{"id":736329,"date":"2018-05-06T20:44:15","date_gmt":"2018-05-07T00:44:15","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?page_id=736329"},"modified":"2026-10-28T14:33:09","modified_gmt":"2026-10-28T18:33:09","slug":"rbc-credit-cards","status":"publish","type":"page","link":"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards","title":{"rendered":"5 Popular RBC Credit Cards in Canada"},"content":{"rendered":"<p>From cash back and travel rewards to low-rate and no-annual-fee cards, RBC credit cards offer perks to suit all types of spenders. In this guide, we explore some of the most popular RBC credit cards, their pros and cons, and how each card compares to other leading cards in Canada.<\/p><h3>5 popular RBC credit cards<\/h3>\n<div class=\"content tableWithFilters\n         topFiltersEnabled\n        \n         best-cards-table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"CACCF\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div id=\"portal-table-top-filters-modal\"><\/div>\n\n<div class=\"contentWrapper tableWithFilters__contentWrapper\">\n    <div class=\"tableWithFilters__table content\">\n        <div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"d11dfbc5-6705-4f95-93d0-7e7b58ba9ba5\" data-template=\"comparison\" data-niche=\"CACCF\" data-site=\"CACCF\" data-auto-recalculate=\"true\" data-post-country=\"ca\" data-fieldset=\"Best_CA_Credit_Cards\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"736329\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"true\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"best-card\",\"site\":\"CACCF\",\"fieldset\":\"Best_CA_Credit_Cards\",\"template\":\"comparison\",\"category_id\":\"d11dfbc5-6705-4f95-93d0-7e7b58ba9ba5\",\"category_name\":\"Best cards - RBC cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793951826}' data-disable-alternative-products=\"true\" data-post-redirect-alternative-products-enabled=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"CACCF\" data-site=\"CACCF\" data-table-id=\"3714\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"best-card\",\"site\":\"CACCF\",\"fieldset\":\"Best_CA_Credit_Cards\",\"template\":\"comparison\",\"category_id\":\"d11dfbc5-6705-4f95-93d0-7e7b58ba9ba5\",\"category_name\":\"Best cards - RBC cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793951826}'><div class=\"comparisonHistory__root\"><\/div><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"caccf\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"5\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"2a254e9c74eaea13b2e2937e7566cffa710171fd876728fdf3d59bc78d406c23\" data-table-record-type=\"product\" data-table-record-ids='[\"ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\",\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\",\"674a53da-fbc2-4559-8bac-58526de20b30\",\"48a9950e-0860-4d7f-9694-1d3a3165e41a\",\"01c44294-f97a-4eb8-ad11-7c9e23bb43f0\"]' data-total-data=\"5\" data-enable-top-filters=\"true\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"5\" data-sponsored-placements=\"0\" data-override-table-position-configuration=\"false\"><tbody><tr data-product-id=\"ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\" data-provider-id=\"a986f531-cda0-4772-b09a-fac68eadda11\" data-product-name=\"RBC ION+ Visa\" data-provider-name=\"RBC\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-ion-plus-visa-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/63239222ddc75.png\" alt=\"RBC ION+ Visa image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63239222ddc75.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/63239222ddc75.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/63239222ddc75.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/63239222ddc75.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/63239222ddc75.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-ion-plus-visa-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">RBC ION+ Visa<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 14,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"New cardholder can get &lt;b&gt;up to 14,000 points, equivalent to $100 in gift cards&lt;\/b&gt; when applying for a new RBC ION+ Visa credit card between November 5, 2026 and January 12, 2027.&lt;br \/&gt;&lt;br \/&gt;You\u2019ll receive 14,000 Welcome Avion points within sixty (60) days after your application has been approved, provided that your RBC ION+ Visa card remains open and in good standing at the time the Welcome points are credited to your account.&lt;br \/&gt;&lt;br \/&gt;T&amp;Cs apply.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 3X Avion points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rideshares, streaming, subscriptions, digital gaming and more. Earn 1X Avion point for every $1 spent on all other qualifying purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $48\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get up to 14,000 Avion points. That's up to $100 of value in gift cards. <b>Apply by January 12, 2026<\/b>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/rbc-ionplus-visa-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22d11dfbc5-6705-4f95-93d0-7e7b58ba9ba5%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BRBC%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793951826%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2221769%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e%22%2C%22product_name%22%3A%22RBC%2BION%252B%2BVisa%22%2C%22post_id%22%3A%22736329%22%2C%22post_path%22%3A%22credit-cards%252Frbc-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to RBC's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about RBC ION+ Visa\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\" value=\"ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\" name=\"productID\" _productname=\"                            RBC ION+ Visa            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The ION+ Visa is a rewards card that lets you earn Avion points on your everyday purchases. It combines decent rewards earning power with a reasonably affordable annual fee. This card pays 3 points for every dollar you spend on regular expenses like groceries, gas and food delivery, which is a competitive earn rate. Some people might prefer a card that pays straightforward cash back rather than reward points, like the RBC Cash Back Mastercard or the CIBC Dividend Visa, but it\u2019s worth noting that your Avion points can be redeemed for a wide range of travel rewards and gift cards. And with mobile device insurance, purchase security and extended warranty cover, the ION+ Visa is a good choice if you want a low-fee rewards credit card.