{"id":764344,"date":"2018-08-17T23:53:57","date_gmt":"2018-08-18T03:53:57","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=764344"},"modified":"2026-07-02T17:19:30","modified_gmt":"2026-07-02T21:19:30","slug":"car-loan-interest-rates","status":"publish","type":"page","link":"https:\/\/www.finder.com\/ca\/car-loans\/car-loan-interest-rates","title":{"rendered":"Current Car Loan Interest Rates in Canada"},"content":{"rendered":"<p>Thinking of buying a car? Locking in a great car loan rate is key to lowering your monthly payments and total cost. Whether you have good or bad credit, are shopping for a new or used vehicle, or live in Eastern or Western Canada, compare car loan rates here to get the right financing for your needs.<\/p><h3 id=\"compare\">Compare current car loan rates in Canada<\/h3><p>To get a car loan, you\u2019ll need to be employed for at least three months and earn at least $2,000 per month. Some lenders accept bad credit, but only borrowers with strong financial profiles qualify for the lowest rates.<\/p><div class=\"content tableWithFilters\n         topFiltersEnabled\n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div id=\"portal-table-top-filters-modal\"><\/div>\n\n<div class=\"contentWrapper tableWithFilters__contentWrapper\">\n    <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\nconst fsniche = \"cafcl\";\nconst getEventToListenTo = () => {\n  if (window.matchMedia('(any-hover:none)').matches) {\n    if (window.matchMedia('(max-width: 450px)').matches) {\n      return \"scroll\";\n    }\n  }\n  return \"DOMContentLoaded\";\n};\nconst eventToWatch = getEventToListenTo();\n\nconst waitForLoadOnTheFly = (callback, maxAttempts = 50) => {\n  let attempts = 0;\n  \n  const checkAndExecute = () => {\n    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class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"tableWithFilters__topFilter tableWithFilters_shareFiltersPill\" data-niche-short-code=\"CAFCL\"><div class=\"tableWithFilters__filter\"><\/div><\/div><div id=\"portal-table-top-filters\" class=\"comparison-actions__topFilters\"><\/div><div class=\"comparison-actions__filterAndSort\"><div id=\"portal-table-sort-button-mobile\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile\" class=\"comparison-actions__filter\"><\/div><\/div><div id=\"portal-tableWithFilters__table\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col \"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-21cbe458-e531-49a6-890a-00abe8f961e3\">7 of 15 results<\/span><\/small><\/div><\/div><div class=\"comparison-actions__filterAndSort--sticky\"><div 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combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"cafcl\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"7\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"7\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"15\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-user-filters data-table-filter-presets=\"f6f61d80e75a727998a360c08cfc33e4817efad2823b527e9054067ab589868f\" data-table-record-type=\"product\" data-table-record-ids='[\"5ba47813-dec4-4734-8778-bfa4edb45aab\",\"de1c9023-15d0-4348-91ea-3fc9fa05ca59\",\"98559dd6-c17b-40fb-a619-3014d270fc9d\",\"0d4f0bff-282c-4e96-8dc1-fe9451d43cdb\",\"443c52a6-96bc-495d-82c8-bfb5be873298\",\"5ff9ec80-8880-41f8-a26e-1982911f2f73\",\"ac9b7dd6-30b6-4369-8270-8e346d30ca1d\"]' data-total-data=\"7\" data-enable-top-filters=\"true\" data-total-product-count=\"15\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-4\"><th data-mobile=\"hide\" data-ajax-table-sorter-column=\"CAFCL.PRODUCT.DATAPOINT_CAFCL_FINDER_SCORE\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"finder_score\" data-ajax-table-sorter-default-direction=\"DESCENDING\"><span class=\"comparison-table__nameTooltip\" rel=\"popover\" data-tooltip-type=\"Finder Score\" data-content=\"The Finder Score is designed to make it easier to compare loans.\">\n                    Finder Score\n                    <svg class=\"luna-icon\"><use xlink:href=\"#info\"><\/use><\/svg><\/span><svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"CAFCL.PRODUCT.DATAPOINT_CAFCL_APR_LARGE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"apr_range\">\n                                                        APR Range\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"CAFCL.PRODUCT.DATAPOINT_CAFCL_LOAN_AMOUNT_RANGE_LARGE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"loan_amount\">\n                                                        Loan Amount\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"CAFCL.PRODUCT.DATAPOINT_CAFCL_LOAN_TERM_LARGE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"loan_term\">\n                                                        Loan Term\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"requirements\">\n                                                        Requirements\n                           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4px; font-style: italic; font-weight: bold; font-size: 30px; }\n\t.rewards-infobox .deals-title { color: white; text-transform: uppercase; font-style:italic; font-weight:bold; font-size:16px; flex: 1; }\n\t.rewards-infobox .deals-list { display:flex; flex-direction: column; flex-wrap: wrap; gap:2px; margin: 4px 0 2px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-list { flex-direction: row; row-gap: 4px; column-gap: 20px; } }\n\t.rewards-infobox .deals-step { display:flex; align-items: baseline; gap:4px; }\n\t.rewards-infobox .deals-step-num { background:#FFD23B; color:#000; display:inline-flex; align-items:center; justify-content:center; font-weight:bold; font-style: italic; border-radius:2px; font-size:12px; margin-top:2px; line-height: 12px; padding-top: 2px; min-width: 11px; }\n\t.rewards-infobox .deals-step-text { color:#fff; font-size:12px; line-height:16px; font-weight: bold; }\n\t.rewards-infobox .deals-disclaimer { color:#E8EEFF; font-size:12px; margin-top: 4px; width: fit-content; }\n\t.rewards-infobox .deals-disclaimer a { color:#BFD0FF; text-decoration: underline; font-size: 12px; }\n\t.rewards-infobox .rewards-end-date { font-size: 12px; }\n\t\n\t\t.rewards-infobox .deals-countdown {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tmargin-top: 8px;\n\t\tflex-wrap: wrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__label {\n\t\tcolor: #fff;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\tpadding-right: 6px;\n\t\twhite-space: nowrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__timer {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tgap: 4px;\n\t}\n\n\t.rewards-infobox .deals-countdown__unit {\n\t\tdisplay: inline-flex;\n\t\talign-items: center;\n\t}\n\n\t.rewards-infobox .deals-countdown__value {\n\t\tbackground: #FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; }\n\n\t\t@media (max-width: 600px) {\n\t\t.reward-col-order-3 { grid-row: 3 !important; }\n\t\t.reward-col-order-4 { grid-row: 4 !important; }\n\t\t.reward-col-order-5 { grid-row: 5 !important; }\n\t\t.reward-col-order-6 { grid-row: 6 !important; }\n\t\t.reward-col-order-7 { grid-row: 7 !important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: center;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: left;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  \/* &#9472;&#9472; Responsive T&C: inline (inside pill) vs below (outside pill) &#9472;&#9472; *\/\n  .rewards-pill__tc--below {\n    display: none;\n  }\n\n  .rewards-pill__icon-svg--compact {\n    display: none;\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill__tc--inline {\n      display: none;\n    }\n\n    .rewards-pill__tc--below {\n      display: block;\n      \/* Extra spacing so the T&Cs touch target isn't too close to the CTA button (mobile\/tablet) *\/\n      margin-bottom: 12px;\n    }\n\n    \/* Swap to compact icon on mobile\/tablet *\/\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--compact {\n      display: block;\n    }\n\n    \/* Revert pill to compact size when T&C moves outside *\/\n    .rewards-pill[data-show-tc=\"true\"] {\n      height: 24px;\n      padding: 0px 8px 0px 2px;\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n      top: 55%;\n      left: 3%;\n      margin-top: -19px;\n      margin-left: -6px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n      text-transform: uppercase;\n      font-size: 16px;\n      line-height: 24px;\n    }\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n  \/* Partner card (stacked rewards design) *\/\n  .rewards-pill__partner--large {\n    display: flex;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__partner--compact {\n    display: none;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__plus {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-size: 14px;\n    color: #232320;\n    z-index: 1;\n    line-height: 1;\n  }\n\n  .rewards-pill__partner-svg {\n    width: 68px;\n    height: 48px;\n    filter: drop-shadow(0px 0px 6.2px rgba(0, 0, 0, 0.15));\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--compact {\n      display: flex;\n    }\n  }\n\n<\/style><script>\n(function () {\n  window.isRewardsPillScriptInitialized ??