{"id":1011094,"date":"2023-03-15T21:12:55","date_gmt":"2023-03-16T01:12:55","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=1011094"},"modified":"2026-06-09T11:04:43","modified_gmt":"2026-06-09T15:04:43","slug":"debit-cards-low-foreign-transaction-fees","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/prepaid-cards\/debit-cards-low-foreign-transaction-fees","title":{"rendered":"Debit cards with no foreign transaction fees in Canada"},"content":{"rendered":"<p>Foreign transaction fees can really add up if you travel frequently or shop online at non-Canadian stores. You\u2019ll have a hard time finding debit cards with no foreign transaction fees in Canada, but the good news is that prepaid cards \u2014 which work like debit or credit cards \u2014 often come with low or no foreign transaction fees.<\/p><h3>Can you get no foreign transaction fee debit cards in Canada?<\/h3><p>While most of the <a href=\"https:\/\/www.finder.com\/ca\/banking\/big-five-banks\">biggest banks in Canada<\/a> don\u2019t offer standard debit cards with no foreign transaction fee, there are select prepaid cards that function like debit cards and don\u2019t have foreign transaction fees. These cards can be offered by <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/best-online-banking-canada\">online banks in Canada<\/a>, like EQ Bank, or from companies who specialize in international money transfers, like Wise.<\/p><h3 id=\"prepaid\">Get a prepaid card with no foreign transaction fees<\/h3><p>Prepaid card lets you make purchases and manage your money similarly to how you use debit and credit cards. However, unlike many debit and credit cards in Canada, prepaid cards often come with low or no foreign transaction fees. These cards allow you to spend using funds that have been loaded onto your card, so you can only spend what you have.<\/p><div class=\"content tableWithFilters\n        \n        \n         best-cards-table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"CAFSA-PPC\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"e82d93d5-40b2-4355-aebd-221734e6ad2b\" data-template=\"comparison\" data-niche=\"CAFSA-PPC\" data-site=\"CAFSA-PPC\" data-auto-recalculate=\"true\" data-post-country=\"ca\" data-fieldset=\"best_ca_prepaid_cards\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"1011094\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"best-card\",\"site\":\"CAFSA-PPC\",\"fieldset\":\"best_ca_prepaid_cards\",\"template\":\"comparison\",\"category_id\":\"e82d93d5-40b2-4355-aebd-221734e6ad2b\",\"category_name\":\"Best cards - Debit cards with no foreign transaction fees\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793917314}' data-disable-alternative-products=\"true\" data-post-redirect-alternative-products-enabled=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"CAFSA-PPC\" data-site=\"CAFSA-PPC\" data-table-id=\"3920\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"best-card\",\"site\":\"CAFSA-PPC\",\"fieldset\":\"best_ca_prepaid_cards\",\"template\":\"comparison\",\"category_id\":\"e82d93d5-40b2-4355-aebd-221734e6ad2b\",\"category_name\":\"Best cards - Debit cards with no foreign transaction fees\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793917314}'><div class=\"comparisonHistory__root\"><\/div><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"cafsa-ppc\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"1\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"76b4abe77ad6e9f38fef857bdffd1c986030662cffa5a0eae3682b2b90e96172\" data-table-record-type=\"product\" data-table-record-ids='[\"b067f00f-87d5-412a-9fd2-e05f0f921f4e\"]' data-total-data=\"1\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"1\" data-sponsored-placements=\"0\" data-override-table-position-configuration=\"false\"><tbody><tr data-product-id=\"b067f00f-87d5-412a-9fd2-e05f0f921f4e\" data-provider-id=\"97474e64-ffce-4364-9116-11bafd85ebdd\" data-product-name=\"EQ Bank Card\" data-provider-name=\"EQ Bank\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-6  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/banking\/eq-bank-review\/eq-bank-card-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/63cac93a3015f.png\" alt=\"EQ Bank logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63cac93a3015f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/63cac93a3015f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/63cac93a3015f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/63cac93a3015f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/63cac93a3015f.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/banking\/eq-bank-review\/eq-bank-card-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">EQ Bank Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"$0\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"0\" data-column-index=\"2\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Transaction Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"0\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Foreign Transaction Fee\">\n                        0%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"0.5%\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        0.5% cashback\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"b067f00f-87d5-412a-9fd2-e05f0f921f4e\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/prepaid-cards\/eqbank-card-ca-prepaid-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CAFSA-PPC%22%2C%22fieldset%22%3A%22best_ca_prepaid_cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22e82d93d5-40b2-4355-aebd-221734e6ad2b%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BDebit%2Bcards%2Bwith%2Bno%2Bforeign%2Btransaction%2Bfees%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793917314%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2222475%22%2C%22niche_code%22%3A%22CAFSA-PPC%22%2C%22product_id%22%3A%22b067f00f-87d5-412a-9fd2-e05f0f921f4e%22%2C%22product_name%22%3A%22EQ%2BBank%2BCard%22%2C%22post_id%22%3A%221011094%22%2C%22post_path%22%3A%22prepaid-cards%252Fdebit-cards-low-foreign-transaction-fees%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to EQ Bank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about EQ Bank Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"b067f00f-87d5-412a-9fd2-e05f0f921f4e\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-b067f00f-87d5-412a-9fd2-e05f0f921f4e\" value=\"b067f00f-87d5-412a-9fd2-e05f0f921f4e\" name=\"productID\" _productname=\"                            EQ Bank Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"b067f00f-87d5-412a-9fd2-e05f0f921f4e\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-b067f00f-87d5-412a-9fd2-e05f0f921f4e\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">With no annual or monthly fees and a wide range of other perks, the EQ Bank Card is a great option for domestic and international use. This card comes with no foreign transaction, FX or international ATM withdrawal fees. You also earn 0.5% cashback on Canadian and international purchases, plus EQ Bank will refund you if another ATM in Canada charges a withdrawal fee. Earn 3.00% on your balance when you set up $2,000\/month or more in direct deposit of your pay to a Personal Account or Joint Account. Conditions apply. Thereafter, you'll earn 1.50% on your balance.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__b067f00f-87d5-412a-9fd2-e05f0f921f4e\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__b067f00f-87d5-412a-9fd2-e05f0f921f4e\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$0 annual or monthly fees\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t0% foreign transaction or FX fees\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$0 international ATM withdrawal fees charged by EQ Bank\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 0.5% cashback cashback\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tCompatible with Apple Pay and Google Pay\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tSince payments are not reported to the credit bureaus, the EQ Bank Card can't help build your credit score\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou must have a linked EQ Personal Account or EQ Joint Account to use this prepaid card\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CAFSA-PPC\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<div class=\"content tableWithFilters\n        \n        \n         best-cards-table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"CAFSA\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\n(function () {\n  const fsniche = \"cafsa\";\n  const getEventToListenTo = () => {\n    if (window.matchMedia('(any-hover:none)').matches) {\n      if (window.matchMedia('(max-width: 450px)').matches) {\n        return \"scroll\";\n      }\n    }\n    return \"DOMContentLoaded\";\n  };\n  const eventToWatch = getEventToListenTo();\n  const waitForLoadOnTheFly = (callback, maxAttempts = 50) => {\n    let attempts = 0;\n    const 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data-redirect-tracking-params='{\"placement_type\":\"best-card\",\"site\":\"CAFSA\",\"fieldset\":\"best_ca_savings_accounts\",\"template\":\"comparison\",\"category_id\":\"efdb6e09-ab16-47bf-ba92-b9a51bcd5f97\",\"category_name\":\"Best cards - Debit cards with no foreign transaction fees\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793917314}'><div class=\"comparisonHistory__root\"><\/div><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000003\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"cafsa\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"1\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"afe1ae05f99aa4cc82c00ee3a6c8b7f1b9b190a11289e3830f5f0bf68ca6144a\" data-table-record-type=\"product\" data-table-record-ids='[\"bda4c8f7-5608-4c54-8eb0-27ec10413c06\"]' data-total-data=\"1\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"1\" data-sponsored-placements=\"0\" data-override-table-position-configuration=\"false\"><tbody><tr