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 3 Avion points for every $1 spent on groceries, gas, dining and more\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t1 point for every $1 spent on everything else\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWelcome bonus of 14,000 Avion points\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAnnual fee rebate for students and young people\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tVariety of rewards redemption options\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$48 annual fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tMinimum credit score of 660 required\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tLow points value\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-2\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\"><tbody><tr data-product-id=\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" data-provider-id=\"a986f531-cda0-4772-b09a-fac68eadda11\" data-product-name=\"RBC Cash Back Mastercard\" data-provider-name=\"RBC\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-cash-back-mastercard-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png\" alt=\"RBC Cash Back Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-cash-back-mastercard-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">RBC Cash Back Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 5% cash back<span class=\"table-popover\" rel=\"popover\" data-content=\"Get 5% extra cash back on your first $2,000 in spend for 6 months. &lt;b&gt;Apply by February 2, 2027.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 2% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 2% cash back on groceries, 1% cash back on gas, EV charging, transit, and rideshare and 0.5% cash back on all your other everyday purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get 5% extra cash back on your first $2,000 in spend for 6 months. <strong>Apply by February 2, 2027.<\/strong>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/rbc-cash-back-mastercard-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22d11dfbc5-6705-4f95-93d0-7e7b58ba9ba5%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BRBC%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793951826%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2221769%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%225ae93a81-6fcb-4c55-b1d4-a3b2064bc52c%22%2C%22product_name%22%3A%22RBC%2BCash%2BBack%2BMastercard%22%2C%22post_id%22%3A%22736329%22%2C%22post_path%22%3A%22credit-cards%252Frbc-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to RBC's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about RBC Cash Back Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" value=\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" name=\"productID\" _productname=\"                            RBC Cash Back Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The RBC Cash Back Mastercard is a solid option if you want a no-frills cash back credit card. What we like about this card is its simplicity\u2014you get unlimited cash back on your purchases, and there\u2019s no annual fee to worry about. Its 2% earn rate on groceries makes it an attractive option for large families with big grocery bills, but the card pays a lower cash back rate on transportation and all other purchases. You might be able to earn more annual cash back with a competitor like the Tangerine Money-Back Credit Card, which pays 2% cash back across up to 3 spending categories, so it\u2019s worth comparing both cards side-by-side based on your spending habits.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo annual fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tUnlimited cash back\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t2% cash back on groceries\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tIncludes purchase security and extended warranty cover\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWelcome offer of up to 5% cash back\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t0.5% standard cash back earn rate\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFees to add optional features like travel insurance and identity theft protection\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t2.5% currency conversion fee\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-3\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\"><tbody><tr data-product-id=\"674a53da-fbc2-4559-8bac-58526de20b30\" data-provider-id=\"a986f531-cda0-4772-b09a-fac68eadda11\" data-product-name=\"RBC Avion Visa Infinite\" data-provider-name=\"RBC\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-avion-visa-infinite-card-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/620ac431c8aee.png\" alt=\"RBC Avion Visa Infinite image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/620ac431c8aee.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/620ac431c8aee.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/620ac431c8aee.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/620ac431c8aee.