4292-9129-25c708bac2df-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                \r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                If you prefer banking with a credit union, the Coast Capital Free Chequing, Free Debit, and More Account is our top pick for no-fee chequing accounts. This account comes with $0 monthly fees, unlimited free transactions and no minimum balance requirement.<h4><\/h4><p>Coast Capital is a Canada-wide credit union offering a full suite of banking products. Keep in mind that this account comes with fees for some services like Interac e-Transfers ($1.50) and paper statements.\r\n              <\/p><\/div>\r\n            <\/div>\r\n\r\n            \r\n            \r\n            <div class=\"tab-pane\" id=\"pb-tabname1-43e021b9-a760-4292-9129-25c708bac2df-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n                  <div class=\"u-grid__col u-1\/2@m\">\r\n                    \r\n                    <ul class=\"list-1\">\r\n                      \r\n                      <li>No monthly fee<\/li>\r\n                      \r\n                      <li>Unlimited free transactions<\/li>\r\n                      \r\n                      <li>No minimum balance required<\/li>\r\n                      \r\n                      <li>Deposit cheques on the app from your phone<\/li>\r\n                      \r\n                      <li>Withdraw money free of charge from 4,000+ ATMs across Canada.<\/li>\r\n                      \r\n                    <\/ul>\r\n                    \r\n                  <\/div>\r\n                  <div class=\"u-grid__col u-1\/2@m\">\r\n                    \r\n                    <ul class=\"list-12\">\r\n                      \r\n                      <li>e-Transfers cost $1.50 each<\/li>\r\n                      \r\n                    <\/ul>\r\n                    \r\n                  <\/div>\r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n            \r\n\r\n            \r\n            <div class=\"tab-pane\" id=\"pb-tabname2-43e021b9-a760-4292-9129-25c708bac2df-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n                \r\n <table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n        \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Free Transactions<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">unlimited<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n        \r\n            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Interac e-Transfer Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$1.50<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n            \r\n                \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">In-Network ATM Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                \r\n                \r\n                    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Foreign Transaction Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">21%<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                        \r\n                    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">CDIC Deposit Insurance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$100,000<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Bonus Offer<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\"><b>Earn $150<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn $150.&lt;\/b&gt; New members can get $150 when they open and use a Coast Capital Free Chequing, Free Debit, and More Account. &lt;b&gt;Offer ends July 6, 2026.&lt;\/b&gt;\" title=\"\" data-original-title=\"More info\">\r\n               <\/span>\r\n      <\/span><\/td>\r\n  <\/tr>\r\n  <\/tbody>\r\n<\/table>               \r\n                \r\n    <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/article>\r\n\r\n\r\n\r\n\r\n<style>\r\n  .no-cta-button {\r\n    font-weight: bold;\r\n    font-size: 18px;\r\n    color: #00ba9c;\r\n    text-decoration: underline;\r\n    text-align: center;\r\n    margin-top: 0 !important;\r\n    width: 100%;\r\n  }\r\n\r\n  .no-cta-button:hover {\r\n    color: #4dceb9;\r\n  }\r\n<\/style>\r\n\r\n<style>\r\n  .scoreCombined.finder-score::before {\r\n    display: none;\r\n  }\r\n\r\n  .score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n  }\r\n\r\n  .score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%);\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n  }\r\n\r\n  .score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n  }\r\n\r\n  @keyframes shine-effect {\r\n    0% {\r\n      background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n      background-position: 200% 0, 0 0;\r\n    }\r\n  }\r\n\r\n  .score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n  }\r\n\r\n  .score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n  }\r\n\r\n  .score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\n    white-space: nowrap;\r\n  }\r\n\r\n  .scoreCombined {\r\n    text-decoration: none;\r\n  }\r\n\r\n  a.scoreCombined,\r\n  a.scoreCombined:hover {\r\n    text-decoration: none;\r\n  }\r\n\r\n  .score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n  }\r\n\r\n  .score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n  }\r\n\r\n  .score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  .score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  table div[class*=\"methodology-partial\"] {\r\n    display: none;\r\n  }\r\n<\/style>\r\n<style>\r\n  .deals--container {\r\n    display: flex;\r\n    flex-direction: column;\r\n    text-align: left;\r\n    padding: 0px 0px 8px 0px;\r\n  }\r\n  \r\n  .deals--rewards-container{\r\n    margin-bottom: 16px;\r\n  }\r\n\r\n  .deals--rewards {\r\n    background-color: #0a41ee;\r\n    border-radius: 12px;\r\n    padding: 12px;\r\n    color: white;\r\n    margin: 0 10px;\r\n    box-sizing: border-box;\r\n    p {\r\n          margin: 0;\r\n        }\r\n  }\r\n\r\n  .deals--rewards-tag {\r\n    display: inline-block;\r\n    background-color: white;\r\n    color: #1d53ff;\r\n    border-radius: 999px;\r\n    font-weight: 900;\r\n    font-size: 12px;\r\n    text-transform: uppercase;\r\n    margin-bottom: 8px;\r\n    box-sizing: border-box;\r\n    vertical-align: middle;\r\n    line-height: 1;\r\n    padding: 3px 8px 1px 8px;\r\n  }\r\n\r\n  .deals--rewards a:hover { color: unset; }\r\n  \r\n  .deals--rewards span {\r\n    font-size: 14px !important;\r\n    font-weight: 400;\r\n    line-height: 1.5;\r\n    color: white;\r\n    display: block;\r\n  }\r\n\r\n  .deals--rewards span b {\r\n    font-size: 14px !important;\r\n    font-weight: 800;\r\n    display: block;\r\n    line-height: 1.2;\r\n    margin-bottom: 4px;\r\n  }\r\n\r\n  .deals--rewards-terms {\r\n    font-size: 14px;\r\n    color: #232320;\r\n    margin-left: 10px;\r\n    margin-right: 10px;\r\n    margin-top: -2px;\r\n    font-weight: 400;\r\n    text-decoration: underline;\r\n    font-variant-numeric: lining-nums tabular-nums;\r\n  }\r\n<\/style><h3 id=\"simplii\">Best no-fee chequing account with a signup bonus<\/h3><article class=\"luna-card luna-card--border\">\r\n  <div class=\"luna-card__block\">\r\n    \r\n  \t\r\n  \t\r\n    \r\n    \r\n    <div class=\"u-grid u-grid--alignTop\">\r\n      <div class=\"u-grid__col u-1\/4@m \" style=\"padding-bottom: 0px;\" data-product-id=\"bc9cfba9-5ce5-4aae-88de-f139bcac33e0\" data-product-name=\"Simplii No Fee Chequing Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"Simplii Financial\" data-rewards-campaign-name=\"\">\r\n        <center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png\" class=\"lazy-load\" alt=\"Simplii No Fee Chequing Account\" src=\"https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n        <div class=\"has-padding-xsmall\"><\/div>\r\n\r\n        \r\n        <center>\r\n          <div class=\"detail-info bc9cfba9-5ce5-4aae-88de-f139bcac33e0\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n            \r\n\r\n            \r\n            \r\n            \r\n            <a class=\"scoreCombined score__container finder-score\">\r\n              <span class=\"score__badge score__badge--great\">\r\n                <span class=\"score__value\">8.5<\/span>\r\n              <\/span>\r\n              <span class=\"score__text-wrapper score__text score__text--great\">\r\n                Great\r\n              <\/span>\r\n            <\/a>\r\n            \r\n          <\/div>\r\n        <\/center>\r\n\r\n\r\n        <a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall rewards--cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/simplii-no-fee-chequing-account-ca-chequing-accounts-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bc9cfba9-5ce5-4aae-88de-f139bcac33e0%22%2C%22product_name%22%3A%22Simplii%2BNo%2BFee%2BChequing%2BAccount%22%2C%22offer_id%22%3A%2221492%22%2C%22decorator%22%3A%22CAFSA-CHQ.PRODUCT.MISC_PRODUCT_DISPLAY_V2%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n        <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/banking\/simplii-financial-review\/simplii-financial-no-fee-chequing-account\" role=\"button\">Read review<\/a>\r\n      <\/div>\r\n      <div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n        <div class=\"\u201chas-padding-xsmall\u201d\"><\/div>\r\n        <h4 id=\"bc9cfba9-5ce5-4aae-88de-f139bcac33e0\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>Simplii No Fee Chequing Account<\/b><\/h4>\r\n\r\n        \r\n        <div class=\"u-grid u-grid--alignMiddle\">\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\"><b>Earn $300 and a $50 Skip gift card<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn $300&lt;\/b&gt; and a $50 Skip gift card when you become a new client and set up a direct deposit of at least $100 for 3 months. &lt;b&gt;Offer ends September 30, 2026.&lt;\/b&gt;\" title=\"\" data-original-title=\"More info\">\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Bonus\r\n              Offer<\/span>\r\n\r\n          <\/span><\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">$0\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly\r\n              Account Fee<\/span>\r\n\r\n          <\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">unlimited\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Free\r\n              Transactions<\/span>\r\n\r\n          <\/div>\r\n        <\/div>\r\n\r\n        \r\n\r\n        <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n          <ul class=\"luna-tabs__list\">\r\n            <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-bc9cfba9-5ce5-4aae-88de-f139bcac33e0-1\" data-toggle=\"tab\">Info<\/a><\/li>\r\n            \r\n            <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-bc9cfba9-5ce5-4aae-88de-f139bcac33e0-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n            \r\n            <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-bc9cfba9-5ce5-4aae-88de-f139bcac33e0-1\" data-toggle=\"tab\">More Details<\/a><\/li>\r\n          <\/ul>\r\n\r\n          <div class=\"tab-content\">\r\n            \r\n            <div class=\"tab-pane active\" id=\"pb-tabname0-bc9cfba9-5ce5-4aae-88de-f139bcac33e0-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                \r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                With a $0 monthly fee, free transactions, free e-Transfers and no minimum deposit, the Simplii No Fee Chequing Account is another top pick for best no-fee chequing accounts in Canada. As far as free chequing accounts go, this one comes with one of the best promo offers of them all: <b>Earn $300<\/b> and a $50 Skip gift card when you become a new client and set up a direct deposit of at least $100 for 3 months. <b>Offer ends September 30, 2026.<\/b>.<h4><\/h4><p>Plus, you'll earn 0.01% \u2013 0.01% interest on your balance and be able to make purchases with a Debit Mastercard. Pay $4.97 a month for overdraft (plus interest) only when you use it.\r\n              <\/p><\/div>\r\n            <\/div>\r\n\r\n            \r\n            \r\n            <div class=\"tab-pane\" id=\"pb-tabname1-bc9cfba9-5ce5-4aae-88de-f139bcac33e0-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n                  <div class=\"u-grid__col u-1\/2@m\">\r\n                    \r\n                    <ul class=\"list-1\">\r\n                      \r\n                      <li>Earn a welcome bonus of up to $300 and a $50 Skip gift card<\/li>\r\n                      \r\n                      <li>Enjoy unlimited free transactions and e-Transfers<\/li>\r\n                      \r\n                      <li>No monthly account fee<\/li>\r\n                      \r\n                      <li>Earn 0.01% interest on your balance<\/li>\r\n                      \r\n                      <li>No minimum deposit requirements<\/li>\r\n                      \r\n                      <li>Earn a referral bonus<\/li>\r\n                      \r\n                      <li>Free access to over 3,400 CIBC ATMs across Canada<\/li>\r\n                      \r\n                    <\/ul>\r\n                    \r\n                  <\/div>\r\n                  <div class=\"u-grid__col u-1\/2@m\">\r\n                    \r\n                    <ul class=\"list-12\">\r\n                      \r\n                      <li>Simplii is an online only provider<\/li>\r\n                      \r\n                      <li>You can only earn the welcome bonus if you're a new Simplii customer<\/li>\r\n                      \r\n                      <li>Residents of Quebec cannot open a Simplii account<\/li>\r\n                      \r\n                    <\/ul>\r\n                    \r\n                  <\/div>\r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n            \r\n\r\n            \r\n            <div class=\"tab-pane\" id=\"pb-tabname2-bc9cfba9-5ce5-4aae-88de-f139bcac33e0-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n                \r\n <table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n        \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Free Transactions<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">unlimited<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n        \r\n            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Interac e-Transfer Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n            \r\n                \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">In-Network ATM Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                \r\n                \r\n        <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">NSF Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$10<\/span>\r\n          <\/td>\r\n  <\/tr>\r\n                    \r\n                    \r\n                    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">CDIC Deposit Insurance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$100,000<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Bonus Offer<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\"><b>Earn $300 and a $50 Skip gift card<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn $300&lt;\/b&gt; and a $50 Skip gift card when you become a new client and set up a direct deposit of at least $100 for 3 months. &lt;b&gt;Offer ends September 30, 2026.&lt;\/b&gt;\" title=\"\" data-original-title=\"More info\">\r\n               <\/span>\r\n      <\/span><\/td>\r\n  <\/tr>\r\n  <\/tbody>\r\n<\/table>               \r\n                \r\n    <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/article>\r\n\r\n\r\n\r\n\r\n<style>\r\n  .no-cta-button {\r\n    font-weight: bold;\r\n    font-size: 18px;\r\n    color: #00ba9c;\r\n    text-decoration: underline;\r\n    text-align: center;\r\n    margin-top: 0 !important;\r\n    width: 100%;\r\n  }\r\n\r\n  .no-cta-button:hover {\r\n    color: #4dceb9;\r\n  }\r\n<\/style>\r\n\r\n<style>\r\n  .scoreCombined.finder-score::before {\r\n    display: none;\r\n  }\r\n\r\n  .score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n  }\r\n\r\n  .score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%);\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n  }\r\n\r\n  .score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n  }\r\n\r\n  @keyframes shine-effect {\r\n    0% {\r\n      background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n      background-position: 200% 0, 0 0;\r\n    }\r\n  }\r\n\r\n  .score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n  }\r\n\r\n  .score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n  }\r\n\r\n  .score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\n    white-space: nowrap;\r\n  }\r\n\r\n  .scoreCombined {\r\n    text-decoration: none;\r\n  }\r\n\r\n  a.scoreCombined,\r\n  a.scoreCombined:hover {\r\n    text-decoration: none;\r\n  }\r\n\r\n  .score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n  }\r\n\r\n  .score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n  }\r\n\r\n  .score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  .score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  table div[class*=\"methodology-partial\"] {\r\n    display: none;\r\n  }\r\n<\/style>\r\n<style>\r\n  .deals--container {\r\n    display: flex;\r\n    flex-direction: column;\r\n    text-align: left;\r\n    padding: 0px 0px 8px 0px;\r\n  }\r\n  \r\n  .deals--rewards-container{\r\n    margin-bottom: 16px;\r\n  }\r\n\r\n  .deals--rewards {\r\n    background-color: #0a41ee;\r\n    border-radius: 12px;\r\n    padding: 12px;\r\n    color: white;\r\n    margin: 0 10px;\r\n    box-sizing: border-box;\r\n    p {\r\n          margin: 0;\r\n        }\r\n  }\r\n\r\n  .deals--rewards-tag {\r\n    display: inline-block;\r\n    background-color: white;\r\n    color: #1d53ff;\r\n    border-radius: 999px;\r\n    font-weight: 900;\r\n    font-size: 12px;\r\n    text-transform: uppercase;\r\n    margin-bottom: 8px;\r\n    box-sizing: border-box;\r\n    vertical-align: middle;\r\n    line-height: 1;\r\n    padding: 3px 8px 1px 8px;\r\n  }\r\n\r\n  .deals--rewards a:hover { color: unset; }\r\n  \r\n  .deals--rewards span {\r\n    font-size: 14px !important;\r\n    font-weight: 400;\r\n    line-height: 1.5;\r\n    color: white;\r\n    display: block;\r\n  }\r\n\r\n  .deals--rewards span b {\r\n    font-size: 14px !important;\r\n    font-weight: 800;\r\n    display: block;\r\n    line-height: 1.2;\r\n    margin-bottom: 4px;\r\n  }\r\n\r\n  .deals--rewards-terms {\r\n    font-size: 14px;\r\n    color: #232320;\r\n    margin-left: 10px;\r\n    margin-right: 10px;\r\n    margin-top: -2px;\r\n    font-weight: 400;\r\n    text-decoration: underline;\r\n    font-variant-numeric: lining-nums tabular-nums;\r\n  }\r\n<\/style><h3 id=\"tangerine\">Best no-fee unlimited chequing account from a digital bank<\/h3><article class=\"luna-card luna-card--border\">\r\n  <div class=\"luna-card__block\">\r\n    \r\n  \t\r\n  \t\r\n    \r\n    \r\n    <div class=\"u-grid u-grid--alignTop\">\r\n      <div class=\"u-grid__col u-1\/4@m \" style=\"padding-bottom: 0px;\" data-product-id=\"9a3738f9-8b59-40df-afb9-0892ea7f99a5\" data-product-name=\"Tangerine No-Fee Daily Chequing Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"Tangerine\" data-rewards-campaign-name=\"\">\r\n        <center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0c3d23.png\" class=\"lazy-load\" alt=\"Tangerine No-Fee Daily Chequing Account\" src=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0c3d23.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0c3d23.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/641a6cf0c3d23.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/641a6cf0c3d23.