{"id":723705,"date":"2018-04-15T20:50:41","date_gmt":"2018-04-16T00:50:41","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?page_id=723705"},"modified":"2026-02-23T11:59:46","modified_gmt":"2026-02-23T16:59:46","slug":"cash-back-credit-cards","status":"publish","type":"page","link":"https:\/\/www.finder.com\/ca\/credit-cards\/cash-back-credit-cards","title":{"rendered":"Best cashback credit cards in Canada"},"content":{"rendered":"<p>The best cash back credit cards in Canada pay back for spending. Depending on your card and spending level, you could earn hundreds of dollars annually. To get the most bang for your buck, you\u2019ll need the best cash back credit card for your spending habits and financial needs.<\/p><p>Compare the best cashback credit card options, learn how different types of cashback credit cards work, and compare providers to find the right cashback card for you<\/p><h3>The best cash back credit card in Canada by category<\/h3><ul>\n<li><strong>Best overall cash back credit card: <\/strong><a href=\"#best-overall-cash-back-credit-card\">BMO CashBack Mastercard<\/a><\/li>\n<li><strong>Runner-up for best cash back credit card: <\/strong><a href=\"#runner-up-for-best-cash-back-credit-card\">SimplyCash Preferred Card from American Express<\/a><\/li>\n<li><strong>Best cash back credit card for gas &amp; groceries: <\/strong><a href=\"#best-cash-back-credit-card-for-gas-groceries\">RBC Cash Back Mastercard<\/a><\/li>\n<li><strong>Best tiered cash back card: <\/strong><a href=\"#best-tiered-cash-back-card\">Scotia Momentum Visa Infinite + Card <\/a><\/li>\n<li><strong>Best choose your own categories cash back card: <\/strong><a href=\"#best-choose-your-own-categories-cash-back-card\">Tangerine Money-Back Credit Card<\/a><\/li>\n<li><strong>Best cash back credit card welcome bonus: <\/strong><a href=\"#best-cash-back-credit-card-welcome-bonus\">BMO CashBack World Elite Mastercard<\/a><\/li>\n<\/ul>\n<script type=\"application\/ld+json\">\n{\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"ItemList\",\n    \"itemListElement\": [\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 1,\n            \"name\": \"BMO CashBack Mastercard\",\n            \"description\": \"Best overall cash back credit card\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-mastercard\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 2,\n            \"name\": \"SimplyCash Preferred Card from American Express\",\n            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      \"name\": \"Tangerine Money-Back Credit Card\",\n            \"description\": \"Best choose your own categories cash back card\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine-credit-cards\/tangerine-money-back-credit-card\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 6,\n            \"name\": \"BMO CashBack World Elite Mastercard\",\n            \"description\": \"Best cash back credit card welcome bonus\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-world-elite-mastercard\"\n        }\n    ]\n}\n<\/script><div class=\"content tableWithFilters\n         topFiltersEnabled\n        \n         best-cards-table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div id=\"portal-table-top-filters-modal\"><\/div>\n\n<div class=\"contentWrapper 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js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"caccf\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"6\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"14bec9de978b8a68d65de1d54054f2ece3d74b1c17a411ff06fc9e4199cf2ac0\" data-table-record-type=\"product\" 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comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_TABLE_REWARDS_POINT_VALUE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"rewards\">\n                                                        Rewards\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th 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#FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); display:flex; flex-direction: column; align-items:center; justify-content:space-between; position: relative; width: 110px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-left { width: 110px; } }\n\t.rewards-infobox .deals-right { background:#1a50ff; color:#fff; padding: 8px; display:flex; flex-direction: column; gap:2px; justify-content:center; flex: 1; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-right { padding: 8px; } }\n\t.rewards-infobox .deals-phone { position: absolute; top: 8px; left: 12px; }\n\t.rewards-infobox .deals-ends { color:#000; font-weight:800; font-size:12px; line-height:12px; padding:6px 10px; font-style: italic; border-radius: 9999px; display:inline-flex; align-items:center; text-transform: uppercase; display: none; }\n\t.rewards-infobox .deals-ends-text { padding-top: 2px; }\n\t.rewards-infobox .deals-header { display:flex; align-items:center; flex-wrap: nowrap; gap:4px; cursor:pointer; }\n\t.rewards-infobox .deals-amount { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); color:#232320; font-size:32px; line-height:28px; letter-spacing: -0.75px; text-transform: uppercase; padding: 2px 4px 0 2px; border-radius: 4px; font-style: italic; font-weight: bold; font-size: 30px; }\n\t.rewards-infobox .deals-title { color: white; text-transform: uppercase; font-style:italic; font-weight:bold; font-size:16px; flex: 1; }\n\t.rewards-infobox .deals-list { display:flex; flex-direction: column; flex-wrap: wrap; gap:2px; margin: 4px 0 2px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-list { flex-direction: row; row-gap: 4px; column-gap: 20px; } }\n\t.rewards-infobox .deals-step { display:flex; align-items: baseline; gap:4px; }\n\t.rewards-infobox .deals-step-num { background:#FFD23B; color:#000; display:inline-flex; align-items:center; justify-content:center; font-weight:bold; font-style: italic; border-radius:2px; font-size:12px; margin-top:2px; line-height: 12px; padding-top: 2px; min-width: 11px; }\n\t.rewards-infobox .deals-step-text { color:#fff; font-size:12px; line-height:16px; font-weight: bold; }\n\t.rewards-infobox .deals-disclaimer { color:#E8EEFF; font-size:12px; margin-top: 4px; width: fit-content; }\n\t.rewards-infobox .deals-disclaimer a { color:#BFD0FF; text-decoration: underline; font-size: 12px; }\n\t.rewards-infobox .rewards-end-date { font-size: 12px; }\n\t\n\t\t.rewards-infobox .deals-countdown {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tmargin-top: 8px;\n\t\tflex-wrap: wrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__label {\n\t\tcolor: #fff;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\tpadding-right: 6px;\n\t\twhite-space: nowrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__timer {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tgap: 4px;\n\t}\n\n\t.rewards-infobox .deals-countdown__unit {\n\t\tdisplay: inline-flex;\n\t\talign-items: center;\n\t}\n\n\t.rewards-infobox .deals-countdown__value {\n\t\tbackground: #FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; }\n\n\t\t@media (max-width: 600px) {\n\t\t.reward-col-order-3 { grid-row: 3 !important; }\n\t\t.reward-col-order-4 { grid-row: 4 !important; }\n\t\t.reward-col-order-5 { grid-row: 5 !important; }\n\t\t.reward-col-order-6 { grid-row: 6 !important; }\n\t\t.reward-col-order-7 { grid-row: 7 !important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: 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#FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr class=\"best-card__attached-row\"><td><h3 id=\"best-overall-cash-back-credit-card\" class=\"best-card__header\">Best overall cash back credit card<\/h3><\/td><\/tr><tr data-product-id=\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\" data-provider-id=\"d2c47712-e4ff-4630-af29-f39e3997f320\" data-product-name=\"BMO CashBack Mastercard\" data-provider-name=\"BMO\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-mastercard\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/66350653d6958.png\" alt=\"BMO CashBack Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-mastercard\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO CashBack Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        5% cashback<span class=\"table-popover\" rel=\"popover\" data-content=\"Get up to 5% cashback in your first 3 months.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 3% cashback <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn cash back at a standard rate of 3% on groceries (up to a maximum of $500 per statement cycle period), earn 1% on recurring bill payments (up to a maximum of $500 per statement cycle period) and earn 0.5% on all other eligible purchases (unlimited).\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Get up to 5% cash back in your first 3 months. Plus, get a rate of 0.99% on balance transfers for 9 months. A 2% fee applies to transferred balances. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-cashback-mastercard-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22eda4bdc9-632c-4fd0-a5c2-f4514e14c7fe%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BCashback%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778498809%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2221489%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22bd82ba92-36f3-45a7-9c9d-fa0ea5815e34%22%2C%22product_name%22%3A%22BMO%2BCashBack%2BMastercard%22%2C%22post_id%22%3A%22723705%22%2C%22post_path%22%3A%22credit-cards%252Fcash-back-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to BMO's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO CashBack Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\" value=\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\" name=\"productID\" _productname=\"                            BMO CashBack Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The BMO CashBack Mastercard makes switching credit cards convenient with a low interest rate on balance transfers as well as a promotional cash back rate. Get up to 5% cashback in your first 3 months.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tGet up to 5% cash back in your first 3 months. Plus, get a rate of 0.99% on balance transfers for 9 months. A 2% fee applies to transferred balances.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$0 annual fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn cash back at a standard rate of 3% on groceries (up to a maximum of $500 per statement cycle period), earn 1% on recurring bill payments (up to a maximum of $500 per statement cycle period) and earn 0.5% on all other eligible purchases (unlimited).\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFor the first 9 months, new customers can get a 0.99% introductory interest rate with a 2% fee on balance transfers from non-BMO credit cards. After that, balance transfers are subject to a 23.99% cash advance interest rate.\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$500 spending cap on accelerated cashback categories (then the default 0.5% cashback rate applies)\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card has a balance transfer fee of 2%\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWhen you spend overseas, you'll face a 2.5% currency conversion fee\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"runner-up-for-best-cash-back-credit-card\" class=\"best-card__header\">Runner-up for best cash back credit card<\/h3><\/td><\/tr><tr data-product-id=\"16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\" data-provider-id=\"795613d6-853c-4c46-b357-d7499b9dafa4\" data-product-name=\"SimplyCash Preferred Card from American Express\" data-provider-name=\"American Express\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-preferred-card-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png\" alt=\"SimplyCash Preferred Card from American Express image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-preferred-card-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">SimplyCash Preferred Card from American Express<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to $250 in bonus value<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 4% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually), and 2% cash back on all other purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $119.88\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Earn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-simplycash-preferred-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22eda4bdc9-632c-4fd0-a5c2-f4514e14c7fe%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BCashback%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778498809%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%229289%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%2216182eb0-e8c7-4cdb-bc24-df5f5c2751cd%22%2C%22product_name%22%3A%22SimplyCash%2BPreferred%2BCard%2Bfrom%2BAmerican%2BExpress%22%2C%22post_id%22%3A%22723705%22%2C%22post_path%22%3A%22credit-cards%252Fcash-back-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to American Express's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about SimplyCash Preferred Card from American Express\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\" value=\"16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\" name=\"productID\" _productname=\"                            SimplyCash Preferred Card from American Express            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Earn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months. The card also offers a suite of travel insurance benefits and exclusive offers on dining and entertainment. Just watch out for the annual fee of $119.88.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually), and 2% cash back on all other purchases.