{"id":748083,"date":"2018-09-17T18:54:31","date_gmt":"2018-09-17T22:54:31","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?page_id=748083"},"modified":"2026-02-25T09:48:05","modified_gmt":"2026-02-25T14:48:05","slug":"american-express","status":"publish","type":"page","link":"https:\/\/www.finder.com\/ca\/credit-cards\/american-express","title":{"rendered":"Best American Express credit cards in Canada"},"content":{"rendered":"<p>The best American Express credit card for you will depend on what type of benefits you want and how much you\u2019re willing to pay. We\u2019ve compared dozens of the best American Express credit cards in Canada by category \u2014 no annual fee, low interest, cash back, Aeroplan, Business Amex and more \u2014 to help you make the best choice.<\/p><p>Compare the pros and cons of the best American Express credit cards in Canada and learn more about our top picks below.<\/p><h3>What are the best American Express credit cards in Canada?<\/h3><ul>\n<li><strong>Best Amex for cash back: <\/strong><a href=\"#best-amex-for-cash-back\">SimplyCash Preferred Card from American Express<\/a><\/li>\n<li><strong>Best Amex for no annual fee: <\/strong><a href=\"#best-amex-for-no-annual-fee\">SimplyCash Card from American Express<\/a><\/li>\n<li><strong>Best Amex for Aeroplan points: <\/strong><a href=\"#best-amex-for-aeroplan-points\">American Express Aeroplan Card<\/a><\/li>\n<li><strong>Best Amex for everyday rewards: <\/strong><a href=\"#best-amex-for-everyday-rewards\">American Express Cobalt Card<\/a><\/li>\n<li><strong>Best Amex for luxury hotel perks: <\/strong><a href=\"#best-amex-for-luxury-hotel-perks\">Marriott Bonvoy American Express Card<\/a><\/li>\n<li><strong>Best Amex business card for rewards: <\/strong><a href=\"#best-amex-business-card-for-rewards\">American Express Business Gold Rewards Card<\/a><\/li>\n<\/ul>\n<script type=\"application\/ld+json\">\n{\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"ItemList\",\n    \"itemListElement\": [\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 1,\n            \"name\": \"SimplyCash Preferred Card from American Express\",\n            \"description\": \"Best Amex for cash back\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-preferred-card-review\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 2,\n            \"name\": \"SimplyCash Card from American Express\",\n            \"description\": \"Best Amex for no annual fee\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-card-review\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 3,\n            \"name\": \"American Express Aeroplan Card\",\n            \"description\": \"Best Amex for Aeroplan points\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-aeroplan-card-review\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 4,\n            \"name\": \"American Express Cobalt Card\",\n            \"description\": \"Best Amex for everyday rewards\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-cobalt-card\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 5,\n            \"name\": \"Marriott Bonvoy American Express Card\",\n            \"description\": \"Best Amex for luxury hotel perks\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-american-express-card\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 6,\n            \"name\": \"American Express Business Gold Rewards Card\",\n            \"description\": \"Best Amex business card for rewards\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-business-gold-rewards-card\"\n        }\n    ]\n}\n<\/script><div class=\"content tableWithFilters\n         topFiltersEnabled\n        \n         best-cards-table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div id=\"portal-table-top-filters-modal\"><\/div>\n\n<div class=\"contentWrapper tableWithFilters__contentWrapper\">\n    <div class=\"tableWithFilters__table content\">\n        <div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"17937717-c90c-4ec3-8653-e873300f1621\" data-template=\"comparison\" data-niche=\"CACCF\" data-site=\"CACCF\" data-auto-recalculate=\"true\" data-post-country=\"ca\" data-fieldset=\"Best_CA_Credit_Cards\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"748083\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"true\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"CACCF\",\"fieldset\":\"Best_CA_Credit_Cards\",\"template\":\"comparison\",\"category_id\":\"17937717-c90c-4ec3-8653-e873300f1621\",\"category_name\":\"Best cards - American Express cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778382383}' data-disable-alternative-products=\"true\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"CACCF\" data-site=\"CACCF\" data-table-id=\"3714\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-leadform-modal=\"\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"CACCF\",\"fieldset\":\"Best_CA_Credit_Cards\",\"template\":\"comparison\",\"category_id\":\"17937717-c90c-4ec3-8653-e873300f1621\",\"category_name\":\"Best cards - American Express cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778382383}'><div class=\"comparisonHistory__root\"><\/div><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"caccf\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"6\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"a6354d2c335f183a999fae500e6b00d2d4944310110d0f309d0b2228b812e69c\" data-table-record-type=\"product\" data-table-record-ids='[\"16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\",\"9b56b29a-fe93-42e9-96f5-c89fc1dd1887\",\"f586300e-2c49-4d90-8607-7bc52628fb02\",\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\",\"4b3b4b43-b121-48b2-b026-9f79b2e17aba\",\"e5de4ec6-a645-47eb-beab-1dac4dd28115\"]' data-total-data=\"6\" data-enable-top-filters=\"true\" data-total-product-count=\"6\" data-sponsored-placements=\"0\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-3\"><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_BONUS_POINTS_TABLE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"welcome_offer\">\n                                                        Welcome Offer\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_TABLE_REWARDS_POINT_VALUE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"rewards\">\n                                                        Rewards\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.FEE_ANNUAL\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"annual_fee\">\n                                                        Annual Fee\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><\/tr><\/thead><tbody><style>\n\t.rewards-infobox .deals-banner { display:flex; flex-direction: row; border-radius: 16px; border:1px solid #000; overflow: hidden; }\n\t.rewards-infobox .deals-left { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); display:flex; flex-direction: column; align-items:center; justify-content:space-between; position: relative; width: 110px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-left { width: 110px; } }\n\t.rewards-infobox .deals-right { background:#1a50ff; color:#fff; padding: 8px; display:flex; flex-direction: column; gap:2px; justify-content:center; flex: 1; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-right { padding: 8px; } }\n\t.rewards-infobox .deals-phone { position: absolute; top: 8px; left: 12px; }\n\t.rewards-infobox .deals-ends { color:#000; font-weight:800; font-size:12px; line-height:12px; padding:6px 10px; font-style: italic; border-radius: 9999px; display:inline-flex; align-items:center; text-transform: uppercase; display: none; }\n\t.rewards-infobox .deals-ends-text { padding-top: 2px; }\n\t.rewards-infobox .deals-header { display:flex; align-items:center; flex-wrap: nowrap; gap:4px; cursor:pointer; }\n\t.rewards-infobox .deals-amount { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); color:#232320; font-size:32px; line-height:28px; letter-spacing: -0.75px; text-transform: uppercase; padding: 2px 4px 0 2px; border-radius: 4px; font-style: italic; font-weight: bold; font-size: 30px; }\n\t.rewards-infobox .deals-title { color: white; text-transform: uppercase; font-style:italic; font-weight:bold; font-size:16px; flex: 1; }\n\t.rewards-infobox .deals-list { display:flex; flex-direction: column; flex-wrap: wrap; gap:2px; margin: 4px 0 2px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-list { flex-direction: row; row-gap: 4px; column-gap: 20px; } }\n\t.rewards-infobox .deals-step { display:flex; align-items: baseline; gap:4px; }\n\t.rewards-infobox .deals-step-num { background:#FFD23B; color:#000; display:inline-flex; align-items:center; justify-content:center; font-weight:bold; font-style: italic; border-radius:2px; font-size:12px; margin-top:2px; line-height: 12px; padding-top: 2px; min-width: 11px; }\n\t.rewards-infobox .deals-step-text { color:#fff; font-size:12px; line-height:16px; font-weight: bold; }\n\t.rewards-infobox .deals-disclaimer { color:#E8EEFF; font-size:12px; margin-top: 4px; width: fit-content; }\n\t.rewards-infobox .deals-disclaimer a { color:#BFD0FF; text-decoration: underline; font-size: 12px; }\n\t.rewards-infobox .rewards-end-date { font-size: 12px; }\n\t\n\t\t.rewards-infobox .deals-countdown {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tmargin-top: 8px;\n\t\tflex-wrap: wrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__label {\n\t\tcolor: #fff;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\tpadding-right: 6px;\n\t\twhite-space: nowrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__timer {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tgap: 4px;\n\t}\n\n\t.rewards-infobox .deals-countdown__unit {\n\t\tdisplay: inline-flex;\n\t\talign-items: center;\n\t}\n\n\t.rewards-infobox .deals-countdown__value {\n\t\tbackground: #FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; }\n\n\t\t@media (max-width: 600px) {\n\t\t.reward-col-order-3 { grid-row: 3 !important; }\n\t\t.reward-col-order-4 { grid-row: 4 !important; }\n\t\t.reward-col-order-5 { grid-row: 5 !important; }\n\t\t.reward-col-order-6 { grid-row: 6 !important; }\n\t\t.reward-col-order-7 { grid-row: 7 !important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: unset;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr class=\"best-card__attached-row\"><td><h3 id=\"best-amex-for-cash-back\" class=\"best-card__header\">Best Amex for cash back<\/h3><\/td><\/tr><tr data-product-id=\"16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\" data-provider-id=\"795613d6-853c-4c46-b357-d7499b9dafa4\" data-product-name=\"SimplyCash Preferred Card from American Express\" data-provider-name=\"American Express\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-preferred-card-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png\" alt=\"SimplyCash Preferred Card from American Express image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-preferred-card-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">SimplyCash Preferred Card from American Express<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to $250 in bonus value<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 4% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually), and 2% cash back on all other purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $119.88\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Earn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-simplycash-preferred-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2217937717-c90c-4ec3-8653-e873300f1621%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BAmerican%2BExpress%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778382383%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%229289%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%2216182eb0-e8c7-4cdb-bc24-df5f5c2751cd%22%2C%22product_name%22%3A%22SimplyCash%2BPreferred%2BCard%2Bfrom%2BAmerican%2BExpress%22%2C%22post_id%22%3A%22748083%22%2C%22post_path%22%3A%22credit-cards%252Famerican-express%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to American Express's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about SimplyCash Preferred Card from American Express\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\" value=\"16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\" name=\"productID\" _productname=\"                            SimplyCash Preferred Card from American Express            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The SimplyCash Preferred Card from American Express offers a solid 4% cashback return on all purchases for a reasonable annual fee. You'll also get a generous 10% cashback welcome bonus when you sign up and you won't have to pay additional fees to add cards to your account. This card also comes with benefits such as purchase protection and comprehensive travel insurance.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually), and 2% cash back on all other purchases.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAccess comprehensive travel insurance coverage\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll have to pay $119.88 ($119 for Quebec residents) to maintain this card\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll pay a 2.5% foreign transaction fee if you spend overseas using this card\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-amex-for-no-annual-fee\" class=\"best-card__header\">Best Amex for no annual fee<\/h3><\/td><\/tr><tr data-product-id=\"9b56b29a-fe93-42e9-96f5-c89fc1dd1887\" data-provider-id=\"795613d6-853c-4c46-b357-d7499b9dafa4\" data-product-name=\"SimplyCash Card from American Express\" data-provider-name=\"American Express\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-card-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6346d57812fa8.png\" alt=\"SimplyCash Card from American Express image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6346d57812fa8.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6346d57812fa8.