{"id":754641,"date":"2019-07-11T16:34:36","date_gmt":"2019-07-11T20:34:36","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?page_id=754641"},"modified":"2026-05-19T07:25:32","modified_gmt":"2026-05-19T11:25:32","slug":"savings-accounts","status":"publish","type":"page","link":"https:\/\/www.finder.com\/ca\/savings-accounts","title":{"rendered":"Compare savings accounts in Canada"},"content":{"rendered":"<p>A savings account is a bank account designed to help you save money with quick access your funds if you need money in an emergency.<\/p><p>But savings accounts come in several forms, including high-interest savings accounts and registered accounts like TFSAs. And with so many options to choose from, how do you decide which one is right for you?<\/p><p>In this guide, we\u2019ll explore how savings accounts work, what interest rates they offer, and how to choose an account that matches your needs.<\/p><h3>What is a savings account?<\/h3><p>Savings accounts are bank accounts that pay interest on the money you deposit. They offer a safe and secure way to grow your money, either to pay for a future purchase or just so you have funds set aside for a rainy day.<\/p><p>Savings accounts are available from every bank and credit union in Canada. The biggest factor separating all of the different options out their is the interest rate the bank offers.<\/p><h3>How do savings accounts work?<\/h3><p>When you put money in a savings account, it doesn\u2019t just sit there. Instead, banks pay you interest \u2013 a percentage of your balance \u2013 to keep your money stored with them. That means that you earn interest on every dollar in your account and your money grows without you having to do anything.<\/p><h3>Should I open a savings account in Canada?<\/h3><p>Yes, there are several reasons why opening a savings account is a good idea:<\/p><ul><li style=\"padding-bottom: 14px;\"><strong>You can achieve savings goals sooner.<\/strong> If you\u2019re saving for a major purchase like a house deposit, car or <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/best-vacation-savings-accounts\">vacation<\/a>, a savings account can help you afford it sooner.<\/li><li style=\"padding-bottom: 14px;\"><strong>You can set aside money for a rainy day.<\/strong> Depositing a small portion of your income into a savings account every time you get paid can help you build an <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/best-account-for-emergency-fund\">emergency fund<\/a>. This means if you\u2019re hit with an unexpected expense, such as car repairs or vet bills, you\u2019ll have money on hand to cover the cost.<\/li><li style=\"padding-bottom: 14px;\"><strong>You can avoid spending all of your money.<\/strong> If you leave all your money in your day-to-day chequing account, you might be tempted to spend those funds on things you may not need. But by moving some of your money into a separate savings account, you\u2019re acknowledging that those funds are meant to be saved for the future, not spent now.<\/li><\/ul><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/banking\/open-bank-account-online\" style=\"text-decoration:underline; font-size:0.9em;\">How to open a savings account online<\/a>\n<\/div>\n<\/article><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><h4>Types of bank accounts in Canada<\/h4><p>There are two main types of bank accounts in Canada: savings accounts and <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\">chequing accounts<\/a>. While savings accounts are designed to help you build a bigger bank balance and minimize your spending, chequing accounts are designed to handle everyday transactions.<\/p><p>Chequing accounts provide easy access to your money so you can pay bills, transfer funds to other people, and make purchases and ATM withdrawals with a linked debit card.<\/p><\/div><\/article><h3>7 types of savings accounts<\/h3><p>There are several different types of savings accounts to choose from in Canada, including:<\/p><ul><li><a class=\"scroll\" href=\"#traditional\">Traditional savings accounts<\/a><\/li><li><a class=\"scroll\" href=\"#hisa\">High-interest savings accounts<\/a><\/li><li><a class=\"scroll\" href=\"#online\">Online savings accounts<\/a><\/li><li><a class=\"scroll\" href=\"#joint\">Joint savings accounts<\/a><\/li><li><a class=\"scroll\" href=\"#registered\">Registered savings accounts<\/a><\/li><li><a class=\"scroll\" href=\"#fixed\">Fixed-rate savings accounts<\/a><\/li><li><a class=\"scroll\" href=\"#kids\">Kids savings accounts<\/a><\/li><\/ul><h4 id=\"traditional\">Traditional savings accounts<\/h4><p>You can find regular savings accounts at just about every bank or credit union in Canada. They allow you to earn interest on the funds you deposit and typically don\u2019t charge monthly fees, while you can withdraw funds if you need cash in an emergency.<\/p><p>However, there may be limits on how often you can access your money in order to discourage you from regularly withdrawing \u2014 you could be hit with a transaction fee for each excess withdrawal.<\/p><h5>Pros and cons of traditional savings accounts:<\/h5><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Pros<\/th><th>Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Huge range of accounts available<\/li><li>Plenty of competition among banks and credit unions to offer the best rates<\/li><li>Easy to open and manage<\/li><li>You can access your funds when needed<\/li><li>You can start with as little as $1<\/li><\/ul><\/td><td><ul class=\"list-3\"><li>Can\u2019t match the interest-earning power of a high-interest savings account<\/li><li>There may be limits on the number of transactions you can perform<\/li><li>Watch out for hidden fees<\/li><li>Variable interest rates can change<\/li><\/ul><\/td><\/tr><\/tbody><\/table><h4 id=\"hisa\">High-interest savings accounts<\/h4><p>As the name suggests, high-interest savings accounts offer a higher interest rate than regular savings accounts. They\u2019re available from traditional banks and credit unions as well as online banks, and they don\u2019t usually have monthly fees.<\/p><p>However, you may need to meet certain terms and conditions to access the high rate. For example, you might need to deposit a minimum amount into your account each month, or the high rate may only apply for a limited introductory period such as six months.<\/p><h5>Pros and cons of high-interest savings accounts:<\/h5><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Pros<\/th><th>Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Offer high rates to help you maximize your savings<\/li><li>Most accounts have no monthly fees<\/li><li>Easy to open and set up regular deposits into your account<\/li><li>You can keep switching savings accounts to take advantage of attractive introductory interest rates<\/li><\/ul><\/td><td><ul class=\"list-3\"><li>Some rates are only available for a limited introductory period<\/li><li>A minimum account balance may be required to get the maximum interest rate<\/li><li>Watch out for transaction fees and minimum balance requirements<\/li><li>Variable interest rates can change<\/li><\/ul><\/td><\/tr><\/tbody><\/table><h4 id=\"online\">Online savings accounts<\/h4><p>Online savings accounts are offered by online-only banks. This means that you can\u2019t pop into a branch if there\u2019s a problem with your account that you need to sort out, but these accounts also have their perks.<\/p><p>Because online banks don\u2019t operate any brick-and-mortar branches, they have lower operating costs than traditional banks. This means they can offer competitive deals to their customers, including high-interest rates on savings accounts and no or low fees.<\/p><h5>Pros and cons of online savings accounts:<\/h5><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Pros<\/th><th>Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Easy to open and manage your account via online and mobile banking<\/li><li>Very competitive interest rates available<\/li><li>No monthly fees to worry about<\/li><\/ul><\/td><td><ul class=\"list-3\"><li>There may be limits on how you access your money<\/li><li>Some people prefer to be able to visit a branch and access face-to-face customer service<\/li><li>Online banks may have limited ATM access<\/li><\/ul><\/td><\/tr><\/tbody><\/table><h4 id=\"joint\">Joint savings accounts<\/h4><p>If you want to pool your money with your partner to save for a shared savings goal, for example, a house deposit, a joint savings account lets you do exactly that. Some accounts can also be held by more than two people, allowing you to set up a family or group savings plan.<\/p><p>The potential downside is that you\u2019re giving someone else access to your money, so you should only ever open a joint bank account with someone you trust.<\/p><h5>Pros and cons of joint savings accounts:<\/h5><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Pros<\/th><th>Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Join forces to reach your savings goals<\/li><li>Accounts for more than two people are available<\/li><li>Easier than managing two separate accounts<\/li><\/ul><\/td><td><ul class=\"list-3\"><li>Sometimes it\u2019s easier to keep your finances separate<\/li><li>You need to trust the other account holder(s) completely<\/li><li>Splitting finances can get messy if your relationship breaks down<\/li><\/ul><\/td><\/tr><\/tbody><\/table><h4 id=\"registered\">Registered savings accounts<\/h4><p>Registered accounts are investment accounts that are given special tax status by the Canadian government. They allow you to earn tax-free income in some cases, and defer your tax obligations to the future in some other cases.