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tGet comprehensive travel insurance coverage\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card has an annual fee of $119.88\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWhen you spend overseas, you'll face a foreign transaction fee of 2.5%\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-cash-back-credit-card-for-gas-groceries\" class=\"best-card__header\">Best cash back credit card for gas &amp; groceries<\/h3><\/td><\/tr><tr data-product-id=\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" data-provider-id=\"a986f531-cda0-4772-b09a-fac68eadda11\" data-product-name=\"RBC Cash Back Mastercard\" data-provider-name=\"RBC\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-cash-back-mastercard-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png\" alt=\"RBC Cash Back Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-cash-back-mastercard-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">RBC Cash Back Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        N\/A<span class=\"table-popover\" rel=\"popover\" data-content=\"N\/A\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 2% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Get up to 2% cash back on grocery store purchases and up to 1% cash back on all other qualifying purchases and pre-authorized bill payments.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/rbc-cash-back-mastercard-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22eda4bdc9-632c-4fd0-a5c2-f4514e14c7fe%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BCashback%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778498809%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2221769%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%225ae93a81-6fcb-4c55-b1d4-a3b2064bc52c%22%2C%22product_name%22%3A%22RBC%2BCash%2BBack%2BMastercard%22%2C%22post_id%22%3A%22723705%22%2C%22post_path%22%3A%22credit-cards%252Fcash-back-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to RBC's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about RBC Cash Back Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" value=\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" name=\"productID\" _productname=\"                            RBC Cash Back Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The RBC Cash Back Mastercard is a no annual fee cashback earning credit card.  Get up to 2% cash back on grocery store purchases and up to 1% cash back on all other qualifying purchases and pre-authorized bill payments.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tGet up to 2% cash back on grocery store purchases and up to 1% cash back on all other qualifying purchases and pre-authorized bill payments.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$0 annual fee\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tSince it's a no annual fee card, you'll get limited perks and earn a lower rate of cashback than you would with other more premium cards\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-tiered-cash-back-card\" class=\"best-card__header\">Best tiered cash back card<\/h3><\/td><\/tr><tr data-product-id=\"433a7891-03de-440f-a886-a6eb42465eea\" data-provider-id=\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\" data-product-name=\"Scotia Momentum Visa Infinite + Card \" data-provider-name=\"Scotiabank\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotia-momentum-visa-infinite-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png\" alt=\"Scotia Momentum Visa Infinite + Card  image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotia-momentum-visa-infinite-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scotia Momentum Visa Infinite + Card <\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        15% cash back<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 15% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, pay no annual fee in the first year. &lt;b&gt;Apply by November 1, 2026.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 4% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 4% cash back for every $1 spent on eligible grocery purchases &amp; recurring payments, 2% per $1 spent on eligible gas, daily transit purchases &amp; food delivery and 1% per $1 spent on everything else.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0 annual fee for the first year ($120 thereafter)\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Earn 15% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, pay no annual fee in the first year. <b>Apply by November 1, 2026<\/b>. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"433a7891-03de-440f-a886-a6eb42465eea\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotia-momentum-visa-infinite-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22eda4bdc9-632c-4fd0-a5c2-f4514e14c7fe%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BCashback%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778498809%22%2C%22position%22%3A%224%22%2C%22offer_id%22%3A%2224028%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22433a7891-03de-440f-a886-a6eb42465eea%22%2C%22product_name%22%3A%22Scotia%2BMomentum%2BVisa%2BInfinite%2B%252B%2BCard%2B%22%2C%22post_id%22%3A%22723705%22%2C%22post_path%22%3A%22credit-cards%252Fcash-back-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Scotiabank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Scotia Momentum Visa Infinite + Card \" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"433a7891-03de-440f-a886-a6eb42465eea\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-433a7891-03de-440f-a886-a6eb42465eea\" value=\"433a7891-03de-440f-a886-a6eb42465eea\" name=\"productID\" _productname=\"                            Scotia Momentum Visa Infinite + Card             \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"433a7891-03de-440f-a886-a6eb42465eea\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-433a7891-03de-440f-a886-a6eb42465eea\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Earn 15% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, pay no annual fee in the first year. <b>Apply by November 1, 2026.<\/b> The card also offers a great suite of travel insurance benefits, an introductory balance transfer rate and exclusive offers on dining and entertainment \u2013 just watch out for the annual fee of $120.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__433a7891-03de-440f-a886-a6eb42465eea\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__433a7891-03de-440f-a886-a6eb42465eea\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 15% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, pay no annual fee in the first year. <b>Apply by November 1, 2026<\/b><\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 4% cash back for every $1 spent on eligible grocery purchases &amp; recurring payments, 2% per $1 spent on eligible gas, daily transit purchases &amp; food delivery and 1% per $1 spent on everything else.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tInterest rates for balance transfers are  in your first\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEnjoy travel insurance coverage\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card has an annual fee of $120\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWhen you spend overseas, you'll face a foreign transaction fee of 2.5%\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-choose-your-own-categories-cash-back-card\" class=\"best-card__header\">Best choose your own categories cash back card<\/h3><\/td><\/tr><tr data-product-id=\"f49ed730-e748-4a33-9b07-53e67e4020b7\" data-provider-id=\"c11c71f1-61cb-4875-8b9b-69baa75b5e0b\" data-product-name=\"Tangerine Money-Back Credit Card\" data-provider-name=\"Tangerine\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine-credit-cards\/tangerine-money-back-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/632df41073983.png\" alt=\"Tangerine Money-Back Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine-credit-cards\/tangerine-money-back-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Tangerine Money-Back Credit Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Bonus 10% cash back<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. &lt;b&gt;Valid until September 30, 2026.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 2% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 2% cash back in two Tangerine credit card categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account) and 0.5% cash back on everything else.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. <b>Valid until September 30, 2026<\/b>. Plus, get a 1.95% interest rate on balance transfers for the first 6 months. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f49ed730-e748-4a33-9b07-53e67e4020b7\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/tangerine-money-back-credit-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22eda4bdc9-632c-4fd0-a5c2-f4514e14c7fe%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BCashback%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778498809%22%2C%22position%22%3A%225%22%2C%22offer_id%22%3A%229781%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22f49ed730-e748-4a33-9b07-53e67e4020b7%22%2C%22product_name%22%3A%22Tangerine%2BMoney-Back%2BCredit%2BCard%22%2C%22post_id%22%3A%22723705%22%2C%22post_path%22%3A%22credit-cards%252Fcash-back-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Tangerine's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Tangerine Money-Back Credit Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f49ed730-e748-4a33-9b07-53e67e4020b7\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-f49ed730-e748-4a33-9b07-53e67e4020b7\" value=\"f49ed730-e748-4a33-9b07-53e67e4020b7\" name=\"productID\" _productname=\"                            Tangerine Money-Back Credit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f49ed730-e748-4a33-9b07-53e67e4020b7\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-f49ed730-e748-4a33-9b07-53e67e4020b7\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Earn 2% cash back in two Tangerine credit card categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account) and 0.5% cash back on everything else. Categories include groceries, restaurants, hotels, gas, recurring bill payments, drug store, home improvement and entertainment.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__f49ed730-e748-4a33-9b07-53e67e4020b7\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__f49ed730-e748-4a33-9b07-53e67e4020b7\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. <b>Valid until September 30, 2026<\/b>. Plus, get a 1.95% interest rate on balance transfers for the first 6 months.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn accelerated cash back in 2 categories (with an optional third category)\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$0 annual fee\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tReceive only {{REWARDS.OTHER_SPEND_CASHBACK_RATE}} cash back on all other categories of spending\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll pay a foreign transaction fee of 2.5% on all overseas purchases\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tPay a balance transfer fee of 1% of the total transferred amount or $5, whichever is greater\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-cash-back-credit-card-welcome-bonus\" class=\"best-card__header\">Best cash back credit card welcome bonus<\/h3><\/td><\/tr><tr data-product-id=\"a88ca019-a04c-4f30-b97f-31bd4cf013f2\" data-provider-id=\"d2c47712-e4ff-4630-af29-f39e3997f320\" data-product-name=\"BMO CashBack World Elite Mastercard\" data-provider-name=\"BMO\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-world-elite-mastercard\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png\" alt=\"BMO CashBack World Elite Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-world-elite-mastercard\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO CashBack World Elite Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Get $40 cash back each month<span class=\"table-popover\" rel=\"popover\" data-content=\"Get $40 cash back each month in your first year and get the $120 annual fee waived in the first year. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee. That's up to $650 in value.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 5% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 5% cash back on groceries (up to a maximum of $500 per statement cycle period\u20141% unlimited cash back thereafter), 4% on transit including ride sharing, taxis and public transportation (up to a maximum of $300 per statement cycle period\u20141% unlimited cash back thereafter), 3% on gas and electric vehicle charging (up to a maximum of $300 per statement cycle period\u20141% unlimited cash back thereafter), 2% on recurring bill payments (up to a maximum of $500 per statement cycle period\u20141% unlimited cash back thereafter) and 1% unlimited cash back on all eligible purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0 annual fee for the first year ($120 thereafter)\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Get $40 cash back each month in your first year and get the $120 annual fee waived in the first year. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee. That's up to $650 in value. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"a88ca019-a04c-4f30-b97f-31bd4cf013f2\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-cashback-world-elite-mastercard-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22eda4bdc9-632c-4fd0-a5c2-f4514e14c7fe%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BCashback%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778498809%22%2C%22position%22%3A%226%22%2C%22offer_id%22%3A%2221489%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22a88ca019-a04c-4f30-b97f-31bd4cf013f2%22%2C%22product_name%22%3A%22BMO%2BCashBack%2BWorld%2BElite%2BMastercard%22%2C%22post_id%22%3A%22723705%22%2C%22post_path%22%3A%22credit-cards%252Fcash-back-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to BMO's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO CashBack World Elite Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"a88ca019-a04c-4f30-b97f-31bd4cf013f2\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-a88ca019-a04c-4f30-b97f-31bd4cf013f2\" value=\"a88ca019-a04c-4f30-b97f-31bd4cf013f2\" name=\"productID\" _productname=\"                            BMO CashBack World Elite Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"a88ca019-a04c-4f30-b97f-31bd4cf013f2\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-a88ca019-a04c-4f30-b97f-31bd4cf013f2\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">This card offers a wide range of benefits including an attractive signup bonus and the chance to earn cash back on eligible everyday purchases. Get $40 cash back each month in your first year and get the $120 annual fee waived in the first year. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee. That's up to $650 in value. Earn 5% cash back on groceries (up to a maximum of $500 per statement cycle period\u20141% unlimited cash back thereafter), 4% on transit including ride sharing, taxis and public transportation (up to a maximum of $300 per statement cycle period\u20141% unlimited cash back thereafter), 3% on gas and electric vehicle charging (up to a maximum of $300 per statement cycle period\u20141% unlimited cash back thereafter), 2% on recurring bill payments (up to a maximum of $500 per statement cycle period\u20141% unlimited cash back thereafter) and 1% unlimited cash back on all eligible purchases. Plus, cardholders can enjoy a host of travel and entertainment perks.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__a88ca019-a04c-4f30-b97f-31bd4cf013f2\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__a88ca019-a04c-4f30-b97f-31bd4cf013f2\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tGet $40 cash back each month in your first year and get the $120 annual fee waived in the first year. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee. That's up to $650 in value.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 5% cash back on groceries (up to a maximum of $500 per statement cycle period\u20141% unlimited cash back thereafter), 4% on transit including ride sharing, taxis and public transportation (up to a maximum of $300 per statement cycle period\u20141% unlimited cash back thereafter), 3% on gas and electric vehicle charging (up to a maximum of $300 per statement cycle period\u20141% unlimited cash back thereafter), 2% on recurring bill payments (up to a maximum of $500 per statement cycle period\u20141% unlimited cash back thereafter) and 1% unlimited cash back on all eligible purchases.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tGet access to extensive travel and entertainment perks and rental car discounts\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card has an annual fee of $120\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll need to accrue at least $50 in cash back before you can redeem\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card has a foreign transaction fee of 2.5%\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll need to earn a personal income of at least $80,000, or a combined household income of at least $150,000 annually to apply\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - 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independent of infobox\n        const pill = table.querySelector(\n          `tr[data-product-id=\"${productId}\"] .rewards-pill`\n        );\n        if (pill && !pill.dataset.bound) {\n          pill.dataset.bound = \"true\";\n          pill.addEventListener(\"click\", () => {\n            const row = pill.closest(\"tr\");\n            if (!row) return;\n\n            const cta = row.querySelector(\".rewards--cta\");\n            if (!cta) return;\n\n            const linkParams = getLinkParams(cta);\n            if (!linkParams) return;\n\n            const pillModalParams = {\n              productId: linkParams.productId,\n              campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n              redirectUrl: linkParams.redirectUrl,\n              productName: linkParams.productName,\n              providerName: row.getAttribute(\"data-provider-name\") || \"\",\n              niche: linkParams.niche,\n              offerId: linkParams.offerId,\n              component: \"infobox\",\n            };\n\n            if (\n              window.rewards &&\n              typeof window.rewards.displayModal === \"function\"\n            ) {\n              window.rewards.displayModal(pillModalParams, false, cta);\n            }\n          });\n        }\n\n        const rewardsProduct = table.querySelector(\n          `div[data-rewards-product-id=\"${productId}\"]:not([data-rewards-banner-attached])`\n        );\n        if (!rewardsProduct) return;\n\n        const endDateStr = rewardsProduct.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        \/\/ Format date for Australian locale (dd MMM yyyy)\n        const formattedDate = new Intl.DateTimeFormat(\"en-AU\", {\n          day: \"2-digit\",\n          month: \"short\",\n          year: \"numeric\",\n        }).format(new Date(endDateStr));\n\n        const endDateEl = rewardsProduct.querySelector(\".rewards-end-date\");\n        if (endDateEl && endDateEl.textContent !== formattedDate) {\n          endDateEl.textContent = ` ${formattedDate}`;\n        }\n\n        \/\/ Calculate days remaining\n        const days = Math.ceil((new Date(endDateStr) - new Date()) \/ 86400000);\n\n        \/\/ Show \"Ends Soon\" badge if campaign ends within 7 days\n        if (days <= 7 && days > 0) {\n          const dealsEndsEl = rewardsProduct.querySelector(\".deals-ends\");\n          const dealsPhoneEl = rewardsProduct.querySelector(\".deals-phone\");\n\n          if (dealsEndsEl && dealsEndsEl.style.display !== \"inline-flex\") {\n            dealsEndsEl.style.display = \"inline-flex\";\n          }\n          if (dealsPhoneEl && dealsPhoneEl.style.top !== \"23px\") {\n            dealsPhoneEl.style.top = \"23px\";\n          }\n        }\n\n        \/\/ Initialize countdown timer\n        initCountdownTimer(rewardsProduct, endDateStr);\n\n        const dealsLeftEl = rewardsProduct.querySelector(\".deals-left\");\n        const dealsList = rewardsProduct.querySelector(\".deals-list\");\n        const dealsHeader = rewardsProduct.querySelector(\".deals-header\");\n\n        const handleClick = (triggerEl) => {\n          const row = triggerEl.closest(\"tr\");\n\n          if (!row) return;\n\n          const cta = row.querySelector(\".rewards--cta\");\n\n          if (!cta) return;\n\n          const linkParams = getLinkParams(cta);\n          if (!linkParams) return;\n\n          const { productId, redirectUrl, productName, niche, offerId } = linkParams;\n\n          const modalParams = {\n            productId,\n            campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n            redirectUrl,\n            productName,\n            providerName: row.getAttribute(\"data-provider-name\") || \"\",\n            niche,\n            offerId,\n            component: \"infobox\",\n          };\n\n          if (\n            window.rewards &&\n            typeof window.rewards.displayModal === \"function\"\n          ) {\n            window.rewards.displayModal(modalParams, false, cta);\n          }\n        };\n\n        if (dealsLeftEl && !dealsLeftEl.dataset.bound) {\n          dealsLeftEl.dataset.bound = \"true\";\n          dealsLeftEl.addEventListener(\"click\", () => handleClick(dealsLeftEl));\n        }\n\n        if (dealsList && !dealsList.dataset.bound) {\n          dealsList.dataset.bound = \"true\";\n          dealsList.addEventListener(\"click\", () => handleClick(dealsList));\n        }\n\n        if (dealsHeader && !dealsHeader.dataset.bound) {\n          dealsHeader.dataset.bound = \"true\";\n          dealsHeader.addEventListener(\"click\", () => handleClick(dealsHeader));\n        }\n\n        rewardsProduct.dataset.rewardsBannerAttached = \"true\";\n      });\n    };\n\n    const tables = document.querySelectorAll(\n      \"table.rewards--container[data-table-record-ids]\"\n    );\n\n    tables.forEach((table) => {\n      const tableObserver = new MutationObserver(() => {\n        setTimeout(() => initRewards(table), 0);\n      });\n\n      tableObserver.observe(table, {\n        childList: true,\n        subtree: true,\n      });\n\n      initRewards(table);\n    });\n\n    \/\/ Pill countdown timers (minimal UX)\n    function initPillCountdowns() {\n      const countdowns = document.querySelectorAll(\"[data-rewards-pill-countdown]:not([data-pill-countdown-bound])\");\n\n      countdowns.forEach((el) => {\n        el.dataset.pillCountdownBound = \"true\";\n        const endDateStr = el.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        const endTime = new Date(endDateStr).getTime();\n        if (Number.isNaN(endTime)) return;\n        const now = new Date().getTime();\n        const distance = endTime - now;\n        const sevenDaysMs = 7 * 24 * 60 * 60 * 1000;\n\n        if (distance <= 0) {\n          const wrapper = el.closest(\".rewards-pill-wrapper\");\n          if (wrapper) wrapper.style.display = \"none\";\n          return;\n        }\n\n        if (distance > sevenDaysMs) {\n          return;\n        }\n\n        el.removeAttribute(\"hidden\");\n\n        const daysEl = el.querySelector(\"[data-pill-countdown-days]\");\n        const hoursEl = el.querySelector(\"[data-pill-countdown-hours]\");\n        const minutesEl = el.querySelector(\"[data-pill-countdown-minutes]\");\n        const secondsEl = el.querySelector(\"[data-pill-countdown-seconds]\");\n\n        let interval;\n        const updatePillCountdown = () => {\n          if (!el.isConnected) {\n            if (interval) clearInterval(interval);\n            return;\n          }\n\n          const remaining = endTime - new Date().getTime();\n\n          if (remaining <= 0) {\n            if (daysEl) daysEl.textContent = \"0d\";\n            if (hoursEl) hoursEl.textContent = \"0h\";\n            if (minutesEl) minutesEl.textContent = \"0m\";\n            if (secondsEl) secondsEl.textContent = \"0s\";\n            if (interval) clearInterval(interval);\n            \/\/ Hide pill wrapper on expiry\n            const wrapper = el.closest(\".rewards-pill-wrapper\");\n            if (wrapper) wrapper.style.display = \"none\";\n            return;\n          }\n\n          const days = Math.floor(remaining \/ (1000 * 60 * 60 * 24));\n          const hours = Math.floor((remaining % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n          const minutes = Math.floor((remaining % (1000 * 60 * 60)) \/ (1000 * 60));\n          const seconds = Math.floor((remaining % (1000 * 60)) \/ 1000);\n\n          if (daysEl) daysEl.textContent = days + \"d\";\n          if (hoursEl) hoursEl.textContent = hours + \"h\";\n          if (minutesEl) minutesEl.textContent = minutes + \"m\";\n          if (secondsEl) secondsEl.textContent = seconds + \"s\";\n        };\n\n        updatePillCountdown();\n        interval = setInterval(updatePillCountdown, 1000);\n      });\n    }\n\n    initPillCountdowns();\n\n    const allTables = document.querySelectorAll(\"table\");\n    allTables.forEach((table) => {\n      const observer = new MutationObserver(() => {\n        setTimeout(initPillCountdowns, 0);\n      });\n      observer.observe(table, { childList: true, subtree: true });\n    });\n  });\n})();\n<\/script><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CACCF\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<article class=\"luna-card luna-card--primary\"><div class=\"luna-card__block\"><h4 id=\"how\">How we chose the best cash back credit cards<\/h4><p>We\u2019ve chosen the cards on this page based on the credit cards available in our <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\">Credit Card Finder<\/a>. These cards may not be representative of the entire market. None of these picks are sponsored \u2013 we also take into account providers and cards that we aren\u2019t partnered with \u2013 so that our winners for each category are chosen without bias.<\/p><p>We take these factors into account when choosing our winners:<\/p><ul class=\"list-1\"><li>Welcome deals and promotional offers for new cardholders.<\/li><li>Cash back earn rate and any earning caps.<\/li><li>Type of cash back (flat rate, accelerated, tiered)<\/li><li>Annual fees and interest rates on purchases, cash advances and balance transfers.<\/li><li>Additional notable features offered such as complimentary travel insurance coverage and airport lounge access.<\/li><\/ul><p>No single card will be the best choice for everyone, so compare your options before picking your new card. Learn more about how we rate and choose the best credit cards in <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards-methodology\">our credit card methodology guide here<\/a>.<\/p><\/div><\/article><h3>Compare more cash back credit cards in Canada<\/h3><div class=\"content tableWithFilters\n         topFiltersEnabled\n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div id=\"portal-table-top-filters-modal\"><\/div>\n\n<div class=\"contentWrapper tableWithFilters__contentWrapper\">\n    <div class=\"tableWithFilters__table content\">\n        <div class=\"customTableFiltersConfig tableFiltersConfig__main\" style=\"display: none\">{\"userFilters\":[{\"config\":{\"MULTISELECT\":true,\"VALUES\":\"Rewards, Cash Back, Low Interest, No Annual Fee, Balance Transfer\"},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"DETAILS.CARD_TYPE_FILTER\"},\"dataType\":\"TEXT\",\"label\":\"Card Type\",\"order\":1},{\"config\":{\"MULTISELECT\":true,\"VALUES\":\"Visa, Mastercard, American Express\"},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"DETAILS.CARD_BRAND_FILTER\"},\"dataType\":\"TEXT\",\"label\":\"Card brand\",\"order\":2},{\"dataSelector\":{\"recordType\":\"UI_FILTER_COMPONENT\",\"fieldCode\":\"SPECIAL_OFFERS\"},\"dataType\":\"BOOLEAN\",\"label\":\"Special offers\",\"componentType\":\"SpecialOffersFilter\",\"config\":{\"VALUES\":\"1\",\"fields\":[{\"value\":\"rewards_exclusive\",\"label\":\"Finder Rewards &amp; exclusives\"},{\"value\":\"all_offers\",\"label\":\"All offers\"}]},\"options\":{\"comparator\":\"eq\"}},{\"config\":{},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"GENERAL.PROVIDER_ID\"},\"dataType\":\"UUID\",\"label\":\"Card Provider\",\"order\":3}],\"niche\":{\"currencySymbol\":\"$\",\"decimalPoint\":\".