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/620ac431c8aee.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-avion-visa-infinite-card-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">RBC Avion Visa Infinite<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 70,000 Avion points<span class=\"table-popover\" rel=\"popover\" data-content=\"Get up to 70,000 Avion Points. &lt;b&gt;Apply by November 25, 2026.&lt;\/b&gt; Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. Plus, get 15,000 one-time anniversary bonus points.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 1.25 Avion points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 1.25 Avion points on travel related purchases and 1 Avion point on all other eligible purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $120\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get up to 70,000 Avion Points. That\u2019s up to $1,500 in travel value. <b>Apply by November 25, 2026<\/b>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"674a53da-fbc2-4559-8bac-58526de20b30\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/rbc-avion-visa-infinite-card-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22d11dfbc5-6705-4f95-93d0-7e7b58ba9ba5%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BRBC%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793951826%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2221769%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22674a53da-fbc2-4559-8bac-58526de20b30%22%2C%22product_name%22%3A%22RBC%2BAvion%2BVisa%2BInfinite%22%2C%22post_id%22%3A%22736329%22%2C%22post_path%22%3A%22credit-cards%252Frbc-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to RBC's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about RBC Avion Visa Infinite\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"674a53da-fbc2-4559-8bac-58526de20b30\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-674a53da-fbc2-4559-8bac-58526de20b30\" value=\"674a53da-fbc2-4559-8bac-58526de20b30\" name=\"productID\" _productname=\"                            RBC Avion Visa Infinite            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"674a53da-fbc2-4559-8bac-58526de20b30\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-674a53da-fbc2-4559-8bac-58526de20b30\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Flexibility is the biggest selling point of the RBC Avion Visa Infinite, which rewards you with Avion points on all purchases and provides an accelerated earn rate on travel expenses. While the maximum rate of 1.25 points is lower than you can get on other cards, you have the freedom to redeem your points to book flights with over 500 airlines. You can also transfer your points to participating airline loyalty programs, or use them to pay for accommodation and car rentals. So if you\u2019re a frequent flyer and you want a card that offers flexible travel rewards, the RBC Avion Visa Infinite is well worth a look.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__674a53da-fbc2-4559-8bac-58526de20b30\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__674a53da-fbc2-4559-8bac-58526de20b30\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWelcome bonus of up to 70,000 Avion points\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t1.25x points on travel purchases\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tTravel insurance cover included\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFlexible travel redemption options\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAccess a wide range of partner discounts\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$120 annual fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t2.5% foreign transaction fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$60,000 minimum personal income required\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou only earn 1 point per $1 on non-travel purchases\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo free airport lounge visits\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-4\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\"><tbody><tr data-product-id=\"48a9950e-0860-4d7f-9694-1d3a3165e41a\" data-provider-id=\"a986f531-cda0-4772-b09a-fac68eadda11\" data-product-name=\"RBC Cash Back Preferred World Elite Mastercard\" data-provider-name=\"RBC\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-cash-back-preferred-world-elite-mastercard-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6aea0614c4d1d.png\" alt=\"RBC Cash Back Preferred World Elite Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6aea0614c4d1d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6aea0614c4d1d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6aea0614c4d1d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6aea0614c4d1d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6aea0614c4d1d.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-cash-back-preferred-world-elite-mastercard-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">RBC Cash Back Preferred World Elite Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 15% cash back<span class=\"table-popover\" rel=\"popover\" data-content=\"Get 15% extra cash back on your first $2,000 in spend for 3 months. &lt;b&gt;Apply by March 1, 2027&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 3% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 3% cash back on groceries, dining, and food delivery, gas, EV charging, rideshare, transit, streaming and digital gaming and 1% cash back on all your other everyday purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $120\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get 15% extra cash back on your first $2,000 in spend for 3 months. <b>Apply by March 1, 