{"id":1024563,"date":"2023-09-29T18:45:48","date_gmt":"2023-09-29T22:45:48","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=1024563"},"modified":"2025-02-07T19:29:01","modified_gmt":"2025-02-08T00:29:01","slug":"digital-banking-trends","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/digital-banking\/digital-banking-trends","title":{"rendered":"Future of banking: Digital banking trends for 2023"},"content":{"rendered":"<p>The banking sector in Canada is a well-regulated industry. As one of three financial system pillars, banking is considered a critical component of Canada&#8217;s overall economic health.<sup>(1)<\/sup> As a result, relatively few major changes take place in this sector; however, one of the biggest upheavals was the introduction of online banks. Also known as digital banks, these financial firms leverage technology to improve the speed and cost of banking services. (The sector is commonly referred to as fintech \u2014 for financial technology firms.)<\/p><p>In almost all cases, <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\">digital banks<\/a>, like Tangerine, EQ Bank and Simplii Financial, don&#8217;t own or operate physical bank branches. Instead, these online banks give customers access to banking products and services through online portals and mobile banking apps, as well as using telephone and email customer service representatives, along with live chat technology.<\/p><p>The concept of a digital bank is to offer customers a more convenient way to manage their finances. Digital banking trends are on the rise in Canada with new firms and new products launched every year. To assess the growth and impact of digital banking trends, here are some key online banking statistics.<\/p><h3>Key digital banking trends and online banking statistics<\/h3><ul><li><strong>9%<\/strong> of Canadians have an online-only bank account<sup>(2)<\/sup><\/li><li><strong>Almost 1 in 4 Canadians (24%)<\/strong> plan to open an account with a digital bank<sup>(3)<\/sup><\/li><li><strong>90%<\/strong> of Canadians believe that new technologies have made banking a lot more convenient<sup>(4)<\/sup><\/li><li><strong>16% (almost 5 million Canadians)<\/strong> will have a digital-only account by 2026<sup>(5)<\/sup><\/li><li><strong>28%<\/strong> of people worldwide will have an online bank account by 2026<sup>(6)<\/sup><\/li><li><strong>78%<\/strong> of Canadians use online and mobile banking to perform most of their banking transactions<sup>(7)<\/sup><\/li><li><strong>76%<\/strong> of Canadians use mobile banking apps to access banking services<sup>(8)<\/sup><\/li><li><strong>72%<\/strong> of Canadians use an online bank portal to access banking services<sup>(9)<\/sup><\/li><li><strong>5% fewer bank branches<\/strong> in Canada in 2021, with 6,026 bank branches in 2017 and dropping to 5,711 bank branches in 2021<sup>(10)<\/sup><\/li><li><strong>66%<\/strong> of Canadians still bank in person making in-branch locations far from obsolete<sup>(11)<\/sup><\/li><\/ul><h3>What percentage of Canadian adults use online banking?<\/h3><p>Digital banking trends transformed how Canadians manage their finances. According to a 2022 survey by the Canadian Bankers Association, <strong>78% of Canadians use online and mobile app banking<\/strong> to carry out most of their banking transactions. In fact, a whopping 89% of people reported using online banking in the past year, with 49% of people nominating it as their most common banking method.<sup>(12)<\/sup><\/p><p>While factors, such as COVID-19 pandemic restrictions, contributed to the rise in the popularity of online banking, the biggest driver for the digital banking trend has been convenience \u2014 with 90% of Canadians asserting that new technologies made banking &#8220;a lot more convenient.&#8221;<\/p><p>The Financial Consumer Agency of Canada published a survey in 2022 that identified a few key digital banking trends. For instance, the most common method for accessing bank accounts and banking services is through a mobile app (76%) or through a web browser (72%).<sup>(13)<\/sup> Perhaps that&#8217;s why in 2021, <strong>55% of Canadians who opened and set up a new bank account did so digitally \u2014 up from 38% of Canadians who opened a digital bank account in 2020<\/strong>.<sup>(14)<\/sup><\/p><p>More recently, BMO&#8217;s Digital Banking Survey, launched in April 2023, revealed that <strong>81% of Canadians use digital banking tools for all or most of their banking<\/strong>, while 46% expect their digital banking usage to continue to rise in the next 12 months.