{"id":1021787,"date":"2023-08-18T13:26:33","date_gmt":"2023-08-18T17:26:33","guid":{"rendered":""},"modified":"2026-01-20T17:10:36","modified_gmt":"2026-01-20T22:10:36","slug":"meridian-personal-loans-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/personal-loans\/meridian-personal-loans-review","title":{"rendered":"Meridian loans and lines of credit review"},"content":{"rendered":"<h3>What is Meridian Credit Union?<\/h3><p>Meridian Credit Union is a member-owned financial institution that is headquartered in St Catharines, Ontario. It offers a complete range of banking products and services to its members, including chequing and savings accounts, credit cards, mortgages, GICs and personal loans.<\/p><h3>Is Meridian legit?<\/h3><p>Meridian was formed in 2005 when Niagara Credit Union and HEPCOE Credit Union merged. Today, it has 89 branches and 15 Business Banking Centres across Ontario, with corporate offices in St Catharines and Toronto.<\/p><p>With more than 370,000 members, Meridian is the largest credit union in Ontario and the second largest in Canada. It had $30.8 billion in assets under management as of June 30, 2023.<\/p><h3>What we like about Meridian loans<\/h3><ul class=\"list-1\"><li><strong>Range of loan options.<\/strong> Whether you want a personal loan, a flexible line of credit, a home equity line of credit or a car loan, Meridian has options for you.<\/li><li><strong>Fixed or variable rate.<\/strong> Meridian personal loans typically come with a fixed interest rate, which means your repayment will be the same each month. But if you open a line of credit you get a variable interest rate, so the amount of interest you pay will fluctuate.<\/li><li><strong>Large branch network.<\/strong> With 89 branches around Ontario, Meridian makes it easy to manage your loan face-to-face.<\/li><li><strong>Online and mobile banking.<\/strong> If you prefer to manage your money digitally, Meridian also offers online and mobile banking services.<\/li><li><strong>Established institution.<\/strong> With over 370,000 members and more than $30 billion in assets under management, Meridian is the second-largest credit union in Canada. This gives you the peace of mind of dealing with a major financial institution.<\/li><li><strong>Giving back.<\/strong> As a credit union, Meridian is committed to investing in the communities it serves, which is good news for any Ontario resident.<\/li><\/ul><h3>What to watch out for<\/h3><ul class=\"list-12\"><li><strong>Can\u2019t apply online.<\/strong> You can\u2019t apply for Meridian loans online and will instead need to arrange an over-the-phone or in-person appointment.<\/li><li><strong>Limited information online.<\/strong> There\u2019s limited information about loan terms, amounts and fees on the Meridian website.<\/li><li><strong>You\u2019ll need to be a member.<\/strong> You\u2019ll need to become a Meridian member and purchase $1 of membership shares to take out a loan.<\/li><li><strong>Bad credit not OK.<\/strong> You\u2019ll typically need good to excellent credit to qualify for a Meridian loan. If you have bad credit, <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/best-bad-credit-personal-loans\">learn about the best bad credit loans here.<\/a><\/li><\/ul><h3 id=\"product-comparison-box\">Alternatives to Meridian personal loans<\/h3>    <style>\n.popover.fade.bottom.in { overflow: visible !important;}\n.table-popover { overflow: visible !important; }\n.luna-card.luna-card--border.luna-card--stretch.comparisonPick-item.flex-item-1 { border-radius: 0; overflow: visible !important; margin: 0 !important;}\n#product-comparison-box { overflow: visible; }\n.aligncenter { max-height: fit-content !important; max-width: fit-content !important;}\n@media (max-width: 960px) {\n    .outer-container {\n        display: flex;\n        justify-content: center;\n    }\n}\n\n.i-1 {\n  z-index: 1;\n  background-color: #F5F4EF;\n  \/* margin-left: 0.5em !important; *\/\n  box-shadow: 4px 6px 0 0 #232320;\n  border: 2px solid #232320;\n \n}\n\n\/* @media (min-width: 768px) {\n  .i-1 { transform: scale(1.026); }\n} *\/\n\n\n.i-2 {\n  border-right: 0;\n  border-top-right-radius: 0;\n  border-bottom-right-radius: 0;\n}\n\n.i-3 {\n  border-left: 0;\n  border-top-left-radius: 0;\n  border-bottom-left-radius: 0;\n}\n\n #product-comparison-box {\n        border: 2px solid #232320;\n        box-shadow: 4px 6px 0 0 #232320;\n        border-radius: 1rem;\n        margin-bottom: 16px;\n        width: 99%;\n  }\n\n@media (max-width: 800px) {\n   #product-comparison-box {\n        flex-direction: column;\n        align-items: center;\n        border: 2px solid #232320;\n        box-shadow: 4px 6px 0 0 #232320;\n        border-radius: 1rem;\n        width: 85% !important;\n        padding: 0 0 10px 0 !important;\n        \n  }\n\n  .luna-card--shadow {\n      margin-right: 0;\n  }\n \n\n  .comparisonPick-item {\n    width: 100% !important;\n    border:none;\n    box-shadow:none;\n    