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n        <div class=\"has-padding-xsmall\"><\/div>\r\n\r\n        \r\n        <center>\r\n          <div class=\"detail-info 9a3738f9-8b59-40df-afb9-0892ea7f99a5\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n            \r\n\r\n            \r\n            \r\n            \r\n            <a class=\"scoreCombined score__container finder-score\">\r\n              <span class=\"score__badge score__badge--great\">\r\n                <span class=\"score__value\">8.5<\/span>\r\n              <\/span>\r\n              <span class=\"score__text-wrapper score__text score__text--great\">\r\n                Great\r\n              <\/span>\r\n            <\/a>\r\n            \r\n          <\/div>\r\n        <\/center>\r\n\r\n\r\n        <a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall rewards--cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/tangerine-chequing-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%229a3738f9-8b59-40df-afb9-0892ea7f99a5%22%2C%22product_name%22%3A%22Tangerine%2BNo-Fee%2BDaily%2BChequing%2BAccount%22%2C%22offer_id%22%3A%2226268%22%2C%22decorator%22%3A%22CAFSA-CHQ.PRODUCT.MISC_PRODUCT_DISPLAY_V2%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n        <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/banking\/tangerine-bank-review\/tangerine-bank-chequing-account\" role=\"button\">Read review<\/a>\r\n      <\/div>\r\n      <div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n        <div class=\"\u201chas-padding-xsmall\u201d\"><\/div>\r\n        <h4 id=\"9a3738f9-8b59-40df-afb9-0892ea7f99a5\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>Tangerine No-Fee Daily Chequing Account<\/b><\/h4>\r\n\r\n        \r\n        <div class=\"u-grid u-grid--alignMiddle\">\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\"><b>Earn $250<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to $250.&lt;\/b&gt; Earn up to $250 when you open a No-Fee Daily Chequing Account and move your pay. &lt;b&gt;Valid until October 31, 2026.&lt;\/b&gt;\" title=\"\" data-original-title=\"More info\">\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Bonus\r\n              Offer<\/span>\r\n\r\n          <\/span><\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">$0\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly\r\n              Account Fee<\/span>\r\n\r\n          <\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">unlimited\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Free\r\n              Transactions<\/span>\r\n\r\n          <\/div>\r\n        <\/div>\r\n\r\n        \r\n\r\n        <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n          <ul class=\"luna-tabs__list\">\r\n            <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-9a3738f9-8b59-40df-afb9-0892ea7f99a5-1\" data-toggle=\"tab\">Info<\/a><\/li>\r\n            \r\n            <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-9a3738f9-8b59-40df-afb9-0892ea7f99a5-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n            \r\n            <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-9a3738f9-8b59-40df-afb9-0892ea7f99a5-1\" data-toggle=\"tab\">More Details<\/a><\/li>\r\n          <\/ul>\r\n\r\n          <div class=\"tab-content\">\r\n            \r\n            <div class=\"tab-pane active\" id=\"pb-tabname0-9a3738f9-8b59-40df-afb9-0892ea7f99a5-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                \r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                Tangerine is one of Canada's first digital banks to offer full service no-fee banking options, and the Tangerine No-Fee Daily Chequing Account was its standard-setting no-fee account when it launched. And unlike some other digital banks in Canada, Tangerine offers a full suite of banking products\u2014from mortgages and lines of credit to investment options, credit cards and savings accounts.<h4><\/h4><p>The Tangerine No-Fee Daily Chequing Account comes with a $0 monthly fee and unlimited free transactions and Interac e-Transfers. Easily manage your money 24\/7 with Tangerine's highly-rated mobile app. Plus, earn up to 0.1% interest on every dollar.\r\n              <\/p><\/div>\r\n            <\/div>\r\n\r\n            \r\n            \r\n            <div class=\"tab-pane\" id=\"pb-tabname1-9a3738f9-8b59-40df-afb9-0892ea7f99a5-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n                  <div class=\"u-grid__col u-1\/2@m\">\r\n                    \r\n                    <ul class=\"list-1\">\r\n                      \r\n                      <li>Earn decent interest rates<\/li>\r\n                      \r\n                      <li>Unlimited transactions<\/li>\r\n                      \r\n                      <li>Free Interac e-Transfers<\/li>\r\n                      \r\n                      <li>Free cheques<\/li>\r\n                      \r\n                      <li>Mobile cheque deposits<\/li>\r\n                      \r\n                    <\/ul>\r\n                    \r\n                  <\/div>\r\n                  <div class=\"u-grid__col u-1\/2@m\">\r\n                    \r\n                    <ul class=\"list-12\">\r\n                      \r\n                      <li>Charges for certain ATMs<\/li>\r\n                      \r\n                      <li>No in-person service<\/li>\r\n                      \r\n                      <li>Only one free replacement card<\/li>\r\n                      \r\n                    <\/ul>\r\n                    \r\n                  <\/div>\r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n            \r\n\r\n            \r\n            <div class=\"tab-pane\" id=\"pb-tabname2-9a3738f9-8b59-40df-afb9-0892ea7f99a5-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n                \r\n <table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n        \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Free Transactions<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">unlimited<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n        \r\n            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Interac e-Transfer Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n            \r\n                \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">In-Network ATM Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                \r\n                \r\n        <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">NSF Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$10<\/span>\r\n          <\/td>\r\n  <\/tr>\r\n                    \r\n                    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Foreign Transaction Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">2.5%<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                        \r\n                    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">CDIC Deposit Insurance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$100,000<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Bonus Offer<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\"><b>Earn $250<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to $250.&lt;\/b&gt; Earn up to $250 when you open a No-Fee Daily Chequing Account and move your pay. &lt;b&gt;Valid until October 31, 2026.&lt;\/b&gt;\" title=\"\" data-original-title=\"More info\">\r\n               <\/span>\r\n      <\/span><\/td>\r\n  <\/tr>\r\n  <\/tbody>\r\n<\/table>               \r\n                \r\n    <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/article>\r\n\r\n\r\n\r\n\r\n<style>\r\n  .no-cta-button {\r\n    font-weight: bold;\r\n    font-size: 18px;\r\n    color: #00ba9c;\r\n    text-decoration: underline;\r\n    text-align: center;\r\n    margin-top: 0 !important;\r\n    width: 100%;\r\n  }\r\n\r\n  .no-cta-button:hover {\r\n    color: #4dceb9;\r\n  }\r\n<\/style>\r\n\r\n<style>\r\n  .scoreCombined.finder-score::before {\r\n    display: none;\r\n  }\r\n\r\n  .score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n  }\r\n\r\n  .score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%);\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n  }\r\n\r\n  .score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n  }\r\n\r\n  @keyframes shine-effect {\r\n    0% {\r\n      background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n      background-position: 200% 0, 0 0;\r\n    }\r\n  }\r\n\r\n  .score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n  }\r\n\r\n  .score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n  }\r\n\r\n  .score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\n    white-space: nowrap;\r\n  }\r\n\r\n  .scoreCombined {\r\n    text-decoration: none;\r\n  }\r\n\r\n  a.scoreCombined,\r\n  a.scoreCombined:hover {\r\n    text-decoration: none;\r\n  }\r\n\r\n  .score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n  }\r\n\r\n  .score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n  }\r\n\r\n  .score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  .score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  table div[class*=\"methodology-partial\"] {\r\n    display: none;\r\n  }\r\n<\/style>\r\n<style>\r\n  .deals--container {\r\n    display: flex;\r\n    flex-direction: column;\r\n    text-align: left;\r\n    padding: 0px 0px 8px 0px;\r\n  }\r\n  \r\n  .deals--rewards-container{\r\n    margin-bottom: 16px;\r\n  }\r\n\r\n  .deals--rewards {\r\n    background-color: #0a41ee;\r\n    border-radius: 12px;\r\n    padding: 12px;\r\n    color: white;\r\n    margin: 0 10px;\r\n    box-sizing: border-box;\r\n    p {\r\n          margin: 0;\r\n        }\r\n  }\r\n\r\n  .deals--rewards-tag {\r\n    display: inline-block;\r\n    background-color: white;\r\n    color: #1d53ff;\r\n    border-radius: 999px;\r\n    font-weight: 900;\r\n    font-size: 12px;\r\n    text-transform: uppercase;\r\n    margin-bottom: 8px;\r\n    box-sizing: border-box;\r\n    vertical-align: middle;\r\n    line-height: 1;\r\n    padding: 3px 8px 1px 8px;\r\n  }\r\n\r\n  .deals--rewards a:hover { color: unset; }\r\n  \r\n  .deals--rewards span {\r\n    font-size: 14px !important;\r\n    font-weight: 400;\r\n    line-height: 1.5;\r\n    color: white;\r\n    display: block;\r\n  }\r\n\r\n  .deals--rewards span b {\r\n    font-size: 14px !important;\r\n    font-weight: 800;\r\n    display: block;\r\n    line-height: 1.2;\r\n    margin-bottom: 4px;\r\n  }\r\n\r\n  .deals--rewards-terms {\r\n    font-size: 14px;\r\n    color: #232320;\r\n    margin-left: 10px;\r\n    margin-right: 10px;\r\n    margin-top: -2px;\r\n    font-weight: 400;\r\n    text-decoration: underline;\r\n    font-variant-numeric: lining-nums tabular-nums;\r\n  }\r\n<\/style><h3 id=\"neo\">Best free bank account for earning cashback<\/h3><article class=\"luna-card luna-card--border\">\r\n  <div class=\"luna-card__block\">\r\n    \r\n  \t\r\n  \t\r\n    \r\n    \r\n    <div class=\"u-grid u-grid--alignTop\">\r\n      <div class=\"u-grid__col u-1\/4@m \" style=\"padding-bottom: 0px;\" data-product-id=\"cd151500-7857-4d32-a3da-4a16e57cad92\" data-product-name=\"Neo Chequing Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"Neo Financial\" data-rewards-campaign-name=\"\">\r\n        <center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/63ff53b65f69d.png\" class=\"lazy-load\" alt=\"Neo Chequing Account\" src=\"https:\/\/www.finder.com\/niche-builder\/63ff53b65f69d.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63ff53b65f69d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/63ff53b65f69d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/63ff53b65f69d.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n        <div class=\"has-padding-xsmall\"><\/div>\r\n\r\n        \r\n        <center>\r\n          <div class=\"detail-info cd151500-7857-4d32-a3da-4a16e57cad92\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n            \r\n\r\n            \r\n            \r\n            \r\n            <a class=\"scoreCombined score__container finder-score\">\r\n              <span class=\"score__badge score__badge--great\">\r\n                <span class=\"score__value\">8<\/span>\r\n              <\/span>\r\n              <span class=\"score__text-wrapper score__text score__text--great\">\r\n                Great\r\n              <\/span>\r\n            <\/a>\r\n            \r\n          <\/div>\r\n        <\/center>\r\n\r\n\r\n        <a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall rewards--cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/neo-everyday-account-ca-chequing-accounts-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22cd151500-7857-4d32-a3da-4a16e57cad92%22%2C%22product_name%22%3A%22Neo%2BChequing%2BAccount%22%2C%22offer_id%22%3A%2223458%22%2C%22decorator%22%3A%22CAFSA-CHQ.PRODUCT.MISC_PRODUCT_DISPLAY_V2%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n        <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/neo-everyday-account-review\" role=\"button\">Read review<\/a>\r\n      <\/div>\r\n      <div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n        <div class=\"\u201chas-padding-xsmall\u201d\"><\/div>\r\n        <h4 id=\"cd151500-7857-4d32-a3da-4a16e57cad92\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>Neo Chequing Account<\/b><\/h4>\r\n\r\n        \r\n        <div class=\"u-grid u-grid--alignMiddle\">\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">N\/A\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Bonus\r\n              Offer<\/span>\r\n\r\n          <\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">$0\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly\r\n              Account Fee<\/span>\r\n\r\n          <\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">unlimited\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Free\r\n              Transactions<\/span>\r\n\r\n          <\/div>\r\n        <\/div>\r\n\r\n        \r\n\r\n        <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n          <ul class=\"luna-tabs__list\">\r\n            <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-cd151500-7857-4d32-a3da-4a16e57cad92-1\" data-toggle=\"tab\">Info<\/a><\/li>\r\n            \r\n            <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-cd151500-7857-4d32-a3da-4a16e57cad92-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n            \r\n            <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-cd151500-7857-4d32-a3da-4a16e57cad92-1\" data-toggle=\"tab\">More Details<\/a><\/li>\r\n          <\/ul>\r\n\r\n          <div class=\"tab-content\">\r\n            \r\n            <div class=\"tab-pane active\" id=\"pb-tabname0-cd151500-7857-4d32-a3da-4a16e57cad92-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                \r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                The Neo Chequing Account is made our list as the best free chequing account in Canada for earning cashback, where you can earn up to 2% cashback at popular retailers. Partner retailers include: Shell, Swoop, Structube, Earls, Herschel, Clearly, Second Cup, Boston Pizza, Avis, Budget, Curves, among many others.<h4><\/h4><p>Other perks of this account are that it comes with a $0 monthly fee, no minimum balance, unlimited free transactions, free e-Transfers and free ATM withdrawals from ATMs both in Canada and internationally.\r\n              <\/p><\/div>\r\n            <\/div>\r\n\r\n            \r\n            \r\n            <div class=\"tab-pane\" id=\"pb-tabname1-cd151500-7857-4d32-a3da-4a16e57cad92-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n                  <div class=\"u-grid__col u-1\/2@m\">\r\n                    \r\n                    <ul class=\"list-1\">\r\n                      \r\n                      <li>Earn cashback of up to 2% at over 10,000 retail partners<\/li>\r\n                      \r\n                      <li>Free unlimited transactions<\/li>\r\n                      \r\n                      <li>No minimum balance<\/li>\r\n                      \r\n                      <li>No account fee<\/li>\r\n                      \r\n                      <li>Free withdrawals from ATMs worldwide that display the Mastercard, Cirrus, or Maestro logos<\/li>\r\n                      \r\n                    <\/ul>\r\n                    \r\n                  <\/div>\r\n                  <div class=\"u-grid__col u-1\/2@m\">\r\n                    \r\n                    <ul class=\"list-12\">\r\n                      \r\n                      <li>Online only with no physical branches<\/li>\r\n                      \r\n                    <\/ul>\r\n                    \r\n                  <\/div>\r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n            \r\n\r\n            \r\n            <div class=\"tab-pane\" id=\"pb-tabname2-cd151500-7857-4d32-a3da-4a16e57cad92-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n                \r\n <table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n        \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Free Transactions<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">unlimited<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n        \r\n            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Interac e-Transfer Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n            \r\n                \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">In-Network ATM Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                \r\n                \r\n                    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Foreign Transaction Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">2.5%<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                        \r\n                    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">CDIC Deposit Insurance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$100,000<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Bonus Offer<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">N\/A\r\n               <\/span>\r\n      <\/td>\r\n  <\/tr>\r\n  <\/tbody>\r\n<\/table>               \r\n                \r\n    <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/article>\r\n\r\n\r\n\r\n\r\n<style>\r\n  .no-cta-button {\r\n    font-weight: bold;\r\n    font-size: 18px;\r\n    color: #00ba9c;\r\n    text-decoration: underline;\r\n    text-align: center;\r\n    margin-top: 0 !important;\r\n    width: 100%;\r\n  }\r\n\r\n  .no-cta-button:hover {\r\n    color: #4dceb9;\r\n  }\r\n<\/style>\r\n\r\n<style>\r\n  .scoreCombined.finder-score::before {\r\n    display: none;\r\n  }\r\n\r\n  .score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n  }\r\n\r\n  .score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%);\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n  }\r\n\r\n  .score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n  }\r\n\r\n  @keyframes shine-effect {\r\n    0% {\r\n      background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n      background-position: 200% 0, 0 0;\r\n    }\r\n  }\r\n\r\n  .score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n  }\r\n\r\n  .score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n  }\r\n\r\n  .score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\n    white-space: nowrap;\r\n  }\r\n\r\n  .scoreCombined {\r\n    text-decoration: none;\r\n  }\r\n\r\n  a.scoreCombined,\r\n  a.scoreCombined:hover {\r\n    text-decoration: none;\r\n  }\r\n\r\n  .score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n  }\r\n\r\n  .score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n  }\r\n\r\n  .score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  .score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  table div[class*=\"methodology-partial\"] {\r\n    display: none;\r\n  }\r\n<\/style>\r\n<style>\r\n  .deals--container {\r\n    display: flex;\r\n    flex-direction: column;\r\n    text-align: left;\r\n    padding: 0px 0px 8px 0px;\r\n  }\r\n  \r\n  .deals--rewards-container{\r\n    margin-bottom: 16px;\r\n  }\r\n\r\n  .deals--rewards {\r\n    background-color: #0a41ee;\r\n    border-radius: 12px;\r\n    padding: 12px;\r\n    color: white;\r\n    margin: 0 10px;\r\n    box-sizing: border-box;\r\n    p {\r\n          margin: 0;\r\n        }\r\n  }\r\n\r\n  .deals--rewards-tag {\r\n    display: inline-block;\r\n    background-color: white;\r\n    color: #1d53ff;\r\n    border-radius: 999px;\r\n    font-weight: 900;\r\n    font-size: 12px;\r\n    text-transform: uppercase;\r\n    margin-bottom: 8px;\r\n    box-sizing: border-box;\r\n    vertical-align: middle;\r\n    line-height: 1;\r\n    padding: 3px 8px 1px 8px;\r\n  }\r\n\r\n  .deals--rewards a:hover { color: unset; }\r\n  \r\n  .deals--rewards span {\r\n    font-size: 14px !important;\r\n    font-weight: 400;\r\n    line-height: 1.5;\r\n    color: white;\r\n    display: block;\r\n  }\r\n\r\n  .deals--rewards span b {\r\n    font-size: 14px !important;\r\n    font-weight: 800;\r\n    display: block;\r\n    line-height: 1.2;\r\n    margin-bottom: 4px;\r\n  }\r\n\r\n  .deals--rewards-terms {\r\n    font-size: 14px;\r\n    color: #232320;\r\n    margin-left: 10px;\r\n    margin-right: 10px;\r\n    margin-top: -2px;\r\n    font-weight: 400;\r\n    text-decoration: underline;\r\n    font-variant-numeric: lining-nums tabular-nums;\r\n  }\r\n<\/style><h3 id=\"pc\">Best free bank account for earning interest and points<\/h3><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n    \r\n  \t\r\n  \t\r\n    \r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n     <div class=\"u-grid__col u-1\/4@m \" style=\"padding-bottom: 0px;\" data-product-id=\"bb95a0b7-0969-4b2f-bb94-0be4d76b8d67\" data-product-name=\"PC Money Account\" data-niche=\"Savings Accounts\" data-provider-name=\"PC Financial\" data-rewards-campaign-name=\"\">\r\n<center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/670836e449f87.png\" class=\"lazy-load\" alt=\"PC Money Account\" src=\"https:\/\/www.finder.com\/niche-builder\/670836e449f87.