<sup>(15)<\/sup><\/p><h3>Rise in the popularity of digital banking<\/h3><p>While branchless banking is not the norm for most Canadians, it is becoming increasingly popular. Approximately 9% of Canadians report banking with an online bank that has no physical branches \u2014 that is <strong>more than 2.9 million Canadians who bank entirely online.<\/strong><sup>(16)<\/sup><\/p><p>However, the digital banking trend isn&#8217;t about to take over, just yet, just over half of Canadians (56%) confess they do not know what a digital bank is and how it operates.<\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/ca\/digital-banking\" target=\"_blank\" rel=\"noopener\">Digital banks and online bank account promotions<\/a><\/p><h3>Do you have a digital-only bank account?<\/h3><iframe id=\"datawrapper-chart-qmjyb\" title=\"Do you have a digital-only bank account?\" width=\"100%\"   scrolling=\"yes\" aria-label=\"Bar Chart\" src=\"https:\/\/datawrapper.dwcdn.net\/qmjyb\/2\/\"  loading=\"lazy\"><\/iframe><h3>Women faster to embrace the digital banking trend<\/h3><p>There appears to be a slight difference in digital banking adoption among defined genders. <strong>More Canadian women (9%) have an online bank account, compared to 7% of Canadian men<\/strong>. The number of men and women with online bank accounts is expected to grow in the coming years; however, it&#8217;s predicted that the gap between defined genders and their adoption of the digital banking trend is expected to remain the same, with 15% of women expected to have a digital bank account by 2026, compared to 13% of men.<sup>(17)<\/sup><\/p><p>Turns out, Canadian women appear to differ from their counterparts in other countries. In 19 of the 30 countries surveyed, men are more likely to have a digital-only bank account.<\/p><h3>Digital bank account usage by defined gender<\/h3><iframe id=\"datawrapper-chart-6fpdC\" title=\"% of men and women with digital bank accounts\" width=\"100%\" height=\"410\"  scrolling=\"yes\" aria-label=\"Column Chart\" src=\"https:\/\/datawrapper.dwcdn.net\/6fpdC\/1\"  loading=\"lazy\"><\/iframe><h3>Digital banking trend most popular with 25 to 34-year-olds<\/h3><p>People between the ages of 25 and 34 lead the way for digital banking, with 13% saying they have an online bank account. Tied for second are 18 to 24-year-olds and Canadians over the age of 65, with 7% of each cohort with an online bank account.<\/p><h3>Digital banking trend by age<\/h3><iframe id=\"datawrapper-chart-UqPoQ\" title=\"% with digital bank by age\" width=\"100%\" height=\"410\"  scrolling=\"yes\" aria-label=\"Bar Chart\" src=\"https:\/\/datawrapper.dwcdn.net\/UqPoQ\/1\/\"  loading=\"lazy\"><\/iframe><h3>Are Canadians satisfied with their online and mobile banking services?<\/h3><p>The majority of Canadians are happy with the online and mobile banking experience their bank offers; however, there is still a clear distinction between the two digital services:<\/p><ul><li>93% are satisfied with online banking services<\/li><li>80% are satisfied with mobile banking services<sup>(18)<\/sup><\/li><\/ul><p>Safety and security are key issues when banking online, but <strong>86% of Canadians trust their bank to offer secure digital banking services<\/strong>. A further 87% trust their bank to protect their personal information.<sup>(19)<\/sup><\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/ca\/banking\/top-mobile-banking-apps\" target=\"_blank\" rel=\"noopener\">Top Mobile Banking Apps<\/a><\/p><p>In the J.D. Power study released in 2022, BMO ranked highest in online banking satisfaction with a score of 628. Scotiabank ranked second with a score of 614 and RBC Royal Bank came third with a score of 613.<sup>(20)<\/sup><\/p><p>Meanwhile, in the J.D. Power 2023 Canada Banking Mobile App Satisfaction Study, CIBC and TD Canada Trust were the best performers, both scoring 641. BMO finished third with a score of 638.<sup>(21)<\/sup><\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/ca\/digital-banking\/best-money-saving-app\" target=\"_blank\" rel=\"noopener\">34 Money Apps to Help Save Money<\/a><\/p><h3>What is the future of banking?<\/h3><p>It&#8217;s predicted that Canadian banks will spend $7.73 billion on tech in 2023.<\/p><p>Interest in online-only bank accounts is also growing. In the <em>Finder: Consumer Sentiment Survey Q1 2023<\/em>, more than 1,845 Canadians were asked about their plans to open and use banking products. Almost <strong>1 in 4 people (24%) said they planned to open an account with an online bank<\/strong>.