= false;\n  if (window.isRewardsPillScriptInitialized) return;\n  window.isRewardsPillScriptInitialized = true;\n\n  function getLinkParams(anchor) {\n    const redirectUrl = anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n    try {\n      const url = new URL(redirectUrl);\n      const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n      if (!rawParams) return;\n      const { offer_id, niche_code, site, product_name, product_id } = JSON.parse(\n        decodeURIComponent(rawParams)\n      );\n      return {\n        redirectUrl,\n        offerId: offer_id,\n        niche: niche_code || site,\n        productName: product_name,\n        productId: product_id,\n      };\n    } catch (e) {\n      return;\n    }\n  }\n\n  function resolvePillContext(pill) {\n    \/\/ Table pill: lives inside a tr[data-product-id]\n    const row = pill.closest(\"tr[data-product-id]\");\n    if (row) {\n      return {\n        container: row,\n        cta: row.querySelector(\".rewards--cta\"),\n      };\n    }\n    \/\/ Standalone pill: shortcode \/ non-table context\n    if (pill.hasAttribute(\"data-campaign-name\")) {\n      const container = pill.closest(\".rewards--container\");\n      return {\n        container: container ? container.querySelector(\".rewards--element-container\") : null,\n        cta: container\n          ? container.querySelector(\"a.rewards--cta:not([aria-hidden='true'])\")\n          : null,\n      };\n    }\n    return { container: null, cta: null };\n  }\n\n  document.addEventListener(\"click\", (event) => {\n    const pill = event.target.closest(\".rewards-pill\");\n    if (!pill) return;\n\n    const { container, cta } = resolvePillContext(pill);\n    if (!container || !cta) return;\n\n    const linkParams = getLinkParams(cta);\n    if (!linkParams) return;\n\n    const params = {\n      productId: linkParams.productId,\n      campaignName:\n        container.getAttribute(\"data-rewards-campaign-name\") ||\n        pill.getAttribute(\"data-campaign-name\") ||\n        \"\",\n      redirectUrl: linkParams.redirectUrl,\n      productName: linkParams.productName,\n      providerName: container.getAttribute(\"data-provider-name\") || \"\",\n      niche: linkParams.niche,\n      offerId: linkParams.offerId,\n      component: \"infobox\",\n      badgeHtml: pill.outerHTML,\n    };\n\n    if (window.rewards && typeof window.rewards.displayModal === \"function\") {\n      window.rewards.displayModal(params, false, cta);\n    }\n  });\n})();\n<\/script><tr data-product-id=\"5ba47813-dec4-4734-8778-bfa4edb45aab\" data-provider-id=\"de539f0b-5b87-4abf-aa61-e7e3b8329b58\" data-product-name=\"CarsFast Car Loans\" data-provider-name=\"CarsFast\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/carsfast-car-loan\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png\" alt=\"CarsFast logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafcl')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/carsfast-car-loan\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">CarsFast Car Loans<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafcl.product.datapoint_cafcl_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafcl')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafcl.product.datapoint_cafcl_apr_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"APR Range\"><span class=\"detail-highlight\">3.90% - 29.90%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_amount_range_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Amount\"><span class=\"detail-highlight\">$500 - $75,000<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_term_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Term\"><span class=\"detail-highlight\">12 - 96 months<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Requirements: {{DETAILS.REQUIREMENTS}}\" data-column-index=\"5\" data-decorator=\"text,cafcl.value.misc_table_offer_cafcl\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Requirements\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xxsmall\" style=\"width: 100%; background-color: #F5F4EF; color: #; font-weight: 600; padding: 0.85em !important; border-radius: 3px; line-height: 18px;\">Requirements: Min. income of $2,000\/month, 3+ months employed<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"&lt;b&gt;A loan search platform for new and used car financing. Available across Canada.&lt;\/b&gt;\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key Features\"><b>A loan search platform for new and used car financing. Available across Canada.<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"5ba47813-dec4-4734-8778-bfa4edb45aab\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/car-loans\/carsfast-lendingarch-ca-car-loan-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CAFCL%22%2C%22fieldset%22%3A%22cafcl-key-features%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2221cbe458-e531-49a6-890a-00abe8f961e3%22%2C%22category_name%22%3A%22Car%2BLoan%2BInterest%2BRates%2BPage%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221783286854%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2216112%22%2C%22niche_code%22%3A%22CAFCL%22%2C%22product_id%22%3A%225ba47813-dec4-4734-8778-bfa4edb45aab%22%2C%22product_name%22%3A%22CarsFast%2BCar%2BLoans%22%2C%22post_id%22%3A%22764344%22%2C%22post_path%22%3A%22car-loans%252Fcar-loan-interest-rates%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to CarsFast's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about CarsFast Car Loans\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"5ba47813-dec4-4734-8778-bfa4edb45aab\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-5ba47813-dec4-4734-8778-bfa4edb45aab\" value=\"5ba47813-dec4-4734-8778-bfa4edb45aab\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \t               8.8                    Great                                          CarsFast Car Loans            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"5ba47813-dec4-4734-8778-bfa4edb45aab\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-5ba47813-dec4-4734-8778-bfa4edb45aab\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"de1c9023-15d0-4348-91ea-3fc9fa05ca59\" data-provider-id=\"64f3760a-9630-4758-a75f-5f8b97ee3ef1\" data-product-name=\"Clutch Car Loans\" data-provider-name=\"Clutch\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/61ead18a0cdce.png\" alt=\"Clutch logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61ead18a0cdce.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61ead18a0cdce.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61ead18a0cdce.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/61ead18a0cdce.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/61ead18a0cdce.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafcl')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Clutch Car Loans<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafcl.product.datapoint_cafcl_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafcl')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafcl.product.datapoint_cafcl_apr_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"APR Range\"><span class=\"detail-highlight\">From 7.99%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_amount_range_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Amount\"><span class=\"detail-highlight\">$7,500 - No max.<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_term_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Term\"><span class=\"detail-highlight\">24 - 96 months<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Requirements: {{DETAILS.REQUIREMENTS}}\" data-column-index=\"5\" data-decorator=\"text,cafcl.value.misc_table_offer_cafcl\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Requirements\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xxsmall\" style=\"width: 100%; background-color: #F5F4EF; color: #; font-weight: 600; padding: 0.85em !important; border-radius: 3px; line-height: 18px;\">Requirements: 3+ months employed; maximum 1 bankruptcy; only available in Ontario, New Brunswick and Nova Scotia<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"&lt;b&gt;An online dealer of used cars with competitive prices. Available in ON, NS and NB.&lt;\/b&gt;\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key Features\"><b>An online dealer of used cars with competitive prices. Available in ON, NS and NB.<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":8.7,\"badges\":[],\"productId\":\"de1c9023-15d0-4348-91ea-3fc9fa05ca59\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/car-loans\/clutch-car-financing-ca-car-loans-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CAFCL%22%2C%22fieldset%22%3A%22cafcl-key-features%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2221cbe458-e531-49a6-890a-00abe8f961e3%22%2C%22category_name%22%3A%22Car%2BLoan%2BInterest%2BRates%2BPage%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221783286854%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2221758%22%2C%22niche_code%22%3A%22CAFCL%22%2C%22product_id%22%3A%22de1c9023-15d0-4348-91ea-3fc9fa05ca59%22%2C%22product_name%22%3A%22Clutch%2BCar%2BLoans%22%2C%22post_id%22%3A%22764344%22%2C%22post_path%22%3A%22car-loans%252Fcar-loan-interest-rates%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Clutch's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Clutch Car Loans\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.7,\"badges\":[],\"productId\":\"de1c9023-15d0-4348-91ea-3fc9fa05ca59\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-de1c9023-15d0-4348-91ea-3fc9fa05ca59\" value=\"de1c9023-15d0-4348-91ea-3fc9fa05ca59\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \t               8.7                    Great                                          Clutch Car Loans            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.7,\"badges\":[],\"productId\":\"de1c9023-15d0-4348-91ea-3fc9fa05ca59\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-de1c9023-15d0-4348-91ea-3fc9fa05ca59\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"98559dd6-c17b-40fb-a619-3014d270fc9d\" data-provider-id=\"12ee2ade-e1e9-43f0-b34b-760e916e902f\" data-product-name=\"Loans Canada Car Loans\" data-provider-name=\"Loans Canada \" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/loans-canada-car-loans-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png\" alt=\"Loans Canada  logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafcl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">        Excellent      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/loans-canada-car-loans-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Loans Canada Car Loans<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafcl.product.datapoint_cafcl_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafcl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">        Excellent      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafcl.product.datapoint_cafcl_apr_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"APR Range\"><span class=\"detail-highlight\">0% - 35.00%<span class=\"table-popover\" rel=\"popover\" data-content=\"0% financing is for new cars only. Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_amount_range_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Amount\"><span class=\"detail-highlight\">$3,000 - $50,000<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_term_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Term\"><span class=\"detail-highlight\">3-60 months<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Requirements: {{DETAILS.REQUIREMENTS}}\" data-column-index=\"5\" data-decorator=\"text,cafcl.value.misc_table_offer_cafcl\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Requirements\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xxsmall\" style=\"width: 100%; background-color: #F5F4EF; color: #; font-weight: 600; padding: 0.85em !important; border-radius: 3px; line-height: 18px;\">Requirements: Min. income of $1,800\/month, 3+ months employed<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"&lt;b&gt;A loan search platform with a large lender and dealer network. Available across Canada.