{"id":1032180,"date":"2024-02-21T17:54:49","date_gmt":"2024-02-21T22:54:49","guid":{"rendered":""},"modified":"2026-04-17T21:51:49","modified_gmt":"2026-04-18T01:51:49","slug":"nubank-alternatives","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/digital-banking\/nubank-alternatives","title":{"rendered":"6 best Nubank alternatives in Canada"},"content":{"rendered":"<p>Nubank is one of the world\u2019s largest digital banks, boasting around 110 million customers in Latin America. This branchless bank offers a fee-free digital account and credit card, plus the ability to manage your money via online or mobile banking.<\/p><p>But Canadian customers can\u2019t use Nubank. So if you\u2019re searching for Nubank alternatives in Canada, you\u2019ve come to the right place.<\/p><h3>Is Nubank available in Canada?<\/h3><p>No. Unfortunately, Nubank is not available in Canada\u2014its banking products and services are only available in Latin America.<\/p><p>The good news is that there are several online-only banks that are viable Nubank alternatives in Canada. Let\u2019s take a closer look at six of the best.<\/p><h3>Top 6 Nubank alternatives in Canada<\/h3><div><\/div><h3>1. EQ Bank<\/h3><p><a href=\"https:\/\/www.finder.com\/ca\/banking\/eq-bank-review\">EQ Bank<\/a> is the digital arm of Equitable Bank and was launched in 2016. This online-only bank is a leading Nubank alternative and offers a wide range of personal and business banking products.<\/p><p>EQ Bank is best known for its Personal Account, which combines the features of a chequing account and a savings account into a single package. It also offers a US Dollar Account, TFSA, RSP Savings Account and GICs.<\/p><p>You can manage your account via the EQ Bank mobile app, available on Android and iOS, or log in to online banking.<\/p><article class=\"luna-card luna-card--border\">\r\n  <div class=\"luna-card__block\">\r\n    \r\n  \t\r\n  \t\r\n    \r\n    \r\n    <div class=\"u-grid u-grid--alignTop\">\r\n      <div class=\"u-grid__col u-1\/4@m \" style=\"padding-bottom: 0px;\" data-product-id=\"bffd0c48-dbf8-4ec5-aedf-a9eeb532406b\" data-product-name=\"EQ Bank Personal Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"EQ Bank\" data-rewards-campaign-name=\"\">\r\n        <center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/667c6ce5395b5.png\" class=\"lazy-load\" alt=\"EQ Bank Personal Account\" src=\"https:\/\/www.finder.com\/niche-builder\/667c6ce5395b5.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/667c6ce5395b5.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/667c6ce5395b5.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/667c6ce5395b5.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n        <div class=\"has-padding-xsmall\"><\/div>\r\n\r\n        \r\n        <center>\r\n          <div class=\"detail-info bffd0c48-dbf8-4ec5-aedf-a9eeb532406b\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n            \r\n\r\n            \r\n            \r\n            \r\n            <a class=\"scoreCombined score__container finder-score\">\r\n              <span class=\"score__badge score__badge--excellent\">\r\n                <span class=\"score__value\">9.4<\/span>\r\n              <\/span>\r\n              <span class=\"score__text-wrapper score__text score__text--excellent\">\r\n                Excellent\r\n              <\/span>\r\n            <\/a>\r\n            \r\n          <\/div>\r\n        <\/center>\r\n\r\n\r\n        <a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall rewards--cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/eqbank-personal-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bffd0c48-dbf8-4ec5-aedf-a9eeb532406b%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22offer_id%22%3A%2222475%22%2C%22decorator%22%3A%22CAFSA-CHQ.PRODUCT.MISC_PRODUCT_DISPLAY_V2%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22post_id%22%3A%221032180%22%2C%22post_path%22%3A%22digital-banking%252Fnubank-alternatives%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n        <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/banking\/eq-bank-review\/eq-bank-personal-account-review\" role=\"button\">Read review<\/a>\r\n      <\/div>\r\n      <div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n        <div class=\"\u201chas-padding-xsmall\u201d\"><\/div>\r\n        <h4 id=\"bffd0c48-dbf8-4ec5-aedf-a9eeb532406b\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>EQ Bank Personal Account<\/b><\/h4>\r\n\r\n        \r\n        <div class=\"u-grid u-grid--alignMiddle\">\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\"><b>Earn 2.75%<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn &lt;b&gt;2.75% interest&lt;\/b&gt;. To receive 2.75% interest, you'll need to have at least $2,000\/month of your pay directly deposited into a Personal Account or Joint Account. Conditions apply. Otherwise, you'll earn 1.00% on your balance.\" title=\"\" data-original-title=\"More info\">\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Bonus\r\n              Offer<\/span>\r\n\r\n          <\/span><\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">$0\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly\r\n              Account Fee<\/span>\r\n\r\n          <\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">unlimited\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Free\r\n              Transactions<\/span>\r\n\r\n          <\/div>\r\n        <\/div>\r\n\r\n        \r\n\r\n        <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n          <ul class=\"luna-tabs__list\">\r\n            <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-bffd0c48-dbf8-4ec5-aedf-a9eeb532406b-1\" data-toggle=\"tab\">Info<\/a><\/li>\r\n            \r\n            <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-bffd0c48-dbf8-4ec5-aedf-a9eeb532406b-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n            \r\n            <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-bffd0c48-dbf8-4ec5-aedf-a9eeb532406b-1\" data-toggle=\"tab\">More Details<\/a><\/li>\r\n          <\/ul>\r\n\r\n          <div class=\"tab-content\">\r\n            \r\n            <div class=\"tab-pane active\" id=\"pb-tabname0-bffd0c48-dbf8-4ec5-aedf-a9eeb532406b-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                \r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                This hybrid account combines the interest-earning power of a savings account with the easy access to funds of a chequing account. It pays up to 2.75% interest if your pay is direct deposited into your account, while it also supports unlimited transactions and has no monthly fees. You can also withdraw funds from your account for free from any ATM in Canada with an EQ Bank Card.