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6346d57812fa8.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6346d57812fa8.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6346d57812fa8.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-card-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">SimplyCash Card from American Express<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to $100 in bonus cash back<span class=\"table-popover\" rel=\"popover\" data-content=\"In your first 3 months earn a bonus  5% cash back on all purchases, on top of your everyday cash back earn rates (up to $2,000 in purchases). That\u2019s up to $100 in bonus cash back.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 2% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and earn 1.25% cash back elsewhere.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        In your first 3 months, earn a bonus 5% cash back on all purchases - on top of your everyday cash back earn rates (up to $2,000 in purchases). That\u2019s up to $100 in bonus cash back. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"9b56b29a-fe93-42e9-96f5-c89fc1dd1887\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-simplycash-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2217937717-c90c-4ec3-8653-e873300f1621%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BAmerican%2BExpress%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778382383%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%229289%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%229b56b29a-fe93-42e9-96f5-c89fc1dd1887%22%2C%22product_name%22%3A%22SimplyCash%2BCard%2Bfrom%2BAmerican%2BExpress%22%2C%22post_id%22%3A%22748083%22%2C%22post_path%22%3A%22credit-cards%252Famerican-express%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to American Express's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about SimplyCash Card from American Express\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"9b56b29a-fe93-42e9-96f5-c89fc1dd1887\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-9b56b29a-fe93-42e9-96f5-c89fc1dd1887\" value=\"9b56b29a-fe93-42e9-96f5-c89fc1dd1887\" name=\"productID\" _productname=\"                            SimplyCash Card from American Express            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"9b56b29a-fe93-42e9-96f5-c89fc1dd1887\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-9b56b29a-fe93-42e9-96f5-c89fc1dd1887\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The SimplyCash Card from American Express is a basic no-fee card that lets you earn 1.25% cashback on all purchases (and $100 in your first three months). You'll also get basic insurance such as purchase protection, extended warranty coverage and common carrier insurance when you sign up.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__9b56b29a-fe93-42e9-96f5-c89fc1dd1887\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__9b56b29a-fe93-42e9-96f5-c89fc1dd1887\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$0 annual fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tIn your first 3 months, earn a bonus 5% cash back on all purchases - on top of your everyday cash back earn rates (up to $2,000 in purchases). That\u2019s up to $100 in bonus cash back.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and earn 1.25% cash back elsewhere.\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll pay a 2.5% foreign transaction fee if you spend overseas using this card\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo travel benefits\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-amex-for-aeroplan-points\" class=\"best-card__header\">Best Amex for Aeroplan points<\/h3><\/td><\/tr><tr data-product-id=\"f586300e-2c49-4d90-8607-7bc52628fb02\" data-provider-id=\"795613d6-853c-4c46-b357-d7499b9dafa4\" data-product-name=\"American Express Aeroplan Card\" data-provider-name=\"American Express\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-aeroplan-card-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5f88ca3e113cd.jpg\" alt=\"American Express Aeroplan Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f88ca3e113cd.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f88ca3e113cd.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f88ca3e113cd.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f88ca3e113cd.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f88ca3e113cd.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-aeroplan-card-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">American Express Aeroplan Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        45,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 45,000 welcome bonus Aeroplan points. Earn 35,000 Aeroplan points after spending $7,500 in purchases within the first 6 months. Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in purchases in month 13. In addition, when you combine the welcome Bonus offer of up to $900 in value, your earn potential in accelerated and everyday spend earn rate categories with approximately $515 in value, and the $140 in value you get from exceptional benefits, you can earn up to $1,550 or more in value within your first 13 months. &lt;b&gt;T&amp;Cs apply.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 2x points <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 2x the points on eligible purchases made directly with Air Canada and Air Canada vacations, 1.5x points on eligible dining and food delivery purchases in Canada, and 1x points on everything else.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $120\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Earn up to 45,000 welcome bonus Aeroplan points. Plus, you could earn up to $1,550 in value within your first 13 months. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f586300e-2c49-4d90-8607-7bc52628fb02\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-aeroplan-card-secure-ca.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2217937717-c90c-4ec3-8653-e873300f1621%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BAmerican%2BExpress%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778382383%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%229289%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22f586300e-2c49-4d90-8607-7bc52628fb02%22%2C%22product_name%22%3A%22American%2BExpress%2BAeroplan%2BCard%22%2C%22post_id%22%3A%22748083%22%2C%22post_path%22%3A%22credit-cards%252Famerican-express%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to American Express's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about American Express Aeroplan Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f586300e-2c49-4d90-8607-7bc52628fb02\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-f586300e-2c49-4d90-8607-7bc52628fb02\" value=\"f586300e-2c49-4d90-8607-7bc52628fb02\" name=\"productID\" _productname=\"                            American Express Aeroplan Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f586300e-2c49-4d90-8607-7bc52628fb02\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-f586300e-2c49-4d90-8607-7bc52628fb02\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The American Express Aeroplan Card offers a solid return on Aeroplan Points for travel and dining. Earn 2x the points on eligible purchases made directly with Air Canada and Air Canada vacations, 1.5x points on eligible dining and food delivery purchases in Canada, and 1x points on everything else. You can also take advantage of a 45,000 points bonus offer when you meet spend requirements. This charge card also comes with a full suite of travel insurance (but doesn't include travel medical).<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__f586300e-2c49-4d90-8607-7bc52628fb02\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__f586300e-2c49-4d90-8607-7bc52628fb02\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn up to 45,000 welcome bonus Aeroplan points. Plus, you could earn up to $1,550 in value within your first 13 months.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 2x the points on eligible purchases made directly with Air Canada and Air Canada vacations, 1.5x points on eligible dining and food delivery purchases in Canada, and 1x points on everything else.\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll pay a $120 annual fee with this card\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYour balance has to be paid off every month or you'll pay a penalty interest rate\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll pay a 2.5% foreign transaction fee if you spend overseas using this card\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-amex-for-everyday-rewards\" class=\"best-card__header\">Best Amex for everyday rewards<\/h3><\/td><\/tr><tr data-product-id=\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\" data-provider-id=\"795613d6-853c-4c46-b357-d7499b9dafa4\" data-product-name=\"American Express Cobalt Card\" data-provider-name=\"American Express\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-cobalt-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/611af3f653608.png\" alt=\"American Express Cobalt Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-cobalt-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">American Express Cobalt Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        15,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That\u2019s up to $150 towards a weekend getaway or concert tickets.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 5x points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 5x the points on eligible groceries, dining, drinks and food delivery in Canada (spend cap applies), 3x the points on eligible streaming subscriptions, 2x points on eligible ride shares, transit &amp; gas, 1x point for every other dollar spent and 1 extra point per dollar spent on eligible hotel and car rental bookings via the American Express Travel website (conditions apply).\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $191.88\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Earn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That\u2019s up to $150 towards a weekend getaway or shopping trip. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-cobalt-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2217937717-c90c-4ec3-8653-e873300f1621%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BAmerican%2BExpress%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778382383%22%2C%22position%22%3A%224%22%2C%22offer_id%22%3A%229289%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%2285331120-bbda-48bc-b1ad-d0e17b8e76a5%22%2C%22product_name%22%3A%22American%2BExpress%2BCobalt%2BCard%22%2C%22post_id%22%3A%22748083%22%2C%22post_path%22%3A%22credit-cards%252Famerican-express%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to American Express's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about American Express Cobalt Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-85331120-bbda-48bc-b1ad-d0e17b8e76a5\" value=\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\" name=\"productID\" _productname=\"                            American Express Cobalt Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-85331120-bbda-48bc-b1ad-d0e17b8e76a5\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The American Express Cobalt Card offers a generous return on points for everyday purchases. You can collect  points for every dollar you spend on dining out plus 2 points for gas and transit purchases and 1 point for everything else. This card also comes with up to a 15,000 points welcome bonus if you spend a certain amount of money each month. You'll also get a full suite of travel insurance and purchase protection when you sign up.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__85331120-bbda-48bc-b1ad-d0e17b8e76a5\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__85331120-bbda-48bc-b1ad-d0e17b8e76a5\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That\u2019s up to $150 towards a weekend getaway or shopping trip.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 5x the points on eligible groceries, dining, drinks and food delivery in Canada (spend cap applies), 3x the points on eligible streaming subscriptions, 2x points on eligible ride shares, transit &amp; gas, 1x point for every other dollar spent and 1 extra point per dollar spent on eligible hotel and car rental bookings via the American Express Travel website (conditions apply).\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tComprehensive travel insurance coverage and travel perks\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll pay a $191.88 annual fee with this card\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll pay a  foreign transaction fee if you spend overseas using this card\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-amex-for-luxury-hotel-perks\" class=\"best-card__header\">Best Amex for luxury hotel perks<\/h3><\/td><\/tr><tr data-product-id=\"4b3b4b43-b121-48b2-b026-9f79b2e17aba\" data-provider-id=\"795613d6-853c-4c46-b357-d7499b9dafa4\" data-product-name=\"Marriott Bonvoy American Express Card\" data-provider-name=\"American Express\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-american-express-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5c7624d6a5538.jpg\" alt=\"Marriott Bonvoy American Express Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5c7624d6a5538.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5c7624d6a5538.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5c7624d6a5538.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5c7624d6a5538.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5c7624d6a5538.