&lt;\/b&gt;\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key Features\"><b>A loan search platform with a large lender and dealer network. Available across Canada.<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"98559dd6-c17b-40fb-a619-3014d270fc9d\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/car-loans\/loans-canada-car-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CAFCL%22%2C%22fieldset%22%3A%22cafcl-key-features%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2221cbe458-e531-49a6-890a-00abe8f961e3%22%2C%22category_name%22%3A%22Car%2BLoan%2BInterest%2BRates%2BPage%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221783286854%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2217709%22%2C%22niche_code%22%3A%22CAFCL%22%2C%22product_id%22%3A%2298559dd6-c17b-40fb-a619-3014d270fc9d%22%2C%22product_name%22%3A%22Loans%2BCanada%2BCar%2BLoans%22%2C%22post_id%22%3A%22764344%22%2C%22post_path%22%3A%22car-loans%252Fcar-loan-interest-rates%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Loans Canada 's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Loans Canada Car Loans\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"98559dd6-c17b-40fb-a619-3014d270fc9d\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-98559dd6-c17b-40fb-a619-3014d270fc9d\" value=\"98559dd6-c17b-40fb-a619-3014d270fc9d\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \t               9                    Excellent                                          Loans Canada Car Loans            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"98559dd6-c17b-40fb-a619-3014d270fc9d\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-98559dd6-c17b-40fb-a619-3014d270fc9d\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"0d4f0bff-282c-4e96-8dc1-fe9451d43cdb\" data-provider-id=\"20b1929d-464e-4496-a6df-8487d6958d19\" data-product-name=\"Approval Genie Car Loans\" data-provider-name=\"Approval Genie\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/approval-genie-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/643de4218306f.png\" alt=\"Approval Genie logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/643de4218306f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/643de4218306f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/643de4218306f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/643de4218306f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/643de4218306f.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafcl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.1<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">        Excellent      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/approval-genie-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Approval Genie Car Loans<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafcl.product.datapoint_cafcl_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafcl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.1<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">        Excellent      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafcl.product.datapoint_cafcl_apr_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"APR Range\"><span class=\"detail-highlight\">3.90% - 29.90%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_amount_range_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Amount\"><span class=\"detail-highlight\">$5,000 - $75,000<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_term_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Term\"><span class=\"detail-highlight\">12 - 84 months<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Requirements: {{DETAILS.REQUIREMENTS}}\" data-column-index=\"5\" data-decorator=\"text,cafcl.value.misc_table_offer_cafcl\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Requirements\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xxsmall\" style=\"width: 100%; background-color: #F5F4EF; color: #; font-weight: 600; padding: 0.85em !important; border-radius: 3px; line-height: 18px;\">Requirements: Min. income of $2,000 \/month, 3+ months employed, Ontario only<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"&lt;b&gt;Specializes in used car financing. 4.7 Trustpilot rating based on 4,270+ reviews. Available in Ontario.&lt;\/b&gt;\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key Features\"><b>Specializes in used car financing. 4.7 Trustpilot rating based on 4,270+ reviews. Available in Ontario.<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Approval Genie Car Loans\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.1,\"badges\":[],\"productId\":\"0d4f0bff-282c-4e96-8dc1-fe9451d43cdb\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-0d4f0bff-282c-4e96-8dc1-fe9451d43cdb\" value=\"0d4f0bff-282c-4e96-8dc1-fe9451d43cdb\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \t               9.1                    Excellent                                          Approval Genie Car Loans            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.1,\"badges\":[],\"productId\":\"0d4f0bff-282c-4e96-8dc1-fe9451d43cdb\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-0d4f0bff-282c-4e96-8dc1-fe9451d43cdb\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"443c52a6-96bc-495d-82c8-bfb5be873298\" data-provider-id=\"0a97dc4f-7c12-41c3-81be-8e90f58eb3d1\" data-product-name=\"My Auto Approval Vehicle Loan\" data-provider-name=\"My Auto Approval\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/my-auto-approval-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/678e98baec5ed.png\" alt=\"My Auto Approval logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/678e98baec5ed.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/678e98baec5ed.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/678e98baec5ed.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/678e98baec5ed.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/678e98baec5ed.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafcl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">        Excellent      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/my-auto-approval-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">My Auto Approval Vehicle Loan<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafcl.product.datapoint_cafcl_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafcl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">        Excellent      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafcl.product.datapoint_cafcl_apr_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"APR Range\"><span class=\"detail-highlight\">0% - 35.00%<span class=\"table-popover\" rel=\"popover\" data-content=\"0% financing is for new cars only. Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_amount_range_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Amount\"><span class=\"detail-highlight\">$5,000 - $75,000<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_term_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Term\"><span class=\"detail-highlight\">12 - 96 months<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Requirements: {{DETAILS.REQUIREMENTS}}\" data-column-index=\"5\" data-decorator=\"text,cafcl.value.misc_table_offer_cafcl\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Requirements\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xxsmall\" style=\"width: 100%; background-color: #F5F4EF; color: #; font-weight: 600; padding: 0.85em !important; border-radius: 3px; line-height: 18px;\">Requirements: Min. income of $1,800 \/month, 3+ months employed<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"&lt;b&gt;Financing available for any credit score. Wide inventory of vehicles available.&lt;\/b&gt;\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key Features\"><b>Financing available for any credit score. Wide inventory of vehicles available.<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"443c52a6-96bc-495d-82c8-bfb5be873298\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/car-loans\/myautoapproval-car-loans-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CAFCL%22%2C%22fieldset%22%3A%22cafcl-key-features%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2221cbe458-e531-49a6-890a-00abe8f961e3%22%2C%22category_name%22%3A%22Car%2BLoan%2BInterest%2BRates%2BPage%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221783286854%22%2C%22position%22%3A%225%22%2C%22offer_id%22%3A%2225813%22%2C%22niche_code%22%3A%22CAFCL%22%2C%22product_id%22%3A%22443c52a6-96bc-495d-82c8-bfb5be873298%22%2C%22product_name%22%3A%22My%2BAuto%2BApproval%2BVehicle%2BLoan%22%2C%22post_id%22%3A%22764344%22%2C%22post_path%22%3A%22car-loans%252Fcar-loan-interest-rates%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to My Auto Approval's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about My Auto Approval Vehicle Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"443c52a6-96bc-495d-82c8-bfb5be873298\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-443c52a6-96bc-495d-82c8-bfb5be873298\" value=\"443c52a6-96bc-495d-82c8-bfb5be873298\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \t               9                    Excellent                                          My Auto Approval Vehicle Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"443c52a6-96bc-495d-82c8-bfb5be873298\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-443c52a6-96bc-495d-82c8-bfb5be873298\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"5ff9ec80-8880-41f8-a26e-1982911f2f73\" data-provider-id=\"900466c2-1321-4f62-a91f-459f9969b18d\" data-product-name=\"Dealerhop Car Loans\" data-provider-name=\"Dealerhop\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/dealerhop-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png\" alt=\"Dealerhop logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafcl')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.4<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/dealerhop-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Dealerhop Car Loans<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafcl.product.datapoint_cafcl_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafcl')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.4<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafcl.product.datapoint_cafcl_apr_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"APR Range\"><span class=\"detail-highlight\">6.99% - 35.00%<span class=\"table-popover\" rel=\"popover\" data-content=\"0% financing is for new cars only. Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_amount_range_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Amount\"><span class=\"detail-highlight\">$7,000 - $50,000<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_term_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Term\"><span class=\"detail-highlight\">12 - 96 months<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Requirements: {{DETAILS.REQUIREMENTS}}\" data-column-index=\"5\" data-decorator=\"text,cafcl.value.misc_table_offer_cafcl\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Requirements\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xxsmall\" style=\"width: 100%; background-color: #F5F4EF; color: #; font-weight: 600; padding: 0.85em !important; border-radius: 3px; line-height: 18px;\">Requirements: Min. income of $3,000\/month, 3+ months employed<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"&lt;b&gt;A loan search platform for new and used car financing. Available in all provinces except Alberta, Manitoba and Quebec.&lt;\/b&gt;\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key Features\"><b>A loan search platform for new and used car financing. Available in all provinces except Alberta, Manitoba and Quebec.<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":8.4,\"badges\":[],\"productId\":\"5ff9ec80-8880-41f8-a26e-1982911f2f73\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/car-loans\/dealerhop-car-loans-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CAFCL%22%2C%22fieldset%22%3A%22cafcl-key-features%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2221cbe458-e531-49a6-890a-00abe8f961e3%22%2C%22category_name%22%3A%22Car%2BLoan%2BInterest%2BRates%2BPage%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221783286854%22%2C%22position%22%3A%226%22%2C%22offer_id%22%3A%2224159%22%2C%22niche_code%22%3A%22CAFCL%22%2C%22product_id%22%3A%225ff9ec80-8880-41f8-a26e-1982911f2f73%22%2C%22product_name%22%3A%22Dealerhop%2BCar%2BLoans%22%2C%22post_id%22%3A%22764344%22%2C%22post_path%22%3A%22car-loans%252Fcar-loan-interest-rates%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Dealerhop's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Dealerhop Car Loans\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.4,\"badges\":[],\"productId\":\"5ff9ec80-8880-41f8-a26e-1982911f2f73\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-5ff9ec80-8880-41f8-a26e-1982911f2f73\" value=\"5ff9ec80-8880-41f8-a26e-1982911f2f73\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \t               8.4                    Great                                          Dealerhop Car Loans            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.4,\"badges\":[],\"productId\":\"5ff9ec80-8880-41f8-a26e-1982911f2f73\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-5ff9ec80-8880-41f8-a26e-1982911f2f73\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"ac9b7dd6-30b6-4369-8270-8e346d30ca1d\" data-provider-id=\"e53a9d58-f08f-449e-ab81-368ad7c68128\" data-product-name=\"Canada Auto Finance Car Loans\" data-provider-name=\"Canada Auto Finance\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/canada-auto-finance-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/60187c97243e8.jpg\" alt=\"Canada Auto Finance logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/60187c97243e8.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/60187c97243e8.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/60187c97243e8.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/60187c97243e8.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/60187c97243e8.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafcl')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/canada-auto-finance-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Canada Auto Finance Car Loans<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafcl.product.datapoint_cafcl_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafcl')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafcl.product.datapoint_cafcl_apr_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"APR Range\"><span class=\"detail-highlight\">4.90% - 29.95%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_amount_range_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Amount\"><span class=\"detail-highlight\">$5,000 - $65,000<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_term_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Term\"><span class=\"detail-highlight\">3 - 96 months<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Requirements: {{DETAILS.REQUIREMENTS}}\" data-column-index=\"5\" data-decorator=\"text,cafcl.value.misc_table_offer_cafcl\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Requirements\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xxsmall\" style=\"width: 100%; background-color: #F5F4EF; color: #; font-weight: 600; padding: 0.85em !important; border-radius: 3px; line-height: 18px;\">Requirements: Min. income of $3,000\/month, 3+ months employed<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"&lt;b&gt;An online dealer with financing available for new or used cars. Bad credit borrowers accepted.&lt;\/b&gt;\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key Features\"><b>An online dealer with financing available for new or used cars. Bad credit borrowers accepted.<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Canada Auto Finance Car Loans\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.5,\"badges\":[],\"productId\":\"ac9b7dd6-30b6-4369-8270-8e346d30ca1d\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-ac9b7dd6-30b6-4369-8270-8e346d30ca1d\" value=\"ac9b7dd6-30b6-4369-8270-8e346d30ca1d\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \t               8.5                    Great                                          Canada Auto Finance Car Loans            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.5,\"badges\":[],\"productId\":\"ac9b7dd6-30b6-4369-8270-8e346d30ca1d\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-ac9b7dd6-30b6-4369-8270-8e346d30ca1d\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - 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now;\n        const sevenDaysMs = 7 * 24 * 60 * 60 * 1000;\n\n        if (distance <= 0) {\n          const wrapper = el.closest(\".rewards-pill-wrapper\");\n          if (wrapper) wrapper.style.display = \"none\";\n          return;\n        }\n\n        if (distance > sevenDaysMs) {\n          return;\n        }\n\n        el.removeAttribute(\"hidden\");\n\n        const daysEl = el.querySelector(\"[data-pill-countdown-days]\");\n        const hoursEl = el.querySelector(\"[data-pill-countdown-hours]\");\n        const minutesEl = el.querySelector(\"[data-pill-countdown-minutes]\");\n        const secondsEl = el.querySelector(\"[data-pill-countdown-seconds]\");\n\n        let interval;\n        const updatePillCountdown = () => {\n          if (!el.isConnected) {\n            if (interval) clearInterval(interval);\n            return;\n          }\n\n          const remaining = endTime - new Date().getTime();\n\n          if (remaining <= 0) {\n            if (daysEl) daysEl.textContent = \"0d\";\n            if (hoursEl) hoursEl.textContent = \"0h\";\n            if (minutesEl) minutesEl.textContent = \"0m\";\n            if (secondsEl) secondsEl.textContent = \"0s\";\n            if (interval) clearInterval(interval);\n            \/\/ Hide pill wrapper on expiry\n            const wrapper = el.closest(\".rewards-pill-wrapper\");\n            if (wrapper) wrapper.style.display = \"none\";\n            return;\n          }\n\n          const days = Math.floor(remaining \/ (1000 * 60 * 60 * 24));\n          const hours = Math.floor((remaining % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n          const minutes = Math.floor((remaining % (1000 * 60 * 60)) \/ (1000 * 60));\n          const seconds = Math.floor((remaining % (1000 * 60)) \/ 1000);\n\n          if (daysEl) daysEl.textContent = days + \"d\";\n          if (hoursEl) hoursEl.textContent = hours + \"h\";\n          if (minutesEl) minutesEl.textContent = minutes + \"m\";\n          if (secondsEl) secondsEl.textContent = seconds + \"s\";\n        };\n\n        updatePillCountdown();\n        interval = setInterval(updatePillCountdown, 1000);\n      });\n    }\n\n    initPillCountdowns();\n\n    const allTables = document.querySelectorAll(\"table\");\n    allTables.forEach((table) => {\n      const observer = new MutationObserver(() => {\n        setTimeout(initPillCountdowns, 0);\n      });\n      observer.observe(table, { childList: true, subtree: true });\n    });\n  });\n})();\n<\/script><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer \"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"7\">Load More<\/button><div class=\"js-show-more-data_count-21cbe458-e531-49a6-890a-00abe8f961e3 comparison-table__dataCount\">Showing\n\t\t\t7\n\t\t\tof\n\t\t\t15\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CAFCL\" data-rewards-component=\"compare-products\"><\/div><div class=\"finder-score-methodology\"><h3 data-toc=\"false\" id=\"finder-score-methodology\">Finder Score for car loans<\/h3>\n\n<p>To make comparing even easier, we came up with the <a href=\"https:\/\/www.finder.com\/ca\/finder-score\">Finder Score<\/a>. Interest rates, fees and features across 20+ car loans are all weighted and scaled to produce a score out of 10. The higher the score the better the loan\u2014simple.<\/p>\n\n<p style=\"text-align: center;\"><a class=\"luna-button luna-button--primary\" href=\"https:\/\/www.finder.com\/ca\/car-loans\/car-loan-ratings-methodology\">Read the full methodology<\/a><\/p><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3>What\u2019s the average car loan interest rate in Canada?<\/h3><p>The average car loan rate is <strong>6.57%<\/strong>, according to Statistics Canada.<\/p><p>The average buyer may pay between <strong>5.45% and 9%<\/strong> interest on their car loan, depending on their credit score, loan amount, loan term, interest rate type and other factors.<\/p><h3>What are the bank car loan rates?<\/h3><p>Below is an overview of bank car loan interest rates in Canada:<\/p><ul><li><strong>TD: <\/strong>7.49% - 29.99%<span class=\"table-popover\" rel=\"popover\" data-content=\"0% financing is for new cars only. Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span> (higher rates for subprime borrowers)<\/li><li><strong>CIBC:<\/strong> From approx. 7.44%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/li><li><strong>Scotiabank:<\/strong> Approx. 7.49% - 29.99%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span> (higher rates for subprime borrowers)<\/li><li><strong>RBC:<\/strong> From approx. 