<p>This consumer demand is expected to help drive the growth of the digital banking industry and it&#8217;s expected that 16% of Canadians (almost 5 million people) will have an online bank account by 2026. While, this represents a massive shift in how Canadians will bank, when compared to the global adoption of online banks, Canadians fall behind. By 2026, it&#8217;s anticipated that 28% of people worldwide will have a digital bank account up from an average of just 17% in 2021.<sup>(22)<\/sup><\/p><p>Mexico is set to see the biggest growth in digital banking adoption, with an additional 20% of Mexican adults planning to take out an online bank account by 2026. The quantity of digital banks in Brazil and Vietnam is also set to skyrocket, with an additional 18% of people set to open a wholly digital account in each country by 2026.<sup>(23)<\/sup><\/p><h3>The future of banking is the digital banking trend<\/h3><p>What is the future of banking? According to a global trends survey, the digital banking trend is only going to grow over the next few years.<sup>(24)<\/sup><\/p><iframe id=\"datawrapper-chart-K7LbB\" title=\"The percentage of adults with a digital only bank account in 2021 and those that will have one by 2026\" width=\"100%\" height=\"410\"  scrolling=\"yes\" aria-label=\"table\" src=\"https:\/\/datawrapper.dwcdn.net\/K7LbB\/3\/\"  loading=\"lazy\"><\/iframe><h3>Is in-branch banking a thing of the past?<\/h3><p>The number of bank branches in Canada fell from 6,026 in 2017 to 5,711 in 2021 \u2014 a 5% decrease in just four years.<sup>(25)<\/sup> But that doesn&#8217;t mean in-branch banking is no longer in demand. While not as popular as mobile and online banking, two-thirds of Canadians (665) report using <a href=\"https:\/\/www.finder.com\/ca\/banking\/big-five-banks\">in-person bank branches<\/a>.<sup>(26)<\/sup><\/p><h3>Mobile banking on the rise<\/h3><p>Mobile banking is a popular option for Gen Z and millennials in Canada. Figures from the Canadian Bankers Association (CBA) reveal that <strong>65% of Canadians used a mobile app<\/strong> to do their banking in 2021, an increase from 56% in 2018.<sup>(27)<\/sup><\/p><p>Convenience is a key factor driving the uptake of mobile banking, and the top five most in-demand mobile banking features in Canada are:<\/p><ol><li><strong>Easy-to-understand transactions \u2014 34%<\/strong><\/li><li><strong>Debit cards on file \u2014 32%<\/strong><\/li><li><strong>Order replacement card \u2014 30%<\/strong><\/li><li><strong>Change PIN \u2014 29%<\/strong><\/li><li><strong>Manage third-party data access \u2014 27%<\/strong><sup>(28)<\/sup><\/li><\/ol><p>But good old-fashioned customer service is still important. Turns out customer service is still the top reason why Canadians switch banks, with 39% of mobile banking users making the switch due to poor customer service. Following closely behind, were the search for lower fees (32%), to find better online banking capabilities (29%), to access better mobile banking capabilities (25%), and because in-person branches were near to the customer (23%).<sup>(29)<\/sup><\/p><p>Data shows that while digital banking trends continue to grow in popularity and adoption, Canadians still want access to key features offered by traditional in-person banks. While digital banking can offer many perks, the desire for helpful customer service, low fees and easy branch access are still important to many Canadians.<\/p><div class=\"box has-shadow\">\n<h3>About Finder<\/h3>\n<p><a href=\"https:\/\/www.finder.com\/ca\">Finder<\/a> is a personal finance comparison site with a mission to help Canadians save, invest, spend wisely and grow their wealth. Each month, Finder provides half a million Canadians \u2013 and more than five million globally \u2013 with independent and trustworthy financial information. Our goal is to help people make better financial decisions by providing objective, comparative insight on thousands of products and services.<\/p>\n\n<p>As a global fintech website and app, Finder provides consumers free access to smart money content. Whether it's expert insight, product or service comparisons or independent reviews, Finder helps consumers stay on top of their finances while saving time and money.