{"id":1033885,"date":"2024-04-04T22:26:59","date_gmt":"2024-04-05T02:26:59","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=1033885"},"modified":"2025-06-11T12:21:21","modified_gmt":"2025-06-11T16:21:21","slug":"best-business-bank-accounts-for-sole-proprietorships","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/banking\/business-banking\/best-business-bank-accounts-for-sole-proprietorships","title":{"rendered":"Best business bank accounts for sole proprietorships"},"content":{"rendered":"<p>A sole proprietorship is a business that is owned by one person. It\u2019s a simple business structure used by over 2.6 million Canadians, and if you\u2019re a sole proprietor, you\u2019re responsible for every aspect of running your business.<\/p><p>One of the most important decisions you\u2019ll have to make is choosing the right business bank account for your needs. To help you decide, we\u2019ve put together this list of the best business bank accounts for sole proprietorships.<\/p><h3>Best business bank accounts in Canada for sole proprietorships<\/h3><ul><li><strong>Best overall business bank account in Canada for sole proprietors:<\/strong> <a href=\"#rbc\">RBC Digital Choice Business Account<\/a><\/li><li><strong>Best multi-currency business account for sole proprietors:<\/strong> <a href=\"#wise\">Wise Business Account<\/a><\/li><li><strong>Best business account in Canada for new sole proprietorships:<\/strong> <a href=\"#rbcflex\">RBC Flex Choice Business Account<\/a><\/li><li><strong>Best free business bank account for sole proprietors:<\/strong> <a href=\"#bmo\">BMO eBusiness Plan<\/a><\/li><li><strong>Best savings account for sole proprietors:<\/strong> <a href=\"#tangerine\">Tangerine Business Savings Account<\/a><\/li><li><strong>Best basic business bank account for sole proprietors:<\/strong> <a href=\"#td\">TD Basic Business Plan<\/a><\/li><li><strong>Best premium business bank account for sole proprietors:<\/strong><a href=\"#cibc\"> CIBC Unlimited Business Operating Account<\/a><\/li><li><strong>Best low-volume business bank account for sole proprietors:<\/strong> <a href=\"#bmobuilder\">BMO Business Builder 1<\/a><\/li><li><strong>Best high-volume business bank account for sole proprietors:<\/strong> <a href=\"#rbcultimate\">RBC Ultimate Business Account<\/a><\/li><li><strong>Best US dollar business bank account for sole proprietors:<\/strong> <a href=\"#tangerineus\">Tangerine Business US Dollar Savings Account<\/a><\/li><\/ul><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Methodology: How we selected the best business bank accounts for sole proprietors<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>To determine this best list, Finder Canada analyzed 45+ business bank accounts across 15+ financial institutions. We compared accounts from traditional banks, digital banks, fintechs and credit unions. We narrowed down the list of accounts to the top 10 by only listing accounts that are available in all Canadian provinces.<\/p><p>We ranked accounts based on 18 data points within four major categories. Here\u2019s how we ranked and weighted each product:<\/p><ul><li><strong>Fees:<\/strong> 40% (monthly fee, ability to waive monthly fee (if necessary), transaction fees, included deposits, Interac e-Transfers)<\/li><li><strong>Perks:<\/strong> 30% (number of currencies you can bank in, interest rates, other tailored rewards, accounting software integration, virtual card availability, expense management solutions)<\/li><li><strong>Banking Access:<\/strong> 15% (in-branch banking, online banking access, ATM network access, national availability)<\/li><li><strong>Customer Experience:<\/strong> 15% (live chat availability, apple app ratings, google app ratings)<\/li><\/ul><div class=\"has-padding-xsmall\"><\/div><p>No single business bank account will be the best choice for everyone, so thoroughly compare your options before picking your new account.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><h3 id=\"rbc\">Best overall business bank account in Canada for sole proprietors: RBC Digital Choice Business Account<\/h3><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n\r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n<div class=\"u-grid__col u-1\/4@m\" style=\"padding-bottom: 0px;\">\r\n  \r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n<center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5e5d6490ee27a.jpg\" class=\"lazy-load\" alt=\"RBC Digital Choice Business Account\" src=\"https:\/\/www.finder.com\/niche-builder\/5e5d6490ee27a.jpg\" style=\"width: 200px; height: 200px\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5e5d6490ee27a.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5e5d6490ee27a.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5e5d6490ee27a.jpg?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n  <div class=\"has-padding-xsmall\"><\/div>\r\n<div style=\"padding-left: 7px;\"><center><\/center>\r\n  <\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n     \r\n              \r\n<center>\r\n<div class=\"detail-info ddef87d7-ca17-4ede-a4c6-991a25f5c077\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">8.7<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  \r\n  \r\n<a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall\" href=\"https:\/\/www.finder.com\/redirect\/ca\/business-banking\/rbc-digital-choice-business-banking-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22ddef87d7-ca17-4ede-a4c6-991a25f5c077%22%2C%22product_name%22%3A%22RBC%2BDigital%2BChoice%2BBusiness%2BAccount%22%2C%22offer_id%22%3A%2223853%22%2C%22decorator%22%3A%22CAFSA-BUS.PRODUCT.HERO_PRODUCT_DISPLAY_BEST_BENEFITS%22%2C%22niche_code%22%3A%22CAFSA-BUS%22%2C%22post_id%22%3A%221033885%22%2C%22post_path%22%3A%22banking%252Fbusiness-banking%252Fbest-business-bank-accounts-for-sole-proprietorships%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n  <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/banking\/rbc-review\/rbc-digital-choice-business-account-package-review\" role=\"button\">Read review<\/a>\r\n\r\n    <div class=\"has-padding-xsmall\"><\/div>  \r\n\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n<h4 id=\"ddef87d7-ca17-4ede-a4c6-991a25f5c077\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>RBC Digital Choice Business Account<\/b><\/h4>\r\n\r\n  \r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">$6\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly Account Fee<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">CAD only\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Multicurrency Accounts<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n         <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">Yes\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Virtual Debit Cards<\/span>\r\n  \r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-ddef87d7-ca17-4ede-a4c6-991a25f5c077-1\" data-toggle=\"tab\">Our Take<\/a><\/li>\r\n      \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-ddef87d7-ca17-4ede-a4c6-991a25f5c077-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-ddef87d7-ca17-4ede-a4c6-991a25f5c077-1\" data-toggle=\"tab\">Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-ddef87d7-ca17-4ede-a4c6-991a25f5c077-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n<div class=\"has-padding-xsmall\"><\/div>\r\n              \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              If you're looking to save money and prefer to manage most of your business banking via your smartphone, the RBC Digital Choice Business Account could be the right pick. With the RBC Mobile app you can quickly and easily pay any suppliers, request payments, track your spending and business performance, deposit cheques, send transfers and much more.  \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div><h4>Why it's one of the best<\/h4><\/div>\r\n              <div><ul class=\"list-1\"><li><b>Transactions.<\/b> Enjoy unlimited electronic debit and credit transactions.<\/li>\r\n                <li><b>Unlimited cheque deposits.<\/b> Unlimited Moneris and electronic cheque deposits.<\/li>\r\n                <li><b>Soft credit check only.<\/b> When you apply for an account, RBC will only conduct a soft credit check, which means your credit score won't be impacted when applying.