2027<\/b>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"48a9950e-0860-4d7f-9694-1d3a3165e41a\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/rbc-cash-back-preferred-world-elite-mastercard-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22d11dfbc5-6705-4f95-93d0-7e7b58ba9ba5%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BRBC%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793951826%22%2C%22position%22%3A%224%22%2C%22offer_id%22%3A%2227577%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%2248a9950e-0860-4d7f-9694-1d3a3165e41a%22%2C%22product_name%22%3A%22RBC%2BCash%2BBack%2BPreferred%2BWorld%2BElite%2BMastercard%22%2C%22post_id%22%3A%22736329%22%2C%22post_path%22%3A%22credit-cards%252Frbc-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to RBC's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about RBC Cash Back Preferred World Elite Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"48a9950e-0860-4d7f-9694-1d3a3165e41a\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-48a9950e-0860-4d7f-9694-1d3a3165e41a\" value=\"48a9950e-0860-4d7f-9694-1d3a3165e41a\" name=\"productID\" _productname=\"                            RBC Cash Back Preferred World Elite Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"48a9950e-0860-4d7f-9694-1d3a3165e41a\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-48a9950e-0860-4d7f-9694-1d3a3165e41a\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The RBC Cash Back Preferred World Elite Mastercard pays unlimited 3% cash back on everyday spending categories like groceries and gas\u2014no spending caps to worry about here. Purchase security and extended warranty insurance are included for peace of mind if a new item you purchase gets damaged, lost or stolen. This card also includes emergency medical, flight delay, delayed baggage and rental car insurance. But whether it\u2019s the best cash back card for you depends on your spending habits. For example, the 4% cash back on groceries of the Scotia Momentum Visa Infinite+, or the 5% cash back on groceries of the BMO CashBack World Elite Mastercard, could potentially offer more earning power. Compare cash back credit cards side-by-side based on your typical spending to find the most rewarding option.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__48a9950e-0860-4d7f-9694-1d3a3165e41a\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__48a9950e-0860-4d7f-9694-1d3a3165e41a\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tUp to 15% cash back welcome bonus\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tUnlimited 3% cash back on multiple categories\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tIncludes a wide range of insurance covers\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAccess Mastercard travel, dining and entertainment benefits\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tMinimum cash back redemption amount will soon be $1\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$120 annual fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$50 for an additional card\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tMinimum income of $80,000 required\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-5\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\"><tbody><tr data-product-id=\"01c44294-f97a-4eb8-ad11-7c9e23bb43f0\" data-provider-id=\"a986f531-cda0-4772-b09a-fac68eadda11\" data-product-name=\"WestJet RBC World Elite Mastercard\" data-provider-name=\"RBC\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/westjet-rbc-world-elite-mastercard-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/691f83e5df996.png\" alt=\"WestJet RBC World Elite Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/691f83e5df996.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/691f83e5df996.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/691f83e5df996.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/691f83e5df996.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/691f83e5df996.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/westjet-rbc-world-elite-mastercard-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">WestJet RBC World Elite Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 70,000 WestJet points<span class=\"table-popover\" rel=\"popover\" data-content=\"Get up to 70,000 WestJet points. 30,000 WestJet points upon your first purchase and 30,000 WestJet points when you spend $5,000 in the first 3 months. Plus, get 10,000 WestJet points after first year anniversary. &lt;b&gt;Valid until November 18, 2026.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 2 points per $1 spend <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 1.5 points per $1 spent on everyday purchases. Earn 2 points per $1 spent on WestJet flights or WestJet Vacations packages using your card.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $139\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get up to 70,000 WestJet points. <b>Valid until November 18, 2026<\/b>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about WestJet RBC World Elite Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"01c44294-f97a-4eb8-ad11-7c9e23bb43f0\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-01c44294-f97a-4eb8-ad11-7c9e23bb43f0\" value=\"01c44294-f97a-4eb8-ad11-7c9e23bb43f0\" name=\"productID\" _productname=\"                            WestJet RBC World Elite Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"01c44294-f97a-4eb8-ad11-7c9e23bb43f0\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-01c44294-f97a-4eb8-ad11-7c9e23bb43f0\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">If you regularly fly with WestJet, this RBC Mastercard might just be a good fit for you. This travel rewards card lets you earn 2 points for every dollar you spend on WestJet flights, plus offers an accelerated earn rate for groceries and transportation. You can use WestJet points to pay for flights, in-flight benefits or a range of gift cards. The card also entitles you to free checked bags for you and up to 8 guests, plus an annual round-trip companion voucher that could save you an average of $625. So whether or not it\u2019s the right choice for you really depends on whether you\u2019re a frequent WestJet flyer or not. For example, regular Air Canada flyers might prefer a card like the CIBC Aeroplan Visa Infinite, while others might like a card like the RBC Avion Visa Infinite that allows you to use your reward points to pay for flights on over 500 airlines. But if you\u2019re a loyal WestJet customer, this RBC card is worth checking out.