{"id":820300,"date":"2019-12-03T11:13:01","date_gmt":"2019-12-03T16:13:01","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=820300"},"modified":"2026-09-29T13:23:47","modified_gmt":"2026-09-29T17:23:47","slug":"bmo-savings","status":"publish","type":"page","link":"https:\/\/www.finder.com\/ca\/savings-accounts\/bmo-savings","title":{"rendered":"Compare BMO savings account options"},"content":{"rendered":"<p>BMO offers three standard savings accounts, each designed for a different type of saver. Below is our BMO savings account guide, including the features and benefits of each to help you choose the right fit.<\/p><h3>Compare BMO savings accounts<\/h3><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"width: 20%;\" scope=\"col\">Savings account<\/th><th style=\"width: 15%;\" scope=\"col\">Monthly fee<\/th><th style=\"width: 15%;\" scope=\"col\">Minimum balance requirement<\/th><th style=\"width: 15%;\" scope=\"col\">Standard interest rate<\/th><th style=\"width: 35%;\" scope=\"col\">Promotional rate<\/th><\/tr><\/thead><tbody><tr><td><b>BMO Savings Amplifier Account<\/b><\/td><td>$0<\/td><td>$0<\/td><td>0.45%<\/td><td>        \n    \n\nEarn 5% interest when you open both a BMO Savings Amplifier Account and a BMO Performance, Premium, Plus or Practical Chequing Account. Plus, earn up to a $1,100 opening bonus with the chequing account. <b>Valid until November 30, 2026<\/b><\/td><\/tr><tr><td><b>BMO Savings Builder Account<\/b><\/td><td>$0<\/td><td>$0<\/td><td>0.25%\u20130%<\/td><td>        \n    \n\nNo promotion available<\/td><\/tr><tr><td><b>BMO Premium Rate Savings Account<\/b><\/td><td>$0<\/td><td>$0<\/td><td>0.01%<\/td><td>        \n    \n\nNo promotion available<\/td><\/tr><\/tbody><\/table><div class=\"content tableWithFilters\n         topFiltersEnabled\n        \n         best-cards-table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"CAFSA\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div id=\"portal-table-top-filters-modal\"><\/div>\n\n<div class=\"contentWrapper tableWithFilters__contentWrapper\">\n    <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\n(function () {\n  const fsniche = \"cafsa\";\n  const getEventToListenTo = () => {\n    if (window.matchMedia('(any-hover:none)').matches) {\n      if (window.matchMedia('(max-width: 450px)').matches) {\n        return \"scroll\";\n      }\n    }\n    return \"DOMContentLoaded\";\n  };\n  const eventToWatch = getEventToListenTo();\n  const waitForLoadOnTheFly = (callback, maxAttempts = 50) => {\n    let attempts = 0;\n    const checkAndExecute = () => {\n      attempts++;\n      if (window.loadOnTheFly && window.loadOnTheFly.html) {\n        callback();\n      } else if (attempts < maxAttempts) {\n        setTimeout(checkAndExecute, 100);\n      } else {\n        console.error('loadOnTheFly.html not available after maximum attempts');\n      }\n    };\n    checkAndExecute();\n  };\n  \/\/ Two tables of the same niche output this script twice; load that niche's modal once.\n  window.finderScoreModalsRequested = window.finderScoreModalsRequested || {};\n  const loadFinderScoreModal = () => {\n    window.removeEventListener(eventToWatch, loadFinderScoreModal);\n    if (window.finderScoreModalsRequested[fsniche]) return;\n    window.finderScoreModalsRequested[fsniche] = true;\n    setTimeout(function () {\n      var partialId = \"\" || 'finder-score-' + fsniche + '-modal-optimized';\n      waitForLoadOnTheFly(() => {\n        window.loadOnTheFly.html('partial', { id: partialId }, function (response) {\n          document.getElementsByTagName(\"body\")[0].appendChild(response);\n          var modal = document.getElementById('finderScoreModal-' + fsniche);\n          var closeButton = modal.querySelector(\"#closeButton\");\n          closeButton.onclick = function () { modal.classList.add(\"elementHidden\"); };\n          var btnReadMethodology = modal.querySelector(\"#btnReadMethodology\");\n          btnReadMethodology.addEventListener(\"click\", function () { modal.classList.add(\"elementHidden\"); });\n          window.addEventListener(\"click\", function (event) {\n            if (event.target == modal) { modal.classList.add(\"elementHidden\"); }\n          });\n        });\n      });\n    }, 1000);\n  };\n  window.addEventListener(eventToWatch, loadFinderScoreModal);\n  window.showFinderScoreModal = window.showFinderScoreModal || function (niche) {\n    var attempts = 0;\n    var existCondition = setInterval(function () {\n      const modalLoaded = document.getElementById('finderScoreModal-' + niche);\n      if (modalLoaded) {\n        clearInterval(existCondition);\n        modalLoaded.classList.remove('elementHidden');\n      } else if (++attempts > 40) {\n        clearInterval(existCondition);\n      }\n    }, 500);\n  };\n})();\n<\/script>\n<div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"e417433a-a4ff-46b2-b19a-42376f546538\" data-template=\"comparison\" data-niche=\"CAFSA\" data-site=\"CAFSA\" data-auto-recalculate=\"true\" data-post-country=\"ca\" data-fieldset=\"best_ca_savings_accounts\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"820300\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"true\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"best-card\",\"site\":\"CAFSA\",\"fieldset\":\"best_ca_savings_accounts\",\"template\":\"comparison\",\"category_id\":\"e417433a-a4ff-46b2-b19a-42376f546538\",\"category_name\":\"Best cards - BMO savings accounts\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793950147}' data-disable-alternative-products=\"true\" data-post-redirect-alternative-products-enabled=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"161c3827-fa2b-466f-a974-af4eff0b0a90\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"CAFSA\" data-site=\"CAFSA\" data-table-id=\"3911\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"best-card\",\"site\":\"CAFSA\",\"fieldset\":\"best_ca_savings_accounts\",\"template\":\"comparison\",\"category_id\":\"e417433a-a4ff-46b2-b19a-42376f546538\",\"category_name\":\"Best cards - BMO savings accounts\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793950147}'><div class=\"comparisonHistory__root\"><\/div><h3 id=\"bmo-savings-amplifier-account\" class=\"best-card__header\">BMO Savings Amplifier Account<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"cafsa\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"3\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"e03b7edd0e2ae50fe8e9df05b44155f1705f471502d9330633d9a8d244501094\" data-table-record-type=\"product\" data-table-record-ids='[\"dfe3dd47-b94b-442e-b33d-fe8186dd5a90\",\"f6382f42-e82f-4374-adf2-30bda3220795\",\"eb1e5cae-a3c9-4ad0-8ee5-f14677efc065\"]' data-total-data=\"3\" data-enable-top-filters=\"true\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"3\" data-sponsored-placements=\"0\" data-override-table-position-configuration=\"false\"><tbody><tr data-product-id=\"dfe3dd47-b94b-442e-b33d-fe8186dd5a90\" data-provider-id=\"61132813-4752-4a6e-a4de-f87a332bf047\" data-product-name=\"BMO Savings Amplifier Account\" data-provider-name=\"BMO\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/bmo-savings\/bmo-savings-amplifier-account-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5f8f26dcc9b72.jpg\" alt=\"BMO logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f8f26dcc9b72.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f8f26dcc9b72.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f8f26dcc9b72.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f8f26dcc9b72.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f8f26dcc9b72.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafsa')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/bmo-savings\/bmo-savings-amplifier-account-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO Savings Amplifier Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafsa.product.datapoint_cafsa_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafsa')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafsa.product.datapoint_cafsa_promo_rate_only_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Promo Rate\"><span class=\"detail-highlight\">5.00% for <span class=\"detail-highlight\">4 months<\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 5% interest when you open both a BMO Savings Amplifier Account and a BMO Performance, Premium, Plus or Practical Chequing Account, and earn 0.45% interest thereafter. &lt;b&gt;Valid until November 30, 2026.