\r\n              <\/div>\r\n            <\/div>\r\n\r\n            \r\n            \r\n            <div class=\"tab-pane\" id=\"pb-tabname1-bffd0c48-dbf8-4ec5-aedf-a9eeb532406b-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n                  <div class=\"u-grid__col u-1\/2@m\">\r\n                    \r\n                    <ul class=\"list-1\">\r\n                      \r\n                      <li>Hybrid account<\/li>\r\n                      \r\n                      <li>Competitive interest rate<\/li>\r\n                      \r\n                      <li>No monthly fee and no minimum balance requirement<\/li>\r\n                      \r\n                      <li>Free ATM withdrawals across Canada<\/li>\r\n                      \r\n                    <\/ul>\r\n                    \r\n                  <\/div>\r\n                  <div class=\"u-grid__col u-1\/2@m\">\r\n                    \r\n                    <ul class=\"list-12\">\r\n                      \r\n                      <li>No bank branches<\/li>\r\n                      \r\n                      <li>Interest rate drops to 1% if you don't direct deposit your paycheque<\/li>\r\n                      \r\n                      <li>EQ Bank is rated 2 out of 5 stars based on 70 Trustpilot reviews<\/li>\r\n                      \r\n                    <\/ul>\r\n                    \r\n                  <\/div>\r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n            \r\n\r\n            \r\n            <div class=\"tab-pane\" id=\"pb-tabname2-bffd0c48-dbf8-4ec5-aedf-a9eeb532406b-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n                \r\n <table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n        \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Free Transactions<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">unlimited<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n        \r\n            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Interac e-Transfer Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n            \r\n                \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">In-Network ATM Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                \r\n                \r\n        <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">NSF Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n          <\/td>\r\n  <\/tr>\r\n                    \r\n                    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Foreign Transaction Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">0%<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                        \r\n                    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">CDIC Deposit Insurance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$100,000<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Bonus Offer<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\"><b>Earn 2.75%<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn &lt;b&gt;2.75% interest&lt;\/b&gt;. To receive 2.75% interest, you'll need to have at least $2,000\/month of your pay directly deposited into a Personal Account or Joint Account. Conditions apply. Otherwise, you'll earn 1.00% on your balance.\" title=\"\" data-original-title=\"More info\">\r\n               <\/span>\r\n      <\/span><\/td>\r\n  <\/tr>\r\n  <\/tbody>\r\n<\/table>               \r\n                \r\n    <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/article>\r\n\r\n\r\n\r\n\r\n<style>\r\n  .no-cta-button {\r\n    font-weight: bold;\r\n    font-size: 18px;\r\n    color: #00ba9c;\r\n    text-decoration: underline;\r\n    text-align: center;\r\n    margin-top: 0 !important;\r\n    width: 100%;\r\n  }\r\n\r\n  .no-cta-button:hover {\r\n    color: #4dceb9;\r\n  }\r\n<\/style>\r\n\r\n<style>\r\n  .scoreCombined.finder-score::before {\r\n    display: none;\r\n  }\r\n\r\n  .score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n  }\r\n\r\n  .score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%);\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n  }\r\n\r\n  .score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n  }\r\n\r\n  @keyframes shine-effect {\r\n    0% {\r\n      background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n      background-position: 200% 0, 0 0;\r\n    }\r\n  }\r\n\r\n  .score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n  }\r\n\r\n  .score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n  }\r\n\r\n  .score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\n    white-space: nowrap;\r\n  }\r\n\r\n  .scoreCombined {\r\n    text-decoration: none;\r\n  }\r\n\r\n  a.scoreCombined,\r\n  a.scoreCombined:hover {\r\n    text-decoration: none;\r\n  }\r\n\r\n  .score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n  }\r\n\r\n  .score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n  }\r\n\r\n  .score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  .score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  table div[class*=\"methodology-partial\"] {\r\n    display: none;\r\n  }\r\n<\/style>\r\n<style>\r\n  .deals--container {\r\n    display: flex;\r\n    flex-direction: column;\r\n    text-align: left;\r\n    padding: 0px 0px 8px 0px;\r\n  }\r\n  \r\n  .deals--rewards-container{\r\n    margin-bottom: 16px;\r\n  }\r\n\r\n  .deals--rewards {\r\n    background-color: #0a41ee;\r\n    border-radius: 12px;\r\n    padding: 12px;\r\n    color: white;\r\n    margin: 0 10px;\r\n    box-sizing: border-box;\r\n    p {\r\n          margin: 0;\r\n        }\r\n  }\r\n\r\n  .deals--rewards-tag {\r\n    display: inline-block;\r\n    background-color: white;\r\n    color: #1d53ff;\r\n    border-radius: 999px;\r\n    font-weight: 900;\r\n    font-size: 12px;\r\n    text-transform: uppercase;\r\n    margin-bottom: 8px;\r\n    box-sizing: border-box;\r\n    vertical-align: middle;\r\n    line-height: 1;\r\n    padding: 3px 8px 1px 8px;\r\n  }\r\n\r\n  .deals--rewards a:hover { color: unset; }\r\n  \r\n  .deals--rewards span {\r\n    font-size: 14px !important;\r\n    font-weight: 400;\r\n    line-height: 1.5;\r\n    color: white;\r\n    display: block;\r\n  }\r\n\r\n  .deals--rewards span b {\r\n    font-size: 14px !important;\r\n    font-weight: 800;\r\n    display: block;\r\n    line-height: 1.2;\r\n    margin-bottom: 4px;\r\n  }\r\n\r\n  .deals--rewards-terms {\r\n    font-size: 14px;\r\n    color: #232320;\r\n    margin-left: 10px;\r\n    margin-right: 10px;\r\n    margin-top: -2px;\r\n    font-weight: 400;\r\n    text-decoration: underline;\r\n    font-variant-numeric: lining-nums tabular-nums;\r\n  }\r\n<\/style><h4>2. KOHO<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/banking\/koho\">KOHO<\/a> is a Toronto-based fintech that offers a spending and saving account combined with a reloadable prepaid credit card. You can earn interest on your balance and cash back on your spending, and there are no monthly fees on the base plan.<\/p><p>KOHO also offers three paid plans that range in price, allowing you to access higher interest and cash back rates and other discounts.<\/p><p>Everything is managed via the KOHO app, which has an average user rating of 4.8 out of 5 (based on 82K reviews) on the App Store and 4.7 out of 5 (based on 71.7K reviews) on Google Play. So if you\u2019re searching for Nubank alternatives in Canada, there are plenty of good reasons why you should check out KOHO.<\/p><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n    \r\n  \t\r\n  \t\r\n    \r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n     <div class=\"u-grid__col u-1\/4@m  rewards--element-container rewards--container \" style=\"padding-bottom: 0px;\" data-product-id=\"bda4c8f7-5608-4c54-8eb0-27ec10413c06\" data-product-name=\"KOHO Everything Plan\" data-niche=\"Savings Accounts\" data-provider-name=\"KOHO\" data-rewards-campaign-name=\"koho|everything|may-2026~cafsa\">\r\n<center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/671030f90746a.png\" class=\"lazy-load\" alt=\"KOHO Everything Plan\" src=\"https:\/\/www.finder.com\/niche-builder\/671030f90746a.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/671030f90746a.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/671030f90746a.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/671030f90746a.