\",\"decimalPlaces\":\"2\",\"thousandsSeparator\":\",\",\"filterBoundsMap\":{\"product.DETAILS.CARD_TYPE_FILTER\":null,\"product.DETAILS.CARD_BRAND_FILTER\":null,\"product.GENERAL.PROVIDER_ID\":null}},\"prefilled\":false,\"experimental\":false}<\/div><div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"90e8f8c7-7386-497d-98a2-e4e76176ed2d\" data-template=\"comparison\" data-niche=\"CACCF\" data-site=\"CACCF\" data-auto-recalculate=\"true\" data-post-country=\"ca\" data-fieldset=\"caccf-cash-back\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"723705\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"true\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"CACCF\",\"fieldset\":\"caccf-cash-back\",\"template\":\"comparison\",\"category_id\":\"90e8f8c7-7386-497d-98a2-e4e76176ed2d\",\"category_name\":\"Cash Back Credit Cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778498809}' data-disable-alternative-products=\"true\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"tableWithFilters__topFilter tableWithFilters_shareFiltersPill\" data-niche-short-code=\"CACCF\"><div class=\"tableWithFilters__filter\"><\/div><\/div><div id=\"portal-table-top-filters\" class=\"comparison-actions__topFilters\"><\/div><div class=\"comparison-actions__filterAndSort\"><div id=\"portal-table-sort-button-mobile\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile\" class=\"comparison-actions__filter\"><\/div><\/div><div id=\"portal-tableWithFilters__table\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col \"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-90e8f8c7-7386-497d-98a2-e4e76176ed2d\">10 of 13 results<\/span><\/small><\/div><\/div><div class=\"comparison-actions__filterAndSort--sticky\"><div id=\"portal-table-sort-button-mobile-sticky\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile-sticky\" class=\"comparison-actions__filter\"><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"CACCF\" data-site=\"CACCF\" data-table-id=\"1264\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-leadform-modal=\"\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"CACCF\",\"fieldset\":\"caccf-cash-back\",\"template\":\"comparison\",\"category_id\":\"90e8f8c7-7386-497d-98a2-e4e76176ed2d\",\"category_name\":\"Cash Back Credit Cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778498809}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000003\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"caccf\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"10\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"10\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"13\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-user-filters data-table-filter-presets=\"ea89be6156e11feadc699a89a0b0b9716ebfa4a9394d761e87c792b76bec5cb5\" data-table-record-type=\"product\" data-table-record-ids='[\"d07a3780-7217-4fef-81bb-ee48362b10bd\",\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\",\"9b56b29a-fe93-42e9-96f5-c89fc1dd1887\",\"f49ed730-e748-4a33-9b07-53e67e4020b7\",\"ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88\",\"061f95ac-7190-492c-b98b-0d085d3d99bc\",\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\",\"433a7891-03de-440f-a886-a6eb42465eea\",\"16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\",\"a88ca019-a04c-4f30-b97f-31bd4cf013f2\"]' data-total-data=\"10\" data-enable-top-filters=\"true\" data-total-product-count=\"13\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-4\"><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_BONUS_POINTS_TABLE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"welcome_offer\">\n                                                        Welcome Offer\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_TABLE_REWARDS_POINT_VALUE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"cash_back_rate\">\n                                                        Cash Back Rate\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_PURCHASE_INTEREST_RATE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"purchase_interest_rate\">\n                                                        Purchase Interest Rate\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.FEE_ANNUAL\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"annual_fee\">\n                                                        Annual Fee\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.GENERAL.SHORT_DESCRIPTION\" class=\"comparison-table__feature fin-text-blue comparison-table__feature--longtext tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"min._credit_score\">\n                                                        Min. Credit Score\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><\/tr><\/thead><tbody><style>\n\t.rewards-infobox .deals-banner { display:flex; flex-direction: row; border-radius: 16px; border:1px solid #000; overflow: hidden; }\n\t.rewards-infobox .deals-left { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); display:flex; flex-direction: column; align-items:center; justify-content:space-between; position: relative; width: 110px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-left { width: 110px; } }\n\t.rewards-infobox .deals-right { background:#1a50ff; color:#fff; padding: 8px; display:flex; flex-direction: column; gap:2px; justify-content:center; flex: 1; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-right { padding: 8px; } }\n\t.rewards-infobox .deals-phone { position: absolute; top: 8px; left: 12px; }\n\t.rewards-infobox .deals-ends { color:#000; font-weight:800; font-size:12px; line-height:12px; padding:6px 10px; font-style: italic; border-radius: 9999px; display:inline-flex; align-items:center; text-transform: uppercase; display: none; }\n\t.rewards-infobox .deals-ends-text { padding-top: 2px; }\n\t.rewards-infobox .deals-header { display:flex; align-items:center; flex-wrap: nowrap; gap:4px; cursor:pointer; }\n\t.rewards-infobox .deals-amount { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); color:#232320; font-size:32px; line-height:28px; letter-spacing: -0.75px; text-transform: uppercase; padding: 2px 4px 0 2px; border-radius: 4px; font-style: italic; font-weight: bold; font-size: 30px; }\n\t.rewards-infobox .deals-title { color: white; text-transform: uppercase; font-style:italic; font-weight:bold; font-size:16px; flex: 1; }\n\t.rewards-infobox .deals-list { display:flex; flex-direction: column; flex-wrap: wrap; gap:2px; margin: 4px 0 2px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-list { flex-direction: row; row-gap: 4px; column-gap: 20px; } }\n\t.rewards-infobox .deals-step { display:flex; align-items: baseline; gap:4px; }\n\t.rewards-infobox .deals-step-num { background:#FFD23B; color:#000; display:inline-flex; align-items:center; justify-content:center; font-weight:bold; font-style: italic; border-radius:2px; font-size:12px; margin-top:2px; line-height: 12px; padding-top: 2px; min-width: 11px; }\n\t.rewards-infobox .deals-step-text { color:#fff; font-size:12px; line-height:16px; font-weight: bold; }\n\t.rewards-infobox .deals-disclaimer { color:#E8EEFF; font-size:12px; margin-top: 4px; width: fit-content; }\n\t.rewards-infobox .deals-disclaimer a { color:#BFD0FF; text-decoration: underline; font-size: 12px; }\n\t.rewards-infobox .rewards-end-date { font-size: 12px; }\n\t\n\t\t.rewards-infobox .deals-countdown {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tmargin-top: 8px;\n\t\tflex-wrap: wrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__label {\n\t\tcolor: #fff;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\tpadding-right: 6px;\n\t\twhite-space: nowrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__timer {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tgap: 4px;\n\t}\n\n\t.rewards-infobox .deals-countdown__unit {\n\t\tdisplay: inline-flex;\n\t\talign-items: center;\n\t}\n\n\t.rewards-infobox .deals-countdown__value {\n\t\tbackground: #FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; }\n\n\t\t@media (max-width: 600px) {\n\t\t.reward-col-order-3 { grid-row: 3 !important; }\n\t\t.reward-col-order-4 { grid-row: 4 !important; }\n\t\t.reward-col-order-5 { grid-row: 5 !important; }\n\t\t.reward-col-order-6 { grid-row: 6 !important; }\n\t\t.reward-col-order-7 { grid-row: 7 !important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: unset;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr data-product-id=\"d07a3780-7217-4fef-81bb-ee48362b10bd\" data-provider-id=\"dd309337-1cc7-41b3-b99d-2c495fe53daa\" data-product-name=\"Neo Secured Mastercard\" data-provider-name=\"Neo Financial\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/neo-secured-card-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6834e5da49ca7.png\" alt=\"Neo Secured Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6834e5da49ca7.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6834e5da49ca7.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6834e5da49ca7.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6834e5da49ca7.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6834e5da49ca7.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/neo-secured-card-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Neo Secured Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        N\/A<span class=\"table-popover\" rel=\"popover\" data-content=\"N\/A\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Cash Back Rate\">\n                        Average of 5% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn cash back at local and national Neo partners including food, clothing, footwear and homeware retailers. Earn 1% cash back on gas and groceries (3% cash back with a $5K+ Neo Money account balance or 4% with a $10K+ balance). Premium members earn an additional 2% cash back on gas and groceries.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        19.99%-29.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $95.88\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;No credit check&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Min. Credit Score\"><b>No credit check<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"d07a3780-7217-4fef-81bb-ee48362b10bd\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/neo-secured-card-review-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-cash-back%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2290e8f8c7-7386-497d-98a2-e4e76176ed2d%22%2C%22category_name%22%3A%22Cash%2BBack%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778498809%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2223459%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22d07a3780-7217-4fef-81bb-ee48362b10bd%22%2C%22product_name%22%3A%22Neo%2BSecured%2BMastercard%22%2C%22post_id%22%3A%22723705%22%2C%22post_path%22%3A%22credit-cards%252Fcash-back-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Neo Financial's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Neo Secured Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"d07a3780-7217-4fef-81bb-ee48362b10bd\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-d07a3780-7217-4fef-81bb-ee48362b10bd\" value=\"d07a3780-7217-4fef-81bb-ee48362b10bd\" name=\"productID\" _productname=\"                            Neo Secured Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"d07a3780-7217-4fef-81bb-ee48362b10bd\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-d07a3780-7217-4fef-81bb-ee48362b10bd\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" data-provider-id=\"a986f531-cda0-4772-b09a-fac68eadda11\" data-product-name=\"RBC Cash Back Mastercard\" data-provider-name=\"RBC\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-cash-back-mastercard-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png\" alt=\"RBC Cash Back Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-cash-back-mastercard-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">RBC Cash Back Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        N\/A<span class=\"table-popover\" rel=\"popover\" data-content=\"N\/A\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Cash Back Rate\">\n                        Up to 2% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Get up to 2% cash back on grocery store purchases and up to 1% cash back on all other qualifying purchases and pre-authorized bill payments.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        20.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 650<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/rbc-cash-back-mastercard-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-cash-back%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2290e8f8c7-7386-497d-98a2-e4e76176ed2d%22%2C%22category_name%22%3A%22Cash%2BBack%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778498809%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2221769%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%225ae93a81-6fcb-4c55-b1d4-a3b2064bc52c%22%2C%22product_name%22%3A%22RBC%2BCash%2BBack%2BMastercard%22%2C%22post_id%22%3A%22723705%22%2C%22post_path%22%3A%22credit-cards%252Fcash-back-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to RBC's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about RBC Cash Back Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" value=\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" name=\"productID\" _productname=\"                            RBC Cash Back Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"9b56b29a-fe93-42e9-96f5-c89fc1dd1887\" data-provider-id=\"795613d6-853c-4c46-b357-d7499b9dafa4\" data-product-name=\"SimplyCash Card from American Express\" data-provider-name=\"American Express\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-card-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6346d57812fa8.png\" alt=\"SimplyCash Card from American Express image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6346d57812fa8.