&lt;\/b&gt;\" title=\"\" data-original-title=\"Interest Rate Conditions\" tabindex=\"0\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafsa.product.datapoint_cafsa_regular_rate_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Regular Interest Rate\"><span class=\"detail-highlight\">                                            0.45%            <\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 5% interest when you open both a BMO Savings Amplifier Account and a BMO Performance, Premium, Plus or Practical Chequing Account, and earn 0.45% interest thereafter. &lt;b&gt;Valid until November 30, 2026.&lt;\/b&gt;\" title=\"\" data-original-title=\"Interest Rate Conditions\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafsa.product.datapoint_monthly_fee_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly Account Fee\"><span class=\"detail-highlight\">$0<\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn 5% interest when you open both a BMO Savings Amplifier Account and a BMO Performance, Premium, Plus or Practical Chequing Account. Plus, earn up to a $1,100 opening bonus with the chequing account. <b>Valid until November 30, 2026<\/b>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO Savings Amplifier Account\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.7,\"badges\":[],\"productId\":\"dfe3dd47-b94b-442e-b33d-fe8186dd5a90\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-dfe3dd47-b94b-442e-b33d-fe8186dd5a90\" value=\"dfe3dd47-b94b-442e-b33d-fe8186dd5a90\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \t               8.7                    Great                                          BMO Savings Amplifier Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.7,\"badges\":[],\"productId\":\"dfe3dd47-b94b-442e-b33d-fe8186dd5a90\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-dfe3dd47-b94b-442e-b33d-fe8186dd5a90\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">For those with long-term savings goals, BMO's Savings Amplifier Account is a good option. This plan features a $0 monthly fee, $0 minimum deposit, 0.45% interest rate (after the promotional 5.00% rate ends in 120 days) and unlimited no-fee self-service transfers to your other BMO accounts. However, pre-authorized debits, cash withdrawals, bill payments and transfers made in branch cost $5.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__dfe3dd47-b94b-442e-b33d-fe8186dd5a90\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__dfe3dd47-b94b-442e-b33d-fe8186dd5a90\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tBMO Savings Goals for automated, goal-based savings\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo monthly fees or minimum balance\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tUnlimited free self-serve transfers between BMO accounts\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tCompetitive interest rates\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAdditional transaction fees apply\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tPromotional rate ends after 4 months\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><h3 id=\"bmo-savings-builder-account\" class=\"best-card__header\">BMO Savings Builder Account<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-2\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"cafsa\" data-table-record-type=\"product\"><tbody><tr data-product-id=\"f6382f42-e82f-4374-adf2-30bda3220795\" data-provider-id=\"61132813-4752-4a6e-a4de-f87a332bf047\" data-product-name=\"BMO Savings Builder Account\" data-provider-name=\"BMO\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/bmo-savings\/bmo-savings-builder-account-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5f8f26dcc9b72.jpg\" alt=\"BMO logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f8f26dcc9b72.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f8f26dcc9b72.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f8f26dcc9b72.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f8f26dcc9b72.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f8f26dcc9b72.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafsa')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">        Standard      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/bmo-savings\/bmo-savings-builder-account-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO Savings Builder Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafsa.product.datapoint_cafsa_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafsa')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">        Standard      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafsa.product.datapoint_cafsa_promo_rate_only_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Promo Rate\"><span class=\"detail-highlight\">N\/A<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafsa.product.datapoint_cafsa_regular_rate_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Regular Interest Rate\"><span class=\"detail-highlight\">                                            0.25%            <\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 0.25% interest on your balance.&lt;br \/&gt;Interest calculated: daily, Interest paid: monthly\" title=\"\" data-original-title=\"Interest Rate Conditions\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafsa.product.datapoint_monthly_fee_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly Account Fee\"><span class=\"detail-highlight\">$0<\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO Savings Builder Account\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":6.7,\"badges\":[],\"productId\":\"f6382f42-e82f-4374-adf2-30bda3220795\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-f6382f42-e82f-4374-adf2-30bda3220795\" value=\"f6382f42-e82f-4374-adf2-30bda3220795\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \t               6.7                    Standard                                          BMO Savings Builder Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":6.7,\"badges\":[],\"productId\":\"f6382f42-e82f-4374-adf2-30bda3220795\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-f6382f42-e82f-4374-adf2-30bda3220795\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The BMO Savings Builder Account is ideal for people who want to steadily grow their savings each month with minimal fees. It comes with a $0 monthly fee, $0 minimum balance requirement and base interest rate of 0.25%. That rate can jump up to 0.6% if you add a minimum of $200 per month to your account. You'll also get one free debit transaction each month with this account, but any other transactions will cost you $5.00 each.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__f6382f42-e82f-4374-adf2-30bda3220795\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__f6382f42-e82f-4374-adf2-30bda3220795\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo monthly fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tBonus interest potential\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tOne free transaction per month\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tBMO Savings Goals\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo minimum balance required\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAdditional transactions are $5.00\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou must add $200 to your account each month for the bonus rate\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><h3 id=\"bmo-premium-rate-savings-account\" class=\"best-card__header\">BMO Premium Rate Savings Account<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-3\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"cafsa\" data-table-record-type=\"product\"><tbody><tr data-product-id=\"eb1e5cae-a3c9-4ad0-8ee5-f14677efc065\" data-provider-id=\"61132813-4752-4a6e-a4de-f87a332bf047\" data-product-name=\"BMO Premium Rate Savings Account\" data-provider-name=\"BMO\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/bmo-savings\/bmo-premium-rate-savings-account-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5f8f260e230fe.jpg\" alt=\"BMO logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f8f260e230fe.