<\/p>\n\n<p>Finder is available to consumers in Canada, Australia, America and the United Kingdom. Initially launched in 2006 by three Australians \u2013 Fred Schebesta, Frank Restuccia and Jeremy Cabral \u2013 Finder's global reach now includes thousands of products and services in hundreds of financial categories and provides expert content and independent reviews to more than five million users each month.<\/p>\n\n<\/div><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000000\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000000\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Digital banking continues to grow in popularity. Learn the key figures regarding Canada digital banking statistics.<\/p>\n","protected":false},"author":516,"featured_media":870137,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"digital banking trends","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"The key facts and statistics regarding digital banking trends in Canada, as well as future predictions for online banking adoption.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":null,"post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":null,"post_editor":"1275","post_editor_date":"","post_author_date":"2023-09-29T18:45:48","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2023-09-29 22:45:49\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"\"}","feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":""},"categories":[75278],"tags":[107302,5441,107226],"asset_tag":[],"class_list":["post-1024563","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-digital-banking","tag-cst-research","tag-latest-2","tag-research-post"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Future of banking: Digital banking trends for 2023 - Finder Canada<\/title>\n<meta name=\"description\" content=\"The key facts and statistics regarding digital banking trends in Canada, as well as future predictions for online banking adoption.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/digital-banking\/digital-banking-trends\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Future of banking: Digital banking trends for 2023\" \/>\n<meta property=\"og:description\" content=\"The key facts and statistics regarding digital banking trends in Canada, as well as future predictions for online banking adoption.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/digital-banking\/digital-banking-trends\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-29T22:45:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/05\/Businesswomanusingadigitalbankingapp_GettyImages_1080x700.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"700\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tim Falk\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tim Falk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/digital-banking\\\/digital-banking-trends#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/digital-banking\\\/digital-banking-trends\"},\"author\":{\"name\":\"Tim Falk\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/person\\\/e84372ad54f89a7447d88eab25817464\"},\"headline\":\"Future of banking: Digital banking trends for 2023\",\"datePublished\":\"2023-09-29T22:45:48+00:00\",\"dateModified\":\"2023-09-29T18:45:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/digital-banking\\\/digital-banking-trends\"},\"wordCount\":1791,\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/digital-banking\\\/digital-banking-trends#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2020\\\/05\\\/Businesswomanusingadigitalbankingapp_GettyImages_1080x700.jpg\",\"articleSection\":[\"Digital Banking\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"editor\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/person\\\/6c63e632a66b450c8cfd2d8d3bb54ac7\"},\"citation\":[{\"@type\":\"CreativeWork\",\"name\":\"Bank of Canada: Core Functions\"},{\"@type\":\"CreativeWork\",\"name\":\"Finder: Digital Banking Adoption\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/digital-banking-adoption\"},{\"@type\":\"CreativeWork\",\"name\":\"Finder: Consumer Sentiment Survey Q1 2023\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/banking\\\/big-five-banks\"},{\"@type\":\"CreativeWork\",\"name\":\"Canadian Bankers Association: How Canadians Bank\"},{\"@type\":\"CreativeWork\",\"name\":\"Finder: Digital Banking Adoption\"},{\"@type\":\"CreativeWork\",\"name\":\"Finder: Digital Banking Adoption\"},{\"@type\":\"CreativeWork\",\"name\":\"Canadian Bankers Association: How Canadians Bank\"},{\"@type\":\"CreativeWork\",\"name\":\"Financial