<\/li><\/ul><\/div>\r\n            <\/div>\r\n        <\/div>\r\n      \r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname1-ddef87d7-ca17-4ede-a4c6-991a25f5c077-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Unlimited electronic debit and credit transactions<\/li>\r\n                \r\n                  <li>Unlimited Moneris and electronic cheque deposits<\/li>\r\n                \r\n                  <li>Easy to use app<\/li>\r\n                \r\n                  <li>Competitive foreign exchange rates<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Can only spend and receive in CAD<\/li>\r\n                \r\n                  <li>Comes with a monthly fee<\/li>\r\n                \r\n                  <li>Fees for cash deposits and paper deposits<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-ddef87d7-ca17-4ede-a4c6-991a25f5c077-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$6<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Virtual Cards Included<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Yes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Multicurrency Accounts<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">CAD only<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Accounting Software Integration<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">ADP (4 months free), Xero (6 months free)<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Expense Management<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Yes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Account Management<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">In Branch, Online or App<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  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105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h3 id=\"wise\">Best multi-currency business account for sole proprietors: Wise Business Account<\/h3><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n\r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n<div class=\"u-grid__col u-1\/4@m\" style=\"padding-bottom: 0px;\">\r\n  \r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n<center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6526fb2799dea.png\" class=\"lazy-load\" alt=\"Wise Business\" src=\"https:\/\/www.finder.com\/niche-builder\/6526fb2799dea.png\" style=\"width: 200px; height: 200px\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6526fb2799dea.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6526fb2799dea.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6526fb2799dea.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n  <div class=\"has-padding-xsmall\"><\/div>\r\n<div style=\"padding-left: 7px;\"><center><\/center>\r\n  <\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n     \r\n              \r\n<center>\r\n<div class=\"detail-info c348ddde-86be-4227-9da0-22148d3f67fe\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">8.9<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  \r\n  \r\n<a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall\" href=\"https:\/\/www.finder.com\/redirect\/ca\/business-banking\/wise-business-banking-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22c348ddde-86be-4227-9da0-22148d3f67fe%22%2C%22product_name%22%3A%22Wise%2BBusiness%22%2C%22offer_id%22%3A%2223872%22%2C%22decorator%22%3A%22CAFSA-BUS.PRODUCT.HERO_PRODUCT_DISPLAY_BEST_BENEFITS%22%2C%22niche_code%22%3A%22CAFSA-BUS%22%2C%22post_id%22%3A%221033885%22%2C%22post_path%22%3A%22banking%252Fbusiness-banking%252Fbest-business-bank-accounts-for-sole-proprietorships%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n  <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/banking\/business-banking\/wise-business-account-review\" role=\"button\">Read review<\/a>\r\n\r\n    <div class=\"has-padding-xsmall\"><\/div>  \r\n\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n<h4 id=\"c348ddde-86be-4227-9da0-22148d3f67fe\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>Wise Business<\/b><\/h4>\r\n\r\n  \r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">$0\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly Account Fee<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">CAD, USD, GBP, EUR + 20 more\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Multicurrency Accounts<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n         <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">Yes\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Virtual Debit Cards<\/span>\r\n  \r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-c348ddde-86be-4227-9da0-22148d3f67fe-1\" data-toggle=\"tab\">Our Take<\/a><\/li>\r\n      \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-c348ddde-86be-4227-9da0-22148d3f67fe-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-c348ddde-86be-4227-9da0-22148d3f67fe-1\" data-toggle=\"tab\">Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-c348ddde-86be-4227-9da0-22148d3f67fe-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n<div class=\"has-padding-xsmall\"><\/div>\r\n              \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              If your sole proprietorship makes and receives international payments on a regular basis, you'll benefit from having an account that makes it easy to hold and exchange multiple currencies.  \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div><h4>Why it's one of the best<\/h4><\/div>\r\n              <div><ul class=\"list-1\"><li><b>70+ countries.<\/b> Pay staff and suppliers in over 70 countries around the world.<\/li>\r\n                <li><strong>40 currencies.<\/strong> hold funds in 40 different currencies, including CAD, USD, GBP and EUR.<\/li>\r\n                <li><b>Competitive exchange rates.<\/b> Get the mid-market exchange rate when you send money overseas.<\/li><\/ul><\/div>\r\n            <\/div>\r\n        <\/div>\r\n      \r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname1-c348ddde-86be-4227-9da0-22148d3f67fe-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Get the mid-market exchange rate<\/li>\r\n                \r\n                  <li>Hold funds in nine currencies<\/li>\r\n                \r\n                  <li>User-friendly platform<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Transfer fees apply<\/li>\r\n                \r\n                  <li>Doesn't accept cash or cheque deposits<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-c348ddde-86be-4227-9da0-22148d3f67fe-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Virtual Cards Included<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Yes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Multicurrency Accounts<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">CAD, USD, GBP, EUR + 20 more<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Accounting Software Integration<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Quickbooks, Xero + more<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Expense Management<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Yes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Account Management<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Online or App<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h3 id=\"rbcflex\">Best business account in Canada for new sole proprietorships: RBC Flex Choice Business Account<\/h3><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n\r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n<div class=\"u-grid__col u-1\/4@m\" style=\"padding-bottom: 0px;\">\r\n  \r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n<center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5e5d6490ee27a.jpg\" class=\"lazy-load\" alt=\"RBC Flex Choice Business Account\" src=\"https:\/\/www.finder.com\/niche-builder\/5e5d6490ee27a.jpg\" style=\"width: 200px; height: 200px\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5e5d6490ee27a.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5e5d6490ee27a.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5e5d6490ee27a.jpg?