7.49%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/li><\/ul><p>BMO stopped offering car loans in 2023.<\/p><div id=\"model-response-message-contentr_ee75c60946935aac\" class=\"markdown markdown-main-panel enable-updated-hr-color\" dir=\"ltr\" aria-live=\"polite\" aria-busy=\"false\"><h3 data-path-to-node=\"7\">Which bank has the best car loan rates in Canada?<\/h3><p data-path-to-node=\"8\">The best bank car loan rates come from <strong>TD, Scotiabank<\/strong> and <strong>RBC<\/strong> if you buy a brand-new vehicle that qualifies for a manufacturer promotion. Through these special partnerships, interest rates can drop to as low as <strong>0%, 2.99%, 3.90% <\/strong>or <strong>4.79%<\/strong>.<\/p><p data-path-to-node=\"9\">You cannot just walk into a local bank branch and get these rock-bottom promotional rates. They only exist because car manufacturers partner with specific banks to help clear out new inventory. The manufacturer essentially pays the bank a subsidy to lower the interest rate for you.<\/p><p data-path-to-node=\"12\">Examples of new vehicles that commonly qualify for these partner bank promotions include:<\/p><ul><li data-path-to-node=\"13,0,0\">2026 Chevrolet Silverado EV<\/li><li data-path-to-node=\"13,1,0\">2026 Chevrolet Blazer<\/li><li data-path-to-node=\"13,2,0\">2026 GMC Hummer EV SUV<\/li><li data-path-to-node=\"13,3,0\">2026 GMC Sierra EV<\/li><li data-path-to-node=\"13,4,0\">2026 Cadillac Escalade IQ<\/li><li data-path-to-node=\"13,5,0\">2026 Cadillac Optiq<\/li><li data-path-to-node=\"13,7,0\">2026 Dodge Charger<\/li><li data-path-to-node=\"13,7,0\">2026 Fiat 500e<\/li><\/ul><\/div><h3>What are the lowest car loan interest rates in Canada?<\/h3><p>Compare car loan rates below from a variety of lenders to find the lowest rates.<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"width: 25%; text-align: left;\" scope=\"col\">Provider<\/th><th style=\"width: 25%; text-align: left;\" scope=\"col\">Lowest APR<\/th><th style=\"width: 25%; text-align: left;\" scope=\"col\">Car eligibility<\/th><th style=\"width: 25%; text-align: left;\" scope=\"col\">Lender type<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>Loans Canada<\/td><td><p style=\"font-size: 150%;\"><strong>0%<\/strong><\/p><\/td><td>Select new models<\/td><td>Loan search platform<\/td><\/tr><tr><td>CarsFast<\/td><td><p style=\"font-size: 150%;\"><strong>3.9%<\/strong><\/p><\/td><td>Select new models<\/td><td>Loan search platform<\/td><\/tr><tr><td>TD<\/td><td><p style=\"font-size: 150%;\"><strong>0%<\/strong><\/p><\/td><td>Select models from certain brands, such as Dodge, Fiat and Alfa Romeo<\/td><td>Bank<\/td><\/tr><tr><td>Libro<\/td><td><p style=\"font-size: 150%;\"><strong>7.79%<\/strong><\/p><\/td><td>Models up to 3 years old<\/td><td>Credit union<\/td><\/tr><tr><td>NLCU<\/td><td><p style=\"font-size: 150%;\"><strong>4.3%<\/strong><\/p><\/td><td>New 2025 models<\/td><td>Credit union<\/td><\/tr><tr><td>Vancity<\/td><td><p style=\"font-size: 150%;\"><strong>5.45%<\/strong><\/p><\/td><td>New or used EV<\/td><td>Credit union<\/td><\/tr><\/tbody><\/table><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Must read: <\/span><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/best-car-loans\" style=\"text-decoration:underline; font-size:0.9em;\">Best car loans in Canada<\/a>\n<\/div>\n<\/article><h3>What are the car loan rates for new cars?<\/h3><p data-start=\"74\" data-end=\"228\">New car loan rates now start at 0%. Dealerships like Cadillac, Volkswagen and Chevrolet regularly update their financing offers, which change from month to month.<\/p><p data-start=\"348\" data-end=\"429\">Explore this month\u2019s financing deals for new cars from popular Canadian brands.<\/p><table class=\"luna-table luna-table--responsiveList js-tablesorter\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center; width: 40%;\" scope=\"col\">Model<\/th><th style=\"text-align: center; width: 30%;\" scope=\"col\">Financing<\/th><th style=\"text-align: center; width: 30%;\" scope=\"col\">Loan term<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>2026 Ford Bronco Sport<\/td><td><p style=\"font-size: 150%;\"><strong>0% <\/strong><\/p><\/td><td>Up to 72 months<\/td><\/tr><tr><td>2026 Ram 1500<\/td><td><p style=\"font-size: 150%;\"><strong>0%<\/strong><\/p><\/td><td>Up to 72 months<\/td><\/tr><tr><td>2026 Volkswagen Tiguan<\/td><td><p style=\"font-size: 150%;\"><strong>0%<\/strong><\/p><\/td><td>24 months<\/td><\/tr><tr><td>2025 Cadillac OPTIQ<\/td><td><p style=\"font-size: 150%;\"><strong>0%<\/strong><\/p><\/td><td>72 months<\/td><\/tr><\/tbody><\/table><p><small>Offers last verified on July 2, 2026 and expire on July 31, 2026 (where an expiration date is disclosed).  Offers are on approved credit, vary by region and may have other conditions.<\/small><\/p><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/0-car-loans\" style=\"text-decoration:underline; font-size:0.9em;\">Latest 0% and low-rate financing deals for new cars<\/a>\n<\/div>\n<\/article><h3>Snapshot: Used car loan rates in Ontario<\/h3><p>Used car loan rates vary depending on the vehicle, but they generally start at <strong>7.99%<\/strong> for cars that are <em>not<\/em> certified pre-owned (CPO).<\/p><p>CPO cars in Ontario vary widely in interest rates. Below is a snapshot of the rates you can expect.<\/p><table class=\"luna-table luna-table--responsiveList js-tablesorter\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center; width: 40%;\" scope=\"col\">Brand<\/th><th style=\"text-align: center; width: 30%;\" scope=\"col\">APR<\/th><th style=\"text-align: center; width: 30%;\" scope=\"col\">Loan term<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>Hyundai<\/td><td><p style=\"font-size: 150%;\"><strong>From 4.99%<\/strong><\/p><\/td><td>Varies (up to 84 months with some models)<\/td><\/tr><tr><td>Nissan<\/td><td><p style=\"font-size: 150%;\"><strong>From 2.99%<\/strong><\/p><\/td><td>24 months<\/td><\/tr><tr><td>Mercedes<\/td><td><p style=\"font-size: 150%;\"><strong>From 0.49%<\/strong><\/p><\/td><td>24 to 72 months<\/td><\/tr><\/tbody><\/table><p><small>Offers last verified on July 2, 2026. Offers are on approved credit, vary by region and may have other conditions.<\/small><\/p><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/car-loans-ontario\" style=\"text-decoration:underline; font-size:0.9em;\">Car loans in Ontario<\/a>\n<\/div>\n<\/article><h3>Average car loan interest rates in Canada from 2017\u20132026<\/h3><p>According to Statistics Canada, the <strong>average car loan interest rate<\/strong> has increased from <strong>4.45% <\/strong>in December 2017 to<strong> 6.72%<\/strong> in February 2026\u2014an increase of 2.27 percentage points in nine years. Car loan interest rates notably rose in 2022 after a series of rate hikes by the Bank of Canada.<\/p><iframe id=\"datawrapper-chart-3Yo4c\" title=\"Average car loan interest rates from StatCan\" width=\"100%\" height=\"431\" scrolling=\"yes\" aria-label=\"Interactive line chart\" src=\"https:\/\/datawrapper.dwcdn.net\/3Yo4c\/19\/\" style=\"width: 0; min-width: 100% !important; border: none;\" loading=\"lazy\"><\/iframe><div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"><\/circle>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">The Bank of Canada influences car loan rates<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n            In Canada, car loan rates are calculated using a lender\u2019s prime rate\u2014a rate that is adjusted by the Bank of Canada (BoC) in response to changes in the economy and monetary policy. When the prime rate increases, lenders increase car loan rates to maintain their profitability. When the prime rate goes down, lenders lower their auto financing rates to remain competitive and attract borrowers.<p>The chart below shows the BoC\u2019s rate moves over the past several years. When we compare the average car loan rates and BoC rate moves, we can see a similar pattern.<\/p>\n        <\/div>\n    <\/div>\n<\/div>\n<iframe id=\"datawrapper-UCfDS\/1\/\" title=\"Bank of Canada Interest Rates\" width=\"100%\" height=\"450\" scrolling=\"no\" src=\"https:\/\/datawrapper.dwcdn.net\/UCfDS\/13\/\" style=\"100%\" loading=\"lazy\"><\/iframe><h3>Did car loan interest rates go down in 2025?<\/h3><p>Yes. The Bank of Canada cut its key interest rate four times in 2025, which helped bring car loan rates down.<\/p><p>The current overnight rate is 2.25%.<\/p><h3>Will car loan rates go down some more in 2026?<\/h3><p>If the BoC continues to cut rates in 2026, car loan interest rates are likely to fall as well. In the September 2025 Finder report, 45% of economists surveyed expect the overnight rate to fall to 2.00% by September 2026.<\/p><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/refinancing\" style=\"text-decoration:underline; font-size:0.9em;\">Thinking of refinancing? Check out our car loan refinancing guide<\/a>\n<\/div>\n<\/article><h3>Where can I find competitive car loan rates today?<\/h3><p>You can often get competitive rates from the following providers:<\/p><h4>Dealerships<\/h4><p>Dealerships are a strong option for financing for the following reasons:<\/p><ul class=\"list-1\"><li>They\u2019re partnered with banks and other lenders to help you sift through current offers and find the best rate.<\/li><li>Dealers give banks lots of business and, in exchange, gain access to lower bank car loan rates.<\/li><li>Dealers want you to purchase one of their cars, so they have an incentive to present you with an attractive financing offer.<\/li><\/ul><p>That said, going straight to a dealership doesn\u2019t guarantee that you\u2019ll get the best car loan rate, so it pays to <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/pre-approved-car-loan\">get car loan pre-approval<\/a> somewhere else first so you can negotiate with the dealer to match it or give you a better rate.<\/p><h4>Online loan search platforms<\/h4><p>Online loan search platforms like <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/carsfast-car-loan\">CarsFast<\/a> and <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/loans-canada-car-loans-review\">Loans Canada<\/a> are partnered with hundreds of dealers and lenders and can match you with the best car loans for your situation. You can apply even if your credit score isn\u2019t great, but be prepared for higher interest rates. <a class=\"scroll\" href=\"#compare\">Compare online car loan options above<\/a>.<\/p><h4>Banks and credit unions<\/h4><p>Another option is to head straight to a bank or credit union. While financial institutions do not have an incentive to sell you a car, they may still offer competitive interest rates.