data-product-id=\"bda4c8f7-5608-4c54-8eb0-27ec10413c06\" data-provider-id=\"cc53d1c3-c4ec-461a-bce0-4235a11de0a2\" data-product-name=\"KOHO Everything Plan\" data-provider-name=\"KOHO\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/banking\/koho\/koho-save-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/671030f92318e.png\" alt=\"KOHO logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafsa')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.3<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/banking\/koho\/koho-save-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">KOHO Everything Plan<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafsa.product.datapoint_cafsa_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafsa')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.3<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafsa.product.datapoint_cafsa_promo_rate_only_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Promo Rate\"><span class=\"detail-highlight\">N\/A<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafsa.product.datapoint_cafsa_regular_rate_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Regular Interest Rate\"><span class=\"detail-highlight\">                Up to                                         3.50%            <\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"Opt-in to earn up to 3.50% interest. Interest calculated: daily. Interest paid: monthly.\" title=\"\" data-original-title=\"Interest Rate Conditions\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafsa.product.datapoint_monthly_fee_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly Account Fee\"><span class=\"detail-highlight\">$14.75<span class=\"table-popover\" rel=\"popover\" data-content=\"This account is $14.75 per month if billed yearly or $22.00 per month if billed monthly.\" title=\"\" data-original-title=\"More info\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":8.3,\"badges\":[],\"productId\":\"bda4c8f7-5608-4c54-8eb0-27ec10413c06\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/koho-everything-plan-ca-savings-account-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CAFSA%22%2C%22fieldset%22%3A%22best_ca_savings_accounts%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22efdb6e09-ab16-47bf-ba92-b9a51bcd5f97%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BDebit%2Bcards%2Bwith%2Bno%2Bforeign%2Btransaction%2Bfees%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793917314%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2227061%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%22bda4c8f7-5608-4c54-8eb0-27ec10413c06%22%2C%22product_name%22%3A%22KOHO%2BEverything%2BPlan%22%2C%22post_id%22%3A%221011094%22%2C%22post_path%22%3A%22prepaid-cards%252Fdebit-cards-low-foreign-transaction-fees%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to KOHO's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about KOHO Everything Plan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.3,\"badges\":[],\"productId\":\"bda4c8f7-5608-4c54-8eb0-27ec10413c06\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-bda4c8f7-5608-4c54-8eb0-27ec10413c06\" value=\"bda4c8f7-5608-4c54-8eb0-27ec10413c06\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \t               8.3                    Great                                          KOHO Everything Plan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.3,\"badges\":[],\"productId\":\"bda4c8f7-5608-4c54-8eb0-27ec10413c06\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-bda4c8f7-5608-4c54-8eb0-27ec10413c06\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The KOHO Everything Plan comes with a <strong>prepaid Mastercard with a 0% foreign exchange fee<\/strong> on international purchases, including purchases in the US. The card also lets you earn up to 2% cash back on groceries, transportation, eating and drinking purchases plus 0.5% cash back on all other spending, plus Up to 6.5% at select merchants. Other perks include earning 3.5% interest on your account balance and getting unlimited free Interac e-Transfers.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__bda4c8f7-5608-4c54-8eb0-27ec10413c06\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__bda4c8f7-5608-4c54-8eb0-27ec10413c06\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFree e-Transfers\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tCompetitive 3.5% interest rate\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tUnlimited transactions\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn cashback on your spending\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tInterest-free cash advances are also available (for a fee)\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tHigh monthly fee of $22 less if billed annually\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWatch out for ATM fees\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo physical branches\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CAFSA\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/prepaid-cards\/best-prepaid-credit-card-canada\" style=\"text-decoration:underline; font-size:0.9em;\">Guide to finding the best prepaid card in Canada<\/a>\n<\/div>\n<\/article><h4>Travel prepaid cards with no foreign transaction fees<\/h4><p>A travel prepaid card lets you load multiple currencies onto a single card to avoid multiplied currency conversion fees. You may even be able to lock in exchange rates before you travel, but you may be charged a fee when loading funds onto the card or <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/atm-near-me\">withdrawing money from ATMs<\/a>. Make sure you compare your options, as travel money cards have varying exchange rates and fees.<\/p><div class=\"content tableWithFilters\n        \n        \n         best-cards-table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"CAFSA-CHQ\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\n(function () {\n  const fsniche = \"cafsa-chq\";\n  const getEventToListenTo = () => {\n    if (window.matchMedia('(any-hover:none)').matches) {\n      if (window.matchMedia('(max-width: 450px)').matches) {\n        return \"scroll\";\n      }\n    }\n    return \"DOMContentLoaded\";\n  };\n  const eventToWatch = getEventToListenTo();\n  const waitForLoadOnTheFly = (callback, maxAttempts = 50) => {\n    let attempts = 0;\n    const checkAndExecute = () => {\n      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document.getElementsByTagName(\"body\")[0].appendChild(response);\n          var modal = document.getElementById('finderScoreModal-' + fsniche);\n          var closeButton = modal.querySelector(\"#closeButton\");\n          closeButton.onclick = function () { modal.classList.add(\"elementHidden\"); };\n          var btnReadMethodology = modal.querySelector(\"#btnReadMethodology\");\n          btnReadMethodology.addEventListener(\"click\", function () { modal.classList.add(\"elementHidden\"); });\n          window.addEventListener(\"click\", function (event) {\n            if (event.target == modal) { modal.classList.add(\"elementHidden\"); }\n          });\n        });\n      });\n    }, 1000);\n  };\n  window.addEventListener(eventToWatch, loadFinderScoreModal);\n  window.showFinderScoreModal = window.showFinderScoreModal || function (niche) {\n    var attempts = 0;\n    var existCondition = setInterval(function () {\n      const modalLoaded = document.getElementById('finderScoreModal-' + niche);\n      if (modalLoaded) {\n        clearInterval(existCondition);\n        modalLoaded.classList.remove('elementHidden');\n      } else if (++attempts > 40) {\n        clearInterval(existCondition);\n      }\n    }, 500);\n  };\n})();\n<\/script>\n<div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"870c00c2-3027-4399-88f5-17b8aeafb662\" data-template=\"comparison\" data-niche=\"CAFSA-CHQ\" data-site=\"CAFSA-CHQ\" data-auto-recalculate=\"true\" data-post-country=\"ca\" data-fieldset=\"best_ca_chequing_accounts\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"1011094\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"best-card\",\"site\":\"CAFSA-CHQ\",\"fieldset\":\"best_ca_chequing_accounts\",\"template\":\"comparison\",\"category_id\":\"870c00c2-3027-4399-88f5-17b8aeafb662\",\"category_name\":\"Best cards - Debit cards with no foreign transaction fees\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793917314}' data-disable-alternative-products=\"true\" data-post-redirect-alternative-products-enabled=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"cc31f67a-1baf-4c91-bd95-2ae629431089\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"CAFSA-CHQ\" data-site=\"CAFSA-CHQ\" data-table-id=\"3910\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"best-card\",\"site\":\"CAFSA-CHQ\",\"fieldset\":\"best_ca_chequing_accounts\",\"template\":\"comparison\",\"category_id\":\"870c00c2-3027-4399-88f5-17b8aeafb662\",\"category_name\":\"Best cards - Debit cards with no foreign transaction fees\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793917314}'><div class=\"comparisonHistory__root\"><\/div><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000006\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"cafsa-chq\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"1\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"da53b7346fae2e201fd1067fd17197496f1c1925383a6eedceb20601285719c7\" data-table-record-type=\"product\" data-table-record-ids='[\"47a35aa3-b338-4051-846c-5e32fd1b8cc6\"]' data-total-data=\"1\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"1\" data-sponsored-placements=\"0\" data-override-table-position-configuration=\"false\"><tbody><tr data-product-id=\"47a35aa3-b338-4051-846c-5e32fd1b8cc6\" data-provider-id=\"e825b85e-dc53-495a-8240-e4d94452af02\" data-product-name=\"Wise Virtual Debit Card\" data-provider-name=\"Wise\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/65f0a0907573d.png\" alt=\"Wise logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/65f0a0907573d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/65f0a0907573d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/65f0a0907573d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/65f0a0907573d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/65f0a0907573d.