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-american-express-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Marriott Bonvoy American Express Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 70,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"New cardmembers can earn up to 70,000 bonus Marriott Bonvoy points. Earn 60,000 points after you spend $3,000 on your Card in your first 3 months of Cardmembership. Plus, earn 10,000 points after you spend $500 on your Card in your 13th month of Cardmembership.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 5x points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 5 points per $1 spent at hotels participating in Marriott Bonvoy, and 2 points per $1 spent elsewhere.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $120\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Earn up to 70,000 bonus Marriott Bonvoy points. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4b3b4b43-b121-48b2-b026-9f79b2e17aba\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-marriott-bonvoy-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2217937717-c90c-4ec3-8653-e873300f1621%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BAmerican%2BExpress%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778382383%22%2C%22position%22%3A%225%22%2C%22offer_id%22%3A%229289%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%224b3b4b43-b121-48b2-b026-9f79b2e17aba%22%2C%22product_name%22%3A%22Marriott%2BBonvoy%2BAmerican%2BExpress%2BCard%22%2C%22post_id%22%3A%22748083%22%2C%22post_path%22%3A%22credit-cards%252Famerican-express%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to American Express's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Marriott Bonvoy American Express Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4b3b4b43-b121-48b2-b026-9f79b2e17aba\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-4b3b4b43-b121-48b2-b026-9f79b2e17aba\" value=\"4b3b4b43-b121-48b2-b026-9f79b2e17aba\" name=\"productID\" _productname=\"                            Marriott Bonvoy American Express Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4b3b4b43-b121-48b2-b026-9f79b2e17aba\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-4b3b4b43-b121-48b2-b026-9f79b2e17aba\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The Marriott Bonvoy American Express Card lets you earn accelerated rewards for staying at Marriott Bonvoy properties. You can also take advantage of a 70,000 points welcome bonus when you sign up and meet the spend requirements. As an added benefit, this card comes with hotel perks such as an annual free one night stay and a complimentary upgrade to Silver Elite status. You'll also get a full suite of travel insurance and purchase protection when you sign up.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__4b3b4b43-b121-48b2-b026-9f79b2e17aba\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__4b3b4b43-b121-48b2-b026-9f79b2e17aba\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn up to 70,000 bonus Marriott Bonvoy points.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 5 points per $1 spent at hotels participating in Marriott Bonvoy, and 2 points per $1 spent elsewhere.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tTravel perks and insurance coverage\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll pay a $120 annual fee with this card\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll pay a 2.5% foreign transaction fee if you spend overseas using this card\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-amex-business-card-for-rewards\" class=\"best-card__header\">Best Amex business card for rewards<\/h3><\/td><\/tr><tr data-product-id=\"e5de4ec6-a645-47eb-beab-1dac4dd28115\" data-provider-id=\"795613d6-853c-4c46-b357-d7499b9dafa4\" data-product-name=\"American Express Business Gold Rewards Card\" data-provider-name=\"American Express\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-business-gold-rewards-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/615f31f51d527.jpg\" alt=\"American Express Business Gold Rewards Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/615f31f51d527.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/615f31f51d527.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/615f31f51d527.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/615f31f51d527.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/615f31f51d527.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-business-gold-rewards-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">American Express Business Gold Rewards Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        70,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn a welcome bonus of up to 70,000 Membership Rewards points in your first year. Earn 50,000 Membership Rewards points after spending $7,500 in purchases within the first 3 months of Cardmembership. Plus, earn an additional 20,000 points after spending $30,000 on your Card in your first 12 months of Cardmembership. That's up to $700 in statement credits to reinvest in your business.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        1 point per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 1 Membership Rewards point for every $1 spent on purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $199\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Earn a welcome bonus of up to 70,000 Membership Rewards points in your first year. That's up to $700 in statement credits to reinvest in your business. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"e5de4ec6-a645-47eb-beab-1dac4dd28115\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-business-gold-rewards-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2217937717-c90c-4ec3-8653-e873300f1621%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BAmerican%2BExpress%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778382383%22%2C%22position%22%3A%226%22%2C%22offer_id%22%3A%2223016%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22e5de4ec6-a645-47eb-beab-1dac4dd28115%22%2C%22product_name%22%3A%22American%2BExpress%2BBusiness%2BGold%2BRewards%2BCard%22%2C%22post_id%22%3A%22748083%22%2C%22post_path%22%3A%22credit-cards%252Famerican-express%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to American Express's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about American Express Business Gold Rewards Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"e5de4ec6-a645-47eb-beab-1dac4dd28115\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-e5de4ec6-a645-47eb-beab-1dac4dd28115\" value=\"e5de4ec6-a645-47eb-beab-1dac4dd28115\" name=\"productID\" _productname=\"                            American Express Business Gold Rewards Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"e5de4ec6-a645-47eb-beab-1dac4dd28115\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-e5de4ec6-a645-47eb-beab-1dac4dd28115\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The American Express Business Gold Rewards Card is a card that gives you a high return on points. Earn 1 Membership Rewards point for every $1 spent on purchases. You can also take advantage of up to 55 days interest free when you pay off your balance in full each month. You'll earn even more with a sizable sign up bonus. You'll also get an extensive suite of travel insurance to sweeten the deal even further.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__e5de4ec6-a645-47eb-beab-1dac4dd28115\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__e5de4ec6-a645-47eb-beab-1dac4dd28115\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn a welcome bonus of up to 70,000 Membership Rewards points in your first year. That's up to $700 in statement credits to reinvest in your business.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 1 Membership Rewards point for every $1 spent on purchases.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tGet employee coverage insurance and access to travel benefits\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll pay a $199 annual fee with this card\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll have to pay $50 for every additional card you order, which can add up if you want to hand them out to multiple employees\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll pay a 2.5% foreign transaction fee if you spend overseas using this card\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - 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independent of infobox\n        const pill = table.querySelector(\n          `tr[data-product-id=\"${productId}\"] .rewards-pill`\n        );\n        if (pill && !pill.dataset.bound) {\n          pill.dataset.bound = \"true\";\n          pill.addEventListener(\"click\", () => {\n            const row = pill.closest(\"tr\");\n            if (!row) return;\n\n            const cta = row.querySelector(\".rewards--cta\");\n            if (!cta) return;\n\n            const linkParams = getLinkParams(cta);\n            if (!linkParams) return;\n\n            const pillModalParams = {\n              productId: linkParams.productId,\n              campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n              redirectUrl: linkParams.redirectUrl,\n              productName: linkParams.productName,\n              providerName: row.getAttribute(\"data-provider-name\") || \"\",\n              niche: linkParams.niche,\n              offerId: linkParams.offerId,\n              component: \"infobox\",\n            };\n\n            if (\n              window.rewards &&\n              typeof window.rewards.displayModal === \"function\"\n            ) {\n              window.rewards.displayModal(pillModalParams, false, cta);\n            }\n          });\n        }\n\n        const rewardsProduct = table.querySelector(\n          `div[data-rewards-product-id=\"${productId}\"]:not([data-rewards-banner-attached])`\n        );\n        if (!rewardsProduct) return;\n\n        const endDateStr = rewardsProduct.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        \/\/ Format date for Australian locale (dd MMM yyyy)\n        const formattedDate = new Intl.DateTimeFormat(\"en-AU\", {\n          day: \"2-digit\",\n          month: \"short\",\n          year: \"numeric\",\n        }).format(new Date(endDateStr));\n\n        const endDateEl = rewardsProduct.querySelector(\".rewards-end-date\");\n        if (endDateEl && endDateEl.textContent !== formattedDate) {\n          endDateEl.textContent = ` ${formattedDate}`;\n        }\n\n        \/\/ Calculate days remaining\n        const days = Math.ceil((new Date(endDateStr) - new Date()) \/ 86400000);\n\n        \/\/ Show \"Ends Soon\" badge if campaign ends within 7 days\n        if (days <= 7 && days > 0) {\n          const dealsEndsEl = rewardsProduct.querySelector(\".deals-ends\");\n          const dealsPhoneEl = rewardsProduct.querySelector(\".deals-phone\");\n\n          if (dealsEndsEl && dealsEndsEl.style.display !== \"inline-flex\") {\n            dealsEndsEl.style.display = \"inline-flex\";\n          }\n          if (dealsPhoneEl && dealsPhoneEl.style.top !== \"23px\") {\n            dealsPhoneEl.style.top = \"23px\";\n          }\n        }\n\n        \/\/ Initialize countdown timer\n        initCountdownTimer(rewardsProduct, endDateStr);\n\n        const dealsLeftEl = rewardsProduct.querySelector(\".deals-left\");\n        const dealsList = rewardsProduct.querySelector(\".deals-list\");\n        const dealsHeader = rewardsProduct.querySelector(\".deals-header\");\n\n        const handleClick = (triggerEl) => {\n          const row = triggerEl.closest(\"tr\");\n\n          if (!row) return;\n\n          const cta = row.querySelector(\".rewards--cta\");\n\n          if (!cta) return;\n\n          const linkParams = getLinkParams(cta);\n          if (!linkParams) return;\n\n          const { productId, redirectUrl, productName, niche, offerId } = linkParams;\n\n          const modalParams = {\n            productId,\n            campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n            redirectUrl,\n            productName,\n            providerName: row.getAttribute(\"data-provider-name\") || \"\",\n            niche,\n            offerId,\n            component: \"infobox\",\n          };\n\n          if (\n            window.rewards &&\n            typeof window.rewards.displayModal === \"function\"\n          ) {\n            window.rewards.displayModal(modalParams, false, cta);\n          }\n        };\n\n        if (dealsLeftEl && !dealsLeftEl.dataset.bound) {\n          dealsLeftEl.dataset.bound = \"true\";\n          dealsLeftEl.addEventListener(\"click\", () => handleClick(dealsLeftEl));\n        }\n\n        if (dealsList && !dealsList.dataset.bound) {\n          dealsList.dataset.bound = \"true\";\n          dealsList.addEventListener(\"click\", () => handleClick(dealsList));\n        }\n\n        if (dealsHeader && !dealsHeader.dataset.bound) {\n          dealsHeader.dataset.bound = \"true\";\n          dealsHeader.addEventListener(\"click\", () => handleClick(dealsHeader));\n        }\n\n        rewardsProduct.dataset.rewardsBannerAttached = \"true\";\n      });\n    };\n\n    const tables = document.querySelectorAll(\n      \"table.rewards--container[data-table-record-ids]\"\n    );\n\n    tables.forEach((table) => {\n      const tableObserver = new MutationObserver(() => {\n        setTimeout(() => initRewards(table), 0);\n      });\n\n      tableObserver.observe(table, {\n        childList: true,\n        subtree: true,\n      });\n\n      initRewards(table);\n    });\n\n    \/\/ Pill countdown timers (minimal UX)\n    function initPillCountdowns() {\n      const countdowns = document.querySelectorAll(\"[data-rewards-pill-countdown]:not([data-pill-countdown-bound])\");\n\n      countdowns.forEach((el) => {\n        el.dataset.pillCountdownBound = \"true\";\n        const endDateStr = el.