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n            \r\n<center>\r\n<div class=\"detail-info bda4c8f7-5608-4c54-8eb0-27ec10413c06\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">8.3<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  <a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall rewards--cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/koho-everything-plan-ca-savings-account-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bda4c8f7-5608-4c54-8eb0-27ec10413c06%22%2C%22product_name%22%3A%22KOHO%2BEverything%2BPlan%22%2C%22offer_id%22%3A%2227061%22%2C%22decorator%22%3A%22CAFSA.PRODUCT.MISC_PRODUCT_DISPLAY_V2%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22post_id%22%3A%221032180%22%2C%22post_path%22%3A%22digital-banking%252Fnubank-alternatives%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n  <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/prepaid-cards\/koho\/koho-save-review\" role=\"button\">Read review<\/a>\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n  <div class=\"\u201chas-padding-xsmall\u201d\"><\/div>\r\n<h4 id=\"bda4c8f7-5608-4c54-8eb0-27ec10413c06\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>KOHO Everything Plan<\/b><\/h4>\r\n\r\n\r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\"><b>3.50%<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Opt-in to earn up to 3.50% interest. Interest calculated: daily. Interest paid: monthly.\" title=\"\" data-original-title=\"More info\">\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Interest Rate<\/span>\r\n  <\/span><\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">\r\n$22\r\n\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Account Fee<\/span>\r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">$0\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Transaction Fee<\/span>\r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n       \r\n\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-bda4c8f7-5608-4c54-8eb0-27ec10413c06-1\" data-toggle=\"tab\">Info<\/a><\/li>\r\n \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-bda4c8f7-5608-4c54-8eb0-27ec10413c06-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-bda4c8f7-5608-4c54-8eb0-27ec10413c06-1\" data-toggle=\"tab\">More Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n \r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-bda4c8f7-5608-4c54-8eb0-27ec10413c06-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n                              <div class=\"has-padding-xsmall\"><\/div>\r\n                \r\n                <div class=\"u-grid__col u-1\/1 deals--container\">\r\n                  <div class=\"deals--rewards-container\">\r\n                    <div class=\"deals--container\">\r\n                      <div class=\"deals--rewards\">\r\n                        <h1 class=\"deals--rewards-tag\">Finder Reward<\/h1>\r\n                        <span><b>Finder Members get a $75 digital Visa gift card.<\/b> Become a Finder Member &amp; open and fund the KOHO Everything Plan.<\/span>\r\n                      <\/div>\r\n                    <\/div>\r\n                    \r\n                      <a href=\"\/ca\/finder-rewards\/finder-koho-promotion-terms-and-conditions-may-2026\" class=\"deals--rewards-terms\" target=\"_blank\" rel=\"noopener noreferrer\">T&amp;Cs apply.<\/a>\r\n                    \r\n                  <\/div>\r\n                <\/div>\r\n                \r\n                            KOHO offers a spending and saving account with a very competitive interest rate. The account is linked to a reloadable prepaid card you can use anywhere Mastercard is accepted. Plus, you can earn cashback on purchases.\r\n            <\/div>\r\n        <\/div>\r\n\r\n      \r\n               <div class=\"tab-pane\" id=\"pb-tabname1-bda4c8f7-5608-4c54-8eb0-27ec10413c06-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n<div class=\"has-padding-xsmall\"><\/div>\r\n             <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Earn cash back on your spending<\/li>\r\n                \r\n                  <li>3.5% on your balance<\/li>\r\n                \r\n                  <li>User-friendly mobile app<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>You'll pay a small monthly fee<\/li>\r\n                \r\n                  <li>Watch out for ATM fees<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n                 <\/div>\r\n        <\/div>\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-bda4c8f7-5608-4c54-8eb0-27ec10413c06-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Ongoing Interest Rate<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">3.5%<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Promotional Interest Rate<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">No promotional rate available<\/span>\r\n<\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$22\r\n<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Minimum Balance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n         \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">CDIC Deposit Insurance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">up to $100,000<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n\r\n\r\n<script src=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/rewards.482ec4183795d5e069d4.js\" type=\"text\/javascript\" defer><\/script>\n        <script src=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/loyalty-rewards.a32ff1e0871b1229ec30.js\" type=\"text\/javascript\" defer><\/script>\n<link rel=\"stylesheet\" href=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/rewards.4ac86867ae4423a808cc.css\" type=\"text\/css\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"koho|everything|may-2026~cafsa\"] = {\"startDate\":\"2026-05-01T08:00:00.000Z\",\"endDate\":\"2026-07-01T03:59:59.000Z\",\"showVisaLogo\":true,\"minimalUx\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $75 from Finder\",\"titleHighlight\":\"$75\",\"copyText\":\"Become a Finder Member \\u0026 open and fund the \\u003Cb\\u003EKOHO Everything Plan\\u003C\\\/b\\u003E through Finder to receive a \\u003Cb\\u003E$75 digital Visa card\\u003C\\\/b\\u003E. Offer ends June 30, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"iconUrl\":\"https:\\\/\\\/www.finder.com.au\\\/parent-theme\\\/members\\\/prod\\\/images\\\/rewards-icon.d44fdf8dde3fe4daca8c6a17d56489ca.svg\",\"nicheText\":\"\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"bda4c8f7-5608-4c54-8eb0-27ec10413c06\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-koho\",\"nicheCode\":\"CAFSA\",\"value\":\"75\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/cash-advance-apps\\\/koho-may-2026-promotion\",\"validationDate\":\"2026-07-31T17:00:00.000Z\",\"fulfillmentDate\":\"2026-08-15T17:00:00.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-koho-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"},\"modalConfig\":{\"requireName\":true,\"title\":\"Get $75 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new KOHO account\",\"items\":[{\"icon\":\"user\",\"text\":\"Become a Finder Member for free in seconds\"},{\"icon\":\"shopping-bag\",\"text\":\"Open and fund the KOHO Everything Plan within the promotion period\"},{\"icon\":\"confetti\",\"text\":\"Receive your digital Visa card from Finder on or before August 15, 2026\"}],\"heading\":\"Get $75 from Finder\",\"membersHeading\":\"Get $75 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Become a Finder Member for free in seconds\\n* Open the \\u003Cb\\u003EKOHO Everything Plan\\u003C\\\/b\\u003E through Finder and fund the account within the promotion period\\n* Receive your digital Visa card from Finder on or before August 15, 2026\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open the \\u003Cb\\u003EKOHO Everything Plan\\u003C\\\/b\\u003E through Finder and fund the account within the promotion period\\n* Receive your digital Visa card from Finder on or before August 15, 2026\",\"emailCaption\":\"Your Visa card will be delivered here. 