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__01c44294-f97a-4eb8-ad11-7c9e23bb43f0\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__01c44294-f97a-4eb8-ad11-7c9e23bb43f0\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWelcome offer of up to 70,000 WestJet points\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAnnual round-trip companion voucher\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t2 points for every $1 spent on WestJet flights, WestJet Vacations, and Sunwing Vacations\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t1.5 points for every $1 spent on groceries and transportation\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFree checked bags\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$139 annual fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$59 for an additional card\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t2.5% currency conversion fee\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CACCF\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"><\/circle>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">What is the Avion Rewards program?<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n            <p>Avion Rewards is RBC\u2019s loyalty program. Earn Avion points by making qualifying purchases and then redeem your points for flights, transferring to airline partners, gift cards, bill payments, merchandise and more. The program is open to all Canadians, including non-RBC customers, but you earn more points if you use RBC\u2019s credit cards or bank accounts.<\/p>\n        <\/div>\n    <\/div>\n<\/div>\n<h3>Types of RBC credit cards<\/h3><h4>RBC travel rewards credit cards<\/h4><p>RBC offers a wide range of travel rewards credit cards through partnerships with various airline providers, including WestJet and British Airways. You can receive bonus points on new card sign-ups, earn points per dollar spent and receive complimentary extras, such as travel insurance, vouchers and upgrades. RBC travel cards include the<a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-avion-visa-infinite-card-review\">RBC Avion Visa Infinite Card<\/a>,<a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-avion-visa-platinum-card-review\">RBC Avion Visa Platinum Card<\/a> and <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/westjet-rbc-mastercard-review\">Westjet RBC Mastercard<\/a>.<\/p><h4>RBC Avion rewards credit cards<\/h4><p>These cards let you earn RBC Avion points on every dollar you spend, which can be redeemed for cash back, gas, travel rewards, merchandise and more. Most rewards cards come with complimentary extras, such as insurance and purchase security. Avion rewards cards include the <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-ion-visa-review\">RBC ION Visa<\/a> and <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-ion-plus-visa-review\">RBC ION+ Visa.<\/a><\/p><h4>RBC cash back credit cards<\/h4><p>RBC cash back credit cards allow you to earn a percentage of your spending back. Cash back can be used to pay your credit card balance, or it can be used toward new purchases or merchandise. RBC cash back cards include the<a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-cash-back-preferred-world-elite-mastercard-review\">RBC Cash Back Preferred World Elite Mastercard<\/a> and <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-cash-back-mastercard-review\">RBC Cash Back Mastercard<\/a>.<\/p><h4>RBC low-interest and no-fee cards<\/h4><p>Some RBC credit cards offer the benefit of either a low interest rate on purchases or no annual fee. Low-rate cards like the RBC Visa Classic Low Rate Option generally come with few perks but are worth considering if you don\u2019t pay your card balance off in full each month. No-fee cards can also be classed as rewards cards, such as the RBC ION Visa, or they can pay cash back like the RBC Cash Back Mastercard.<\/p><h4>RBC student credit cards<\/h4><p>RBC offers students low-rate and no-annual-fee credit cards. These cards allow you to earn points per dollar spent, plus access cash back rewards, bonus points and other perks. Student credit cards typically come with complimentary insurance and purchase protection.<\/p><h4>RBC U.S. dollar credit cards<\/h4><p>RBC offers a <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-us-dollar-visa-gold-review\">U.S. dollar credit card<\/a> that allows you to avoid paying foreign currency conversion fees by charging you directly in US dollars. This card comes with complimentary insurance as well as other travel and rewards perks.<\/p><h3>Benefits of RBC credit cards<\/h3><p>Some of the features you can enjoy when you get an RBC credit card include:<\/p><h4>Earn Avion points<\/h4><p>Many RBC credit cards pay Avion points for every dollar you spend using your card, with an accelerated earn rate often available for categories like groceries and gas. You can redeem your points for flights, accommodation, airline loyalty points, to pay back your credit card balance, or for gift cards and merchandise.<\/p><h4>Earn cash back<\/h4><p>Some RBC credit cards reward you with cash back on your spending. You can earn between  across different spending categories, with bonus cash back available for a limited introductory period after you apply for a card.