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n  <div class=\"has-padding-xsmall\"><\/div>\r\n<div style=\"padding-left: 7px;\"><center><\/center>\r\n  <\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n     \r\n              \r\n<center>\r\n<div class=\"detail-info 7606f1ae-05b4-4799-a698-1bcf2fc7cd85\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">8.5<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  \r\n  \r\n<a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall\" href=\"https:\/\/www.finder.com\/redirect\/ca\/business-banking\/rbc-flex-choice-business-banking-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%227606f1ae-05b4-4799-a698-1bcf2fc7cd85%22%2C%22product_name%22%3A%22RBC%2BFlex%2BChoice%2BBusiness%2BAccount%22%2C%22offer_id%22%3A%2224426%22%2C%22decorator%22%3A%22CAFSA-BUS.PRODUCT.HERO_PRODUCT_DISPLAY_BEST_BENEFITS%22%2C%22niche_code%22%3A%22CAFSA-BUS%22%2C%22post_id%22%3A%221033885%22%2C%22post_path%22%3A%22banking%252Fbusiness-banking%252Fbest-business-bank-accounts-for-sole-proprietorships%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n  <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/banking\/business-banking\/rbc-flex-choice-business-account-package-review\" role=\"button\">Read review<\/a>\r\n\r\n    <div class=\"has-padding-xsmall\"><\/div>  \r\n\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n<h4 id=\"7606f1ae-05b4-4799-a698-1bcf2fc7cd85\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>RBC Flex Choice Business Account<\/b><\/h4>\r\n\r\n  \r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">$7\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly Account Fee<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">CAD\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Multicurrency Accounts<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n         <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">Yes\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Virtual Debit Cards<\/span>\r\n  \r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-7606f1ae-05b4-4799-a698-1bcf2fc7cd85-1\" data-toggle=\"tab\">Our Take<\/a><\/li>\r\n      \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-7606f1ae-05b4-4799-a698-1bcf2fc7cd85-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-7606f1ae-05b4-4799-a698-1bcf2fc7cd85-1\" data-toggle=\"tab\">Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-7606f1ae-05b4-4799-a698-1bcf2fc7cd85-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n<div class=\"has-padding-xsmall\"><\/div>\r\n              \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              Flexibility is a key requirement for any new sole proprietorships, especially since you may not yet know what your banking needs are. Banking on your own terms, you'll benefit from no minimum or maximum transaction limits.  \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div><h4>Why it's one of the best<\/h4><\/div>\r\n              <div><ul class=\"list-1\"><li><b>Only pay for what you use.<\/b> This flexible account is suited towards those looking to only pay for what they use.<\/li>\r\n                <li><b>Bank online or in-branch.<\/b> If you think you'd rather have some in-person assistance occasionally with banking, RBC is happy to help in-branch.<\/li>\r\n                <li><b>Access other banking products.<\/b> Access corporate and business credit cards, GICs, personal accounts and much more with RBC.<\/li><\/ul><\/div>\r\n            <\/div>\r\n        <\/div>\r\n      \r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname1-7606f1ae-05b4-4799-a698-1bcf2fc7cd85-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Only pay for transactions you use<\/li>\r\n                \r\n                  <li>Bank online or in-branch<\/li>\r\n                \r\n                  <li>Get RBC Preferred Pricing<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Monthly fee of $7 charged<\/li>\r\n                \r\n                  <li>You'll pay for each transaction and e-Transfer<\/li>\r\n                \r\n                  <li>Not suitable for larger businesses making lots of paper transactions<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-7606f1ae-05b4-4799-a698-1bcf2fc7cd85-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$7<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Virtual Cards Included<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Yes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Multicurrency Accounts<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">CAD<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Accounting Software Integration<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">ADP (4 months free), Xero (6 months free)<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Expense Management<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Yes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Account Management<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">In Branch, Online or App<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h3 id=\"bmo\">Best free business bank account for sole proprietors: BMO eBusiness Plan<\/h3><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n\r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n<div class=\"u-grid__col u-1\/4@m\" style=\"padding-bottom: 0px;\">\r\n  \r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n<center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png\" class=\"lazy-load\" alt=\"BMO eBusiness Plan\" src=\"https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png\" style=\"width: 200px; height: 200px\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n  <div class=\"has-padding-xsmall\"><\/div>\r\n<div style=\"padding-left: 7px;\"><center><\/center>\r\n  <\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n     \r\n              \r\n<center>\r\n<div class=\"detail-info 220907ec-ae1a-4862-995e-6606c09a30e4\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">8.9<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  \r\n  \r\n\r\n  <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/banking\/business-banking\" role=\"button\">Read review<\/a>\r\n\r\n    <div class=\"has-padding-xsmall\"><\/div>  \r\n\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n<h4 id=\"220907ec-ae1a-4862-995e-6606c09a30e4\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>BMO eBusiness Plan<\/b><\/h4>\r\n\r\n  \r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">$0\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly Account Fee<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">CAD\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Multicurrency Accounts<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n         <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">Yes\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Virtual Debit Cards<\/span>\r\n  \r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-220907ec-ae1a-4862-995e-6606c09a30e4-1\" data-toggle=\"tab\">Our Take<\/a><\/li>\r\n      \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-220907ec-ae1a-4862-995e-6606c09a30e4-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-220907ec-ae1a-4862-995e-6606c09a30e4-1\" data-toggle=\"tab\">Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-220907ec-ae1a-4862-995e-6606c09a30e4-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n<div class=\"has-padding-xsmall\"><\/div>\r\n              \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              If you're new to the world of business banking and looking for a free account, the BMO eBusiness Plan could be the business bank account you've been searching for. This account is designed to suit small business owners and has no monthly fee or minimum balance requirements.  \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div><h4>Why it's one of the best<\/h4><\/div>\r\n              <div><ul class=\"list-1\"><li><b>No monthly account fee.<\/b> You won't have to worry about paying a monthly account fee.<\/li>\r\n                <li><b>Unlimited transactions.<\/b> Enjoy unlimited Moneris and electronic transactions so you can save more every day.<\/li>\r\n                <li><b>No minimum balance requirements.<\/b> You can have as little or as much money in your account as you'd like without incurring any minimum balance fees.