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/670836e449f87.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/670836e449f87.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/670836e449f87.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n            \r\n<center>\r\n<div class=\"detail-info bb95a0b7-0969-4b2f-bb94-0be4d76b8d67\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--excellent\">\r\n        <span class=\"score__value\">9.3<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--excellent\">\r\n        Excellent\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  \r\n  <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/banking\/pc-money-account-review\" role=\"button\">Read review<\/a>\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n  <div class=\"\u201chas-padding-xsmall\u201d\"><\/div>\r\n<h4 id=\"bb95a0b7-0969-4b2f-bb94-0be4d76b8d67\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>PC Money Account<\/b><\/h4>\r\n\r\n\r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">2.2%\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Interest Rate<\/span>\r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">\r\n$0\r\n\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Account Fee<\/span>\r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">unlimited\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Transaction Fee<\/span>\r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n       \r\n\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-bb95a0b7-0969-4b2f-bb94-0be4d76b8d67-1\" data-toggle=\"tab\">Info<\/a><\/li>\r\n \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-bb95a0b7-0969-4b2f-bb94-0be4d76b8d67-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-bb95a0b7-0969-4b2f-bb94-0be4d76b8d67-1\" data-toggle=\"tab\">More Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n \r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-bb95a0b7-0969-4b2f-bb94-0be4d76b8d67-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n                              <div class=\"has-padding-xsmall\"><\/div>\r\n                \r\n                            The PC Money Account is our pick for the best no-fee chequing account for earning interest and earning rewards points. Functioning as an interest-earning chequing account, the PC Money Account offers one of the highest ongoing interest rates in Canada of 2.2%.<h4><\/h4><p>Plus, every dollar you spend from this account helps you earn PC Optimum points, including the opportunity to earn accelerated bonus PC Optimum points with select retailers or with eligible direct deposits.\r\n            <\/p><\/div>\r\n        <\/div>\r\n\r\n      \r\n               <div class=\"tab-pane\" id=\"pb-tabname1-bb95a0b7-0969-4b2f-bb94-0be4d76b8d67-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n<div class=\"has-padding-xsmall\"><\/div>\r\n             <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>No monthly fees<\/li>\r\n                \r\n                  <li>Earn 2.2% interest on your account balance<\/li>\r\n                \r\n                  <li> Unlimited free transfers and Interac e-Transfers<\/li>\r\n                \r\n                  <li> No minimum balance requirements<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>No way to deposit cash or cheques at ATMs<\/li>\r\n                \r\n                  <li>Can't order cheques<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n                 <\/div>\r\n        <\/div>\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-bb95a0b7-0969-4b2f-bb94-0be4d76b8d67-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Ongoing Interest Rate<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">2.2%<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Promotional Interest Rate<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Up to 2.2%<\/span>\r\n<\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0\r\n<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Minimum Balance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n         \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">CDIC Deposit Insurance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$100,000<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n\r\n\r\n\r\n\r\n<style>\r\n  .no-cta-button {\r\n    font-weight: bold;\r\n    font-size: 18px;\r\n    color: #00ba9c;\r\n    text-decoration: underline;\r\n    text-align: center;\r\n    margin-top: 0 !important;\r\n    width: 100%;\r\n  }\r\n\r\n  .no-cta-button:hover {\r\n    color: #4dceb9;\r\n  }\r\n<\/style>\r\n\r\n<style>\r\n  .scoreCombined.finder-score::before {\r\n    display: none;\r\n  }\r\n\r\n  .score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n  }\r\n\r\n  .score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%);\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n  }\r\n\r\n  .score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n  }\r\n\r\n  @keyframes shine-effect {\r\n    0% {\r\n      background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n      background-position: 200% 0, 0 0;\r\n    }\r\n  }\r\n\r\n  .score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n  }\r\n\r\n  .score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n  }\r\n\r\n  .score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\n    white-space: nowrap;\r\n  }\r\n\r\n  .scoreCombined {\r\n    text-decoration: none;\r\n  }\r\n\r\n  a.scoreCombined,\r\n  a.scoreCombined:hover {\r\n    text-decoration: none;\r\n  }\r\n\r\n  .score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n  }\r\n\r\n  .score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n  }\r\n\r\n  .score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  .score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  table div[class*=\"methodology-partial\"] {\r\n    display: none;\r\n  }\r\n<\/style>\r\n<style>\r\n  .deals--container {\r\n    display: flex;\r\n    flex-direction: column;\r\n    text-align: left;\r\n    padding: 0px 0px 8px 0px;\r\n  }\r\n  \r\n  .deals--rewards-container{\r\n    margin-bottom: 16px;\r\n  }\r\n\r\n  .deals--rewards {\r\n    background-color: #0a41ee;\r\n    border-radius: 12px;\r\n    padding: 12px;\r\n    color: white;\r\n    margin: 0 10px;\r\n    box-sizing: border-box;\r\n    p {\r\n          margin: 0;\r\n        }\r\n  }\r\n\r\n  .deals--rewards-tag {\r\n    display: inline-block;\r\n    background-color: white;\r\n    color: #1d53ff;\r\n    border-radius: 999px;\r\n    font-weight: 900;\r\n    font-size: 12px;\r\n    text-transform: uppercase;\r\n    margin-bottom: 8px;\r\n    box-sizing: border-box;\r\n    vertical-align: middle;\r\n    line-height: 1;\r\n    padding: 3px 8px 1px 8px;\r\n  }\r\n\r\n  .deals--rewards a:hover { color: unset; }\r\n  \r\n  .deals--rewards span {\r\n    font-size: 14px !important;\r\n    font-weight: 400;\r\n    line-height: 1.5;\r\n    color: white;\r\n    display: block;\r\n  }\r\n\r\n  .deals--rewards span b {\r\n    font-size: 14px !important;\r\n    font-weight: 800;\r\n    display: block;\r\n    line-height: 1.2;\r\n    margin-bottom: 4px;\r\n  }\r\n\r\n  .deals--rewards-terms {\r\n    font-size: 14px;\r\n    color: #232320;\r\n    margin-left: 10px;\r\n    margin-right: 10px;\r\n    margin-top: -2px;\r\n    font-weight: 400;\r\n    text-decoration: underline;\r\n    font-variant-numeric: lining-nums tabular-nums;\r\n  }\r\n<\/style><h3 id=\"wealthsimple\">Best no-fee chequing account for spending and saving<\/h3><article class=\"luna-card luna-card--border\">\r\n  <div class=\"luna-card__block\">\r\n    \r\n  \t\r\n  \t\r\n    \r\n    \r\n    <div class=\"u-grid u-grid--alignTop\">\r\n      <div class=\"u-grid__col u-1\/4@m \" style=\"padding-bottom: 0px;\" data-product-id=\"4c07df48-2ceb-49f3-ade0-a5954ce97a0c\" data-product-name=\"Wealthsimple Chequing Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"Wealthsimple\" data-rewards-campaign-name=\"\">\r\n        <center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/67649217dc765.jpg\" class=\"lazy-load\" alt=\"Wealthsimple Chequing Account\" src=\"https:\/\/www.finder.com\/niche-builder\/67649217dc765.jpg\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67649217dc765.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67649217dc765.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67649217dc765.jpg?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n        <div class=\"has-padding-xsmall\"><\/div>\r\n\r\n        \r\n        <center>\r\n          <div class=\"detail-info 4c07df48-2ceb-49f3-ade0-a5954ce97a0c\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n            \r\n\r\n            \r\n            \r\n            \r\n            <a class=\"scoreCombined score__container finder-score\">\r\n              <span class=\"score__badge score__badge--excellent\">\r\n                <span class=\"score__value\">9.3<\/span>\r\n              <\/span>\r\n              <span class=\"score__text-wrapper score__text score__text--excellent\">\r\n                Excellent\r\n              <\/span>\r\n            <\/a>\r\n            \r\n          <\/div>\r\n        <\/center>\r\n\r\n\r\n        <a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall rewards--cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/wealthsimple-cash-ca-savings-account-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%224c07df48-2ceb-49f3-ade0-a5954ce97a0c%22%2C%22product_name%22%3A%22Wealthsimple%2BChequing%2BAccount%22%2C%22offer_id%22%3A%2227030%22%2C%22decorator%22%3A%22CAFSA-CHQ.PRODUCT.MISC_PRODUCT_DISPLAY_V2%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n        <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/digital-banking\/wealthsimple-chequing-account-review\" role=\"button\">Read review<\/a>\r\n      <\/div>\r\n      <div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n        <div class=\"\u201chas-padding-xsmall\u201d\"><\/div>\r\n        <h4 id=\"4c07df48-2ceb-49f3-ade0-a5954ce97a0c\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>Wealthsimple Chequing Account<\/b><\/h4>\r\n\r\n        \r\n        <div class=\"u-grid u-grid--alignMiddle\">\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\"><b>Earn up to 2.25% interest<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn between 1.25% and 2.25% on your account balance\" title=\"\" data-original-title=\"More info\">\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Bonus\r\n              Offer<\/span>\r\n\r\n          <\/span><\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">$0\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly\r\n              Account Fee<\/span>\r\n\r\n          <\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">unlimited\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Free\r\n              Transactions<\/span>\r\n\r\n          <\/div>\r\n        <\/div>\r\n\r\n        \r\n\r\n        <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n          <ul class=\"luna-tabs__list\">\r\n            <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-4c07df48-2ceb-49f3-ade0-a5954ce97a0c-1\" data-toggle=\"tab\">Info<\/a><\/li>\r\n            \r\n            <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-4c07df48-2ceb-49f3-ade0-a5954ce97a0c-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n            \r\n            <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-4c07df48-2ceb-49f3-ade0-a5954ce97a0c-1\" data-toggle=\"tab\">More Details<\/a><\/li>\r\n          <\/ul>\r\n\r\n          <div class=\"tab-content\">\r\n            \r\n            <div class=\"tab-pane active\" id=\"pb-tabname0-4c07df48-2ceb-49f3-ade0-a5954ce97a0c-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                \r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                Wealthsimple offers a no-fee chequing account that functions and both a spending and savings account. Perks include earning  1.75% to 2.25% interest (depending on the total value of your assets held with Wealthsimple), being able to access your pay a day early, CDIC deposit insurance of up to $1,000,000, and the ability to earn 1% cash back in stock or cash when you make a purchase with your card.<h4><\/h4><p>And if you want to invest your savings, you can trade stocks, ETFs, options and more through your other Wealthsimple accounts.\r\n              <\/p><\/div>\r\n            <\/div>\r\n\r\n            \r\n            \r\n            <div class=\"tab-pane\" id=\"pb-tabname1-4c07df48-2ceb-49f3-ade0-a5954ce97a0c-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n                  <div class=\"u-grid__col u-1\/2@m\">\r\n                    \r\n                    <ul class=\"list-1\">\r\n                      \r\n                      <li>No monthly fees<\/li>\r\n                      \r\n                      <li>Earn up to 2.25% interest on your account balance<\/li>\r\n                      \r\n                      <li> Unlimited free transfers<\/li>\r\n                      \r\n                      <li> No minimum balance<\/li>\r\n                      \r\n                      <li>Access to $0 commission stock trading<\/li>\r\n                      \r\n                    <\/ul>\r\n                    \r\n                  <\/div>\r\n                  <div class=\"u-grid__col u-1\/2@m\">\r\n                    \r\n                    <ul class=\"list-12\">\r\n                      \r\n                      <li>No free ATM access (fee typically $3\/withdrawal)<\/li>\r\n                      \r\n                      <li>Fees apply to managed investment accounts<\/li>\r\n                      \r\n                    <\/ul>\r\n                    \r\n                  <\/div>\r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n            \r\n\r\n            \r\n            <div class=\"tab-pane\" id=\"pb-tabname2-4c07df48-2ceb-49f3-ade0-a5954ce97a0c-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n                \r\n <table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n        \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Free Transactions<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">unlimited<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n        \r\n            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Interac e-Transfer Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n            \r\n                \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">In-Network ATM Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                \r\n                \r\n        <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">NSF Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n          <\/td>\r\n  <\/tr>\r\n                    \r\n                    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Foreign Transaction Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">0%<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                        \r\n                    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">CDIC Deposit Insurance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$1,000,000<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Bonus Offer<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\"><b>Earn up to 2.25% interest<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn between 1.25% and 2.25% on your account balance\" title=\"\" data-original-title=\"More info\">\r\n               <\/span>\r\n      <\/span><\/td>\r\n  <\/tr>\r\n  <\/tbody>\r\n<\/table>               \r\n                \r\n    <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/article>\r\n\r\n\r\n\r\n\r\n<style>\r\n  .no-cta-button {\r\n    font-weight: bold;\r\n    font-size: 18px;\r\n    color: #00ba9c;\r\n    text-decoration: underline;\r\n    text-align: center;\r\n    margin-top: 0 !important;\r\n    width: 100%;\r\n  }\r\n\r\n  .no-cta-button:hover {\r\n    color: #4dceb9;\r\n  }\r\n<\/style>\r\n\r\n<style>\r\n  .scoreCombined.finder-score::before {\r\n    display: none;\r\n  }\r\n\r\n  .score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n  }\r\n\r\n  .score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%);\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n  }\r\n\r\n  .score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n  }\r\n\r\n  @keyframes shine-effect {\r\n    0% {\r\n      background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n      background-position: 200% 0, 0 0;\r\n    }\r\n  }\r\n\r\n  .score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n  }\r\n\r\n  .score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n  }\r\n\r\n  .score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\n    white-space: nowrap;\r\n  }\r\n\r\n  .scoreCombined {\r\n    text-decoration: none;\r\n  }\r\n\r\n  a.scoreCombined,\r\n  a.scoreCombined:hover {\r\n    text-decoration: none;\r\n  }\r\n\r\n  .score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n  }\r\n\r\n  .score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n  }\r\n\r\n  .score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  .score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  table div[class*=\"methodology-partial\"] {\r\n    display: none;\r\n  }\r\n<\/style>\r\n<style>\r\n  .deals--container {\r\n    display: flex;\r\n    flex-direction: column;\r\n    text-align: left;\r\n    padding: 0px 0px 8px 0px;\r\n  }\r\n  \r\n  .deals--rewards-container{\r\n    margin-bottom: 16px;\r\n  }\r\n\r\n  .deals--rewards {\r\n    background-color: #0a41ee;\r\n    border-radius: 12px;\r\n    padding: 12px;\r\n    color: white;\r\n    margin: 0 10px;\r\n    box-sizing: border-box;\r\n    p {\r\n          margin: 0;\r\n        }\r\n  }\r\n\r\n  .deals--rewards-tag {\r\n    display: inline-block;\r\n    background-color: white;\r\n    color: #1d53ff;\r\n    border-radius: 999px;\r\n    font-weight: 900;\r\n    font-size: 12px;\r\n    text-transform: uppercase;\r\n    margin-bottom: 8px;\r\n    box-sizing: border-box;\r\n    vertical-align: middle;\r\n    line-height: 1;\r\n    padding: 3px 8px 1px 8px;\r\n  }\r\n\r\n  .deals--rewards a:hover { color: unset; }\r\n  \r\n  .deals--rewards span {\r\n    font-size: 14px !important;\r\n    font-weight: 400;\r\n    line-height: 1.5;\r\n    color: white;\r\n    display: block;\r\n  }\r\n\r\n  .deals--rewards span b {\r\n    font-size: 14px !important;\r\n    font-weight: 800;\r\n    display: block;\r\n    line-height: 1.2;\r\n    margin-bottom: 4px;\r\n  }\r\n\r\n  .deals--rewards-terms {\r\n    font-size: 14px;\r\n    color: #232320;\r\n    margin-left: 10px;\r\n    margin-right: 10px;\r\n    margin-top: -2px;\r\n    font-weight: 400;\r\n    text-decoration: underline;\r\n    font-variant-numeric: lining-nums tabular-nums;\r\n  }\r\n<\/style><h3 id=\"bmo\">Best chequing account with fee-waiver condition<\/h3><article class=\"luna-card luna-card--border\">\r\n  <div class=\"luna-card__block\">\r\n    \r\n  \t\r\n  \t\r\n    \r\n    \r\n    <div class=\"u-grid u-grid--alignTop\">\r\n      <div class=\"u-grid__col u-1\/4@m  rewards--element-container rewards--container \" style=\"padding-bottom: 0px;\" data-product-id=\"b01ef1f7-4690-430e-890a-bde8c7186248\" data-product-name=\"BMO Performance Chequing Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"BMO\" data-rewards-campaign-name=\"bmo|performance|may-2026~cafsa\">\r\n        <center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/61a073898f68c.png\" class=\"lazy-load\" alt=\"BMO Performance Chequing Account\" src=\"https:\/\/www.finder.com\/niche-builder\/61a073898f68c.