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.deals--container {\r\n    display: flex;\r\n    flex-direction: column;\r\n    text-align: left;\r\n    padding: 0px 0px 8px 0px;\r\n  }\r\n  \r\n  .deals--rewards-container{\r\n    margin-bottom: 16px;\r\n  }\r\n\r\n  .deals--rewards {\r\n    background-color: #0a41ee;\r\n    border-radius: 12px;\r\n    padding: 12px;\r\n    color: white;\r\n    margin: 0 10px;\r\n    box-sizing: border-box;\r\n    p {\r\n          margin: 0;\r\n        }\r\n  }\r\n\r\n  .deals--rewards-tag {\r\n    display: inline-block;\r\n    background-color: white;\r\n    color: #1d53ff;\r\n    border-radius: 999px;\r\n    font-weight: 900;\r\n    font-size: 12px;\r\n    text-transform: uppercase;\r\n    margin-bottom: 8px;\r\n    box-sizing: border-box;\r\n    vertical-align: middle;\r\n    line-height: 1;\r\n    padding: 3px 8px 1px 8px;\r\n  }\r\n\r\n  .deals--rewards a:hover { color: unset; }\r\n  \r\n  .deals--rewards span {\r\n    font-size: 14px !important;\r\n    font-weight: 400;\r\n    line-height: 1.5;\r\n    color: white;\r\n    display: block;\r\n  }\r\n\r\n  .deals--rewards span b {\r\n    font-size: 14px !important;\r\n    font-weight: 800;\r\n    display: block;\r\n    line-height: 1.2;\r\n    margin-bottom: 4px;\r\n  }\r\n\r\n  .deals--rewards-terms {\r\n    font-size: 14px;\r\n    color: #232320;\r\n    margin-left: 10px;\r\n    margin-right: 10px;\r\n    margin-top: -2px;\r\n    font-weight: 400;\r\n    text-decoration: underline;\r\n    font-variant-numeric: lining-nums tabular-nums;\r\n  }\r\n<\/style><h4>3. Neo Financial<\/h4><p>Launched in 2019, <a href=\"https:\/\/www.finder.com\/ca\/banking\/neo-financial\">Neo Financial<\/a> is a Calgary-based fintech that offers a savings account and a prepaid credit card. This allows you to earn cash back on your spending at thousands of Neo partners, plus pays a high rate of interest on the funds in your account.<\/p><p>Neo also offers credit cards, mortgages and actively managed investment portfolios. Like the other providers on this list, Neo Financial doesn\u2019t operate any branches. But with a user-friendly app and online platform, it\u2019s easy to manage your money at home and on the go.<\/p><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n    \r\n  \t\r\n  \t\r\n    \r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n     <div class=\"u-grid__col u-1\/4@m  rewards--element-container rewards--container \" style=\"padding-bottom: 0px;\" data-product-id=\"0b4f0b20-d534-4e79-936c-6ffe0021ea2b\" data-product-name=\"Neo Savings Account\" data-niche=\"Savings Accounts\" data-provider-name=\"Neo Financial\" data-rewards-campaign-name=\"neo_savings_cafsa_april_2026\">\r\n<center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/63ff53b65f69d.png\" class=\"lazy-load\" alt=\"Neo Savings Account\" src=\"https:\/\/www.finder.com\/niche-builder\/63ff53b65f69d.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63ff53b65f69d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/63ff53b65f69d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/63ff53b65f69d.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n            \r\n<center>\r\n<div class=\"detail-info 0b4f0b20-d534-4e79-936c-6ffe0021ea2b\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--excellent\">\r\n        <span class=\"score__value\">9.3<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--excellent\">\r\n        Excellent\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  <a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall rewards--cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/neo-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%220b4f0b20-d534-4e79-936c-6ffe0021ea2b%22%2C%22product_name%22%3A%22Neo%2BSavings%2BAccount%22%2C%22offer_id%22%3A%2227131%22%2C%22decorator%22%3A%22CAFSA.PRODUCT.MISC_PRODUCT_DISPLAY_V2%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22post_id%22%3A%221032180%22%2C%22post_path%22%3A%22digital-banking%252Fnubank-alternatives%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n  <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/neo-financial-high-interest-savings-account-review\" role=\"button\">Read review<\/a>\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n  <div class=\"\u201chas-padding-xsmall\u201d\"><\/div>\r\n<h4 id=\"0b4f0b20-d534-4e79-936c-6ffe0021ea2b\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>Neo Savings Account<\/b><\/h4>\r\n\r\n\r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">up to 3.00%<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 2.25% interest on balances up to $4,999.99, 2.50% on balances between $5,000.00 and $19,999.99 and 3.00% interest on balances over $20,000.00. &lt;br \/&gt;Interest calculated: daily, Interest paid: monthly\" title=\"\" data-original-title=\"More info\">\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Interest Rate<\/span>\r\n  <\/span><\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">\r\n$0\r\n\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Account Fee<\/span>\r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">$0\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Transaction Fee<\/span>\r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n       \r\n\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-0b4f0b20-d534-4e79-936c-6ffe0021ea2b-1\" data-toggle=\"tab\">Info<\/a><\/li>\r\n \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-0b4f0b20-d534-4e79-936c-6ffe0021ea2b-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-0b4f0b20-d534-4e79-936c-6ffe0021ea2b-1\" data-toggle=\"tab\">More Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n \r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-0b4f0b20-d534-4e79-936c-6ffe0021ea2b-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n                              <div class=\"has-padding-xsmall\"><\/div>\r\n                \r\n                <div class=\"u-grid__col u-1\/1 deals--container\">\r\n                  <div class=\"deals--rewards-container\">\r\n                    <div class=\"deals--container\">\r\n                      <div class=\"deals--rewards\">\r\n                        <h1 class=\"deals--rewards-tag\">Finder Reward<\/h1>\r\n                        <span><b>Finder Members get a $80 digital Visa gift card.<\/b> Become a Finder Member &amp; open a Neo Savings Account.<\/span>\r\n                      <\/div>\r\n                    <\/div>\r\n                    \r\n                      <a href=\"\/ca\/finder-rewards\/neo-savings-account-promotion-terms-and-conditions-april-2026\" class=\"deals--rewards-terms\" target=\"_blank\" rel=\"noopener noreferrer\">T&amp;Cs apply.<\/a>\r\n                    \r\n                  <\/div>\r\n                <\/div>\r\n                \r\n                            The Neo Savings Account offers a tiered interest rate that includes one of the highest ongoing rates in Canada, especially for higher balances. You can earn 2.25% on balances up to $4,999.99, earn 2.5% on balances between $5,000 and $19,999.99 and on balances of $20,000 or more, you'll earn a rate of 3%. And this account has a $0 monthly fee plus no minimum balance requirement to start earning interest.