<\/li><\/ul><\/div>\r\n            <\/div>\r\n        <\/div>\r\n      \r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname1-220907ec-ae1a-4862-995e-6606c09a30e4-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>$0 monthly account fee<\/li>\r\n                \r\n                  <li>No minimum balance requirements<\/li>\r\n                \r\n                  <li>Unlimited Moneris and electronic transactions<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>You'll need to pay for deposits<\/li>\r\n                \r\n                  <li>Not suitable for businesses looking to take advantage of premium banking features<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-220907ec-ae1a-4862-995e-6606c09a30e4-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Virtual Cards Included<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Yes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Multicurrency Accounts<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">CAD<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Accounting Software Integration<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Quickbooks, Xero<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Expense Management<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Yes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n       \r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h3 id=\"tangerine\">Best savings account for sole proprietors: Tangerine Business Savings Account<\/h3><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n\r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n<div class=\"u-grid__col u-1\/4@m\" style=\"padding-bottom: 0px;\">\r\n  \r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n<center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png\" class=\"lazy-load\" alt=\"Tangerine Business Savings Account\" src=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png\" style=\"width: 200px; height: 200px\" srcset=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n  <div class=\"has-padding-xsmall\"><\/div>\r\n<div style=\"padding-left: 7px;\"><center><\/center>\r\n  <\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n     \r\n              \r\n<center>\r\n<div class=\"detail-info 5ecde1c0-14ce-42be-a75f-b7f9bf6fa567\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">7.2<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  \r\n  \r\n\r\n  \r\n\r\n    <div class=\"has-padding-xsmall\"><\/div>  \r\n\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n<h4 id=\"5ecde1c0-14ce-42be-a75f-b7f9bf6fa567\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>Tangerine Business Savings Account<\/b><\/h4>\r\n\r\n  \r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">$0\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly Account Fee<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">CAD\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Multicurrency Accounts<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n         <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">No\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Virtual Debit Cards<\/span>\r\n  \r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-5ecde1c0-14ce-42be-a75f-b7f9bf6fa567-1\" data-toggle=\"tab\">Our Take<\/a><\/li>\r\n      \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-5ecde1c0-14ce-42be-a75f-b7f9bf6fa567-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-5ecde1c0-14ce-42be-a75f-b7f9bf6fa567-1\" data-toggle=\"tab\">Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-5ecde1c0-14ce-42be-a75f-b7f9bf6fa567-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n<div class=\"has-padding-xsmall\"><\/div>\r\n              \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              If you're searching for an account where you can strictly save, we recommend checking out the Tangerine Business Savings Account. With tiered interest rates ranging from 1.95% to 2.55%, you'll be able to stack away money without worrying.  \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div><h4>Why it's one of the best<\/h4><\/div>\r\n              <div><ul class=\"list-1\"><li><b>Earn interest on savings.<\/b> Earn up to 2.55% interest on your savings.<\/li>\r\n                <li><b>No monthly account fee.<\/b> This savings account comes with no monthly fee.<\/li>\r\n                <li><b>No minimum balance requirements.<\/b> Whether you're just getting started in business or you're a seasoned saver, there are no minimum deposit limits which means you can have as little or as much in your account as you'd like.<\/li><\/ul><\/div>\r\n            <\/div>\r\n        <\/div>\r\n      \r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname1-5ecde1c0-14ce-42be-a75f-b7f9bf6fa567-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Earn interest on your savings<\/li>\r\n                \r\n                  <li>$0 monthly account fee<\/li>\r\n                \r\n                  <li>No minimum balance required<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Does not offer the same benefits as a chequing account<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-5ecde1c0-14ce-42be-a75f-b7f9bf6fa567-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Virtual Cards Included<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">No<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Multicurrency Accounts<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">CAD<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Expense Management<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">No<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n       \r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h3 id=\"td\">Best basic business bank account for sole proprietors: TD Basic Business Plan<\/h3><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n\r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n<div class=\"u-grid__col u-1\/4@m\" style=\"padding-bottom: 0px;\">\r\n  \r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n<center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5fa03f39b4b0f.png\" class=\"lazy-load\" alt=\"TD Basic Business Plan\" src=\"https:\/\/www.finder.com\/niche-builder\/5fa03f39b4b0f.png\" style=\"width: 200px; height: 200px\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5fa03f39b4b0f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5fa03f39b4b0f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5fa03f39b4b0f.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n  <div class=\"has-padding-xsmall\"><\/div>\r\n<div style=\"padding-left: 7px;\"><center><\/center>\r\n  <\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n     \r\n              \r\n<center>\r\n<div class=\"detail-info 5e82b8d7-e2fb-4d8a-b3cb-3ec495573963\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--standard\">\r\n        <span class=\"score__value\">6.7<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--standard\">\r\n        Standard\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  \r\n  \r\n\r\n  \r\n\r\n    <div class=\"has-padding-xsmall\"><\/div>  \r\n\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n<h4 id=\"5e82b8d7-e2fb-4d8a-b3cb-3ec495573963\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>TD Basic Business Plan<\/b><\/h4>\r\n\r\n  \r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">$5\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly Account Fee<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">CAD\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Multicurrency Accounts<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n         <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">Unavailable\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Virtual Debit Cards<\/span>\r\n  \r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-5e82b8d7-e2fb-4d8a-b3cb-3ec495573963-1\" data-toggle=\"tab\">Our Take<\/a><\/li>\r\n      \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-5e82b8d7-e2fb-4d8a-b3cb-3ec495573963-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-5e82b8d7-e2fb-4d8a-b3cb-3ec495573963-1\" data-toggle=\"tab\">Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-5e82b8d7-e2fb-4d8a-b3cb-3ec495573963-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n<div class=\"has-padding-xsmall\"><\/div>\r\n              \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              If you're looking for a no-frills basic account to manage your essential business banking needs, the TD Basic Business Plan may help. It supports 5 transactions per month, five deposits per month (excluding cash deposits) and comes with a $5 monthly fee. If you're not constantly making transactions, this low-fee account could work.  \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div><h4>Why it's one of the best<\/h4><\/div>\r\n              <div><ul class=\"list-1\"><li><b>Suited toward low-income businesses.<\/b> You only get 5 transactions per month and five deposits per month (excluding cash deposits).<\/li>\r\n                <li><b>Easy deposits.<\/b> Deposit through TD Mobile and in-branch.<\/li>\r\n                <li><b>Complimentary free services.<\/b> Enjoy free online statements with cheque images, archived for seven years.