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61a073898f68c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61a073898f68c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61a073898f68c.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n        <div class=\"has-padding-xsmall\"><\/div>\r\n\r\n        \r\n        <center>\r\n          <div class=\"detail-info b01ef1f7-4690-430e-890a-bde8c7186248\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n            \r\n\r\n            \r\n            \r\n            \r\n            <a class=\"scoreCombined score__container finder-score\">\r\n              <span class=\"score__badge score__badge--great\">\r\n                <span class=\"score__value\">8.7<\/span>\r\n              <\/span>\r\n              <span class=\"score__text-wrapper score__text score__text--great\">\r\n                Great\r\n              <\/span>\r\n            <\/a>\r\n            \r\n          <\/div>\r\n        <\/center>\r\n\r\n\r\n        <a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall rewards--cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/bmo-performance-chequing-account-review-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22b01ef1f7-4690-430e-890a-bde8c7186248%22%2C%22product_name%22%3A%22BMO%2BPerformance%2BChequing%2BAccount%22%2C%22offer_id%22%3A%2222439%22%2C%22decorator%22%3A%22CAFSA-CHQ.PRODUCT.MISC_PRODUCT_DISPLAY_V2%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n        <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review\" role=\"button\">Read review<\/a>\r\n      <\/div>\r\n      <div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n        <div class=\"\u201chas-padding-xsmall\u201d\"><\/div>\r\n        <h4 id=\"b01ef1f7-4690-430e-890a-bde8c7186248\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>BMO Performance Chequing Account<\/b><\/h4>\r\n\r\n        \r\n        <div class=\"u-grid u-grid--alignMiddle\">\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\"><b>Earn up to $800<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to $800.&lt;\/b&gt;&lt;br \/&gt;&lt;br \/&gt;Earn $500 when you open and fund a new BMO Performance Chequing Account by June 1, 2026 and complete two qualifying tasks by July 31, 2026.&lt;br \/&gt;&lt;br \/&gt;Earn $100 when you set up a recurring direct deposit of $500 or more by July 31, 2026 and maintain if for one year.&lt;br \/&gt;&lt;br \/&gt;Plus, get a Walmart Delivery Pass subscription for up to 12 months* when you open a new Savings Amplifier Account by June 1, 2026, and sign up for or update your existing Walmart Delivery Pass by July 31, 2026 by selecting Debit Mastercard as the payment option for the monthly transaction fee.&lt;br \/&gt;&lt;br \/&gt;Earn $150* when you deposit a total of $10,000 or more in to your Savings Amplifier Account and maintain a daily closing balance of $10,000 or more within 30 days of opening and maintain that balance for 3 months.&lt;br \/&gt;&lt;br \/&gt;Earn $50* when you create one goal and apply one strategy in My Financial Progress Plan by July 31, 2026.&lt;br \/&gt;&lt;br \/&gt;*Terms apply.\" title=\"\" data-original-title=\"More info\">\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Bonus\r\n              Offer<\/span>\r\n\r\n          <\/span><\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">$17.95\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly\r\n              Account Fee<\/span>\r\n\r\n          <\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">unlimited\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Free\r\n              Transactions<\/span>\r\n\r\n          <\/div>\r\n        <\/div>\r\n\r\n        \r\n\r\n        <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n          <ul class=\"luna-tabs__list\">\r\n            <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-b01ef1f7-4690-430e-890a-bde8c7186248-5\" data-toggle=\"tab\">Info<\/a><\/li>\r\n            \r\n            <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-b01ef1f7-4690-430e-890a-bde8c7186248-5\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n            \r\n            <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-b01ef1f7-4690-430e-890a-bde8c7186248-5\" data-toggle=\"tab\">More Details<\/a><\/li>\r\n          <\/ul>\r\n\r\n          <div class=\"tab-content\">\r\n            \r\n            <div class=\"tab-pane active\" id=\"pb-tabname0-b01ef1f7-4690-430e-890a-bde8c7186248-5\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                \r\n                <div class=\"u-grid__col u-1\/1 deals--container\">\r\n                  <div class=\"deals--rewards-container\">\r\n                    <div class=\"deals--container\">\r\n                      <div class=\"deals--rewards\">\r\n                        <h1 class=\"deals--rewards-tag\">Finder Reward<\/h1>\r\n                        <span><b>Get a $175 digital Visa gift card from Finder.<\/b> Become a Finder Member and open a BMO Performance Chequing Account through Finder.<\/span>\r\n                      <\/div>\r\n                    <\/div>\r\n                    \r\n                      <a href=\"\/ca\/finder-rewards\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions-may-2026\" class=\"deals--rewards-terms\" target=\"_blank\" rel=\"noopener noreferrer\">T&amp;Cs apply.<\/a>\r\n                    \r\n                  <\/div>\r\n                <\/div>\r\n                \r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                While the BMO Performance Chequing Account does charge a standard monthly fee of $17.95, it comes with the option to get the monthly fee dropped. The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000.<h4><\/h4><p>If you can qualify for the waive-fee condition, it may be worth opening this account to get the welcome bonus. <b>Earn up to $800.<\/b> Earn up to an $800 cash bonus with the BMO Performance Chequing Account. Plus, get a Walmart Delivery Pass subscription for up to 12 months. <b>Valid until June 1, 2026.<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to $800.&lt;\/b&gt; Earn $500 when you open and fund a new BMO Performance Chequing Account by June 1, 2026 and complete two qualifying tasks by July 31, 2026. Earn $100 when you set up a recurring direct deposit of $500 or more by July 31, 2026 and maintain if for one year. Plus, get a Walmart Delivery Pass subscription for up to 12 months* when you open a new Savings Amplifier Account by June 1, 2026, and sign up for or update your existing Walmart Delivery Pass by July 31, 2026 by selecting Debit Mastercard as the payment option for the monthly transaction fee. Earn $150* when you deposit a total of $10,000 or more in to your Savings Amplifier Account and maintain a daily closing balance of $10,000 or more within 30 days of opening and maintain that balance for 3 months. Earn $50* when you create one goal and apply one strategy in My Financial Progress Plan by July 31, 2026. *Terms apply.\" title=\"\" data-original-title=\"More info\">\r\n              <\/span><\/p><\/div>\r\n            <\/div>\r\n\r\n            \r\n            \r\n            <div class=\"tab-pane\" id=\"pb-tabname1-b01ef1f7-4690-430e-890a-bde8c7186248-5\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n                  <div class=\"u-grid__col u-1\/2@m\">\r\n                    \r\n                    <ul class=\"list-1\">\r\n                      \r\n                      <li>Unlimited monthly transactions<\/li>\r\n                      \r\n                      <li>Interac e-Transfers<\/li>\r\n                      \r\n                      <li>$40 fee rebate on the BMO Mastercard annual fee<\/li>\r\n                      \r\n                      <li>BMO will reverse the first accidental fee charged to this account<\/li>\r\n                      \r\n                      <li>Up to 20 accounts can be included in the BMO Family Bundle<\/li>\r\n                      \r\n                      <li><b>Earn up to $800.<\/b> Earn up to an $800 cash bonus with the BMO Performance Chequing Account. Plus, get a Walmart Delivery Pass subscription for up to 12 months. <b>Valid until June 1, 2026.<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to $800.&lt;\/b&gt; Earn $500 when you open and fund a new BMO Performance Chequing Account by June 1, 2026 and complete two qualifying tasks by July 31, 2026. Earn $100 when you set up a recurring direct deposit of $500 or more by July 31, 2026 and maintain if for one year. Plus, get a Walmart Delivery Pass subscription for up to 12 months* when you open a new Savings Amplifier Account by June 1, 2026, and sign up for or update your existing Walmart Delivery Pass by July 31, 2026 by selecting Debit Mastercard as the payment option for the monthly transaction fee. Earn $150* when you deposit a total of $10,000 or more in to your Savings Amplifier Account and maintain a daily closing balance of $10,000 or more within 30 days of opening and maintain that balance for 3 months. Earn $50* when you create one goal and apply one strategy in My Financial Progress Plan by July 31, 2026. *Terms apply.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\r\n                      \r\n                    <\/ul>\r\n                    \r\n                  <\/div>\r\n                  <div class=\"u-grid__col u-1\/2@m\">\r\n                    \r\n                    <ul class=\"list-12\">\r\n                      \r\n                      <li>You'll have to pay monthly fee of $17.95 if you can't don't qualify for a fee waiver<\/li>\r\n                      \r\n                      <li>You won't earn any interest on the money in your account.<\/li>\r\n                      \r\n                    <\/ul>\r\n                    \r\n                  <\/div>\r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n            \r\n\r\n            \r\n            <div class=\"tab-pane\" id=\"pb-tabname2-b01ef1f7-4690-430e-890a-bde8c7186248-5\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n                \r\n <table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$17.95<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n        \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Free Transactions<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">unlimited<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n        \r\n            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Interac e-Transfer Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n            \r\n                \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">In-Network ATM Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                \r\n                \r\n                    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Foreign Transaction Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">2.5%<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                        \r\n                    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">CDIC Deposit Insurance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$100,000<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Bonus Offer<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\"><b>Earn up to $800<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to $800.&lt;\/b&gt;&lt;br \/&gt;&lt;br \/&gt;Earn $500 when you open and fund a new BMO Performance Chequing Account by June 1, 2026 and complete two qualifying tasks by July 31, 2026.&lt;br \/&gt;&lt;br \/&gt;Earn $100 when you set up a recurring direct deposit of $500 or more by July 31, 2026 and maintain if for one year.&lt;br \/&gt;&lt;br \/&gt;Plus, get a Walmart Delivery Pass subscription for up to 12 months* when you open a new Savings Amplifier Account by June 1, 2026, and sign up for or update your existing Walmart Delivery Pass by July 31, 2026 by selecting Debit Mastercard as the payment option for the monthly transaction fee.&lt;br \/&gt;&lt;br \/&gt;Earn $150* when you deposit a total of $10,000 or more in to your Savings Amplifier Account and maintain a daily closing balance of $10,000 or more within 30 days of opening and maintain that balance for 3 months.&lt;br \/&gt;&lt;br \/&gt;Earn $50* when you create one goal and apply one strategy in My Financial Progress Plan by July 31, 2026.&lt;br \/&gt;&lt;br \/&gt;*Terms apply.\" title=\"\" data-original-title=\"More info\">\r\n               <\/span>\r\n      <\/span><\/td>\r\n  <\/tr>\r\n  <\/tbody>\r\n<\/table>               \r\n                \r\n    <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/article>\r\n\r\n\r\n<script src=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/rewards.482ec4183795d5e069d4.js\" type=\"text\/javascript\" defer><\/script>\n        <script src=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/loyalty-rewards.a32ff1e0871b1229ec30.js\" type=\"text\/javascript\" defer><\/script>\n<link rel=\"stylesheet\" href=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/rewards.4ac86867ae4423a808cc.css\" type=\"text\/css\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"bmo|performance|may-2026~cafsa\"] = {\"startDate\":\"2026-05-01T08:00:00.000Z\",\"endDate\":\"2026-07-01T03:59:59.000Z\",\"showVisaLogo\":true,\"minimalUx\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $175 from Finder\",\"titleHighlight\":\"$175\",\"copyText\":\"Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder and receive a \\u003Cb\\u003E$175 digital Visa card + earn up to $800\\u003C\\\/b\\u003E in welcome bonuses from BMO. Offer ends June 30, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"iconUrl\":\"https:\\\/\\\/www.finder.com.au\\\/parent-theme\\\/members\\\/prod\\\/images\\\/rewards-icon.d44fdf8dde3fe4daca8c6a17d56489ca.svg\",\"nicheText\":\"\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"b01ef1f7-4690-430e-890a-bde8c7186248\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/bmo-performance-chequing-account-may-2026-promotion\",\"validationDate\":\"2026-07-31T23:59:59.000Z\",\"fulfillmentDate\":\"2026-08-14T23:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"},\"modalConfig\":{\"requireName\":true,\"title\":\"Get $175 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new BMO account\",\"items\":[{\"icon\":\"user\",\"text\":\"Create a Finder account for free in under 1 minute\"},{\"icon\":\"shopping-bag\",\"text\":\"Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\"},{\"icon\":\"confetti\",\"text\":\"Receive your $175 digital Visa card from Finder on or before August 14, 2026\"}],\"heading\":\"Get $175 from Finder\",\"membersHeading\":\"Get $175 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Create a Finder account for free in under 1 minute\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before August 14, 2026\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before August 14, 2026\",\"emailCaption\":\"Your Visa card will be delivered here. 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div[class*=\"methodology-partial\"] {\r\n    display: none;\r\n  }\r\n<\/style>\r\n<style>\r\n  .deals--container {\r\n    display: flex;\r\n    flex-direction: column;\r\n    text-align: left;\r\n    padding: 0px 0px 8px 0px;\r\n  }\r\n  \r\n  .deals--rewards-container{\r\n    margin-bottom: 16px;\r\n  }\r\n\r\n  .deals--rewards {\r\n    background-color: #0a41ee;\r\n    border-radius: 12px;\r\n    padding: 12px;\r\n    color: white;\r\n    margin: 0 10px;\r\n    box-sizing: border-box;\r\n    p {\r\n          margin: 0;\r\n        }\r\n  }\r\n\r\n  .deals--rewards-tag {\r\n    display: inline-block;\r\n    background-color: white;\r\n    color: #1d53ff;\r\n    border-radius: 999px;\r\n    font-weight: 900;\r\n    font-size: 12px;\r\n    text-transform: uppercase;\r\n    margin-bottom: 8px;\r\n    box-sizing: border-box;\r\n    vertical-align: middle;\r\n    line-height: 1;\r\n    padding: 3px 8px 1px 8px;\r\n  }\r\n\r\n  .deals--rewards a:hover { color: unset; }\r\n  \r\n  .deals--rewards span {\r\n    font-size: 14px !important;\r\n    font-weight: 400;\r\n    line-height: 1.5;\r\n    color: white;\r\n    display: block;\r\n  }\r\n\r\n  .deals--rewards span b {\r\n    font-size: 14px !important;\r\n    font-weight: 800;\r\n    display: block;\r\n    line-height: 1.2;\r\n    margin-bottom: 4px;\r\n  }\r\n\r\n  .deals--rewards-terms {\r\n    font-size: 14px;\r\n    color: #232320;\r\n    margin-left: 10px;\r\n    margin-right: 10px;\r\n    margin-top: -2px;\r\n    font-weight: 400;\r\n    text-decoration: underline;\r\n    font-variant-numeric: lining-nums tabular-nums;\r\n  }\r\n<\/style><p>\u00a0<\/p><article class=\"luna-card--alt\"><div class=\"luna-card__block\"><h3>Methodology: How we selected the best no-fee chequing accounts in Canada<\/h3><p>To determine this list of the best accounts, Finder Canada analyzed 70+ chequing accounts across 22 financial institutions. We compared accounts from traditional banks, digital banks and credit unions, and we narrowed down the list of accounts to the top 8.<\/p>\n\n<p>We ranked accounts based on 16 data points within four major categories. Here's how we ranked and weighted each product:<\/p>\n\n<ul>\n  <li><strong>Fees:<\/strong> 40% (Monthly fee, ability to waive monthly fee (if necessary), transaction fees, e-Transfer fees, ATM fees, NSF fees, overdraft fees)<\/li>\n  <li><strong>Perks:<\/strong> 30% (Interest rates, signup bonuses, other tailored rewards)<\/li>\n  <li><strong>Banking Access:<\/strong> 15% (In-branch banking, online banking access, national availability)<\/li>\n  <li><strong>Customer Experience:<\/strong> 15% (Live chat availability, Apple app ratings, Google app ratings)<\/li>\n<\/ul>\n<div class=\"has-padding-xsmall\"><\/div>\n<p>No single chequing account will be the best choice for everyone, so thoroughly compare your options before picking your new account.<\/p>\n\n<\/div><\/article><h3>Summary: Features of the best free bank accounts in Canada<\/h3><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"width: 35%;\" scope=\"col\">Free account<\/th><th style=\"width: 20%;\" scope=\"col\">Monthly fee<\/th><th style=\"width: 25%;\" scope=\"col\">Bonus offer<\/th><th style=\"width: 20%;\" scope=\"col\">Transactions<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/eqbank-personal-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22offer_id%22%3A%2222475%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%22bffd0c48-dbf8-4ec5-aedf-a9eeb532406b%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22provider_id%22%3A%225e5bd9bf-b394-4422-97dc-7e9052c4f642%22%2C%22provider_name%22%3A%22EQ%2BBank%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%7D\">EQ Bank Personal Account<\/a><\/td><td>$0<\/td><td>        \n    \n\n<b>Earn 2.75%<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn &lt;b&gt;2.75% interest&lt;\/b&gt;. To receive 2.75% interest, you'll need to have at least $2,000\/month of your pay directly deposited into a Personal Account or Joint Account. Conditions apply. Otherwise, you'll earn 1.00% on your balance.\" title=\"\" data-original-title=\"More info\"><\/span><\/td><td>unlimited<\/td><\/tr><tr><td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/coast-capital-chequing-account-ca-secured.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Coast%2BCapital%2BFree%2BChequing%252C%2BFree%2BDebit%252C%2Band%2BMore%2BAccount%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22offer_id%22%3A%2220428%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%2243e021b9-a760-4292-9129-25c708bac2df%22%2C%22product_name%22%3A%22Coast%2BCapital%2BFree%2BChequing%252C%2BFree%2BDebit%252C%2Band%2BMore%2BAccount%22%2C%22provider_id%22%3A%22cef8a4e2-e096-47d7-b61c-9421a4222d9d%22%2C%22provider_name%22%3A%22Coast%2BCapital%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%7D\">Coast Capital Free Chequing, Free Debit, and More Account<\/a><\/td><td>$0<\/td><td>        \n    \n\n<b>Earn $150<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn $150.