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6346d57812fa8.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6346d57812fa8.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6346d57812fa8.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6346d57812fa8.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-card-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">SimplyCash Card from American Express<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to $100 in bonus cash back<span class=\"table-popover\" rel=\"popover\" data-content=\"In your first 3 months earn a bonus  5% cash back on all purchases, on top of your everyday cash back earn rates (up to $2,000 in purchases). That\u2019s up to $100 in bonus cash back.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Cash Back Rate\">\n                        Up to 2% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and earn 1.25% cash back elsewhere.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        In your first 3 months, earn a bonus 5% cash back on all purchases - on top of your everyday cash back earn rates (up to $2,000 in purchases). That\u2019s up to $100 in bonus cash back. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 700<br><\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"9b56b29a-fe93-42e9-96f5-c89fc1dd1887\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-simplycash-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-cash-back%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2290e8f8c7-7386-497d-98a2-e4e76176ed2d%22%2C%22category_name%22%3A%22Cash%2BBack%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778498809%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%229289%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%229b56b29a-fe93-42e9-96f5-c89fc1dd1887%22%2C%22product_name%22%3A%22SimplyCash%2BCard%2Bfrom%2BAmerican%2BExpress%22%2C%22post_id%22%3A%22723705%22%2C%22post_path%22%3A%22credit-cards%252Fcash-back-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to American Express's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about SimplyCash Card from American Express\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"9b56b29a-fe93-42e9-96f5-c89fc1dd1887\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-9b56b29a-fe93-42e9-96f5-c89fc1dd1887\" value=\"9b56b29a-fe93-42e9-96f5-c89fc1dd1887\" name=\"productID\" _productname=\"                            SimplyCash Card from American Express            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"9b56b29a-fe93-42e9-96f5-c89fc1dd1887\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-9b56b29a-fe93-42e9-96f5-c89fc1dd1887\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"f49ed730-e748-4a33-9b07-53e67e4020b7\" data-provider-id=\"c11c71f1-61cb-4875-8b9b-69baa75b5e0b\" data-product-name=\"Tangerine Money-Back Credit Card\" data-provider-name=\"Tangerine\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine-credit-cards\/tangerine-money-back-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/632df41073983.png\" alt=\"Tangerine Money-Back Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine-credit-cards\/tangerine-money-back-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Tangerine Money-Back Credit Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Bonus 10% cash back<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. &lt;b&gt;Valid until September 30, 2026.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Cash Back Rate\">\n                        Up to 2% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 2% cash back in two Tangerine credit card categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account) and 0.5% cash back on everything else.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        20.95%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. <b>Valid until September 30, 2026<\/b>. Plus, get a 1.95% interest rate on balance transfers for the first 6 months. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 600<br><\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f49ed730-e748-4a33-9b07-53e67e4020b7\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/tangerine-money-back-credit-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-cash-back%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2290e8f8c7-7386-497d-98a2-e4e76176ed2d%22%2C%22category_name%22%3A%22Cash%2BBack%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778498809%22%2C%22position%22%3A%224%22%2C%22offer_id%22%3A%229781%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22f49ed730-e748-4a33-9b07-53e67e4020b7%22%2C%22product_name%22%3A%22Tangerine%2BMoney-Back%2BCredit%2BCard%22%2C%22post_id%22%3A%22723705%22%2C%22post_path%22%3A%22credit-cards%252Fcash-back-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Tangerine's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Tangerine Money-Back Credit Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f49ed730-e748-4a33-9b07-53e67e4020b7\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-f49ed730-e748-4a33-9b07-53e67e4020b7\" value=\"f49ed730-e748-4a33-9b07-53e67e4020b7\" name=\"productID\" _productname=\"                            Tangerine Money-Back Credit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f49ed730-e748-4a33-9b07-53e67e4020b7\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-f49ed730-e748-4a33-9b07-53e67e4020b7\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88\" data-provider-id=\"c11c71f1-61cb-4875-8b9b-69baa75b5e0b\" data-product-name=\"Tangerine Money-Back World Mastercard\" data-provider-name=\"Tangerine\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine-credit-cards\/tangerine-world-mastercard-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6902656438c68.png\" alt=\"Tangerine Money-Back World Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6902656438c68.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6902656438c68.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6902656438c68.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6902656438c68.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6902656438c68.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine-credit-cards\/tangerine-world-mastercard-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Tangerine Money-Back World Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Get $100<span class=\"table-popover\" rel=\"popover\" data-content=\"Get $100 with a Money-Back World Mastercard when you spend $1,500 in the first 3 months. &lt;b&gt;Valid until September 30, 2026&lt;\/b&gt;.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Cash Back Rate\">\n                        Up to 2% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn unlimited 2% cash back in two Tangerine credit card categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and unlimited 0.5% cash back on everything else. Conditions apply.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        20.95%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Get $100 with a Money-Back World Mastercard when you spend $1,500 in the first 3 months. <b>Valid until September 30, 2026<\/b>. Plus, get a 1.95% interest rate on balance transfers for the first 6 months. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 600<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/tangerine-world-mastercard-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-cash-back%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2290e8f8c7-7386-497d-98a2-e4e76176ed2d%22%2C%22category_name%22%3A%22Cash%2BBack%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778498809%22%2C%22position%22%3A%225%22%2C%22offer_id%22%3A%229781%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88%22%2C%22product_name%22%3A%22Tangerine%2BMoney-Back%2BWorld%2BMastercard%22%2C%22post_id%22%3A%22723705%22%2C%22post_path%22%3A%22credit-cards%252Fcash-back-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Tangerine's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Tangerine Money-Back World Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88\" value=\"ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88\" name=\"productID\" _productname=\"                            Tangerine Money-Back World Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"061f95ac-7190-492c-b98b-0d085d3d99bc\" data-provider-id=\"dd309337-1cc7-41b3-b99d-2c495fe53daa\" data-product-name=\"Neo Mastercard\" data-provider-name=\"Neo Financial\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/neo-financial-credit-card-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/679da71a1bcc9.png\" alt=\"Neo Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/679da71a1bcc9.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/679da71a1bcc9.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/679da71a1bcc9.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/679da71a1bcc9.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/679da71a1bcc9.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/neo-financial-credit-card-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Neo Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        N\/A<span class=\"table-popover\" rel=\"popover\" data-content=\"N\/A\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Cash Back Rate\">\n                        An average of 5% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"With the Neo Mastercard, earn cash back at local and national Neo partners, including food, clothing, footwear and homeware retailers. Earn 1% cash back on groceries and gas\/EV charging. With a Build membership, you'll get credit score improvement tools, access to secured credit and Neo Money ATM fee reimbursements. Grow members get all this plus premium support (FX fee rebates are coming soon).\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        19.99% - 29.99% (up to 24.99% in QC)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 640<br><\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"061f95ac-7190-492c-b98b-0d085d3d99bc\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/neo-financial-credit-card-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-cash-back%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2290e8f8c7-7386-497d-98a2-e4e76176ed2d%22%2C%22category_name%22%3A%22Cash%2BBack%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778498809%22%2C%22position%22%3A%226%22%2C%22offer_id%22%3A%2223457%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22061f95ac-7190-492c-b98b-0d085d3d99bc%22%2C%22product_name%22%3A%22Neo%2BMastercard%22%2C%22post_id%22%3A%22723705%22%2C%22post_path%22%3A%22credit-cards%252Fcash-back-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Neo Financial's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Neo Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"061f95ac-7190-492c-b98b-0d085d3d99bc\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-061f95ac-7190-492c-b98b-0d085d3d99bc\" value=\"061f95ac-7190-492c-b98b-0d085d3d99bc\" name=\"productID\" _productname=\"                            Neo Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"061f95ac-7190-492c-b98b-0d085d3d99bc\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-061f95ac-7190-492c-b98b-0d085d3d99bc\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\" data-provider-id=\"d2c47712-e4ff-4630-af29-f39e3997f320\" data-product-name=\"BMO CashBack Mastercard\" data-provider-name=\"BMO\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-mastercard\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/66350653d6958.png\" alt=\"BMO CashBack Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-mastercard\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO CashBack Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        5% cashback<span class=\"table-popover\" rel=\"popover\" data-content=\"Get up to 5% cashback in your first 3 months.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Cash Back Rate\">\n                        Up to 3% cashback <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn cash back at a standard rate of 3% on groceries (up to a maximum of $500 per statement cycle period), earn 1% on recurring bill payments (up to a maximum of $500 per statement cycle period) and earn 0.5% on all other eligible purchases (unlimited).\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Get up to 5% cash back in your first 3 months. Plus, get a rate of 0.99% on balance transfers for 9 months. A 2% fee applies to transferred balances. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: 660&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 660<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-cashback-mastercard-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-cash-back%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2290e8f8c7-7386-497d-98a2-e4e76176ed2d%22%2C%22category_name%22%3A%22Cash%2BBack%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778498809%22%2C%22position%22%3A%227%22%2C%22offer_id%22%3A%2221489%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22bd82ba92-36f3-45a7-9c9d-fa0ea5815e34%22%2C%22product_name%22%3A%22BMO%2BCashBack%2BMastercard%22%2C%22post_id%22%3A%22723705%22%2C%22post_path%22%3A%22credit-cards%252Fcash-back-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to BMO's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO CashBack Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\" value=\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\" name=\"productID\" _productname=\"                            BMO CashBack Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"433a7891-03de-440f-a886-a6eb42465eea\" data-provider-id=\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\" data-product-name=\"Scotia Momentum Visa Infinite + Card \" data-provider-name=\"Scotiabank\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotia-momentum-visa-infinite-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png\" alt=\"Scotia Momentum Visa Infinite + Card  image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotia-momentum-visa-infinite-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scotia Momentum Visa Infinite + Card <\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        15% cash back<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 15% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, pay no annual fee in the first year. &lt;b&gt;Apply by November 1, 2026.