border-bottom-left-radius: 1rem;\n    border-bottom-right-radius: 1rem;\n\n  }\n  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             \n                                        \n                                                                                                    \n                                \n                                                                                                    \n                                \n                                                                        \n        \n                        \n                                        \n                                \n                                        \n                    \n                                        \n                                                                        \n        \n                        \n        \n                \n        \n    \n\n<div class=\"outer-container\">\n    <div id=\"product-comparison-box\" class=\"container-reviewComparison flex-object\">\n                    \n            \n<article class=\"luna-card luna-card--shadow luna-card--stretch comparisonPick-item flex-item-1 i-1\">\n\n\n\n\n                \n                <div class=\"luna-card__block luna-card__topPick\">\n                                        <img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.finder.com\/niche-builder\/68557d968728e.png\" style=\"height: 90px !important; width: auto; margin-top:0 !important; margin-bottom:0 !important\" alt=\"Logo\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68557d968728e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68557d968728e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68557d968728e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/68557d968728e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/68557d968728e.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n                    \n                   \n                    \n                    <div class=\"u-grid__col u-1\/1@s u-1\/1\" style=\"z-index: 100; padding-bottom: 0\">\n                        <span class=\"aligncenter\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><style>\n\ntable div[class*=\"methodology-partial\"] {\n    display:none;\n}\n\n\n.scoreCombined {\n  text-decoration: none;\n}\n\n.scoreCombined.finder-score::before {\n  display: none;\n}\n\na.scoreCombined,\na.scoreCombined:hover {\n  text-decoration: none;\n  white-space: nowrap;\n}\n\n.score__container {\n  display: flex;\n  width: 100%;\n  flex-flow: column nowrap;\n  align-items: center;\n  justify-content: center;\n  font-size: 20px;\n  gap: 4px;\n}\n\n.score__badge {\n  border-radius: 2px 24px 24px 24px;\n  border: none;\n  display: flex;\n  justify-content: center;\n  align-items: center;\n  height: 2.5rem;\n  width: 2.5rem;\n  background-image: linear-gradient(\n    45deg,\n    transparent 25%,\n    rgba(255, 255, 255, 0.2) 50%,\n    transparent 75%,\n    transparent 100%\n  );\n  background-size:\n    250% 250%,\n    100% 100%;\n  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{\n  text-align: left;\n  text-wrap-mode: nowrap;\n  margin-left: 10px;\n  text-decoration: underline;\n}\n<\/style>\n\n\n\n\n<div class=\"detail-info eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7\" style=\"z-index: 1;position: relative; margin-bottom: 1rem\">\n  \n                  <p class=\"scoreCombined score__container finder-score\">\n      <span class=\"score__badge score__badge--great\">\n        <span class=\"score__value\">8.5<\/span>\n      <\/span>\n      <span class=\"score__text-wrapper score__text score__text--great\">\n        Great\n      <\/span>\n    <\/p>\n  <\/div><\/span>\n                    <\/div>\n\n                    <p style=\"margin: 0;\"><\/p><center>\n                    <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7\" data-product-name=\"Spring Financial Personal Loan\" data-niche=\"Personal Loans\" data-provider-name=\"Spring Financial\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--large \" style=\"text-wrap: wrap;\" title=\"Go to Spring Financial\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/spring-financial-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7%22%2C%22product_name%22%3A%22Spring%2BFinancial%2BPersonal%2BLoan%22%2C%22offer_id%22%3A%2219898%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22post_id%22%3A%221021787%22%2C%22post_path%22%3A%22personal-loans%252Fmeridian-personal-loans-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1725634%2C%22name%22%3A%22usfin-review-comparison-cards%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover 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= window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n<\/center>\n                    \n                                                            \n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Amount<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                $500 - $35,000\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Term<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                        6 - 84 months\n                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">APR Range<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                9.99% - 34.95%\n                                                                                                                                                                                                                        \n                                                    <\/p>\n                                        \n                <\/div>\n            <\/article>\n                    \n            \n<article class=\"luna-card luna-card--shadow luna-card--stretch comparisonPick-item flex-item-1 i-2\">\n\n\n\n\n                \n                <div class=\"luna-card__block luna-card__topPick\">\n                                        <img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png\" style=\"height: 90px !important; width: auto; margin-top:0 !important; margin-bottom:0 !important\" alt=\"Logo\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n                    \n                   \n                    \n                    <div class=\"u-grid__col u-1\/1@s u-1\/1\" style=\"z-index: 100; padding-bottom: 0\">\n                        <span class=\"aligncenter\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><style>\n\ntable div[class*=\"methodology-partial\"] {\n    display:none;\n}\n\n\n.scoreCombined {\n  text-decoration: none;\n}\n\n.scoreCombined.finder-score::before {\n  display: none;\n}\n\na.scoreCombined,\na.scoreCombined:hover {\n  text-decoration: none;\n  white-space: nowrap;\n}\n\n.score__container {\n  display: flex;\n  width: 100%;\n  flex-flow: column nowrap;\n  align-items: center;\n  justify-content: center;\n  font-size: 20px;\n  gap: 4px;\n}\n\n.score__badge {\n  border-radius: 2px 24px 24px 24px;\n  border: none;\n  display: flex;\n  justify-content: center;\n  align-items: center;\n  height: 2.5rem;\n  width: 2.5rem;\n  background-image: linear-gradient(\n    45deg,\n    transparent 25%,\n    rgba(255, 255, 255, 0.2) 50%,\n    transparent 75%,\n    transparent 100%\n  );\n  background-size:\n    250% 250%,\n    100% 100%;\n  background-position:\n    -100% 0,\n    0 0;\n  background-repeat: no-repeat;\n  position: relative;\n}\n\n.score__badge--excellent {\n  background-color: #1d53ff;\n}\n\n.score__badge--great {\n  background-color: #008024;\n}\n\n.score__badge--standard {\n  background-color: #ffd23b;\n\n  .score__value {\n    color: #232320;\n  }\n}\n\n.score__badge--basic {\n  background-color: #db2420;\n}\n\n.score__badge:hover {\n  animation: shine-effect 1.5s ease;\n}\n\n.score__value {\n  color: #fff;\n  font-weight: 800;\n  font-size: 20px;\n  line-height: 1.25;\n  letter-spacing: -0.025em;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.score__text-wrapper {\n  border: none;\n  display: flex;\n  align-items: center;\n  top: -4px;\n  width: auto;\n}\n\n.score__text-wrapper.score__text {\n  background: none;\n}\n\n.score__text {\n  font-weight: 800;\n  font-size: 16px;\n  line-height: 1.25;\n  color: #232320;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.finder-score__text {\n  text-align: left;\n  text-wrap-mode: nowrap;\n  margin-left: 10px;\n  text-decoration: underline;\n}\n<\/style>\n\n\n\n\n<div class=\"detail-info 7fd7d7fc-e864-45a9-b585-bfadfd222da4\" style=\"z-index: 1;position: relative; margin-bottom: 1rem\">\n  \n                  <p class=\"scoreCombined score__container finder-score\">\n      <span class=\"score__badge score__badge--great\">\n        <span class=\"score__value\">8.8<\/span>\n      <\/span>\n      <span class=\"score__text-wrapper score__text score__text--great\">\n        Great\n      <\/span>\n    <\/p>\n  <\/div><\/span>\n                    <\/div>\n\n                    <p style=\"margin: 0;\"><\/p><center>\n                    <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"7fd7d7fc-e864-45a9-b585-bfadfd222da4\" data-product-name=\"LoanConnect Personal Loan\" data-niche=\"Personal Loans\" data-provider-name=\"LoanConnect\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--large \" style=\"text-wrap: wrap;\" title=\"Go to LoanConnect\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/loanconnect-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%227fd7d7fc-e864-45a9-b585-bfadfd222da4%22%2C%22product_name%22%3A%22LoanConnect%2BPersonal%2BLoan%22%2C%22offer_id%22%3A%2215388%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22post_id%22%3A%221021787%22%2C%22post_path%22%3A%22personal-loans%252Fmeridian-personal-loans-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1725634%2C%22name%22%3A%22usfin-review-comparison-cards%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n<\/center>\n                    \n                                                            \n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Amount<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                $500 - $60,000\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Term<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                        3 - 120 months\n                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">APR Range<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                8.99% - 35.00%\n                                                                                                                                                                                                                        \n                                                    <\/p>\n                                        \n                <\/div>\n            <\/article>\n                    \n            \n<article class=\"luna-card luna-card--shadow luna-card--stretch comparisonPick-item flex-item-1 i-3\">\n\n\n\n\n                \n                <div class=\"luna-card__block luna-card__topPick\">\n                                        <img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png\" style=\"height: 90px !important; width: auto; margin-top:0 !important; margin-bottom:0 !important\" alt=\"Logo\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n                    \n                   \n                    \n                    <div class=\"u-grid__col u-1\/1@s u-1\/1\" style=\"z-index: 100; padding-bottom: 0\">\n                        <span class=\"aligncenter\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><style>\n\ntable div[class*=\"methodology-partial\"] {\n    display:none;\n}\n\n\n.scoreCombined {\n  text-decoration: none;\n}\n\n.scoreCombined.finder-score::before {\n  display: none;\n}\n\na.scoreCombined,\na.scoreCombined:hover {\n  text-decoration: none;\n  white-space: nowrap;\n}\n\n.score__container {\n  display: flex;\n  width: 100%;\n  flex-flow: column nowrap;\n  align-items: center;\n  justify-content: center;\n  font-size: 20px;\n  gap: 4px;\n}\n\n.score__badge {\n  border-radius: 2px 24px 24px 24px;\n  border: none;\n  display: flex;\n  justify-content: center;\n  align-items: center;\n  height: 2.5rem;\n  width: 2.5rem;\n  background-image: linear-gradient(\n    45deg,\n    transparent 25%,\n    rgba(255, 255, 255, 0.2) 50%,\n    transparent 75%,\n    transparent 100%\n  );\n  background-size:\n    250% 250%,\n    100% 100%;\n  background-position:\n    -100% 0,\n    0 0;\n  background-repeat: no-repeat;\n  position: relative;\n}\n\n.score__badge--excellent {\n  background-color: #1d53ff;\n}\n\n.score__badge--great {\n  background-color: #008024;\n}\n\n.score__badge--standard {\n  background-color: #ffd23b;\n\n  .score__value {\n    color: #232320;\n  }\n}\n\n.score__badge--basic {\n  background-color: #db2420;\n}\n\n.score__badge:hover {\n  animation: shine-effect 1.5s ease;\n}\n\n.score__value {\n  color: #fff;\n  font-weight: 800;\n  font-size: 20px;\n  line-height: 1.25;\n  letter-spacing: -0.025em;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.score__text-wrapper {\n  border: none;\n  display: flex;\n  align-items: center;\n  top: -4px;\n  width: auto;\n}\n\n.score__text-wrapper.score__text {\n  background: none;\n}\n\n.score__text {\n  font-weight: 800;\n  font-size: 16px;\n  line-height: 1.25;\n  color: #232320;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.finder-score__text {\n  text-align: left;\n  text-wrap-mode: nowrap;\n  margin-left: 10px;\n  text-decoration: underline;\n}\n<\/style>\n\n\n\n\n<div class=\"detail-info 93a41e3b-0889-4fb6-8474-4a164deb7b8a\" style=\"z-index: 1;position: relative; margin-bottom: 1rem\">\n  \n                  <p class=\"scoreCombined score__container finder-score\">\n      <span class=\"score__badge score__badge--great\">\n        <span class=\"score__value\">8.6<\/span>\n      <\/span>\n      <span class=\"score__text-wrapper score__text score__text--great\">\n        Great\n      <\/span>\n    <\/p>\n  <\/div><\/span>\n                    <\/div>\n\n                    <p style=\"margin: 0;\"><\/p><center>\n                    <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"93a41e3b-0889-4fb6-8474-4a164deb7b8a\" data-product-name=\"Loans Canada Personal Loan\" data-niche=\"Personal Loans\" data-provider-name=\"Loans Canada\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--large \" style=\"text-wrap: wrap;\" title=\"Go to Loans Canada\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/loans-canada-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2293a41e3b-0889-4fb6-8474-4a164deb7b8a%22%2C%22product_name%22%3A%22Loans%2BCanada%2BPersonal%2BLoan%22%2C%22offer_id%22%3A%2217711%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22post_id%22%3A%221021787%22%2C%22post_path%22%3A%22personal-loans%252Fmeridian-personal-loans-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1725634%2C%22name%22%3A%22usfin-review-comparison-cards%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n<\/center>\n                    \n                                                            \n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Amount<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                $500 - $35,000\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Term<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                        6 - 60 months\n                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">APR Range<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                9.99% - 35.00%\n                                                                                                                                                                                                                        \n                                                    <\/p>\n                                        \n                <\/div>\n            <\/article>\n            <\/div>\n<\/div><h3>What do Meridian reviews have to say?<\/h3><p>While there are limited customer reviews for Meridian online, the credit union has picked up some negative feedback. Negative reviewers complain about factors such as customer service issues, fees and unexpected account problems. Meridian\u2019s mobile banking app also has mixed reviews on Google Play and Apple\u2019s App Store.<\/p><h3>Summary of Meridian reviews<\/h3><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: left; width: 50%;\" scope=\"col\">Feature<\/th><th style=\"text-align: left; width: 50%;\" scope=\"col\">Details<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>BBB accredited<\/td><td>No<\/td><\/tr><tr><td>BBB rating<\/td><td>A-<\/td><\/tr><tr><td>Google reviews<\/td><td>Review score varies from branch to branch<\/td><\/tr><tr><td>Trustpilot reviews<\/td><td>1.9 out of 5 stars, based on 14 reviews<\/td><\/tr><tr><td>Facebook reviews<\/td><td>No Meridian reviews available<\/td><\/tr><tr><td>Apple App Store reviews<\/td><td>2.9 out of 5 stars, based on 179 Meridian reviews<\/td><\/tr><tr><td>Google Play reviews<\/td><td>3.9 out of 5 stars, based on 849 Meridian reviews<\/td><\/tr><tr><td>Customer reviews verified as of<\/td><td>16 August 2023<\/td><\/tr><\/tbody><\/table><h3>Meridian reviews from Finder survey<\/h3><div class=\"fin-carousels \" id=\"fin-carousel0000000000\" data-items-in-view=\"1\" style=\"--items-in-view: 1\">\n    <div class=\"fin-carousels__container\">\n        <div class=\"fin-carousels__slides\">\n            <div class=\"fin-carousel-item\">\n    <div class=\"carousel_item\">\n<div style=\"max-width: 830px; width: 100%; margin:0 auto;\">\n    <article style=\"margin:0 auto;\">\n        <div class=\"luna-card__block\">\n\n                        \n            <div class=\"luna-card luna-card--border\" style=\"border-radius: 16px;\">\n            \n            \n            \n            <div style=\"margin: 20px;\">\n\n\n                                \n                <svg width=\"30\" height=\"24\" viewbox=\"0 0 30 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <path d=\"M12 3.5225C11.0934 4.74917 10.32 6.10917 9.68005 7.6025C9.04005 9.09583 8.69338 10.4292 8.64005 11.6025C9.97338 12.0825 11.0134 12.8025 11.76 13.7625C12.56 14.7225 12.96 15.8958 12.96 17.2825C12.96 18.9892 12.3734 20.4558 11.2 21.6825C10.08 22.8558 8.66672 23.4425 6.96005 23.4425C5.20005 23.4425 3.73338 22.8558 2.56005 21.6825C1.38672 20.5092 0.800049 18.8025 0.800049 16.5625C0.800049 14.1625 1.44005 11.4425 2.72005 8.4025C4.00005 5.3625 5.78672 2.74916 8.08005 0.5625L12 3.5225ZM28.24 3.5225C27.3334 4.74917 26.5601 6.10917 25.9201 7.6025C25.2801 9.09583 24.9334 10.4292 24.8801 11.6025C26.2134 12.0825 27.2534 12.8025 28 13.7625C28.8 14.7225 29.2 15.8958 29.2 17.2825C29.2 18.9892 28.6134 20.4558 27.4401 21.6825C26.3201 22.8558 24.9067 23.4425 23.2001 23.4425C21.4401 23.4425 19.9734 22.8558 18.8 21.6825C17.6267 20.5092 17.04 18.8025 17.04 16.5625C17.04 14.1625 17.6801 11.4425 18.9601 8.4025C20.24 5.3625 22.0267 2.74916 24.32 0.5625L28.24 3.5225Z\" fill=\"#E3E4E6\"><\/path>\n                    <\/svg>\n\n                \n                                    \n\n                <p style=\"font-size: 18px;\">Professional company to do business with and a seamless enough experience for the application process. It is a reputable brand. Representatives are available and knowledgeable and provide good customer service.