&lt;\/b&gt; New members can get $150 when they open and use a Coast Capital Free Chequing, Free Debit, and More Account. &lt;b&gt;Offer ends July 6, 2026.&lt;\/b&gt;\" title=\"\" data-original-title=\"More info\"><\/span><\/td><td>unlimited<\/td><\/tr><tr><td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/tangerine-chequing-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Tangerine%2BNo-Fee%2BDaily%2BChequing%2BAccount%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22offer_id%22%3A%2226268%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%229a3738f9-8b59-40df-afb9-0892ea7f99a5%22%2C%22product_name%22%3A%22Tangerine%2BNo-Fee%2BDaily%2BChequing%2BAccount%22%2C%22provider_id%22%3A%22a546451c-cb2b-4f70-be3f-9cb35ba81aeb%22%2C%22provider_name%22%3A%22Tangerine%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%7D\">Tangerine No-Fee Daily Chequing Account<\/a><\/td><td>$0<\/td><td>        \n    \n\n<b>Earn $250<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to $250.&lt;\/b&gt; Earn up to $250 when you open a No-Fee Daily Chequing Account and move your pay. &lt;b&gt;Valid until October 31, 2026.&lt;\/b&gt;\" title=\"\" data-original-title=\"More info\"><\/span><\/td><td>unlimited<\/td><\/tr><tr><td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/neo-everyday-account-ca-chequing-accounts-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Neo%2BChequing%2BAccount%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22offer_id%22%3A%2223458%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%22cd151500-7857-4d32-a3da-4a16e57cad92%22%2C%22product_name%22%3A%22Neo%2BChequing%2BAccount%22%2C%22provider_id%22%3A%221443021e-5ae6-4a9b-915c-920dc9bb12b4%22%2C%22provider_name%22%3A%22Neo%2BFinancial%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%7D\">Neo Chequing Account<\/a><\/td><td>$0<\/td><td>        \n    \n\nNo promotion available<\/td><td>unlimited<\/td><\/tr><tr><td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/simplii-no-fee-chequing-account-ca-chequing-accounts-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Simplii%2BNo%2BFee%2BChequing%2BAccount%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22offer_id%22%3A%2221492%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%22bc9cfba9-5ce5-4aae-88de-f139bcac33e0%22%2C%22product_name%22%3A%22Simplii%2BNo%2BFee%2BChequing%2BAccount%22%2C%22provider_id%22%3A%224a90c666-8cbd-456f-b594-ea7868a57ca5%22%2C%22provider_name%22%3A%22Simplii%2BFinancial%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%7D\">Simplii No Fee Chequing Account<\/a><\/td><td>$0<\/td><td>        \n    \n\n<b>Earn $300 and a $50 Skip gift card<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn $300&lt;\/b&gt; and a $50 Skip gift card when you become a new client and set up a direct deposit of at least $100 for 3 months. &lt;b&gt;Offer ends September 30, 2026.&lt;\/b&gt;\" title=\"\" data-original-title=\"More info\"><\/span><\/td><td>unlimited<\/td><\/tr><tr><td>PC Money Account<\/td><td>$0<\/td><td>        \n    \n\n<b>Earn 100,000 PC Optimum points<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 100,000 bonus PC Optimum points when you open a PC Money Account and set up a min. of $1,500 in payroll or pension direct deposits for 3 consecutive months.\" title=\"\" data-original-title=\"More info\"><\/span><\/td><td>unlimited<\/td><\/tr><tr><td>Wealthsimple Chequing Account<\/td><td>$0<\/td><td>        \n    \n\n<b>Earn up to 2.25% interest<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn between 1.25% and 2.25% on your account balance\" title=\"\" data-original-title=\"More info\"><\/span><\/td><td>unlimited<\/td><\/tr><tr><td><div class=\"rewards--element-container rewards--container\" data-product-id=\"b01ef1f7-4690-430e-890a-bde8c7186248\" data-niche=\"CAFSA-CHQ\" data-product-name=\"BMO Performance Chequing Account\" data-provider-name=\"BMO\" data-rewards-campaign-name=\"bmo|performance|may-2026~cafsa\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"bmo|performance|may-2026~cafsa\"] = {\"startDate\":\"2026-05-01T08:00:00.000Z\",\"endDate\":\"2026-07-01T03:59:59.000Z\",\"showVisaLogo\":true,\"minimalUx\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $175 from Finder\",\"titleHighlight\":\"$175\",\"copyText\":\"Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder and receive a \\u003Cb\\u003E$175 digital Visa card + earn up to $800\\u003C\\\/b\\u003E in welcome bonuses from BMO. Offer ends June 30, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"iconUrl\":\"https:\\\/\\\/www.finder.com.au\\\/parent-theme\\\/members\\\/prod\\\/images\\\/rewards-icon.d44fdf8dde3fe4daca8c6a17d56489ca.svg\",\"nicheText\":\"\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"b01ef1f7-4690-430e-890a-bde8c7186248\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/bmo-performance-chequing-account-may-2026-promotion\",\"validationDate\":\"2026-07-31T23:59:59.000Z\",\"fulfillmentDate\":\"2026-08-14T23:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"},\"modalConfig\":{\"requireName\":true,\"title\":\"Get $175 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new BMO account\",\"items\":[{\"icon\":\"user\",\"text\":\"Create a Finder account for free in under 1 minute\"},{\"icon\":\"shopping-bag\",\"text\":\"Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\"},{\"icon\":\"confetti\",\"text\":\"Receive your $175 digital Visa card from Finder on or before August 14, 2026\"}],\"heading\":\"Get $175 from Finder\",\"membersHeading\":\"Get $175 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Create a Finder account for free in under 1 minute\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before August 14, 2026\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before August 14, 2026\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new BMO account\",\"continueText\":\"GET $175 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO BMO\",\"copyText\":\"Ends on June 30, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/bmo-performance-chequing-account-may-2026-promotion\",\"validationDate\":\"2026-07-31T23:59:59.000Z\",\"fulfillmentDate\":\"2026-08-14T23:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"}};<\/script> <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/bmo-performance-chequing-account-review-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22BMO%2BPerformance%2BChequing%2BAccount%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22offer_id%22%3A%2222439%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%22b01ef1f7-4690-430e-890a-bde8c7186248%22%2C%22product_name%22%3A%22BMO%2BPerformance%2BChequing%2BAccount%22%2C%22provider_id%22%3A%2217ec4faf-007c-4695-8db1-58ffc0fdcac9%22%2C%22provider_name%22%3A%22BMO%22%2C%22post_id%22%3A%221035515%22%2C%22post_path%22%3A%22chequing-accounts%252Fbest-no-fee-chequing-accounts%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"rewards--cta\">BMO Performance Chequing Account<\/a><\/div><\/td><td>$17.95 (can be waived)<\/td><td>        \n    \n\n<b>Earn up to $800<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to $800.&lt;\/b&gt;&lt;br \/&gt;&lt;br \/&gt;Earn $500 when you open and fund a new BMO Performance Chequing Account by June 1, 2026 and complete two qualifying tasks by July 31, 2026.&lt;br \/&gt;&lt;br \/&gt;Earn $100 when you set up a recurring direct deposit of $500 or more by July 31, 2026 and maintain if for one year.&lt;br \/&gt;&lt;br \/&gt;Plus, get a Walmart Delivery Pass subscription for up to 12 months* when you open a new Savings Amplifier Account by June 1, 2026, and sign up for or update your existing Walmart Delivery Pass by July 31, 2026 by selecting Debit Mastercard as the payment option for the monthly transaction fee.&lt;br \/&gt;&lt;br \/&gt;Earn $150* when you deposit a total of $10,000 or more in to your Savings Amplifier Account and maintain a daily closing balance of $10,000 or more within 30 days of opening and maintain that balance for 3 months.&lt;br \/&gt;&lt;br \/&gt;Earn $50* when you create one goal and apply one strategy in My Financial Progress Plan by July 31, 2026.&lt;br \/&gt;&lt;br \/&gt;*Terms apply.\" title=\"\" data-original-title=\"More info\"><\/span><\/td><td>unlimited<\/td><\/tr><\/tbody><\/table><div class=\"keyTakeaways\">\n  <div class=\"keyTakeaways__header\">\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"21\" viewbox=\"0 0 314.16 201.03\" fill=\"none\">\n  <path d=\"M212.32,190.62c-19.66,0-38.8-6.44-54.42-18.24-15.63,11.79-34.77,18.24-54.42,18.24-49.84,0-90.39-40.55-90.39-90.39V9.83h199.24c49.84,0,90.39,40.55,90.39,90.39s-40.55,90.39-90.39,90.39Z\" fill=\"white\"><\/path>\n  <path d=\"M212.32,15.9c46.57,0,84.33,37.75,84.33,84.33h0c0,46.57-37.75,84.33-84.33,84.33h0c-20.75,0-39.74-7.51-54.42-19.94-14.69,12.43-33.68,19.94-54.42,19.94h0c-46.57,0-84.33-37.75-84.33-84.33V15.9h193.18M212.32,3.76H7.01v96.46c0,53.19,43.27,96.46,96.46,96.46,19.47,0,38.46-5.92,54.43-16.84,15.96,10.91,34.95,16.84,54.42,16.84,53.19,0,96.46-43.27,96.46-96.46S265.51,3.76,212.32,3.76h0Z\" fill=\"#232320\"><\/path>\n  <path d=\"M216.34,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n  <path d=\"M105.92,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n<\/svg>        <h3 data-toc=\"false\">Key takeaways<\/h3>\n  <\/div>\n\n    <ul>\n          <li>Some of the best no-fee bank accounts in Canada are offered by EQ Bank, Neo and Coast Capital.<\/li>\n          <li>Most Big Banks in Canada do not offer standard no-fee chequing accounts, but do offer waive-fee conditions.<\/li>\n          <li>Beyond the monthly fee, there are ways to avoid other types of banking fees you may come across.<\/li>\n      <\/ul>\n\n  \n  <\/div>\n<h3>What is a no-fee chequing account?<\/h3><p>No-fee chequing accounts are a type of free bank account in Canada that come with $0 monthly fees. Standard chequing accounts from bigger banks require you to pay an account maintenance fee every month, but will often waive the fee if you keep a minimum of $3,000 to $4,000 in your account. No-fee chequing accounts are typically offered by smaller, digital banks (like Tangerine, Simplii and EQ Bank).<\/p><div class=\"box\"><h4>Are no-fee bank accounts actually free?<\/h4><p>Although people tend to refer to no-fee accounts and free bank accounts interchangeably in the Canadian market, the terms \u201cno-fee\u201d and \u201cfree\u201d usually only refer to a $0 monthly account fee and do not include all banking fees. For example, free bank accounts may still charge overdraft or foreign exchange fees.<\/p><\/div>\n\n\n            \n                \n                \n                \n            \n            \n                \n                \n                \n                \n            \n            \n                \n                \n                \n                \n            \n            \n                \n                \n                \n                \n            \n            \n                \n                \n                \n                \n            \n            \n                \n                \n                \n                \n            \n            \n                \n                \n                \n                \n            \n            \n                \n                \n                \n                \n            \n            \n                \n                \n                \n                \n            \n            \n    \n\n<style>\n    .monthly-fee-calculator-container {\n        max-width: 1800px;\n        margin: 0 auto;\n        padding: 0;\n        border: none;\n        border-radius: 0;\n        font-family: sans-serif;\n    }\n    .fee-calc-header {\n        background-color: #1D53FF;\n        color: white;\n        padding: 15px;\n        border-radius: 4px 4px 0 0;\n        margin: -20px;\n        margin-bottom: 20px;\n    }\n    .fee-calc-header strong { font-size: 175%; }\n    .error-message { color: red; margin-bottom: 15px; font-weight: bold; }\n\n    #accountComparisonForm {\n        display: grid;\n        grid-template-columns: repeat(3, 1fr);\n        gap: 5px 30px;\n        margin-bottom: 30px;\n        padding: 15px;\n        border: 1px solid #ddd;\n        border-radius: 4px;\n        background-color: #f9f9f9;\n    }\n    .account-option {\n        display: flex;\n        align-items: center;\n        padding: 5px 0;\n    }\n    .account-option input[type=\"checkbox\"] {\n        margin-right: 10px;\n        transform: scale(1.2);\n    }\n    .account-option label {\n        flex-grow: 1;\n        font-weight: normal;\n        cursor: pointer;\n        font-size: 75%; \n    }\n    \n    .or-separator-container {\n        display: flex;\n        align-items: center;\n        text-align: center;\n        margin: 10px 0;\n        color: #777;\n        font-weight: bold;\n        font-size: 1.2em;\n        justify-content: center;\n    }\n    .or-separator-container::before,\n    .or-separator-container::after {\n        content: '';\n        flex: 0 1 20px; \n        border-bottom: 1px solid #ccc;\n    }\n    .or-separator-container:not(:empty)::before { margin-right: 10px; }\n    .or-separator-container:not(:empty)::after { margin-left: 10px; }\n\n    .manual-wrapper { padding-top: 0; margin-top: 0; }\n    .manual-wrapper h4 { margin-top: 0; margin-bottom: 15px; }\n    #manual-mode {\n        display: flex;\n        gap: 30px;\n        padding: 15px;\n        border: 1px solid #ddd;\n        border-radius: 4px;\n        background-color: #f9f9f9;\n    }\n    .manual-input-box { flex: 1; padding: 10px; }\n    .manual-input-box label {\n        display: block;\n        margin-bottom: 3px;\n        font-weight: normal; \n        font-size: 0.75em;  \n    }\n\n    .currency-input-wrapper { position: relative; margin-bottom: 10px; }\n    .currency-input-wrapper .prefix {\n        position: absolute;\n        left: 8px;\n        top: 50%;\n        transform: translateY(-50%);\n        font-weight: bold;\n        color: #555;\n        pointer-events: none;\n    }\n    .manual-input-box input[type=\"number\"] {\n        width: 100%;\n        padding: 8px 8px 8px 25px;\n        border: 1px solid #ccc;\n        border-radius: 4px;\n        box-sizing: border-box;\n    }\n    \n    .button-container { text-align: center; margin-top: 20px; margin-bottom: 0; }\n    #compareButton {\n        display: inline-block; \n        padding: 15px 30px;\n        background-color: #1D53FF;\n        color: white;\n        font-size: 1.1em;\n        font-weight: bold;\n        border: none;\n        border-radius: 4px;\n        cursor: pointer;\n        transition: background-color 0.2s;\n    }\n    #compareButton:hover { background-color: #1a4cd7; }\n\n    .comparison-results-box { margin-top: 20px; display: none; }\n    #feeResults { padding: 0 !important; border: none !important; min-height: 50px; }\n    \n    @media (max-width: 500px) {\n        .luna-table { display: block; width: 100%; }\n        .luna-table tbody { display: block; }\n        .luna-table tr {\n            display: flex;\n            flex-direction: column;\n            margin-bottom: 15px;\n            border: 1px solid #ddd;\n            border-radius: 4px;\n            padding: 10px;\n        }\n        .luna-table td {\n            display: block;\n            width: 100% !important;\n            border: none !important;\n            padding: 5px 0;\n            text-align: left !important;\n        }\n        .luna-table tr:first-child strong {\n            display: block;\n            margin-bottom: 5px;\n            font-size: 120% !important;\n        }\n    }\n\n    .final-text-result {\n        font-size: inherit; \n        font-weight: normal;\n        margin: 10px 0 0 0;\n        padding-top: 10px;\n        border-top: 1px dashed #ccc;\n        text-align: center; \n    }\n    .final-text-result p { font-weight: normal; }\n    \n    @media (max-width: 1200px) { #accountComparisonForm { grid-template-columns: repeat(2, 1fr); } }\n    @media (max-width: 768px) {\n        #accountComparisonForm { grid-template-columns: 1fr; }\n        #manual-mode { flex-direction: column; }\n    }\n<\/style>\n\n\n<article class=\"luna-card luna-card--border\">\n<div class=\"luna-card__block\">\n<div class=\"monthly-fee-calculator-container\">\n    \n    <div class=\"fee-calc-header\">\n        <strong style=\"font-size: 175%;\">Calculate &amp; compare chequing account fees<\/strong>\n        <p>Compare fees from our list of popular chequing accounts in Canada or by entering two other monthly fees below.<\/p>\n    <\/div>\n    \n    <div class=\"error-message\" id=\"feeErrorMessage\"><\/div>\n\n    <h4>Choose two accounts to compare<\/h4>\n    <form id=\"accountComparisonForm\">\n                    <div class=\"account-option\">\n                <input type=\"checkbox\" id=\"account-1\" name=\"account-select\" value=\"b01ef1f7-4690-430e-890a-bde8c7186248\" onchange=\"clearResults()\">\n                <label for=\"account-1\">\n                    BMO Performance Chequing Account\n                <\/label>\n            <\/div>\n                    <div class=\"account-option\">\n                <input type=\"checkbox\" id=\"account-2\" name=\"account-select\" value=\"bffd0c48-dbf8-4ec5-aedf-a9eeb532406b\" onchange=\"clearResults()\">\n                <label for=\"account-2\">\n                    EQ Bank Personal Account\n                <\/label>\n            <\/div>\n                    <div class=\"account-option\">\n                <input type=\"checkbox\" id=\"account-3\" name=\"account-select\" value=\"34e22551-d045-4451-8495-3962ed302fb2\" onchange=\"clearResults()\">\n                <label for=\"account-3\">\n                    Scotiabank Preferred Package\n                <\/label>\n            <\/div>\n                    <div class=\"account-option\">\n                <input type=\"checkbox\" id=\"account-4\" name=\"account-select\" value=\"bc9cfba9-5ce5-4aae-88de-f139bcac33e0\" onchange=\"clearResults()\">\n                <label for=\"account-4\">\n                    Simplii No Fee Chequing Account\n                <\/label>\n            <\/div>\n                    <div class=\"account-option\">\n                <input type=\"checkbox\" id=\"account-5\" name=\"account-select\" value=\"9a3738f9-8b59-40df-afb9-0892ea7f99a5\" onchange=\"clearResults()\">\n                <label for=\"account-5\">\n                    Tangerine No-Fee Daily Chequing Account\n                <\/label>\n            <\/div>\n                    <div class=\"account-option\">\n                <input type=\"checkbox\" id=\"account-6\" name=\"account-select\" value=\"cd151500-7857-4d32-a3da-4a16e57cad92\" onchange=\"clearResults()\">\n                <label for=\"account-6\">\n                    Neo Chequing Account\n                <\/label>\n            <\/div>\n                    <div class=\"account-option\">\n                <input type=\"checkbox\" id=\"account-7\" name=\"account-select\" value=\"6a6f8ecd-469e-4778-8856-855847199e3c\" onchange=\"clearResults()\">\n                <label for=\"account-7\">\n                    Coast Capital Elevate Chequing Account\n                <\/label>\n            <\/div>\n                    <div class=\"account-option\">\n                <input type=\"checkbox\" id=\"account-8\" name=\"account-select\" value=\"4c07df48-2ceb-49f3-ade0-a5954ce97a0c\" onchange=\"clearResults()\">\n                <label for=\"account-8\">\n                    Wealthsimple Chequing Account\n                <\/label>\n            <\/div>\n                    <div class=\"account-option\">\n                <input type=\"checkbox\" id=\"account-9\" name=\"account-select\" value=\"69b871ae-fc61-4a83-987b-f7e99847e63d\" onchange=\"clearResults()\">\n                <label for=\"account-9\">\n                    TD All-Inclusive Banking Plan\n                <\/label>\n            <\/div>\n            <\/form>\n    \n    <div class=\"or-separator-container\">Or<\/div>\n\n    <div class=\"manual-wrapper\">\n        <h4>Enter other monthly fees to compare<\/h4>\n        <div id=\"manual-mode\">\n            <div class=\"manual-input-box\">\n                <input type=\"hidden\" id=\"manualNameA\" value=\"Option 1\">\n                <label for=\"manualFeeA\">Option 1 monthly fee:<\/label>\n                <div class=\"currency-input-wrapper\">\n                    <span class=\"prefix\">$<\/span>\n                    <input type=\"number\" id=\"manualFeeA\" value=\"\" step=\"0.01\" min=\"0\" oninput=\"clearResults()\" placeholder=\"0.00\">\n                <\/div>\n            <\/div>\n            \n            <div class=\"manual-input-box\">\n                <input type=\"hidden\" id=\"manualNameB\" value=\"Option 2\">\n                <label for=\"manualFeeB\">Option 2 monthly fee:<\/label>\n                <div class=\"currency-input-wrapper\">\n                    <span class=\"prefix\">$<\/span>\n                    <input type=\"number\" id=\"manualFeeB\" value=\"\" step=\"0.01\" min=\"0\" oninput=\"clearResults()\" placeholder=\"0.00\">\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n    \n    <div class=\"button-container\">\n        <button id=\"compareButton\" onclick=\"updateComparison()\">Compare monthly account fees<\/button>\n    <\/div>\n    \n    <div class=\"comparison-results-box\" id=\"comparisonResultsBox\">\n        <div class=\"has-padding-xsmall\"><\/div>\n        <div id=\"feeResults\">\n            <p>Select two accounts above OR enter two manual fees to compare.