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Cash Back Rate\">\n                        Up to 4% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 4% cash back for every $1 spent on eligible grocery purchases &amp; recurring payments, 2% per $1 spent on eligible gas, daily transit purchases &amp; food delivery and 1% per $1 spent on everything else.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        20.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0 annual fee for the first year ($120 thereafter)\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Earn 15% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, pay no annual fee in the first year. <b>Apply by November 1, 2026<\/b>. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 700<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"433a7891-03de-440f-a886-a6eb42465eea\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotia-momentum-visa-infinite-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-cash-back%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2290e8f8c7-7386-497d-98a2-e4e76176ed2d%22%2C%22category_name%22%3A%22Cash%2BBack%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778498809%22%2C%22position%22%3A%228%22%2C%22offer_id%22%3A%2224028%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22433a7891-03de-440f-a886-a6eb42465eea%22%2C%22product_name%22%3A%22Scotia%2BMomentum%2BVisa%2BInfinite%2B%252B%2BCard%2B%22%2C%22post_id%22%3A%22723705%22%2C%22post_path%22%3A%22credit-cards%252Fcash-back-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Scotiabank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Scotia Momentum Visa Infinite + Card \" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"433a7891-03de-440f-a886-a6eb42465eea\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-433a7891-03de-440f-a886-a6eb42465eea\" value=\"433a7891-03de-440f-a886-a6eb42465eea\" name=\"productID\" _productname=\"                            Scotia Momentum Visa Infinite + Card             \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"433a7891-03de-440f-a886-a6eb42465eea\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-433a7891-03de-440f-a886-a6eb42465eea\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\" data-provider-id=\"795613d6-853c-4c46-b357-d7499b9dafa4\" data-product-name=\"SimplyCash Preferred Card from American Express\" data-provider-name=\"American Express\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-preferred-card-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png\" alt=\"SimplyCash Preferred Card from American Express image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6346d5641bfea.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-preferred-card-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">SimplyCash Preferred Card from American Express<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to $250 in bonus value<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Cash Back Rate\">\n                        Up to 4% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually), and 2% cash back on all other purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $119.88\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Earn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Annual fee: $9.99\/month ($119.88 annually). Quebec residents: $119\/year.&lt;\/b&gt;&lt;div&gt;&lt;\/div&gt;&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Annual fee: $9.99\/month ($119.88 annually). Quebec residents: $119\/year.<\/b><br><div><\/div><br><b>Min. recommended credit score: 700<br><\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-simplycash-preferred-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-cash-back%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2290e8f8c7-7386-497d-98a2-e4e76176ed2d%22%2C%22category_name%22%3A%22Cash%2BBack%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778498809%22%2C%22position%22%3A%229%22%2C%22offer_id%22%3A%229289%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%2216182eb0-e8c7-4cdb-bc24-df5f5c2751cd%22%2C%22product_name%22%3A%22SimplyCash%2BPreferred%2BCard%2Bfrom%2BAmerican%2BExpress%22%2C%22post_id%22%3A%22723705%22%2C%22post_path%22%3A%22credit-cards%252Fcash-back-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to American Express's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about SimplyCash Preferred Card from American Express\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\" value=\"16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\" name=\"productID\" _productname=\"                            SimplyCash Preferred Card from American Express            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-16182eb0-e8c7-4cdb-bc24-df5f5c2751cd\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"a88ca019-a04c-4f30-b97f-31bd4cf013f2\" data-provider-id=\"d2c47712-e4ff-4630-af29-f39e3997f320\" data-product-name=\"BMO CashBack World Elite Mastercard\" data-provider-name=\"BMO\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-world-elite-mastercard\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png\" alt=\"BMO CashBack World Elite Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-world-elite-mastercard\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO CashBack World Elite Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Get $40 cash back each month<span class=\"table-popover\" rel=\"popover\" data-content=\"Get $40 cash back each month in your first year and get the $120 annual fee waived in the first year. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee. That's up to $650 in value.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Cash Back Rate\">\n                        Up to 5% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 5% cash back on groceries (up to a maximum of $500 per statement cycle period\u20141% unlimited cash back thereafter), 4% on transit including ride sharing, taxis and public transportation (up to a maximum of $300 per statement cycle period\u20141% unlimited cash back thereafter), 3% on gas and electric vehicle charging (up to a maximum of $300 per statement cycle period\u20141% unlimited cash back thereafter), 2% on recurring bill payments (up to a maximum of $500 per statement cycle period\u20141% unlimited cash back thereafter) and 1% unlimited cash back on all eligible purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0 annual fee for the first year ($120 thereafter)\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Get $40 cash back each month in your first year and get the $120 annual fee waived in the first year. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee. That's up to $650 in value. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: 760&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 760<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"a88ca019-a04c-4f30-b97f-31bd4cf013f2\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-cashback-world-elite-mastercard-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-cash-back%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2290e8f8c7-7386-497d-98a2-e4e76176ed2d%22%2C%22category_name%22%3A%22Cash%2BBack%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778498809%22%2C%22position%22%3A%2210%22%2C%22offer_id%22%3A%2221489%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22a88ca019-a04c-4f30-b97f-31bd4cf013f2%22%2C%22product_name%22%3A%22BMO%2BCashBack%2BWorld%2BElite%2BMastercard%22%2C%22post_id%22%3A%22723705%22%2C%22post_path%22%3A%22credit-cards%252Fcash-back-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to BMO's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO CashBack World Elite Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"a88ca019-a04c-4f30-b97f-31bd4cf013f2\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-a88ca019-a04c-4f30-b97f-31bd4cf013f2\" value=\"a88ca019-a04c-4f30-b97f-31bd4cf013f2\" name=\"productID\" _productname=\"                            BMO CashBack World Elite Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"a88ca019-a04c-4f30-b97f-31bd4cf013f2\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-a88ca019-a04c-4f30-b97f-31bd4cf013f2\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - now;\n\n        if (distance < 0) {\n          \/\/ Countdown finished\n          if (daysEl) daysEl.textContent = \"00d\";\n          if (hoursEl) hoursEl.textContent = \"00h\";\n          if (minutesEl) minutesEl.textContent = \"00m\";\n          if (secondsEl) secondsEl.textContent = \"00s\";\n          if (countdownInterval) {\n            clearInterval(countdownInterval);\n          }\n          return;\n        }\n\n        const days = Math.floor(distance \/ (1000 * 60 * 60 * 24));\n        const hours = Math.floor((distance % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n        const minutes = Math.floor((distance % (1000 * 60 * 60)) \/ (1000 * 60));\n        const seconds = Math.floor((distance % (1000 * 60)) \/ 1000);\n\n        if (daysEl) daysEl.textContent = days.toString().padStart(2, \"0\") + \"d\";\n        if (hoursEl) hoursEl.textContent = hours.toString().padStart(2, \"0\") + \"h\";\n        if (minutesEl) minutesEl.textContent = minutes.toString().padStart(2, \"0\") + \"m\";\n        if (secondsEl) secondsEl.textContent = seconds.toString().padStart(2, \"0\") + \"s\";\n      };\n\n      \/\/ Update immediately\n      updateCountdown();\n\n      \/\/ Update every second\n      countdownInterval = setInterval(updateCountdown, 1000);\n\n      \/\/ Store interval ID to clear it later if needed\n      rewardsProduct.dataset.countdownInterval = countdownInterval;\n    }\n\n    const initRewards = (table) => {\n      if (!table) return;\n\n      const recordIdsAttr = table.getAttribute(\"data-table-record-ids\");\n      if (!recordIdsAttr) return;\n\n      let productIds = [];\n      try {\n        const decoded = recordIdsAttr.replace(\/&quot;\/g, '\"');\n        productIds = JSON.parse(decoded);\n      } catch (e) {\n        return;\n      }\n\n      if (!productIds.length) return;\n\n      productIds.forEach((productId) => {\n        \/\/ Handle pill clicks (minimal UX variant) - independent of infobox\n        const pill = table.querySelector(\n          `tr[data-product-id=\"${productId}\"] .rewards-pill`\n        );\n        if (pill && !pill.dataset.bound) {\n          pill.dataset.bound = \"true\";\n          pill.addEventListener(\"click\", () => {\n            const row = pill.closest(\"tr\");\n            if (!row) return;\n\n            const cta = row.querySelector(\".rewards--cta\");\n            if (!cta) return;\n\n            const linkParams = getLinkParams(cta);\n            if (!linkParams) return;\n\n            const pillModalParams = {\n              productId: linkParams.productId,\n              campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n              redirectUrl: linkParams.redirectUrl,\n              productName: linkParams.productName,\n              providerName: row.getAttribute(\"data-provider-name\") || \"\",\n              niche: linkParams.niche,\n              offerId: linkParams.offerId,\n              component: \"infobox\",\n            };\n\n            if (\n              window.rewards &&\n              typeof window.rewards.displayModal === \"function\"\n            ) {\n              window.rewards.displayModal(pillModalParams, false, cta);\n            }\n          });\n        }\n\n        const rewardsProduct = table.querySelector(\n          `div[data-rewards-product-id=\"${productId}\"]:not([data-rewards-banner-attached])`\n        );\n        if (!rewardsProduct) return;\n\n        const endDateStr = rewardsProduct.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        \/\/ Format date for Australian locale (dd MMM yyyy)\n        const formattedDate = new Intl.DateTimeFormat(\"en-AU\", {\n          day: \"2-digit\",\n          month: \"short\",\n          year: \"numeric\",\n        }).format(new Date(endDateStr));\n\n        const endDateEl = rewardsProduct.querySelector(\".rewards-end-date\");\n        if (endDateEl && endDateEl.textContent !== formattedDate) {\n          endDateEl.textContent = ` ${formattedDate}`;\n        }\n\n        \/\/ Calculate days remaining\n        const days = Math.ceil((new Date(endDateStr) - new Date()) \/ 86400000);\n\n        \/\/ Show \"Ends Soon\" badge if campaign ends within 7 days\n        if (days <= 7 && days > 0) {\n          const dealsEndsEl = rewardsProduct.querySelector(\".deals-ends\");\n          const dealsPhoneEl = rewardsProduct.querySelector(\".deals-phone\");\n\n          if (dealsEndsEl && dealsEndsEl.style.display !== \"inline-flex\") {\n            dealsEndsEl.style.display = \"inline-flex\";\n          }\n          if (dealsPhoneEl && dealsPhoneEl.style.top !