<\/p>\n\n\n                \n                <div class=\"u-grid\">\n\n                    <div class=\"u-grid__col u-1\/12@s u-1\/3\" style=\"margin: auto 0; padding: 0 .5rem .5rem;\">\n\n                        <a href=\"\"><img decoding=\"async\" class=\"no-lazyload size-full wp-image-2490625\" alt=\"Meridian Customer from Ottawa, Ontario\" style=\"border-radius: 50% 0 50% 50%;\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/03\/FinderLogo_Finder_152x152.png\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/03\/FinderLogo_Finder_152x152.png?fit=152 152w\" sizes=\"(max-width: 152px) 28vw, 152px\"><\/a>\n                    <\/div>\n\n                    <div class=\"u-grid__col u-11\/12@s u-2\/3\" style=\"margin: auto 0; padding: 0 .5rem .5rem;\">\n                        <p>\n                            <span style=\"font-size: 16px; line-height: .5;\"><b>Meridian Customer from Ottawa, Ontario<\/b><\/span><br>\n                            <span style=\"font-size: 14px; color: #6f7278;\"><a href=\"\"><\/a><span>\n                        <\/span><\/span><\/p>\n                    <\/div>\n\n                <\/div>\n            <\/div>\n\n        <\/div>\n        <\/div>\n    <\/article>\n<\/div>\n\n<a name=\"expert-insight\"><\/a><\/div>\n<\/div>\n<div class=\"fin-carousel-item\">\n    <div class=\"carousel_item\">\n<div style=\"max-width: 830px; width: 100%; margin:0 auto;\">\n    <article style=\"margin:0 auto;\">\n        <div class=\"luna-card__block\">\n\n                        \n            <div class=\"luna-card luna-card--border\" style=\"border-radius: 16px;\">\n            \n            \n            \n            <div style=\"margin: 20px;\">\n\n\n                                \n                <svg width=\"30\" height=\"24\" viewbox=\"0 0 30 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <path d=\"M12 3.5225C11.0934 4.74917 10.32 6.10917 9.68005 7.6025C9.04005 9.09583 8.69338 10.4292 8.64005 11.6025C9.97338 12.0825 11.0134 12.8025 11.76 13.7625C12.56 14.7225 12.96 15.8958 12.96 17.2825C12.96 18.9892 12.3734 20.4558 11.2 21.6825C10.08 22.8558 8.66672 23.4425 6.96005 23.4425C5.20005 23.4425 3.73338 22.8558 2.56005 21.6825C1.38672 20.5092 0.800049 18.8025 0.800049 16.5625C0.800049 14.1625 1.44005 11.4425 2.72005 8.4025C4.00005 5.3625 5.78672 2.74916 8.08005 0.5625L12 3.5225ZM28.24 3.5225C27.3334 4.74917 26.5601 6.10917 25.9201 7.6025C25.2801 9.09583 24.9334 10.4292 24.8801 11.6025C26.2134 12.0825 27.2534 12.8025 28 13.7625C28.8 14.7225 29.2 15.8958 29.2 17.2825C29.2 18.9892 28.6134 20.4558 27.4401 21.6825C26.3201 22.8558 24.9067 23.4425 23.2001 23.4425C21.4401 23.4425 19.9734 22.8558 18.8 21.6825C17.6267 20.5092 17.04 18.8025 17.04 16.5625C17.04 14.1625 17.6801 11.4425 18.9601 8.4025C20.24 5.3625 22.0267 2.74916 24.32 0.5625L28.24 3.5225Z\" fill=\"#E3E4E6\"><\/path>\n                    <\/svg>\n\n                \n                                    \n\n                <p style=\"font-size: 18px;\">(The loan process) could have been faster but overall it was good.<\/p>\n\n\n                \n                <div class=\"u-grid\">\n\n                    <div class=\"u-grid__col u-1\/12@s u-1\/3\" style=\"margin: auto 0; padding: 0 .5rem .5rem;\">\n\n                        <a href=\"\"><img decoding=\"async\" class=\"no-lazyload size-full wp-image-2490625\" alt=\"Meridian Customer from St. Thomas, Ontario\" style=\"border-radius: 50% 0 50% 50%;\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2022\/10\/FinderLogo_Finder_215.235.png\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2022\/10\/FinderLogo_Finder_215.235.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2022\/10\/FinderLogo_Finder_215.235.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2022\/10\/FinderLogo_Finder_215.235.png?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2022\/10\/FinderLogo_Finder_215.235.png?fit=900 900w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2022\/10\/FinderLogo_Finder_215.235.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 28vw, 1200px\"><\/a>\n                    <\/div>\n\n                    <div class=\"u-grid__col u-11\/12@s u-2\/3\" style=\"margin: auto 0; padding: 0 .5rem .5rem;\">\n                        <p>\n                            <span style=\"font-size: 16px; line-height: .5;\"><b>Meridian Customer from St. Thomas, Ontario<\/b><\/span><br>\n                            <span style=\"font-size: 14px; color: #6f7278;\"><a href=\"\"><\/a><span>\n                        <\/span><\/span><\/p>\n                    <\/div>\n\n                <\/div>\n            <\/div>\n\n        <\/div>\n        <\/div>\n    <\/article>\n<\/div>\n\n<a name=\"expert-insight\"><\/a><\/div>\n<\/div>\n<div class=\"fin-carousel-item\">\n    <div class=\"carousel_item\">\n<div style=\"max-width: 830px; width: 100%; margin:0 auto;\">\n    <article style=\"margin:0 auto;\">\n        <div class=\"luna-card__block\">\n\n                        \n            <div class=\"luna-card luna-card--border\" style=\"border-radius: 16px;\">\n            \n            \n            \n            <div style=\"margin: 20px;\">\n\n\n                                \n                <svg width=\"30\" height=\"24\" viewbox=\"0 0 30 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <path d=\"M12 3.5225C11.0934 4.74917 10.32 6.10917 9.68005 7.6025C9.04005 9.09583 8.69338 10.4292 8.64005 11.6025C9.97338 12.0825 11.0134 12.8025 11.76 13.7625C12.56 14.7225 12.96 15.8958 12.96 17.2825C12.96 18.9892 12.3734 20.4558 11.2 21.6825C10.08 22.8558 8.66672 23.4425 6.96005 23.4425C5.20005 