Consumer Agency of Canada: Open Banking and Consumer Protection\"},{\"@type\":\"CreativeWork\",\"name\":\"Financial Consumer Agency of Canada: Open Banking and Consumer Protection\"},{\"@type\":\"CreativeWork\",\"name\":\"Canadian Bankers Association: How Canadians Bank\"},{\"@type\":\"CreativeWork\",\"name\":\"Financial Consumer Agency of Canada: Open Banking and Consumer Protection\"},{\"@type\":\"CreativeWork\",\"name\":\"Canadian Bankers Association: How Canadians Bank\"},{\"@type\":\"CreativeWork\",\"name\":\"Financial Consumer Agency of Canada: Open Banking and Consumer Protection\"},{\"@type\":\"CreativeWork\",\"name\":\"Bain &amp; Company: Can Banks Meet Canadians' Rising Digital Expectations?\"},{\"@type\":\"CreativeWork\",\"name\":\"BMO: BMO Survey Reveals Changing Online Banking Trends in Canada\"},{\"@type\":\"CreativeWork\",\"name\":\"Finder: Digital Banking Adoption\"},{\"@type\":\"CreativeWork\",\"name\":\"Finder: Digital Banking Adoption\"},{\"@type\":\"CreativeWork\",\"name\":\"Finder: Digital Banking Adoption\"},{\"@type\":\"CreativeWork\",\"name\":\"Canadian Bankers Association: How Canadians Bank\"},{\"@type\":\"CreativeWork\",\"name\":\"Canadian Bankers Association: How Canadians Bank\"},{\"@type\":\"CreativeWork\",\"name\":\"J.D.Power: Canadian Bank and Credit Card Apps Slow to Include Personal Management Tools\"},{\"@type\":\"CreativeWork\",\"name\":\"J.D.Power: Canadian Bank and Credit Card Apps Slow to Include Personal Management Tools\"},{\"@type\":\"CreativeWork\",\"name\":\"Insider Intelligence: Canada Mobile Banking Emerging Features Benchmark 2023\"},{\"@type\":\"CreativeWork\",\"name\":\"Finder: Digital Banking Adoption\"},{\"@type\":\"CreativeWork\",\"name\":\"Finder: Digital Banking Adoption\"},{\"@type\":\"CreativeWork\",\"name\":\"Canadian Bankers Association: Bank Branches in Canada\"},{\"@type\":\"CreativeWork\",\"name\":\"Financial Consumer Agency of Canada: Open Banking and Consumer Protection\"},{\"@type\":\"CreativeWork\",\"name\":\"Canadian Bankers Association: How Canadians Bank\"},{\"@type\":\"CreativeWork\",\"name\":\"Insider Intelligence: Canada Mobile Banking Emerging Features Benchmark 2023\"},{\"@type\":\"CreativeWork\",\"name\":\"Insider Intelligence: Canada Mobile Banking Emerging Features Benchmark 2023\"}],\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/digital-banking\\\/digital-banking-trends\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/digital-banking\\\/digital-banking-trends\",\"name\":\"Future of banking: Digital banking trends for 2023 - Finder Canada\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/digital-banking\\\/digital-banking-trends#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/digital-banking\\\/digital-banking-trends#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2020\\\/05\\\/Businesswomanusingadigitalbankingapp_GettyImages_1080x700.jpg\",\"datePublished\":\"2023-09-29T22:45:48+00:00\",\"dateModified\":\"2023-09-29T18:45:49+00:00\",\"description\":\"The key facts and statistics regarding digital banking trends in Canada, as well as future predictions for online banking adoption.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/digital-banking\\\/digital-banking-trends#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.finder.com\\\/ca\\\/digital-banking\\\/digital-banking-trends\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/digital-banking\\\/digital-banking-trends#primaryimage\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2020\\\/05\\\/Businesswomanusingadigitalbankingapp_GettyImages_1080x700.jpg\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2020\\\/05\\\/Businesswomanusingadigitalbankingapp_GettyImages_1080x700.jpg\",\"width\":1080,\"height\":700},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/digital-banking\\\/digital-banking-trends#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"CA\",\"item\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Digital Banking\",\"item\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/digital-banking\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Future of banking: Digital banking trends for 2023\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#website\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\",\"name\":\"Finder Canada\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\",\"name\":\"Finder\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/person\\\/e84372ad54f89a7447d88eab25817464\",\"name\":\"Tim