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        const endTime = new Date(endDateStr).getTime();\n        if (Number.isNaN(endTime)) return;\n        const now = new Date().getTime();\n        const distance = endTime - now;\n        const sevenDaysMs = 7 * 24 * 60 * 60 * 1000;\n\n        if (distance <= 0) {\n          const wrapper = el.closest(\".rewards-pill-wrapper\");\n          if (wrapper) wrapper.style.display = \"none\";\n          return;\n        }\n\n        if (distance > sevenDaysMs) {\n          return;\n        }\n\n        el.removeAttribute(\"hidden\");\n\n        const daysEl = el.querySelector(\"[data-pill-countdown-days]\");\n        const hoursEl = el.querySelector(\"[data-pill-countdown-hours]\");\n        const minutesEl = el.querySelector(\"[data-pill-countdown-minutes]\");\n        const secondsEl = el.querySelector(\"[data-pill-countdown-seconds]\");\n\n        let interval;\n        const updatePillCountdown = () => {\n          if (!el.isConnected) {\n            if (interval) clearInterval(interval);\n            return;\n          }\n\n          const remaining = endTime - new Date().getTime();\n\n          if (remaining <= 0) {\n            if (daysEl) daysEl.textContent = \"0d\";\n            if (hoursEl) hoursEl.textContent = \"0h\";\n            if (minutesEl) minutesEl.textContent = \"0m\";\n            if (secondsEl) secondsEl.textContent = \"0s\";\n            if (interval) clearInterval(interval);\n            \/\/ Hide pill wrapper on expiry\n            const wrapper = el.closest(\".rewards-pill-wrapper\");\n            if (wrapper) wrapper.style.display = \"none\";\n            return;\n          }\n\n          const days = Math.floor(remaining \/ (1000 * 60 * 60 * 24));\n          const hours = Math.floor((remaining % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n          const minutes = Math.floor((remaining % (1000 * 60 * 60)) \/ (1000 * 60));\n          const seconds = Math.floor((remaining % (1000 * 60)) \/ 1000);\n\n          if (daysEl) daysEl.textContent = days + \"d\";\n          if (hoursEl) hoursEl.textContent = hours + \"h\";\n          if (minutesEl) minutesEl.textContent = minutes + \"m\";\n          if (secondsEl) secondsEl.textContent = seconds + \"s\";\n        };\n\n        updatePillCountdown();\n        interval = setInterval(updatePillCountdown, 1000);\n      });\n    }\n\n    initPillCountdowns();\n\n    const allTables = document.querySelectorAll(\"table\");\n    allTables.forEach((table) => {\n      const observer = new MutationObserver(() => {\n        setTimeout(initPillCountdowns, 0);\n      });\n      observer.observe(table, { childList: true, subtree: true });\n    });\n  });\n})();\n<\/script><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CACCF\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">How we chose the best American Express credit cards<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>We\u2019ve chosen the cards on this page based on the those available through Finder. These cards are not representative of the entire market. We\u2019ve narrowed down our top picks by considering rewards points, cash back, annual fees, interest rates, balance transfer offers and additional card benefits like signup bonuses.<\/p><p>No single credit card will be the best choice for everyone, so compare your options before picking your new card.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><h3>How do I choose the best American Express credit card?<\/h3><p>Compare the following features to find the best card for your needs:<\/p><ul class=\"list-2\"><li><strong>Return on points or cash back.<\/strong> Find out what kind of return you\u2019ll get on cash back or points when you spend money on your Amex card (and in which categories).<\/li><li><strong>Welcome offers.<\/strong> Compare the bonus offers for several American Express credit cards as these can sometimes give you a year\u2019s worth of points or more.<\/li><li><strong>Perks and benefits.<\/strong> Figure out which benefits and perks you think you\u2019ll actually use and get the card that aligns best with your lifestyle.<\/li><li><strong>Interest rates.<\/strong> Decide whether you will likely carry an outstanding balance on your card and aim for the lowest interest rate possible if this is the case.<\/li><li><strong>Annual fee.<\/strong> Do the math to figure out if paying an annual fee is worth the higher return you\u2019ll get on points and benefits.<\/li><\/ul><h3>Types of American Express credit cards<\/h3><p>American Express Canada offers a large selection of rewards cards such as Amex Rewards Points cards and frequent flyer cards. It also offers a selection of cash back cards.<\/p><h4>Amex Cash back cards<\/h4><p>Amex offers two main cash back cards: the SimplyCash and the SimplyCash Preferred Card. The SimplyCash card may be a good fit for you if you don\u2019t want to pay an annual fee and you don\u2019t mind getting a lower cash back return and fewer benefits. Consider the SimplyCash Preferred Card if you would prefer comprehensive travel benefits and you can live with the $119.88 per year price tag.<\/p><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-1\/2@s u-1\/1\"><h5>Typical benefits of Amex cash back cards<\/h5><ul class=\"list-1\"><li><strong>Cash back on everyday purchases.<\/strong> You\u2019ll earn between 1.25% and 4% cash back on all of your purchases, depending on which card you pick.<\/li><li><strong>Generous welcome bonuses.<\/strong> Collect $100 cashback in your first 3 months with the SimplyCash Card and 10% in your first 10 months with the SimplyCash Preferred Card.<\/li><li><strong>No limits on cash back.<\/strong> There are no limits to how much cash back you can earn with either card (except for welcome bonus rates).<\/li><li><strong>Basic insurance.<\/strong> Both cards offer purchase protection, extended warranty and common carrier insurance (plus you\u2019ll get travel insurance with the SimplyCash Preferred card).<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s u-1\/1\"><h5>American Express cash back cards<\/h5><ul class=\"list-7\"><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-card-review\">SimplyCash Card from American Express<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-preferred-card-review\">SimplyCash Preferred Card from American Express<\/a><\/li><\/ul><\/div><\/div><h4>Amex Membership rewards cards<\/h4><p>American Express offers a wide variety of membership rewards credit cards that let you earn Amex Points for every dollar you spend. The only Amex rewards card that comes with no annual fee is the American Express Green Card. The other three cards come with a comprehensive suite of benefits and an annual fee that varies between $191.88 and $799.<\/p><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-1\/2@s u-1\/1\"><h5>Typical benefits of Amex rewards cards<\/h5><ul class=\"list-1\"><li><strong>Accelerated rewards.<\/strong> You\u2019ll get an accelerated return on rewards for making dining, gas, transit or travel purchases (depending on which card you have).<\/li><li><strong>Large welcome bonuses.<\/strong> Membership rewards cards come with sizable welcome bonuses worth between 12,500 and 15,000 bonus points.<\/li><li><strong>Comprehensive travel benefits.<\/strong> You\u2019ll get travel benefits such as travel medical, baggage insurance and car rental insurance with premium rewards cards.<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s u-1\/1\"><h5>American Express Travel and Membership Rewards cards<\/h5><ul class=\"list-7\"><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-cobalt-card\">American Express Cobalt Card<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-platinum-card\">The Platinum Card from American Express<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-green-card-review\">American Express Green Card<\/a><\/li><\/ul><\/div><\/div><h4>Amex Travel cards (frequent flyer and hotels)<\/h4><p>American Express offers a wide selection of frequent flyer and hotel credit cards that will help you travel for less. It primarily offers <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-aeroplan-card-review\">basic<\/a> and <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-aeroplan-reserve-card-review\">premium<\/a> Aeroplan for frequent flyers. Amex also partners with Marriott Bonvoy to offer <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-business-american-express-card\">a premium card<\/a> that rewards travellers who stay regularly with its luxury-brand hotels. Most premium travel cards also come with a wide array of travel benefits and a decent return on points.<\/p><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-1\/2@s u-1\/1\"><h5>Typical benefits of Amex travel cards<\/h5><ul class=\"list-1\"><li><strong>Program-specific rewards.<\/strong> Earn a decent return on program-specific rewards such as frequent flyer points or Marriott Bonvoy points.<\/li><li><strong>Generous welcome bonuses.<\/strong> Earn between 45,000 and 90,000 bonus points or miles when you sign up, depending on which card you pick and how much you pay annually.<\/li><li><strong>Unique travel perks.<\/strong> Enjoy travel perks with certain premium cards such as airline credits, free companion passes, airport lounge access and more.<\/li><li><strong>Comprehensive travel insurance.<\/strong> Get comprehensive travel insurance with most premium travel cards.<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s u-1\/1\"><h5>American Express frequent flyer and hotel cards<\/h5><ul class=\"list-7\"><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-aeroplan-card-review\">American Express Aeroplan Card<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-aeroplan-reserve-card-review\">American Express Aeroplan Reserve Card<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-american-express-card\">Marriott Bonvoy American Express Card<\/a><\/li><\/ul><\/div><\/div><h4>Amex No Annual Fee cards<\/h4><p>You can sign up for a limited range of fee-free American Express credit cards. These cards tend to come with fewer benefits and a lower return on rewards in return for no annual fee. Amex offers a selection of cash back, membership rewards and low interest credit cards with no annual fee.<\/p><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-1\/2@s u-1\/1\"><h5>Typical benefits of Amex No Fee Cards<\/h5><ul class=\"list-1\"><li><strong>No annual fee.<\/strong> You won\u2019t have to pay an annual fee with any of these cards.<\/li><li><strong>Decent return on rewards.<\/strong> You\u2019ll earn a decent return on rewards and cash back in comparison to fee-free cards from other providers.<\/li><li><strong>Basic insurance.<\/strong> You\u2019ll get purchase protection, extended warranty and common carrier insurance with the majority of Amex\u2019s no annual fee credit cards.<\/li><li><strong>Many card types.<\/strong> You can get a fee-free version of almost every type of card that Amex offers (except for its Aeroplan and hotel credit cards).<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s u-1\/1\"><h5>American Express fee-free cards<\/h5><ul class=\"list-7\"><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-card-review\">SimplyCash Card from American Express<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-green-card-review\">American Express Green Card<\/a><\/li><\/ul><\/div><\/div><h4>Amex Small business cards<\/h4><p>Amex offers a competitive selection of business credit cards with an impressive range of benefits and rewards. It offers its business cards as either charge cards or credit cards and fees range from $0 to $599 per year. Many cards offer accelerated rewards for business expenses and the more expensive cards tend to come with a wide array of travel perks.<\/p><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-1\/2@s u-1\/1\"><h5>Typical benefits of Amex business cards<\/h5><ul class=\"list-1\"><li><strong>Membership and travel rewards.<\/strong> Most Amex business cards let you earn membership points or program-specific rewards (such as Aeroplan and Marriott Bonvoy).<\/li><li><strong>Welcome offers.<\/strong> You can earn between 150 and 65,000 points when you sign up depending on which card you choose and how much you pay for your annual fee.<\/li><li><strong>Comprehensive travel insurance.<\/strong> Many of Amex\u2019s more premium business cards come with a full suite of travel insurance (including travel medical, baggage\/flight delay coverage and car rental insurance).<\/li><li><strong>Travel benefits.<\/strong> You can qualify for a handful of travel perks such as priority boarding and lounge access with a small selection of premium business cards.<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s u-1\/1\"><h5>American Express small business cards<\/h5><ul class=\"list-7\"><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/business-credit-cards\/american-express-aeroplan-business-reserve-card-review\">American Express Aeroplan Business Reserve Card<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-business-gold-rewards-card\">American Express Business Gold Rewards Card<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/business-platinum-card-american-express\">Business Platinum Card from American Express<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-business-american-express-card\">Marriott Bonvoy Business American Express Card<\/a><\/li><\/ul><\/div><\/div><h3>American Express credit cards with travel insurance<\/h3><p>Typical features and benefits of an American Express card:<\/p><ul class=\"list-10\"><li><strong>American Express offers a number of products and services with its cards.<\/strong> These are branded as Amex benefits and apply to most credit cards across the board.<\/li><li><strong>Front of the line.<\/strong> Get pre-sale access and pick from reserved Amex seats for certain ticketed events (usually advertised on Amex website).<\/li><li><strong>Amex offers.