23.4425 3.73338 22.8558 2.56005 21.6825C1.38672 20.5092 0.800049 18.8025 0.800049 16.5625C0.800049 14.1625 1.44005 11.4425 2.72005 8.4025C4.00005 5.3625 5.78672 2.74916 8.08005 0.5625L12 3.5225ZM28.24 3.5225C27.3334 4.74917 26.5601 6.10917 25.9201 7.6025C25.2801 9.09583 24.9334 10.4292 24.8801 11.6025C26.2134 12.0825 27.2534 12.8025 28 13.7625C28.8 14.7225 29.2 15.8958 29.2 17.2825C29.2 18.9892 28.6134 20.4558 27.4401 21.6825C26.3201 22.8558 24.9067 23.4425 23.2001 23.4425C21.4401 23.4425 19.9734 22.8558 18.8 21.6825C17.6267 20.5092 17.04 18.8025 17.04 16.5625C17.04 14.1625 17.6801 11.4425 18.9601 8.4025C20.24 5.3625 22.0267 2.74916 24.32 0.5625L28.24 3.5225Z\" fill=\"#E3E4E6\"><\/path>\n                    <\/svg>\n\n                \n                                    \n\n                <p style=\"font-size: 18px;\">The interest rate was competitive and affordable.<\/p>\n\n\n                \n                <div class=\"u-grid\">\n\n                    <div class=\"u-grid__col u-1\/12@s u-1\/3\" style=\"margin: auto 0; padding: 0 .5rem .5rem;\">\n\n                        <a href=\"\"><img decoding=\"async\" class=\"no-lazyload size-full wp-image-2490625\" alt=\"Meridian Customer from Richmond Hill, Ontario\" style=\"border-radius: 50% 0 50% 50%;\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2022\/10\/FinderLogo_Finder_215.235.png\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2022\/10\/FinderLogo_Finder_215.235.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2022\/10\/FinderLogo_Finder_215.235.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2022\/10\/FinderLogo_Finder_215.235.png?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2022\/10\/FinderLogo_Finder_215.235.png?fit=900 900w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2022\/10\/FinderLogo_Finder_215.235.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 28vw, 1200px\"><\/a>\n                    <\/div>\n\n                    <div class=\"u-grid__col u-11\/12@s u-2\/3\" style=\"margin: auto 0; padding: 0 .5rem .5rem;\">\n                        <p>\n                            <span style=\"font-size: 16px; line-height: .5;\"><b>Meridian Customer from Richmond Hill, Ontario<\/b><\/span><br>\n                            <span style=\"font-size: 14px; color: #6f7278;\"><a href=\"\"><\/a><span>\n                        <\/span><\/span><\/p>\n                    <\/div>\n\n                <\/div>\n            <\/div>\n\n        <\/div>\n        <\/div>\n    <\/article>\n<\/div>\n\n<a name=\"expert-insight\"><\/a><\/div>\n<\/div>\n\n        <\/div>\n    <\/div>\n    <div class=\"fin-carousels__controls\">\n        <button class=\"fin-carousels__nav fin-carousels__nav--prev fin-carousels__nav--disabled\" aria-label=\"Previous slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-left\"><\/use>\n            <\/svg>\n        <\/button>\n        <button class=\"fin-carousels__nav fin-carousels__nav--next fin-carousels__nav--disabled\" aria-label=\"Next slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-right\"><\/use>\n            <\/svg>\n        <\/button>\n    <\/div>\n\n    <div class=\"fin-carousels__dots\" role=\"tablist\" aria-label=\"Carousel navigation\"><!-- Dots will be generated by JavaScript -->\n    <\/div>\n<\/div>\n<h3>What are Meridian\u2019s loans?<\/h3><p>There are two main types of Meridian loans to consider:<\/p><ul><li><strong>Personal loan.<\/strong> A Meridian personal loan is designed for borrowers who need a lump sum of money to pay for a large purchase or expense. It usually comes with a fixed rate, which gives you the security of knowing exactly how much your repayment will be each month.<\/li><li><strong>Personal line of credit.<\/strong> An unsecured line of credit from Meridian gives you ongoing access to funds you can withdraw as needed, up to your approved credit limit. A variable rate applies, and you only pay interest on the money you borrow. This gives you access to credit when unexpected expenses occur.<\/li><\/ul><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/line-of-credit\" style=\"text-decoration:underline; font-size:0.9em;\">Lines of credit in Canada<\/a>\n<\/div>\n<\/article><p>Other loans offered by Meridian include home equity lines of credit and vehicle financing.<\/p><h3>What are the eligibility requirements of Meridian loans?<\/h3><p>You\u2019ll need to be a Meridian member to take out a loan, and anyone who lives and works in a Canadian province or territory can become a member.