<\/p><p>Types of registered accounts in Canada include:<\/p><ul><li style=\"padding-bottom: 14px;\"><strong><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/tfsa\"><strong>Tax-free savings account (TFSA)<\/strong><\/a>. <\/strong>A TFSA allows you to make contributions of up to $6,500 a year, and you won\u2019t need to pay any tax on the interest or income you earn.<\/li><li style=\"padding-bottom: 14px;\"><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/rrsp\"><strong>Registered retirement savings plan (RRSP)<\/strong><\/a>. An RRSP allows you to invest for financial security in your retirement, and the tax you owe on any income you generate in an RRSP can be deferred until you withdraw money from the account when you retire.<\/li><li style=\"padding-bottom: 14px;\"><a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\/registered-education-savings-plans\"><strong>Registered education savings plan (RESP)<\/strong><\/a>. An RESP is an investment account to fund post-secondary education through your own contributions as well as government grants. There\u2019s no tax payable on the interest earned in the plan.<\/li><\/ul><h5>Pros and cons of registered savings accounts:<\/h5><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Pros<\/th><th>Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Tax benefits available to help maximize your earnings<\/li><li>Help you reach your savings goals sooner<\/li><li>Wide range of accounts available<\/li><\/ul><\/td><td><ul class=\"list-3\"><li>Contribution limits apply<\/li><li>Early withdrawals can create tax complications<\/li><li>Many accounts have specific purposes that may not suit your needs<\/li><\/ul><\/td><\/tr><\/tbody><\/table><h4 id=\"fixed\">Fixed-rate savings accounts<\/h4><p>Guaranteed investment certificates (GICs) and term deposits both allow you to earn a guaranteed rate of interest on the money you invest. Both are considered a secure and low-risk way to grow your money, and you\u2019ll usually get a higher interest rate than you would with a normal savings account.<\/p><p>The difference between term deposits and GICs is the term length: while term deposits are usually short-term investments lasting nine months or less, GICs typically have terms ranging from 1 to 10 years.<\/p><p>However, many of these fixed-rate investments require you to lock away your money for a set period of time, and accessing it early may incur fees.<\/p><h5>Pros and cons o fixed-rate savings accounts:<\/h5><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Pros<\/th><th>Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Guaranteed return on your investment<\/li><li>Covered by CDIC deposit insurance<\/li><li>Low-risk investment and a good way to diversify your portfolio<\/li><\/ul><\/td><td><ul class=\"list-3\"><li>Locking away your money won\u2019t suit everyone<\/li><li>Accessing your money early often comes with a financial penalty<\/li><li>Minimum investment amount may be too much for some<\/li><li>May not be able to keep pace with inflation<\/li><\/ul><\/td><\/tr><\/tbody><\/table><h4 id=\"#kids\">Kids\u2019 savings accounts<\/h4><p>Children\u2019s savings accounts are a great way to help your kids learn the value of money and save for the future at the same time. Available from some banks, credit unions and online banks, kids\u2019 savings accounts pay interest on the money deposited in the account.<\/p><p>The best accounts have no monthly fees and no minimum balance requirements, but there are often limits on the number of transactions you can make.<\/p><p>Some accounts also have apps and online tools that parents can use to track their kids\u2019 spending.<\/p><p>Age limits apply, so check the fine print before your child signs up.<\/p><h5>Pros and cons of kids\u2019 savings accounts:<\/h5><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Pros<\/th><th>Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Teach your kids how to save and manage their money<\/li><li>Competitive rates available<\/li><li>Some accounts also offer accessibility for parents to monitor their child\u2019s spending<\/li><\/ul><\/td><td><ul class=\"list-3\"><li>Check whether the interest rate will change once your child reaches the age of majority<\/li><li>Watch out for account fees<\/li><li>There may be limits on how your child can access their money<\/li><\/ul><\/td><\/tr><\/tbody><\/table><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\/best-bank-account-for-kids\" style=\"text-decoration:underline; font-size:0.9em;\">Best bank account for kids<\/a>\n<\/div>\n<\/article><h3>How to choose between the different types of savings accounts<\/h3><p>Not sure which type of savings account is right for you? Think about your financial situation and why you want to open an account. For example:<\/p><ul><li style=\"padding-bottom: 14px;\"><strong>Are you saving for a specific goal?<\/strong> Maybe you want to pay for a vacation, buy a car or put a deposit on a house. A high-interest savings account will help you reach the goal quickly.<\/li><li style=\"padding-bottom: 14px;\"><strong>Are you saving for a rainy day?<\/strong> If you\u2019re saving an emergency fund, make sure you choose an account that offers fast and easy access to your funds when you need them. This may mean an online savings account with no withdrawal limits, or perhaps an account that provides ATM access.<\/li><li style=\"padding-bottom: 14px;\"><strong>Do you want to automate your savings?<\/strong> An online savings account that allows you to set up a regular deposit from your chequing account will let you take advantage of compound interest.<\/li><li style=\"padding-bottom: 14px;\"><strong>Do you want to start your retirement or investment savings?<\/strong> If you\u2019re saving for a comfortable retirement, an RRSP offers tax advantages. If you\u2019re looking for a guaranteed return on your investment, a GIC might be what you\u2019re looking for.<\/li><\/ul><h3>How to find the best savings account<\/h3><p>Once you\u2019ve narrowed down which type of savings account is right for you, you need to choose a specific account to open. To do that, you\u2019ll need to consider factors like your savings goals, financial situation and banking needs. Consider the following factors when comparing savings accounts:<\/p><ul><li style=\"padding-bottom: 14px;\"><strong>Interest rate.<\/strong> The interest rate is the key factor that determines how fast your balance will grow. Compare interest rates across accounts and check whether there are any terms and conditions you need to meet to get the maximum rate. Most savings accounts offer variable interest rates that fluctuate in line with the official benchmark rate, but fixed-rate products like term deposits and GICs are also available.<\/li><li style=\"padding-bottom: 14px;\"><strong>Fees.<\/strong> Look for an account with no monthly fees that could eat away at your savings balance. Check whether there are any fees that apply to specific transactions or if you exceed a monthly transaction limit.<\/li><li style=\"padding-bottom: 14px;\"><strong>Minimum deposit and balance requirements.<\/strong> Check if there\u2019s a minimum deposit required to open an account, or if you need to keep your balance above a certain level to earn the maximum interest rate.<\/li><li style=\"padding-bottom: 14px;\"><strong>Accessibility.<\/strong> How easy is it to access the money in your account? Can you make online transfers only or does it also offer ATM withdrawals? Are there any limits on the amount of withdrawals you can make?<\/li><li style=\"padding-bottom: 14px;\"><strong>Perks.<\/strong> Finally, check if the account has any other perks or benefits. For example, some hybrid accounts allow you unlimited access to your money much like a chequing account, with the added bonus of earning cash back on purchases.<\/li><li style=\"padding-bottom: 14px;\"><strong>CDIC insurance.<\/strong> For extra peace of mind, make sure you open a savings account with a CDIC member institution. When protected by CDIC insurance, all money in an account, up to a maximum of $100,000, is protected against theft and loss.<\/li><\/ul><h3>Why interest rates on savings accounts matter<\/h3><p><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/savings-account-interest-rates\">Savings account interest rates are the most important factor<\/a> in growing your money. The interest rate is usually expressed as a yearly rate called the annual percentage yield (APY).<\/p><p>Some savings accounts pay as little as 0.10%, but there are plenty of other accounts, including savings accounts through <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\">digital banks<\/a> that pay an APY of 2.00% or more.<\/p><p>Even those few percentage points in an interest rate can make a big difference.<\/p><p>For instance, if you held $5,000 in a savings account that paid 0.10% APY, then that account would earn $5 in interest in the first year. Pick a savings account that offers 2.00% APY and you would earn $100 in interest earnings, in the first year.