<\/strong> Choose offers from brands you love and earn statement credits or bonus points for qualifying purchases.<\/li><li><strong>Hotel Collection.<\/strong> Stay two or more consecutive nights with participating properties and receive up to a US$100 hotel credit (only available with some credit cards).<\/li><li><strong>Fraud protection guarantee.<\/strong> Enjoy no-fault protection in case of fraudulent purchases made on your credit card.<\/li><li><strong>Emergency card replacement.<\/strong> Get a new card sent out to you as soon as you report your card missing or stolen, even if you\u2019re travelling.<\/li><li><strong>24\/7 customer service.<\/strong> Call Amex at any time of day or night to get dedicated support with your account.<\/li><\/ul><h3>American Express rewards program<\/h3><p>Amex offers membership rewards (also called Amex Points) as well as cash back. It also works with frequent flyer programs and hotels to let you earn points with specific loyalty programs. This table highlights which American Express credit cards let you earn specific types of rewards.<\/p><table class=\" custom-table js-custom-table\" width=\"637\"><thead><tr><th style=\"text-align: center;\" colspan=\"2\">Personal cards<\/th><\/tr><\/thead><tbody><tr><td>Membership rewards<\/td><td><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-cobalt-card\">American Express Cobalt Card<\/a><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-platinum-card\">The Platinum Card from American Express<\/a><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-green-card-review\">American Express Green Card<\/a><\/p><\/td><\/tr><tr><td>Cash back<\/td><td><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-card-review\">SimplyCash Card from American Express<\/a><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-preferred-card-review\">SimplyCash Preferred Card from American Express<\/a><\/p><\/td><\/tr><tr><td>Aeroplan<\/td><td><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-aeroplan-card-review\">American Express Aeroplan Card<\/a><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-aeroplan-reserve-card-review\">American Express Aeroplan Reserve Card<\/a><\/p><\/td><\/tr><tr><td>Marriott Bonvoy<\/td><td><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-american-express-card\">Marriott Bonvoy American Express Card<\/a><\/td><\/tr><\/tbody><\/table><table class=\" custom-table js-custom-table\" width=\"637\"><thead><tr><th style=\"text-align: center;\" colspan=\"2\">Business cards<\/th><\/tr><\/thead><tbody><tr><td>Membership rewards<\/td><td><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-business-gold-rewards-card\">American Express Business Gold Rewards Card<\/a><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/business-platinum-card-american-express\">Business Platinum Card from American Express<\/a><\/td><\/tr><tr><td>Aeroplan<\/td><td><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/business-credit-cards\/american-express-aeroplan-business-reserve-card-review\">American Express Aeroplan Business Reserve Card<\/a><\/td><\/tr><tr><td>Marriott Bonvoy<\/td><td><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-business-american-express-card\">Marriott Bonvoy Business American Express Card<\/a><\/td><\/tr><\/tbody><\/table><h3 id=\"how-does-american-express-concierge-work\">How does American Express concierge work?<\/h3><p>American Express\u2019 concierge service is a type of live personal assistant you gain access to when you become an eligible card-member. You have access to this service day or night from wherever you are in the world. By calling the concierge number or emailing the Amex concierge email address, you can ask your concierge assistant to perform a variety of tasks. And these services are always free of charge.<\/p><h3 id=\"what-kinds-of-things-can-amex-concierge-in-canada-do\">What kinds of things can Amex concierge in Canada do?<\/h3><p>While Amex\u2019s concierge service is separated into five different options when you call them up, they\u2019re quite flexible within these categories. Here are a few examples of what Amex concierge can whip up for you:<\/p><ul class=\"list-9\"><li><strong>Event and dining booking<\/strong>. A rather traditional use of concierge services, you can request Amex nab a seating at your favorite restaurant or purchase concert tickets, even if the event is happening the same day.<\/li><li><strong>Gifts<\/strong>. Need some surprise flowers delivered? Or need an idea on what chocolates are hottest in town? Ask your concierge service and they can find a suitable gift for the recipient.<\/li><li><strong>Travel<\/strong>. If you need some flights booked for your next business trip, Amex concierge can help you find the perfect flight based on your specifications and preferences. This extends to other travel plans, including hotels and transportation needs. In fact, your concierge service can book your entire itinerary.<\/li><li><strong>Recommendations<\/strong>. One of the most useful parts of the Amex concierge service is the time and research they can perform on your behalf. Whether it\u2019s a cheap flight. a great place for birdwatching, or finding a local doctor, you can assign your needs out to the concierge service like homework (thought you might want to double check their work before jumping in).<\/li><\/ul><h4>How to use American Express concierge service<\/h4><ol><li>Call <strong>800-525-3355<\/strong> or international call collect number <strong>617-622-6756<\/strong>.<\/li><li>Depending on your needs, use:<ul class=\"list-1\"><li><b>Event tickets.<\/b> Option 1<\/li><li><b>Dining.<\/b> Option 2<\/li><li><b>Gifts.<\/b> Option 3<\/li><li><b>Travel.<\/b> Option 4<\/li><li><b>Card services.<\/b> Option 5<\/li><\/ul><\/li><li>Make your request.<\/li><\/ol><p><b>Note:<\/b> If you have previously used the service, you can make your request at <strong>platinumrequests@concierge.americanexpress.com<\/strong> or call the number on the back of your card and say, Concierge.<\/p><h3>Does American Express have car rental insurance?<\/h3><p>Most American Express credit cards in Canada offer car rental theft and damage insurance.<\/p><p>You\u2019ll typically find $85,000 in maximum coverage toward the value of the rental vehicle<button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"This means the actual cost, wholesale book value or purchase invoice price -- whichever is least -- and not including salvage and depreciation costs.\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-1\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-1\">This means the actual cost, wholesale book value or purchase invoice price -- whichever is least -- and not including salvage and depreciation costs.<\/span>\n<\/button>.<\/p><p>It also covers some additional charges, including loss of use and appraisal fees. Policies from some other providers don\u2019t cover loss of use<button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"Loss of use is what the car rental company might have made by renting out a car that's currently out for repairs.\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-2\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-2\">Loss of use is what the car rental company might have made by renting out a car that's currently out for repairs.<\/span>\n<\/button>, so it\u2019s a nice inclusion with Amex\u2019s policy.<\/p><h4>How long does Amex car rental insurance cover me for?<\/h4><p>Amex car rental insurance covers you for 48 days or less after you enter into a rental agreement.<\/p><h4>What does Amex car rental insurance not cover?<\/h4><p>There are several instances in which Amex car rental insurance might not apply. These include, but aren\u2019t limited to:<\/p><ul class=\"list-12\"><li>Using the rental car in violation of the rental agreement.<\/li><li>Engaging in illegal activity and driving while intoxicated.<\/li><li>Driving certain types of vehicles, such as cargo vans, leased vehicles and limousines.<\/li><li>Intentional damage to the car, manufacturing defects, theft or damage as a result of your failure to secure the vehicle and more.<\/li><\/ul><h3>How to use American Express car rental insurance<\/h3><ol><li>Before renting a vehicle, read your American Express car rental theft and damage insurance plan.<\/li><li>Pay for your entire rental with a valid Amex payment method<button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"This includes an Amex card, Membership Rewards points or Pay with Points.\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-3\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-3\">This includes an Amex card, Membership Rewards points or Pay with Points.<\/span>\n<\/button> and decline the coverage from the car rental agency.<\/li><li>In the event of a theft, accident or act of vandalism, immediately notify law enforcement of the incident.<\/li><li>Call the Amex benefit administrator at <strong>1-800-200-8959<\/strong>.<\/li><li>If necessary, fill out and return the claim form, along with the requested supporting information, within 60 days. Required details may include \u2014 but aren\u2019t limited to \u2014 an itemized repair bill, photos of vehicle damage, proof of your personal insurance and proof you paid for your rental with an eligible Amex payment method.<\/li><\/ol><h4>How long will it take to receive payment?<\/h4><p>If the Amex benefit administrator approves your claim, you\u2019ll receive payment within 90 days after you submit the required information.<\/p><h4>How to activate Amex Car Rental Loss and Damage Insurance<\/h4><p>Here\u2019s how activated coverage is defined:<\/p><ul class=\"list-9\"><li>You decline the coverage from the rental car company or purchase a partial collision damage waiver.<\/li><li>You or an authorized driver is on the rental agreement, and the vehicle comes into your possession.<\/li><li>You pay for the entire rental with your Amex card. This includes any deposits you must make when you collect the vehicle.<\/li><\/ul><h3>American Express cash advances<\/h3><p>If you own an American Express credit card, you can <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/atm-near-me\">get cash from an ATM<\/a> or a bank teller should you need it. But because the cash comes from the credit line of your card, it comes with hefty fees and interest. This makes it an expensive option, which you should use only in emergencies.<\/p><h4>How to get an American Express cash advance<\/h4><p>You must first have an American Express card to get an American Express cash advance. Once you have the card, here\u2019s what to do:<\/p><ol><li>Call <strong>1-800-567-2639<\/strong> and request a PIN if your card doesn\u2019t have one.<\/li><li>Go to a participating ATM and use your card.<\/li><li>Enter the amount you want to withdraw.<\/li><\/ol><p>Note that your card may have a cash advance limit and these limits can differ between cards. Look for your card\u2019s cash advance limit on your billing statement. Also, be aware that you can\u2019t earn points or rewards through cash advances.<\/p><h4>American Express cash advance rates and fees<\/h4><p>American Express credit cards charge a cash advance fee which varies by card and is separate to any ATM-related fees. You will also be charged a cash advance rate similar to most major credit cards, with the exception of the American Express Essential Card which charges one of the lowest cash advance rates in Canada at 12.99%.<\/p><p>Here are some popular American Express credit cards and their cash advance rates:<\/p><ul class=\"list-10\"><li>American Express Cobalt Card 21.99%<\/li><li>American Express AIR MILES Credit Card 21.99%<\/li><li>Marriott Bonvoy American Express Card 21.99%<\/li><li>American Express AIR MILES Platinum Credit Card 21.99%<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><p><b>Example:<\/b> You make a $500 ATM cash withdrawal using your Amex credit card. You\u2019ll pay a $25 cash advance fee as soon as you make the transaction. Some ATMs may charge an additional $3 fee.<\/p><div class=\"has-padding-xsmall\"><\/div><p>If you pay it off in 30 days, you would accrue around $9 interest. This makes your $500 cash withdrawal cost $534.<\/p><p><small> Example based on 5% cash advance fee and 22.9% cash advance APR.<\/small><\/p><\/div><\/article><h3>American Express vs Mastercard<\/h3><p>American Express and Mastercard are both credit card networks, but only American Express is a credit card issuer. Mastercard doesn\u2019t issue its cards directly, instead issuing them through banks and credit unions. American Express does issue its cards directly. This difference plays a role in their product offerings and fees.<\/p><p>Another key difference is that American Express credit cards are generally geared towards people with higher credit scores and incomes while Mastercard offers cards at all levels, including student and credit builder cards.<\/p><h4>Compare the standard benefits of American Express vs Mastercard credit cards<\/h4><p>Check out the table below to see standard benefits. Though you might see a green check mark in a few spaces, you might not find the respective perk in your chosen card. Keep in mind that these features depend on the specific card and may not be included on every card.<\/p><p>Hover over the <button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-4\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-4\"><\/span>\n<\/button> symbols to see details about each perk. <\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th scope=\"col\"><\/th><th scope=\"col\"><strong>American Express<\/strong><\/th><th scope=\"col\">Mastercard<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><strong>Extended warranty<\/strong><button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"Extends the manufacturer's original warranty on eligible items you buy with your card.