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><span>Not scored yet<\/span><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>Wise Virtual Debit Card<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafsa-chq.product.datapoint_cafsa_chq_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><span>Not scored yet<\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafsa-chq.product.datapoint_monthly_fee_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly Account Fee\"><span class=\"detail-highlight\">$0<\/span><br><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafsa-chq.product.datapoint_transaction_fee_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Free Transactions\"><span class=\"detail-highlight\">Unlimited<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafsa-chq.product.datapoint_etransfer_fee_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"e-Transfer Fee\"><span class=\"detail-highlight\">N\/A<\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"47a35aa3-b338-4051-846c-5e32fd1b8cc6\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/wise-virtual-debit-card-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22fieldset%22%3A%22best_ca_chequing_accounts%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22870c00c2-3027-4399-88f5-17b8aeafb662%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BDebit%2Bcards%2Bwith%2Bno%2Bforeign%2Btransaction%2Bfees%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793917314%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2214677%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%2247a35aa3-b338-4051-846c-5e32fd1b8cc6%22%2C%22product_name%22%3A%22Wise%2BVirtual%2BDebit%2BCard%22%2C%22post_id%22%3A%221011094%22%2C%22post_path%22%3A%22prepaid-cards%252Fdebit-cards-low-foreign-transaction-fees%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Wise's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Wise Virtual Debit Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"47a35aa3-b338-4051-846c-5e32fd1b8cc6\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000008-47a35aa3-b338-4051-846c-5e32fd1b8cc6\" value=\"47a35aa3-b338-4051-846c-5e32fd1b8cc6\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}      Not scored yet                                Wise Virtual Debit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"47a35aa3-b338-4051-846c-5e32fd1b8cc6\"}'><label class=\"luna-label\" for=\"compare-product-0000000008-47a35aa3-b338-4051-846c-5e32fd1b8cc6\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The Wise Card offers no foreign transaction fees, competitive exchange rates and select fee-free withdrawals from any international ATM. You'll get 2 free withdrawals of up to $350 per month (with a 1.75% fee of any amount over $350), then a $1.50 fee per subsequent withdrawal (plus a 1.75% fee of any amount over $350). The card comes linked to your Wise multi-currency account, which allows you to spend money in 160 countries, convert and hold 40 currencies and receive payments.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__47a35aa3-b338-4051-846c-5e32fd1b8cc6\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__47a35aa3-b338-4051-846c-5e32fd1b8cc6\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$0 monthly fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFunds are automatically converted at the lowest possible conversion fee (typically between 0.35% and 2.22%) into 40 different currencies\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tSpend using the Wise Card in 160 countries\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tCan withdraw money from millions of ATMs worldwide\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tCompatible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll be charged a small flat fee for every withdrawal per month after the free withdrawals\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tPay a fee on any amounts over $350\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CAFSA-CHQ\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review\" style=\"text-decoration:underline; font-size:0.9em;\">Our full Wise Card review<\/a>\n<\/div>\n<\/article><h3 id=\"credit-cards\">Alternative: Credit cards with no foreign transaction fees<\/h3><p>Credit cards, like debit cards, often have international transaction fees and ATM fees. Credit cards can give you access to extra funds outside of your available debit balance, which can come in handy during emergencies.<\/p><p>Since a credit card gives you access to money you don\u2019t really have, overspending can become a problem. You could end up accruing high amounts of interest if you\u2019re unable to pay your balance in full.<\/p><p>Also, be aware that using your credit card for ATM withdrawals or buying foreign currency or traveler\u2019s cheques is considered a cash advance, which comes with an additional fee.<\/p><p>But do any credit cards not charge a foreign transaction fee? The answer is yes. The good news is that if you\u2019re searching for a Canada credit card with no foreign transaction fee, there are a few options to choose from. Compare a range of cards to find one that\u2019s right for you.<\/p><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"CACCF\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\nwindow.rewardsConfigs = window.rewardsConfigs || {};\n    window.rewardsConfigs[\"scotiabank|gold|nov-2026~caccf\"] = {\"startDate\":\"2026-11-05T16:00:00.000Z\",\"endDate\":\"2026-12-31T04:59:59.000Z\",\"showVisaLogo\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"isTieredReward\":false,\"rewardCopy\":\"Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\",\"hasEligibilityCriteria\":true,\"offerStacking\":true,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get a $150 digital Visa card\",\"titleHighlight\":\"$150\",\"copyText\":\"Become a Finder member, apply through Finder and get approved for a Scotiabank Gold American Express Card as a new customer to receive a $150 digital Visa card from Finder + earn up to $1,100 in first-year value from Scotiabank. Keep the account open until February 22, 2027. Offer ends December 30, 2026.\",\"termsText\":\"T&Cs apply.\",\"ctaText\":\"SIGN UP & GET $150\",\"nicheText\":\"Credit Cards\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/niche-builder\\\/6709955f948ad.png\",\"nicheCode\":\"CACCF\",\"value\":\"150\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/scotiabank-gold-american-express-card-promotion\",\"validationDate\":\"2027-01-29T05:00:00.000Z\",\"fulfillmentDate\":\"2027-02-23T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-scotiabank-gold-american-express-card-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":true,\"title\":\"Get a $150 digital Visa card\",\"subtitleText\":\"Scotiabank Gold American Express Card\",\"items\":[{\"icon\":\"shopping-bag\",\"text\":\"Become a Finder Member and log in to your Finder account\"},{\"icon\":\"user\",\"text\":\"Click through to Scotiabank via the Finder promotional link\"},{\"icon\":\"confetti\",\"text\":\"Apply and get approved for a new Scotiabank Gold American Express Card and keep it open and in good standing\"},{\"icon\":\"gift\",\"text\":\"Receive your $150 digital Visa card from Finder on or before February 22nd, 2027\"}],\"heading\":\"Get your $150 Visa gift card\",\"membersHeading\":\"\",\"text\":\"Enter your email to get your reward when you sign up to Scotiabank\",\"membersText\":\"Claim your reward when you sign up to Scotiabank\",\"emailCaption\":\"Your details must match your new Scotiabank account\",\"badgeText\":\"<reward_value> REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within <fulfillment_days> days of signup or purchase.\",\"legalText\":\"By submitting your details you agree to our <terms_of_service_link> and <privacy_policy_link>.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our <terms_of_service_link> and <privacy_policy_link>.