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f8f260e230fe.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f8f260e230fe.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f8f260e230fe.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f8f260e230fe.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafsa')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">        Standard      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/bmo-savings\/bmo-premium-rate-savings-account-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO Premium Rate Savings Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafsa.product.datapoint_cafsa_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafsa')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">        Standard      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafsa.product.datapoint_cafsa_promo_rate_only_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Promo Rate\"><span class=\"detail-highlight\">N\/A<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafsa.product.datapoint_cafsa_regular_rate_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Regular Interest Rate\"><span class=\"detail-highlight\">                                            0.01%            <\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 0.01% interest on your balance.&lt;br \/&gt;Interest calculated: daily, Interest paid: monthly\" title=\"\" data-original-title=\"Interest Rate Conditions\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafsa.product.datapoint_monthly_fee_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly Account Fee\"><span class=\"detail-highlight\">$0<\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO Premium Rate Savings Account\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":6.5,\"badges\":[],\"productId\":\"eb1e5cae-a3c9-4ad0-8ee5-f14677efc065\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-eb1e5cae-a3c9-4ad0-8ee5-f14677efc065\" value=\"eb1e5cae-a3c9-4ad0-8ee5-f14677efc065\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \t               6.5                    Standard                                          BMO Premium Rate Savings Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":6.5,\"badges\":[],\"productId\":\"eb1e5cae-a3c9-4ad0-8ee5-f14677efc065\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-eb1e5cae-a3c9-4ad0-8ee5-f14677efc065\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The BMO Premium Rate Savings Account is designed for customers who want a flexible, no-fee savings account that pairs well with a BMO chequing account. While the account offers unlimited access to your funds, its 0.01% interest rate is low compared with other BMO savings accounts, making it better suited for short-term savings or emergency funds rather than high-growth goals. It comes with a $0 monthly fee, but you'll have to pay $2\u2013$5 per transaction, including transferring to another BMO account.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__eb1e5cae-a3c9-4ad0-8ee5-f14677efc065\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__eb1e5cae-a3c9-4ad0-8ee5-f14677efc065\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo monthly fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tUnlimited access to funds\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFees apply for all transactions\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tLow interest rate\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tMust be paired with a BMO chequing account\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CAFSA\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3 id=\"other\">What is the best BMO savings account?<\/h3><p>The BMO Savings Amplifier Account is the best overall BMO savings account for most savers, thanks to its combination of no monthly fees, no minimum balance and promotional rate of 5.00% that lasts 4 months. Afterward, you\u2019ll still earn a competitive base rate of 0.45%. The account also offers unlimited self-service transfers between your BMO accounts, making it easy to manage your savings digitally. While in-branch and external transactions cost extra, the BMO Savings Amplifier Account is a strong option for people who primarily bank online and want a simple, flexible place to grow their savings.<\/p><h3>Summary of BMO savings account promotional offers<\/h3><p>\u00a0<\/p><h3>Advantages of opening a BMO savings account<\/h3><ul class=\"list-1\"><li><strong>BMO Savings Goals. <\/strong>Set specific savings targets, track progress visually and automate transfers from a linked BMO chequing account with this feature.<\/li><li class=\"p1\"><strong>BMO Internet and mobile banking.<\/strong> Signing up for a <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\">BMO chequing account<\/a> will give you access to bank online using the secure BMO Online Banking web portal. You can also choose to bank on your mobile device using the BMO Mobile Banking app.<\/li><li><strong>BMO Digital Security Guarantee.<\/strong> BMO guarantees to reimburse you for any eligible unauthorized transactions on your account, providing extra peace of mind when banking online.<\/li><li class=\"p1\"><strong>Pay with a mobile wallet.<\/strong> Securely and conveniently pay using the contactless payment feature using Google Pay or Apple Pay on your mobile device.<\/li><li class=\"p1\"><strong>Travel insurance.<\/strong> Protect yourself, your family, your trip and even your luggage against the uncertainties and emergencies that can arise from travelling.<\/li><li class=\"p1\"><strong>BMO Prepaid Travel Mastercard.<\/strong> Have instant access to cash while you\u2019re travelling without having to physically carry cash.<\/li><li><strong>CDIC protection.<\/strong> BMO is a member of the Canada Deposit Insurance Corporation, so up to $100,000 you deposit will be protected in case BMO fails.<\/li><li><strong>No monthly fees.<\/strong> No BMO savings accounts have monthly fees, helping you grow your bank balance faster.<\/li><\/ul><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\" style=\"text-decoration:underline; font-size:0.9em;\">Best BMO credit cards in Canada<\/a>\n<\/div>\n<\/article><h3>Disadvantages of opening a BMO savings account<\/h3><ul class=\"list-13\"><li><strong>Interest rates can be low. <\/strong>While competitive for a big bank, BMO\u2019s savings interest rates are lower than what you can get from online-only banks.<\/li><li><strong>Fees on certain transactions. <\/strong>Some accounts offer free transfers between BMO accounts or one free transaction per month, but you\u2019ll have to pay $2\u2013$6.50 for all other transactions.<\/li><li><strong>Promotional and bonus interest requirements. <\/strong>BMO\u2019s base interest rates are quite low, and you\u2019ll have to meet certain requirements, like depositing $200 into your account each month, to earn additional interest.<\/li><\/ul><h3>What other types of savings options does BMO offer?<\/h3><p>In addition to its three traditional savings accounts, BMO offers registered accounts like TFSAs and RRSPs, which can be paired with BMO InvestorLine to hold GICs, mutual funds and ETFs. BMO also features currency-specific options, like the BMO U.S. Dollar Premium Rate Savings Account, which lets you earn interest on U.S. funds.<\/p><p>Here are all the other types of saving options BMO offers:<\/p><ul><li>Tax-Free Savings Account (TFSA)<\/li><li>Registered Retirement Savings Plan (RRSP)<\/li><li>Registered Education Savings Plan (RESP)<\/li><li>Registered Retirement Income Fund (RRIF)<\/li><li>Registered Disability Savings Plan (RDSP)<\/li><li>First Home Savings Account (FHSA)<\/li><li>Locked-in Retirement Account (LIRA)<\/li><li>Locked-in Retirement Income Fund (LRIF)<\/li><\/ul><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/bmo-savings\/bmo-us-dollar-premium-rate-savings-account-review\" style=\"text-decoration:underline; font-size:0.9em;\">BMO U.S. Dollar Premium Rate Savings Account review<\/a>\n<\/div>\n<\/article><h3>Requirements to open a BMO savings account<\/h3><p class=\"p1\">Before you get started on your application, you should make sure that you meet the following eligibility requirements:<\/p><ul class=\"list-7\"><li class=\"p1\"><strong>Age.