<\/li><\/ul><\/div>\r\n            <\/div>\r\n        <\/div>\r\n      \r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname1-5e82b8d7-e2fb-4d8a-b3cb-3ec495573963-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>5 transactions included per month<\/li>\r\n                \r\n                  <li>5 deposit items included each month<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Low monthly account fee<\/li>\r\n                \r\n                  <li>Not suitable for businesses making lots of transactions and transfers<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-5e82b8d7-e2fb-4d8a-b3cb-3ec495573963-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$5<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Virtual Cards Included<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Unavailable<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Multicurrency Accounts<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">CAD<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Expense Management<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Yes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n       \r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h3 id=\"cibc\">Best premium business bank account for sole proprietors: CIBC Unlimited Business Operating Account<\/h3><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n\r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n<div class=\"u-grid__col u-1\/4@m\" style=\"padding-bottom: 0px;\">\r\n  \r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n<center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/615b6ba8ae8cf.png\" class=\"lazy-load\" alt=\"CIBC Unlimited Business Operating Account\" src=\"https:\/\/www.finder.com\/niche-builder\/615b6ba8ae8cf.png\" style=\"width: 200px; height: 200px\" srcset=\"https:\/\/www.finder.com\/niche-builder\/615b6ba8ae8cf.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/615b6ba8ae8cf.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/615b6ba8ae8cf.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n  <div class=\"has-padding-xsmall\"><\/div>\r\n<div style=\"padding-left: 7px;\"><center><\/center>\r\n  <\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n     \r\n              \r\n<center>\r\n<div class=\"detail-info dcd34130-e1b6-4d05-b240-0d8cf527c5c3\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">8.6<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  \r\n  \r\n\r\n  \r\n\r\n    <div class=\"has-padding-xsmall\"><\/div>  \r\n\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n<h4 id=\"dcd34130-e1b6-4d05-b240-0d8cf527c5c3\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>CIBC Unlimited Business Operating Account<\/b><\/h4>\r\n\r\n  \r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">$65\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly Account Fee<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">CAD\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Multicurrency Accounts<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n         <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">Yes\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Virtual Debit Cards<\/span>\r\n  \r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-dcd34130-e1b6-4d05-b240-0d8cf527c5c3-1\" data-toggle=\"tab\">Our Take<\/a><\/li>\r\n      \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-dcd34130-e1b6-4d05-b240-0d8cf527c5c3-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-dcd34130-e1b6-4d05-b240-0d8cf527c5c3-1\" data-toggle=\"tab\">Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-dcd34130-e1b6-4d05-b240-0d8cf527c5c3-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n<div class=\"has-padding-xsmall\"><\/div>\r\n              \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              The CIBC Unlimited Business Operating Account is a premium account that supports unlimited monthly transactions, including Interac e-Transfers, deposits, withdrawals, bill payments and more. If you're looking for a premium account and your business is bringing in a fair amount of revenue a year, this account could work for you.  \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div><h4>Why it's one of the best<\/h4><\/div>\r\n              <div><ul class=\"list-1\"><li><b>Enjoy unlimited transactions.<\/b> Enjoy unlimited transactions and free e-Transfers.<\/li>\r\n                <li><b>Get the account fee waived.<\/b> This account comes with a monthly fee, however you can have it waived if you maintain a balance of at least $45,000.<\/li>\r\n                <li><b>Comprehensive deposit allowances.<\/b> Deposit up to $15,000 cash, $1,000 coin and 100 cheques each month at no extra cost.<\/li><\/ul><\/div>\r\n            <\/div>\r\n        <\/div>\r\n      \r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname1-dcd34130-e1b6-4d05-b240-0d8cf527c5c3-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Apply online<\/li>\r\n                \r\n                  <li>Unlimited transactions<\/li>\r\n                \r\n                  <li>Low minimum balance requirement compared to unlimited accounts from other banks<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>$65,000 minimum balance to avoid monthly fee<\/li>\r\n                \r\n                  <li>Some accounts at other banks allow larger cash deposits<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-dcd34130-e1b6-4d05-b240-0d8cf527c5c3-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$65<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Virtual Cards Included<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Yes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Multicurrency Accounts<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">CAD<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Expense Management<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Yes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n       \r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h3 id=\"bmobuilder\">Best low-volume business bank account for sole proprietors: BMO Business Builder 1 Chequing Account<\/h3><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n\r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n<div class=\"u-grid__col u-1\/4@m\" style=\"padding-bottom: 0px;\">\r\n  \r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n<center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png\" class=\"lazy-load\" alt=\"BMO Business Builder 1 Chequing Account\" src=\"https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png\" style=\"width: 200px; height: 200px\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n  <div class=\"has-padding-xsmall\"><\/div>\r\n<div style=\"padding-left: 7px;\"><center><\/center>\r\n  <\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n     \r\n              \r\n<center>\r\n<div class=\"detail-info 38cdc861-ae3f-4768-a161-3ae53462c1e0\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">7.6<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  \r\n  \r\n\r\n  \r\n\r\n    <div class=\"has-padding-xsmall\"><\/div>  \r\n\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n<h4 id=\"38cdc861-ae3f-4768-a161-3ae53462c1e0\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>BMO Business Builder 1 Chequing Account<\/b><\/h4>\r\n\r\n  \r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">$22.50\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly Account Fee<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">CAD\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Multicurrency Accounts<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n         <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">Yes\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Virtual Debit Cards<\/span>\r\n  \r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-38cdc861-ae3f-4768-a161-3ae53462c1e0-1\" data-toggle=\"tab\">Our Take<\/a><\/li>\r\n      \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-38cdc861-ae3f-4768-a161-3ae53462c1e0-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-38cdc861-ae3f-4768-a161-3ae53462c1e0-1\" data-toggle=\"tab\">Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-38cdc861-ae3f-4768-a161-3ae53462c1e0-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n<div class=\"has-padding-xsmall\"><\/div>\r\n              \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              If your monthly business banking needs are limited and you're not conducting a large number of transactions, the BMO Business Builder 1 account is a good low-volume business bank account. This account supports 35 transactions per month, including two Interac e-Transfers and unlimited Moneris transactions. You'll need to pay a $22.50 monthly fee, but there's no minimum balance requirement.  \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div><h4>Why it's one of the best<\/h4><\/div>\r\n              <div><ul class=\"list-1\"><li><b>Targeted toward limited banking needs.<\/b> You'll only get 35 transactions per month, including two Interac e-Transfers and unlimited Moneris transactions.<\/li>\r\n                <li><b>Low monthly account fee.<\/b> This basic business account comes with a low monthly fee of $22.50.