\r\n            <\/div>\r\n        <\/div>\r\n\r\n      \r\n               <div class=\"tab-pane\" id=\"pb-tabname1-0b4f0b20-d534-4e79-936c-6ffe0021ea2b-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n<div class=\"has-padding-xsmall\"><\/div>\r\n             <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Earn a high interest rate<\/li>\r\n                \r\n                  <li> $0 account fee<\/li>\r\n                \r\n                  <li>No minimum balance to start earning interest<\/li>\r\n                \r\n                  <li>CDIC insured for up to $100,000<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <\/div>\r\n              <\/div>\r\n                 <\/div>\r\n        <\/div>\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-0b4f0b20-d534-4e79-936c-6ffe0021ea2b-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Ongoing Interest Rate<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">3%<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Promotional Interest Rate<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">No promotional rate available<\/span>\r\n<\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0\r\n<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Minimum Balance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n         \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">CDIC Deposit Insurance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$100,000<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n\r\n\r\n<script src=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/rewards.482ec4183795d5e069d4.js\" type=\"text\/javascript\" defer><\/script>\n        <script src=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/loyalty-rewards.a32ff1e0871b1229ec30.js\" type=\"text\/javascript\" defer><\/script>\n<link rel=\"stylesheet\" href=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/rewards.4ac86867ae4423a808cc.css\" type=\"text\/css\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"neo_savings_cafsa_april_2026\"] = {\"startDate\":\"2026-04-15T08:00:00.000Z\",\"endDate\":\"2026-06-16T04:59:59.000Z\",\"showVisaLogo\":true,\"minimalUx\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $80 from Finder\",\"titleHighlight\":\"$80\",\"copyText\":\"Become a Finder Member \\u0026 open a \\u003Cb\\u003ENeo Financial Savings Account\\u003C\\\/b\\u003E online through Finder to receive a \\u003Cb\\u003E$80 digital Visa card\\u003C\\\/b\\u003E. 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1.125px inset,\r\n      rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n  }\r\n\r\n  @keyframes shine-effect {\r\n    0% {\r\n      background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n      background-position: 200% 0, 0 0;\r\n    }\r\n  }\r\n\r\n  .score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n  }\r\n\r\n  .score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n  }\r\n\r\n  .score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\n    white-space: nowrap;\r\n  }\r\n\r\n  .scoreCombined {\r\n    text-decoration: none;\r\n  }\r\n\r\n  a.scoreCombined,\r\n  a.scoreCombined:hover {\r\n    text-decoration: none;\r\n  }\r\n\r\n  .score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n  }\r\n\r\n  .score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n  }\r\n\r\n  .score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  .score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  table div[class*=\"methodology-partial\"] {\r\n    display: none;\r\n  }\r\n<\/style>\r\n<style>\r\n  .deals--container {\r\n    display: flex;\r\n    flex-direction: column;\r\n    text-align: left;\r\n    padding: 0px 0px 8px 0px;\r\n  }\r\n  \r\n  .deals--rewards-container{\r\n    margin-bottom: 16px;\r\n  }\r\n\r\n  .deals--rewards {\r\n    background-color: #0a41ee;\r\n    border-radius: 12px;\r\n    padding: 12px;\r\n    color: white;\r\n    margin: 0 10px;\r\n    box-sizing: border-box;\r\n    p {\r\n          margin: 0;\r\n        }\r\n  }\r\n\r\n  .deals--rewards-tag {\r\n    display: inline-block;\r\n    background-color: white;\r\n    color: #1d53ff;\r\n    border-radius: 999px;\r\n    font-weight: 900;\r\n    font-size: 12px;\r\n    text-transform: uppercase;\r\n    margin-bottom: 8px;\r\n    box-sizing: border-box;\r\n    vertical-align: middle;\r\n    line-height: 1;\r\n    padding: 3px 8px 1px 8px;\r\n  }\r\n\r\n  .deals--rewards a:hover { color: unset; }\r\n  \r\n  .deals--rewards span {\r\n    font-size: 14px !important;\r\n    font-weight: 400;\r\n    line-height: 1.5;\r\n    color: white;\r\n    display: block;\r\n  }\r\n\r\n  .deals--rewards span b {\r\n    font-size: 14px !important;\r\n    font-weight: 800;\r\n    display: block;\r\n    line-height: 1.2;\r\n    margin-bottom: 4px;\r\n  }\r\n\r\n  .deals--rewards-terms {\r\n    font-size: 14px;\r\n    color: #232320;\r\n    margin-left: 10px;\r\n    margin-right: 10px;\r\n    margin-top: -2px;\r\n    font-weight: 400;\r\n    text-decoration: underline;\r\n    font-variant-numeric: lining-nums tabular-nums;\r\n  }\r\n<\/style><h4>4. Tangerine<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/banking\/tangerine-bank-review\">Tangerine Bank<\/a> is a Scotiabank subsidiary that originally started out in Canada as ING Direct. It\u2019s been in Canada since 1997 and offers branchless banking to over two million customers.<\/p><p>Tangerine\u2019s No Fee Daily Chequing Account doesn\u2019 charge any day-to-day banking fees, while the bank also offers savings accounts, credit cards and business banking services.<\/p><p>Tangerine also offers a highly-rated mobile app that scores an average of 4.7 out of 5 from over 60,000 App Store reviews and 4.5 out of 5 from over 30,000 Google Play reviews. Along with a user-friendly mobile banking experience, this makes Tangerine a popular Nubank alternative.<\/p><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n    \r\n  \t\r\n  \t\r\n    \r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n     <div class=\"u-grid__col u-1\/4@m \" style=\"padding-bottom: 0px;\" data-product-id=\"b018d030-a7af-47a6-ae85-84ed4c42f7cb\" data-product-name=\"Tangerine Savings Account\" data-niche=\"Savings Accounts\" data-provider-name=\"Tangerine\" data-rewards-campaign-name=\"\">\r\n<center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0c3d23.png\" class=\"lazy-load\" alt=\"Tangerine Savings Account\" src=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0c3d23.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0c3d23.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/641a6cf0c3d23.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/641a6cf0c3d23.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n            \r\n<center>\r\n<div class=\"detail-info b018d030-a7af-47a6-ae85-84ed4c42f7cb\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">8.2<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  <a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall rewards--cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/tangerine-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22b018d030-a7af-47a6-ae85-84ed4c42f7cb%22%2C%22product_name%22%3A%22Tangerine%2BSavings%2BAccount%22%2C%22offer_id%22%3A%2226269%22%2C%22decorator%22%3A%22CAFSA.PRODUCT.MISC_PRODUCT_DISPLAY_V2%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22post_id%22%3A%221032180%22%2C%22post_path%22%3A%22digital-banking%252Fnubank-alternatives%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n  <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/banking\/tangerine-bank-review\/tangerine-savings-account\" role=\"button\">Read review<\/a>\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n  <div class=\"\u201chas-padding-xsmall\u201d\"><\/div>\r\n<h4 id=\"b018d030-a7af-47a6-ae85-84ed4c42f7cb\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>Tangerine Savings Account<\/b><\/h4>\r\n\r\n\r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\"><b>4.5%<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 4.5% for 5 months, and 0.3% thereafter\" title=\"\" data-original-title=\"More info\">\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Interest Rate<\/span>\r\n  <\/span><\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">\r\n$0\r\n\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Account