{"id":1010809,"date":"2023-03-13T16:15:00","date_gmt":"2023-03-13T20:15:00","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=1010809"},"modified":"2026-04-22T20:51:23","modified_gmt":"2026-04-23T00:51:23","slug":"national-bank-newcomer-bank-account-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/chequing-accounts\/national-bank-chequing\/national-bank-newcomer-bank-account-review","title":{"rendered":"National Bank Newcomer Bank Account review"},"content":{"rendered":"<h3>What are the benefits of the National Bank Newcomers Bank Account?<\/h3><ul class=\"list-1\"><li><strong>Open an account before you arrive in Canada.<\/strong> You can open a Newcomer Bank Account up to 90 days before you move to Canada.<\/li><li><strong>No monthly fee for up to three years.<\/strong> There\u2019s no monthly fee for the first year when you open an account. The fee is waived for a further two years when you sign up for other National Bank products and services. Over three years, this can amount to savings of over $700.<\/li><li><strong>Discounted monthly fees.<\/strong> If you choose not to sign up to the necessary products and services to activate the three-year fee-free deal, you still get 50% off the monthly fee in year two and 25% off the monthly fee in year three.<\/li><li><strong>Unlimited transactions.<\/strong> You can make unlimited electronic transactions without incurring any fees. These include debit card purchases, withdrawals, transfers, Interac e-Transfers, pre-authorized debits and cheques.<\/li><li><strong>No branch transaction fees in the first year.<\/strong> If you need to visit a branch to perform a transaction, the fee for in-branch transactions is waived for the first year.<\/li><li><strong>100 cheques.<\/strong> Your first order of 100 cheques is included with the National Bank Newcomer Bank Account.<\/li><li><strong>Free phone support for newcomers.<\/strong> You can access free and exclusive advice for newcomers for the first year after opening an account. This includes advice and assistance on topics such as housing, employment, health care and more.<\/li><li><strong>Credit card access.<\/strong> You can apply for and access a <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/national-bank\">National Bank Mastercard<\/a> even if you don\u2019t have any Canadian credit history.<\/li><li><strong>Send international transfers.<\/strong> If you want to send money to loved ones back home, you can take advantage of Mastercard and Interac international transfers.<\/li><li><strong>Mobile cheque deposits.<\/strong> This convenient feature allows you to deposit cheques into your account using the National Bank mobile app.<\/li><\/ul><h3>What should I look out for?<\/h3><ul class=\"list-12\"><li><strong>Conditions apply.<\/strong> If you want to take advantage of the offer of no monthly fee for up to three years, you\u2019ll need to sign up for a National Bank Mastercard credit card, receive online bank statements and set up a payroll deposit or electronic payment of two bills per month.<\/li><li><strong>Branch transaction fee.<\/strong> While there are no branch transaction fees for the first year, you\u2019ll pay  per in-branch transaction fee after that.<\/li><li><strong>No interest.<\/strong> Like most chequing accounts, you can\u2019t earn any interest on your account balance with the National Bank Newcomer Account.<\/li><\/ul><h3>Compare other chequing accounts<\/h3>\n    \n\n<style>\n#toppicks, #toppicks-mobile { overflow-x: auto; }\n.table-expander__content { margin-left: 0.5rem; line-height: normal; }\n.pro-section { line-height: 1.35rem; text-align: left; }\n\n.topPicksF1 .card-topText {\n    font-weight: 800;\n    height: 50px;\n    font-style: italic;\n    align-content: space-around;\n}\n\n.topPicksF1 .zoom:hover {\n    box-shadow: 4px 6px 0 0 #232320;\n}\n\n.topPicksF1 .topPicks__deal {\n    color: #232021;\n    background-color: #F7F6EC;\n}\n\n.container-threepc.threepc-flex::-webkit-scrollbar { display: none; }\n.gx-badge__body.awards-badge__body.hasPopover.threepc-award { margin-top: 0; }\n.topPicks__card-card figure.award { padding: 0px 10px 20px 10px; margin: -3px auto 3px; width: 130px; }\n.topPicks__card-card figure.noward { padding: 10px; width: 130px; }\n.award-wrapper { height: 0px; display: block; margin: -23px auto 23px; }\n\n.threepc-rewards-pill-wrapper { display: flex; justify-content: center; margin: 0 0.7rem; }\n.threepc-rewards-pill-wrapper .rewards-pill-wrapper { margin: 0; display: flex; justify-content: center; }\n.rewards--container