<\/li>\r\n                <li><b>No minimum balance requirements.<\/b> There are no minimum deposit limits which means you can have as little or as much in your account as you'd like.<\/li><\/ul><\/div>\r\n            <\/div>\r\n        <\/div>\r\n      \r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname1-38cdc861-ae3f-4768-a161-3ae53462c1e0-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>No minimum balance required<\/li>\r\n                \r\n                  <li>35 transactions per month, including two Interac e-Transfers and unlimited Moneris transactions<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Monthly account fee of $22.50<\/li>\r\n                \r\n                  <li>Not suitable for businesses making large numbers of transactions<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-38cdc861-ae3f-4768-a161-3ae53462c1e0-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$22.50<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Virtual Cards Included<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Yes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Multicurrency Accounts<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">CAD<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Expense Management<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Yes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n       \r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h3 id=\"rbcultimate\">Best high-volume business bank account for sole proprietors: RBC Ultimate Business Account<\/h3><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n\r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n<div class=\"u-grid__col u-1\/4@m\" style=\"padding-bottom: 0px;\">\r\n  \r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n<center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5e5d6490ee27a.jpg\" class=\"lazy-load\" alt=\"RBC Ultimate Business Account\" src=\"https:\/\/www.finder.com\/niche-builder\/5e5d6490ee27a.jpg\" style=\"width: 200px; height: 200px\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5e5d6490ee27a.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5e5d6490ee27a.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5e5d6490ee27a.jpg?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n  <div class=\"has-padding-xsmall\"><\/div>\r\n<div style=\"padding-left: 7px;\"><center><\/center>\r\n  <\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n     \r\n              \r\n<center>\r\n<div class=\"detail-info dc1bb0b2-129d-49cd-9b90-1d9c4629b880\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">8.5<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  \r\n  \r\n\r\n  \r\n\r\n    <div class=\"has-padding-xsmall\"><\/div>  \r\n\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n<h4 id=\"dc1bb0b2-129d-49cd-9b90-1d9c4629b880\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>RBC Ultimate Business Account<\/b><\/h4>\r\n\r\n  \r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">$100\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly Account Fee<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">CAD\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Multicurrency Accounts<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n         <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">Yes\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Virtual Debit Cards<\/span>\r\n  \r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-dc1bb0b2-129d-49cd-9b90-1d9c4629b880-1\" data-toggle=\"tab\">Our Take<\/a><\/li>\r\n      \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-dc1bb0b2-129d-49cd-9b90-1d9c4629b880-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-dc1bb0b2-129d-49cd-9b90-1d9c4629b880-1\" data-toggle=\"tab\">Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-dc1bb0b2-129d-49cd-9b90-1d9c4629b880-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n<div class=\"has-padding-xsmall\"><\/div>\r\n              \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              If your sole proprietorship is performing lots of transactions each day, the RBC Ultimate Business Account could help you manage banking costs. This all-inclusive package includes unlimited electronic debit and credit transactions with 500 outgoing Interac e-Transfers.  \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div><h4>Why it's one of the best<\/h4><\/div>\r\n              <div><ul class=\"list-1\"><li><b>Catered toward businesses banking a lot.<\/b> This account offers a wide variety of features that cater towards businesses that are constantly banking.<\/li>\r\n                <li><b>Unlimited transactions.<\/b> Enjoy unlimited electronic debit and credit transactions and 500 outgoing Interac e-Transfers per month.<\/li>\r\n                <li><b>Large deposit limits.<\/b> Unlimited electronic cheque and Moneris deposits are included too, plus up to $25,000 free cash deposits per month<\/li><\/ul><\/div>\r\n            <\/div>\r\n        <\/div>\r\n      \r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname1-dc1bb0b2-129d-49cd-9b90-1d9c4629b880-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Large deposit limits<\/li>\r\n                \r\n                  <li>Unlimited monthly electronic debit and credit transactions<\/li>\r\n                \r\n                  <li>500 outgoing Interac e-Transfers each month<\/li>\r\n                \r\n                  <li>100 paper transactions per month<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Higher monthly account fee than most business accounts<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-dc1bb0b2-129d-49cd-9b90-1d9c4629b880-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$100<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Virtual Cards Included<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Yes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Multicurrency Accounts<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">CAD<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Accounting Software Integration<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Quickbooks, Sage, Xero<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Expense Management<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Yes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n       \r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h3 id=\"tangerineus\">Best US dollar business bank account for sole proprietors: Tangerine Business US Dollar Savings Account<\/h3><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n\r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n<div class=\"u-grid__col u-1\/4@m\" style=\"padding-bottom: 0px;\">\r\n  \r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n<center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png\" class=\"lazy-load\" alt=\"Tangerine Business US Dollar Savings Account\" src=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png\" style=\"width: 200px; height: 200px\" srcset=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n  <div class=\"has-padding-xsmall\"><\/div>\r\n<div style=\"padding-left: 7px;\"><center><\/center>\r\n  <\/div>\r\n    <div class=\"has-padding-xsmall\"><\/div>\r\n     \r\n              \r\n<center>\r\n<div class=\"detail-info a2d2d333-a8d3-4669-bea4-0a687f23cd31\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  \r\n  \r\n\r\n  \r\n\r\n    <div class=\"has-padding-xsmall\"><\/div>  \r\n\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n<h4 id=\"a2d2d333-a8d3-4669-bea4-0a687f23cd31\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>Tangerine Business US Dollar Savings Account<\/b><\/h4>\r\n\r\n  \r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">$0\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly Account Fee<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n     <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">USD\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Multicurrency Accounts<\/span>\r\n    \r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n         <span style=\"font-size: 20px; font-weight: 700; color: #1D53FF;\">No\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Virtual Debit Cards<\/span>\r\n  \r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-a2d2d333-a8d3-4669-bea4-0a687f23cd31-1\" data-toggle=\"tab\">Our Take<\/a><\/li>\r\n      \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-a2d2d333-a8d3-4669-bea4-0a687f23cd31-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-a2d2d333-a8d3-4669-bea4-0a687f23cd31-1\" data-toggle=\"tab\">Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-a2d2d333-a8d3-4669-bea4-0a687f23cd31-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n<div class=\"has-padding-xsmall\"><\/div>\r\n              \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              The Tangerine Business US Dollar Savings Account is an account designed for small business that conduct transactions in USD. Save money with low to no fees and earn interest on your balance.  \r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div><h4>Why it's one of the best<\/h4><\/div>\r\n              <div><ul class=\"list-1\"><li><b>Earn interest on savings.<\/b> Earn 0.9% interest on your USD savings.<\/li>\r\n                <li><b>No monthly account fee.<\/b> This savings account comes with no monthly fee.<\/li>\r\n                <li><b>No minimum balance requirements.<\/b> There are no minimum deposit limits which means you can have as little or as much in your account as you'd like.<\/li><\/ul><\/div>\r\n            <\/div>\r\n        <\/div>\r\n      \r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname1-a2d2d333-a8d3-4669-bea4-0a687f23cd31-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Earn 0.9% interest on your savings<\/li>\r\n                \r\n                  <li>No monthly account fee<\/li>\r\n                \r\n                  <li>No minimum balance required<\/li>\r\n                \r\n                  <li>Competitive exchange rates<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Does not offer the same benefits as a chequing account<\/li>\r\n                \r\n                  <li>Only suitable for businesses transacting in USD<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-a2d2d333-a8d3-4669-bea4-0a687f23cd31-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Virtual Cards Included<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">No<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Multicurrency Accounts<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">USD<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Expense Management<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Yes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n       \r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h3>Do sole proprietors need a separate business bank account?<\/h3><p>If you run your sole proprietorship under a business name, you\u2019ll need to open a business bank account. But if you run your business under your own name, there\u2019s no legal requirement to open a business account \u2014 you can choose to use your personal bank account for business transactions if you wish.<\/p><p>But while it\u2019s not mandatory for sole proprietors to have a business bank account separate from their personal account, there are plenty of reasons why you should.<\/p><h3>What are the benefits of having a business bank account as a sole proprietor?<\/h3><p>Here\u2019s why it makes sense to open a business bank account as a sole proprietor:<\/p><ul class=\"list-1\"><li><strong>Easy money management.<\/strong> A business bank account provides a central hub where you can manage all of your business transactions, track income and expenses, and monitor cash flow.<\/li><li><strong>Keep business expenses separate.<\/strong> Opening a business bank account lets you keep your business transactions separate from your personal transactions. This makes it easier to stay on top of your income and outgoing payments, and also saves time when you need to do your taxes.<\/li><li><strong>Boost credibility.<\/strong> Invoicing clients from your personal bank account makes your business appear a little amateurish. Using a business bank account looks a whole lot more professional and will improve your credibility.<\/li><li><strong>Simpler tax reporting.<\/strong> Using a business bank account helps you stay on top of your bookkeeping. It\u2019s easier to keep track of your income for tax reporting purposes, plus keep a record of any expenses you can claim as tax deductions.<\/li><li><strong>Build a relationship.<\/strong> Opening a business bank account is also an important part of building a relationship with your bank. Not only will this help you develop your business\u2019 income and credit history, it\u2019ll also help when you want to access business credit cards, loans and lines of credit from the bank in the future.<\/li><\/ul><h3>What should I look for when comparing business accounts as a sole proprietor?<\/h3><p>Consider the following factors when searching for the best business bank account:<\/p><h4>Monthly fee<\/h4><p>Most business bank accounts in Canada come with a monthly fee. The more transactions you need per month, the higher the annual fee will generally be. However, there are some <a href=\"https:\/\/www.finder.com\/ca\/banking\/business-banking\/free-business-bank-accounts-canada\">no-fee business bank accounts<\/a> available, so it\u2019s worth shopping around to see what\u2019s available.<\/p><h4>Supported transactions<\/h4><p>If you only have minimal banking needs, you\u2019ll most likely be able to get by with an account that supports a small number of monthly transactions. But if you need to make frequent deposits, withdrawals and transfers, you may need an account that supports unlimited monthly transactions.<\/p><p>It\u2019s also important to check the types of transactions the account supports. For example, some business bank accounts allow unlimited electronic transactions but may charge a fee each time you deposit cash or perform an in-branch transaction.<\/p><h4>Other fees<\/h4><p>Aside from the monthly fee, there are several other fees that could potentially apply to your business account, such as:<\/p><ul><li>Out-of-network ATM withdrawal fees<\/li><li>Interac e-Transfer fees<\/li><li>Cheque deposit fees<\/li><li>Cash deposit fees<\/li><li>Foreign transaction fees<\/li><li>Exchange rate markups and currency conversion fees<\/li><\/ul><p>Check the fine print for details of all fees that apply.<\/p><h4>Online and mobile banking<\/h4><p>With more and more banking done digitally, it\u2019s important that your bank offers user-friendly online and mobile banking portals. Check app store reviews and reviews on sites like Trustpilot to see what other business owners have to say about their online and mobile banking platforms.<\/p><h4>ATM\/branch network<\/h4><p>If you regularly need to withdraw cash from ATMs, check the size of the bank\u2019s ATM network so you can avoid fees for using out-of-network ATMs. And if you prefer face-to-face banking, check whether the bank has convenient locations near you.<\/p><h4>CDIC protection<\/h4><p>Make sure the financial institution you open your account with is a member of the Canada Deposit Insurance Corporation (CDIC). This means up to $100,000 you deposit will be insured in the event that your bank fails.<\/p><h4>Multi-currency support<\/h4><p>If your business operates internationally, a <a href=\"https:\/\/www.finder.com\/ca\/banking\/business-banking\/best-multi-currency-accounts-in-canada\" target=\"_blank\" rel=\"noopener\">multi-currency business account<\/a> can be a very useful tool. Look for an account that supports the local currencies in the countries where you do business, but remember to check what transaction fees apply and the account provider\u2019s exchange rate markup when you convert currencies.<\/p><h4>Business resources<\/h4><p>Many Canadian banks offer additional tools and resources to help business owners like you. For example, you may get access to online educational webinars and courses or a specialist business adviser.<\/p><h4>Discounts and perks<\/h4><p>Opening a business account may also give you access to other discounts from the same financial institution. For example, you may be entitled to a waived annual fee on a business credit card or discounts on products from partner providers.<\/p><h4>Customer support<\/h4><p>It\u2019s also a good idea to check how you can access customer support if you have a problem with your account. Check whether you can get in touch via live chat, phone and email, and find out during which hours the support team is available.<\/p><h3>What are the types of business bank accounts to consider as a sole proprietor?<\/h3><ul><li><strong>Business chequing account.<\/strong> A chequing account is used for your everyday business banking transactions. You can use it to receive payments from customers, pay your suppliers and make business purchases using a linked debit card. It also includes reporting and money management tools to help you keep track of your expenses and cash flow plus meet your tax reporting obligations.<\/li><li><strong>Business savings account.