<\/p>\n        <\/div>\n        <div id=\"comparisonTextOutput\" class=\"final-text-result\" style=\"display: none;\"><\/div>\n\n        <div id=\"calculatorDisclaimer\" style=\"text-align: left; display: none;\">\n            <div class=\"has-padding-xsmall\"><\/div>\n            <small class=\"calculator-disclaimer\" style=\"color: #777; font-style: italic; display: block; margin-top: 15px;\">\n                Disclaimer: This comparison is based on either standard monthly account fees provided by financial institutions or data entered manually by the user. It assumes a period of 1 year and does not account for potential fee waivers (such as maintaining a minimum balance), promotional \"no-fee\" periods, or additional transaction-based charges. While we strive for accuracy regarding provided account data, rates and fees are subject to change without notice. This tool is for illustrative purposes only and does not constitute financial advice or a guarantee of future savings. Please verify all terms on the provider's official website before applying.\n            <\/small>\n        <\/div>\n    <\/div>\n<\/div>\n<\/div>\n<\/article>\n\n<script>\n    const ALL_ACCOUNT_DATA = 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   \n    function formatCurrency(amount) {\n        let formatted = parseFloat(amount).toLocaleString('en-CA', { \n            style: 'currency', \n            currency: 'CAD', \n            minimumFractionDigits: 2, \n            maximumFractionDigits: 2 \n        });\n        formatted = formatted.replace(\/CAD\/i, '').replace(\/\\s\/g, '').replace('CA', '').trim();\n        if (formatted.charAt(0) !== '$') {\n            formatted = '$' + formatted.replace('$', '').trim();\n        }\n        return formatted;\n    }\n    \n    function clearResults() {\n        document.getElementById('comparisonResultsBox').style.display = 'none';\n        document.getElementById('feeResults').innerHTML = '<p>Select two accounts above OR enter two manual fees to compare.';\n        document.getElementById('comparisonTextOutput').style.display = 'none';\n        document.getElementById('feeErrorMessage').textContent = \"\";\n        document.getElementById('calculatorDisclaimer').style.display = 'none';\n    }\n    \n    function formatList(rawText, className = '') {\n        if (!rawText) return 'N\/A';\n        let normalizedText = rawText\n            .replace(\/<br\\s*\\\/?>\/gi, '|||')\n            .replace(\/\\r\\n\/g, '|||')\n            .replace(\/\\r\/g, '|||')\n            .replace(\/\\n\/g, '|||');\n        \n        const listItems = normalizedText.split('|||')\n            .map(item => item.trim())\n            .filter(item => item.length > 0)\n            .map(item => `<li>${item}`)\n            .join('');\n\n        if (listItems.length === 0) return 'N\/A';\n        return `<ul class=\"${className}\" style=\"padding-left: 20px; text-align: left; margin: 5px 0 0 0; font-weight: normal;\">${listItems}`;\n    }\n\n    function buildComparisonTable(resultA, resultB, shouldHideProsCons) {\n        const tableStyle = \"border-collapse: collapse; border: none; table-layout: fixed; width: 100%;\";\n        const dividerStyle = \"border: none; border-right: 1px solid #ccc; vertical-align: middle; padding: 10px 15px;\";\n        const normalStyle = \"border: none; vertical-align: middle; padding: 10px 15px;\";\n        const prosConsStyle = \"border: none; vertical-align: top; padding: 10px 15px 5px 15px; text-align: left;\";\n        const prosConsDividerStyle = \"border: none; border-right: 1px solid #ccc; vertical-align: top; padding: 10px 15px 5px 15px; text-align: left;\";\n        const ctaStyle = \"border: none; vertical-align: middle; padding: 15px 15px 15px 15px; text-align: center; border-top: 2px solid #ddd;\";\n        const ctaDividerStyle = \"border: none; border-right: 1px solid #ccc; vertical-align: middle; padding: 15px 15px 15px 15px; text-align: center; border-top: 2px solid #ddd;\";\n\n        const prosConsHtml = shouldHideProsCons ? '' : `\n                    <tr style=\"text-align: center;\">\n                        <td style=\"${prosConsDividerStyle}\">\n                            <strong>Pros:\n                            ${formatList(resultA.pros_raw, 'list-1')}\n                        \n                        <td style=\"${prosConsStyle}\">\n                            <strong>Pros:\n                            ${formatList(resultB.pros_raw, 'list-1')}\n                        \n                    \n                    <tr style=\"text-align: center;\">\n                        <td style=\"${prosConsDividerStyle}\">\n                            <strong>Cons:\n                            ${formatList(resultA.cons_raw, 'list-13')}\n                        \n                        <td style=\"${prosConsStyle}\">\n                            <strong>Cons:\n                            ${formatList(resultB.cons_raw, 'list-13')}\n                        \n                    \n        `;\n\n        return `\n            <table class=\"luna-table\" style=\"${tableStyle}\">\n                <tbody class=\"luna-table__body\">\n                    <tr style=\"text-align: center; border-bottom: 1px solid #eee;\">\n                        <td style=\"${dividerStyle}\">${resultA.logo_html || ' '}\n                        <td style=\"${normalStyle}\">${resultB.logo_html || ' '}\n                    \n                    <tr style=\"text-align: center; border-bottom: 1px solid #eee;\">\n                        <td style=\"${dividerStyle}\"><strong style=\"font-size: 150%;\">${resultA.name}\n                        <td style=\"${normalStyle}\"><strong style=\"font-size: 150%;\">${resultB.name}\n                    \n                    <tr style=\"text-align: center; border-bottom: 1px dashed #eee;\">\n                        <td style=\"${dividerStyle}; font-size: 125%;\">Monthly fee: <strong>${formatCurrency(resultA.fee)}\n                        <td style=\"${normalStyle}; font-size: 125%;\">Monthly fee: <strong>${formatCurrency(resultB.fee)}\n                    \n                    <tr style=\"text-align: center; border-bottom: 1px solid #eee;\">\n                        <td style=\"${dividerStyle}; font-size: 125%;\">Total annual cost: <strong>${formatCurrency(resultA.annual)}\n                        <td style=\"${normalStyle}; font-size: 125%;\">Total annual cost: <strong>${formatCurrency(resultB.annual)}\n                    \n                    ${prosConsHtml}\n                    <tr style=\"text-align: center;\">\n                        <td style=\"${ctaDividerStyle}\">${resultA.cta_html}\n                        <td style=\"${ctaStyle}\">${resultB.cta_html}\n                    \n                \n            \n        `;\n    }\n\n    function updateComparison() {\n        const resultsBox = document.getElementById('comparisonResultsBox');\n        const feeResultsDiv = document.getElementById('feeResults');\n        const comparisonTextDiv = document.getElementById('comparisonTextOutput');\n        const errorMessageDiv = document.getElementById('feeErrorMessage');\n        const disclaimerDiv = document.getElementById('calculatorDisclaimer');\n        const checkboxes = document.querySelectorAll('input[name=\"account-select\"]');\n        \n        errorMessageDiv.textContent = \"\";\n        let dataA = null;\n        let dataB = null;\n\n        const checkedBoxes = Array.from(checkboxes).filter(cb => cb.checked);\n        const checkedCount = checkedBoxes.length;\n\n        if (checkedCount > 2) {\n            errorMessageDiv.textContent = \"Please select a maximum of two accounts from the list.\";\n            resultsBox.style.display = 'none';\n            return;\n        }\n\n        if (checkedCount === 2) {\n            const idA = checkedBoxes[0].value;\n            const idB = checkedBoxes[1].value;\n            dataA = { ...ALL_ACCOUNT_DATA[idA], fee: parseFloat(ALL_ACCOUNT_DATA[idA].fee) };\n            dataB = { ...ALL_ACCOUNT_DATA[idB], fee: parseFloat(ALL_ACCOUNT_DATA[idB].fee) };\n            document.getElementById('manualFeeA').value = '';\n            document.getElementById('manualFeeB').value = '';\n        } else if (checkedCount < 2) {\n            const feeA = parseFloat(document.getElementById('manualFeeA').value);\n            const feeB = parseFloat(document.getElementById('manualFeeB').value);\n            if (!isNaN(feeA) && feeA >= 0 && !isNaN(feeB) && feeB >= 0) {\n                dataA = { id: '', name: 'Option 1', fee: feeA, logo_html: '', pros_raw: '', cons_raw: '', cta_html: '' };\n                dataB = { id: '', name: 'Option 2', fee: feeB, logo_html: '', pros_raw: '', cons_raw: '', cta_html: '' };\n                checkboxes.forEach(cb => { cb.checked = false; });\n            } else if (document.getElementById('manualFeeA').value || document.getElementById('manualFeeB').value) {\n                errorMessageDiv.textContent = \"Please enter valid fees for both options.\";\n                resultsBox.style.display = 'none';\n                return;\n            } else {\n                errorMessageDiv.textContent = \"Please select two accounts or enter two fees.\";\n                resultsBox.style.display = 'none';\n                return;\n            }\n        }\n        \n        if (!dataA || !dataB) return;\n\n        const annualA = dataA.fee * 12;\n        const annualB = dataB.fee * 12;\n        const isEmptyOrNA = (text) => {\n            if (typeof text !== 'string') return true;\n            return text.trim().toLowerCase().length === 0 || text.trim().toLowerCase() === 'n\/a';\n        };\n        const shouldHideProsCons = (isEmptyOrNA(dataA.pros_raw) || isEmptyOrNA(dataA.cons_raw) || isEmptyOrNA(dataB.pros_raw) || isEmptyOrNA(dataB.cons_raw));\n\n        let resultA = { ...dataA, annual: annualA };\n        let resultB = { ...dataB, annual: annualB };\n        \n        feeResultsDiv.innerHTML = buildComparisonTable(resultA, resultB, shouldHideProsCons);\n\n        let comparisonTextHTML = '';\n        if (annualA < annualB) {\n            comparisonTextHTML = `<p>&#127942; <strong style=\"font-size: 150%;\">The ${dataA.name} is cheaper&mdash; saving you ${formatCurrency(annualB - annualA)} per year!`;\n        } else if (annualB < annualA) {\n            comparisonTextHTML = `<p>&#127942; <strong style=\"font-size: 150%;\">The ${dataB.name} is cheaper&mdash;saving you ${formatCurrency(annualA - annualB)} per year!`;\n        } else {\n            comparisonTextHTML = `\n                <p>&#129309; <strong style=\"font-size: 150%;\">Both Accounts cost the same!\n                <p>Both accounts cost <b>${formatCurrency(annualA)} annually, so deciding between the two comes down to comparing account features.\n            `;\n        }\n        \n        comparisonTextDiv.innerHTML = comparisonTextHTML;\n        comparisonTextDiv.style.display = 'block';\n        disclaimerDiv.style.display = 'block';\n        resultsBox.style.display = 'block'; \n    }\n    \n    document.addEventListener('DOMContentLoaded', () => {\n        document.querySelectorAll('input[name=\"account-select\"]').forEach(cb => {\n            cb.addEventListener('change', clearResults);\n        });\n        document.getElementById('manualFeeA').addEventListener('input', clearResults);\n        document.getElementById('manualFeeB').addEventListener('input', clearResults);\n    });\n<\/script><h3>Which banks have no-fee chequing accounts?<\/h3><p>Fintechs, digital banks and credit unions in Canada commonly offer no-fee chequing accounts. Here is a list of (almost) all standard no-fee chequing accounts in Canada (but note that pay-as-you-go accounts typically charge a fee per transaction):<\/p><ul><li><strong>Access Credit Union<\/strong> ($0\/month Pay As You Go Chequing Account)<\/li><li><strong>Alterna Bank<\/strong> ($0\/month Alterna Bank eChequing Account)<\/li><li><strong>ATB Financial<\/strong> ($0\/month No-Fee All-In Digital Account)<\/li><li><strong>Coast Capital<\/strong> ($0\/month Coast Capital Free Chequing, Free Debit, and More Account)<\/li><li><strong>EQ Bank<\/strong> ($0\/month EQ Bank Personal Account)<\/li><li><strong>Innovation Federal Credit Union<\/strong> ($0\/month Innovation Federal Credit Union No-Fee Chequing Account)<\/li><li><strong>Neo Financial <\/strong>($0\/month Neo Chequing Account)<\/li><li><strong>PC Financial<\/strong> ($0\/month PC Money Account)<\/li><li><strong>Tangerine<\/strong> ($0\/month Tangerine No-Fee Daily Chequing Account)<\/li><li><strong>Simplii Financial<\/strong> ($0\/month Simplii No Fee Chequing Account)<\/li><li><strong>Steinbach Credit Union<\/strong> ($0\/month Standard Pack Chequing Account)<\/li><li><strong>Vancity<\/strong> ($0\/month Vancity Pay As You Go Account)<\/li><li><strong>Wealthsimple<\/strong> ($0\/month Wealthsimple Chequing Account)<\/li><\/ul><h3>What is the best no-fee chequing account in Canada?<\/h3><p>Our pick for the best no-fee chequing account in Canada is the <a class=\"scroll\" style=\"text-decoration: none; color: #1d53ff;\" href=\"#eq\">EQ Bank Personal Account<\/a> because not only does it come with a $0 monthly fee, it also offers unlimited transactions, Interac e-Transfers and a very competitive interest rate of up to 2.75% on your entire balance.<\/p><p>Notably, the EQ Bank Personal Account interest rate is not only unique among most chequing accounts in Canada \u2014 including free accounts \u2014 it is also one of the highest interest rates compared to many <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/best-high-interest-savings-accounts\">high-interest savings accounts in Canada<\/a>.<\/p><div class=\"fin-video fin-video--horizontal\" data-player-type=\"youtube\" data-video-id=\"-klG98QC9Tg\" style=\"\">\n    <div class=\"fin-video__container\">\n                    <img decoding=\"async\" class=\"fin-video__thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/-klG98QC9Tg\/maxresdefault.jpg\" data-fallback-sd=\"https:\/\/img.youtube.com\/vi\/-klG98QC9Tg\/sddefault.jpg\" data-fallback-hq=\"https:\/\/img.youtube.com\/vi\/-klG98QC9Tg\/hqdefault.jpg\" alt=\"\" loading=\"lazy\">\n                            <div class=\"fin-video__duration\">6:27<\/div>\n                        <div class=\"fin-video__play-btn\" role=\"button\" aria-label=\"Play video\"><\/div>\n                <iframe allow=\"autoplay\" class=\"fin-video__player\" id=\"ytPlayer--klG98QC9Tg\" title=\"Video player\"><\/iframe>\n    <\/div>\n        <\/div>\n<h3>Do the Big Banks in Canada offer no-fee chequing accounts?<\/h3><p>Big Banks in Canada do offer some free bank accounts, but only under specific circumstances, like if you\u2019re a student, senior or immigrant. Otherwise, most chequing accounts offered by <a href=\"https:\/\/www.finder.com\/ca\/banking\/big-five-banks\">Canada\u2019s biggest banks<\/a> come with a monthly fee, typically ranging from $4 to $30.<\/p><p>Here is quick summary of no-fee chequing account options from the Big 5 Banks:<\/p><table class=\"luna-table luna-table--responsiveList\"><tbody class=\"luna-table__body\"><tr><td><strong>CIBC no-fee chequing accounts:<\/strong><\/td><td><ul><li>CIBC Smart Account<\/li><li>CIBC Smart for Seniors<\/li><li>CIBC Smart for Newcomers<\/li><li>CIBC eAdvantage Savings Account<\/li><li>CIBC Smart for Students<\/li><\/ul><\/td><\/tr><tr><td><strong>TD no-fee chequing accounts:<\/strong><\/td><td><ul><li>TD Student Chequing Account<\/li><li>TD Minimum Chequing Account (for seniors 60 years or older)<\/li><li>TD Unlimited Chequing Account (for newcomers)<\/li><\/ul><\/td><\/tr><tr><td><strong>RBC no-fee chequing account:<\/strong><\/td><td><ul><li>RBC Advantage Banking for students<\/li><li>RBC Leo\u2019s Young Savers Account<\/li><li>RBC Advantage Banking account (for newcomers)<\/li><li>RBC VIP Banking account (for newcomers)<\/li><\/ul><\/td><\/tr><tr><td><strong>BMO no-fee chequing accounts:<\/strong><\/td><td><ul><li>Performance Plan (for kids, students and newcomers)<\/li><li>Practical Plan (for seniors)<\/li><\/ul><\/td><\/tr><tr><td><strong>Scotiabank no-fee chequing accounts:<\/strong><\/td><td><ul><li>Preferred Package for Students and Youth<\/li><li>Getting There Savings Program for Youth<\/li><li>Basic Bank Account (for seniors)<\/li><li>StartRight Program designed for Newcomers<\/li><\/ul><\/td><\/tr><\/tbody><\/table><p>Some of the free bank accounts listed here, like the RBC Leo\u2019s Young Savers Account, act more like hybrid chequing and savings accounts. So make sure to compare options to choose an account that fits your financial needs.<\/p><p>These bigger banks will also <a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers#cash-bonus\">sometimes offer cash bonuses<\/a> (often for hundreds of dollars) when you sign up for a chequing account, which can help offset the cost of the monthly fee.<\/p><h4>How to waive a monthly fee on chequing accounts<\/h4><p>If you don\u2019t meet the eligibility requirements for a free bank account from one of the Big Banks, you may still be able to score no monthly fee.<\/p><p>Most chequing accounts that charge a standard monthly fee come with the option to get the monthly fee waived if you keep a minimum amount of money in your account.<\/p><p>For example, the <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-preferred-package-review\">Scotiabank Preferred Package<\/a> charges $16.95 per month unless you meet this condition: The monthly account fee will be waived if you have at least $4,000 in your account at all times.<\/p><p>In our recent <em>Finder: Consumer Sentiment Survey January 2025<\/em>, we found that almost 1 in 5 Canadians (18.78%) take advatange of their bank account\u2019s waive-fee condition to avoid paying an account fee every month.<article class=\"luna-card luna-card--border luna-card--shadow\"><div class=\"luna-card__block\"><h4><img decoding=\"async\" class=\" wp-image-1041638 alignleft\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/Bank-building-icon_Finder_500x500.png\" alt=\"bank building icon\" width=\"80\" height=\"80\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/Bank-building-icon_Finder_500x500.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/Bank-building-icon_Finder_500x500.png?fit=240 240w\" sizes=\"(max-width: 240px) 100vw, 240px\" loading=\"lazy\">Fun fact: The Government of Canada mandates low-fee accounts<\/h4><p>It turns out that the Government of Canada has an agreement with certain financial institutions to ensure that these institutions will offer low-fee accounts \u2014 costing no more than $4 \u2014 so that all Canadians can have access to affordable banking.<\/p><p>The reason for that is because, in Canada, you have a legal right to open a bank account even if you\u2019re unemployed, don\u2019t have money to put in the account immediately or have been in bankruptcy.