figure.noward, .rewards--container figure.award { padding-bottom: 0; }\n.container-threepc:has(.rewards-pill) .luna-button--success { margin-top: 8px; }\n.container-threepc:has(.rewards-pill) .has-padding-top-small { padding-top: 14px; }\n.award-bnt { padding-top: 0.5em; padding-bottom: 0.5em; }\n.award-pad { padding-top: 0.5rem; margin-bottom: 0.55rem; }\n.luna-card__block { padding: 1.25rem; }\n.ratings-w { width: 42%; margin: auto; margin-bottom: 1rem; }\n.cleanMastHead { display: block; }\n.standardMasthead.standardMasthead--widget { overflow: visible; }\n.standardMasthead__widgetSection__content { overflow: visible; }\n.popover.fade.bottom.in { overflow: visible; }\n\n.cardColoured-banner {\n    width: 100%;\n    border-radius: 0.7em 0.7em 0 0;\n    background-color: #e5f7ff;\n}\n\n.cardPros-text {\n    font-size: 0.8em;\n}\n\n.cardData-header {\n    margin: 0;\n    font-size: 0.77em;\n    white-space: normal;\n    color: #6c7881;\n}\n\n.cardProductname-header {\n    font-size: 0.77em;\n    white-space: normal;\n    color: #6c7881;\n    font-weight: 600;\n    margin-bottom: 0.5rem;\n    margin-top: 0.5rem;\n}\n\n.cardProductname-header-fsa {\n    margin-top: 2rem;\n    margin-bottom: 0.7rem;\n}\n\n.cardData-text {\n    margin: 0;\n    font-size: 0.9em;\n    font-weight: 700;\n    text-align: right;\n    white-space: normal;\n}\n\n.card-topText {\n    text-align: center;\n    margin: 0.5em;\n    font-weight: 500;\n    white-space: normal;\n}\n\n.container-threepc .luna-card {\n    overflow: visible;\n}\n\n.popover.top {\n    overflow: visible;\n}\n\n.pick {\n    margin-top: 0.3em;\n    margin-bottom: 0.3em;\n}\n\n.luna-card__topPick {\n   padding: 0.5em;\n}\n\n.best-pagePromoted-span {\n    font-size: 0.7em;\n    font-weight: 700;\n    background-color: #f6c744;\n    border-radius: 1em;\n    padding: 0.4em 0.8em;\n}\n\n.container-threepc {\n    width: 100%;\n    height: auto;\n    white-space: nowrap;\n    padding-top: 10px;\n    padding-bottom: 10px;\n}\n\n\/* Dual product-set visibility. When only one set is rendered it has no\n   visibility class and shows everywhere (current behaviour). When a mobile\n   set is supplied, the desktop set shows >801px and the mobile set <=801px. *\/\n.container-threepc.threepc-desktop-only { display: flex; }\n.container-threepc.threepc-mobile-only { display: none; }\n@media (max-width: 801px) {\n    .container-threepc.threepc-desktop-only { display: none; }\n    .container-threepc.threepc-mobile-only { display: flex; }\n}\n\n.threepc-flex {\n    display: flex;\n    flex-wrap: unset;\n        overflow: visible;\n    }\n\n.threepc-flex-item {\n    flex: 0 0 auto;\n}\n\n.zoom {\n    transition: transform .2s;\n    margin: 0 auto;\n}\n\n.zoom:hover {\n    transform: scale(1.015);\n    box-shadow: 1px 1px 19px -9px rgba(168,176,183,0.81);\n}\n\n.mastheadPick-item {\n    margin: 5px;\n    width: calc(96% \/ 3);\n    border-radius: 0.7em;\n}\n\n.luna-author {\n    padding: 20px;\n}\n\n.standardMasthead__widgetSection {\n    margin-bottom: 8%;\n}\n\n.topPicks__deal {\n    color: #014BB2;\n    font-weight: 600;\n    background-color: #ebf3fc;\n    padding: 0.5em 0.65em 0.6em;\n    width: auto;\n    border-radius: 16px;\n    font-size: 0.875rem;\n    line-height: 17px;\n    margin: 1.2rem 0.7rem;\n    text-wrap: wrap;\n}\n\n.topPicks__deal span.table-popover::before {\n    background-image: url(\"data:image\/svg+xml,%3Csvg%20viewBox%3D%220%200%2024%2024%22%20id%3D%22info-circle%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cpath%20d%3D%22M11%2017h2v-6h-2v6zm1-15C6.48%202%202%206.48%202%2012s4.48%2010%2010%2010%2010-4.48%2010-10S17.52%202%2012%202zm0%2018.75c-4.823%200-8.75-3.927-8.75-8.75S7.177%203.25%2012%203.25s8.75%203.927%208.75%208.75-3.927%208.75-8.75%208.75zM11%209h2V7h-2v2z%22%20fill%3D%22%23232021%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E\");\n    margin: -2px 0px -1px 0px;\n}\n\n@media (max-width: 1920px) {\n    .pro-section {\n        max-height: fit-content;\n    }\n}\n\n@media (max-width:801px) {\n    .topPicksF1 .card-topText {\n        font-size: 1.3em;\n    }\n\n    .mastheadPick-item {\n        margin: 5px;\n        width: 80%;\n    }\n\n    .standardMasthead__widgetSection {\n        margin-bottom: 0;\n    }\n\n    .standardMasthead.standardMasthead--widget {\n        overflow: auto;\n    }\n\n    .container-threepc .popover.fade.bottom.in {\n        overflow: visible;\n        left: 2rem;\n        top: 0;\n    }\n}\n\n@media (max-width:481px) {\n    .topPicksF1 .cardColoured-banner {\n        font-size: 0.8rem;\n        background-color: #e5f7ff;\n    }\n\n    .award-w-btn { padding-top: 0.25rem }\n    .ratings-w { width: 52%; }\n    .award-wrapper { height: 0px; display: block; }\n    .cardProductname-header { margin-top: 2.2rem; }\n\n    .mastheadPick-item {\n        margin: 5px;\n        width: 80%;\n    }\n\n    .standardMasthead__widgetSection {\n        margin-bottom: 0;\n    }\n\n    .cardColoured-banner {\n        font-size: 0.9rem;\n        background-color: #e5f7ff;\n    }\n}\n<\/style>\n\n<style>\n       .icondeal > use { fill: #232320 !important }\n    .icondeal { width: 1rem !important; height: 1rem !important; vertical-align: \/*middle;*\/ vertical-align: bottom !important;}\n  .best-page-offer-text-rib {  border-radius: 16px !important;  background-color: #F7F6EC; padding: 0.5rem; display: inline-block;}\n  .threepc-page-offer-text-rib { padding: 0.3em !important }\n  td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; } td.comparison-table__feature--longtext .has-margin-bottom-xsmall { border-radius: 3px; }\n<\/style> \n\n    \n\n\n                        \n\n\n\n\n\n\n\n    \n            \n                \n        <div class=\"container-threepc threepc-flex topPicksF1 \" id=\"toppicks\">\n\n                                                                                                                                                                                                                            <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"bffd0c48-dbf8-4ec5-aedf-a9eeb532406b\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Earn Interest\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/eqbank-personal-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bffd0c48-dbf8-4ec5-aedf-a9eeb532406b%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22offer_id%22%3A%2222475%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%221%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%221010809%22%2C%22post_path%22%3A%22chequing-accounts%252Fnational-bank-chequing%252Fnational-bank-newcomer-bank-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to EQ Bank\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg\" loading=\"lazy\" alt=\"EQ Bank logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    \n                    <div>\n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small\" style=\"border-radius: 0.2em;\">\n                       <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/eqbank-personal-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22offer_id%22%3A%2222475%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%22bffd0c48-dbf8-4ec5-aedf-a9eeb532406b%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22provider_id%22%3A%225e5bd9bf-b394-4422-97dc-7e9052c4f642%22%2C%22provider_name%22%3A%22EQ%2BBank%22%2C%22post_id%22%3A%221010809%22%2C%22post_path%22%3A%22chequing-accounts%252Fnational-bank-chequing%252Fnational-bank-newcomer-bank-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success\">GO TO SITE<\/a>\n\n\n                        \n                    <\/div>\n                    <\/div>\n                    \n                    \n\n                       <div style=\"display: none\">bffd0c48-dbf8-4ec5-aedf-a9eeb532406b-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li><b>Earn 2.75% interest for 12 months<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 2.75% interest on your money with qualifying direct deposits of $2,000\/month, and 1.00% otherwise.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>No monthly account fee<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Free ATM withdrawals across Canada<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No transaction fees<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No e-Transfer fees<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                                                                                                                                                    <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card rewards--container\" data-niche=\"CAFSA-CHQ\" data-rewards-component=\"top-picks\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"b01ef1f7-4690-430e-890a-bde8c7186248\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Sign-up Offer\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/bmo-performance-chequing-account-review-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22b01ef1f7-4690-430e-890a-bde8c7186248%22%2C%22product_name%22%3A%22BMO%2BPerformance%2BChequing%2BAccount%22%2C%22offer_id%22%3A%2222439%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%222%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%221010809%22%2C%22post_path%22%3A%22chequing-accounts%252Fnational-bank-chequing%252Fnational-bank-newcomer-bank-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to