<\/strong> Children 13 and older (14 in Quebec) can open their own savings accounts, while parents or guardians must visit a branch to open an account for younger children.<\/li><li class=\"p1\"><strong>Residency.<\/strong> You need to verify that you live in Canada and have a valid Canadian address.<\/li><li class=\"p1\"><strong>Social Insurance Number (SIN).<\/strong> You need to provide your <a href=\"https:\/\/www.canada.ca\/en\/employment-social-development\/services\/sin.html\" target=\"_blank\" rel=\"noopener noreferrer\">SIN<\/a> so that BMO can verify your identity.<\/li><\/ul><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\" style=\"text-decoration:underline; font-size:0.9em;\">BMO chequing account options<\/a>\n<\/div>\n<\/article><h3>How to open a BMO savings account<\/h3><p>It\u2019s possible to open a BMO savings account online, on the BMO Mobile App, over the phone or in person. You can complete the digital application in seven minutes or less and have your account details right away, making it the most convenient option. When you\u2019re ready, follow these steps to open a BMO savings account online:<\/p><ol><li>Compare your BMO savings account options on the bank\u2019s website.<\/li><li>If you choose the BMO Premium Rate Savings Account, you\u2019ll need to open a BMO chequing account first.<\/li><li>Select <strong>Open Account <\/strong>and complete the application.<\/li><li>Input details like your contact information, employment status, SIN and tax details.<\/li><li>Review your information, read the terms and agreements and submit your application.<\/li><li>Register for BMO Online Banking and start using your account right away.<\/li><\/ol><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\" style=\"text-decoration:underline; font-size:0.9em;\">Check out new bank account offers &amp; promotions<\/a>\n<\/div>\n<\/article><h3>Alternative to opening a savings account with BMO<\/h3><p>If you want to look beyond big banks like BMO, digital banks can be a strong alternative. These online-only banks often offer higher interest rates than traditional banks, helping your savings grow faster. Many also provide low or no fees and convenient mobile banking features. However, they lack in-person branch access, so they\u2019re best for those comfortable managing their money entirely online.<\/p><h4>Some top alternatives to BMO savings accounts<\/h4><div class=\"content tableWithFilters\n         topFiltersEnabled\n        \n         best-cards-table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"CAFSA\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div id=\"portal-table-top-filters-modal\"><\/div>\n\n<div class=\"contentWrapper tableWithFilters__contentWrapper\">\n    <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\n(function () {\n  const fsniche = \"cafsa\";\n  const getEventToListenTo = () => {\n    if (window.matchMedia('(any-hover:none)').matches) {\n      if (window.matchMedia('(max-width: 450px)').matches) {\n        return \"scroll\";\n      }\n    }\n    return \"DOMContentLoaded\";\n  };\n  const eventToWatch = getEventToListenTo();\n 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{\n        window.loadOnTheFly.html('partial', { id: partialId }, function (response) {\n          document.getElementsByTagName(\"body\")[0].appendChild(response);\n          var modal = document.getElementById('finderScoreModal-' + fsniche);\n          var closeButton = modal.querySelector(\"#closeButton\");\n          closeButton.onclick = function () { modal.classList.add(\"elementHidden\"); };\n          var btnReadMethodology = modal.querySelector(\"#btnReadMethodology\");\n          btnReadMethodology.addEventListener(\"click\", function () { modal.classList.add(\"elementHidden\"); });\n          window.addEventListener(\"click\", function (event) {\n            if (event.target == modal) { modal.classList.add(\"elementHidden\"); }\n          });\n        });\n      });\n    }, 1000);\n  };\n  window.addEventListener(eventToWatch, loadFinderScoreModal);\n  window.showFinderScoreModal = window.showFinderScoreModal || function (niche) {\n    var attempts = 0;\n    var existCondition = setInterval(function () {\n      const modalLoaded = document.getElementById('finderScoreModal-' + niche);\n      if (modalLoaded) {\n        clearInterval(existCondition);\n        modalLoaded.classList.remove('elementHidden');\n      } else if (++attempts > 40) {\n        clearInterval(existCondition);\n      }\n    }, 500);\n  };\n})();\n<\/script>\n<div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"cb6a9040-7b3c-43dd-8160-6c2d1051d6f5\" data-template=\"comparison\" data-niche=\"CAFSA\" data-site=\"CAFSA\" data-auto-recalculate=\"true\" data-post-country=\"ca\" data-fieldset=\"best_ca_savings_accounts\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"820300\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"true\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"best-card\",\"site\":\"CAFSA\",\"fieldset\":\"best_ca_savings_accounts\",\"template\":\"comparison\",\"category_id\":\"cb6a9040-7b3c-43dd-8160-6c2d1051d6f5\",\"category_name\":\"Best cards - BMO savings accounts alternatives\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793950147}' data-disable-alternative-products=\"true\" data-post-redirect-alternative-products-enabled=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"161c3827-fa2b-466f-a974-af4eff0b0a90\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"CAFSA\" data-site=\"CAFSA\" data-table-id=\"3911\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"best-card\",\"site\":\"CAFSA\",\"fieldset\":\"best_ca_savings_accounts\",\"template\":\"comparison\",\"category_id\":\"cb6a9040-7b3c-43dd-8160-6c2d1051d6f5\",\"category_name\":\"Best cards - BMO savings accounts alternatives\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793950147}'><div class=\"comparisonHistory__root\"><\/div><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000003\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"cafsa\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"4\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"f26a3f6b3af1f8c4624a5e792a1bdf24485f2a4f0afed5974a8f0b90865a2ded\" data-table-record-type=\"product\" data-table-record-ids='[\"b018d030-a7af-47a6-ae85-84ed4c42f7cb\",\"552b8709-1977-4924-9e43-3242d02b273b\",\"784d7307-f7d0-47ba-8b65-f6db8d03436d\",\"7b85006b-0d70-490f-890d-b1fcf03bbcd4\"]' data-total-data=\"4\" data-enable-top-filters=\"true\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"4\" data-sponsored-placements=\"0\" data-override-table-position-configuration=\"false\"><tbody><tr data-product-id=\"b018d030-a7af-47a6-ae85-84ed4c42f7cb\" data-provider-id=\"884584ff-2a94-4480-a089-a7daf6023d33\" data-product-name=\"Tangerine Savings Account\" data-provider-name=\"Tangerine\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/banking\/tangerine-bank-review\/tangerine-savings-account\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6a886ceb380c5.png\" alt=\"Tangerine logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6a886ceb380c5.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6a886ceb380c5.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6a886ceb380c5.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6a886ceb380c5.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6a886ceb380c5.