<\/p><h4>TD car loan interest rates at a glance<\/h4><p>Here are examples of offers you might find from TD:<\/p><table class=\"luna-table luna-table--responsiveList js-tablesorter\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center; width: 40%;\" scope=\"col\">Model<\/th><th style=\"text-align: center; width: 30%;\" scope=\"col\">APR<\/th><th style=\"text-align: center; width: 30%;\" scope=\"col\">Loan term<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>2026 Alfa Romeo Giulia<\/td><td><p style=\"font-size: 150%;\"><strong>From 0%<\/strong><\/p><\/td><td>36-96 months<\/td><\/tr><tr><td>2025 Chevrolet Corvette<\/td><td><p style=\"font-size: 150%;\"><strong>From 2.99%<\/strong><\/p><\/td><td>12-84 months<\/td><\/tr><tr><td>2026 Dodge Charger Daytona<\/td><td><p style=\"font-size: 150%;\"><strong>From 2.99%<\/strong><\/p><\/td><td>36-96 months<\/td><\/tr><tr><td>2025 Fiat 500e<\/td><td><p style=\"font-size: 150%;\"><strong>From 0%<\/strong><\/p><\/td><td>36-96 months<\/td><\/tr><tr><td>2025 Kia EV4<\/td><td><p style=\"font-size: 150%;\"><strong>From 6.49%<\/strong><\/p><\/td><td>24-96 months<\/td><\/tr><\/tbody><\/table><p><small>Offers last verified on July 2, 2026. Offers are based on approved credit.<\/small><\/p><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/used-car-sites\" style=\"text-decoration:underline; font-size:0.9em;\">Buying used? Here are the best used car sites in Canada<\/a>\n<\/div>\n<\/article><h3>What is a good interest rate on a car loan in Canada?<\/h3><p>While fluctuations in the prime rate will influence the interest rate on an auto loan, lenders also use a variety of other factors to set their interest rates, including the borrower\u2019s credit score, loan term, loan amount and the current competitive landscape.<\/p><p>As a result, a good interest rate on a car loan in Canada is a rate that is equal to or near the current national average car loan rate of 6.57%.<\/p><h4>New cars<\/h4><p>If you have good credit, then car loan rates for new cars are typically <strong>0% - 7.5%<\/strong> depending on the make and model.<\/p><h4>Used cars<\/h4><p>Car loan rates for used cars in Canada are typically higher and currently fall between <strong>8% - 10%<\/strong>.<\/p><h4>Bad credit<\/h4><p>Car loan interest rates for people with bad credit are higher because lenders take on more risk. Bad credit auto loan rates are typically between <strong>12.9% \u2013 29.99%<\/strong>.<\/p><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Must read: <\/span><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/bad-credit\" style=\"text-decoration:underline; font-size:0.9em;\">Best bad credit auto loans in Canada<\/a>\n<\/div>\n<\/article><h3>How car loan interest rates are calculated<\/h3><p>Most borrowers focus on the prime rate, but lenders use a range of factors to set their rates, with risk assessment and market conditions being among the most important factors.<\/p><p>In general, each lender uses five criteria to set their rates.<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/5\"><img decoding=\"async\" class=\"wp-image-739468 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/06\/CrossingBridgeRiskAssesmentIcon_Finder_250x250.png\" alt=\"Person crossing bridge\" width=\"85\" height=\"85\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/06\/CrossingBridgeRiskAssesmentIcon_Finder_250x250.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/06\/CrossingBridgeRiskAssesmentIcon_Finder_250x250.png?fit=255 255w\" sizes=\"(max-width: 255px) 100vw, 255px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-4\/5\"><h4><strong>1. Risk assessment<\/strong><\/h4><p>Banks and car loan providers assess the risk of lending to an individual based on their credit score, income, employment history and other financial factors. Borrowers with high credit scores and stable financial situations are generally seen as low-risk and may be offered low car loan rates.<\/p><\/div><\/div><div class=\"u-grid\"><div class=\"u-grid__col u-1\/5\"><img decoding=\"async\" class=\"wp-image-739468 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/06\/PushingCalendarLoanTermIcon_Finder_250x250.png\" alt=\"Person pushing calendar\" width=\"108\" height=\"108\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/06\/PushingCalendarLoanTermIcon_Finder_250x250.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/06\/PushingCalendarLoanTermIcon_Finder_250x250.png?fit=324 324w\" sizes=\"(max-width: 324px) 100vw, 324px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-4\/5\"><h4><strong>2. Loan term<\/strong><\/h4><p>Car loan providers may offer different interest rates based on the length of the loan term. Most lenders offer their most competitive car loan interest rate with a term that helps them reduce risk and maximize earnings.<\/p><\/div><\/div><div class=\"u-grid\"><div class=\"u-grid__col u-1\/5\"><img decoding=\"async\" class=\"wp-image-739468 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/06\/TugofWarIcon_Finder_250x250-2.png\" alt=\"Two people doing tug of war\" width=\"108\" height=\"108\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/06\/TugofWarIcon_Finder_250x250-2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/06\/TugofWarIcon_Finder_250x250-2.png?fit=324 324w\" sizes=\"(max-width: 324px) 100vw, 324px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-4\/5\"><h4><strong>3. Competitive landscape<\/strong><\/h4><p>Lenders use the prime rate to establish a baseline but may choose to adjust their rates based on the competitive landscape. As a result, a lender may lower their rates to remain competitive or increase rates if they are no longer interested in attracting business for a certain loan type or in a specific region of the country.<\/p><\/div><\/div><div class=\"u-grid\"><div class=\"u-grid__col u-1\/5\"><img decoding=\"async\" class=\"wp-image-739468 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/06\/WatchingTVGraphMarketConditions_Finder_250x250.png\" alt=\"Person watching TV screen that's showing a graph\" width=\"85\" height=\"85\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/06\/WatchingTVGraphMarketConditions_Finder_250x250.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/06\/WatchingTVGraphMarketConditions_Finder_250x250.png?fit=255 255w\" sizes=\"(max-width: 255px) 100vw, 255px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-4\/5\"><h4><strong>4. Market conditions<\/strong><\/h4><p>Interest rates can also be influenced by broad market conditions, such as inflation, economic growth and government policies. Banks and lenders might adjust interest rates in response to these factors to manage risk and ensure profitability.<\/p><\/div><\/div><div class=\"u-grid\"><div class=\"u-grid__col u-1\/5\"><img decoding=\"async\" class=\"wp-image-739468 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/07\/CarryingMoneyBagIcon_Finder_250x250.png\" alt=\"Person holding bag of money\" width=\"80\" height=\"80\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/07\/CarryingMoneyBagIcon_Finder_250x250.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/07\/CarryingMoneyBagIcon_Finder_250x250.png?fit=240 240w\" sizes=\"(max-width: 240px) 100vw, 240px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-4\/5\"><h4><strong>5. Loan amount<\/strong><\/h4><p>The loan amount might also impact the interest rate, with large loans or secured loans potentially offered at lower interest rates.<\/p><\/div><\/div><p>Knowing how or why car loan interest rates change helps borrowers negotiate with lenders to try to secure lower interest rates. Even in a volatile economic environment, borrowers with a strong credit score and a secure financial situation should negotiate.<a id=\"factors\"><\/a><\/p><h3>How your financial situation affects your car loan rate<\/h3><p>There are seven main factors that lenders use to assess your application and determine what rate to offer.<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"width: 15%;\" scope=\"col\">Factor<\/th><th style=\"width: 85%;\" scope=\"col\">Description<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><strong>Credit score<\/strong><\/td><td>Higher credit scores = lower rates<\/td><\/tr><tr><td><strong>Loan term<\/strong><\/td><td>Shorter loan terms = less interest paid<\/td><\/tr><tr><td><strong>Type of car<\/strong><\/td><td>New vehicle \/ preferred make or model = lower rates<\/td><\/tr><tr><td><strong>Income<\/strong><\/td><td>Stable income = lower rates<\/td><\/tr><tr><td><strong>Debt<\/strong><\/td><td>Lower debt ratio = lower rates<\/td><\/tr><tr><td><strong>Type of loan<\/strong><\/td><td>A fixed-rate loan is typically offered at a higher interest rate<\/td><\/tr><\/tbody><\/table><ul><li style=\"padding-bottom: 14px;\"><b>Credit score.<\/b> Those with higher scores generally have access to lower car loan rates, so improving your credit history is an important part of getting a low interest rate on your car loan.<\/li><li style=\"padding-bottom: 14px;\"><b>Loan term. <\/b>Car loan terms can range from 12 - 96 months. The loan term impacts the interest rate you\u2019re offered and the total cost of the loan. In general, shorter loan terms correspond with lower car loan interest rates. That\u2019s because lenders see longer loan terms as riskier. Even if a lender does offer you a lower interest rate on a longer loan term, you won\u2019t necessarily save money since you\u2019ll pay more interest over time.<\/li><li style=\"padding-bottom: 14px;\"><b>Type of vehicle. <\/b>Your vehicle\u2019s make and model can also play a role in rates, especially if you\u2019re buying a used car. Since it\u2019s possible that your car will be used as collateral to secure the loan, lenders often charge higher interest rates for cars that are of poor quality and more likely to break down.<\/li><li style=\"padding-bottom: 14px;\"><b>Income and debt ratios. <\/b>Lenders consider your income and debt-to-income ratio because these reflect your ability to pay back the loan. You have a greater chance of being approved and getting lower interest rates if your income is higher.<\/li><li style=\"padding-bottom: 14px;\"><strong>Type of interest rate.<\/strong> Banks and credit unions can offer fixed and variable interest rates on a car loan. Generally, variable-rate car loans have lower starting rates than fixed-rate car loans.<\/li><\/ul><h3>Example: Impact of credit score on car financing<\/h3><p>The following example illustrates how your credit score will influence the rate a lender will offer you and how this impacts the total cost of buying a car. To illustrate, we assume the purchase is for a new vehicle with a purchase price of $48,000 and a loan term of 5 years. These calculations also factor in 13% provincial sales tax and a 20% down payment (of $9,600).