Falk\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/TimFalkF1_Finder_600x600.png\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/TimFalkF1_Finder_600x600.png\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/TimFalkF1_Finder_600x600.png\",\"caption\":\"Tim Falk\"},\"description\":\"Tim Falk is a freelance writer for Finder. Over the course of his 20-year writing career, he has reported on a wide range of personal finance topics. Whether you're investing in stocks and ETFs, comparing savings accounts or choosing a credit card, Tim wants to make it easier for you to understand. When he\u2019s not staring at his computer, you can usually find him exploring the great outdoors.\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/author\\\/timfalk\",\"jobTitle\":\"Writer\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Banking\"},{\"@type\":\"Thing\",\"name\":\"Personal Loans\"},{\"@type\":\"Thing\",\"name\":\"Car Loans\"},{\"@type\":\"Thing\",\"name\":\"Stock Trading\"},{\"@type\":\"Thing\",\"name\":\"Cryptocurrency\"}],\"sameAs\":[],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\",\"name\":\"Finder\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/person\\\/6c63e632a66b450c8cfd2d8d3bb54ac7\",\"name\":\"Romana King\",\"description\":\"Romana King was the Canada group editor at Finder and a personal finance expert. As an award-winning personal finance writer and real estate expert, she has spent almost two decades helping Canadians make smarter money management decisions. Her first book, <em>House Poor No More: 9 Steps That Grow the Value of Your Home and Net Worth<\\\/em>, launched in November 2021, continues to be an Amazon bestseller and won the Excellence in Financial Journalism Book Award in 2022.\",\"jobTitle\":\"Group Editor | Personal finance expert\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/author\\\/romanaking\",\"sameAs\":[\"https:\\\/\\\/twitter.com\\\/RKHomeowner\",\"https:\\\/\\\/www.facebook.com\\\/RKHomeowner\\\/\",\"https:\\\/\\\/www.romanaking.com\\\/house-poor-no-more\\\/\",\"https:\\\/\\\/www.amazon.ca\\\/House-Poor-No-More-Steps\\\/dp\\\/1544526288\"],\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Personal Finance\"},{\"@type\":\"Thing\",\"name\":\"Real Estate\"},{\"@type\":\"Thing\",\"name\":\"Estate Planning\"},{\"@type\":\"Thing\",\"name\":\"Insurance\"},{\"@type\":\"Thing\",\"name\":\"Retirement Planning\"},{\"@type\":\"Thing\",\"name\":\"Debt Strategies\"}],\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/12\\\/RomanaKingF1_Finder_600x600.png2bcfbd6e1cbde47bba3ea72f6c88849b\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/12\\\/RomanaKingF1_Finder_600x600.png\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/12\\\/RomanaKingF1_Finder_600x600.png\",\"caption\":\"Romana King\"},\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\",\"name\":\"Finder\"}}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2023-09-29T18:45:49+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Future of banking: Digital banking trends for 2023 - Finder Canada","description":"The key facts and statistics regarding digital banking trends in Canada, as well as future predictions for online banking adoption.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/ca\/digital-banking\/digital-banking-trends","og_locale":"en_US","og_type":"article","og_title":"Future of banking: Digital banking trends for 2023","og_description":"The key facts and statistics regarding digital banking trends in Canada, as well as future predictions for online banking adoption.","og_url":"https:\/\/www.finder.com\/ca\/digital-banking\/digital-banking-trends","og_site_name":"Finder Canada","article_published_time":"2023-09-29T22:45:48+00:00","og_image":[{"width":1080,"height":700,"url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/05\/Businesswomanusingadigitalbankingapp_GettyImages_1080x700.jpg","type":"image\/jpeg"}],"author":"Tim Falk","twitter_misc":{"Written by":"Tim Falk","Est. reading time":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/ca\/digital-banking\/digital-banking-trends#article","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/digital-banking\/digital-banking-trends"},"author":{"name":"Tim Falk","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/e84372ad54f89a7447d88eab25817464"},"headline":"Future of banking: Digital banking trends for 