<\/p><p>While earning more is always a better deal, there\u2019s another reason why higher interest rates are important: Inflation. If the interest rate on your savings account is less than the rate of inflation, your purchasing power decreases, even if your savings account balance increases.<\/p><p>That\u2019s because inflation erodes how much we can buy with each dollar we earn. To combat inflation, savers and investors look for interest rates that are above the inflation rate.<\/p>\n    \n\n<style>\n#toppicks, #toppicks-mobile { overflow-x: auto; }\n.table-expander__content { margin-left: 0.5rem; line-height: normal; }\n.pro-section { line-height: 1.35rem; text-align: left; }\n\n.topPicksF1 .card-topText {\n    font-weight: 800;\n    height: 50px;\n    font-style: italic;\n    align-content: space-around;\n}\n\n.topPicksF1 .zoom:hover {\n    box-shadow: 4px 6px 0 0 #232320;\n}\n\n.topPicksF1 .topPicks__deal {\n    color: #232021;\n    background-color: #F7F6EC;\n}\n\n.container-threepc.threepc-flex::-webkit-scrollbar { display: none; }\n.gx-badge__body.awards-badge__body.hasPopover.threepc-award { margin-top: 0; }\n.topPicks__card-card figure.award { padding: 0px 10px 20px 10px; margin: -3px auto 3px; width: 130px; }\n.topPicks__card-card figure.noward { padding: 10px; width: 130px; }\n.award-wrapper { height: 0px; display: block; margin: -23px auto 23px; }\n\n.threepc-rewards-pill-wrapper { display: flex; justify-content: center; margin: 0 0.7rem; }\n.threepc-rewards-pill-wrapper .rewards-pill-wrapper { margin: 0; display: flex; justify-content: center; }\n.rewards--container figure.noward, .rewards--container figure.award { padding-bottom: 0; }\n.container-threepc:has(.rewards-pill) .luna-button--success { margin-top: 8px; }\n.container-threepc:has(.rewards-pill) .has-padding-top-small { padding-top: 14px; }\n.award-bnt { padding-top: 0.5em; padding-bottom: 0.5em; }\n.award-pad { padding-top: 0.5rem; margin-bottom: 0.55rem; }\n.luna-card__block { padding: 1.25rem; }\n.ratings-w { width: 42%; margin: auto; margin-bottom: 1rem; }\n.cleanMastHead { display: block; }\n.standardMasthead.standardMasthead--widget { overflow: visible; }\n.standardMasthead__widgetSection__content { overflow: visible; }\n.popover.fade.bottom.in { overflow: visible; }\n\n.cardColoured-banner {\n    width: 100%;\n    border-radius: 0.7em 0.7em 0 0;\n    background-color: #e5f7ff;\n}\n\n.cardPros-text {\n    font-size: 0.8em;\n}\n\n.cardData-header {\n    margin: 0;\n    font-size: 0.77em;\n    white-space: normal;\n    color: #6c7881;\n}\n\n.cardProductname-header {\n    font-size: 0.77em;\n    white-space: normal;\n    color: #6c7881;\n    font-weight: 600;\n    margin-bottom: 0.5rem;\n    margin-top: 0.5rem;\n}\n\n.cardProductname-header-fsa {\n    margin-top: 2rem;\n    margin-bottom: 0.7rem;\n}\n\n.cardData-text {\n    margin: 0;\n    font-size: 0.9em;\n    font-weight: 700;\n    text-align: right;\n    white-space: normal;\n}\n\n.card-topText {\n    text-align: center;\n    margin: 0.5em;\n    font-weight: 500;\n    white-space: normal;\n}\n\n.container-threepc .luna-card {\n    overflow: visible;\n}\n\n.popover.top {\n    overflow: visible;\n}\n\n.pick {\n    margin-top: 0.3em;\n    margin-bottom: 0.3em;\n}\n\n.luna-card__topPick {\n   padding: 0.5em;\n}\n\n.best-pagePromoted-span {\n    font-size: 0.7em;\n    font-weight: 700;\n    background-color: #f6c744;\n    border-radius: 1em;\n    padding: 0.4em 0.8em;\n}\n\n.container-threepc {\n    width: 100%;\n    height: auto;\n    white-space: nowrap;\n    padding-top: 10px;\n    padding-bottom: 10px;\n}\n\n\/* Dual product-set visibility. 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width: 1rem !important; height: 1rem !important; vertical-align: \/*middle;*\/ vertical-align: bottom !important;}\n  .best-page-offer-text-rib {  border-radius: 16px !important;  background-color: #F7F6EC; padding: 0.5rem; display: inline-block;}\n  .threepc-page-offer-text-rib { padding: 0.3em !important }\n  td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; } td.comparison-table__feature--longtext .has-margin-bottom-xsmall { border-radius: 3px; }\n<\/style> \n\n    \n\n\n                        \n\n\n\n\n\n\n\n    \n            \n                \n        <div class=\"container-threepc threepc-flex topPicksF1 \" id=\"toppicks\">\n\n                                                                                                                                                                    <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card rewards--container\" data-niche=\"CAFSA\" data-rewards-component=\"top-picks\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"0b4f0b20-d534-4e79-936c-6ffe0021ea2b\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Easy Signup\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/neo-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%220b4f0b20-d534-4e79-936c-6ffe0021ea2b%22%2C%22product_name%22%3A%22Neo%2BSavings%2BAccount%22%2C%22offer_id%22%3A%2227131%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22position%22%3A%221%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22754641%22%2C%22post_path%22%3A%22savings-accounts%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Neo Financial\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png\" loading=\"lazy\" alt=\"Neo Financial logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                                            <div class=\"threepc-rewards-pill-wrapper\"><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: center;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: left;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  \/* &#9472;&#9472; Responsive T&C: inline (inside pill) vs below (outside pill) &#9472;&#9472; *\/\n  .rewards-pill__tc--below {\n    display: none;\n  }\n\n  .rewards-pill__icon-svg--compact {\n    display: none;\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill__tc--inline {\n      display: none;\n    }\n\n    .rewards-pill__tc--below {\n      display: block;\n      \/* Extra spacing so the T&Cs touch target isn't too close to the CTA button (mobile\/tablet) *\/\n      margin-bottom: 12px;\n    }\n\n    \/* Swap to compact icon on mobile\/tablet *\/\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--compact {\n      display: block;\n    }\n\n    \/* Revert pill to compact size when T&C moves outside *\/\n    .rewards-pill[data-show-tc=\"true\"] {\n      height: 24px;\n      padding: 0px 8px 0px 2px;\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n      top: 55%;\n      left: 3%;\n      margin-top: -19px;\n      margin-left: -6px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n      text-transform: uppercase;\n      font-size: 16px;\n      line-height: 24px;\n    }\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n  \/* Partner card (stacked rewards design) *\/\n  .rewards-pill__partner--large {\n    display: flex;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__partner--compact {\n    display: none;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__plus {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-size: 14px;\n    color: #232320;\n    z-index: 1;\n    line-height: 1;\n  }\n\n  .rewards-pill__partner-svg {\n    width: 68px;\n    height: 48px;\n    filter: drop-shadow(0px 0px 6.2px rgba(0, 0, 0, 0.15));\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--compact {\n      display: flex;\n    }\n  }\n\n<\/style>\n<script>\n(function () {\n  window.isRewardsPillScriptInitialized ??= false;\n  if (window.isRewardsPillScriptInitialized) return;\n  window.isRewardsPillScriptInitialized = true;\n\n  function getLinkParams(anchor) {\n    const redirectUrl = anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n    try {\n      const url = new URL(redirectUrl);\n      const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n      if (!rawParams) return;\n      const { offer_id, niche_code, site, product_name, product_id } = JSON.parse(\n        decodeURIComponent(rawParams)\n      );\n      return {\n        redirectUrl,\n        offerId: offer_id,\n        niche: niche_code || site,\n        productName: product_name,\n        productId: product_id,\n      };\n    } catch (e) {\n      return;\n    }\n  }\n\n  function resolvePillContext(pill) {\n    \/\/ Table pill: lives inside a tr[data-product-id]\n    const row = pill.closest(\"tr[data-product-id]\");\n    if (row) {\n      return {\n        container: row,\n        cta: row.querySelector(\".rewards--cta\"),\n      };\n    }\n    \/\/ Standalone pill: shortcode \/ non-table context\n    if (pill.hasAttribute(\"data-campaign-name\")) {\n      const container = pill.closest(\".rewards--container\");\n      return {\n        container: container ? container.querySelector(\".rewards--element-container\") : null,\n        cta: container\n          ? container.querySelector(\"a.rewards--cta:not([aria-hidden='true'])\")\n          : null,\n      };\n    }\n    return { container: null, cta: null };\n  }\n\n  document.addEventListener(\"click\", (event) => {\n    const pill = event.target.closest(\".rewards-pill\");\n    if (!pill) return;\n\n    const { container, cta } = resolvePillContext(pill);\n    if (!container || !cta) return;\n\n    const linkParams = getLinkParams(cta);\n    if (!linkParams) return;\n\n    const params = {\n      productId: linkParams.productId,\n      campaignName:\n        