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafsa')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/banking\/tangerine-bank-review\/tangerine-savings-account\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Tangerine Savings Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafsa.product.datapoint_cafsa_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafsa')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafsa.product.datapoint_cafsa_promo_rate_only_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Promo Rate\"><span class=\"detail-highlight\">4.50% for <span class=\"detail-highlight\">5 months<\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 4.50% for 5 months, and 0.30% thereafter. Interest is calculated daily, and interest is paid monthly\" title=\"\" data-original-title=\"Interest Rate Conditions\" tabindex=\"0\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafsa.product.datapoint_cafsa_regular_rate_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Regular Interest Rate\"><span class=\"detail-highlight\">                                            0.30%            <\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 4.50% for 5 months, and 0.30% thereafter. Interest is calculated daily, and interest is paid monthly\" title=\"\" data-original-title=\"Interest Rate Conditions\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafsa.product.datapoint_monthly_fee_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly Account Fee\"><span class=\"detail-highlight\">$0<\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn 4.50% interest for 5 months (on up to $1,000,000 in deposits) when you sign up by <b>November 30, 2026<\/b>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":8.2,\"badges\":[],\"productId\":\"b018d030-a7af-47a6-ae85-84ed4c42f7cb\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/tangerine-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CAFSA%22%2C%22fieldset%22%3A%22best_ca_savings_accounts%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22cb6a9040-7b3c-43dd-8160-6c2d1051d6f5%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BBMO%2Bsavings%2Baccounts%2Balternatives%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793950147%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2226269%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%22b018d030-a7af-47a6-ae85-84ed4c42f7cb%22%2C%22product_name%22%3A%22Tangerine%2BSavings%2BAccount%22%2C%22post_id%22%3A%22820300%22%2C%22post_path%22%3A%22savings-accounts%252Fbmo-savings%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Tangerine's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Tangerine Savings Account\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.2,\"badges\":[],\"productId\":\"b018d030-a7af-47a6-ae85-84ed4c42f7cb\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-b018d030-a7af-47a6-ae85-84ed4c42f7cb\" value=\"b018d030-a7af-47a6-ae85-84ed4c42f7cb\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \t               8.2                    Great                                          Tangerine Savings Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.2,\"badges\":[],\"productId\":\"b018d030-a7af-47a6-ae85-84ed4c42f7cb\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-b018d030-a7af-47a6-ae85-84ed4c42f7cb\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Tangerine offers a no-fee online savings account with a strong introductory interest rate of 4.5% for the first 5 months, making it ideal for short-term savings goals. After the promo ends, the rate drops to 0.3%, which is still higher than many traditional accounts, including the BMO Premium Rate Savings Account. The account is fully online with no minimum balance, automated savings options and CDIC protection.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__b018d030-a7af-47a6-ae85-84ed4c42f7cb\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__b018d030-a7af-47a6-ae85-84ed4c42f7cb\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tHigh promotional interest rates\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo minimum balance requirements\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$0 monthly fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAutomatic Savings Program\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo in-branch service\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tPromotional rate only lasts 5 months\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000003-2\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"cafsa\" data-table-record-type=\"product\"><tbody><tr data-product-id=\"552b8709-1977-4924-9e43-3242d02b273b\" data-provider-id=\"d29ad16f-cea3-44be-a5c3-2d5d39907c2e\" data-product-name=\"EQ Bank Notice Savings Account\" data-provider-name=\"EQ Bank\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/banking\/eq-bank-review\/eq-bank-notice-savings-account-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/670f3d6462c19.png\" alt=\"EQ Bank logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/670f3d6462c19.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/670f3d6462c19.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/670f3d6462c19.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/670f3d6462c19.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/670f3d6462c19.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafsa')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">        Excellent      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/banking\/eq-bank-review\/eq-bank-notice-savings-account-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">EQ Bank Notice Savings Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafsa.product.datapoint_cafsa_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafsa')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">        Excellent      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafsa.product.datapoint_cafsa_promo_rate_only_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Promo Rate\"><span class=\"detail-highlight\">N\/A<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafsa.product.datapoint_cafsa_regular_rate_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Regular Interest Rate\"><span class=\"detail-highlight\">                Up to                                         3.00%            <\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 3.00% interest if you choose a 30-day withdrawal notice period or 2.50% interest if you choose a 10-day notice period.\" title=\"\" data-original-title=\"Interest Rate Conditions\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafsa.product.datapoint_monthly_fee_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly Account Fee\"><span class=\"detail-highlight\">$0<\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":9.2,\"badges\":[],\"productId\":\"552b8709-1977-4924-9e43-3242d02b273b\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/eq-notice-savings-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CAFSA%22%2C%22fieldset%22%3A%22best_ca_savings_accounts%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22cb6a9040-7b3c-43dd-8160-6c2d1051d6f5%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BBMO%2Bsavings%2Baccounts%2Balternatives%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793950147%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2224994%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%22552b8709-1977-4924-9e43-3242d02b273b%22%2C%22product_name%22%3A%22EQ%2BBank%2BNotice%2BSavings%2BAccount%22%2C%22post_id%22%3A%22820300%22%2C%22post_path%22%3A%22savings-accounts%252Fbmo-savings%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to EQ Bank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about EQ Bank Notice Savings Account\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.2,\"badges\":[],\"productId\":\"552b8709-1977-4924-9e43-3242d02b273b\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-552b8709-1977-4924-9e43-3242d02b273b\" value=\"552b8709-1977-4924-9e43-3242d02b273b\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \t               9.2                    Excellent                                          EQ Bank Notice Savings Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.2,\"badges\":[],\"productId\":\"552b8709-1977-4924-9e43-3242d02b273b\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-552b8709-1977-4924-9e43-3242d02b273b\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The EQ Bank Notice Savings Account offers competitive interest if you provide advance notice of 10 to 30 days before withdrawing, rewarding disciplined savers. Earn 3.00% interest if you choose a 30-day withdrawal notice period or 2.50% interest if you choose a 10-day notice period. While these rates don't beat the promotional rate that BMO's Savings Amplifier Account offers, they're higher than any other BMO base and bonus rates. And, there are no fees or minimums, and funds are fully CDIC insured.