Fee<\/span>\r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">$0\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Transaction Fee<\/span>\r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n       \r\n\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-b018d030-a7af-47a6-ae85-84ed4c42f7cb-1\" data-toggle=\"tab\">Info<\/a><\/li>\r\n \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-b018d030-a7af-47a6-ae85-84ed4c42f7cb-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-b018d030-a7af-47a6-ae85-84ed4c42f7cb-1\" data-toggle=\"tab\">More Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n \r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-b018d030-a7af-47a6-ae85-84ed4c42f7cb-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n                              <div class=\"has-padding-xsmall\"><\/div>\r\n                \r\n                            The Tangerine Savings Account has no minimum balance requirement and pays 0.3% interest on every dollar you deposit to your account. There's no monthly fee to worry about either, and it's easy to manage your money via the Tangerine mobile banking app. You can sign up for an account through the app too, making it easy to start saving straight away.\r\n            <\/div>\r\n        <\/div>\r\n\r\n      \r\n               <div class=\"tab-pane\" id=\"pb-tabname1-b018d030-a7af-47a6-ae85-84ed4c42f7cb-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n<div class=\"has-padding-xsmall\"><\/div>\r\n             <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Established provider<\/li>\r\n                \r\n                  <li>Highly-rated mobile app<\/li>\r\n                \r\n                  <li>No monthly fee or minimum balance requirement<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>There are better interest rates available elsewhere<\/li>\r\n                \r\n                  <li>No physical branches<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n                 <\/div>\r\n        <\/div>\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-b018d030-a7af-47a6-ae85-84ed4c42f7cb-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Ongoing Interest Rate<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">0.3%<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Promotional Interest Rate<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Up to 4.5%<\/span>\r\n<\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0\r\n<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Minimum Balance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n         \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">CDIC Deposit Insurance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$100,000<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n\r\n\r\n\r\n\r\n<style>\r\n  .no-cta-button {\r\n    font-weight: bold;\r\n    font-size: 18px;\r\n    color: #00ba9c;\r\n    text-decoration: underline;\r\n    text-align: center;\r\n    margin-top: 0 !important;\r\n    width: 100%;\r\n  }\r\n\r\n  .no-cta-button:hover {\r\n    color: #4dceb9;\r\n  }\r\n<\/style>\r\n\r\n<style>\r\n  .scoreCombined.finder-score::before {\r\n    display: none;\r\n  }\r\n\r\n  .score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n  }\r\n\r\n  .score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%);\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n  }\r\n\r\n  .score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n  }\r\n\r\n  @keyframes shine-effect {\r\n    0% {\r\n      background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n      background-position: 200% 0, 0 0;\r\n    }\r\n  }\r\n\r\n  .score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n  }\r\n\r\n  .score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n  }\r\n\r\n  .score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\n    white-space: nowrap;\r\n  }\r\n\r\n  .scoreCombined {\r\n    text-decoration: none;\r\n  }\r\n\r\n  a.scoreCombined,\r\n  a.scoreCombined:hover {\r\n    text-decoration: none;\r\n  }\r\n\r\n  .score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n  }\r\n\r\n  .score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n  }\r\n\r\n  .score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  .score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  table div[class*=\"methodology-partial\"] {\r\n    display: none;\r\n  }\r\n<\/style>\r\n<style>\r\n  .deals--container {\r\n    display: flex;\r\n    flex-direction: column;\r\n    text-align: left;\r\n    padding: 0px 0px 8px 0px;\r\n  }\r\n  \r\n  .deals--rewards-container{\r\n    margin-bottom: 16px;\r\n  }\r\n\r\n  .deals--rewards {\r\n    background-color: #0a41ee;\r\n    border-radius: 12px;\r\n    padding: 12px;\r\n    color: white;\r\n    margin: 0 10px;\r\n    box-sizing: border-box;\r\n    p {\r\n          margin: 0;\r\n        }\r\n  }\r\n\r\n  .deals--rewards-tag {\r\n    display: inline-block;\r\n    background-color: white;\r\n    color: #1d53ff;\r\n    border-radius: 999px;\r\n    font-weight: 900;\r\n    font-size: 12px;\r\n    text-transform: uppercase;\r\n    margin-bottom: 8px;\r\n    box-sizing: border-box;\r\n    vertical-align: middle;\r\n    line-height: 1;\r\n    padding: 3px 8px 1px 8px;\r\n  }\r\n\r\n  .deals--rewards a:hover { color: unset; }\r\n  \r\n  .deals--rewards span {\r\n    font-size: 14px !important;\r\n    font-weight: 400;\r\n    line-height: 1.5;\r\n    color: white;\r\n    display: block;\r\n  }\r\n\r\n  .deals--rewards span b {\r\n    font-size: 14px !important;\r\n    font-weight: 800;\r\n    display: block;\r\n    line-height: 1.2;\r\n    margin-bottom: 4px;\r\n  }\r\n\r\n  .deals--rewards-terms {\r\n    font-size: 14px;\r\n    color: #232320;\r\n    margin-left: 10px;\r\n    margin-right: 10px;\r\n    margin-top: -2px;\r\n    font-weight: 400;\r\n    text-decoration: underline;\r\n    font-variant-numeric: lining-nums tabular-nums;\r\n  }\r\n<\/style><h4>5. Simplii Financial<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/banking\/simplii-financial-review\">Simplii Financial<\/a> is an online-only bank owned by CIBC, one of Canada\u2019s largest banks. Launched in 2017, Simplii offers bank accounts, credit cards, mortgages, loans and investment accounts to almost two million customers.<\/p><p>Its <a href=\"https:\/\/www.finder.com\/ca\/banking\/simplii-financial-review\/simplii-financial-no-fee-chequing-account\">No Fee Chequing Account<\/a> supports unlimited debit purchases, bill payments and withdrawals, plus free access to over 3,400 CIBC ATMs across Canada. And as the name suggests, it has no monthly fees.<\/p><p>Simplii also offers a High Interest Savings Account with a high promotional interest rate and no monthly fees, and a <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/cash-back-credit-cards\/simplii-financial-cash-back-visa-card\">Cash Back Visa credit card<\/a> that rewards you for your spending.<\/p><p>Like Nubank, Simplii offers a user-friendly mobile app and online banking platform to make it easy to manage your money at home and on the go.<\/p><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n    \r\n  \t\r\n  \t\r\n    \r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n     <div class=\"u-grid__col u-1\/4@m \" style=\"padding-bottom: 0px;\" data-product-id=\"784d7307-f7d0-47ba-8b65-f6db8d03436d\" data-product-name=\"Simplii High Interest Savings Account\" data-niche=\"Savings Accounts\" data-provider-name=\"Simplii Financial\" data-rewards-campaign-name=\"\">\r\n<center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/648fb6a2a230f.png\" class=\"lazy-load\" alt=\"Simplii High Interest Savings Account\" src=\"https:\/\/www.finder.com\/niche-builder\/648fb6a2a230f.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/648fb6a2a230f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/648fb6a2a230f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/648fb6a2a230f.