<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Credit rating<\/th><th>Credit score<\/th><th>Interest rate<\/th><th>Monthly payment<\/th><th>Total interest paid<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>Excellent<\/td><td>760 to 900<\/td><td>5.39%<\/td><td>$850<\/td><td>$6,385<\/td><\/tr><tr><td>Very good<\/td><td>725 to 759<\/td><td>5.99%<\/td><td>$863<\/td><td>$7,129<\/td><\/tr><tr><td>Good<\/td><td>660 to 724<\/td><td>6.20%<\/td><td>$867<\/td><td>$7,390<\/td><\/tr><tr><td>Fair<\/td><td>560 to 659<\/td><td>9.90%<\/td><td>$946<\/td><td>$12,136<\/td><\/tr><tr><td>Poor<\/td><td>300 to 559<\/td><td>14.99%<\/td><td>$1,062<\/td><td>$19,065<\/td><\/tr><\/tbody><\/table><p><small>Note: The information above is for illustrative purposes only and does not take into account all of the <a class=\"scroll\" href=\"#factors\">factors lenders consider<\/a> when evaluating a loan application. Actual lenders may charge different interest rates.<\/small><\/p><h3>Example: Impact of loan term on car financing<\/h3><p>The length of your loan term directly impacts how much interest you\u2019ll pay. The example below shows calculations for the same loan amount ($48,000) and interest rate (7.5%) at different loan terms.<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Loan amount<\/th><th>Interest rate<\/th><th>Loan term<\/th><th>Monthly payment<\/th><th>Total interest paid<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>$26,000<\/td><td>7.5%<\/td><td>2 years<\/td><td>$2,159.98<\/td><td>$3,839.53<\/td><\/tr><tr><td>$26,000<\/td><td>7.5%<\/td><td>3 years<\/td><td>$1,493.10<\/td><td>$5,751.54<\/td><\/tr><tr><td>$26,000<\/td><td>7.5%<\/td><td>4 years<\/td><td>$1,160.59<\/td><td>$7,708.19<\/td><\/tr><tr><td>$26,000<\/td><td>7.5%<\/td><td>5 years<\/td><td>$961.82<\/td><td>$9,709.29<\/td><\/tr><tr><td>$26,000<\/td><td>7.5%<\/td><td>6 years<\/td><td>$829.93<\/td><td>$11,754.63<\/td><\/tr><\/tbody><\/table><p><small>Note: The information above is for illustrative purposes only and does not take into account all of the <a class=\"scroll\" href=\"#factors\">factors lenders consider<\/a> when evaluating a loan application. Actual lenders may charge different interest rates.<\/small><\/p><p>This example shows that longer loan terms mean lower monthly payments, but you pay more interest overall. When negotiating with a dealer, it pays to negotiate the total car price rather than your monthly payment to avoid unfavourable terms.<\/p><h3>Car loan payment calculator<\/h3><p>Use this calculator to find out how much you might pay per month based on varying loan amounts, loan terms and interest rates.<\/p><div class=\"monthlyRepayment_calculator_wrapper\">\n\t<div class=\"calc-header-outer\">\n\t<div class=\"calc-header-container\">\n\t\t<h3 class=\"calc-header\">Car loan calculator<\/h3>\n\t\t<span><\/span>\n\t<\/div>\n\t<\/div>\n\t<div class=\"u-grid\">\n\t\t<div class=\"u-grid__col u-grid__col u-1\/2@s calc-separator\">\n\t\t\t<table class=\"monthlyRepayment_calc-table\">\n\t\t\t\t<thead>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th scope=\"col\" class=\"calc-subheader\">\n\t\t\t\t\t\t\t<div class=\"calc-subheader-text\">Your loan<\/div>\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t<\/tr>\n\t\t\t\t<\/thead>\n\t\t\t\t<tbody>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th scope=\"col\" class=\"padding-top-small\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tLoan amount\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t<div class=\"luna-affix affix-padded\">\n\t\t\t\t\t\t\t\t<span class=\"luna-affix__label\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input data-id=\"0000000003\" type=\"number\" min=\"0\" class=\"luna-input calc-input monthlyLoan_amount\" title=\"Enter the loan amount you want to borrow\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th scope=\"col\">Loan terms (in years)<\/th>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t<div class=\"luna-affix affix-padded\">\n\t\t\t\t\t\t\t\t<input data-id=\"0000000003\" type=\"number\" min=\"0\" class=\"luna-input calc-input monthlyLoan_term\" title=\"Enter the number of years of your loan\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th scope=\"col\">Interest rate<\/th>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t<div class=\"luna-affix affix-padded\">\n\t\t\t\t\t\t\t\t<input data-id=\"0000000003\" type=\"number\" min=\"0\" step=\"0.1\" class=\"luna-input calc-input monthlyLoan_interest\" title=\"Enter the annual interest rate of your loan\">\n\t\t\t\t\t\t\t\t<span class=\"luna-affix__label\">%<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\n\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n\t\t\t<div class=\"button_wrapper\">\n\t\t\t\t<a class=\"luna-button luna-button--primary calc-button\" data-id=\"0000000003\" data-variant=\"loanAmount\">Calculate<\/a>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<div class=\"u-grid__col u-grid__col u-1\/2@s\">\n\t\t\t<div class=\"monthlyRepayment_directions\" data-id=\"0000000003\">\n\t\t\t\t<h4 class=\"directions\">Fill out the form and click on \u201cCalculate\u201d to see your\n\t\t\t\t\t\t\t\t\t\t\t<strong>estimated monthly payment.<\/strong>\n\t\t\t\t\t\t\t\t\t<\/h4>\n\t\t\t\t<p class=\"margin-top-small\">or<\/p>\n\t\t\t\t<a class=\"luna-button luna-button--action luna-button--large\" href=\"#compare\" target=\"_self\" rel=\"noopener\">Compare car loans<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"savings-div monthlyRepayment_savings-div\" data-id=\"0000000003\">\n\t\t\t\t\t\t\t\t\tYou can expect to pay back\n\t\t\t\t\t<span class=\"monthlyCost_value\">\n\t\t\t\t\t\t$<span class=\"monthlyCost_cost\" data-id=\"0000000003\"><\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\tper month\n\t\t\t\t\n\t\t\t\t<h5>Based on your loan terms<\/h5>\n\t\t\t\t<table class=\"luna-table monthlyCost_breakdown\">\n\t\t\t\t\t<tbody class=\"luna-table__body\">\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th scope=\"row\">Principal<\/th>\n\t\t\t\t\t\t\t<td class=\"luna-table__numeric\">$<span class=\"monthlyCost_loanAmount\" data-id=\"0000000003\"><\/span>\n\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th scope=\"row\">Interest<\/th>\n\t\t\t\t\t\t\t<td class=\"luna-table__numeric\">$<span class=\"monthlyCost_interest\" data-id=\"0000000003\"><\/span>\n\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th scope=\"row\">Total Cost<\/th>\n\t\t\t\t\t\t\t<td class=\"luna-table__numeric\">$<span class=\"monthlyCost_totalCost\" data-id=\"0000000003\"><\/span>\n\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tbody>\n\t\t\t\t<\/table>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<h3>7 tips to score the best deal<\/h3><p>Finding the best rates in Canada involves doing research and comparing lenders. The following tips can help you find a low interest rate on your next car loan\u2014and save you thousands of dollars in the long run.<\/p><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">1. Know your credit score<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Before you start comparing car loan interest rates in Canada, understand your credit score and how it impacts your finances. If you have a history of missed payments, many open credit lines, or a high debt-to-income ratio (i.e. your monthly debt payments are more than 40% of your monthly income), then your application will look less favourable to lenders.<\/p><p>You can get a copy of your credit report from credit reporting agencies.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">2. Compare rates from different lenders<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Some lenders allow you to pre-qualify without impacting your credit, so you know what rates you\u2019re eligible for. If that\u2019s the case, you can apply to multiple lenders without damaging your credit score. This makes it easier to compare rates and find a loan that\u2019s suitable for your needs.<\/p><p style=\"text-align: center;\"><a class=\"scroll luna-button luna-button--success\" href=\"#compare\">Compare car loan options<\/a><\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">3. Get pre-approved before visiting the car dealership<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>When you compare your options ahead of time, you\u2019ll have an idea of the rates you\u2019re eligible for. This means you\u2019ll have a solid number to negotiate a lower APR when you visit a dealership that offers financing. If you prefer not to deal with the stress of negotiating with a dealership, you can <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\">buy a car online<\/a>.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">4. Focus on the overall cost<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Many buyers visit the dealership with an idea of their <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/buying-a-car\/what-is-the-average-car-payment\">monthly car payment<\/a>. While this is great for your budget, it can lead to salespeople inflating the price of your car, usually by offering you a longer loan term, which means you\u2019ll be paying more in interest. Your focus should be on the overall cost of the vehicle, that is, the sale price <em>as well as<\/em> the total amount of money you\u2019ll have paid throughout the entire term of your loan. Once you have this number, it\u2019s much easier to determine what term length is best so you can handle monthly repayments.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">5. Be willing to negotiate<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>If you decide to visit a car dealership without knowing what rates you\u2019re eligible for, you\u2019ll need to negotiate your interest and the price of the car. No matter how good your credit score is, you likely won\u2019t be offered the lowest interest rate right off the bat. Dealerships are hoping you don\u2019t question your rate, so come prepared, knowing your credit score and the average rates currently offered on the market.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">6. Don't jump on the first deal<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>After researching, price shopping and comparing lenders, it might be tempting to take the first good interest rate that comes your way. Stay patient. Since your interest rate isn\u2019t the only thing that impacts the final price of your car, spend the time determining how term length and vehicle cost affect your budget. Most lenders will offer you a few days to consider your options. You won\u2019t be wasting time if you decide to take a moment to get your thoughts in order, and you might save a lot of money in doing so.