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"CLAIM $150\",\"abortText\":\"CONTINUE WITHOUT REWARD\",\"copyText\":\"November 5th, 2026 - December 30th, 2026\",\"termsText\":\"T&Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/niche-builder\\\/6709955f948ad.png\",\"nicheCode\":\"CACCF\",\"value\":\"150\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/scotiabank-gold-american-express-card-promotion\",\"validationDate\":\"2027-01-29T05:00:00.000Z\",\"fulfillmentDate\":\"2027-02-23T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-scotiabank-gold-american-express-card-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null,\"criteriaText\":\"Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\",\"membersCriteriaText\":\"Apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\"}};\n<\/script><div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"adb95d27-e259-4aa3-81cc-593d75893408\" data-template=\"comparison\" data-niche=\"CACCF\" data-site=\"CACCF\" data-auto-recalculate=\"true\" data-post-country=\"ca\" data-fieldset=\"caccf-foreign-currency-conversion-fee\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"1011094\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"CACCF\",\"fieldset\":\"caccf-foreign-currency-conversion-fee\",\"template\":\"comparison\",\"category_id\":\"adb95d27-e259-4aa3-81cc-593d75893408\",\"category_name\":\"No Foreign Fees Credit Cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793917314}' data-disable-alternative-products=\"true\" data-post-redirect-alternative-products-enabled=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"mobileSort__root\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col \"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-adb95d27-e259-4aa3-81cc-593d75893408\">4 of 4 results<\/span><\/small><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"CACCF\" data-site=\"CACCF\" data-table-id=\"1308\" data-origin=\"straightforward-niche\" data-record-type=\"product\" 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 .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  \/* &#9472;&#9472; Responsive T&C: inline (inside pill) vs below (outside pill) &#9472;&#9472; *\/\n  .rewards-pill__tc--below {\n    display: none;\n  }\n\n  .rewards-pill__icon-svg--compact {\n    display: none;\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill__tc--inline {\n      display: none;\n    }\n\n    .rewards-pill__tc--below {\n      display: block;\n    }\n\n    \/* Swap to compact icon on mobile\/tablet *\/\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--compact {\n      display: block;\n    }\n\n    \/* Revert pill to compact size when T&C moves outside *\/\n    .rewards-pill[data-show-tc=\"true\"] {\n      height: 24px;\n      padding: 0px 8px 0px 2px;\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n      top: 55%;\n      left: 3%;\n      margin-top: -19px;\n      margin-left: -6px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n      text-transform: uppercase;\n      font-size: 16px;\n      line-height: 24px;\n    }\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n  \/* Partner card (stacked rewards design) *\/\n  .rewards-pill__partner--large {\n    display: flex;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__partner--compact {\n    display: none;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__plus {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-size: 14px;\n    color: #232320;\n    z-index: 1;\n    line-height: 1;\n  }\n\n  .rewards-pill__partner-svg {\n    width: 68px;\n    height: 48px;\n    filter: drop-shadow(0px 0px 6.2px rgba(0, 0, 0, 0.15));\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--compact {\n      display: flex;\n    }\n  }\n\n<\/style><style>\n    .comparison-table__feature--offer.comparison-table__feature--offer-stacked {\n    display: flex;\n    flex-direction: column;\n  }\n\n    .comparison-table__feature.comparison-table__feature--reward-criteria {\n    padding-top: 16px;\n  }\n\n  .finder-reward-criteria,\n  .finder-reward-stack {\n    position: relative;\n    box-sizing: border-box;\n    width: 100%;\n    margin-top: 8px;\n  }\n\n  .finder-reward-criteria,\n  .finder-reward-stack__reward {\n    padding: 24px 16px 8px;\n    border: 1px solid #e6b40f;\n    border-radius: 12px;\n    background: linear-gradient(162deg, rgba(255, 210, 59, 0.5) 9.47%, rgba(255, 216, 53, 0.5) 16.17%, rgba(254, 218, 61, 0.5) 21.75%, rgba(254, 224, 83, 0.5) 29.57%, rgba(254, 234, 119, 0.5) 39.61%, rgba(253, 247, 169, 0.5) 50.78%, rgba(253, 255, 196, 0.5) 56.36%, rgba(253, 248, 172, 0.5) 58.59%, rgba(253, 238, 136, 0.5) 61.94%, rgba(254, 230, 105, 0.5) 65.29%, rgba(254, 224, 82, 0.5) 68.64%, rgba(254, 219, 65, 0.5) 73.1%, rgba(254, 216, 56, 0.5) 77.57%, rgba(255, 216, 53, 0.5) 83.15%, rgba(255, 210, 59, 0.5) 89.85%), #ffffff;\n  }\n\n  .comparison-table__feature--offer-stacked .finder-reward-stack {\n    display: flex;\n    flex-direction: column;\n    padding: 0;\n    background: none;\n    border: 0;\n  }\n\n  .finder-reward-stack__reward {\n    border-bottom-left-radius: 0;\n    border-bottom-right-radius: 0;\n  }\n\n  .finder-reward-stack__offer {\n    display: flex;\n    align-items: flex-start;\n    gap: 8px;\n    margin-top: -1px;\n    padding: 12px 16px;\n    border: 1px solid #e6b40f;\n    border-radius: 0 0 12px 12px;\n    background: #fff9e5;\n    color: #232320;\n    font-size: 14px;\n    line-height: 1.25;\n  }\n\n  .finder-reward-stack__offer .luna-icon {\n    --fill: #1dd751;\n    flex-shrink: 0;\n    width: 20px;\n    height: 20px;\n  }\n\n  .finder-reward-stack__plus {\n    display: block;\n    align-self: center;\n    box-sizing: border-box;\n    width: 20px;\n    height: 20px;\n    margin: -10px auto;\n    position: relative;\n    z-index: 2;\n    border-radius: 9999px;\n    border: 1px solid #e6b40f;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n  }\n\n    .finder-reward-stack__plus::before,\n  .finder-reward-stack__plus::after {\n    content: '';\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    width: 8px;\n    height: 2px;\n    background: #092673;\n    transform: translate(-50%, -50%);\n  }\n\n  .finder-reward-stack__plus::after {\n    transform: translate(-50%, -50%) rotate(90deg);\n  }\n\n    .finder-reward-badge {\n    position: absolute;\n    top: -8px;\n    left: 12px;\n    z-index: 1;\n    display: inline-flex;\n    align-items: center;\n    gap: 2px;\n    box-sizing: border-box;\n    height: 24px;\n    padding: 0 10px 0 4px;\n    border: 1px solid #e6b40f;\n    border-radius: 12px 999px 999px 80px;\n    background: linear-gradient(148.12deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n  }\n\n  .finder-reward-badge .finder-reward-badge__card {\n    width: 44px;\n    height: 31px;\n    margin: -4px 0 -4px -10px;\n  }\n\n    .finder-reward-badge .finder-reward-badge__card text {\n    font: italic 900 10px 'Modern Era', Arial, Helvetica, sans-serif;\n  }\n\n    .finder-reward-badge__text {\n    text-box: trim-both cap alphabetic;\n    color: #092673;\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n\n  .finder-reward-criteria__text {\n    margin: 0;\n    color: #232320;\n    font-size: 14px;\n    line-height: 1.25;\n  }\n\n  .finder-reward-criteria__text strong {\n    font-weight: 700;\n  }\n\n    .finder-reward-criteria__tc,\n  .finder-reward-criteria__tc:visited {\n    color: inherit;\n    font-weight: inherit;\n    text-decoration: underline;\n    text-underline-position: auto;\n    white-space: nowrap;\n  }\n\n    @media (max-width: 600px) {\n        table.has-combined-column-header tr.mobile-two-columns td.comparison-table__feature.comparison-table__feature--offer-stacked,\n    table.has-combined-column-header tr.mobile-two-columns td.comparison-table__feature.comparison-table__feature--reward-criteria {\n      padding-left: 16px !important;\n      padding-right: 16px !important;\n    }\n  }\n\n  .finder-reward-stack,\n  .finder-reward-criteria {\n    text-align: left;\n  }\n<\/style><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000009\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"caccf\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"4\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"ace2df9da491213998819ce85a030f2aa9eee8930571a2bce0c671db93ffa782\" data-table-record-type=\"product\" data-table-record-ids='[\"4bc4e6b2-2bc2-4801-aeff-424510d76c59\",\"884ed514-da14-4f30-a480-297dad67d7b4\",\"7556fabe-2ef6-470d-9787-6787bcc464f7\",\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\"]' data-total-data=\"4\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"4\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-3\"><th data-ajax-table-sorter-column=\"PRODUCT.CURRENCY_CONVERSION.CURRENCY_CONV_RATE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"foreign_currency_conversion_fee\">\n                                                        Foreign Currency Conversion Fee\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_PURCHASE_INTEREST_RATE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"purchase_interest_rate\">\n                                                        Purchase Interest Rate\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.FEE_ANNUAL\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"annual_fee\">\n                                                        Annual Fee\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><\/tr><\/thead><tbody><tr data-product-id=\"4bc4e6b2-2bc2-4801-aeff-424510d76c59\" data-provider-id=\"d2c47712-e4ff-4630-af29-f39e3997f320\" data-product-name=\"BMO U.S. Dollar Mastercard\" data-provider-name=\"BMO\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-us-dollar-mastercard\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/66350658a7f1d.png\" alt=\"BMO U.S. Dollar Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66350658a7f1d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66350658a7f1d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66350658a7f1d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66350658a7f1d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66350658a7f1d.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-us-dollar-mastercard\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO U.S. Dollar Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"2.5\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Foreign Currency Conversion Fee\">\n                        2.5%<span class=\"table-popover\" rel=\"popover\" data-content=\"Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Canadian dollars to a foreign currency. You'll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Canadian dollars while overseas or shopping online with a foreign merchant or financial institution.