BMO\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png\" loading=\"lazy\" alt=\"BMO logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                                            <div class=\"threepc-rewards-pill-wrapper\"><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: center;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: left;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  \/* &#9472;&#9472; Responsive T&C: inline (inside pill) vs below (outside pill) &#9472;&#9472; *\/\n  .rewards-pill__tc--below {\n    display: none;\n  }\n\n  .rewards-pill__icon-svg--compact {\n    display: none;\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill__tc--inline {\n      display: none;\n    }\n\n    .rewards-pill__tc--below {\n      display: block;\n      \/* Extra spacing so the T&Cs touch target isn't too close to the CTA button (mobile\/tablet) *\/\n      margin-bottom: 12px;\n    }\n\n    \/* Swap to compact icon on mobile\/tablet *\/\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--compact {\n      display: block;\n    }\n\n    \/* Revert pill to compact size when T&C moves outside *\/\n    .rewards-pill[data-show-tc=\"true\"] {\n      height: 24px;\n      padding: 0px 8px 0px 2px;\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n      top: 55%;\n      left: 3%;\n      margin-top: -19px;\n      margin-left: -6px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n      text-transform: uppercase;\n      font-size: 16px;\n      line-height: 24px;\n    }\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n  \/* Partner card (stacked rewards design) *\/\n  .rewards-pill__partner--large {\n    display: flex;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__partner--compact {\n    display: none;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__plus {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-size: 14px;\n    color: #232320;\n    z-index: 1;\n    line-height: 1;\n  }\n\n  .rewards-pill__partner-svg {\n    width: 68px;\n    height: 48px;\n    filter: drop-shadow(0px 0px 6.2px rgba(0, 0, 0, 0.15));\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--compact {\n      display: flex;\n    }\n  }\n\n<\/style>\n<script>\n(function () {\n  window.isRewardsPillScriptInitialized ??= false;\n  if (window.isRewardsPillScriptInitialized) return;\n  window.isRewardsPillScriptInitialized = true;\n\n  function getLinkParams(anchor) {\n    const redirectUrl = anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n    try {\n      const url = new URL(redirectUrl);\n      const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n      if (!rawParams) return;\n      const { offer_id, niche_code, site, product_name, product_id } = JSON.parse(\n        decodeURIComponent(rawParams)\n      );\n      return {\n        redirectUrl,\n        offerId: offer_id,\n        niche: niche_code || site,\n        productName: product_name,\n        productId: product_id,\n      };\n    } catch (e) {\n      return;\n    }\n  }\n\n  function resolvePillContext(pill) {\n    \/\/ Table pill: lives inside a tr[data-product-id]\n    const row = pill.closest(\"tr[data-product-id]\");\n    if (row) {\n      return {\n        container: row,\n        cta: row.querySelector(\".rewards--cta\"),\n      };\n    }\n    \/\/ Standalone pill: shortcode \/ non-table context\n    if (pill.hasAttribute(\"data-campaign-name\")) {\n      const container = pill.closest(\".rewards--container\");\n      return {\n        container: container ? container.querySelector(\".rewards--element-container\") : null,\n        cta: container\n          ? container.querySelector(\"a.rewards--cta:not([aria-hidden='true'])\")\n          : null,\n      };\n    }\n    return { container: null, cta: null };\n  }\n\n  document.addEventListener(\"click\", (event) => {\n    const pill = event.target.closest(\".rewards-pill\");\n    if (!pill) return;\n\n    const { container, cta } = resolvePillContext(pill);\n    if (!container || !cta) return;\n\n    const linkParams = getLinkParams(cta);\n    if (!linkParams) return;\n\n    const params = {\n      productId: linkParams.productId,\n      campaignName:\n        container.getAttribute(\"data-rewards-campaign-name\") ||\n        pill.getAttribute(\"data-campaign-name\") ||\n        \"\",\n      redirectUrl: linkParams.redirectUrl,\n      productName: linkParams.productName,\n      providerName: container.getAttribute(\"data-provider-name\") || \"\",\n      niche: linkParams.niche,\n      offerId: linkParams.offerId,\n      component: \"infobox\",\n      badgeHtml: pill.outerHTML,\n    };\n\n    if (window.rewards && typeof window.rewards.displayModal === \"function\") {\n      window.rewards.displayModal(params, false, cta);\n    }\n  });\n})();\n<\/script>\n<div class=\"rewards-pill-wrapper\">        \n                      \n          <div class=\"rewards-pill\" data-campaign-name=\"bmo|performance|may-2026~cafsa\" data-rewards-pill=\"true\">\n      <span class=\"rewards-pill__shimmer\"><\/span>\n      <span class=\"rewards-pill__icon\">\n        <svg class=\"rewards-pill__star\" width=\"22\" height=\"22\" viewbox=\"19 91 18 18\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n          <path d=\"M20 100L27.2233 99.4357L25.5279 92.3915L28.2967 99.087L34.4721 95.2977L28.96 100L34.4721 104.702L28.2967 100.913L25.5279 107.608L27.2233 100.564L20 100Z\" fill=\"white\"><\/path>\n        <\/svg>\n            <svg width=\"44\" height=\"31\" viewbox=\"0 0 44 31\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"rewards-pill__icon-svg\">\n    <g clip-path=\"url(#pill_clip0_pill_compact_763575350)\">\n      <rect y=\"5.56738\" width=\"40\" height=\"25.2248\" rx=\"1.61564\" transform=\"rotate(-8 0 5.56738)\" fill=\"#2857FF\"><\/rect>\n      <path d=\"M20.897 2.22497C30.3741 0.893043 39.1368 7.49621 40.4687 16.9734C41.8007 26.4505 35.1975 35.2132 25.7203 36.5451C21.4981 37.1385 17.4196 36.1536 14.0749 34.0446C11.4411 36.9939 7.79204 39.0648 3.56982 39.6582C-5.90734 40.9901 -14.67 34.387 -16.002 24.9098L-18.4137 7.74972L20.897 2.22497ZM20.554 -0.215411L-21.1973 5.65234L-18.4426 25.2531C-18.2559 26.5813 -17.9353 27.8906 -17.4896 29.1448C-17.0548 30.3681 -16.4961 31.5532 -15.8289 32.6667C-15.1742 33.7597 -14.4085 34.7947 -13.5532 35.7431C-12.7065 36.6819 -11.7646 37.5443 -10.7538 38.3061C-9.74286 39.068 -8.65435 39.7355 -7.51849 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Offer ends June 30, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"nicheText\":\"Chequing Accounts\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"b01ef1f7-4690-430e-890a-bde8c7186248\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/bmo-performance-chequing-account-promotion-may-june-2026\",\"validationDate\":\"2026-07-30T23:59:59.000Z\",\"fulfillmentDate\":\"2026-08-14T23:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":true,\"title\":\"Get $175 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new BMO account\",\"items\":[{\"icon\":\"user\",\"text\":\"Create a Finder account for free in under 1 minute\"},{\"icon\":\"shopping-bag\",\"text\":\"Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\"},{\"icon\":\"confetti\",\"text\":\"Receive your $175 digital Visa card from Finder on or before August 14, 2026\"}],\"heading\":\"Get $175 from Finder\",\"membersHeading\":\"Get $175 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Create a Finder account for free in under 1 minute\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before August 14, 2026\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before August 14, 2026\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new BMO account\",\"badgeText\":\"\\u003Creward_value\\u003E REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within \\u003Cfulfillment_days\\u003E days from validation.\",\"legalText\":\"By submitting your details you agree to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"GET $175 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO BMO\",\"copyText\":\"Ends on June 30, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/bmo-performance-chequing-account-promotion-may-june-2026\",\"validationDate\":\"2026-07-30T23:59:59.000Z\",\"fulfillmentDate\":\"2026-08-14T23:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null}};<\/script> <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/bmo-performance-chequing-account-review-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%2Brewards--cta%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22offer_id%22%3A%2222439%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%22b01ef1f7-4690-430e-890a-bde8c7186248%22%2C%22product_name%22%3A%22BMO%2BPerformance%2BChequing%2BAccount%22%2C%22provider_id%22%3A%2217ec4faf-007c-4695-8db1-58ffc0fdcac9%22%2C%22provider_name%22%3A%22BMO%22%2C%22post_id%22%3A%221010809%22%2C%22post_path%22%3A%22chequing-accounts%252Fnational-bank-chequing%252Fnational-bank-newcomer-bank-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success