== \"23px\") {\n            dealsPhoneEl.style.top = \"23px\";\n          }\n        }\n\n        \/\/ Initialize countdown timer\n        initCountdownTimer(rewardsProduct, endDateStr);\n\n        const dealsLeftEl = rewardsProduct.querySelector(\".deals-left\");\n        const dealsList = rewardsProduct.querySelector(\".deals-list\");\n        const dealsHeader = rewardsProduct.querySelector(\".deals-header\");\n\n        const handleClick = (triggerEl) => {\n          const row = triggerEl.closest(\"tr\");\n\n          if (!row) return;\n\n          const cta = row.querySelector(\".rewards--cta\");\n\n          if (!cta) return;\n\n          const linkParams = getLinkParams(cta);\n          if (!linkParams) return;\n\n          const { productId, redirectUrl, productName, niche, offerId } = linkParams;\n\n          const modalParams = {\n            productId,\n            campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n            redirectUrl,\n            productName,\n            providerName: row.getAttribute(\"data-provider-name\") || \"\",\n            niche,\n            offerId,\n            component: \"infobox\",\n          };\n\n          if (\n            window.rewards &&\n            typeof window.rewards.displayModal === \"function\"\n          ) {\n            window.rewards.displayModal(modalParams, false, cta);\n          }\n        };\n\n        if (dealsLeftEl && !dealsLeftEl.dataset.bound) {\n          dealsLeftEl.dataset.bound = \"true\";\n          dealsLeftEl.addEventListener(\"click\", () => handleClick(dealsLeftEl));\n        }\n\n        if (dealsList && !dealsList.dataset.bound) {\n          dealsList.dataset.bound = \"true\";\n          dealsList.addEventListener(\"click\", () => handleClick(dealsList));\n        }\n\n        if (dealsHeader && !dealsHeader.dataset.bound) {\n          dealsHeader.dataset.bound = \"true\";\n          dealsHeader.addEventListener(\"click\", () => handleClick(dealsHeader));\n        }\n\n        rewardsProduct.dataset.rewardsBannerAttached = \"true\";\n      });\n    };\n\n    const tables = document.querySelectorAll(\n      \"table.rewards--container[data-table-record-ids]\"\n    );\n\n    tables.forEach((table) => {\n      const tableObserver = new MutationObserver(() => {\n        setTimeout(() => initRewards(table), 0);\n      });\n\n      tableObserver.observe(table, {\n        childList: true,\n        subtree: true,\n      });\n\n      initRewards(table);\n    });\n\n    \/\/ Pill countdown timers (minimal UX)\n    function initPillCountdowns() {\n      const countdowns = document.querySelectorAll(\"[data-rewards-pill-countdown]:not([data-pill-countdown-bound])\");\n\n      countdowns.forEach((el) => {\n        el.dataset.pillCountdownBound = \"true\";\n        const endDateStr = el.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        const endTime = new Date(endDateStr).getTime();\n        if (Number.isNaN(endTime)) return;\n        const now = new Date().getTime();\n        const distance = endTime - now;\n        const sevenDaysMs = 7 * 24 * 60 * 60 * 1000;\n\n        if (distance <= 0) {\n          const wrapper = el.closest(\".rewards-pill-wrapper\");\n          if (wrapper) wrapper.style.display = \"none\";\n          return;\n        }\n\n        if (distance > sevenDaysMs) {\n          return;\n        }\n\n        el.removeAttribute(\"hidden\");\n\n        const daysEl = el.querySelector(\"[data-pill-countdown-days]\");\n        const hoursEl = el.querySelector(\"[data-pill-countdown-hours]\");\n        const minutesEl = el.querySelector(\"[data-pill-countdown-minutes]\");\n        const secondsEl = el.querySelector(\"[data-pill-countdown-seconds]\");\n\n        let interval;\n        const updatePillCountdown = () => {\n          if (!el.isConnected) {\n            if (interval) clearInterval(interval);\n            return;\n          }\n\n          const remaining = endTime - new Date().getTime();\n\n          if (remaining <= 0) {\n            if (daysEl) daysEl.textContent = \"0d\";\n            if (hoursEl) hoursEl.textContent = \"0h\";\n            if (minutesEl) minutesEl.textContent = \"0m\";\n            if (secondsEl) secondsEl.textContent = \"0s\";\n            if (interval) clearInterval(interval);\n            \/\/ Hide pill wrapper on expiry\n            const wrapper = el.closest(\".rewards-pill-wrapper\");\n            if (wrapper) wrapper.style.display = \"none\";\n            return;\n          }\n\n          const days = Math.floor(remaining \/ (1000 * 60 * 60 * 24));\n          const hours = Math.floor((remaining % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n          const minutes = Math.floor((remaining % (1000 * 60 * 60)) \/ (1000 * 60));\n          const seconds = Math.floor((remaining % (1000 * 60)) \/ 1000);\n\n          if (daysEl) daysEl.textContent = days + \"d\";\n          if (hoursEl) hoursEl.textContent = hours + \"h\";\n          if (minutesEl) minutesEl.textContent = minutes + \"m\";\n          if (secondsEl) secondsEl.textContent = seconds + \"s\";\n        };\n\n        updatePillCountdown();\n        interval = setInterval(updatePillCountdown, 1000);\n      });\n    }\n\n    initPillCountdowns();\n\n    const allTables = document.querySelectorAll(\"table\");\n    allTables.forEach((table) => {\n      const observer = new MutationObserver(() => {\n        setTimeout(initPillCountdowns, 0);\n      });\n      observer.observe(table, { childList: true, subtree: true });\n    });\n  });\n})();\n<\/script><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer \"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"10\">Load More<\/button><div class=\"js-show-more-data_count-90e8f8c7-7386-497d-98a2-e4e76176ed2d comparison-table__dataCount\">Showing\n\t\t\t10\n\t\t\tof\n\t\t\t13\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CACCF\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3>What is a cashback credit card?<\/h3><p>A cashback credit card pays back a small percentage of what you spend on your credit card in cash. Cash back rewards accumulate as a separate balance on your account, typically shown under the rewards section of your credit card statement or online banking portal. You can often choose to apply your cash back rewards to reduce the balance of your credit card.<\/p><h4>Typical features of a cashback credit card<\/h4><p><strong>Basic cashback credit cards.<\/strong> These cards often come with low or no annual fees. They usually let you earn between 0.5% and 2% in cash back, and most come with few additional benefits aside from purchase protection and extended warranty coverage. Examples include the <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine\/tangerine-money-back-credit-card\">Tangerine Money-Back Credit Card<\/a> and the <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/brim-financial\">Brim Mastercard<\/a>.<\/p><p><strong>Premium cashback credit cards.<\/strong> Premium cards usually come with fees between $120 and $150 per year. They may let you earn between 3% and 5% cash back on purchases, and many come with extra benefits such as car rental insurance, travel insurance and mobile device protection. Examples include the <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/td\/td-cash-back-visa-infinite-card\">TD Cash Back Visa Infinite Card<\/a> and the <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo\/bmo-cashback-world-elite-mastercard\">BMO CashBack World Elite Mastercard<\/a>.<\/p><h3>How does a cashback credit card work?<\/h3><p>You\u2019ll typically earn between 0.5% and 5% cash back on purchases, depending on whether you have a basic or premium card. This percentage may be applied as a flat rate to any amount spent on your card. You may also earn different percentages for individual purchases based on the spending category.<\/p><p>Once you\u2019ve earned enough money on your account, you can redeem your cash back towards a statement credit on your account. Some credit card companies may also let you exchange your cash for rewards such as gift cards or merchandise, though this is less common.<\/p><h4>Three types of cashback cards<\/h4><p>There are three main types of cashback credit card in Canada, each coming with a slightly different rewards structure:<\/p><h5>Flat-rate cashback cards<\/h5><p>Flat rate cards let you earn a set cashback rate on all of your purchases. For example, you might earn 1.5% cash back on everything you buy regardless of which spending category your purchase applies to.<\/p><ul class=\"list-1\"><li>Best for people who want to earn a higher flat rate across all purchases instead of earning accelerated cash back in certain spending categories.<\/li><\/ul><h5>Tiered cashback cards<\/h5><p>Tiered cards usually offer different cashback rates based on which categories you spend money in. For example, you may be able to earn a fixed rate of 3% on travel purchases, 2% on gas and grocery purchases, and 1% on everything else.<\/p><ul class=\"list-1\"><li>Best for people who want to earn accelerated rewards for spending money on targeted categories such as gas, groceries or travel.<\/li><\/ul><h5>Rotating categories cashback cards<\/h5><p>These are similar to tiered cards, except you get to choose which categories you earn more cash in. For example, you may be able to choose a high cashback rate for gas and travel in one month, followed by a high rate for groceries and bill payments in the next month.<\/p><ul class=\"list-1\"><li>Best for people who spend money in different categories each month, and want to choose their accelerated rewards accordingly.<\/li><\/ul><h3>How to choose the best cash back credit card in Canada for you<\/h3><ul class=\"list-1\"><li><strong>Fee-free vs extra benefits.<\/strong> Pay an annual fee for a higher rate of cash back and perks or search for a fee-free card to save money up-front.<\/li><li><strong>Flat-rate vs accelerated cash back.<\/strong> Figure out if you want to get a flat return rate on all spending categories, or if you want a higher rate on some purchases (like gas, groceries or dining out). Some providers let you choose your own categories too.<\/li><li><strong>Generous welcome bonus.<\/strong> Optimize your cash back with a card that offers a generous welcome bonus.<\/li><li><strong>Comprehensive benefits.<\/strong> Find out about extra perks on offer like travel insurance coverage, airport lounge access, concierge services, roadside assistance and more.<\/li><\/ul><p style=\"text-align: center;\"><a class=\"scroll\" href=\"#compare\"><button class=\"btn btn-success\">Compare cash back cards and apply securely<\/button><\/a><\/p><h3>How to redeem your cash back<\/h3><p>Here\u2019s how often popular banks and credit card providers in Canada allow cash back redemption.<\/p><table class=\"luna-table luna-table--responsiveList content-area-white\"><thead class=\"luna-table__header\"><tr><th><strong>Provider<\/strong><\/th><th><strong>Redemption frequency<\/strong><\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>American Express<\/td><td>Once per year in September<\/td><\/tr><tr><td>BMO<\/td><td>Any time ($1 min, or $25 min for recurring deposits)<\/td><\/tr><tr><td>CIBC<\/td><td>Any time (or automatically after the end of the year)<\/td><\/tr><tr><td>Scotiabank<\/td><td>Once per year in November<\/td><\/tr><tr><td>Tangerine<\/td><td>Once every month<\/td><\/tr><tr><td>TD<\/td><td>Any time (in $25 increments)<\/td><\/tr><\/tbody><\/table><h3>What else should I know about cash back credit cards?<\/h3><ul class=\"list-7\"><li><strong>Annual fee.<\/strong> For the most part, if you pay more for your annual fee, you\u2019ll get a higher rate of cash back.<\/li><li><strong>High interest rates.<\/strong> Many cash back cards come with high interest rates, so you should try to pay your balance off in full every month.<\/li><li><strong>Cash back limits.<\/strong> Some credit cards cap the amount of cash back you can earn per year.<\/li><li><strong>Expiration dates.<\/strong> Your cash back rewards may expire if you don\u2019t use them within a certain time period.<\/li><li><strong>Excluded purchases.<\/strong> Some purchases aren\u2019t eligible for cash back, such as cash advance transactions, so you should look into your rewards program to find out where you stand to earn the most.<\/li><\/ul><p>Cash back cards are some of the most popular on the market because they offer flexible rewards and can offer a high-end return on spending, particularly if you spend a lot on your card and clear your balance each month.<\/p><h3 id=\"compare\">Where can I get a cashback credit card in Canada?