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n            \r\n<center>\r\n<div class=\"detail-info 784d7307-f7d0-47ba-8b65-f6db8d03436d\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">8.2<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  <a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall rewards--cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/simplii-high-interest-savings-account-ca-savings-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22784d7307-f7d0-47ba-8b65-f6db8d03436d%22%2C%22product_name%22%3A%22Simplii%2BHigh%2BInterest%2BSavings%2BAccount%22%2C%22offer_id%22%3A%2221491%22%2C%22decorator%22%3A%22CAFSA.PRODUCT.MISC_PRODUCT_DISPLAY_V2%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22post_id%22%3A%221032180%22%2C%22post_path%22%3A%22digital-banking%252Fnubank-alternatives%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n  <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/banking\/simplii-financial-review\/simplii-financial-high-interest-savings-account-review\" role=\"button\">Read review<\/a>\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n  <div class=\"\u201chas-padding-xsmall\u201d\"><\/div>\r\n<h4 id=\"784d7307-f7d0-47ba-8b65-f6db8d03436d\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>Simplii High Interest Savings Account<\/b><\/h4>\r\n\r\n\r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\"><b>4.6%<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 4.6% for 5 months, and 0.3% thereafter\" title=\"\" data-original-title=\"More info\">\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Interest Rate<\/span>\r\n  <\/span><\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">\r\n$0\r\n\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Account Fee<\/span>\r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">$0\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Transaction Fee<\/span>\r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n       \r\n\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-784d7307-f7d0-47ba-8b65-f6db8d03436d-1\" data-toggle=\"tab\">Info<\/a><\/li>\r\n \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-784d7307-f7d0-47ba-8b65-f6db8d03436d-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-784d7307-f7d0-47ba-8b65-f6db8d03436d-1\" data-toggle=\"tab\">More Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n \r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-784d7307-f7d0-47ba-8b65-f6db8d03436d-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n                              <div class=\"has-padding-xsmall\"><\/div>\r\n                \r\n                            The Simplii High Interest Savings Account offers a promotional interest rate of 4.6% for the first 5 months. After that, the account reverts to a tiered interest rate of between 0.3% and 0.7% on balances of less than $1 million. There are also no monthly fees and no minimum balance requirements to worry about.\r\n            <\/div>\r\n        <\/div>\r\n\r\n      \r\n               <div class=\"tab-pane\" id=\"pb-tabname1-784d7307-f7d0-47ba-8b65-f6db8d03436d-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n<div class=\"has-padding-xsmall\"><\/div>\r\n             <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>High promotional interest rate<\/li>\r\n                \r\n                  <li>No monthly fee<\/li>\r\n                \r\n                  <li>No minimum balance requirement<\/li>\r\n                \r\n                  <li>Easy to apply and manage your account online<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Much lower rate after promo period ends<\/li>\r\n                \r\n                  <li>Tiered rate structure<\/li>\r\n                \r\n                  <li>No branches available<\/li>\r\n                \r\n                  <li>Simplii Financial has an average of 1.9 out of 5 stars based on over 540 Trustpilot reviews<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n                 <\/div>\r\n        <\/div>\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-784d7307-f7d0-47ba-8b65-f6db8d03436d-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Ongoing Interest Rate<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">0.3%<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Promotional Interest Rate<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Up to 4.6%<\/span>\r\n<\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0\r\n<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Minimum Balance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n         \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">CDIC Deposit Insurance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$100,000<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n\r\n\r\n\r\n\r\n<style>\r\n  .no-cta-button {\r\n    font-weight: bold;\r\n    font-size: 18px;\r\n    color: #00ba9c;\r\n    text-decoration: underline;\r\n    text-align: center;\r\n    margin-top: 0 !important;\r\n    width: 100%;\r\n  }\r\n\r\n  .no-cta-button:hover {\r\n    color: #4dceb9;\r\n  }\r\n<\/style>\r\n\r\n<style>\r\n  .scoreCombined.finder-score::before {\r\n    display: none;\r\n  }\r\n\r\n  .score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n  }\r\n\r\n  .score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%);\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n  }\r\n\r\n  .score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n  }\r\n\r\n  @keyframes shine-effect {\r\n    0% {\r\n      background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n      background-position: 200% 0, 0 0;\r\n    }\r\n  }\r\n\r\n  .score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n  }\r\n\r\n  .score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n  }\r\n\r\n  .score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\n    white-space: nowrap;\r\n  }\r\n\r\n  .scoreCombined {\r\n    text-decoration: none;\r\n  }\r\n\r\n  a.scoreCombined,\r\n  a.scoreCombined:hover {\r\n    text-decoration: none;\r\n  }\r\n\r\n  .score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n  }\r\n\r\n  .score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n  }\r\n\r\n  .score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  .score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  table div[class*=\"methodology-partial\"] {\r\n    display: none;\r\n  }\r\n<\/style>\r\n<style>\r\n  .deals--container {\r\n    display: flex;\r\n    flex-direction: column;\r\n    text-align: left;\r\n    padding: 0px 0px 8px 0px;\r\n  }\r\n  \r\n  .deals--rewards-container{\r\n    margin-bottom: 16px;\r\n  }\r\n\r\n  .deals--rewards {\r\n    background-color: #0a41ee;\r\n    border-radius: 12px;\r\n    padding: 12px;\r\n    color: white;\r\n    margin: 0 10px;\r\n    box-sizing: border-box;\r\n    p {\r\n          margin: 0;\r\n        }\r\n  }\r\n\r\n  .deals--rewards-tag {\r\n    display: inline-block;\r\n    background-color: white;\r\n    color: #1d53ff;\r\n    border-radius: 999px;\r\n    font-weight: 900;\r\n    font-size: 12px;\r\n    text-transform: uppercase;\r\n    margin-bottom: 8px;\r\n    box-sizing: border-box;\r\n    vertical-align: middle;\r\n    line-height: 1;\r\n    padding: 3px 8px 1px 8px;\r\n  }\r\n\r\n  .deals--rewards a:hover { color: unset; }\r\n  \r\n  .deals--rewards span {\r\n    font-size: 14px !important;\r\n    font-weight: 400;\r\n    line-height: 1.5;\r\n    color: white;\r\n    display: block;\r\n  }\r\n\r\n  .deals--rewards span b {\r\n    font-size: 14px !important;\r\n    font-weight: 800;\r\n    display: block;\r\n    line-height: 1.2;\r\n    margin-bottom: 4px;\r\n  }\r\n\r\n  .deals--rewards-terms {\r\n    font-size: 14px;\r\n    color: #232320;\r\n    margin-left: 10px;\r\n    margin-right: 10px;\r\n    margin-top: -2px;\r\n    font-weight: 400;\r\n    text-decoration: underline;\r\n    font-variant-numeric: lining-nums tabular-nums;\r\n  }\r\n<\/style><h4>6. Wise<\/h4><p>UK-based Wise launched back in 2011 as an international money transfer company. With a commitment to offering the mid-market rate when you send money overseas, Wise offers a more cost-effective money transfer solution than sending funds from your bank.