\" title=\"\" data-original-title=\"\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $49 USD\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                When your purchases total US$3,000 or more in a year, the next year's annual fee (US$49) is rebated to your card. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4bc4e6b2-2bc2-4801-aeff-424510d76c59\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-us-dollar-mastercard-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-foreign-currency-conversion-fee%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22adb95d27-e259-4aa3-81cc-593d75893408%22%2C%22category_name%22%3A%22No%2BForeign%2BFees%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793917314%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2221489%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%224bc4e6b2-2bc2-4801-aeff-424510d76c59%22%2C%22product_name%22%3A%22BMO%2BU.S.%2BDollar%2BMastercard%22%2C%22post_id%22%3A%221011094%22%2C%22post_path%22%3A%22prepaid-cards%252Fdebit-cards-low-foreign-transaction-fees%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to BMO's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO U.S. Dollar Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4bc4e6b2-2bc2-4801-aeff-424510d76c59\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000011-4bc4e6b2-2bc2-4801-aeff-424510d76c59\" value=\"4bc4e6b2-2bc2-4801-aeff-424510d76c59\" name=\"productID\" _productname=\"                            BMO U.S. Dollar Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4bc4e6b2-2bc2-4801-aeff-424510d76c59\"}'><label class=\"luna-label\" for=\"compare-product-0000000011-4bc4e6b2-2bc2-4801-aeff-424510d76c59\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"884ed514-da14-4f30-a480-297dad67d7b4\" data-provider-id=\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\" data-product-name=\"Scotiabank Gold American Express Card\" data-provider-name=\"Scotiabank\" data-rewards-campaign-name=\"scotiabank|gold|nov-2026~caccf\" data-should-show-rewards=\"true\" data-eligibility-criteria-shown=\"true\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row   rewards--element-container\"><td class=\"comparison-table__name combined-column-header  rewards-row f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-gold-american-express-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png\" alt=\"Scotiabank Gold American Express Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-gold-american-express-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scotiabank Gold American Express Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"0\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Foreign Currency Conversion Fee\">\n                        0%<span class=\"table-popover\" rel=\"popover\" data-content=\"Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Canadian dollars to a foreign currency. You'll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Canadian dollars while overseas or shopping online with a foreign merchant or financial institution.\" title=\"\" data-original-title=\"\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $120\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer comparison-table__feature--offer-stacked sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper finder-reward-stack js-calculator-table-value\" data-heading=\"Default Offer\"><span class=\"finder-reward-badge\"><svg width=\"44\" height=\"31\" viewbox=\"0 0 44 31\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"rewards-pill__icon-svg finder-reward-badge__card\"><g clip-path=\"url(#pill_clip0_pill_compact_591972742)\"><rect y=\"5.56738\" width=\"40\" height=\"25.2248\" rx=\"1.61564\" transform=\"rotate(-8 0 5.56738)\" fill=\"#2857FF\"><\/rect><path d=\"M20.897 2.22497C30.3741 0.893043 39.1368 7.49621 40.4687 16.9734C41.8007 26.4505 35.1975 35.2132 25.7203 36.5451C21.4981 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20.0357 23.8413 17.2422L23.8385 17.2401Z\" fill=\"#214BFE\"><\/path><path d=\"M1.36248 20.3983C1.35268 20.0496 1.63862 19.7646 1.98769 19.7718C4.46824 19.8247 6.34083 17.6446 5.67496 15.0867C5.47126 14.3 5.0238 13.8194 4.50739 13.3191C4.255 13.0754 4.26048 12.6609 4.53014 12.4345C7.42694 9.9904 10.9171 11.1402 13.2117 13.9687C16.0252 17.4366 16.9073 23.2252 15.2044 27.3622C12.8191 33.1498 7.14051 33.3627 3.71022 28.3484C2.12112 26.0231 1.43428 23.1939 1.36521 20.4004L1.36248 20.3983Z\" fill=\"#214BFE\"><\/path><text x=\"3\" y=\"28\" fill=\"white\" font-size=\"10\" font-weight=\"900\" font-style=\"italic\" font-family=\"'Modern Era', Arial, Helvetica, sans-serif\" transform=\"rotate(-8 0 5.56738)\">$150<\/text><path d=\"M38.2863 2.95925C38.6706 3.24889 38.9446 3.68537 39.0169 4.19967C39.1614 5.228 38.4446 6.17923 37.4163 6.32375L29.2061 7.47761C28.1778 7.62213 27.2266 6.90533 27.082 5.877L26.8654 4.3354C26.8405 4.15812 26.964 3.99445 27.1413 3.96953L36.8925 2.59909C37.4066 2.52685 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7.64518C17.895 7.62552 18.0157 7.56908 18.1171 7.47614L18.1174 7.47637Z\" fill=\"white\"><\/path><path d=\"M20.4235 6.87093L20.4266 6.89312C20.4473 7.01415 20.5119 7.11295 20.6203 7.18956C20.7288 7.26642 20.862 7.29348 21.0205 7.27121C21.1676 7.25054 21.2855 7.20028 21.3737 7.12025C21.4423 7.05798 21.4944 6.99593 21.5301 6.9338C21.5481 6.90259 21.5824 6.88461 21.6179 6.89015L22.2003 6.98172C22.2487 6.98939 22.2775 7.0406 22.2583 7.08567C22.154 7.33006 22.0106 7.53047 21.8278 7.68694C21.6235 7.86196 21.3557 7.97302 21.0243 8.01958C20.796 8.05168 20.5803 8.03225 20.377 7.96136C20.1736 7.89047 20.0031 7.77286 19.8655 7.608C19.7279 7.4434 19.6419 7.2397 19.6077 6.99662C19.5674 6.70941 19.5998 6.4196 19.7052 6.1269C19.8104 5.83423 19.9809 5.58318 20.2159 5.37384C20.4512 5.16446 20.7325 5.03652 21.0602 4.99046C21.4173 4.94027 21.7108 5.00612 21.941 5.1877C22.171 5.36932 22.3102 5.63133 22.3583 5.97376C22.3759 6.09891 22.3822 6.21066 22.3773 6.30898L22.3713 6.48165C22.3689 6.54883 22.3188 6.60455 22.2523 6.6139L20.4235 6.87093ZM21.4587 5.80179C21.3735 5.71613 21.2442 5.68562 21.0713 5.70992C20.8984 5.73422 20.7594 5.80086 20.6543 5.9093C20.5868 5.97932 20.5342 6.05644 20.4966 6.14093C20.4679 6.20576 20.5208 6.27727 20.591 6.2674L21.5148 6.13757C21.5708 6.1297 21.6068 6.07281 21.5889 6.019C21.5423 5.87977 21.4587 5.80179 21.4587 5.80179Z\" fill=\"white\"><\/path><path d=\"M22.8252 4.8209L23.3771 4.74333C23.43 4.73589 23.4815 4.76497 23.5023 4.81415C23.5365 4.8946 23.643 4.91094 23.7006 4.84496C23.7423 4.79726 23.7891 4.752 23.8413 4.70915C23.9488 4.62087 24.0801 4.56585 24.2349 4.5441C24.3616 4.52629 24.4754 4.53266 24.5762 4.56271C24.6402 4.58187 24.6733 4.65274 24.6505 4.71541L24.4173 5.35711C24.3968 5.41367 24.3373 5.44519 24.2788 5.43157C24.2211 5.4181 24.1559 5.41647 24.0831 5.4267C23.9397 5.44687 23.8226 5.51043 23.7325 5.61676C23.6422 5.72339 23.594 5.8728 23.5871 6.06508L23.5346 7.48898C23.5324 7.54613 23.4896 7.59372 23.4328 7.6017L22.7647 7.69559C22.6919 7.70582 22.6275 7.64778 22.63 7.57426L22.7236 4.93359C22.7256 4.87621 22.7686 4.82858 22.8254 4.82061L22.8252 4.8209Z\" fill=\"white\"><\/path><path d=\"M6.41567 10.0419C5.98602 10.1023 5.54792 10.0202 5.17029 9.81041C4.86486 10.1162 4.46662 10.3159 4.03696 10.3763C2.94773 10.5293 1.93705 9.76773 1.78397 8.6785L1.50635 6.70312L5.86069 6.09116C6.94992 5.93808 7.9606 6.69969 8.11368 7.78892C8.26677 8.87815 7.50516 9.88883 6.41593 10.0419L6.41567 10.0419Z\" fill=\"white\"><\/path><path d=\"M5.87924 6.22354C6.89699 6.0805 7.83792 6.78955 7.98096 7.8073C8.12399 8.82505 7.41495 9.76598 6.3972 9.90901C5.94381 9.97273 5.5058 9.86693 5.14663 9.64058C4.8638 9.95742 4.47189 10.1796 4.01849 10.2433C3.00074 10.3864 2.05981 9.67731 1.91678 8.65956L1.6578 6.81682L5.8795 6.2235M5.84196 5.95826L1.35498 6.58887L1.65124 8.69688C1.81462 9.8594 2.89326 10.672 4.05552 10.5086C4.48104 10.4488 4.87778 10.261 5.19315 9.9735C5.57555 10.1629 6.0087 10.2341 6.43422 10.1743C7.59674 10.0109 8.40932 8.93231 8.24598 7.77005C8.08263 6.60779 7.00396 5.79495 5.8417 5.9583L5.84196 5.95826Z\" fill=\"#232021\"><\/path><path d=\"M6.19491 7.83566C6.19386 7.79818 6.22455 7.76755 6.26203 7.76833C6.52835 7.77406 6.72936 7.53977 6.65782 7.26483C6.63594 7.18028 6.58789 7.12861 6.53244 7.07483C6.50534 7.04864 6.50592 7.00409 6.53487 6.97976C6.84584 6.71711 7.22057 6.84076 7.46697 7.1448C7.76909 7.51758 7.8639 8.13976 7.68114 8.58438C7.42515 9.20638 6.81548 9.22917 6.44711 8.69018C6.27646 8.44023 6.20267 8.13613 6.19521 7.83588L6.19491 7.83566Z\" fill=\"#232021\"><\/path><path d=\"M3.78134 8.17453C3.78028 8.13704 3.81098 8.10642 3.84845 8.1072C4.11477 8.11293 4.31578 7.87863 4.24425 7.6037C4.22237 7.51915 4.17432 7.46748 4.11887 7.4137C4.09177 7.38751 4.09235 7.34295 4.12129 7.31862C4.43226 7.05598 4.80699 7.17962 5.0534 7.48366C5.35552 7.85645 5.45033 8.47863 5.26756 8.92324C5.01157 9.54525 4.4019 9.56804 4.03353 9.02905C3.86288 8.77909 3.7891 8.475 3.78163 8.17475L3.78134 8.17453Z\" fill=\"#232021\"><\/path><path d=\"M39.3595 21.3505C40.1366 21.2413 40.8577 21.7847 40.9669 22.5618C41.0761 23.3389 40.5327 24.0599 39.7556 24.1691L39.7554 24.1692C39.4489 24.2122 39.1363 24.1537 38.8669 24.004C38.649 24.2221 38.3649 24.3646 38.0584 24.4077C37.2813 24.5169 36.5602 23.9735 36.451 23.1964L36.2529 21.7871L39.3595 21.3505ZM38.7838 22.344C38.608 22.1271 38.3407 22.0389 38.1188 22.2263C38.0982 22.2436 38.0978 22.2754 38.1171 22.2941C38.1567 22.3325 38.1909 22.3693 38.2065 22.4297C38.2576 22.6258 38.1142 22.793 37.9242 22.7889C37.8974 22.7883 37.8756 22.8102 37.8763 22.8369L37.8765 22.8371C37.8818 23.0513 37.9345 23.2682 38.0562 23.4466C38.319 23.8311 38.754 23.8148 38.9366 23.3711C39.067 23.0539 38.9994 22.61 38.7838 