rewards--cta rewards--cta\">GO TO SITE<\/a><\/div>\n\n\n                        \n                    <\/div>\n                    <\/div>\n                    \n                    \n\n                       <div style=\"display: none\">b01ef1f7-4690-430e-890a-bde8c7186248-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li><b>Earn an $900 welcome bonus<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to $900&lt;\/b&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;Earn $700 when you open and fund a new BMO Performance Chequing Account by August 6, 2026 and complete two qualifying tasks by September 30, 2026.&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;Earn $150 when you open a Savings Amplifier Account, deposit a total of $10,000 or more, and maintain a daily closing balance of $10,000 or more for 7 months.&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;Earn $50 when you create one Goal and apply one Strategy in the My Financial Progress Plan by September 30, 2026.&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;Plus, get a Walmart+ membership for up to 12 months when you open and fund a new BMO Chequing Account by August 6, 2026, and sign up for or update your existing Walmart+ membership by September 30, 2026 by selecting Debit Mastercard as the payment option for the monthly transaction fee.&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;*Terms apply.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>Unlimited free transactions<\/li>\r\n            \r\n         \r\n            \r\n                 <li>$0 Interac e-Transfers<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Monthly fee waived on $4,000+ balance<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                                                                                                                                                    <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card rewards--container\" data-niche=\"CAFSA-CHQ\" data-rewards-component=\"top-picks\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"34e22551-d045-4451-8495-3962ed302fb2\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Big Five Bank\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/scotiabank-preferred-package-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2234e22551-d045-4451-8495-3962ed302fb2%22%2C%22product_name%22%3A%22Scotiabank%2BPreferred%2BPackage%22%2C%22offer_id%22%3A%2224036%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%223%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%221010809%22%2C%22post_path%22%3A%22chequing-accounts%252Fnational-bank-chequing%252Fnational-bank-newcomer-bank-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Scotiabank\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6709955f948ad.png\" loading=\"lazy\" alt=\"Scotiabank logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6709955f948ad.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6709955f948ad.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6709955f948ad.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6709955f948ad.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6709955f948ad.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/6709955f948ad.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                                            <div class=\"threepc-rewards-pill-wrapper\"><div 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Your details must match your new Scotiabank account\",\"items\":[{\"icon\":\"user\",\"text\":\"Create a Finder account for free in under 1 minute\"},{\"icon\":\"shopping-bag\",\"text\":\"Open a \\u003Cb\\u003EScotiabank Preferred Chequing Account\\u003C\\\/b\\u003E online through Finder\"},{\"icon\":\"confetti\",\"text\":\"Receive your $100 digital Visa card from Finder on or before October 1, 2026\"}],\"heading\":\"Get $100 from Finder\",\"membersHeading\":\"Get $100 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Create a Finder account for free in under 1 minute\\n* Open a \\u003Cb\\u003EScotiabank Preferred Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $100 digital Visa card from Finder on or before October 1, 2026\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open a \\u003Cb\\u003EScotiabank Preferred Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $100 digital Visa card from Finder on or before October 1, 2026\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new Scotiabank account\",\"badgeText\":\"\\u003Creward_value\\u003E REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within \\u003Cfulfillment_days\\u003E days from validation.