2023","datePublished":"2023-09-29T22:45:48+00:00","dateModified":"2023-09-29T18:45:49+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/ca\/digital-banking\/digital-banking-trends"},"wordCount":1791,"publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/ca\/digital-banking\/digital-banking-trends#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/05\/Businesswomanusingadigitalbankingapp_GettyImages_1080x700.jpg","articleSection":["Digital Banking"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"editor":{"@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/6c63e632a66b450c8cfd2d8d3bb54ac7"},"citation":[{"@type":"CreativeWork","name":"Bank of Canada: Core Functions"},{"@type":"CreativeWork","name":"Finder: Digital Banking Adoption","url":"https:\/\/www.finder.com\/ca\/digital-banking-adoption"},{"@type":"CreativeWork","name":"Finder: Consumer Sentiment Survey Q1 2023","url":"https:\/\/www.finder.com\/ca\/banking\/big-five-banks"},{"@type":"CreativeWork","name":"Canadian Bankers Association: How Canadians Bank"},{"@type":"CreativeWork","name":"Finder: Digital Banking Adoption"},{"@type":"CreativeWork","name":"Finder: Digital Banking Adoption"},{"@type":"CreativeWork","name":"Canadian Bankers Association: How Canadians Bank"},{"@type":"CreativeWork","name":"Financial Consumer Agency of Canada: Open Banking and Consumer Protection"},{"@type":"CreativeWork","name":"Financial Consumer Agency of Canada: Open Banking and Consumer Protection"},{"@type":"CreativeWork","name":"Canadian Bankers Association: How Canadians Bank"},{"@type":"CreativeWork","name":"Financial Consumer Agency of Canada: Open Banking and Consumer Protection"},{"@type":"CreativeWork","name":"Canadian Bankers Association: How Canadians Bank"},{"@type":"CreativeWork","name":"Financial Consumer Agency of Canada: Open Banking and Consumer Protection"},{"@type":"CreativeWork","name":"Bain &amp; Company: Can Banks Meet Canadians' Rising Digital Expectations?"},{"@type":"CreativeWork","name":"BMO: BMO Survey Reveals Changing Online Banking Trends in Canada"},{"@type":"CreativeWork","name":"Finder: Digital Banking Adoption"},{"@type":"CreativeWork","name":"Finder: Digital Banking Adoption"},{"@type":"CreativeWork","name":"Finder: Digital Banking Adoption"},{"@type":"CreativeWork","name":"Canadian Bankers Association: How Canadians Bank"},{"@type":"CreativeWork","name":"Canadian Bankers Association: How Canadians Bank"},{"@type":"CreativeWork","name":"J.D.Power: Canadian Bank and Credit Card Apps Slow to Include Personal Management Tools"},{"@type":"CreativeWork","name":"J.D.Power: Canadian Bank and Credit Card Apps Slow to Include Personal Management Tools"},{"@type":"CreativeWork","name":"Insider Intelligence: Canada Mobile Banking Emerging Features Benchmark 2023"},{"@type":"CreativeWork","name":"Finder: Digital Banking Adoption"},{"@type":"CreativeWork","name":"Finder: Digital Banking Adoption"},{"@type":"CreativeWork","name":"Canadian Bankers Association: Bank Branches in Canada"},{"@type":"CreativeWork","name":"Financial Consumer Agency of Canada: Open Banking and Consumer Protection"},{"@type":"CreativeWork","name":"Canadian Bankers Association: How Canadians Bank"},{"@type":"CreativeWork","name":"Insider Intelligence: Canada Mobile Banking Emerging Features Benchmark 2023"},{"@type":"CreativeWork","name":"Insider Intelligence: Canada Mobile Banking Emerging Features Benchmark 2023"}],"commentCount":0},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/ca\/digital-banking\/digital-banking-trends","url":"https:\/\/www.finder.com\/ca\/digital-banking\/digital-banking-trends","name":"Future of banking: Digital banking trends for 2023 - Finder Canada","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/ca\/digital-banking\/digital-banking-trends#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/ca\/digital-banking\/digital-banking-trends#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/05\/Businesswomanusingadigitalbankingapp_GettyImages_1080x700.jpg","datePublished":"2023-09-29T22:45:48+00:00","dateModified":"2023-09-29T18:45:49+00:00","description":"The key facts and statistics regarding digital banking trends in Canada, as well as future predictions for online banking adoption.","breadcrumb":{"@id":"https:\/\/www.finder.com\/ca\/digital-banking\/digital-banking-trends#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/ca\/digital-banking\/digital-banking-trends"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/digital-banking\/digital-banking-trends#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/05\/Businesswomanusingadigitalbankingapp_GettyImages_1080x700.jpg","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/05\/Businesswomanusingadigitalbankingapp_GettyImages_1080x700.jpg","width":1080,"height":700},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/ca\/digital-banking\/digital-banking-trends#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"CA","item":"https:\/\/www.finder.com\/ca\/"},{"@type":"ListItem","position":2,"name":"Digital