container.getAttribute(\"data-rewards-campaign-name\") ||\n        pill.getAttribute(\"data-campaign-name\") ||\n        \"\",\n      redirectUrl: linkParams.redirectUrl,\n      productName: linkParams.productName,\n      providerName: container.getAttribute(\"data-provider-name\") || \"\",\n      niche: linkParams.niche,\n      offerId: linkParams.offerId,\n      component: \"infobox\",\n      badgeHtml: pill.outerHTML,\n    };\n\n    if (window.rewards && typeof window.rewards.displayModal === \"function\") {\n      window.rewards.displayModal(params, false, cta);\n    }\n  });\n})();\n<\/script>\n<div class=\"rewards-pill-wrapper\">        \n                      \n          <div class=\"rewards-pill\" data-campaign-name=\"neo|savings|june-2026~cafsa\" data-rewards-pill=\"true\">\n      <span class=\"rewards-pill__shimmer\"><\/span>\n      <span class=\"rewards-pill__icon\">\n        <svg class=\"rewards-pill__star\" width=\"22\" height=\"22\" viewbox=\"19 91 18 18\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n          <path d=\"M20 100L27.2233 99.4357L25.5279 92.3915L28.2967 99.087L34.4721 95.2977L28.96 100L34.4721 104.702L28.2967 100.913L25.5279 107.608L27.2233 100.564L20 100Z\" fill=\"white\"><\/path>\n        <\/svg>\n            <svg width=\"44\" height=\"31\" viewbox=\"0 0 44 31\" 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<\/div><\/div>\n                    \n                    <div class=\"rewards--element-container\" data-product-id=\"0b4f0b20-d534-4e79-936c-6ffe0021ea2b\" data-rewards-campaign-name=\"neo|savings|june-2026~cafsa\">\n                    <div class=\" has-padding-bottom-xsmall\" style=\"border-radius: 0.2em;\">\n                       <div class=\"rewards--element-container rewards--container\" data-product-id=\"0b4f0b20-d534-4e79-936c-6ffe0021ea2b\" data-niche=\"CAFSA\" data-product-name=\"Neo Savings Account\" data-provider-name=\"Neo Financial\" data-rewards-campaign-name=\"neo|savings|june-2026~cafsa\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"neo|savings|june-2026~cafsa\"] = 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Offer ends July 31, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"nicheText\":\"Savings Accounts\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"0b4f0b20-d534-4e79-936c-6ffe0021ea2b\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-neo\",\"nicheCode\":\"CAFSA\",\"value\":\"80\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/neo-savings-account-promotion-june-july-2026\",\"validationDate\":\"2026-08-31T17:00:00.000Z\",\"fulfillmentDate\":\"2026-09-15T17:00:00.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/neo-savings-account-promotion-terms-and-conditions-june-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":true,\"title\":\"Get $80 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new Neo Financial account\",\"items\":[{\"icon\":\"user\",\"text\":\"Become a Finder Member for free in under 1 minute\"},{\"icon\":\"shopping-bag\",\"text\":\"Open a Neo Financial Savings Account online through Finder\"},{\"icon\":\"confetti\",\"text\":\"Receive your $80 digital Visa card from Finder on or before September 15, 2026\"}],\"heading\":\"Get $80 from Finder\",\"membersHeading\":\"Get $80 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Become a Finder Member for free in under 1 minute\\n* Open a \\u003Cb\\u003ENeo Financial Savings Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $80 digital Visa card from Finder on or before September 15, 2026\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open a \\u003Cb\\u003ENeo Financial Savings Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $80 digital Visa card from Finder on or before September 15, 2026\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new Neo Financial account\",\"badgeText\":\"\\u003Creward_value\\u003E REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within \\u003Cfulfillment_days\\u003E days from validation.\",\"legalText\":\"By submitting your details you agree to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"GET $80 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO NEO FINANCIAL\",\"copyText\":\"Ends on July 31, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-neo\",\"nicheCode\":\"CAFSA\",\"value\":\"80\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/neo-savings-account-promotion-june-july-2026\",\"validationDate\":\"2026-08-31T17:00:00.000Z\",\"fulfillmentDate\":\"2026-09-15T17:00:00.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/neo-savings-account-promotion-terms-and-conditions-june-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null}};<\/script> <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/neo-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%2Brewards--cta%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA%22%2C%22offer_id%22%3A%2227131%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%220b4f0b20-d534-4e79-936c-6ffe0021ea2b%22%2C%22product_name%22%3A%22Neo%2BSavings%2BAccount%22%2C%22provider_id%22%3A%22527000d2-f183-4ae1-848a-6dd199a98cae%22%2C%22provider_name%22%3A%22Neo%2BFinancial%22%2C%22post_id%22%3A%22754641%22%2C%22post_path%22%3A%22savings-accounts%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success rewards--cta rewards--cta\">GO TO SITE<\/a><\/div>\n\n\n                        \n                    <\/div>\n                    <\/div>\n                    \n                    \n\n                       <div style=\"display: none\">0b4f0b20-d534-4e79-936c-6ffe0021ea2b-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Earn up to 2.75%<span class=\"table-popover\" rel=\"popover\" data-content=\"{{RATES.INTEREST_RATE_TOOLTIP}}\" title=\"\" data-original-title=\"More info\"> interest on savings<\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>Open an account instantly<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No monthly account fee<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No minimum account balance to start earning interest<\/li>\r\n            \r\n         \r\n            \r\n                 <li>CDIC protection for balances up to $100,000<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                                                                                                                                                                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"bda4c8f7-5608-4c54-8eb0-27ec10413c06\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Earn Interest &amp; Cashback\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/koho-everything-plan-ca-savings-account-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bda4c8f7-5608-4c54-8eb0-27ec10413c06%22%2C%22product_name%22%3A%22KOHO%2BEverything%2BPlan%22%2C%22offer_id%22%3A%2227061%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22position%22%3A%222%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22754641%22%2C%22post_path%22%3A%22savings-accounts%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to KOHO\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/671030f92318e.png\" loading=\"lazy\" alt=\"KOHO logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    \n                    <div>\n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small\" style=\"border-radius: 0.2em;\">\n                       <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/koho-everything-plan-ca-savings-account-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA%22%2C%22offer_id%22%3A%2227061%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%22bda4c8f7-5608-4c54-8eb0-27ec10413c06%22%2C%22product_name%22%3A%22KOHO%2BEverything%2BPlan%22%2C%22provider_id%22%3A%22cc53d1c3-c4ec-461a-bce0-4235a11de0a2%22%2C%22provider_name%22%3A%22KOHO%22%2C%22post_id%22%3A%22754641%22%2C%22post_path%22%3A%22savings-accounts%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success\">GO TO SITE<\/a>\n\n\n                        \n                    <\/div>\n                    <\/div>\n                    \n                    \n\n                       <div style=\"display: none\">bda4c8f7-5608-4c54-8eb0-27ec10413c06-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Earn up to 3.50% interest<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Earn 2% cash back on groceries, transportation, eating and drinking<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Earn 0.5% cash back on all other spending<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Monthly fee of $14.75<span class=\"table-popover\" rel=\"popover\" data-content=\"This account is $14.75 per month if billed yearly or $22.00 per month if billed monthly.