\",\"legalText\":\"By submitting your details you agree to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"GET $100 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO SCOTIABANK\",\"copyText\":\"Ends on August 17, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-scotiabank-logo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"100\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/scotiabank-preferred-package-account-promotion-june-august-2026\",\"validationDate\":\"2026-09-17T23:59:59.000Z\",\"fulfillmentDate\":\"2026-10-01T23:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-scotiabank-chequing-account-reward-promotion-terms-and-conditions-june-august-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null}};<\/script> <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/scotiabank-preferred-package-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%2Brewards--cta%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22offer_id%22%3A%2224036%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%2234e22551-d045-4451-8495-3962ed302fb2%22%2C%22product_name%22%3A%22Scotiabank%2BPreferred%2BPackage%22%2C%22provider_id%22%3A%222237afce-e1d0-48c8-91bf-b10ba8201a29%22%2C%22provider_name%22%3A%22Scotiabank%22%2C%22post_id%22%3A%221010809%22%2C%22post_path%22%3A%22chequing-accounts%252Fnational-bank-chequing%252Fnational-bank-newcomer-bank-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success rewards--cta rewards--cta\">GO TO SITE<\/a><\/div>\n\n\n                        \n                    <\/div>\n                    <\/div>\n                    \n                    \n\n                       <div style=\"display: none\">34e22551-d045-4451-8495-3962ed302fb2-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li><b>Earn a $700 bonus<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to $700 when you bundle a Preferred Package, savings account, and registered account. &lt;b&gt;Valid until July 2, 2026.&lt;\/b&gt;\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>Earn up to 0.90% interest on qualifying savings accounts<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Unlimited free transactions<\/li>\r\n            \r\n         \r\n            \r\n                 <li>$0 Interac e-Transfers<\/li>\r\n            \r\n         \r\n            \r\n                 <li>$16.95 monthly fee waived on $4,000+ balances<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n            <\/div>\n    \n    \n<h3>National Bank Newcomer Bank Account\u2019s ATM network and fees<\/h3><p>The standard fee that applies to this chequing account is $15.95 per month. So after the first three years of discounted or waived fees have passed, you\u2019ll pay a total of $191.40 each year in fees.<\/p><p>And once the first year of free branch transactions comes to an end, you\u2019ll pay  for each in-branch transaction (or $2 if you use the bill payment service).<\/p><p>In terms of its nationwide reach, National Bank has over 350 branches, so head to the National Bank website to find a branch near you. It also has a network of 3,300 <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/atm-near-me\">ATMs around Canada<\/a>, and you can make withdrawals from a National Bank ATM or an ATM in THE EXCHANGE network without incurring any fees. However, transactions carried out through the Interac ATM network incur a $0 fee while transactions at Cirrus ATMs result in a  fee.<\/p><h3>What other chequing account options does National Bank offer?<\/h3><p>This newcomer offer from National Bank applies to its <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/national-bank-chequing\/national-bank-the-connected-chequing-account-review\">The Connected Chequing Account<\/a>. The bank also offers a handful of other chequing accounts:<\/p><ul><li><strong><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/national-bank-chequing\/national-bank-the-minimalist-chequing-account-review\">The Minimalist.<\/a><\/strong> This low-fee account includes up to 18 transactions (including two branch transactions) per month.<\/li><li><strong><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/national-bank-chequing\/national-bank-the-total-chequing-account-review\">The Total.<\/a><\/strong> This full-featured account supports unlimited online and branch transactions, but there\u2019s a monthly fee of up to $28.95 unless you maintain an account balance of $6,000 or more.