22.344ZM40.5056 22.1021C40.3298 21.8851 40.0624 21.7969 39.8406 21.9843C39.8199 22.0017 39.8195 22.0334 39.8388 22.0521C39.8784 22.0905 39.9127 22.1274 39.9283 22.1877C39.9793 22.3838 39.8359 22.551 39.6459 22.5469C39.6192 22.5463 39.5973 22.5682 39.598 22.5949L39.5982 22.5951C39.6036 22.8093 39.6562 23.0263 39.7779 23.2046C40.0408 23.5891 40.4757 23.5729 40.6584 23.1291C40.7888 22.8119 40.7211 22.368 40.5056 22.1021Z\" fill=\"url(#pill_paint1_pill_compact_591972742)\"><\/path><\/g><defs><lineargradient id=\"pill_paint0_pill_compact_591972742\" x1=\"25.2019\" y1=\"2.56791\" x2=\"36.7429\" y2=\"9.19153\" gradientunits=\"userSpaceOnUse\"><stop offset=\"0.18\" stop-color=\"#FFD23B\"><\/stop><stop offset=\"0.24\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.29\" stop-color=\"#FEDA3D\"><\/stop><stop offset=\"0.36\" stop-color=\"#FEE053\"><\/stop><stop offset=\"0.45\" stop-color=\"#FEEA77\"><\/stop><stop offset=\"0.55\" stop-color=\"#FDF7A9\"><\/stop><stop offset=\"0.6\" stop-color=\"#FDFFC4\"><\/stop><stop offset=\"0.62\" stop-color=\"#FDF8AC\"><\/stop><stop offset=\"0.65\" stop-color=\"#FDEE88\"><\/stop><stop offset=\"0.68\" stop-color=\"#FEE669\"><\/stop><stop offset=\"0.71\" stop-color=\"#FEE052\"><\/stop><stop offset=\"0.75\" stop-color=\"#FEDB41\"><\/stop><stop offset=\"0.79\" stop-color=\"#FED838\"><\/stop><stop offset=\"0.84\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.9\" stop-color=\"#FFD23B\"><\/stop><\/lineargradient><radialgradient id=\"pill_paint1_pill_compact_591972742\" cx=\"0\" cy=\"0\" r=\"1\" gradientunits=\"userSpaceOnUse\" gradienttransform=\"translate(40.4043 24.2693) rotate(-172.006) scale(4.25594 5.99724)\"><stop offset=\"0.4\" stop-color=\"#EDEEF8\"><\/stop><stop offset=\"0.45\" stop-color=\"#F5F2E1\"><\/stop><stop offset=\"0.5\" stop-color=\"#F9CBD3\"><\/stop><stop offset=\"0.6\" stop-color=\"#DCECF6\"><\/stop><stop offset=\"0.7\" stop-color=\"#CAC5FE\"><\/stop><stop offset=\"0.9\" stop-color=\"#CBE9F3\"><\/stop><stop offset=\"1\" stop-color=\"#F9E9D0\"><\/stop><\/radialgradient><clippath id=\"pill_clip0_pill_compact_591972742\"><rect y=\"5.56738\" width=\"40\" height=\"25.2248\" rx=\"1.61564\" transform=\"rotate(-8 0 5.56738)\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg><span class=\"finder-reward-badge__text\">$150 Reward<\/span><\/span><div class=\"finder-reward-stack__reward\"><p class=\"finder-reward-criteria__text\"><strong>Finder Rewards: <\/strong>Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026. <a class=\"finder-reward-criteria__tc\" href=\"https:\/\/www.finder.com\/ca\/finder-rewards\/finder-scotiabank-gold-american-express-card-reward-promotion-terms-and-conditions\" target=\"_blank\" rel=\"noopener noreferrer\">T&amp;Cs apply<\/a>.<\/p><\/div><span class=\"finder-reward-stack__plus\" aria-hidden=\"true\"><\/span><div class=\"finder-reward-stack__offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n            Earn up to $1,100 in first-year value, including up to 65,000 bonus Scene+ points. <b>Apply by January 3, 2027<\/b>. T&amp;Cs apply.\n        <\/span><\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-gold-american-express-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-foreign-currency-conversion-fee%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22adb95d27-e259-4aa3-81cc-593d75893408%22%2C%22category_name%22%3A%22No%2BForeign%2BFees%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793917314%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2224029%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22884ed514-da14-4f30-a480-297dad67d7b4%22%2C%22product_name%22%3A%22Scotiabank%2BGold%2BAmerican%2BExpress%2BCard%22%2C%22finder_reward%22%3A%221%22%2C%22finder_reward_campaign_name%22%3A%22scotiabank%257Cgold%257Cnov-2026%257Ecaccf%22%2C%22post_id%22%3A%221011094%22%2C%22post_path%22%3A%22prepaid-cards%252Fdebit-cards-low-foreign-transaction-fees%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall rewards--cta rewards--record-id-884ed514-da14-4f30-a480-297dad67d7b4 button--cta\" title=\"Go to Scotiabank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Scotiabank Gold American Express Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000011-884ed514-da14-4f30-a480-297dad67d7b4\" value=\"884ed514-da14-4f30-a480-297dad67d7b4\" name=\"productID\" _productname=\"                            Scotiabank Gold American Express Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"}'><label class=\"luna-label\" for=\"compare-product-0000000011-884ed514-da14-4f30-a480-297dad67d7b4\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"7556fabe-2ef6-470d-9787-6787bcc464f7\" data-provider-id=\"d2c47712-e4ff-4630-af29-f39e3997f320\" data-product-name=\"BMO eclipse Visa Infinite Privilege\" data-provider-name=\"BMO\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-eclipse-visa-infinite-privilege-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png\" alt=\"BMO eclipse Visa Infinite Privilege image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-eclipse-visa-infinite-privilege-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO eclipse Visa Infinite Privilege<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"0\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Foreign Currency Conversion Fee\">\n                        0%<span class=\"table-popover\" rel=\"popover\" data-content=\"Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Canadian dollars to a foreign currency. You'll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Canadian dollars while overseas or shopping online with a foreign merchant or financial institution.\" title=\"\" data-original-title=\"\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $599\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get up to 200,000 welcome points, 10 lounge passes and a $200 annual Travel Credit. That's up to $2,700 in value. <strong>Apply by October 31, 2027.<\/strong><br>Plus, get 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"7556fabe-2ef6-470d-9787-6787bcc464f7\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-eclipse-visa-infinite-privilege-ca-credit-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-foreign-currency-conversion-fee%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22adb95d27-e259-4aa3-81cc-593d75893408%22%2C%22category_name%22%3A%22No%2BForeign%2BFees%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793917314%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2221488%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%227556fabe-2ef6-470d-9787-6787bcc464f7%22%2C%22product_name%22%3A%22BMO%2Beclipse%2BVisa%2BInfinite%2BPrivilege%22%2C%22post_id%22%3A%221011094%22%2C%22post_path%22%3A%22prepaid-cards%252Fdebit-cards-low-foreign-transaction-fees%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to BMO's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO eclipse Visa Infinite Privilege\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"7556fabe-2ef6-470d-9787-6787bcc464f7\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000011-7556fabe-2ef6-470d-9787-6787bcc464f7\" value=\"7556fabe-2ef6-470d-9787-6787bcc464f7\" name=\"productID\" _productname=\"                            BMO eclipse Visa Infinite Privilege            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"7556fabe-2ef6-470d-9787-6787bcc464f7\"}'><label class=\"luna-label\" for=\"compare-product-0000000011-7556fabe-2ef6-470d-9787-6787bcc464f7\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\" data-provider-id=\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\" data-product-name=\"Scotiabank Passport Visa Infinite + Card\" data-provider-name=\"Scotiabank\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-passport-visa-infinite-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png\" alt=\"Scotiabank Passport Visa Infinite + Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-passport-visa-infinite-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scotiabank Passport Visa Infinite + Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"0\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Foreign Currency Conversion Fee\">\n                        0%<span class=\"table-popover\" rel=\"popover\" data-content=\"Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Canadian dollars to a foreign currency. You'll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Canadian dollars while overseas or shopping online with a foreign merchant or financial institution.\" title=\"\" data-original-title=\"\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        20.