Banking","item":"https:\/\/www.finder.com\/ca\/digital-banking"},{"@type":"ListItem","position":3,"name":"Future of banking: Digital banking trends for 2023"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/ca\/#website","url":"https:\/\/www.finder.com\/ca\/","name":"Finder Canada","description":"","publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/ca\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/e84372ad54f89a7447d88eab25817464","name":"Tim Falk","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/TimFalkF1_Finder_600x600.png","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/TimFalkF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/TimFalkF1_Finder_600x600.png","caption":"Tim Falk"},"description":"Tim Falk is a freelance writer for Finder. Over the course of his 20-year writing career, he has reported on a wide range of personal finance topics. Whether you're investing in stocks and ETFs, comparing savings accounts or choosing a credit card, Tim wants to make it easier for you to understand. When he\u2019s not staring at his computer, you can usually find him exploring the great outdoors.","url":"https:\/\/www.finder.com\/ca\/author\/timfalk","jobTitle":"Writer","knowsAbout":[{"@type":"Thing","name":"Banking"},{"@type":"Thing","name":"Personal Loans"},{"@type":"Thing","name":"Car Loans"},{"@type":"Thing","name":"Stock Trading"},{"@type":"Thing","name":"Cryptocurrency"}],"sameAs":[],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/6c63e632a66b450c8cfd2d8d3bb54ac7","name":"Romana King","description":"Romana King was the Canada group editor at Finder and a personal finance expert. As an award-winning personal finance writer and real estate expert, she has spent almost two decades helping Canadians make smarter money management decisions. Her first book, <em>House Poor No More: 9 Steps That Grow the Value of Your Home and Net Worth<\/em>, launched in November 2021, continues to be an Amazon bestseller and won the Excellence in Financial Journalism Book Award in 2022.","jobTitle":"Group Editor | Personal finance expert","url":"https:\/\/www.finder.com\/ca\/author\/romanaking","sameAs":["https:\/\/twitter.com\/RKHomeowner","https:\/\/www.facebook.com\/RKHomeowner\/","https:\/\/www.romanaking.com\/house-poor-no-more\/","https:\/\/www.amazon.ca\/House-Poor-No-More-Steps\/dp\/1544526288"],"knowsAbout":[{"@type":"Thing","name":"Personal Finance"},{"@type":"Thing","name":"Real Estate"},{"@type":"Thing","name":"Estate Planning"},{"@type":"Thing","name":"Insurance"},{"@type":"Thing","name":"Retirement Planning"},{"@type":"Thing","name":"Debt Strategies"}],"image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RomanaKingF1_Finder_600x600.png2bcfbd6e1cbde47bba3ea72f6c88849b","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RomanaKingF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RomanaKingF1_Finder_600x600.png","caption":"Romana King"},"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}}]},"article_modified_time":"2023-09-29T18:45:49+00:00"},"custom_fields":{"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\"}"],"_masthead_subheading":["{\"text\":\"Key facts and statistics on digital banking and online bank account usage in Canada.\"}"],"_content_type":["niche-content\/information\/stats+facts"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/1024563","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/516"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=1024563"}],"version-history":[{"count":6,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/1024563\/revisions"}],"predecessor-version":[{"id":1052155,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/1024563\/revisions\/1052155"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media\/870137"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=1024563"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/categories?post=1024563"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=1024563"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/asset_tag?post=1024563"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}