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>CDIC protection for balances up to $100,000<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                                                                                                                                                                                                            <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"784d7307-f7d0-47ba-8b65-f6db8d03436d\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    No Fees and High Interest\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/simplii-high-interest-savings-account-ca-savings-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22784d7307-f7d0-47ba-8b65-f6db8d03436d%22%2C%22product_name%22%3A%22Simplii%2BHigh%2BInterest%2BSavings%2BAccount%22%2C%22offer_id%22%3A%2221491%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22position%22%3A%223%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22754641%22%2C%22post_path%22%3A%22savings-accounts%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Simplii Financial\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png\" loading=\"lazy\" alt=\"Simplii Financial logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    \n                    <div>\n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small\" style=\"border-radius: 0.2em;\">\n                       <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/simplii-high-interest-savings-account-ca-savings-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA%22%2C%22offer_id%22%3A%2221491%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%22784d7307-f7d0-47ba-8b65-f6db8d03436d%22%2C%22product_name%22%3A%22Simplii%2BHigh%2BInterest%2BSavings%2BAccount%22%2C%22provider_id%22%3A%2296092938-0048-41cc-a426-40c7fcee917a%22%2C%22provider_name%22%3A%22Simplii%2BFinancial%22%2C%22post_id%22%3A%22754641%22%2C%22post_path%22%3A%22savings-accounts%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success\">GO TO SITE<\/a>\n\n\n                        \n                    <\/div>\n                    <\/div>\n                    \n                    \n\n                       <div style=\"display: none\">784d7307-f7d0-47ba-8b65-f6db8d03436d-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Earn up to 4.60% interest<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No monthly fees<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Unlimited transactions and Interac e-Transfers<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No min. balance required<\/li>\r\n            \r\n         \r\n            \r\n                 <li>CDIC protection up to $100,000<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n            <\/div>\n    \n    \n<ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">About our promoted products<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Our \u2018promoted\u2019 products are presented as a result of a commercial advertising arrangement or to highlight a particular feature. Promoted products are not a recommendation, an indication a product is the best in its category, nor represent all products in the market. It is important to compare your options and find the right product for you.<\/div>\n  <\/div>\n<\/li><\/ul><h4>Who decides the interest rate on savings accounts?<\/h4><p>The interest rate on your savings account \u2014 as well as personal loans, car loans, credit cards and mortgages \u2014 is determined by your bank. However, banks and lenders will use the Bank of Canada\u2019s overnight rate as their benchmark. When the Bank of Canada (BoC) increases the overnight rate, interest rates at banks typically rise, as well.<\/p><p>In Canada, financial institutions usually advertise a compound interest rate that is the annual rate, but some institutions will pay out interest semi-annually, monthly, weekly or even daily.<\/p><p>The faster your account accrues interest \u2014 earns interest income \u2014 the faster your savings will grow. That\u2019s because of compound interest.<\/p><p>Compound interest means your initial deposit earns interest and, if the money is left untouched, then the new balance \u2014 that includes the initial deposit, plus the interest earned \u2014 also accrues interest. The more often your interest is compounded the more your account balance grows.<\/p><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/banking\/bank-of-canada-interest-rate-forecast\" style=\"text-decoration:underline; font-size:0.9em;\">Bank of Canada Interest Rate Forecast<\/a>\n<\/div>\n<\/article><h4>How to find the best high-interest savings accounts<\/h4><p>Wondering what the best high-interest savings account is in Canada? We analyzed over 20 savings accounts across more than 20 financial institutions in Canada to find the best accounts across various categories, so you can easily compare options in our <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/best-high-interest-savings-accounts\">full guide to the best high-interest savings accounts here<\/a>.<\/p><p>The best accounts combine plenty of interest-earning power with no monthly fees and no minimum balance requirements. Some accounts that frequently make our list of the best high-interest accounts include:<\/p><ul><li>EQ Bank Notice Savings Account \u2192 <a href=\"https:\/\/www.finder.com\/ca\/banking\/eq-bank-review\/eq-bank-notice-savings-account-review\">read our account review<\/a><\/li><li>Simplii High Interest Savings Account \u2192 <a href=\"https:\/\/www.finder.com\/ca\/banking\/simplii-financial-review\/simplii-financial-high-interest-savings-account-review\">read our account review<\/a><\/li><li>KOHO Essential Plan \u2192 <a href=\"https:\/\/www.finder.com\/ca\/banking\/koho\/koho-save-review\">read our account review<\/a><\/li><li>Scotia High Interest Savings Account \u2192 <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\/scotia-high-interest-savings-account-review\">read our account review<\/a><\/li><li>Wealthsimple Chequing Account \u2192 <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/wealthsimple-chequing-account-review\">read our account review<\/a><\/li><\/ul><h4>How to find the best joint savings accounts<\/h4><p>If you want to open a savings account with up to three other people? There\u2019s a lot to like about the <a href=\"https:\/\/www.finder.com\/ca\/banking\/eq-bank-review\/eq-bank-joint-account\">EQ Bank Joint Savings Plus Account<\/a>. With no monthly fee, free unlimited transactions and a very competitive interest rate of 1.00% - 2.75%, this account makes it easy to meet your joint savings goals. Check out our <a href=\"https:\/\/www.finder.com\/ca\/banking\/joint-bank-accounts\">joint bank accounts guide<\/a> for more details.<\/p><h3>How to maximize interest rates on savings accounts<\/h3><p>Most savings accounts in Canada pay compound interest. This is when the interest you earn on your balance is deposited back into your account, usually monthly, so you can then earn interest on your interest as well as on your initial deposit.<\/p><p>Compound interest is a powerful savings tool and can help you reach your savings goals faster. Rather than growing at the same steady rate, the increase in your balance accelerates over time.<\/p><p>For example, if you invest $5,000 in a savings account with 3% interest compounded monthly:<\/p><ul><li>After 1 year you\u2019d have $5,152, with interest earnings of $152.<\/li><li>After 3 years you\u2019d have $5,470, with interest earnings of $470.<\/li><li>After 5 years you\u2019d have $5,808, with interest earnings of $808.<\/li><\/ul><p>Use our compound interest calculator below to work out how much you could save.<\/p><h3>Savings calculator<\/h3><style type=\"text\/css\">\n.tooltipContainer\n{\npadding: 5px;\n}\n.luna-affix__label\n{\nborder-bottom-right-radius: 0;\n    border-right-width: 0;\n    border-top-right-radius: 0;\n    padding-left: 1rem;\nborder-top-left-radius: .5rem !important;\n    border-bottom-left-radius: .5rem !important;\n}\n.luna-input\n{\n    border-bottom-left-radius: 0;\n    border-top-left-radius: 0;\n    padding-left: 0;\n    height: 2.75rem;\nborder-top-right-radius: .5rem !important;\n    border-bottom-right-radius: .5rem !important;\nfont-weight: bold;\n}\n.savingsButton\n{\nborder-radius: 20px;\npadding-top: 10px;\npadding-bottom: 10px;\n}\n.buttonCalcCol\n{\n    display: flex;\n    justify-content: flex-end;\n    flex-direction: column;\n}\n.resultsTable\n{\nwidth: 100%;\n}\n.numberCol\n{\npadding-right:5px;\nwidth: 100%;\n}\n.perColumn\n{\nmargin-top:8px;\n}\n  #btnOptions\n  {\n  \tcursor:pointer;\n  }\n  .calcColumn .form__input-set\n{\nwidth:100%;\n  font-size:20px;\n}\n  .calcColumn input\n  {\n font-size:20px;\n}\n.calcColumn select\n{\nfont-size:20px;\nwidth:100%;\npadding:12px;\n}\n .calcColumn label\n {\n font-size:20px;\n}\n.mobileCalcCol\n{\nmargin-bottom: 10px;\n}\n@media (max-width: 600px)\n{\n\n\n}\n<\/style>\n<article class=\"luna-card luna-card--border\">\n<div class=\"luna-card__block\">\n<div class=\"luna-form\">\n<form id=\"calcForm\">\n<fieldset class=\"luna-form__fieldset\">\n<div class=\"luna-form__group calcGroup\">\n<div class=\"luna-form__field\">\n<div class=\"u-grid u-grid--gutterCollapse\">\n<div class=\"u-grid__col u-1\/2@s mobileCalcCol\">\n<h5>Initial deposit<\/h5>\n<div class=\"luna-affix form__input-set form__input-set--prefix form__input-set--large js-input-set numberCol\">\n    <span class=\"luna-affix__label\">$<\/span>\n<input name=\"init\" class=\"lmiInput luna-input form__input-set-input form__input form__input--number\" type=\"text\" id=\"init\" value=\"500\">\n  <\/div>\n<\/div>\n<div class=\"u-grid__col u-1\/2@s mobileCalcCol\">\n<h5>Monthly contribution<\/h5>\n<div class=\"luna-affix form__input-set form__input-set--prefix form__input-set--large js-input-set numberCol\">\n    <span class=\"luna-affix__label\">$<\/span>\n            <input name=\"monthly\" class=\"lmiInput luna-input form__input-set-input form__input form__input--number\" type=\"text\" id=\"monthly\" value=\"100\">\n  <\/div>\n<\/div>\n<div class=\"u-grid__col u-1\/2@s mobileCalcCol\">\n<h5>Interest rate example<\/h5>\n<div class=\"luna-affix form__input-set