\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-5\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-5\">Extends the manufacturer's original warranty on eligible items you buy with your card.<\/span>\n<\/button><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-726933\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/x-150x150.png\" alt=\"x\" width=\"15\" height=\"14\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/x-150x150.png?fit=45 45w\" sizes=\"(max-width: 45px) 100vw, 45px\" loading=\"lazy\"><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-726929\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png\" alt=\"checkmark\" width=\"15\" height=\"14\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png?fit=45 45w\" sizes=\"(max-width: 45px) 100vw, 45px\" loading=\"lazy\"><\/td><\/tr><tr><td><strong>Purchase protection<\/strong><button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"Eligible items you buy with your card are covered against accidental damage or theft.\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-6\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-6\">Eligible items you buy with your card are covered against accidental damage or theft.<\/span>\n<\/button><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-726929\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png\" alt=\"checkmark\" width=\"15\" height=\"14\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png?fit=45 45w\" sizes=\"(max-width: 45px) 100vw, 45px\" loading=\"lazy\"><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-726929\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png\" alt=\"checkmark\" width=\"15\" height=\"14\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png?fit=45 45w\" sizes=\"(max-width: 45px) 100vw, 45px\" loading=\"lazy\"><\/td><\/tr><tr><td><strong>Price protection<\/strong><button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"Buy an eligible item with your card. If you find a lower price elsewhere, your provider will reimburse you the difference.\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-7\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-7\">Buy an eligible item with your card. If you find a lower price elsewhere, your provider will reimburse you the difference.<\/span>\n<\/button><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-726933\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/x-150x150.png\" alt=\"x\" width=\"15\" height=\"14\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/x-150x150.png?fit=45 45w\" sizes=\"(max-width: 45px) 100vw, 45px\" loading=\"lazy\"><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-726929\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png\" alt=\"checkmark\" width=\"15\" height=\"14\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png?fit=45 45w\" sizes=\"(max-width: 45px) 100vw, 45px\" loading=\"lazy\"><\/td><\/tr><tr><td><strong>Car rental insurance<\/strong><button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"Pay for an eligible car rental with your card and decline the insurance at the rental counter. Your rental may be covered if it's damaged or stolen.\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-8\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-8\">Pay for an eligible car rental with your card and decline the insurance at the rental counter. Your rental may be covered if it's damaged or stolen.<\/span>\n<\/button><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-726929\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png\" alt=\"checkmark\" width=\"15\" height=\"14\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png?fit=45 45w\" sizes=\"(max-width: 45px) 100vw, 45px\" loading=\"lazy\"><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-726929\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png\" alt=\"checkmark\" width=\"15\" height=\"14\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png?fit=45 45w\" sizes=\"(max-width: 45px) 100vw, 45px\" loading=\"lazy\"><\/td><\/tr><tr><td><strong>Global Assist Hotline\/Mastercard Global Service<\/strong><button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"Get pre-trip information, as well as emergency assistance when you're traveling far from home.\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-9\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-9\">Get pre-trip information, as well as emergency assistance when you're traveling far from home.<\/span>\n<\/button><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-726929\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png\" alt=\"checkmark\" width=\"15\" height=\"14\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png?fit=45 45w\" sizes=\"(max-width: 45px) 100vw, 45px\" loading=\"lazy\"><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-726929\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png\" alt=\"checkmark\" width=\"15\" height=\"14\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png?fit=45 45w\" sizes=\"(max-width: 45px) 100vw, 45px\" loading=\"lazy\"><\/td><\/tr><tr><td><strong>24\/7 Customer service<\/strong><button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"Get support at any time, from anywhere in the world, in several languages. \" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-10\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-10\">Get support at any time, from anywhere in the world, in several languages. <\/span>\n<\/button><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-726929\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png\" alt=\"checkmark\" width=\"15\" height=\"14\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png?fit=45 45w\" sizes=\"(max-width: 45px) 100vw, 45px\" loading=\"lazy\"><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-726929\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png\" alt=\"checkmark\" width=\"15\" height=\"14\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png?fit=45 45w\" sizes=\"(max-width: 45px) 100vw, 45px\" loading=\"lazy\"><\/td><\/tr><tr><td><strong>Travel accident insurance<\/strong><button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"Pay for an eligible trip with your card. You may receive coverage for events like accidental death or dismemberment.\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-11\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-11\">Pay for an eligible trip with your card. You may receive coverage for events like accidental death or dismemberment.<\/span>\n<\/button><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-726929\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png\" alt=\"checkmark\" width=\"15\" height=\"14\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png?fit=45 45w\" sizes=\"(max-width: 45px) 100vw, 45px\" loading=\"lazy\"><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-726929\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png\" alt=\"checkmark\" width=\"15\" height=\"14\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png?fit=45 45w\" sizes=\"(max-width: 45px) 100vw, 45px\" loading=\"lazy\"><\/td><\/tr><tr><td><strong>Zero liability for unauthorized purchases<\/strong><button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"You won't be held responsible for unauthorized transactions on your card account.\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-12\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-12\">You won't be held responsible for unauthorized transactions on your card account.<\/span>\n<\/button><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-726929\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png\" alt=\"checkmark\" width=\"15\" height=\"14\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png?fit=45 45w\" sizes=\"(max-width: 45px) 100vw, 45px\" loading=\"lazy\"><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-726929\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png\" alt=\"checkmark\" width=\"15\" height=\"14\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2016\/01\/checkmark.png?fit=45 45w\" sizes=\"(max-width: 45px) 100vw, 45px\" loading=\"lazy\"><\/td><\/tr><\/tbody><\/table><h3>Amex vs Mastercard: Which should I choose?<\/h3><p>Because these networks are so similar, it\u2019s difficult to make a general verdict as one may fit your specific needs better than the other.<\/p><p>To make your own verdict, take a look at the specific contrasts that might stand out depending on your lifestyle, spending habits and tastes.<\/p><p>A few notables include:<\/p><ul class=\"list-3\"><li><b>Intro APRs.<\/b><br>Consider both networks for top-notch intro APRs.<\/li><li><b>Airfare and hotel rewards.<\/b><br>Both Amex and Mastercard offer strong rewards in these fields.<\/li><li><b>Travel products.<\/b><br>Amex is particularly strong in travel, offering a few attractive hotel cards.<\/li><li><b>Acceptance.<\/b><br>Mastercard has a significant lead in merchant acceptance, especially abroad.<\/li><\/ul><h3>How to apply for an American Express credit card in Canada<\/h3><p>You can apply for an American Express credit card online in around 10 minutes. You\u2019ll just need to make sure you meet the eligibility requirements and have all the relevant documents on hand.<\/p><h4>Eligibility criteria<\/h4><p>To apply for American Express credit cards in Canada, you\u2019ll need to meet the following criteria:<\/p><ul class=\"list-7\"><li>Be at least 18 years old or the age of majority in your province or territory.<\/li><li>Be a Canadian resident with a Canadian credit file.<\/li><li>Own a business if you plan to apply for a business credit card.<\/li><li>Information you will need for your application<\/li><\/ul><p>If you meet the eligibility requirements, you\u2019ll need to submit the following documents:<\/p><ul class=\"list-7\"><li><strong>Personal information.<\/strong> You\u2019ll need to provide personal details including your full name, email address, phone number and residential address.<\/li><li><strong>Valid form of ID.<\/strong> You\u2019ll need to supply a piece of government-issued ID such as your driver\u2019s licence or a copy of your passport.<\/li><li><strong>Financial and employment information.<\/strong> You may be asked to provide tax documents, pay stubs or employment letters to show that you\u2019re in a decent financial position and can make your repayments on time.<\/li><li><strong>Credit score.<\/strong> You could be required to submit to a <a href=\"https:\/\/www.finder.com\/ca\/credit-score\">credit check<\/a> as a condition of getting approved for an American Express credit card.<\/li><\/ul><h4>Compare Amex credit cards and apply securely<\/h4><p>American Express offers a variety of credit cards that cater to both individuals and business owners. Whether you are a frequent traveller, a small business owner or a big spender, there are credit cards to suit different lifestyles and spending habits. Be sure to compare your options before applying for a credit card, since there are so many different products on the market.<\/p><h3>How do I activate my American Express card?<\/h3><p>Once your American Express credit card arrives in the mail, your next step is to activate it. You can do this online, by phone or through the Amex mobile app. Whichever option you choose, the card activation process shouldn\u2019t take more than a few minutes. You can use your Amex card immediately after you activate it. To verify that your card has been activated, you can check the status of your Amex card in your online account or in the mobile app.<\/p><h4>Activate your Amex card online<\/h4><p>American Express cards don\u2019t require you to enrol in an Amex online banking service before activation. To activate:<\/p><ol><li>Visit the <a href=\"https:\/\/global.americanexpress.com\/myca\/oce\/canlac\/action\/home?request_type=un_Activation&amp;Face=en_CA#\/\" target=\"_blank\" rel=\"noopener noreferrer\">American Express card portal<\/a>.<\/li><li>Enter your 4-digit card ID and 15-digit credit card number (as shown in the steps provided on the portal).<\/li><li>Enter any requested personal information to verify your ID and confirm.<\/li><\/ol><h4>Activate by phone<\/h4><p>Activate your card by phone in two steps:<\/p><ol><li>Call the number on the back of your card or 1-800-869-3016.<\/li><li>Provide the required credit card and your personal information.<\/li><\/ol><h4>Activate through the mobile app<\/h4><p>Another option is to activate your American Express card using the Amex mobile app.<\/p><ol><li>Download the Amex mobile app from the Google Play or Apple App Store. Or you can text MOBILE to 297687 to receive a link to download the Amex App on your phone.<\/li><li>Tap to register for a new <b>Online services account<\/b>.<\/li><li>Scan your card or enter the card\u2019s information manually.<\/li><li>Verify your identity.<\/li><\/ol><h3>How does American Express keep my credit card information secure?<\/h3><p>American Express protects your personal and financial information with physical and technical features. It encrypts any sensitive information you send online and will automatically log out of your account if it\u2019s inactive for a certain period of time.<\/p><p>Fraud protection is also available and Amex will send you notifications about irregular or suspicious transactions on your account. It may also verify your identity before allowing you to make a purchase to confirm that you\u2019re actually the one using the card.