<\/p><p>To qualify for a loan you will also need to:<\/p><ul><li>Be the age of majority in your province or territory<\/li><li>Meet credit score requirements<\/li><li>Meet income requirements<\/li><li>Be able to afford loan repayments<\/li><\/ul><h3>How to get a loan from Meridian<\/h3><p>If you want to apply for a loan or line of credit from Meridian, the first step is to contact the credit union. You can do this by:<\/p><ul><li>Phoning Meridian<\/li><li>Visiting your nearest branch<\/li><li>Booking an in-person or over-the-phone appointment<\/li><\/ul><p>A Meridian representative will then meet with you to discuss your personal loan and line of credit options. If you\u2019d like to apply, they can then help you complete the application process. You may be asked to provide:<\/p><ul><li>Proof of ID<\/li><li>Proof of employment<\/li><li>Proof of income<\/li><\/ul><h3>Bottom line<\/h3><p>If you\u2019ve got good to excellent credit, it\u2019s well worth considering the loan options available from Meridian Credit Union. But if your credit score is poor or you\u2019d prefer the convenience of an online application process, you may need to consider other options.<\/p><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\" style=\"text-decoration:underline; font-size:0.9em;\">Have time? Compare 45+ personal loans<\/a>\n<\/div>\n<\/article><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">What credit score do you need to borrow money from a credit union?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Credit score requirements vary between credit unions, but as a general guide, you'll typically need good to excellent credit (a credit score of 660 or higher) to qualify for a loan. Check out our <a href=\"https:\/\/www.finder.com\/ca\/credit-score\">What is a good credit score?<\/a> guide for more information.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Do I need to be an Ontario resident to become a Meridian member?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>No. Membership is open to anyone who lives or works in Canada.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">Does Meridian Credit Union offer secured lines of credit?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. Meridian also offers a home equity line of credit (HELOC) that lets you access a higher credit limit than you can get with an unsecured line. It also comes with a lower variable interest rate than an unsecured line of credit.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Your guide to the features, rates and fees of Meridian Credit Union personal loans.<\/p>\n","protected":false},"author":516,"featured_media":802550,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[407],"tags":[],"asset_tag":[],"class_list":["post-1021787","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loans"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Meridian Loans and Lines of Credit Review | Finder Canada<\/title>\n<meta name=\"description\" content=\"Thinking of taking out a personal loan or line of credit from Meridian Credit Union? Check out this Meridian loans review first.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/meridian-personal-loans-review\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Meridian loans and lines of credit review\" \/>\n<meta property=\"og:description\" content=\"Thinking of taking out a personal loan or line of credit from Meridian Credit Union? Check out this Meridian loans review first.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/personal-loans\/meridian-personal-loans-review\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-18T17:26:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/MeridianLogo_Supplied_250x250.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tim Falk\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tim Falk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/ca\/personal-loans\/meridian-personal-loans-review#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/personal-loans\/meridian-personal-loans-review\"},\"author\":{\"name\":\"Tim Falk\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/e84372ad54f89a7447d88eab25817464\"},\"headline\":\"Meridian loans and lines of credit review\",\"datePublished\":\"2023-08-18T17:26:33+00:00\",\"dateModified\":\"2023-09-19T18:22:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/personal-loans\/meridian-personal-loans-review\"},\"wordCount\":1184,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/personal-loans\/meridian-personal-loans-review#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/MeridianLogo_Supplied_250x250.jpg\",\"articleSection\":[\"Personal Loans\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/ca\/personal-loans\/meridian-personal-loans-review\",\"url\":\"https:\/\/www.finder.com\/ca\/personal-loans\/meridian-personal-loans-review\",\"name\":\"Meridian Loans and Lines of Credit Review | Finder Canada\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/personal-loans\/meridian-personal-loans-review#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/personal-loans\/meridian-personal-loans-review#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/MeridianLogo_Supplied_250x250.jpg\",\"datePublished\":\"2023-08-18T17:26:33+00:00\",\"dateModified\":\"2023-09-19T18:22:40+00:00\",\"description\":\"Thinking of taking out a personal loan or line of credit from Meridian Credit Union? 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