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000006\" data-toggle=\"collapse\" data-target=\"#accordion0000000006\">\n        <span class=\"luna-accordion__title\">7. Check the fine print<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000006\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Like most loans, car loan contracts are notorious for having difficult-to-understand terminology. You should know how interest is calculated on your loan and any potential fees you might have to pay. You\u2019ll also want to confirm that your loan isn\u2019t conditional when you visit a dealer. Conditional means \u201csubject to change.\u201d In other words, your loan isn\u2019t finalized when you drive off the lot. Your terms could change, which could leave you with a worse interest rate on a loan you thought you had a good deal on.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><div class=\"signpost-cta type-default u-bg--lime-500\" data-component=\"signpost-cta\" data-component-type=\"default\" data-component-placement=\"in-content\" data-click-target=\"https:\/\/www.finder.com\/ca\/car-loans\/car-deals\">\n\n    <div class=\"signpost-cta__content\">\n\n        <div class=\"signpost-cta__display-col\">\n                            <svg class=\"signpost-cta__icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"64\" height=\"42\" viewbox=\"0 0 314.16 201.03\" fill=\"none\">\n                    <path d=\"M212.32,190.62c-19.66,0-38.8-6.44-54.42-18.24-15.63,11.79-34.77,18.24-54.42,18.24-49.84,0-90.39-40.55-90.39-90.39V9.83h199.24c49.84,0,90.39,40.55,90.39,90.39s-40.55,90.39-90.39,90.39Z\" fill=\"white\"><\/path>\n                    <path d=\"M212.32,15.9c46.57,0,84.33,37.75,84.33,84.33h0c0,46.57-37.75,84.33-84.33,84.33h0c-20.75,0-39.74-7.51-54.42-19.94-14.69,12.43-33.68,19.94-54.42,19.94h0c-46.57,0-84.33-37.75-84.33-84.33V15.9h193.18M212.32,3.76H7.01v96.46c0,53.19,43.27,96.46,96.46,96.46,19.47,0,38.46-5.92,54.43-16.84,15.96,10.91,34.95,16.84,54.42,16.84,53.19,0,96.46-43.27,96.46-96.46S265.51,3.76,212.32,3.76h0Z\" fill=\"#232320\"><\/path>\n                    <path d=\"M216.34,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n                    <path d=\"M105.92,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n                    <\/div>\n\n        <div class=\"signpost-cta__text\">\n    <p class=\"signpost-cta__heading\">Searching for deals for new or used cars?<\/p>\n    <\/div>\n\n    <\/div>\n\n    <div class=\"signpost-cta__action\">\n            <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/car-deals\" class=\"luna-button luna-button--primary signpost-cta__button\" data-tracking=\"signpost-cta-click\">Let's go<\/a>\n        <\/div>\n<\/div>\n\n<div class=\"eeQuote box u-rounded--lg source-finder type-expert\">\n    <div class=\"eeQuote__gridContainer\">\n        <div class=\"eeQuote__photoContainer\">\n            <div class=\"eeQuote__startQuoteIcon\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"36\" viewbox=\"0 0 32 28\" fill=\"none\">\n  <path d=\"M13.1114 3.54845C12.05 5.01898 11.1447 6.64935 10.3955 8.43956C9.64624 10.2298 9.24041 11.8282 9.17798 13.2348C10.7389 13.8102 11.9563 14.6733 12.8304 15.8242C13.767 16.975 14.2352 18.3816 14.2352 20.044C14.2352 22.0899 13.5484 23.8482 12.1749 25.3187C10.8637 26.7253 9.2092 27.4286 7.21127 27.4286C5.15091 27.4286 3.43394 26.7253 2.06036 25.3187C0.686788 23.9121 0 21.8661 0 19.1808C0 16.3037 0.749223 13.043 2.24767 9.3986C3.74611 5.75424 5.83769 2.62138 8.52241 0L13.1114 3.54845ZM30.8762 3.54845C29.8148 5.01898 28.9095 6.64935 28.1602 8.43956C27.411 10.2298 27.0052 11.8282 26.9428 13.2348C28.5036 13.8102 29.7211 14.6733 30.5952 15.8242C31.5317 16.975 32 18.3816 32 20.044C32 22.0899 31.3132 23.8482 29.9396 25.3187C28.6285 26.7253 26.974 27.4286 24.976 27.4286C22.9157 27.4286 21.1987 26.7253 19.8251 25.3187C18.4516 23.9121 17.7648 21.8661 17.7648 19.1808C17.7648 16.3037 18.514 13.043 20.0124 9.3986C21.5109 5.75424 23.6025 2.62138 26.2872 0L30.8762 3.54845Z\" fill=\"#232320\"><\/path>\n<\/svg>\n            <\/div>\n\n                            <figure class=\"eeQuote__photo\">\n                    <img decoding=\"async\" alt=\"Cameron Millband's headshot\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/03\/CameronMillband_Finder_600x600.jpeg\" class=\"avatar avatar-200 photo finder-avatar\" height=\"200\" width=\"200\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/03\/CameronMillband_Finder_600x600.jpeg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/03\/CameronMillband_Finder_600x600.jpeg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/03\/CameronMillband_Finder_600x600.jpeg?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\">\n                <\/figure>\n\n                                    <div 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fill=\"#232320\"><\/path>\n        <path d=\"M10.9808 8.88653C10.5992 8.88653 10.2427 9.03163 9.93043 9.28083C10.1859 9.47956 10.3563 9.78553 10.3563 10.1357C10.3563 10.735 9.8705 11.2208 9.27117 11.2208C9.14184 11.2208 9.02197 11.1955 8.90526 11.1545C8.85163 11.4227 8.82324 11.7066 8.82324 11.9999C8.82324 13.7191 9.78849 15.1165 10.9808 15.1165C12.1732 15.1165 13.1384 13.7222 13.1384 11.9999C13.1384 10.2776 12.1732 8.88338 10.9808 8.88338V8.88653Z\" fill=\"#232320\"><\/path>\n      <\/g>\n      <defs>\n        <clippath id=\"clip0_5290_9827\">\n          <rect width=\"18\" height=\"11.3684\" fill=\"white\" transform=\"translate(3 6.3158)\"><\/rect>\n        <\/clippath>\n      <\/defs>\n    <\/svg>\n  <\/div>\n<\/div>\n                                    <\/div>\n\n        <div class=\"eeQuote__contentContainer \">\n            <div class=\"eeQuote__content\">\n                                    <div class=\"eeQuote__heading\">Our expert says: Here's how we decided on our budget, down payment and financing<\/div>\n                                <div class=\"eeQuote__quote\">\n                    <p>\"We knew it was time to upgrade from our 2005 Toyota Corolla to a more spacious SUV for our family of three. We wanted a reliable used SUV with heated seats, Bluetooth, and optional third-row seating.<\/p><h4>Budgeting and financing<\/h4><p>We followed the 20\/4\/10 rule to set our down payment savings goal, aiming for a 48-month loan term and a monthly payment under $250. After narrowing down options, we settled on a 2016-2020 Toyota 4Runner Limited with under 100,000 km. We saved for 12 months and planned to finance around $9,000, including HST.<\/p><h4>Finding the right deal<\/h4><p>We preferred a dealership that offered financing to avoid penalties some dealers charge for outside loans. We found our 4Runner at a Chrysler dealership in the GTA and worked out the financing terms.<\/p><h4>Financing process<\/h4><p>At the dealership, we discussed our credit scores, income, and homeownership status with the finance manager. Doing our research saved us from financing more than we wanted, which would have increased the total cost.<\/p><p>We financed $8,900 over 48 months at <strong>8.99%<\/strong> interest with <strong>National Bank<\/strong>. I pushed for a lower rate, but they wouldn\u2019t budge unless we financed more. We made sure there were no penalties for early repayment, as we plan to pay off the loan early.<\/p><h4>Key takeaways<\/h4><ul><li>You can negotiate the interest rate with good credit and a larger loan.<\/li><li>Older vehicles may have limited loan terms.<\/li><li>The lender might not be disclosed until you sign the loan agreement.\"<\/li><\/ul>\n\n                <\/div>\n            <\/div>\n\n                            <div class=\"eeQuote__authorInfo\">\n                                            <div class=\"eeQuote__authorPhoto--mobile\">\n                            <figure class=\"eeQuote__photo\">\n                                <img decoding=\"async\" alt=\"Cameron Millband's headshot\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/03\/CameronMillband_Finder_600x600.jpeg\" class=\"avatar avatar-200 photo finder-avatar\" height=\"200\" width=\"200\" 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fill=\"#232320\"><\/path>\n      <\/g>\n      <defs>\n        <clippath id=\"clip0_5290_9827\">\n          <rect width=\"18\" height=\"11.3684\" fill=\"white\" transform=\"translate(3 6.3158)\"><\/rect>\n        <\/clippath>\n      <\/defs>\n    <\/svg>\n  <\/div>\n<\/div>\n                                                    <\/div>\n                                        <div class=\"eeQuote__authorDetails\">\n                                                    <div class=\"eeQuote__authorName\">\n                                Cameron Millband\n                            <\/div>\n                                                                            <div class=\"eeQuote__authorTitle\">Performance Director<\/div>\n                                            <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n<h3>Car loans are among the least common new debts<\/h3><p>Despite the ability to select multiple loan types, only <strong>8%<\/strong> of Canadians reported taking out a car loan or lease in the past year, according to the <em>Finder: Consumer Sentiment Survey March 2026<\/em>. This indicates that vehicle financing is significantly less common than revolving debt, with Canadians nearly <strong>four<\/strong> times more likely to have used a credit card.<\/p><iframe id=\"datawrapper-chart-PzAH6\/1\/\" title=\"Which loans did Canadians take out in the past 12 months?\" width=\"100%\" scrolling=\"no\" src=\"https:\/\/datawrapper.dwcdn.net\/PzAH6\/1\/\" loading=\"lazy\"><\/iframe><h3>Bottom line<\/h3><p>To get the best car loan interest rates in Canada, you\u2019ll need to have an excellent credit score, enough income to easily manage your loan repayments and a vehicle that is viewed favourably by lenders. Getting a low interest rate allows you to save money over the course of your car loan and ultimately lowers the total price you pay for your car. <a class=\"scroll\" href=\"#compare\">Compare car loans now.<\/a><\/p><p>If you already have a car loan with a high interest rate and think you could qualify for a lower one, you might want to consider <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/refinancing\">auto loan refinancing<\/a>.<\/p><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000004\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000004\" 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