{"id":736522,"date":"2018-05-06T20:49:44","date_gmt":"2018-05-07T00:49:44","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?page_id=736522"},"modified":"2025-04-15T02:54:32","modified_gmt":"2025-04-15T06:54:32","slug":"mbna","status":"publish","type":"page","link":"https:\/\/www.finder.com\/ca\/credit-cards\/mbna","title":{"rendered":"MBNA Credit Cards"},"content":{"rendered":"
Please note: All information about MBNA has been collected independently by Finder and products from MBNA are not available through this site.<\/i><\/small><\/div><\/article>

MBNA offer a wide range of credit cards that suit unique spending habits and personal interests. Depending on the type of credit card you choose, you can pay zero annual fees or low interest rates, earn travel rewards, be rewarded for your spending with cashback or points, or enjoy complimentary extras like travel insurance.<\/p>

MBNA is a division of The Toronto-Dominion Bank (TD Bank).<\/p>

Types of MBNA credit cards available<\/h3>

MBNA offer a variety of different credit cards that suit all types of financial situations and spending habits. Here\u2019s a summary of each of the main types of MBNA credit cards that are offered:<\/p>

  • Balance Transfer credit cards<\/strong><\/li><\/ul>

    Get an introductory low interest rate for a specified time period and move your existing credit card balances to your new balance transfer credit card.<\/p>

    • Low Rate credit cards<\/strong><\/li><\/ul>

      If you\u2019re looking for an on-going low purchase interest rate, a low rate card could be the right choice. While you typically won\u2019t earn as many rewards points or cash back, you can save money on interest rates if you often don\u2019t pay down your credit card balance on time.<\/p>

      • No Annual Fee credit cards<\/strong><\/li><\/ul>

        Some of the credit cards offered at MBNA have no annual fees. These cards vary in terms of rewards and perks, however they typically come with complimentary travel insurance, rental car coverage and purchase protection and warranty coverage.<\/p>

        • Rewards credit cards<\/strong><\/li><\/ul>

          Earn rewards points on everyday purchases and redeem them for flights, travel services or merchandise. With plenty of rewards cards on offer, you can select a card that offers rewards you want to redeem.<\/p>

          • Cashback credit cards<\/strong><\/li><\/ul>

            Spend on your card and earn cashback on everyday purchases, including gas and groceries. Redeem your cashback whenever you want. These cards typically come with signup offers which can accerlate your earn rate for a few months.<\/p>

            • Travel Rewards credit cards<\/strong><\/li><\/ul>

              Earn points toward hotel stays, gift cards, dining and more. Travel cards typically come with bonus point welcome offers, travel related perks and security features to protect you while you spend around the world.<\/p>

              • Retail and Store credit cards<\/strong><\/li><\/ul>

                MBNA offer cards associated with Harley-Davidson, Amazon.ca and Melaleuca. Enjoy welcome offers and earn bonus points or loyalty dollars. Retail and store cards typically come with no annual fees.<\/p>

                The benefits of banking with MBNA<\/h3>

                Some of the features you can enjoy when you get an MBNA credit card include:<\/p>

                • MBNA rewards<\/h4><\/li><\/ul>

                  You can earn MBNA rewards points which can be used toward merchandise, travel, cashback and gift cards.<\/p>

                  • MBNA Internet banking<\/h4><\/li><\/ul>

                    MBNA have a secure online banking site that you can use to check your balances, manage your money, pay your balances, send money to others, pay bills and move your money.<\/p>

                    • MBNA credit card complimentary extras<\/h4><\/li><\/ul>

                      Get access to complimentary extras like Purchase Security and Extended Warranty Protection. Some cards also come with additional complimentary extras which may include travel insurance, auto rental and collision insurance, concierge services, and other luxury travel benefits.<\/p>

                      • MBNA credit cards security<\/h4><\/li><\/ul>

                        MBNA use a variety of methods to protect you from fraud including the use of encryption technology and real-time fraud detection. This means that you will be notified immediately if there is any unusual activity on your account.<\/p>