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $150\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn up to 45,000 bonus Scene+ points (that\u2019s up to $1,350 in value in the first 12 months). <b>Apply by January 3, 2027<\/b>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-passport-visa-infinite-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-foreign-currency-conversion-fee%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22adb95d27-e259-4aa3-81cc-593d75893408%22%2C%22category_name%22%3A%22No%2BForeign%2BFees%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793917314%22%2C%22position%22%3A%224%22%2C%22offer_id%22%3A%2224032%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22f03ed9b6-b98b-48a5-858c-1683a77bf3ec%22%2C%22product_name%22%3A%22Scotiabank%2BPassport%2BVisa%2BInfinite%2B%252B%2BCard%22%2C%22post_id%22%3A%221011094%22%2C%22post_path%22%3A%22prepaid-cards%252Fdebit-cards-low-foreign-transaction-fees%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Scotiabank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Scotiabank Passport Visa Infinite + Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000011-f03ed9b6-b98b-48a5-858c-1683a77bf3ec\" value=\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\" name=\"productID\" _productname=\"                            Scotiabank Passport Visa Infinite + Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\"}'><label class=\"luna-label\" for=\"compare-product-0000000011-f03ed9b6-b98b-48a5-858c-1683a77bf3ec\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer hide-comparison-table__paginationContainer\"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"\">Load More<\/button><div class=\"js-show-more-data_count-adb95d27-e259-4aa3-81cc-593d75893408 comparison-table__dataCount\">Showing\n\t\t\t4\n\t\t\tof\n\t\t\t4\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CACCF\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/no-foreign-transaction-fee-credit-cards\" style=\"text-decoration:underline; font-size:0.9em;\">No foreign transaction fee credit cards<\/a>\n<\/div>\n<\/article><h3>Fees for making international purchases with a debit card<\/h3><p>While using your debit card when overseas gives you quick and easy access to money, it pays to find out just how much you\u2019ll end up paying in other fees and costs:<\/p><ul><li style=\"padding-bottom: 14px;\"><strong>Foreign transaction fee<\/strong>. This fee is a combination of what your card provider charges along with what the payment processor charges. You have to pay this fee when you use your card to pay in foreign currency, which your card provider converts into pound sterling. It is usually between 2% and 3% of the transaction value.<\/li><li style=\"padding-bottom: 14px;\"><strong>Overseas ATM fees<\/strong>. When using your debit card to withdraw money from an overseas ATM, the owner charges a fee, as does your card provider. Lower these fees by withdrawing from your provider\u2019s international ATM partners (if there are any), withdrawing large sums to reduce your ATM visits or switching bank accounts to one that charges no or low international ATM withdrawal fees.<\/li><li style=\"padding-bottom: 14px;\"><strong>Foreign exchange rate margin.<\/strong> When converting currencies, banks make money by deducting a small fee (also called a margin or markup) worth a small percentage of the exchange rate between 2 currencies. A high exchange fee means a poor exchange rate and less foreign currency for each Canadian dollar you convert.<\/li><li style=\"padding-bottom: 14px;\"><strong>International money transfer fee<\/strong>. If you\u2019d like to send money to someone overseas from your regular bank account in Canada, bank wire transfers can cost $50 or more. Online <a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\" rel=\"noopener noreferrer\">international money transfer services<\/a> usually charge lower fees and often support more sending and receiving options.<\/li><\/ul><h3>Do traditional banks offer no foreign transaction fee debit cards?<\/h3><p>No, traditional Big Banks\u2014like RBC, Scotiabank, BMO, CIBC and TD\u2014do not typically offer no FX fee debit cards. Instead they typically offer <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/no-foreign-transaction-fee-credit-cards\">credit cards designed for international travel<\/a> that don\u2019t charge FX fees on international purchases.<\/p><p>That means that if you want to spend from your account instead of on credit while you\u2019re travelling, you\u2019re best bet is to open an account with digital banks that offer no FX fee cards, like EQ Bank or KOHO.<\/p><h3>Pros and cons of using debit cards with no foreign transaction fees<\/h3><p>A no foreign transaction fee debit card or prepaid card can come in handy, but there are some drawbacks.<\/p><h4>Pros<\/h4><ul class=\"list-1\"><li><strong>Save when shopping online.<\/strong> A no foreign transaction fee debit card or prepaid card can lead to significant savings if you frequently buy from foreign retailers.<\/li><li><strong>Save when travelling.<\/strong> Debit cards with no foreign transaction fees make it easy to spend overseas like you would at home without worrying about being hit with conversion fees.<\/li><li><strong>Avoid overspending and paying interest.<\/strong> With a debit card, you\u2019re limited to spending what\u2019s in your account. This is unlike a credit card, which lets you spend borrowed funds that have to be repaid with interest.<\/li><li><strong>No transfers required.<\/strong> A debit or prepaid card gives you direct access to money in your bank account, so you don\u2019t have to worry about loading foreign currency onto your card from another card or account.<\/li><li><strong>No conversion required.<\/strong> Using your debit card to pay in foreign currency is easy and does not require complicated calculations. Your card provider does this for you using current exchange rates.<\/li><\/ul><h4>Cons<\/h4><ul class=\"list-13\"><li><strong>No access to extra emergency funds.<\/strong> You can only access funds in your bank account. In an emergency, a credit card could work better.<\/li><li><strong>Limited choice.<\/strong> While a number of Canadian financial institutions provide debit cards, not many offer cards with no foreign transaction fees, so your choices remain limited.<\/li><\/ul><h3>Bottom line<\/h3><p>When currency is converted, banks charge a foreign transaction fee, which is usually around 2.5% of the transaction amount. It\u2019s possible to reduce foreign transaction fees with a prepaid card, which works like a debit or credit card.<\/p><p>If you\u2019re looking for an alternative to debit cards with no transaction fees, consider getting a travel money card or a Canada credit card with no foreign transaction fees.<article class=\"luna-card--border\">\n<div class=\"luna-card__block\">\n<div class=\"u-grid\">\n<div class=\"u-grid__col u-1\/4@s u-1\/1\" style=\"padding-bottom: 0px; place-self: center;\">\n<img decoding=\"async\" class=\"alignnone size-full wp-image-1039990\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png\" alt=\"BMO\" width=\"1800\" height=\"625\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=5400 5400w\" sizes=\"(max-width: 5400px) 100vw, 5400px\" loading=\"lazy\">\n<\/div>\n<div class=\"u-grid__col u-1\/2@s u-1\/1\">\n<p style=\"font-size:130%;\">BMO Performance Chequing Account<\/p>\n<ul class=\"list-1\">\n<li>Earn <b>up to $1,100<\/b> in cash bonuses from BMO<\/li>\n<li><span style=\"color:#DB2420\"><b>Exclusive:<\/b><\/span> Get an extra <b>$175 reward<\/b> from Finder + a <b>$25<\/b> BMO referral boost<span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Exclusive offer:&lt;\/b&gt; Become a Finder member and receive a $175 digital Visa card when you open a BMO Performance Chequing Account online through Finder. Offer ends November 30, 2026. Terms and conditions apply. Plus, refer your friends to open the BMO Performance Chequing Account and after they successfully sign up for the account via Finder, you'll receive a $25 digital Visa gift card. There's no cap on referrals, so you could earn multiple gift cards.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\n<li>Get up to <b>5.00%<\/b> promo interest with a linked savings account<span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to a 5.00%&lt;\/b&gt; promo interest rate when you open both a BMO Performance Chequing Account and a BMO Savings Amplifier Account. Earn 0.45% thereafter. Terms apply.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"u-grid__col u-1\/4@s u-1\/1\" style=\"padding-bottom: 0px; place-self: center;\">\n<div class=\"rewards--element-container rewards--container\" data-product-id=\"b01ef1f7-4690-430e-890a-bde8c7186248\" data-niche=\"CAFSA-CHQ\" data-product-name=\"BMO Performance Chequing Account\" data-provider-name=\"BMO\" data-rewards-campaign-name=\"bmo|chq|nov-2026~cafsa\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"bmo|chq|nov-2026~cafsa\"] = {\"startDate\":\"2026-11-02T14:00:00.000Z\",\"endDate\":\"2026-12-01T04:59:59.000Z\",\"showVisaLogo\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"isTieredReward\":false,\"rewardCopy\":\"Join Finder then open a new BMO Performance Chequing Account online through Finder as a first-time customer and keep it open until January 29, 2027 to receive a $175 digital Visa gift card. Ends 30 Nov 2026.\",\"hasEligibilityCriteria\":true,\"offerStacking\":true,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $175 from Finder\",\"titleHighlight\":\"$175\",\"copyText\":\"Become a Finder member, then open a new \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder as a first-time customer to get a \\u003Cb\\u003E$175 digital Visa card\\u003C\\\/b\\u003E from Finder + earn \\u003Cb\\u003Eup to $1,100\\u003C\\\/b\\u003E in welcome bonuses from BMO. Keep the account open until January 29, 2027. Offer ends November 30th, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"nicheText\":\"Chequing Accounts\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"b01ef1f7-4690-430e-890a-bde8c7186248\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/finder-x-bmo-performance-chequing-account-promotion\",\"validationDate\":\"2026-12-30T05:00:00.000Z\",\"fulfillmentDate\":\"2027-01-30T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":false,\"title\":\"Get $175 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new BMO account\",\"items\":[{\"icon\":\"shopping-bag\",\"text\":\"Create a Finder account for free instantly\"},{\"icon\":\"user\",\"text\":\"Open a BMO Performance Chequing Account online through Finder\"},{\"icon\":\"confetti\",\"text\":\"Receive your $175 digital Visa card from Finder on or before January 29th, 2027\"}],\"heading\":\"Get $175 from Finder\",\"membersHeading\":\"Get $175 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Create a Finder account for free instantly\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before January 29th, 2027\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before January 29th, 2027\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new BMO account\",\"badgeText\":\"\\u003Creward_value\\u003E REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within \\u003Cfulfillment_days\\u003E days of signup or purchase.