form__input-set--prefix form__input-set--large js-input-set numberCol\">\n    <span class=\"luna-affix__label\">%<\/span>\n            <input name=\"rate\" class=\"lmiInput luna-input form__input-set-input form__input form__input--number\" type=\"text\" id=\"rate\" value=\"4\">\n  <\/div>\n<\/div>\n<div class=\"u-grid__col u-1\/2@s mobileCalcCol\">\n<h5>Number of years<\/h5>\n<div class=\"luna-affix form__input-set form__input-set--prefix form__input-set--large js-input-set numberCol\">\n <span class=\"luna-affix__label\"><\/span>\n            <input name=\"years\" class=\"lmiInput luna-input form__input-set-input form__input form__input--number\" type=\"text\" id=\"years\" value=\"10\">\n  <\/div>\n<\/div>\n<div class=\"u-grid__col buttonCalcCol calcColumn mobileCalcCol\">\n      <center>\n      <input type=\"submit\" id=\"btnCalculate\" class=\"luna-button luna-button--primary luna-button--fluid\" value=\"Calculate\">\n      <\/center>\n\n<\/div>\n\n<\/div>\n<\/div>\n\n<\/div>\n<\/fieldset>\n\n<\/form>\n\n<div class=\"results__table\">\n<div id=\"resultsDiv\">\n<table class=\"resultsTable\"><tbody><tr><td><strong>Total savings<td><\/td><\/strong><\/td><\/tr><tr><td><strong>Total monthly contributions<\/strong><\/td><td><\/td><\/tr><tr><td><strong>Interest earned<\/strong><\/td><td><\/td><\/tr><\/tbody><\/table>\n<\/div>\n<div id=\"resultsChart\" style=\"height: 400px;\">\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<script type=\"text\/javascript\" src=\"https:\/\/www.gstatic.com\/charts\/loader.js\" defer><\/script>\n\n\n<script>\n\n  function updateTextView(_obj) {\n    var num = getNumber(_obj.val());\n    if (num == 0) {\n      _obj.val(\"\");\n    } else {\n      _obj.val(num.toLocaleString());\n    }\n  }\n  function getNumber(_str) {\n    var arr = _str.split(\"\");\n    var out = new Array();\nvar numDecimals = 0;\n    for (var cnt = 0; 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*\/\n    });\n\n    $(\".lmiInput\").on(\"keyup\", function () {\n      updateTextView($(this));\n    });\n\n  }\n<\/script><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Savings calculator assumptions &amp; disclaimer<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Our savings calculator projects, not predicts, what your savings could be worth in the future. These results are indicative only. We can\u2019t predict every factor that could impact your savings like tax on interest earnings or changes in the interest rate or savings frequency. Our calculation assumes:<div class=\"has-padding-xsmall\"><\/div><ul><li>Interest earned is reinvested back into the account.<\/li><li>The interest rate is unchanged throughout the savings period.<\/li><li>Interest compounds monthly.<\/li><li>Each year is divided into 12 months of equal length, and you make regular savings payments at the start of each month.<\/li><\/ul><\/div>\n  <\/div>\n<\/li><\/ul><h3>How to reduce fees and costs on savings accounts in Canada<\/h3><p>Fees can quickly chip away at your hard-earned savings balance, so it\u2019s important to do everything you can to avoid or minimize fees. Steps you can take include:<\/p><ul><li style=\"padding-bottom: 14px;\"><strong>Choose a no-fee account.<\/strong> There are many savings accounts that don\u2019t charge monthly fees, so check out what\u2019s available. Be mindful of any monthly fees because they can quickly and easily wipe out the benefits of interest earned. For example, even with 2% interest, you\u2019d need to keep at least $3,000 in your account just to break even on a mere $5 monthly fee.<\/li><li style=\"padding-bottom: 14px;\"><strong>Read the fine print.<\/strong> Check the terms and conditions for details of any other fees that may apply to your account, such as ATM withdrawal or excess transaction fees. Avoid making transactions that will incur fees whenever possible.<\/li><li style=\"padding-bottom: 14px;\"><strong>Keep transactions to a minimum.<\/strong> You may only receive a set number of free transactions per month. Avoid paying additional fees by making minimal transactions, and by withdrawing one large amount rather than several smaller amounts.<\/li><li style=\"padding-bottom: 14px;\"><strong>Watch out for minimum balance requirements.<\/strong> Some accounts charge a fee if you don\u2019t keep your balance above a certain threshold, so make sure you keep your account topped up.<\/li><li style=\"padding-bottom: 14px;\"><strong>Protect your chequing account from overdraft fees.<\/strong> If your savings account and chequing account are with the same bank, you may be able to link the two. In the event that there isn\u2019t enough money in your chequing account to complete a transaction, funds will be transferred from your savings to avoid overdraft fees.<\/li><li style=\"padding-bottom: 14px;\"><strong>Keep an eye on interest and fees.<\/strong> Interest rates on savings accounts and fees can change over time, which makes monitoring your account a must.<\/li><\/ul><h3>How to create a savings plan<\/h3><p>Creating a savings plan can help you reach your savings goals. The aim here is to identify what you\u2019re saving for, how much you need to save in what timeframe and work out what steps you\u2019ll take to grow your money. Here\u2019s how to create a savings plan.<\/p><ol><li style=\"padding-bottom: 14px;\"><strong>Set your goals.<\/strong> The first thing you need to do is work out what you\u2019re saving for. Are you just saving for a rainy day, or do you have a specific purchase in mind? Write down how much you want to save and why.<\/li><li style=\"padding-bottom: 14px;\"><strong>Set your timeframe.<\/strong> You can save for a short- or long-term goal, or both. Either way, set yourself a deadline for when you\u2019ll reach those goals. For example, maybe you want to book a vacation before your next birthday or have enough money to put down a house deposit in three years\u2019 time.<\/li><li style=\"padding-bottom: 14px;\"><strong>Check your budget.<\/strong> Now it\u2019s time to sit down and work out a weekly budget. Look at where you are spending your income, how much is left over at the end of each week, and whether there are any areas where you can cut back.<\/li><li style=\"padding-bottom: 14px;\"><strong>Set up a regular deposit.<\/strong> Decide how much of your paycheque you want to put towards your savings goal, then set up a regular deposit from your chequing account to your savings account. This will automate your savings and will help you stay disciplined at putting money aside each week.<\/li><li style=\"padding-bottom: 14px;\"><strong>Make additional contributions when you can.<\/strong> Whenever you come into some extra cash or just manage to save a few dollars on your day-to-day spending, shift it into your savings account. The more money you have in your account, the more interest you\u2019ll earn.<\/li><li style=\"padding-bottom: 14px;\"><strong>Track your progress.<\/strong> Check your savings account balance regularly to see how you\u2019re tracking. You might decide that you can increase your regular deposit amount, or maybe even set your sights on even bigger goals once your balance starts growing.<\/li><\/ol><h4>Savings guides<\/h4><div class=\"u-grid u-grid--alignStretch u-grid--gutterSmall\"><div class=\"u-grid__col u-1\/3@m u-1\/2@s\"><article class=\"luna-card luna-card--border luna-card--stretch\"><figure class=\"luna-card__figure\"><a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\"><img decoding=\"async\" class=\"luna-image\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2019\/12\/WomanComputingUsingTabletAndCalculator_GettyImages_300x200.png\" alt=\"Woman Computing Using Tablet And Calculator\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2019\/12\/WomanComputingUsingTabletAndCalculator_GettyImages_300x200.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2019\/12\/WomanComputingUsingTabletAndCalculator_GettyImages_300x200.png?fit=300 300w\" sizes=\"(max-width: 300px) 100vw, 300px\" loading=\"lazy\"><\/a><\/figure><div class=\"luna-card__block\"><p class=\"text-center\"><strong><a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\" target=\"_blank\" rel=\"noopener noreferrer\">New bank account promos and offers<\/a><\/strong><\/p><\/div><\/article><\/div><div class=\"u-grid__col u-1\/3@m u-1\/2@s\"><article class=\"luna-card luna-card--border luna-card--stretch\"><figure class=\"luna-card__figure\"><a href=\"https:\/\/www.finder.com\/ca\/banking\/bank-interest-rates\"><img decoding=\"async\" class=\"luna-image\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2019\/12\/InvestmentGraphsInTabletWithCalculatorAndSheets_GettyImages_300x200.png\" alt=\"Investment Graphs In Tablet With Calculator And Sheets\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2019\/12\/InvestmentGraphsInTabletWithCalculatorAndSheets_GettyImages_300x200.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2019\/12\/InvestmentGraphsInTabletWithCalculatorAndSheets_GettyImages_300x200.png?fit=300 300w\" sizes=\"(max-width: 300px) 100vw, 300px\" loading=\"lazy\"><\/a><\/figure><div class=\"luna-card__block\"><p class=\"text-center\"><strong><a href=\"https:\/\/www.finder.com\/ca\/banking\/bank-interest-rates\" target=\"_blank\" rel=\"noopener noreferrer\">Learn how savings rates work and compare rates from banks across Canada<\/a><\/strong><\/p><\/div><\/article><\/div><div class=\"u-grid__col u-1\/3@m u-1\/2@s\"><article class=\"luna-card luna-card--border luna-card--stretch\"><figure class=\"luna-card__figure\"><a href=\"https:\/\/www.finder.com\/ca\/banking\"><img decoding=\"async\" class=\"luna-image\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Upclose-picture-of-a-budget-calculator-glasses-and-pen_Getty-Images_250x167.jpg\" alt=\"budget calculator glasses and pen\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Upclose-picture-of-a-budget-calculator-glasses-and-pen_Getty-Images_250x167.