                        How to apply for an MBNA credit card<\/h3>

                        Before you get started on your application, you should make sure that you meet the eligibility requirements for the specific credit card that you\u2019re interested in. Eligibility requirements can vary between credit cards, but generally include the following:<\/p>

                        Eligibility requirements<\/h4>
                        • Your age. <\/strong>You should be the age of majority in your province or territory (18 or 19 years old).<\/li>
                        • Your residency status. <\/strong>You typically need to be a Canadian resident to apply for a Canadian credit card.<\/li>
                        • Your credit history. <\/strong>Most credit cards will require you to have good to excellent credit of 650 or higher, while some may accept fair to poor credit, depending on the specific credit card.<\/li><\/ul>

                          Information you will need for your application<\/h4>

                          After checking that you\u2019re eligible for the credit card, you\u2019ll need to gather the following information in order to proceed with the application process:<\/p>

                          • Personal information.<\/strong> You\u2019ll need to provide personal information such as your address and your contact information. You\u2019ll also need to verify your identity by providing an accepted form of identification, such as your driver\u2019s licence number or passport number.<\/li>
                          • Financial information.<\/strong> You will need information about your current employment, income and assets like shares or property and your employer\u2019s contact details. If you are self-employed, you may need to provide information regarding your expenses, liabilities and your accountant\u2019s contact information.<\/li><\/ul>