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__552b8709-1977-4924-9e43-3242d02b273b\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__552b8709-1977-4924-9e43-3242d02b273b\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tCompetitive interest rates\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tCDIC-insured\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo monthly fee or minimum balance\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tUnlimited transactions\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWithdrawals require a notice period\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo in-person service\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000003-3\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"cafsa\" data-table-record-type=\"product\"><tbody><tr data-product-id=\"784d7307-f7d0-47ba-8b65-f6db8d03436d\" data-provider-id=\"96092938-0048-41cc-a426-40c7fcee917a\" data-product-name=\"Simplii High Interest Savings Account\" data-provider-name=\"Simplii Financial \" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/banking\/simplii-financial-review\/simplii-financial-high-interest-savings-account-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6ac9644198893.png\" alt=\"Simplii Financial  logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6ac9644198893.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6ac9644198893.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6ac9644198893.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6ac9644198893.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6ac9644198893.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafsa')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/banking\/simplii-financial-review\/simplii-financial-high-interest-savings-account-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Simplii High Interest Savings Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafsa.product.datapoint_cafsa_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafsa')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafsa.product.datapoint_cafsa_promo_rate_only_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Promo Rate\"><span class=\"detail-highlight\">5.00% for <span class=\"detail-highlight\">5 months<\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 5.00% interest for 5 months on up to $100,000 in savings. Terms Apply. &lt;b&gt;Offer ends January 31, 2027.&lt;\/b&gt;  After, you'll earn 0.30% for balances up to $50,000, 0.50% for balances between $50,000.01 - $100,000, 0.60% for balances between $100,000.01 - $500,000, 0.70% for balances between $500,000.01 - $1,000,000, and 1.00% for balances over $1,000,000.&lt;br \/&gt;Interest calculated: daily, Interest paid: monthly\" title=\"\" data-original-title=\"Interest Rate Conditions\" tabindex=\"0\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafsa.product.datapoint_cafsa_regular_rate_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Regular Interest Rate\"><span class=\"detail-highlight\">                                            0.30%            <\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 5.00% interest for 5 months on up to $100,000 in savings. Terms Apply. &lt;b&gt;Offer ends January 31, 2027.&lt;\/b&gt;  After, you'll earn 0.30% for balances up to $50,000, 0.50% for balances between $50,000.01 - $100,000, 0.60% for balances between $100,000.01 - $500,000, 0.70% for balances between $500,000.01 - $1,000,000, and 1.00% for balances over $1,000,000.&lt;br \/&gt;Interest calculated: daily, Interest paid: monthly\" title=\"\" data-original-title=\"Interest Rate Conditions\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafsa.product.datapoint_monthly_fee_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly Account Fee\"><span class=\"detail-highlight\">$0<\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn 5.00% interest for 5 months on up to $100,000 in savings. <b>Offer ends January 31, 2027<\/b>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":8.2,\"badges\":[],\"productId\":\"784d7307-f7d0-47ba-8b65-f6db8d03436d\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/simplii-high-interest-savings-account-ca-savings-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CAFSA%22%2C%22fieldset%22%3A%22best_ca_savings_accounts%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22cb6a9040-7b3c-43dd-8160-6c2d1051d6f5%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BBMO%2Bsavings%2Baccounts%2Balternatives%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793950147%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2221491%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%22784d7307-f7d0-47ba-8b65-f6db8d03436d%22%2C%22product_name%22%3A%22Simplii%2BHigh%2BInterest%2BSavings%2BAccount%22%2C%22post_id%22%3A%22820300%22%2C%22post_path%22%3A%22savings-accounts%252Fbmo-savings%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Simplii Financial 's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Simplii High Interest Savings Account\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.2,\"badges\":[],\"productId\":\"784d7307-f7d0-47ba-8b65-f6db8d03436d\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-784d7307-f7d0-47ba-8b65-f6db8d03436d\" value=\"784d7307-f7d0-47ba-8b65-f6db8d03436d\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \t               8.2                    Great                                          Simplii High Interest Savings Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.2,\"badges\":[],\"productId\":\"784d7307-f7d0-47ba-8b65-f6db8d03436d\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-784d7307-f7d0-47ba-8b65-f6db8d03436d\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The Simplii High Interest Savings Account is a no-fee online savings account with a strong introductory rate of 5.00% for 5 months, 0.30% - 1.00% thereafter for the first 5 months. Then, you'll earn a tiered rate of 0.3%\u20131.50%, depending on your balance. This account also offers no monthly fees, no minimum balance and no transaction charges. Simplii's promotional rate and base rate are comparable to BMO's, especially if you have less than $500,000.01 in your account, but transactions are more affordable.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__784d7307-f7d0-47ba-8b65-f6db8d03436d\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__784d7307-f7d0-47ba-8b65-f6db8d03436d\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tCompetitive interest rates\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo fees or minimum balance\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tUnlimited free transactions and transfers\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tCDIC-insured\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo in-branch service\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tResidents of Quebec cannot open a Simplii account\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000003-4\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"cafsa\" data-table-record-type=\"product\"><tbody><tr data-product-id=\"7b85006b-0d70-490f-890d-b1fcf03bbcd4\" data-provider-id=\"666e4cf4-a72e-4e60-8325-5b7ee9bfaaa0\" data-product-name=\"Scotia High Interest Savings Account\" data-provider-name=\"Scotiabank\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\/scotia-high-interest-savings-account-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/67102995de036.png\" alt=\"Scotiabank logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67102995de036.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67102995de036.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67102995de036.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67102995de036.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67102995de036.