<\/strong> A savings account pays a high rate of interest on the money you deposit. So if you have spare funds you don\u2019t need for the day-to-day running of your business, you can put them in a savings account and boost your bottom line. However, many business savings accounts only support a limited number of transactions.<\/li><li><strong>Business multi-currency account.<\/strong> A multi-currency account lets you send, receive, hold and spend money in two or more currencies. For example, as well as holding CAD, you may also be able to hold USD, GBP and EUR. This allows you to save money on currency conversion costs, pay your overseas suppliers in their own currency and receive payments from customers in the countries where your business operates.<\/li><\/ul><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">Can I open a business bank account as a sole proprietor?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. If you're a sole proprietor, you're eligible to open a business bank account in Canada.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">What do I need to open a business bank account as a sole proprietorship?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>As a sole proprietor, you will typically be asked to provide your trade name registration certificate or your master business licence when opening an account. Depending on the bank and on your business' financial situation, you may be required to provide additional information, such as your most recent business notice of assessment or other financial statements.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">How do you open a business bank account in Canada?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The exact process for opening a business account varies depending on the financial institution you choose. In some cases you can open an account completely online, but other banks might require you to visit your nearest branch to verify your ID.<\/p><p>To open an account you will need to provide:<\/p><ul><li>Your name, personal information and contact details<\/li><li>Proof of ID<\/li><li>Your business trade name registration certificate or a copy of your master business licence<\/li><\/ul>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Can I get a free business banking account in Canada?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>While most business bank accounts in Canada come with a monthly fee, there are some no-fee accounts available. For example, BMO offers its eBusiness Plan and Scotiabank offers the Right Size Savings For Business Account, while multi-currency business accounts are also available from online providers like Loop, Vault and Wise. It's also worth mentioning that many banks will waive the monthly fee on your business bank account if you keep your balance above a minimum threshold each month.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">What steps do I need to take to set up business as a sole proprietor?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>In addition to opening a business bank account, you'll also need to create a business plan, register your business with your provincial or territorial government, and consider your small business insurance needs. Check out <a href=\"https:\/\/www.finder.com\/ca\/banking\/business-banking\/setting-up-a-business-as-a-sole-proprietor\">our guide to setting up business as a sole proprietor<\/a> for more information.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000005\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000005\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>If you run your own business, these business bank accounts will make it easy to manage your money<\/p>\n","protected":false},"author":516,"featured_media":1033890,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[99409],"tags":[],"asset_tag":[],"class_list":["post-1033885","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-banking"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best Business Bank Accounts For Sole Proprietorships | Finder<\/title>\n<meta name=\"description\" content=\"Searching for the best business banking account in Canada as a sole propietor? 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Whether you're investing in stocks and ETFs, comparing savings accounts or choosing a credit card, Tim wants to make it easier for you to understand. When he\u2019s not staring at his computer, you can usually find him exploring the great outdoors.","url":"https:\/\/www.finder.com\/ca\/author\/timfalk","jobTitle":"Writer","knowsAbout":[{"@type":"Thing","name":"Banking"},{"@type":"Thing","name":"Personal Loans"},{"@type":"Thing","name":"Car Loans"},{"@type":"Thing","name":"Stock Trading"},{"@type":"Thing","name":"Cryptocurrency"}],"sameAs":[],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}},{"@context":"https:\/\/schema.org","@type":"FAQPage","name":"Frequently Asked Questions","mainEntity":[{"@type":"Question","name":"Can I open a business bank account as a sole proprietor?","acceptedAnswer":{"@type":"Answer","text":"\rYes. If you're a sole proprietor, you're eligible to open a business bank account in Canada.\r"}},{"@type":"Question","name":"What do I need to open a business bank account as a sole proprietorship?","acceptedAnswer":{"@type":"Answer","text":"\rAs a sole proprietor, you will typically be asked to provide your trade name registration certificate or your master business licence when opening an account. Depending on the bank and on your business' financial situation, you may be required to provide additional information, such as your most recent business notice of assessment or other financial statements.\r"}},{"@type":"Question","name":"How do you open a business bank account in Canada?","acceptedAnswer":{"@type":"Answer","text":"\r\rThe exact process for opening a business account varies depending on the financial institution you choose. In some cases you can open an account completely online, but other banks might require you to visit your nearest branch to verify your ID.\r\rTo open an account you will need to provide:\r<ul>\r \t<li>Your name, personal information and contact details<\/li>\r \t<li>Proof of ID<\/li>\r \t<li>Your business trade name registration certificate or a copy of your master business licence<\/li>\r<\/ul>\r"}},{"@type":"Question","name":"Can I get a free business banking account in Canada?","acceptedAnswer":{"@type":"Answer","text":"\rWhile most business bank accounts in Canada come with a monthly fee, there are some no-fee accounts available. For example, BMO offers its eBusiness Plan and Scotiabank offers the Right Size Savings For Business Account, while multi-currency business accounts are also available from online providers like Loop, Vault and Wise. It's also worth mentioning that many banks will waive the monthly fee on your business bank account if you keep your balance above a minimum threshold each month.\r"}},{"@type":"Question","name":"What steps do I need to take to set up business as a sole proprietor?","acceptedAnswer":{"@type":"Answer","text":"\rIn addition to opening a business bank account, you'll also need to create a business plan, register your business with your provincial or territorial government, and consider your small business insurance needs. Check out <a href=\"https:\/\/www.finder.com\/ca\/banking\/business-banking\/setting-up-a-business-as-a-sole-proprietor\">our guide to setting up business as a sole proprietor<\/a> for more information.\r"}}]}]},"article_modified_time":"2024-04-04T22:27:03+00:00"},"custom_fields":{"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_masthead_subheading":["{\"text\":\"Learn what to look for when choosing an account as a sole proprietor in Canada\"}"],"_content_type":["niche-content\/recommendation\/best-guide"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/1033885"}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/516"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=1033885"}],"version-history":[{"count":6,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/1033885\/revisions"}],"predecessor-version":[{"id":1060125,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/1033885\/revisions\/1060125"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media\/1033890"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=1033885"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/categories?post=1033885"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=1033885"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/asset_tag?post=1033885"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}