                            Compare other credit cards<\/h3>
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                            \n
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                            10 of 36 results<\/span><\/small><\/div><\/div>
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                            <\/div>
                            \n Welcome Offer\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Rewards\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Purchase Interest Rate\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Annual Fee\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Min. Credit Score\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th><\/tr><\/thead>
                            \n N\/A<\/span><\/div><\/td>
                            \n Up to 2% cash back <\/span><\/div><\/td>
                            \n 20.99%\n <\/div><\/td>
                            \n $0\n <\/div><\/td>
                            Min. recommended credit score: 650<\/b><\/div><\/td>
                            Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
                            Compare product selection<\/legend>
                            <\/div>
                            \n N\/A<\/span><\/div><\/td>
                            \n Up to 2 points per $1 spent <\/span><\/div><\/td>
                            \n 30%\n <\/div><\/td>
                            \n $0\n <\/div><\/td>
                            Min. recommended credit score: 650<\/b><\/div><\/td>
                            Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
                            Compare product selection<\/legend>
                            <\/div>
                            \n 15,000 points<\/span><\/div><\/td>
                            \n Up to 5x points per $1 spent <\/span><\/div><\/td>
                            \n 21.99%\n <\/div><\/td>
                            \n $191.88\n <\/div><\/td>
                            <\/use><\/svg>\n Earn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That\u2019s up to $150 towards a weekend getaway or shopping trip. T&Cs apply.\n <\/span><\/div><\/td>
                            Annual fee: $15.99\/month ($191.88 annually). Quebec residents: $191.88\/year.<\/b>
                            <\/div>
                            Min. recommended credit score: 700
                            <\/b><\/div><\/td>
                            Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
                            Compare product selection<\/legend>
                            <\/div>
                            \"Tangerine<\/a>
                            <\/div>
                            Tangerine Money-Back Credit Card<\/a><\/span><\/div><\/td>
                            \n Bonus 10% cash back<\/span><\/div><\/td>
                            \n Up to 2% cash back <\/span><\/div><\/td>
                            \n 20.95%\n <\/div><\/td>
                            \n $0\n <\/div><\/td>
                            <\/use><\/svg>\n Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until September 30, 2026<\/b>. Plus, get a 1.95% interest rate on balance transfers for the first 6 months. T&Cs apply.\n <\/span><\/div><\/td>
                            Min. recommended credit score: 600
                            <\/b><\/div><\/td>
                            Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
                            Compare product selection<\/legend>
                            <\/div>
                            \"Tangerine<\/a>
                            <\/div>
                            Tangerine Money-Back World Mastercard<\/a><\/span><\/div><\/td>
                            \n Get $100<\/span><\/div><\/td>
                            \n Up to 2% cash back <\/span><\/div><\/td>
                            \n 20.95%\n <\/div><\/td>
                            \n $0\n <\/div><\/td>
                            <\/use><\/svg>\n Get $100 with a Money-Back World Mastercard when you spend $1,500 in the first 3 months. Valid until September 30, 2026<\/b>. Plus, get a 1.95% interest rate on balance transfers for the first 6 months. T&Cs apply.\n <\/span><\/div><\/td>
                            Min. recommended credit score: 600<\/b><\/div><\/td>
                            Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
                            Compare product selection<\/legend>
                            <\/div>
                            \"Neo<\/a>
                            <\/div>
                            Neo Mastercard<\/a><\/span><\/div><\/td>
                            \n N\/A<\/span><\/div><\/td>
                            \n An average of 5% cash back <\/span><\/div><\/td>
                            \n 19.99% - 29.99% (up to 24.99% in QC)\n <\/div><\/td>
                            \n $0\n <\/div><\/td>
                            Min. recommended credit score: 640
                            <\/b><\/div><\/td>
                            Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
                            Compare product selection<\/legend>
                            <\/div>
                            \"RBC<\/a>
                            <\/div>
                            RBC ION Visa<\/a><\/span><\/div><\/td>
                            \n 7,000 points<\/span><\/div><\/td>
                            \n Up to 1.5X Avion points per $1 spent <\/span><\/div><\/td>
                            \n 20.99%\n <\/div><\/td>
                            \n $0\n <\/div><\/td>
                            <\/use><\/svg>\n Get 7,000 Avion points upon approval. T&Cs apply.\n <\/span><\/div><\/td>
                            Min. recommended credit score: 660<\/b><\/div><\/td>
                            Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
                            Compare product selection<\/legend>
                            <\/div>
                            \"BMO<\/a>
                            <\/div>
                            BMO CashBack Mastercard<\/a><\/span><\/div><\/td>
                            \n 5% cashback<\/span><\/div><\/td>
                            \n Up to 3% cashback <\/span><\/div><\/td>
                            \n 21.99%\n <\/div><\/td>
                            \n $0\n <\/div><\/td>
                            <\/use><\/svg>\n Get up to 5% cash back in your first 3 months. Plus, get a rate of 0.99% on balance transfers for 9 months. A 2% fee applies to transferred balances. T&Cs apply.\n <\/span><\/div><\/td>
                            Min. recommended credit score: 660<\/b><\/div><\/td>
                            Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
                            Compare product selection<\/legend>
                            <\/div>
                            \"BMO<\/a>
                            <\/div>
                            BMO eclipse rise Visa Card<\/a><\/span><\/div><\/td>
                            \n 25,000<\/span><\/div><\/td>
                            \n Up to 5 points per $2 spent <\/span><\/div><\/td>
                            \n 21.99%\n <\/div><\/td>
                            \n $0\n <\/div><\/td>
                            <\/use><\/svg>\n Earn up to 25,000 bonus points. T&Cs apply.\n <\/span><\/div><\/td>
                            Min. recommended credit score: 660<\/b><\/div><\/td>
                            Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
                            Compare product selection<\/legend>
                            <\/div>
                            \"RBC<\/a>
                            <\/div>
                            RBC Avion Visa Infinite<\/a><\/span><\/div><\/td>
                            \n Up to 70,000 Avion points<\/span><\/div><\/td>
                            \n Up to 1.25 Avion points per $1 spent <\/span><\/div><\/td>
                            \n 20.99%\n <\/div><\/td>
                            \n $120\n <\/div><\/td>
                            <\/use><\/svg>\n Get up to 70,000 Avion Points. Apply by July 15, 2026<\/b>. T&Cs apply.\n <\/span><\/div><\/td>
                            Min. recommended credit score: 650<\/b><\/div><\/td>
                            Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
                            Compare product selection<\/legend>
                            <\/div>