<\/p><h3>Full list of Amex credit card reviews<\/h3><div class=\"u-grid u-grid--alignStretch\"><div class=\"u-grid__col u-1\/3@s\"><article class=\"luna-card luna-card--shadow\"><div class=\"luna-card__block\"><h4>Personal Amex cards<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-card-review\">SimplyCash Card from American Express <\/a><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-preferred-card-review\">SimplyCash Preferred Card from American Express<\/a><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-green-card-review\">American Express Green Card<\/a><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-cobalt-card\">American Express Cobalt Card<\/a><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-platinum-card\">The Platinum Card<\/a><\/p><\/div><\/article><\/div><div class=\"u-grid__col u-1\/3@s u-grid--alignStretch\"><article class=\"luna-card luna-card--shadow\"><div class=\"luna-card__block\"><h4>Business Amex cards<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/business-credit-cards\/american-express-aeroplan-business-reserve-card-review\">American Express Aeroplan Business Reserve Card<\/a><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-business-gold-rewards-card\">American Express Business Gold Rewards Card<\/a><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/business-platinum-card-american-express\">Business Platinum Card from American Express<\/a><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-business-american-express-card\">Marriott Bonvoy Business American Express Card<\/a><\/p><\/div><\/article><\/div><div class=\"u-grid__col u-1\/3@s u-grid--alignStretch\"><article class=\"luna-card luna-card--shadow\"><div class=\"luna-card__block\"><h4>Co-branded Amex cards<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-aeroplan-card-review\">American Express Aeroplan Card<\/a><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-aeroplan-reserve-card-review\">American Express Aeroplan Reserve Card<\/a><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-american-express-card\">Marriott Bonvoy American Express Card<\/a><\/p><\/div><\/article><\/div><\/div><h3>Bottom line on Amex credit cards<\/h3><p>American Express offers a number of different options for credit cards and charge cards. The best Amex card for you will depend on how much you want to spend, what benefits you want to get and whether you want to earn points or cash back. Find out more about which cards Amex offers and compare your options to find the best fit for you.<\/p><h3>Amex cards FAQs<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">How many American Express credit cards can you have in Canada?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Officially, Amex Canada allows you to hold a maximum of four credit cards at a time. This limit applies to regular \"lending\" credit cards. The only rule is that you can't hold multiple of the same card. This limit includes your combined personal and business cards. If you have two personal cards and two business cards, for example, you have reached the cap.<\/p><p>Charge cards \u2014 such as The Platinum Card from American Express \u2014 don't count toward the four-card limit. You can hold an unlimited number of charge cards at once, provided you don't have more than 1 of the same card at a time.<\/p><p>You may increase your chances of increasing these maximums with an excellent credit score, high income and extensive history as an Amex customer.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">Will I have to pay fees for my American Express credit card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>For some cards, yes. You can usually find out how much you'll have to pay in fees by visiting the American Express website to compare cards.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">What type of basic insurance will I get with most American Express credit cards? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Most Amex cards offer a minimum of purchase protection, extended warranty and common carrier insurance. You'll typically get additional benefits such as travel insurance or car rental insurance added on if you pay an annual fee.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000006\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000006\">\n                <span class=\"luna-accordion__title\">How can I redeem my Amex rewards? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000006\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You can check your Amex Points balance by visiting membershiprewards.ca and logging in to your account. You can then choose your rewards from top-brand merchandise, gift cards, travel and entertainment options. For frequent flyer programs, your points should be linked directly to your Aeroplan membership number so they'll accumulate automatically.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000007\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000007\">\n                <span class=\"luna-accordion__title\">Does Amex offer any low-interest credit cards? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000007\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, you can sign up for the American Express Essential Credit Card to get a low interest on purchases and cash advances. This card comes with no annual fee and is the only low interest card that Amex offers.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000008\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000008\">\n                <span class=\"luna-accordion__title\">What's the difference between an Amex charge card and an Amex credit card? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000008\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>An Amex charge card has to be paid off in full every month or you pay very high interest on the outstanding balance (around 30% in most cases). Amex credit cards are designed to hold an outstanding balance and come with rates that are usually around 19.99% for purchases and 21.99% for cash advances.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000009\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000009\">\n                <span class=\"luna-accordion__title\">Do any of American Express's Aeroplan cards come without a fee?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000009\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Unfortunately, no. The cheapest American Express Aeroplan credit card on offer comes with a fee of $120. This card comes with a lower return on Aeroplan points and fewer travel benefits than Reserve cards. That said, it's a more affordable option if you can't manage the $599 annual price tag that comes with Amex Aeroplan Reserve and Business Reserve cards.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000010\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000010\">\n                <span class=\"luna-accordion__title\">Can I apply for an American Express Aeroplan credit card online?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000010\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. You can apply online for the <a href=\"#id4\">American Express Aeroplan card<\/a> using this <a href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-aeroplan-card-secure-ca.html?nb=1&amp;src_country=ca\" target=\"_blank\" rel=\"noopener\">secure link here<\/a>.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000011\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000011\">\n                <span class=\"luna-accordion__title\">What if I forgot my American Express card PIN?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000011\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Call <strong>1-800-567-2639<\/strong> and request to change your PIN.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000012\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000012\">\n                <span class=\"luna-accordion__title\">What is my American Express card cash advance limit?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000012\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Check your billing statement to see your cash advance limit.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000013\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000013\">\n                <span class=\"luna-accordion__title\">Do cash advances earn reward points?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000013\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>No, you won't earn any rewards on cash advance transactions.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000014\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000014\">\n                <span class=\"luna-accordion__title\">Can I call the Amex concierge service whenever I want?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000014\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, Amex's credit card concierge services are available 24\/7 wherever you are in the world.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000015\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000015\">\n                <span class=\"luna-accordion__title\">What cards does Amex concierge in Canada come with?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000015\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Amex's concierge service is available with their premium Platinum and Centurion cards, such as <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-platinum-card\">The Platinum Card from American Express <\/a> and the <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/business-platinum-card-american-express\">Business Platinum Card from American Express<\/a>.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000016\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000016\">\n                <span class=\"luna-accordion__title\">Who gets to use American Express car rental insurance?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000016\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You're eligible for American Express car rental insurance if you:<\/p><ul class=\"list-4\"><li>Are the primary cardholder or authorized user.<\/li><li>Signed the car rental agreement.<\/li><li>Have a permanent residence in Canada.<\/li><li>You've activated your car rental theft and damage insurance.<\/li><\/ul>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000017\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000017\">\n                <span class=\"luna-accordion__title\">What purchases does American Express consider to be a cash advance?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000017\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>American Express considers ATM transactions, gambling, gift cards, money orders, traveler's cheques and wire transfers to be cash advances.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Compare the best American Express cards in Canada, including key features and benefits of Amex credit cards.<\/p>\n","protected":false},"author":474,"featured_media":763585,"parent":15,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-masthead-two-column.php","meta":{"footnotes":""},"tags":[],"class_list":["post-748083","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best American Express Credit Cards | Finder Canada<\/title>\n<meta name=\"description\" content=\"Find the best American Express credit cards in Canada. Compare Amex Aeroplan, cards with no annual fee, low interest, cash back and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best American Express credit cards in Canada\" \/>\n<meta property=\"og:description\" content=\"Find the best American Express credit cards in Canada. Compare Amex Aeroplan, cards with no annual fee, low interest, cash back and more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2019\/02\/AMEX-logo-150x150.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"150\" \/>\n\t<meta property=\"og:image:height\" content=\"150\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"31 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\",\"url\":\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\",\"name\":\"Best American Express Credit Cards | Finder Canada\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2019\/02\/AMEX-logo-150x150.jpg\",\"datePublished\":\"2018-09-17T22:54:31+00:00\",\"dateModified\":\"2023-09-25T22:07:52+00:00\",\"description\":\"Find the best American Express credit cards in Canada. Compare Amex Aeroplan, cards with no annual fee, low interest, cash back and more.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express#primaryimage\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2019\/02\/AMEX-logo-150x150.jpg\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2019\/02\/AMEX-logo-150x150.jpg\",\"width\":150,\"height\":150},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"CA\",\"item\":\"https:\/\/www.finder.com\/ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Credit cards\",\"item\":\"https:\/\/www.finder.com\/ca\/credit-cards\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Best American Express credit cards in Canada\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/ca\/#website\",\"url\":\"https:\/\/www.finder.com\/ca\/\",\"name\":\"Finder Canada\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/ca\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\"},\"author\":{\"name\":\"Claire Horwood\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414\"},\"headline\":\"Best American Express credit cards in Canada\",\"datePublished\":\"2018-09-17T22:54:31+00:00\",\"dateModified\":\"2023-09-25T22:07:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\"},\"wordCount\":5791,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2019\/02\/AMEX-logo-150x150.jpg\",\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"commentCount\":0},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414\",\"name\":\"Claire Horwood\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png\",\"caption\":\"Claire Horwood\"},\"description\":\"Claire Horwood was a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate\u2019s Degree in Science from Camosun College. Much of Claire\u2019s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/clairehorwood\/\"],\"url\":\"https:\/\/www.finder.com\/ca\/author\/clairehorwood\",\"jobTitle\":\"Associate editor\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Banking\"},{\"@type\":\"Thing\",\"name\":\"Personal Loans\"},{\"@type\":\"Thing\",\"name\":\"Car Loans\"},{\"@type\":\"Thing\",\"name\":\"Business Loans\"},{\"@type\":\"Thing\",\"name\":\"Credit Cards\"}],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\",\"name\":\"Finder\"}},{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"name\":\"Frequently Asked Questions\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How many American Express credit cards can you have in Canada?