\",\"legalText\":\"By submitting your details you agree to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"GET $175 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO BMO\",\"copyText\":\"Ends on November 30th, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/finder-x-bmo-performance-chequing-account-promotion\",\"validationDate\":\"2026-12-30T05:00:00.000Z\",\"fulfillmentDate\":\"2027-01-30T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null,\"criteriaText\":\"Join Finder then open a new BMO Performance Chequing Account online through Finder as a first-time customer and keep it open until January 29, 2027 to receive a $175 digital Visa gift card. Ends 30 Nov 2026.\",\"membersCriteriaText\":\"Open a new BMO Performance Chequing Account online through Finder as a first-time customer and keep it open until January 29, 2027 to receive a $175 digital Visa gift card. Ends 30 Nov 2026.\"}};<\/script> <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/bmo-performance-chequing-account-review-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-small%22%2C%22offer_id%22%3A%2222439%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%22b01ef1f7-4690-430e-890a-bde8c7186248%22%2C%22product_name%22%3A%22BMO%2BPerformance%2BChequing%2BAccount%22%2C%22provider_id%22%3A%2217ec4faf-007c-4695-8db1-58ffc0fdcac9%22%2C%22provider_name%22%3A%22BMO%22%2C%22post_id%22%3A%221011094%22%2C%22post_path%22%3A%22prepaid-cards%252Fdebit-cards-low-foreign-transaction-fees%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1060519%2C%22name%22%3A%22bmo-rebate-narrow-hero%22%2C%22country%22%3A%22ca%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success luna-button--fluid has-margin-top-small rewards--cta\">Go to site<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article><\/p><h3>FAQs about debit cards with no foreign transaction fees<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000012\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000012\">\n                <span class=\"luna-accordion__title\">What is a foreign transaction fee?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000012\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Financial institutions charge foreign transaction fees (usually around 2.5%) whenever a currency conversion is required. For example, if you pay for a US purchase with a Canadian debit card, your bank will charge a fee for exchanging Canadian dollars to US dollars to process the payment.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000013\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000013\">\n                <span class=\"luna-accordion__title\">Is there a foreign transaction fee for making online purchases from foreign website?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000013\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>If you make an online purchase from a foreign retailer that charges you in any currency other than Canadian dollars, then you would have to pay a foreign transaction fee (unless your card waives this fee).<\/p><p>If a foreign retailer charges you in Canadian dollars, then your funds don't have to be converted and you won't pay a foreign transaction fee.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000014\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000014\">\n                <span class=\"luna-accordion__title\">Is there a foreign transaction fee for booking a plane ticket through an international airline's Canadian website?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000014\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>If the international airline charges you in Canadian dollars, you likely won't have to pay a foreign transaction fee. But if you pay in any other currency, your financial institution will likely charge you a foreign transaction fee.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000015\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000015\">\n                <span class=\"luna-accordion__title\">Can I get a replacement debit card if I lose my card while travelling?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000015\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. Both Visa and Mastercard offer overseas debit card replacements.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000016\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000016\">\n                <span class=\"luna-accordion__title\">Do all Canadian credit cards have foreign transaction fees?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000016\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>No. While many cards do have foreign transaction fees, it's also possible to find a Canada credit card with no foreign transaction fee. Options include the <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-gold-american-express-credit-card\">Scotiabank Gold American Express Card<\/a> and the <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-passport-visa-infinite-credit-card\">Scotiabank Passport Visa Infinite Card.<\/a><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000017\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000017\">\n                <span class=\"luna-accordion__title\">How can I avoid foreign transaction fees in Canada?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000017\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>If you're a foreign resident visiting Canada, you can avoid these fees by choosing a debit or credit card with no foreign transaction fees. There are also prepaid cards available that don't charge foreign transaction fees, so shop around to find the card that's right for you.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div class=\"sources sources__f1\">\n    \n  <ul class=\"luna-accordionGroup accordionGroup\">\n    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n      <div class=\"luna-accordion__summary\">\n        <h3 class=\"luna-accordion__heading\" data-toc-label=\"Sources\">\n          <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"sources_0000000018\" data-toggle=\"collapse\" data-target=\"#sources_0000000018\">\n            <span class=\"luna-accordion__title u-text--lg u-font--bold\">Sources<\/span>\n            <svg class=\"luna-icon\" aria-hidden=\"true\">\n              <use href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n              <use href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n            <\/svg>\n          <\/button>\n        <\/h3>\n      <\/div>\n      <div class=\"luna-accordion__details collapse \" aria-hidden=\"true\" id=\"sources_0000000018\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n          <p class=\"sources__description\">Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are <a href=\"https:\/\/www.finder.com\/ca\/why-trust-us\">fact checked<\/a> in line with our <a href=\"https:\/\/www.finder.com\/ca\/editorial-guidelines\">editorial guidelines<\/a>.<\/p>\n          <ol class=\"u-pl--0 u-text--lg u-font--medium\">\n                                          <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/travel.gc.ca\/air\/travelling-money#Cards\" target=\"_blank\">Government of Canada: Travelling and money<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/banking\/using-debit.html\" target=\"_blank\">Financial Consumer Agency of Canada: Using debit cards<\/a><\/li>\n                                    <\/ol>\n        <\/div>\n      <\/div>\n    <\/li>\n  <\/ul>\n  <\/div>","protected":false},"excerpt":{"rendered":"<p>Avoid or lower your international transaction fees when shopping online or travelling overseas.<\/p>\n","protected":false},"author":645,"featured_media":1066731,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"debit cards with no foreign transaction fees","_yoast_wpseo_title":"Debit Cards With No Foreign Transaction Fees in Canada | Finder Canada","_yoast_wpseo_metadesc":"Frequent travelers and international shoppers can save by using debit cards with no foreign transaction fees. Here are your options.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/smilingwomanholdingdebitcardorangebackground_Canva_1200x628.jpg","_yoast_wpseo_opengraph-image-id":"1011142","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"516","post_co_author_date":"2026-06-09T11:04:47","post_co_author_manual_date_checked":"false","post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":"false","post_editor":"685","post_editor_date":"","post_author_date":"2023-03-15T17:50:20","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2026-05-20 23:41:43\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We updated information about KOHO.\"}","_last_major_update":"{\"date\": \"15\/08\/2020\", \"isOn\": true}","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":""},"categories":[5546],"tags":[5439],"asset_tag":[],"class_list":["post-1011094","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-prepaid-cards","tag-latest-3"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Debit Cards With No Foreign Transaction Fees in Canada | Finder Canada<\/title>\n<meta name=\"description\" content=\"Frequent travelers and international shoppers can save by using debit cards with no foreign transaction fees. 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