<\/p><\/div><\/article><\/p><p>\u00a0<\/p><h3>How to compare free bank accounts in Canada<\/h3><p>Looking for a free bank account in Canada? Keep the following factors in mind when comparing no-fee chequing accounts:<\/p><ul><li><strong>Monthly fee.<\/strong> Some no-fee chequing accounts have no monthly fee at any time. Others require you to meet certain criteria, such as maintaining a minimum daily closing balance or signing up for a credit card. Alternatively, you might need to be a senior, a student or a newcomer to Canada to avoid the monthly fee.<\/li><li><strong>Other fees.<\/strong> Check the terms and conditions to find out whether there are any other fees that apply to your account. These may include fees for overdraft protection, in-branch transactions, international money transfers and foreign transactions.<\/li><li><strong>Transaction limits.<\/strong> Check if there are any limits to the number of transactions or transaction types you can perform a month. Can you write cheques, send Interac e-Transfers and make ATM withdrawals? If you exceed the transaction limit, how much will the fee be for excess transactions?<\/li><li><strong>ATM network.<\/strong> Look for banks with large <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/atm-near-me\">ATM networks<\/a> to avoid ATM fees. Some accounts waive non-network ATM usage fees, while others \u2014 particularly those offered by online banks \u2014 may not offer ATM access at all.<\/li><li><strong>Branch access.<\/strong> If you like to have the option of doing your banking face-to-face, you\u2019ll need to choose an account with a bank that has branches near you. Many no-fee chequing accounts are with online banks that don\u2019t operate physical branches.<\/li><li><strong>Other perks.<\/strong> Check whether the account offers any other benefits, such as paying interest on your balance or offering cashback when you use your debit card to make purchases.<\/li><li><strong>Signup bonuses.<\/strong> Many financial institutions periodically offer <a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\">new account signup bonuses<\/a>. Make sure you know what fees and interest rates will apply when the promotional period ends.<\/li><\/ul><h3>Why choose a no-fee chequing account?<\/h3><p>Quite simply, a no-fee chequing account saves you money. You can still do all your normal day-to-day banking transactions but without pesky bank fees chipping away at your balance. That means you have more money to spend on the things you want.<\/p><p>Some no-fee chequing accounts even offer additional perks. For example, some free bank accounts in Canada are hybrid savings and chequing accounts, paying interest on your balance while giving you the flexibility to spend.<\/p><p>Others let you earn cashback or rewards points on your purchases. For example, spending with a Scotiabank debit card will let you earn Scene+ points on your purchases, and spending on a prepaid EQ Bank Card will earn you cashback.<\/p><p>That\u2019s why it\u2019s important to <a class=\"scroll\" href=\"#best\">compare a range of options to find the best free chequing account<\/a> for your needs.<\/p><div class=\"eeQuote box u-rounded--lg source-external type-expert\">\n    <div class=\"eeQuote__gridContainer\">\n        <div class=\"eeQuote__photoContainer\">\n            <div class=\"eeQuote__startQuoteIcon\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"36\" viewbox=\"0 0 32 28\" fill=\"none\">\n  <path d=\"M13.1114 3.54845C12.05 5.01898 11.1447 6.64935 10.3955 8.43956C9.64624 10.2298 9.24041 11.8282 9.17798 13.2348C10.7389 13.8102 11.9563 14.6733 12.8304 15.8242C13.767 16.975 14.2352 18.3816 14.2352 20.044C14.2352 22.0899 13.5484 23.8482 12.1749 25.3187C10.8637 26.7253 9.2092 27.4286 7.21127 27.4286C5.15091 27.4286 3.43394 26.7253 2.06036 25.3187C0.686788 23.9121 0 21.8661 0 19.1808C0 16.3037 0.749223 13.043 2.24767 9.3986C3.74611 5.75424 5.83769 2.62138 8.52241 0L13.1114 3.54845ZM30.8762 3.54845C29.8148 5.01898 28.9095 6.64935 28.1602 8.43956C27.411 10.2298 27.0052 11.8282 26.9428 13.2348C28.5036 13.8102 29.7211 14.6733 30.5952 15.8242C31.5317 16.975 32 18.3816 32 20.044C32 22.0899 31.3132 23.8482 29.9396 25.3187C28.6285 26.7253 26.974 27.4286 24.976 27.4286C22.9157 27.4286 21.1987 26.7253 19.8251 25.3187C18.4516 23.9121 17.7648 21.8661 17.7648 19.1808C17.7648 16.3037 18.514 13.043 20.0124 9.3986C21.5109 5.75424 23.6025 2.62138 26.2872 0L30.8762 3.54845Z\" fill=\"#232320\"><\/path>\n<\/svg>\n            <\/div>\n\n                            <figure class=\"eeQuote__photo\">\n                    <img decoding=\"async\" alt=\"Sean Cooper's headshot\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/07\/SeanCooper_Supplied_500x500.jpg\" class=\"avatar avatar-200 photo finder-avatar\" height=\"200\" width=\"200\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/07\/SeanCooper_Supplied_500x500.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/07\/SeanCooper_Supplied_500x500.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/07\/SeanCooper_Supplied_500x500.jpg?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\">\n                <\/figure>\n\n                                    <\/div>\n\n        <div class=\"eeQuote__contentContainer \">\n            <div class=\"eeQuote__content\">\n                                    <div class=\"eeQuote__heading\">Expert insight<\/div>\n                                <div class=\"eeQuote__quote\">\n                    <p>\"I\u2019ve been using a no-fee chequing account for over 20 years and have saved myself hundreds of dollars. That being said, it\u2019s important to be aware of their limitations. For example, it may be time consuming or not possible to get a bank draft and other services.\"<\/p>\n\n                <\/div>\n            <\/div>\n\n                            <div class=\"eeQuote__authorInfo\">\n                                            <div class=\"eeQuote__authorPhoto--mobile\">\n                            <figure class=\"eeQuote__photo\">\n                                <img decoding=\"async\" alt=\"Sean Cooper's headshot\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/07\/SeanCooper_Supplied_500x500.jpg\" class=\"avatar avatar-200 photo finder-avatar\" height=\"200\" width=\"200\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/07\/SeanCooper_Supplied_500x500.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/07\/SeanCooper_Supplied_500x500.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/07\/SeanCooper_Supplied_500x500.jpg?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\">\n                            <\/figure>\n                                                    <\/div>\n                                        <div class=\"eeQuote__authorDetails\">\n                                                    <a class=\"eeQuote__authorName\" href=\"https:\/\/www.finder.com\/ca\/author\/seancooper\" itemprop=\"url\" target=\"_blank\">\n                                Sean Cooper\n                            <\/a>\n                                                                            <div class=\"eeQuote__authorTitle\">Editorial Review Board<\/div>\n                                            <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n<h3>Pros of free bank accounts in Canada<\/h3><ul class=\"list-1\"><li><strong>No monthly fees.<\/strong> Regular chequing accounts charge monthly fees that eat away at your balance. With a no-fee chequing account, you don\u2019t have to worry about your hard-earned dollars being wasted on bank fees.<\/li><li><strong>No minimum deposit requirement.<\/strong> Most free chequing accounts in Canada come with no minimum deposit or balance requirements.<\/li><li><strong>Manage your day-to-day banking.<\/strong> From receiving your paycheque to paying bills and buying groceries, no-fee chequing accounts make it easy to manage your everyday banking needs.<\/li><li><strong>Other perks.<\/strong> A no-fee chequing account may come with benefits like free e-Transfers, cashback on purchases and interest paid on the balance.<\/li><\/ul><h3><strong>Cons of free bank accounts in Canada<\/strong><\/h3><ul class=\"list-12\"><li><strong>Not completely free.<\/strong> With most free Canadian bank accounts, you\u2019ll still have to pay for out-of-network ATM usage, overdraft usage, non-sufficient funds (NSF), foreign transactions and other services.<\/li><li><strong>Limited features.<\/strong> Free chequing accounts offered by digital banks may not come with all the features you would get at a traditional bank. For example, they have smaller ATM networks and don\u2019t offer branch access. They also can make it difficult to get a bank draft, which can be a challenge if you need to make an offer on a home.<\/li><li><strong>No premium features.<\/strong> Premium chequing accounts often come with access to financial advisors, credit card rebates, discounted international money transfers and more, but at a cost. You won\u2019t find many of these perks with a free account.<\/li><\/ul><div class=\"has-padding-xsmall\"><\/div><div class=\"box\"><h3>Do free chequing accounts have the same features as paid accounts?<\/h3><p>The short answer is, yes. No-fee chequing accounts come with all of the same features needed for everyday banking as you would get with a paid account.<\/p><p>Features like unlimited debit transactions, unlimited Interac e-Transfers, free ATM access, Visa\/Mastercard debit cards, bill payments, pre-authorized payments and physical cheques often come standard with no-fee chequing accounts.<\/p><p>So, what\u2019s the catch? Why do some people still opt to pay for a chequing account?<\/p><p>That\u2019s because free chequing accounts in Canada are typically offered by digital banks, which means you won\u2019t get access to very many (or any) physical branch locations. Online banks also don\u2019t typically offer as comprehensive a suite of banking products as you would find from bigger banks.<\/p><p>But if you\u2019re comfortable with completing most of your banking tasks online or via mobile apps, and you don\u2019t mind having your banking products split between different institutions, there\u2019s no reason to avoid no-fee chequing accounts.<\/p><\/div><p style=\"text-align: center;\"><a class=\"luna-button luna-button--primary luna-button--large scroll\" href=\"#best\" type=\"button\">Open a free chequing account<\/a><\/p><h3>How to get a free debit card<\/h3><p>You can get a free debit card by signing up for a no-fee chequing account that comes with a debit card. Some of our picks for the best no-fee bank accounts that come with free debit cards are the <a class=\"scroll\" style=\"text-decoration: none; color: #1d53ff;\" href=\"#simplii\">Simplii No Fee Chequing Account<\/a> (which offers a free Debit Mastercard) and the <a class=\"scroll\" style=\"text-decoration: none; color: #1d53ff;\" href=\"#tangerine\">Tangerine No-Fee Daily Chequing Account<\/a> (which comes with a free Visa Debit card).<\/p><h3>How popular are no-fee bank accounts in Canada?<\/h3><p>In our recent <em>Finder: Consumer Sentiment Survey January 2025<\/em>, we asked Canadians about how much they\u2019re paying every month for their bank accounts. The results revealed that just over half (52.85%) of Canadians pay a fee every month for their account.<\/p><p>Of that, the majority (18.98%) pay an account fee between $5 and $12 per month, followed closely by 17.78% who pay between $12.01 and $18 per month for their bank accounts. There\u2019s even a small number of Canadians (4.80%) who pay over $18.01 every month.<\/p><p>That said, no-fee banking is picking up speed. We found that 28.37% of Canadians have opted for a no-fee bank account.<\/p><iframe id=\"datawrapper-chart-0W97k\" title=\"Do you pay a monthly fee for your bank account?\" width=\"100%\" height=\"400\" scrolling=\"yes\" aria-label=\"Bar Chart\" src=\"https:\/\/datawrapper.dwcdn.net\/0W97k\/1\/\" style=\"border: none;\" loading=\"lazy\"><\/iframe><div class=\"has-padding-xsmall\"><\/div><p>We also found that banking fees were the top priority when choosing a new bank account. It turns out that 65.43% of Canadians said that finding an account with no or low monthly fees was an important factor when choosing an account. Over half of Canadians (51.25%) also said that finding an account with no or low transaction fees was a top priority.<\/p><h3>Other chequing account fees and how to avoid them<\/h3><p>Beyond the monthly fee on your chequing account, there are several other standard banking fees you\u2019ll likely come across in your everyday banking, including:<\/p><ul><li><a class=\"scroll\" style=\"text-decoration: none; color: #1d53ff;\" href=\"#atm-fees\">ATM fees<\/a><\/li><li><a class=\"scroll\" style=\"text-decoration: none; color: #1d53ff;\" href=\"#overdraft-protection-fees\">Overdraft protection<\/a><\/li><li><a class=\"scroll\" style=\"text-decoration: none; color: #1d53ff;\" href=\"#foreign-transaction-fees\">Foreign transaction fees<\/a><\/li><li><a class=\"scroll\" style=\"text-decoration: none; color: #1d53ff;\" href=\"#international-money-transfer-fees\">International money transfer fees<\/a><\/li><li><a class=\"scroll\" style=\"text-decoration: none; color: #1d53ff;\" href=\"#foreign-exchange-fees\">Foreign exchange fees<\/a><\/li><li><a class=\"scroll\" style=\"text-decoration: none; color: #1d53ff;\" href=\"#paper-statement-fees\">Paper statement fees<\/a><\/li><\/ul><p>Keep reading for a breakdown of how these chequing account fees work and tips to save money by avoiding them.<\/p><h4 id=\"atm-fees\">ATM fees<\/h4><p>Most banks charge a fee if you use an out-of-network ATM. This is usually between $1.50 to $2.50 per transaction, in addition to fees charged by the ATM provider. If you\u2019re travelling internationally and plan to take out cash, you could also encounter foreign ATM fees.<\/p><div class=\"box\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/5\"><img decoding=\"async\" class=\" wp-image-1041651 aligncenter\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png\" alt=\"money icon\" width=\"105\" height=\"105\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png?fit=315 315w\" sizes=\"(max-width: 315px) 100vw, 315px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-4\/5\"><strong>How to avoid this fee:<br><\/strong>You can avoid chequing account ATM fees by using an in-network ATM and choosing a bank with a large ATM network. Many banks are partnered with global ATM networks to help you save when travelling (for example, Scotiabank\/Tangerine\u2019s Global ATM Alliance). Alternatively, you could choose a no-fee chequing account that doesn\u2019t charge out-of-network ATM fees, such as the <a href=\"https:\/\/www.finder.com\/ca\/banking\/eq-bank-review\/eq-bank-personal-account-review\">EQ Bank Personal Account<\/a>.<\/div><\/div><\/div><h4 id=\"overdraft-protection-fees\">Overdraft protection fees<\/h4><p>If you have insufficient funds in your chequing account to cover debits and withdrawals, you could end up paying $45 or more in non-sufficient fund (NSF) fees. Forgetting about a scheduled payment can be a very costly mistake. Signing up for overdraft protection is cheaper than paying an NSF fee, but it could still cost you approximately $5 or more each month.<\/p><div class=\"box\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/5\"><img decoding=\"async\" class=\" wp-image-1041651 aligncenter\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png\" alt=\"money icon\" width=\"105\" height=\"105\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png?fit=315 315w\" sizes=\"(max-width: 315px) 100vw, 315px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-4\/5\"><strong>How to avoid this fee:<br><\/strong>To avoid this additional charge, consider opening one of these accounts that come with no monthly overdraft protection fee.<ul><li><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-premium-chequing-account-review\">BMO Premium Plan Chequing Account<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/banking\/simplii-financial-review\/simplii-financial-no-fee-chequing-account\">Simplii No Fee Chequing Account<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/coast-capital-free-chequing-free-debit-and-more-account\">Coast Capital Free Chequing, Free Debit, and More Account<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/national-bank-chequing\/national-bank-the-total-chequing-account-review\">National Bank The Total Chequing Account<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-ultimate-package-review\">Scotiabank Ultimate Package<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/rbc-chequing\/rbc-signature-no-limit-banking-account-review\">RBC Signature No Limit Banking Account<\/a><\/li><\/ul><\/div><\/div><\/div><p>Also remember that overdraft fees are different than overdraft interest, which is essentially the interest you must pay for a temporary loan to cover your overdraft. Even if some accounts do not charge overdraft fees, they will charge interest on your overdraft balance of around 21%.<\/p><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/banking\/overdraft-protection\" style=\"text-decoration:underline; font-size:0.9em;\">Guide to overdraft fees and protection plans in Canada<\/a>\n<\/div>\n<\/article><h4 id=\"foreign-transaction-fees\">Foreign transaction fees<\/h4><p>Many people don\u2019t realize that banks typically charge around 2.5% of the transaction amount every time you make a purchase in a currency other than Canadian dollars. This is on top of adding a small fee (called a \u201cmarkup\u201d) to the exchange rate.<\/p><p>Even some of the best no-fee chequing accounts, like Simplii and Tangerine, still charge a foreign currency conversion fee. Notably, the EQ Bank Personal Account made our list of the best free chequing accounts, but does <em>not<\/em> charge a foreign transaction fee.<\/p><div class=\"box\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/5\"><img decoding=\"async\" class=\" wp-image-1041651 aligncenter\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png\" alt=\"money icon\" width=\"105\" height=\"105\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png?fit=315 315w\" sizes=\"(max-width: 315px) 100vw, 315px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-4\/5\"><strong>How to avoid this fee:<br><\/strong>There are a couple of ways to avoid foreign transaction fees. The first is to simply avoid making foreign-dollar purchases, although this may not be possible for some people. Your second option is to get a card that comes with <a href=\"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/debit-card-best-to-use-overseas\">low or no foreign transaction fees<\/a>, helping you save money when you spend overseas.<\/div><\/div><\/div><h4 id=\"international-money-transfer-fees\">International money transfer fees<\/h4><p>If you need to send money overseas, many banks will charge a fee, which could range anywhere from $5 to $50. However, there are some chequing accounts that don\u2019t charge international transfer fees. So if you need to make regular international payments, it\u2019s worth shopping around to find a fee-free account.<\/p><div class=\"box\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/5\"><img decoding=\"async\" class=\" wp-image-1041651 aligncenter\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png\" alt=\"money icon\" width=\"105\" height=\"105\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png?fit=315 315w\" sizes=\"(max-width: 315px) 100vw, 315px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-4\/5\"><p><strong>How to avoid this fee:<br><\/strong>Open one of these accounts to get fee-free international money transfers:<\/p><ul><li style=\"list-style-type: none;\"><ul><li><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-ultimate-package-review\">Scotiabank Ultimate Package<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-premium-chequing-account-review\">BMO Premium Plan Chequing Account<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/cibc-chequing\/cibc-everyday-chequing-account-review\">CIBC Everyday Chequing Account<\/a><\/li><\/ul><\/li><\/ul><ul><li>CIBC Smart for Foreign Workers Account<\/li><\/ul><\/div><\/div><\/div><h4 id=\"foreign-exchange-fees\">Foreign exchange fees<\/h4><p>The other cost you need to consider when sending money overseas is the exchange rate. Banks typically charge an exchange rate markup of 2% to 3% on top of the mid-market rate, so your transfer could end up costing a lot more than you realize.