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rOfficially, Amex Canada allows you to hold a maximum of four credit cards at a time. This limit applies to regular \\\"lending\\\" credit cards. The only rule is that you can't hold multiple of the same card. This limit includes your combined personal and business cards. If you have two personal cards and two business cards, for example, you have reached the cap.\\r\\rCharge cards \u2014 such as The Platinum Card from American Express \u2014 don't count toward the four-card limit. You can hold an unlimited number of charge cards at once, provided you don't have more than 1 of the same card at a time.\\r\\rYou may increase your chances of increasing these maximums with an excellent credit score, high income and extensive history as an Amex customer.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Will I have to pay fees for my American Express credit card?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rFor some cards, yes. You can usually find out how much you'll have to pay in fees by visiting the American Express website to compare cards.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"What type of basic insurance will I get with most American Express credit cards? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rMost Amex cards offer a minimum of purchase protection, extended warranty and common carrier insurance. You'll typically get additional benefits such as travel insurance or car rental insurance added on if you pay an annual fee.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"How can I redeem my Amex rewards? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYou can check your Amex Points balance by visiting membershiprewards.ca and logging in to your account. You can then choose your rewards from top-brand merchandise, gift cards, travel and entertainment options. For frequent flyer programs, your points should be linked directly to your Aeroplan membership number so they'll accumulate automatically.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Does Amex offer any low-interest credit cards? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYes, you can sign up for the American Express Essential Credit Card to get a low interest on purchases and cash advances. This card comes with no annual fee and is the only low interest card that Amex offers.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"What's the difference between an Amex charge card and an Amex credit card? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rAn Amex charge card has to be paid off in full every month or you pay very high interest on the outstanding balance (around 30% in most cases). Amex credit cards are designed to hold an outstanding balance and come with rates that are usually around 19.99% for purchases and 21.99% for cash advances.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Do any of American Express's Aeroplan cards come without a fee?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rUnfortunately, no. The cheapest American Express Aeroplan credit card on offer comes with a fee of $120. This card comes with a lower return on Aeroplan points and fewer travel benefits than Reserve cards. That said, it's a more affordable option if you can't manage the $599 annual price tag that comes with Amex Aeroplan Reserve and Business Reserve cards.\\r\"}},{\"@type\":\"Question\",\"name\":\"Can I apply for an American Express Aeroplan credit card online?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rYes. You can apply online for the <a href=\\\"#id4\\\">American Express Aeroplan card<\/a> using this <a href=\\\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-aeroplan-card-secure-ca.html?nb=1&src_country=ca\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">secure link here<\/a>.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"What if I forgot my American Express card PIN?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rCall <strong>1-800-567-2639<\/strong> and request to change your PIN.\\r\"}},{\"@type\":\"Question\",\"name\":\"What is my American Express card cash advance limit?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rCheck your billing statement to see your cash advance limit.\\r\"}},{\"@type\":\"Question\",\"name\":\"Do cash advances earn reward points?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rNo, you won't earn any rewards on cash advance transactions.\\r\"}},{\"@type\":\"Question\",\"name\":\"Can I call the Amex concierge service whenever I want?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rYes, Amex's credit card concierge services are available 24\/7 wherever you are in the world.\\r\"}},{\"@type\":\"Question\",\"name\":\"What cards does Amex concierge in Canada come with?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rAmex's concierge service is available with their premium Platinum and Centurion cards, such as <a href=\\\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-platinum-card\\\">The Platinum Card from American Express <\/a> and the <a href=\\\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/business-platinum-card-american-express\\\">Business Platinum Card from American Express<\/a>.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Who gets to use American Express car rental insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYou're eligible for American Express car rental insurance if you:\\r<ul class=\\\"list-4\\\">\\r \\t<li>Are the primary cardholder or authorized user.<\/li>\\r \\t<li>Signed the car rental agreement.<\/li>\\r \\t<li>Have a permanent residence in Canada.<\/li>\\r \\t<li>You've activated your car rental theft and damage insurance.<\/li>\\r<\/ul>\\r\"}},{\"@type\":\"Question\",\"name\":\"What purchases does American Express consider to be a cash advance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rAmerican Express considers ATM transactions, gambling, gift cards, money orders, traveler's cheques and wire transfers to be cash advances.\\r\\r\"}}]}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2023-09-25T22:07:52+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Best American Express Credit Cards | Finder Canada","description":"Find the best American Express credit cards in Canada. 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The only rule is that you can't hold multiple of the same card. This limit includes your combined personal and business cards. If you have two personal cards and two business cards, for example, you have reached the cap.\r\rCharge cards \u2014 such as The Platinum Card from American Express \u2014 don't count toward the four-card limit. You can hold an unlimited number of charge cards at once, provided you don't have more than 1 of the same card at a time.\r\rYou may increase your chances of increasing these maximums with an excellent credit score, high income and extensive history as an Amex customer.\r\r"}},{"@type":"Question","name":"Will I have to pay fees for my American Express credit card?","acceptedAnswer":{"@type":"Answer","text":"\r\rFor some cards, yes. You can usually find out how much you'll have to pay in fees by visiting the American Express website to compare cards.\r\r"}},{"@type":"Question","name":"What type of basic insurance will I get with most American Express credit cards? ","acceptedAnswer":{"@type":"Answer","text":"\r\rMost Amex cards offer a minimum of purchase protection, extended warranty and common carrier insurance. You'll typically get additional benefits such as travel insurance or car rental insurance added on if you pay an annual fee.\r\r"}},{"@type":"Question","name":"How can I redeem my Amex rewards? ","acceptedAnswer":{"@type":"Answer","text":"\r\rYou can check your Amex Points balance by visiting membershiprewards.ca and logging in to your account. You can then choose your rewards from top-brand merchandise, gift cards, travel and entertainment options. For frequent flyer programs, your points should be linked directly to your Aeroplan membership number so they'll accumulate automatically.\r\r"}},{"@type":"Question","name":"Does Amex offer any low-interest credit cards? ","acceptedAnswer":{"@type":"Answer","text":"\r\rYes, you can sign up for the American Express Essential Credit Card to get a low interest on purchases and cash advances. This card comes with no annual fee and is the only low interest card that Amex offers.\r\r"}},{"@type":"Question","name":"What's the difference between an Amex charge card and an Amex credit card? ","acceptedAnswer":{"@type":"Answer","text":"\r\rAn Amex charge card has to be paid off in full every month or you pay very high interest on the outstanding balance (around 30% in most cases). Amex credit cards are designed to hold an outstanding balance and come with rates that are usually around 19.99% for purchases and 21.99% for cash advances.\r\r"}},{"@type":"Question","name":"Do any of American Express's Aeroplan cards come without a fee?","acceptedAnswer":{"@type":"Answer","text":"\rUnfortunately, no. The cheapest American Express Aeroplan credit card on offer comes with a fee of $120. This card comes with a lower return on Aeroplan points and fewer travel benefits than Reserve cards. That said, it's a more affordable option if you can't manage the $599 annual price tag that comes with Amex Aeroplan Reserve and Business Reserve cards.\r"}},{"@type":"Question","name":"Can I apply for an American Express Aeroplan credit card online?","acceptedAnswer":{"@type":"Answer","text":"\rYes. You can apply online for the <a href=\"#id4\">American Express Aeroplan card<\/a> using this <a href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-aeroplan-card-secure-ca.html?nb=1&src_country=ca\" target=\"_blank\" rel=\"noopener\">secure link here<\/a>.\r\r"}},{"@type":"Question","name":"What if I forgot my American Express card PIN?","acceptedAnswer":{"@type":"Answer","text":"\rCall <strong>1-800-567-2639<\/strong> and request to change your PIN.\r"}},{"@type":"Question","name":"What is my American Express card cash advance limit?","acceptedAnswer":{"@type":"Answer","text":"\rCheck your billing statement to see your cash advance limit.\r"}},{"@type":"Question","name":"Do cash advances earn reward points?","acceptedAnswer":{"@type":"Answer","text":"\rNo, you won't earn any rewards on cash advance transactions.\r"}},{"@type":"Question","name":"Can I call the Amex concierge service whenever I want?","acceptedAnswer":{"@type":"Answer","text":"\rYes, Amex's credit card concierge services are available 24\/7 wherever you are in the world.\r"}},{"@type":"Question","name":"What cards does Amex concierge in Canada come with?","acceptedAnswer":{"@type":"Answer","text":"\rAmex's concierge service is available with their premium Platinum and Centurion cards, such as <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-platinum-card\">The Platinum Card from American Express <\/a> and the <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/business-platinum-card-american-express\">Business Platinum Card from American Express<\/a>.\r\r"}},{"@type":"Question","name":"Who gets to use American Express car rental insurance?","acceptedAnswer":{"@type":"Answer","text":"\r\rYou're eligible for American Express car rental insurance if you:\r<ul class=\"list-4\">\r \t<li>Are the primary cardholder or authorized user.<\/li>\r \t<li>Signed the car rental agreement.<\/li>\r \t<li>Have a permanent residence in Canada.<\/li>\r \t<li>You've activated your car rental theft and damage insurance.<\/li>\r<\/ul>\r"}},{"@type":"Question","name":"What purchases does American Express consider to be a cash advance?","acceptedAnswer":{"@type":"Answer","text":"\rAmerican Express considers ATM transactions, gambling, gift cards, money orders, traveler's cheques and wire transfers to be cash advances.\r\r"}}]}]},"article_modified_time":"2023-09-25T22:07:52+00:00"},"custom_fields":{"_wp_page_template":["page-masthead-two-column.php"],"show_author_box":["yes"],"_content_type":["niche-content\/information\/product-rates-and-fees"],"_masthead_variant":["{\"id\":\"beta-widget\",\"showFeaturedImage\":false,\"presetId\":\"cta-buttons\",\"shouldUsePrimaryCTAFieldName\":true,\"shouldUseSecondaryCTAFieldName\":true,\"primaryCTA\":{\"label\":\"Compare by Category\",\"target\":\"#id1\",\"containerText\":\"See Best Amex Cards\"},\"secondaryCTA\":{\"label\":\"Compare and Apply Today\",\"target\":\"#compareall\",\"containerText\":\"See all Amex Cards\"},\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_masthead_subheading":["{\"text\":\"Compare the best Amex card picks below to find the best fit for your lifestyle and budget. \"}"]},"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/pages\/748083"}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/474"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=748083"}],"version-history":[{"count":13,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/pages\/748083\/revisions"}],"predecessor-version":[{"id":1073076,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/pages\/748083\/revisions\/1073076"}],"up":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/pages\/15"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media\/763585"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=748083"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=748083"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}