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Upclose-picture-of-a-budget-calculator-glasses-and-pen_Getty-Images_250x167.jpg?fit=250 250w\" sizes=\"(max-width: 250px) 100vw, 250px\" loading=\"lazy\"><\/a><\/figure><div class=\"luna-card__block\"><p class=\"text-center\"><strong><a href=\"https:\/\/www.finder.com\/ca\/gics\" target=\"_blank\" rel=\"noopener noreferrer\">Learn how to use GICs and how to find the best GIC rates in Canada<\/a><\/strong><\/p><\/div><\/article><\/div><\/div><h3>Taxes on interest earned in savings accounts<\/h3><p>The interest you earn on your savings account is taxed at the same rate as earned income. For more on how to report this income to the Canada Revenue Agency, read the Finder guide on <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/how-is-interest-taxed-on-my-savings-account\">savings accounts and taxes<\/a>.<\/p><h3>Canadian savings account statistics<\/h3><p>Savings accounts are the most popular type of bank account in Canada, with 55.84% of Canadians currently holding one savings account, according to findings from our latest <em>Finder: Consumer Sentiment Survey January 2025<\/em>.<\/p><p>Interestingly, we found that while 55.84% of of Canadians have one savings account, 24.38% have two accounts and 9.89% have 3 or more, which is a good reminder that having multiple savings accounts can be a good way to organize your savings goals and keep focused on your savings goals.<\/p><iframe id=\"datawrapper-chart-X9KJI\" title=\"How many of each account type do you have?\" width=\"100%\" height=\"491\" scrolling=\"yes\" aria-label=\"Grouped Columns\" src=\"https:\/\/datawrapper.dwcdn.net\/X9KJI\/1\/\" loading=\"lazy\"><\/iframe><p>Savings accounts are also at the top of the list for the type of bank account Canadians plan to open in 2025.<\/p><p>When we asked Canadians which types of savings accounts they are interested in opening, we found that 21.88% plan to open a standard savings account, 18.98% plan to open a TFSA and 16.68% plan to open a GIC. It\u2019s clear that maximizing their savings is a top financial priority for Canadians in 2025.<\/p><iframe id=\"datawrapper-chart-F7JW3\" title=\"What types of bank accounts do you plan to open in 2025?\" width=\"100%\" height=\"444\" scrolling=\"yes\" aria-label=\"Bar Chart\" src=\"https:\/\/datawrapper.dwcdn.net\/F7JW3\/1\/\" loading=\"lazy\"><\/iframe><p>When asked what the most important features were to Canadians choosing a new bank account, 38.76% said that getting a higher interest rate was one of their top priorities. That\u2019s why it\u2019s important to carefully <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/best-high-interest-savings-accounts\">compare high interest savings account offers<\/a> before signing up to help you reach your savings goals.<\/p><h3>Bottom line<\/h3><p>Savings accounts offer a simple but effective way to afford major purchases or just put money aside for a rainy day. But with so many different types of savings accounts available, it\u2019s vital to understand the pros and cons of each type and whether they suit you.<\/p><p>Ultimately compare a wide range of savings accounts and shop around for the best savings account interest rates to help you reach your financial goals.<\/p><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000000\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000000\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div><h3 id=\"azlist\">A-Z list of savings account reviews on Finder<\/h3><p>From CDIC-insured institutions to trendy apps and challenger banks, find a savings account product that fits your needs.<\/p><div class=\"az-listing js-az-listing\">\n    <div class=\"hide-mobile\">\n        <div class=\"az-listing__nav\">\n                    <div class=\"az-listing__nav-letter\">\n                                   #\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#A\"> A <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#B\"> B <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#C\"> C <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   D\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#E\"> E <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   F\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#G\"> G <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#H\"> H <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   I\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   J\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#K\"> K <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   L\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#M\"> M <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#N\"> N <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#O\"> O <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   P\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   Q\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#R\"> R <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#S\"> S <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#T\"> T <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   U\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   V\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#W\"> W <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   X\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   Y\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   Z\n                            <\/div>\n                <\/div>\n        <hr>\n    <\/div>\n        <div class=\"az-listing__items\">\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"A\" class=\"az-listing__header\">\n                A\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/achieva-financial\"> Achieva Financial <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\/gohenry-kids-debit-card-app\"> Acorns Early (formerly GoHenry) <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/alterna-bank\"> Alterna Bank <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"B\" class=\"az-listing__header\">\n                B\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/bmo-savings\"> BMO <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/bmo-savings\/bmo-premium-rate-savings-account-review\"> BMO Premium Rate Savings Account <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/bmo-savings\/bmo-savings-amplifier-account-review\"> BMO Savings Amplifier Account <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/bmo-savings\/bmo-savings-builder-account-review\"> BMO Savings Builder Account <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"C\" class=\"az-listing__header\">\n                C\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/ci-direct-high-interest-savings-account-review\"> CI Direct <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/cibc-savings\"> CIBC <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/cibc-savings\/cibc-eadvantage-savings-account-review\"> CIBC eAdvantage Savings Account <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"E\" class=\"az-listing__header\">\n                E\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/banking\/eq-bank-review\/eq-bank-joint-account\"> EQ Bank Joint Account <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/banking\/eq-bank-review\/eq-bank-personal-account-review\"> EQ Bank Personal Account <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"G\" class=\"az-listing__header\">\n                G\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\/greenlight-card\"> Greenlight <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"H\" class=\"az-listing__header\">\n                H\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/hubert-financial\"> Hubert Financial <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"K\" class=\"az-listing__header\">\n                K\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/banking\/koho\/koho-save-review\"> KOHO <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"M\" class=\"az-listing__header\">\n                M\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/meridian-business-advantage-plus-savings-account\"> Meridian Credit Union <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"N\" class=\"az-listing__header\">\n                N\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/national-bank-high-interest-savings-account-review\"> National Bank High Interest Savings Account <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/neo-financial-high-interest-savings-account-review\"> NEO <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"O\" class=\"az-listing__header\">\n                O\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/banking\/oaken-financial\"> Oaken Financial <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/outlook-financial\"> Outlook Financial <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"R\" class=\"az-listing__header\">\n                R\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/rbc-savings\"> RBC <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/rbc-savings\/rbc-day-to-day-savings-account-review\"> RBC Day to Day Savings account <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/revolut-review\"> Revolut <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"S\" class=\"az-listing__header\">\n                S\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\"> Scotiabank <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/banking\/simplii-financial-review\/simplii-financial-high-interest-savings-account-review\"> Simplii <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/banking\/simplii-financial-review\"> Simplii Financial <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"T\" class=\"az-listing__header\">\n                T\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/banking\/tangerine-bank-review\/tangerine-savings-account\"> Tangerine Bank <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/banking\/business-banking\/tangerine-business-savings-account-review\"> Tangerine Business Savings Account <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\"> TD Canada Trust <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"W\" class=\"az-listing__header\">\n                W\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/wealthsimple-chequing-account-review\"> Wealthsimple <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n            <\/div>\n        <\/div>\n<h3>FAQs about savings accounts<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">What is the best type of savings account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The best type of savings account varies depending on your needs. For example, if you want to grow your money as quickly as possible, a high-interest savings account is the answer. But if you want to be able to rely on face-to-face customer service at a branch when needed, you'll want to consider traditional savings accounts from banks and credit unions.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">Where can I get 7% interest on my money?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>As of June 2023, there were no savings accounts in Canada offering a 7% interest rate. The highest available rates were in the 5% to 5.5% range on products like GICs and high-interest savings accounts with introductory rates.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">What is the best savings account in Canada?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The best savings account in Canada depends on your personal needs. If you want to maximize your savings, look for an account with a high-interest rate and no monthly fees. If you want the security of a fixed interest rate, consider a GIC or a term deposit. And if you want to save and enjoy tax benefits at the same time, you'll want to consider a registered account like a TFSA.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">What are the seven types of savings accounts?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The seven types of savings accounts in Canada are traditional savings accounts, high-interest savings accounts, online savings accounts, joint savings accounts, registered savings accounts, fixed-rate savings accounts and kids' savings accounts.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">Why is it important to look for the highest interest savings accounts?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The higher the interest rate, the more money your savings will earn and the faster your balance will grow. If your savings account doesn't pay a competitive interest rate, inflation could be eating up the value of your earned interest, leaving you with an account balance that's worth less a year from now than it is in today's dollars.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n\n<div class=\"contentFeed contentFeed--relatedPosts\">\n            <h3 class=\"contentFeed__title\">More banking guides from our experts<\/h3>\n        <div class=\"contentFeed__carousel\" data-post-count=\"6\">\n                                    <div class=\"fin-carousels fin-carousels--multiple-items-in-view\" id=\"fin-carousel0000000000\" data-items-in-view=\"3\" style=\"--items-in-view: 3\">\n    <div class=\"fin-carousels__container\">\n        <div class=\"fin-carousels__slides\">\n                                <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/banking-statistics\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/banking-statistics\">Banking statistics and trends in Canada for 2025<\/a>            <\/p>        <\/header>        <p>Explore key banking statistics and figures from the Finder: Consumer Sentiment Survey January 2025.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-no-fee-chequing-accounts\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Chequing Accounts<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-no-fee-chequing-accounts\">Best free (no-fee) chequing accounts in Canada for 2026<\/a>            <\/p>        <\/header>        <p>Compare the features of 8 of the best no-fee chequing accounts in Canada, and find out how to avoid transaction fees.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\">17 best new bank account offers for June 2026<\/a>            <\/p>        <\/header>        <p>Earn cash, rewards points, bonus interest rates and more with these new bank account offers and promotions.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\/best-bank-account-for-teens\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Teen-Kid-Holding-Piggy-Bank_Supplied_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Kids Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\/best-bank-account-for-teens\">Best youth bank accounts in Canada<\/a>            <\/p>        <\/header>        <p>Learn about the different types of bank accounts for your teenager and how to choose the right one.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-chequing-accounts\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/Best-Chequing-Accounts-Canada-2_Finder_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Chequing Accounts<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-chequing-accounts\">Best chequing accounts in Canada for 2026<\/a>            <\/p>        <\/header>        <p>Compare chequing accounts and learn about our top picks. Compare different features and see which one is right for you.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/open-bank-account-online\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/Typing-On-Laptop_Supplied_Canva_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/open-bank-account-online\">Open a bank account online in Canada in 5 easy steps<\/a>            <\/p>        <\/header>        <p>Compare and open a bank account online in Canada in as little as 5 minutes. Learn what you need to apply and how to get started today. <\/p>                    <\/div>        <\/article>            \n<\/div>\n                \n        <\/div>\n    <\/div>\n    <div class=\"fin-carousels__controls\">\n        <button class=\"fin-carousels__nav fin-carousels__nav--prev fin-carousels__nav--disabled\" aria-label=\"Previous slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-left\"><\/use>\n            <\/svg>\n        <\/button>\n        <button class=\"fin-carousels__nav fin-carousels__nav--next fin-carousels__nav--disabled\" aria-label=\"Next slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-right\"><\/use>\n            <\/svg>\n        <\/button>\n    <\/div>\n\n    <div class=\"fin-carousels__dots\" role=\"tablist\" aria-label=\"Carousel navigation\"><!-- Dots will be generated by JavaScript -->\n    <\/div>\n<\/div>\n\n    <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Learn about the different types of savings accounts and how to compare savings accounts in Canada to build a bigger bank balance.<\/p>\n","protected":false},"author":516,"featured_media":1039808,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-nb-table-with-filters.php","meta":{"_yoast_wpseo_focuskw":"savings accounts","_yoast_wpseo_title":"Compare Savings Accounts in Canada | Finder Canada","_yoast_wpseo_metadesc":"What are the different types of savings accounts in Canada, how do they work, and the steps to compare savings accounts?","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":"false","post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":"false","post_editor":"1275","post_editor_date":"","post_author_date":"2023-07-11T15:32:13","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2025-05-14 02:58:58\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We added more detailed information about how savings accounts work.\"}","_last_major_update":"{\"isOn\":false,\"date\":\"26\/01\/2020\"}","feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":""},"tags":[],"class_list":["post-754641","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Compare Savings Accounts in Canada | Finder Canada<\/title>\n<meta name=\"description\" content=\"What are the different types of savings accounts in Canada, how do they work, and the steps to compare savings accounts?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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