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafsa')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\/scotia-high-interest-savings-account-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scotia High Interest Savings Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafsa.product.datapoint_cafsa_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafsa')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafsa.product.datapoint_cafsa_promo_rate_only_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Promo Rate\"><span class=\"detail-highlight\">5.00% for <span class=\"detail-highlight\">3 months<\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"Balances between $0 and $10,000 will earn 0% interest. Balances above that will earn a standard interest rate of 1.5%\u20132.2%, plus a bonus rate boost to bring the total possible interest rate to 5.00% for 3 months, based on the total balance between all eligible Scotiabank savings accounts. Interest is calculated daily and paid monthly.\" title=\"\" data-original-title=\"Interest Rate Conditions\" tabindex=\"0\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafsa.product.datapoint_cafsa_regular_rate_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Regular Interest Rate\"><span class=\"detail-highlight\">                                            1.50%            <\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"Balances between $0 and $10,000 will earn 0% interest. Balances above that will earn a standard interest rate of 1.5%\u20132.2%, plus a bonus rate boost to bring the total possible interest rate to 5.00% for 3 months, based on the total balance between all eligible Scotiabank savings accounts. Interest is calculated daily and paid monthly.\" title=\"\" data-original-title=\"Interest Rate Conditions\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafsa.product.datapoint_monthly_fee_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly Account Fee\"><span class=\"detail-highlight\">$0<\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Receive a special welcome promotional interest rate of up to 5.00% for the first 3 months (90 days) when you open your first Scotia High Interest Savings Account. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Scotia High Interest Savings Account\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.6,\"badges\":[],\"productId\":\"7b85006b-0d70-490f-890d-b1fcf03bbcd4\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-7b85006b-0d70-490f-890d-b1fcf03bbcd4\" value=\"7b85006b-0d70-490f-890d-b1fcf03bbcd4\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \t               8.6                    Great                                          Scotia High Interest Savings Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.6,\"badges\":[],\"productId\":\"7b85006b-0d70-490f-890d-b1fcf03bbcd4\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-7b85006b-0d70-490f-890d-b1fcf03bbcd4\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The Scotia High Interest Savings Account offers a tiered interest rate structure. Balances between $0 and $10,000 will earn 0% interest. Balances above that will earn a standard interest rate of 1.5%\u20132.2%, plus a bonus rate boost to bring the total possible interest rate to 5.00% for 3 months, based on the total balance between all eligible Scotiabank savings accounts. Interest is calculated daily and paid monthly. If you want to stick with a Big Five Bank but want higher rates than what BMO offers, this may be the account for you.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__7b85006b-0d70-490f-890d-b1fcf03bbcd4\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__7b85006b-0d70-490f-890d-b1fcf03bbcd4\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$0 monthly account fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn ongoing rates between 1.5% and 2.2% on balances of $10,000 or more\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tInsured for up to $100,000\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tBalances under $10,000 do not earn any interest\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tIt's possible to earn higher rates with digital bank savings accounts\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CAFSA\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3>Bottom line<\/h3><p>BMO offers a range of savings accounts designed for different types of savers, from long-term goal-oriented accounts like the Savings Amplifier to more flexible options like the Premium Rate Savings Account. While BMO\u2019s accounts are convenient and fee-free, their interest rates are generally lower than what digital banks offer.<\/p><h3>Frequently asked questions about BMO savings accounts<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000006\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000006\">\n                <span class=\"luna-accordion__title\">How do I access my BMO savings account online? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000006\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You can access your savings account online using BMO's secure web portal, Online Banking.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000007\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000007\">\n                <span class=\"luna-accordion__title\">Are there monthly account fees for BMO savings accounts? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000007\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>No, there are no monthly account fees with BMO savings accounts.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000008\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000008\">\n                <span class=\"luna-accordion__title\">How much money do I need to keep in my account to earn interest?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000008\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>There's generally no minimum balance required in your account to begin earning interest. You can have as little or as much in your BMO savings account as you want. However, for the BMO Savings Builder Account, you'll need to add a minimum of $200 per month to earn the bonus interest rate.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000009\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000009\">\n                <span class=\"luna-accordion__title\">When do I get paid the money I earn from the interest rate in my savings account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000009\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Interest is paid monthly on the last business day of the month and is paid in the currency which your savings account uses.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000010\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000010\">\n                <span class=\"luna-accordion__title\">How many transactions can I make per month with a BMO savings account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000010\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You can make as many transfers as you like per month using your BMO savings account. Just be mindful that some accounts will charge you a transaction fee if you go above a limit. It's important to check the details of the BMO savings account you're signing up for to see how many free transactions you can make before you have to start paying.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000011\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000011\">\n                <span class=\"luna-accordion__title\">What BMO chequing accounts exist?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000011\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>To learn more about <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\" target=\"_blank\" rel=\"noopener noreferrer\">BMO chequing accounts, read our comparison guide here<\/a>.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000012\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000012\">\n                <span class=\"luna-accordion__title\">Can I add a BMO savings account to a BMO Family Bundle?