<\/p><h4>RBC credit card complimentary extras<\/h4><p>Many RBC credit cards come with free extras, including purchase security and extended warranty insurance. Premium cards come with additional extras, which may include travel insurance, car rental insurance, concierge services, airport lounge access, vouchers, memberships, luxury travel benefits and other insurance coverage.<\/p><h4>RBC credit card security<\/h4><p>RBC uses a fraud monitoring system and automatically sends text alerts about suspicious or unusual activity on your credit card. You can also create custom notifications so that you\u2019re alerted to large transactions or a low card balance, and you can report a fraudulent transaction through RBC Online Banking or the RBC Mobile app.<\/p><h4>Gas rewards<\/h4><p>RBC has teamed up with Petro-Canada to offer more points per dollar spent at Petro-Canada locations when you use an RBC credit card. Linking your credit card to your Petro-Points account lets you save 3 cents per litre on gas, plus earn more Petro-Points and Avion points.<\/p><h4>Welcome offers<\/h4><p>RBC regularly runs special offers and welcome bonuses to encourage new customers to apply for a credit card. These allow you to earn extra points or bonus cash back for a limited introductory period, helping you get maximum rewards from your new card.<\/p><h3>How to apply for an RBC credit card<\/h3><p>You can apply for an RBC credit card by filling out an online form on the RBC website. Before you get started, make sure you meet the eligibility requirements and check that you have the necessary paperwork ready.<\/p><h4>RBC credit card eligibility requirements<\/h4><p>To qualify for an RBC credit card, you will need to:<\/p><ul><li>Be a Canadian resident<\/li><li>Be the age of majority in your province or territory<\/li><li>Meet a minimum income requirement (for some cards)<\/li><li>Have a good to excellent credit score<\/li><\/ul><h4>Information you will need for your RBC credit card application<\/h4><ul><li><strong>Personal information.<\/strong> You\u2019ll need to provide your name, date of birth, Social Insurance Number (SIN), address and contact information. You\u2019ll also need to verify your identity by providing an accepted form of identification, such as your driver\u2019s licence or passport.<\/li><li><strong>Financial information.<\/strong> You will also need to provide information about your current employment, income and monthly rent or mortgage costs. Proof of income (such as pay stubs or bank statements) may be requested in some cases.<\/li><\/ul><h3>Bottom line<\/h3><p>Whether you want a low interest rate, cash back rewards, travel perks or no annual fee, there\u2019s an RBC credit card to suit you. Compare RBC credit cards with other leading cards in Canada to find the card that\u2019s right for you.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">How do I activate my RBC credit card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You will receive your new RBC credit card in the mail. You can activate it by logging into RBC Online Banking, through the RBC Mobile app, or by phoning 1-877\u2011900\u20115900. Once you have activated your card, you will be able to use it immediately.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">How is interest calculated on my RBC credit card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>If you have a balance on your RBC credit card, interest will be calculated daily and charged monthly. Interest rates in Canada vary greatly, and can be as low as  (for balance transfer credit cards) to as high as . Typical interest rates sit between .<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">How can I increase my RBC credit card limit?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You can increase your credit limit by contacting RBC. Alternatively, you can ask for an increase in your credit limit online or via the mobile app. You can also decrease your limit if you wish via the same methods.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000006\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000006\">\n                <span class=\"luna-accordion__title\">My RBC credit card is about to expire. How do I get a new one?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000006\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You will automatically be sent a new credit card in the mail. If you don't receive one, you'll need to contact RBC.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000007\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000007\">\n                <span class=\"luna-accordion__title\">How do I close my RBC credit card account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000007\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You can close your RBC credit card account via Online Banking, by calling the bank or by visiting a teller in person at a branch.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000008\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000008\">\n                <span class=\"luna-accordion__title\">What are Avion points worth?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000008\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The value of RBC Avion points depends on what you redeem them for, but they're commonly worth 1\u20132 cents per point. For more on the Avion program, read our<a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rewards-credit-cards\/how-to-redeem-avion-points\">Avion guide<\/a>.