<\/p><div class=\"box\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/5\"><img decoding=\"async\" class=\" wp-image-1041651 aligncenter\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png\" alt=\"money icon\" width=\"105\" height=\"105\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png?fit=315 315w\" sizes=\"(max-width: 315px) 100vw, 315px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-4\/5\"><strong>How to avoid this fee:<\/strong><br>A way around this problem is to use a specialist money transfer service with lower exchange rate markups and no or low transfer fees. <a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\">Compare international money transfer services<\/a> to find the best value.<\/div><\/div><\/div><h4 id=\"paper-statement-fees\">Paper statement fees<\/h4><p>Banks typically charge a fee of around $2 per statement if you prefer to receive paper account statements in the mail. If you need to be resent a statement in the mail, you could pay an additional fee of up to around $5 per reprint.<\/p><div class=\"box\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/5\"><img decoding=\"async\" class=\" wp-image-1041651 aligncenter\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png\" alt=\"money icon\" width=\"105\" height=\"105\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/05\/money-cash-icon_Finder_500x500.png?fit=315 315w\" sizes=\"(max-width: 315px) 100vw, 315px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-4\/5\"><strong>How to avoid this fee:<br><\/strong>You won\u2019t be charged a fee for paper statements if you opt to receive electronic statements instead. You can sign up for email statements through your banks online banking portal.<\/div><\/div><\/div><h3>Other ways to get a free bank account in Canada<\/h3><p>If you decide that signing up for a no-fee chequing isn\u2019t right for you, keep in mind that there are a few other ways to get access to free accounts or no-fee banking.<\/p><h4>Free kids and youth accounts<\/h4><p>Kids and youth under the age of the majority can often get access to free bank account products designed for them from both the Big Banks and digital banks. These accounts sometimes come with tools designed to keep parents connected and help their children learn about money management and budgeting.<\/p><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\/best-bank-account-for-kids\" style=\"text-decoration:underline; font-size:0.9em;\">Compare the best bank accounts for kids<\/a>\n<\/div>\n<\/article><h4>No-fee student accounts<\/h4><p>Banks in Canada offer discounted chequing accounts for senior citizens, usually aged 60 to 65 years or older. In most cases that might means getting access to chequing accounts with lower monthly fees, but some simpler accounts will be offered for a $0 monthly fee.<\/p><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/banking\/best-bank-for-seniors-discounts\" style=\"text-decoration:underline; font-size:0.9em;\">Guide to the best bank for senior's discounts in Canada<\/a>\n<\/div>\n<\/article><h4>Bundled financial products<\/h4><p>Sometimes you may be able to get a free bank account if you sign up for multiple financial products together. Several chequing accounts come with the option to bundle the account with family members or other bank products (like credit cards, car loans and mortgages) to get discounted fees and\/or added convenience.<\/p><h3>Bottom line<\/h3><p>Why pay bank fees if you don\u2019t have to? A no-fee chequing account offers easy access to your cash just like a regular chequing account, but without the hassle of monthly fees eating away at your balance.<\/p><p>The best free chequing account is the one that lets you do the types of transactions you need, whether that\u2019s regular e-Transfers, ATM withdrawals or even earning cashback on your purchases. <a class=\"scroll\" href=\"#best\">Compare the best free chequing accounts<\/a> to find one that\u2019s right for you.<\/p><h3>FAQs about no-fee chequing accounts<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">What is the best free bank account in Canada?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Our pick for the best free bank account in Canada is the Simplii Financial No Fee Chequing Account. We chose it because of standout features like unlimited debit purchases, bill payments and withdrawals, along with the ability to earn interest on your balance and free access to 3,400 CIBC ATMs across the country.<\/p><p>However, as an online bank, Simplii has no brick-and-mortar locations to visit should you need help. More unusual services, such as bank drafts, can take more time or cost more money. For that reason, you should always review banking offers and terms and conditions when researching which is the best no-fee chequing accounts in Canada for your needs.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">What bank has no fees for chequing accounts?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Banks that offer no-fee chequing accounts include Simplii Financial, Tangerine and EQ Bank among other online banks. Although many major banks charge a monthly fee, they will often waive the fee if you meet a minimum daily balance requirement.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">Is there a bank that doesn't charge a monthly fee?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, several online banks in Canada offer chequing accounts with no monthly fees, including Tangerine, Simplii Financial, EQ Bank and Wealthsimple. Many major banks, like TD Bank, CIBC, BMO, Scotiabank and National Bank, will also waive the monthly fee on some of their chequing accounts if you keep your balance above a minimum threshold, or if you're a senior, student or newcomer to Canada.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">What banks allow you to open a chequing account online instantly in Canada?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Virtually all banks allow you to <a href=\"https:\/\/www.finder.com\/ca\/banking\/open-bank-account-online\">open a chequing account online instantly in Canada<\/a>; however, some banks may require you to set up an in-person appointment after starting the process online. If you're looking for a bank whose account opening process is 100% online, consider a digital bank, such as Simplii, Neo Financial or Tangerine. Keep in mind that whether you open an account online or in-person, you will need to provide documentation and photo identification.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000004\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000004\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>\n<div class=\"contentFeed contentFeed--relatedPosts\">\n            <h3 class=\"contentFeed__title\">More banking guides from our experts<\/h3>\n        <div class=\"contentFeed__carousel\" data-post-count=\"6\">\n                                    <div class=\"fin-carousels fin-carousels--multiple-items-in-view\" id=\"fin-carousel0000000000\" data-items-in-view=\"3\" style=\"--items-in-view: 3\">\n    <div class=\"fin-carousels__container\">\n        <div class=\"fin-carousels__slides\">\n                                <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/banking-statistics\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"Bank Canada. Banking statistics in Canada.\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/banking-statistics\">Banking statistics and trends in Canada for 2025<\/a>            <\/p>        <\/header>        <p>Explore key banking statistics and figures from the Finder: Consumer Sentiment Survey January 2025.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"Best new bank account offers\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\">17 best new bank account offers for May 2026<\/a>            <\/p>        <\/header>        <p>Earn cash, rewards points, bonus interest rates and more with these new bank account offers and promotions.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\/best-bank-account-for-teens\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"Teen Kid Holding Piggy Bank\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Kids Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\/best-bank-account-for-teens\">Best youth bank accounts in Canada<\/a>            <\/p>        <\/header>        <p>Learn about the different types of bank accounts for your teenager and how to choose the right one.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-chequing-accounts\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Chequing Accounts<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-chequing-accounts\">Best chequing accounts in Canada for 2026<\/a>            <\/p>        <\/header>        <p>Compare chequing accounts and learn about our top picks. Compare different features and see which one is right for you.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/open-bank-account-online\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"Typing on laptop\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/open-bank-account-online\">Open a bank account online in Canada in 5 easy steps<\/a>            <\/p>        <\/header>        <p>Compare and open a bank account online in Canada in as little as 5 minutes. Learn what you need to apply and how to get started today. <\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/best-high-interest-savings-accounts\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/besthighinterestsavingsaccountsinCanada_Supplied_Canva_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/besthighinterestsavingsaccountsinCanada_Supplied_Canva_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/besthighinterestsavingsaccountsinCanada_Supplied_Canva_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/besthighinterestsavingsaccountsinCanada_Supplied_Canva_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/besthighinterestsavingsaccountsinCanada_Supplied_Canva_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/besthighinterestsavingsaccountsinCanada_Supplied_Canva_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/besthighinterestsavingsaccountsinCanada_Supplied_Canva_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"Best high interest savings accounts in Canada\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Savings Accounts<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/best-high-interest-savings-accounts\">Best high-interest savings accounts in Canada for 2026<\/a>            <\/p>        <\/header>        <p>Compare the best high-interest savings accounts in Canada to build a bigger bank balance.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                \n        <\/div>\n    <\/div>\n    <div class=\"fin-carousels__controls\">\n        <button class=\"fin-carousels__nav fin-carousels__nav--prev fin-carousels__nav--disabled\" 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This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>8 Best Free (No-Fee) Bank Accounts in Canada for 2026 | Finder<\/title>\n<meta name=\"description\" content=\"Looking for a no-fee chequing account? 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Account details are subject to change by the financial institutions at any time. Always verify current rates, fees and terms on the provider's official website before opening an account.\\n\\n\\n\ud83d\udd14 Subscribe for more personal finance tips!\\n-------------------------------------------\\nThe content in this video is for information only and is not to be relied upon or used as a substitute for professional advice.  Review the product T&Cs and consider the risks and seek independent advice before you make any decision.  Finder may be compensated when you click to or take an action on some or all of the products in this video, but this does not influence our evaluations or ratings. Our opinions are our own. Product information is correct at the time of recording but may be subject to change. Visit the partner\u2019s website to obtain the most up-to-date information.\\n-------------------------------------------\",\"uploadDate\":\"2026-02-26T23:00:00Z\",\"duration\":\"PT6M27S\",\"url\":\"https:\/\/youtu.be\/-klG98QC9Tg?si=KNVsyi5gxSOfewkE\",\"contentUrl\":\"https:\/\/www.youtube.com\/watch?v=-klG98QC9Tg\",\"embedUrl\":\"https:\/\/www.youtube.com\/embed\/-klG98QC9Tg\",\"thumbnailUrl\":\"https:\/\/i.ytimg.com\/vi\/-klG98QC9Tg\/maxresdefault.jpg\"},{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"name\":\"Frequently Asked Questions\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the best free bank account in Canada?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rOur pick for the best free bank account in Canada is the Simplii Financial No Fee Chequing Account. We chose it because of standout features like unlimited debit purchases, bill payments and withdrawals, along with the ability to earn interest on your balance and free access to 3,400 CIBC ATMs across the country.\\r\\rHowever, as an online bank, Simplii has no brick-and-mortar locations to visit should you need help. More unusual services, such as bank drafts, can take more time or cost more money. For that reason, you should always review banking offers and terms and conditions when researching which is the best no-fee chequing accounts in Canada for your needs.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"What bank has no fees for chequing accounts?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rBanks that offer no-fee chequing accounts include Simplii Financial, Tangerine and EQ Bank among other online banks. Although many major banks charge a monthly fee, they will often waive the fee if you meet a minimum daily balance requirement.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Is there a bank that doesn't charge a monthly fee?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYes, several online banks in Canada offer chequing accounts with no monthly fees, including Tangerine, Simplii Financial, EQ Bank and Wealthsimple. Many major banks, like TD Bank, CIBC, BMO, Scotiabank and National Bank, will also waive the monthly fee on some of their chequing accounts if you keep your balance above a minimum threshold, or if you're a senior, student or newcomer to Canada.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"What banks allow you to open a chequing account online instantly in Canada?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rVirtually all banks allow you to <a href=\\\"https:\/\/www.finder.com\/ca\/banking\/open-bank-account-online\\\">open a chequing account online instantly in Canada<\/a>; however, some banks may require you to set up an in-person appointment after starting the process online. If you're looking for a bank whose account opening process is 100% online, consider a digital bank, such as Simplii, Neo Financial or Tangerine. 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Account details are subject to change by the financial institutions at any time. Always verify current rates, fees and terms on the provider's official website before opening an account.\n\n\n\ud83d\udd14 Subscribe for more personal finance tips!\n-------------------------------------------\nThe content in this video is for information only and is not to be relied upon or used as a substitute for professional advice.  Review the product T&Cs and consider the risks and seek independent advice before you make any decision.  Finder may be compensated when you click to or take an action on some or all of the products in this video, but this does not influence our evaluations or ratings. Our opinions are our own. Product information is correct at the time of recording but may be subject to change. Visit the partner\u2019s website to obtain the most up-to-date information.\n-------------------------------------------","uploadDate":"2026-02-26T23:00:00Z","duration":"PT6M27S","url":"https:\/\/youtu.be\/-klG98QC9Tg?si=KNVsyi5gxSOfewkE","contentUrl":"https:\/\/www.youtube.com\/watch?v=-klG98QC9Tg","embedUrl":"https:\/\/www.youtube.com\/embed\/-klG98QC9Tg","thumbnailUrl":"https:\/\/i.ytimg.com\/vi\/-klG98QC9Tg\/maxresdefault.jpg"},{"@context":"https:\/\/schema.org","@type":"FAQPage","name":"Frequently Asked Questions","mainEntity":[{"@type":"Question","name":"What is the best free bank account in Canada?","acceptedAnswer":{"@type":"Answer","text":"\r\rOur pick for the best free bank account in Canada is the Simplii Financial No Fee Chequing Account. We chose it because of standout features like unlimited debit purchases, bill payments and withdrawals, along with the ability to earn interest on your balance and free access to 3,400 CIBC ATMs across the country.\r\rHowever, as an online bank, Simplii has no brick-and-mortar locations to visit should you need help. More unusual services, such as bank drafts, can take more time or cost more money. For that reason, you should always review banking offers and terms and conditions when researching which is the best no-fee chequing accounts in Canada for your needs.\r\r"}},{"@type":"Question","name":"What bank has no fees for chequing accounts?","acceptedAnswer":{"@type":"Answer","text":"\r\rBanks that offer no-fee chequing accounts include Simplii Financial, Tangerine and EQ Bank among other online banks. Although many major banks charge a monthly fee, they will often waive the fee if you meet a minimum daily balance requirement.\r\r"}},{"@type":"Question","name":"Is there a bank that doesn't charge a monthly fee?","acceptedAnswer":{"@type":"Answer","text":"\r\rYes, several online banks in Canada offer chequing accounts with no monthly fees, including Tangerine, Simplii Financial, EQ Bank and Wealthsimple. Many major banks, like TD Bank, CIBC, BMO, Scotiabank and National Bank, will also waive the monthly fee on some of their chequing accounts if you keep your balance above a minimum threshold, or if you're a senior, student or newcomer to Canada.\r\r"}},{"@type":"Question","name":"What banks allow you to open a chequing account online instantly in Canada?","acceptedAnswer":{"@type":"Answer","text":"\r\rVirtually all banks allow you to <a href=\"https:\/\/www.finder.com\/ca\/banking\/open-bank-account-online\">open a chequing account online instantly in Canada<\/a>; however, some banks may require you to set up an in-person appointment after starting the process online. If you're looking for a bank whose account opening process is 100% online, consider a digital bank, such as Simplii, Neo Financial or Tangerine. Keep in mind that whether you open an account online or in-person, you will need to provide documentation and photo identification.\r\r"}}]}]},"article_modified_time":"2026-01-31T02:11:38+00:00"},"custom_fields":{"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_masthead_subheading":["{\"text\":\"These 8 free bank accounts in Canada eliminate monthly fees, while offering benefits, such as cashback, unlimited e-Transfers and a debit card.\"}"],"_content_type":["niche-content\/recommendation\/best-guide"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/1035515"}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/846"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=1035515"}],"version-history":[{"count":8,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/1035515\/revisions"}],"predecessor-version":[{"id":1075310,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/1035515\/revisions\/1075310"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media\/1040532"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=1035515"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/categories?post=1035515"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=1035515"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/asset_tag?post=1035515"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}