<\/p><p>But Wise now also offers a Multi-Currency Account that supports 40 currencies, provides local bank account details for up to 9 currencies, and comes with a linked debit card you can use around the world.<\/p><p>Like Nubank, Wise also offers a seamless online experience and a highly-rated app, with the app boasting an average customer review score of 4.7 out of 5 on both Google Play and Apple\u2019s App Store.<\/p><h3>What is Nubank?<\/h3><p>Nubank is a Brazilian financial services technology company that was founded in 2013. Headquartered in Sao Paulo, this digital bank offers financial services to over 110 million customers in Latin America. It\u2019s a branchless bank, so customers can manage their accounts via the Nubank mobile app or online banking.<\/p><p>Nubank\u2019s headline product is its Digital Account, which supports unlimited free transfers, lets you pay bills and recharge your mobile, and also pays interest on your account balance. Nubank also offers credit cards, life insurance, mobile insurance, personal loans, investments and business banking solutions.<\/p><h3>What countries have Nubank?<\/h3><p>Nubank is available to customers in Brazil, Mexico and Colombia.<\/p><h3>Is Nubank a real bank?<\/h3><p>Yes, Nubank is a real bank. But unlike a traditional bank that runs brick and mortar branches, Nubank is completely digital. This means you can access its services online at any time, either via the Nubank mobile app or internet banking.<\/p><p>Nubank offers many of the same products and services you can get from a traditional bank\u2014an everyday account, credit cards, personal loans and the like. But because it doesn\u2019t have to cover the running costs of physical branches, it can afford to offer features like low fees and competitive interest rates.<\/p><h3>What to consider when choosing a Nubank alternative<\/h3><p>With so many digital banks competing on the market, there\u2019s no better time to find an inexpensive online bank with great rates and features. When comparing your options, keep these important points in mind:<\/p><ul><li><strong>Low fees.<\/strong> Online banks typically come with no monthly fees, unlimited free transactions and no minimum balance requirements. But there may be other costs to look out for like foreign transaction fee and in-sufficient funds fees.<\/li><li><strong>Interest rates.<\/strong> One great advantage of online banks over traditional banks is that you\u2019ll likely score higher interest rates. You may get an even higher rate with a <a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\">new account offer<\/a>. Make sure you check the fine print before opening an account, so you know what ongoing rates and fees to expect.<\/li><li><strong>Customer service.<\/strong> If you go with a digital bank, you can\u2019t visit a local branch for in-person support. But digital banks may offer services by phone, live chat or email. Check out customer reviews to get a feel for how well a bank supports its users.<\/li><li><strong>Money transfers.<\/strong> Does the bank you\u2019re interested in offer Interac e-Transfers or other ways of sending and receiving money? What cost is involved? If you want the ability to send wire transfers, cheques or money orders, a traditional bank may be preferrable to an online institution.<\/li><li><strong>Account protection.<\/strong> Canadian banks are federally regulated by the Office of the Superintendent of Financial Institutions (OSFI). Look for an institution that covers your deposits with CDIC insurance and that takes industry-standard security measures like data encryption, multi-factor authentication and automatic session timeouts.<\/li><\/ul><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/savings-account-interest-rates\" style=\"text-decoration:underline; font-size:0.9em;\">Compare savings account interest rates in Canada<\/a>\n<\/div>\n<\/article><h3>Bottom line<\/h3><p>Nubank isn\u2019t available in Canada, but there are several Nubank alternatives that offer easy access to digital banking services. Compare accounts across a range of neobanks before deciding on the best place to park your money.<\/p><article class=\"luna-card--primary\"><div class=\"luna-card__block\"><h4>Curious if these other banks are available in Canada? Find out:<\/h4><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul><li><a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/revolut-alternatives\">Revolut<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/sofi-canada\">Sofi<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/banking\/chase-canada\">Chase<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/n26-canada\">N26<\/a><\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul><li><a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/cash-app-canada\">Cash App<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/alternatives-to-chime\">Chime<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/monzo-canada\">Monzo<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/starling-bank-review\">Starling<\/a><\/li><\/ul><\/div><\/div><\/div><\/article><h3>Nubank alternatives FAQ<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">Is Nubank only in Brazil?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>No. Nubank also offers its banking products and services to customers in Mexico and Colombia.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">What is a neobank?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>A neobank is a financial technology company that offers online access to financial products and services. Unlike traditional banks, neobanks don't operate any physical branches, so customers access their services via online or mobile banking. Neobanks are sometimes referred to as challenger banks.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">Can you use Nubank in USA?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>No, Nubank is not available in the USA. Its products are only available to customers in Brazil, Mexico and Colombia.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">What is the Nubank Digital Account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The Nubank Digital Account is an online account that supports free unlimited transfers and has no monthly fees. It also pays interest on your account balance and comes with a linked debit card you can use to pay for purchases.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000004\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000004\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>The Canadian neobanks and fintechs worth considering if you\u2019re searching for Nubank alternatives.<\/p>\n","protected":false},"author":516,"featured_media":1040984,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[75278],"tags":[],"asset_tag":[],"class_list":["post-1032180","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-digital-banking"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>6 Best Nubank Alternatives in Canada | Finder Canada<\/title>\n<meta name=\"description\" content=\"Nubank is not available in Canada. 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