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000009\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000009\">\n                <span class=\"luna-accordion__title\">How much income do I need to earn to get an RBC credit card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000009\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The minimum income requirement varies depending on the card you choose. For example, the RBC Visa Classic Low Rate Option does not list a minimum income, but you'll need income of at least $200,000 to qualify for the RBC Avion Visa Infinite Privilege. Check the fine print on the RBC website for any eligibility requirements before you apply for a card.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000010\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000010\">\n                <span class=\"luna-accordion__title\">Are there any RBC balance transfer credit cards?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000010\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, the RBC Visa Classic Low Rate Option is suitable for balance transfers. At the time of writing, RBC was offering a 0.99% introductory interest rate for the first 10 months on balance transfers, with no annual fee in the first year.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div class=\"sources sources__f1\">\n    \n  <ul class=\"luna-accordionGroup accordionGroup\">\n    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n      <div class=\"luna-accordion__summary\">\n        <h3 class=\"luna-accordion__heading\" data-toc-label=\"Sources\">\n          <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"sources_0000000011\" data-toggle=\"collapse\" data-target=\"#sources_0000000011\">\n            <span class=\"luna-accordion__title u-text--lg u-font--bold\">Sources<\/span>\n            <svg class=\"luna-icon\" aria-hidden=\"true\">\n              <use href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n              <use href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n            <\/svg>\n          <\/button>\n        <\/h3>\n      <\/div>\n      <div class=\"luna-accordion__details collapse \" aria-hidden=\"true\" id=\"sources_0000000011\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n          <p class=\"sources__description\">Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are <a href=\"https:\/\/www.finder.com\/ca\/why-trust-us\">fact checked<\/a> in line with our <a href=\"https:\/\/www.finder.com\/ca\/editorial-guidelines\">editorial guidelines<\/a>.<\/p>\n          <ol class=\"u-pl--0 u-text--lg u-font--medium\">\n                                          <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.rbcroyalbank.com\/credit-cards\/all-credit-cards.html\" target=\"_blank\">Browse Different Types of Credit Cards, RBC Royal Bank<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-cards\/choose-credit-card.html\" target=\"_blank\">Choosing a credit card, Financial Consumer Agency of Canada<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.rbcroyalbank.com\/credit-cards\/product-advice\/how-to-apply-for-a-credit-card.html\" target=\"_blank\">How to Apply for a Credit Card in Canada: A Complete Guide, RBC Royal Bank<\/a><\/li>\n                                    <\/ol>\n        <\/div>\n      <\/div>\n    <\/li>\n  <\/ul>\n  <\/div>","protected":false},"excerpt":{"rendered":"<p>Which popular RBC credit card is the best fit for you? Find out here.<\/p>\n","protected":false},"author":516,"featured_media":763589,"parent":15,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-masthead-two-column.php","meta":{"_yoast_wpseo_focuskw":"RBC Credit Card","_yoast_wpseo_title":"5 Popular RBC Credit Cards | Finder Canada","_yoast_wpseo_metadesc":"Explore RBC credit cards to see how they compare to the competition. 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Once you have activated your card, you will be able to use it immediately."}},{"@type":"Question","name":"How is interest calculated on my RBC credit card?","acceptedAnswer":{"@type":"Answer","text":"If you have a balance on your RBC credit card, interest will be calculated daily and charged monthly. Interest rates in Canada vary greatly, and can be as low as (for balance transfer credit cards) to as high as . Typical interest rates sit between ."}},{"@type":"Question","name":"How can I increase my RBC credit card limit?","acceptedAnswer":{"@type":"Answer","text":"You can increase your credit limit by contacting RBC. Alternatively, you can ask for an increase in your credit limit online or via the mobile app. You can also decrease your limit if you wish via the same methods."}},{"@type":"Question","name":"My RBC credit card is about to expire. How do I get a new one?","acceptedAnswer":{"@type":"Answer","text":"You will automatically be sent a new credit card in the mail. If you don't receive one, you'll need to contact RBC."}},{"@type":"Question","name":"How do I close my RBC credit card account?","acceptedAnswer":{"@type":"Answer","text":"You can close your RBC credit card account via Online Banking, by calling the bank or by visiting a teller in person at a branch."}},{"@type":"Question","name":"What are Avion points worth?","acceptedAnswer":{"@type":"Answer","text":"The value of RBC Avion points depends on what you redeem them for, but they're commonly worth 1\u20132 cents per point. For more on the Avion program, read ourAvion guide."}},{"@type":"Question","name":"How much income do I need to earn to get an RBC credit card?","acceptedAnswer":{"@type":"Answer","text":"The minimum income requirement varies depending on the card you choose. For example, the RBC Visa Classic Low Rate Option does not list a minimum income, but you'll need income of at least $200,000 to qualify for the RBC Avion Visa Infinite Privilege. Check the fine print on the RBC website for any eligibility requirements before you apply for a card."}},{"@type":"Question","name":"Are there any RBC balance transfer credit cards?","acceptedAnswer":{"@type":"Answer","text":"Yes, the RBC Visa Classic Low Rate Option is suitable for balance transfers. 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