<\/li><\/ul><p>Check out our <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/national-bank-chequing\">National Bank chequing accounts<\/a> guide for a quick comparison.<\/p><h3>How do I open a National Bank Newcomer Bank Account?<\/h3><h4>National Bank Newcomer Bank Account eligibility requirements<\/h4><p>To qualify for this account, you will need to:<\/p><ul><li>Be a newcomer aged 18 or older<\/li><li>Apply up to 90 days before your arrival in Canada or within five years of your arrival<\/li><li>Be the only user of the account<\/li><\/ul><h4>Required documents and information<\/h4><p>To apply online, you will need:<\/p><ul><li>Either a Canadian permanent resident card or a valid and eligible passport from another country, or a Canadian permanent resident card.<\/li><li>A mobile phone with a Canadian phone number that you can use to take a picture of your photo ID and a selfie.<\/li><\/ul><h3>How do I deposit or withdraw my money with my Newcomer Bank Account?<\/h3><p>You can transfer money to and from your National Bank account online or via National Bank\u2019s mobile app. You can transfer funds internally to other National Bank accounts while Interac e-Transfers and international transfers are also supported. Bill payments, pre-authorized debits and debit card withdrawals (including at ATMs and when you make a purchase) are available too.<\/p><p>Deposits to your account can be made via cheque, bank transfer or Interac e-Transfer. You can also set up a direct deposit to have your pay deposited into your account, or deposit cash at an ATM or branch.<\/p><h3>Expert National Bank Newcomers Account review<\/h3><p>The National Bank Newcomers Account is solid an option worth considering if you\u2019re moving to or have already arrived in Canada. The prospect of no monthly fees for up to three years is a big selling point while support for unlimited electronic transactions will help you take care of your daily banking needs. However, just make sure you\u2019re aware of the fees that may apply once the introductory period ends.<\/p><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">Is my money protected with the National Bank Newcomer Bank Account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. National Bank is a member of the Canada Deposit Insurance Corporation. Up to $100,000 you deposit in your account will be protected in the event that the National Bank goes bankrupt.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Can I get a credit card from National Bank if I have no Canadian credit history?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. You may be able to qualify for a National Bank credit card such as a<a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/national-bank\/national-bank-syncro-mastercard\"> National Bank Syncro Mastercard<\/a> or <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/national-bank\/national-bank-echo-cashback-mastercard\">National Bank Echo Cashback Mastercard<\/a> with no credit history. In fact, applying for a National Bank credit card is a required condition to activate three years of no monthly account fees<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">Where can I find out more about other bank accounts for newcomers to Canada?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Check out our guide to the <a href=\"https:\/\/www.finder.com\/ca\/banking\/best-bank-accounts-for-newcomers-to-canada\">best bank accounts for newcomers to Canada<\/a> to compare the features and deals offered by banks in Canada.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Can I open a newcomer account with National Bank before I arrive in Canada?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. You can apply from your home country up to 90 days before you arrive in Canada. You'll need to fill out an online application with your personal information, details of your scheduled arrival in Canada and your ID.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Here\u2019s your guide to this newcomer chequing account offer with no monthly fees for up to three years.<\/p>\n","protected":false},"author":516,"featured_media":805001,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"National Bank Newcomer Bank Account","_yoast_wpseo_title":"National Bank Newcomer Bank Account Review | Finder","_yoast_wpseo_metadesc":"If you\u2019re a newcomer to Canada, read our National Bank Newcomer Bank Account review for its pros and cons, eligibility criteria and 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