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000012\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Both the Canadian and U.S dollar Premium Rate Savings accounts are eligible to be added to a BMO Family Bundle, allowing you to save on fees.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div class=\"sources sources__f1\">\n    \n  <ul class=\"luna-accordionGroup accordionGroup\">\n    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n      <div class=\"luna-accordion__summary\">\n        <h3 class=\"luna-accordion__heading\" data-toc-label=\"Sources\">\n          <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"sources_0000000013\" data-toggle=\"collapse\" data-target=\"#sources_0000000013\">\n            <span class=\"luna-accordion__title u-text--lg u-font--bold\">Sources<\/span>\n            <svg class=\"luna-icon\" aria-hidden=\"true\">\n              <use href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n              <use href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n            <\/svg>\n          <\/button>\n        <\/h3>\n      <\/div>\n      <div class=\"luna-accordion__details collapse \" aria-hidden=\"true\" id=\"sources_0000000013\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n          <p class=\"sources__description\">Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are <a href=\"https:\/\/www.finder.com\/ca\/why-trust-us\">fact checked<\/a> in line with our <a href=\"https:\/\/www.finder.com\/ca\/editorial-guidelines\">editorial guidelines<\/a>.<\/p>\n          <ol class=\"u-pl--0 u-text--lg u-font--medium\">\n                                          <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.bmo.com\/en-ca\/main\/personal\/ways-to-bank\/app-features\/savings-goals\/\" target=\"_blank\">BMO Savings Goals<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.bmo.com\/en-ca\/main\/personal\/bank-accounts\/savings-accounts\/\" target=\"_blank\">BMO Savings Accounts<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.bmo.com\/en-ca\/main\/personal\/bank-accounts\/savings-accounts\/savings-amplifier\/\" target=\"_blank\">BMO Savings Amplifier Account<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.bmo.com\/en-ca\/main\/personal\/bank-accounts\/savings-accounts\/savings-builder\/\" target=\"_blank\">BMO Savings Builder Account<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.bmo.com\/en-ca\/main\/personal\/bank-accounts\/savings-accounts\/premium-rate-savings\/\" target=\"_blank\">BMO Premium Rate Savings Account<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.bmo.com\/en-ca\/main\/personal\/bank-accounts\/savings-accounts\/us-prem-savings\/\" target=\"_blank\">BMO U.S. Dollar Premium Rate Savings Account<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.bmo.com\/pdf\/Agreements_Bank_Plans_and_Fees_for_Everyday_Banking.pdf\" target=\"_blank\">BMO: Agreements, Bank Plans and Fees for Everyday Banking<\/a><\/li>\n                                    <\/ol>\n        <\/div>\n      <\/div>\n    <\/li>\n  <\/ul>\n  <\/div>\n<div class=\"contentFeed contentFeed--relatedPosts\">\n            <h3 class=\"contentFeed__title\">More banking guides from our experts<\/h3>\n        <div class=\"contentFeed__carousel\" data-post-count=\"6\">\n                                    <div class=\"fin-carousels fin-carousels--multiple-items-in-view\" id=\"fin-carousel0000000000\" data-items-in-view=\"3\" style=\"--items-in-view: 3\">\n    <div class=\"fin-carousels__container\">\n        <div class=\"fin-carousels__slides\">\n                                <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/banking-statistics\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/banking-statistics\">Banking statistics and trends in Canada for 2025<\/a>            <\/p>        <\/header>        <p>Explore key banking statistics and figures from the Finder: Consumer Sentiment Survey January 2025.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-no-fee-chequing-accounts\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Chequing Accounts<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-no-fee-chequing-accounts\">Best free (no-fee) chequing accounts in Canada for 2026<\/a>            <\/p>        <\/header>        <p>Compare the features of 8 of the best no-fee chequing accounts in Canada, and find out how to avoid transaction fees.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\">16 best new bank account offers in Canada for November 2026<\/a>            <\/p>        <\/header>        <p>Earn cash, rewards points, bonus interest rates and more with these new bank account offers and promotions.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\/best-bank-account-for-teens\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Kids Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\/best-bank-account-for-teens\">Best youth bank accounts in Canada<\/a>            <\/p>        <\/header>        <p>Learn about the different types of bank accounts for your teenager and how to choose the right one.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">     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data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Chequing Accounts<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-chequing-accounts\">Best chequing accounts in Canada for 2026<\/a>            <\/p>        <\/header>        <p>Compare chequing accounts and learn about our top picks. Compare different features and see which one is right for you.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/open-bank-account-online\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/open-bank-account-online\">Open a bank account online in Canada in 5 easy steps<\/a>            <\/p>        <\/header>        <p>Compare and open a bank account online in Canada in as little as 5 minutes. Learn what you need to apply and how to get started today. <\/p>                    <\/div>        <\/article>            \n<\/div>\n                \n        <\/div>\n    <\/div>\n    <div class=\"fin-carousels__controls\">\n        <button class=\"fin-carousels__nav fin-carousels__nav--prev fin-carousels__nav--disabled\" aria-label=\"Previous slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-left\"><\/use>\n            <\/svg>\n        <\/button>\n        <button class=\"fin-carousels__nav fin-carousels__nav--next fin-carousels__nav--disabled\" aria-label=\"Next slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-right\"><\/use>\n            <\/svg>\n        <\/button>\n    <\/div>\n\n    <div class=\"fin-carousels__dots\" role=\"tablist\" aria-label=\"Carousel navigation\"><!-- Dots will be generated by JavaScript -->\n    <\/div>\n<\/div>\n\n    <\/div>\n<\/div>\n<p>\u00a0<\/p>","protected":false},"excerpt":{"rendered":"<p>BMO Bank of Montreal simplifies its savings accounts to present you with 4 unique options to save your money and earn interest.<\/p>\n","protected":false},"author":835,"featured_media":1050048,"parent":754641,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"page-masthead-two-column.php","meta":{"_yoast_wpseo_focuskw":"BMO savings accounts","_yoast_wpseo_title":"Compare BMO Savings Accounts | Finder Canada","_yoast_wpseo_metadesc":"Our BMO Savings account guide lets you compare all four BMO savings accounts - three Canadian and one USD account - to maximize your savings.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"Compare BMO Savings Accounts | Finder Canada","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":"false","post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":"false","post_editor":"-1","post_editor_date":null,"post_author_date":"","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2026-05-07 23:03:54\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We added information about the Scotia High Interest savings Account.\"}","_last_major_update":"{\"isOn\":true,\"date\":\"20\/01\/2020\"}","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":""},"tags":[5891,3837],"class_list":["post-820300","page","type-page","status-publish","has-post-thumbnail","hentry","tag-bmo","tag-savings-accounts-2"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - 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