<\/h3><p>You can get a cashback credit card from banks, credit unions and private institutions. Check out the table below for samples of the types of cashback cards offered by popular institutions in Canada:<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Cashback credit card provider<\/th><th>Cashback credit cards (linked to review)<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><strong>RBC cashback credit cards<\/strong><\/td><td><strong>Flat rate<\/strong><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc\/rbc-cash-back-mastercard-review\">RBC Cash Back Mastercard<\/a><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc\/rbc-cash-back-preferred-world-elite-mastercard-review\">RBC Cash Back Preferred World Elite Mastercard<\/a><\/td><\/tr><tr><td><strong>Scotiabank cashback credit cards<\/strong><\/td><td><strong>Flat rate<\/strong><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank\/scotia-momentum-no-fee-visa-credit-card\">Scotia Momentum No-Fee Visa Card<\/a><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank\/scotia-momentum-visa-credit-card\">Scotia Momentum Visa Card<\/a><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank\/scotia-momentum-mastercard-credit-card\">Scotia Momentum Mastercard<\/a><br><strong>Tiered<\/strong><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank\/scotia-momentum-visa-infinite-credit-card\">Scotia Momentum Visa Infinite + Card<\/a><\/td><\/tr><tr><td><strong>BMO cashback credit cards<\/strong><\/td><td><strong>Tiered<\/strong><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo\/bmo-cashback-mastercard\">BMO CashBack Mastercard<\/a><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo\/bmo-cashback-world-elite-mastercard\">BMO CashBack World Elite Mastercard<\/a><\/td><\/tr><tr><td><strong>CIBC cashback credit cards<\/strong><\/td><td><strong>Tiered<\/strong><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/cibc\/cibc-dividend-visa-infinite-card-review\">CIBC Dividend Visa Infinite Card<\/a><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/cibc\/cibc-dividend-platinum-visa-card-review\">CIBC Dividend Platinum Visa Card<\/a><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/cibc\/cibc-dividend-visa-card-review\">CIBC Dividend Visa Card<\/a><\/td><\/tr><tr><td><strong>TD Bank cashback credit cards<\/strong><\/td><td><strong>Tiered<\/strong><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/td\/td-cash-back-visa-card\">TD Cash Back Visa Card<\/a><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/td\/td-cash-back-visa-infinite-card\">TD Cash Back Visa Infinite Card<\/a><\/td><\/tr><tr><td><strong>Tangerine cashback credit cards<\/strong><\/td><td><strong>Rotating categories<\/strong><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine\/tangerine-money-back-credit-card\">Tangerine Money-Back Credit Card<\/a><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine\/tangerine-world-mastercard-review\">Tangerine Money-Back World Mastercard<\/a><\/td><\/tr><tr><td><strong>MBNA cashback credit cards<\/strong><\/td><td><strong>Tiered<\/strong><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/mbna\/mbna-smart-cash-platinum-plus-mastercard-review\">MBNA Smart Cash Platinum Plus Mastercard<\/a><\/td><\/tr><tr><td><strong>Amex cashback credit cards<\/strong><\/td><td><strong>Flat rate<\/strong><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-card-review\">SimplyCash Card from American Express<\/a><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-simplycash-preferred-card-review\">SimplyCash Preferred Card from American Express<\/a><\/td><\/tr><tr><td><strong>Simplii Financial cashback credit cards<\/strong><\/td><td><strong>Tiered<\/strong><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/cash-back-credit-cards\/simplii-financial-cash-back-visa-card\">Simplii Financial Cash Back Visa Card<\/a><\/td><\/tr><tr><td><strong>National Bank of Canada cashback credit cards<\/strong><\/td><td><strong>Tiered<\/strong><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/national-bank\/national-bank-mycredit-mastercard\">National Bank mycredit Mastercard<\/a><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/national-bank\/national-bank-allure-mastercard\">National Bank Allure Mastercard<\/a><\/td><\/tr><tr><td><strong>Brim Financial cashback credit cards<\/strong><\/td><td><strong>Tiered<\/strong><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/brim-financial\">Brim Mastercard<\/a><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/brim-financial\">Brim World Elite Mastercard<\/a><\/td><\/tr><tr><td><strong>Cashback credit cards from other financial institutions<\/strong><\/td><td><strong>Tiered<\/strong>CIBC Costco Mastercard<a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/neo-financial-credit-card-review\">Neo Mastercard<\/a><br><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rogers-credit-cards\">Rogers Red World Elite Mastercard<\/a><br><a><\/a><\/td><\/tr><\/tbody><\/table><h3>Which cashback credit card type has the best value?<\/h3><p>You\u2019ll earn a percentage of any money you spend on your credit card in cash back, with variable rates based on which type of card you have. Here\u2019s a quick comparison of the cash back you might earn from the different card types based on our sample budget:<\/p><ul class=\"list-7\"><li>$3,000 per year on dining and entertainment<\/li><li>$6,000 per year on groceries<\/li><li>$5,000 per year on other purchases<\/li><\/ul><p>Remember that signup bonuses and annual fees can change the amount of cash back you earn, as well as any restrictions the provider places on annual allowable earn rates.<\/p><h4>1. Flat rate cashback credit card<\/h4><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Category<\/th><th>Annual spending<\/th><th>Reward rate<\/th><th>Cash back<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>Dining and entertainment<\/td><td>$3,000<\/td><td>1.4%<\/td><td>$45<\/td><\/tr><tr><td>Groceries<\/td><td>$6,000<\/td><td>1.5%<\/td><td>$90<\/td><\/tr><tr><td>Other purchases<\/td><td>$5,000<\/td><td>1.5%<\/td><td>$75<\/td><\/tr><\/tbody><\/table><p>A flat rate cashback card with a 1.5% flat cashback rate would give you $210 in rewards.<\/p><h4>2. Tiered cashback credit card<\/h4><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Category<\/th><th>Annual spending<\/th><th>Reward rate<\/th><th>Cash back<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>Dining and entertainment<\/td><td>$3,000<\/td><td>4%<\/td><td>$120<\/td><\/tr><tr><td>Groceries<\/td><td>$6,000<\/td><td>2%<\/td><td>$120<\/td><\/tr><tr><td>Other purchases<\/td><td>$5,000<\/td><td>1%<\/td><td>$50<\/td><\/tr><\/tbody><\/table><p>A tiered cashback credit card would give you $290 in cash back with a higher rate for dining and groceries and a lower rate for all other purchases.<\/p><h4>3. Rotating categories cashback credit card<\/h4><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Category<\/th><th>Annual spending<\/th><th>Reward rate<\/th><th>Cash back<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>Dining and entertainment<\/td><td>$3,000<\/td><td>2%<\/td><td>$60<\/td><\/tr><tr><td>Groceries<\/td><td>$6,000<\/td><td>2%<\/td><td>$120<\/td><\/tr><tr><td>Other purchases<\/td><td>$5,000<\/td><td>1%<\/td><td>$50<\/td><\/tr><\/tbody><\/table><p>A rotating categories card would give you $230 in cash back. Ultimately, the cash back you earn depends on your preferred categories and how you allocate your spending.<\/p><p>It\u2019s important to note that you\u2019ll only receive cash back for \u201celigible purchases.\u201d Other transactions such as cash advances, buying gift cards or spending money in a casino may not give you a cashback return.<\/p><h3>Is a cashback credit card right for you?<\/h3><p>While the opportunity to earn cash back may sound appealing, cashback credit cards aren\u2019t for everyone. A cash rewards credit card may be ideal for you if you:<\/p><ul class=\"list-1\"><li><strong>Pay your balance in full every month.<\/strong> Paying interest on a cashback credit card can add up quickly. Spending money on interest negates the cashback rewards you earn on your credit card.<\/li><li><strong>Earn more in cash back than you spend on your annual fee.<\/strong> You\u2019ll want to make sure that you earn enough cash back to justify spending money on an annual fee. If you don\u2019t, it could make sense to opt for a low or no fee cashback credit card with a lower cashback return rate.<\/li><li><strong>Can responsibly use a credit card.<\/strong> Earning the maximum amount of cash back means using your credit card as frequently as possible. However, you should spend only what you can afford to pay back and to use your income to pay off your credit card balance rather than to make additional purchases.<\/li><\/ul><h3>How to maximize your rewards<\/h3><p>You can maximize your cashback credit card rewards in the following ways:<\/p><ul class=\"list-10\"><li><strong>Choose a credit card with a solid signup bonus.<\/strong> Some credit cards will let you earn up to 10% on all purchases in your first 3-10 months. Find a card that offers a long-term welcome bonus with a solid return rate, and reserve large purchases for your intro period.<\/li><li><strong>Spend enough to earn the signup bonus.<\/strong> Make sure you spend enough on your credit card to actually earn the welcome bonus on your card. For many cards, you may need to spend up to $3,000 in your first 3 months of card ownership to take advantage of your welcome bonus.<\/li><li><strong>Choose a card that offers accelerated rewards.<\/strong> Find a card that lets you earn higher cashback rates in the categories where you spend money most often. For example, if you regularly spend large amounts on groceries, you could benefit from a card that offers higher rewards at grocery stores.<\/li><li><strong>Align rotating categories with your spending habits.<\/strong> Align your spending categories with the way you spend money each month if you sign up for a rotating categories cashback credit card in Canada. This will ensure that you earn the maximum number of rewards for every dollar spent.<\/li><li><strong>Pay off your balance and avoid cash advances.<\/strong> Pay off your balance every month to save money on interest and avoid making transactions on your card that won\u2019t earn you cash back. These include non-eligible purchases such as gift cards and cash advances.<\/li><\/ul><p style=\"text-align: center;\"><a class=\"luna-button luna-button--primary luna-button--fluid scroll\" role=\"button\" href=\"#compare\">Compare cashback credit cards you can apply for now<\/a><\/p><h3>Benefits of a cashback credit card<\/h3><p>You can expect to enjoy the following benefits with a cashback credit card:<br>Decent return. Earn cash back on purchases (0.5% to 5%).<\/p><ul class=\"list-1\"><li><strong>Low fees.<\/strong> Many cashback credit cards come with no or low annual fees.<br>Accelerated rewards. Earn more cash for categories such as groceries, dining, travel and entertainment<\/li><li><strong>Signup bonuses.<\/strong> Earn up to 10% in your first few months of card ownership.<\/li><\/ul><h3>What to watch out for with a cashback credit card<\/h3><p>You should watch out for the following drawbacks with a cashback credit card in Canada:<\/p><ul class=\"list-12\"><li><strong>High interest rates.<\/strong> You\u2019ll typically need to pay between 19.99% and 21.99% on purchases and cash advances.<\/li><li><strong>Foreign transaction fees.<\/strong> You may have to pay foreign transaction fees between 1% and 3%.<\/li><li><strong>No points.<\/strong> You won\u2019t earn points that you can collect to exchange for travel, merchandise or gift cards.<\/li><li><strong>Cashback limitations.<\/strong> You may lose out on rewards if you exceed cashback limits on your account.<\/li><\/ul><h3>How to choose the best cash back credit card for your needs<\/h3><p>You can compare the following features to find the best cashback card for your needs:<\/p><ul class=\"list-10\"><li><strong>Annual fee.<\/strong> Basic cashback cards come with no annual fee while more premium cards usually cost between $120 and $150 per year.<\/li><li><strong>Signup bonus.<\/strong> Most cashback credit cards come with a signup bonus that lets you earn between 6% and 10% in your first few months.<\/li><li><strong>Redemption options.<\/strong> The majority of cashback credit cards let you redeem your cash for a statement credit on your account while a few let you exchange your rewards for merchandise, travel rewards or gift cards.<\/li><li><strong>Base cashback rate.<\/strong> You\u2019ll usually earn a base rate of between 0.5% and 1.5% when you spend money on purchases that don\u2019t qualify for accelerated rewards.<\/li><li><strong>Additional benefits.<\/strong> Many basic cards come with purchase protection or extended warranty coverage. Premium cards may come with extra benefits such as mobile device protection, roadside assistance and travel insurance.<\/li><\/ul><h3>Who are cashback credit cards best for?<\/h3><p>You may want to consider a cashback credit card if you fall into these categories:<\/p><ul class=\"list-1\"><li><strong>You would prefer to earn cash.<\/strong> You could benefit from a cashback credit card if you want to earn cash to pay down your credit card.<\/li><li><strong>You want more flexible rewards.<\/strong> You might prefer a cashback card if you\u2019d like to use your cash to pay down your balance or get yourself out of debt.<\/li><li><strong>You don\u2019t travel regularly.<\/strong> You may have more use for a cashback card if you don\u2019t travel regularly and have no desire to collect points or miles.<\/li><li><strong>You don\u2019t want your rewards to expire.<\/strong> You\u2019ll likely appreciate that cash rewards don\u2019t expire after a certain period unless you close your credit card.<\/li><\/ul><h3>How do I redeem cash back?<\/h3><p>You can redeem cash back by applying it as a credit on your credit card balance. Your total cash back will often be showcased somewhere on your credit card statement or in your online banking app. You simply need to click \u201cRedeem Rewards\u201d to have it applied to your account.<\/p><h4>Cashback redemption options<\/h4><p>Many providers will pay out your cash rewards on request, while others will transfer your rewards balance onto your statement on a monthly or yearly basis. A handful of providers may also let you exchange your cash for gift cards, merchandise, travel rewards or charitable donations (though this is uncommon).<\/p><h3>Bottom line<\/h3><p>A cashback credit card may be a good fit for you if you want a simple and transparent way to collect credit card rewards. You can choose from flat rate, tiered and rotating category cashback credit cards. Finding the right cashback credit card will allow you to collect as much as 0.5% to 5% in cash back on every dollar you spend, plus even more when you factor in welcome bonuses and accelerated rewards.<\/p><h3>Cash back credit cards FAQ<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000006\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000006\">\n                <span class=\"luna-accordion__title\">What is cash back? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000006\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Earning cash back means you earn back some of the money you spend on purchases. For example, if you earn 2% cash back on gas and you spend $100 to fill up your tank, you would get $2 back for your purchase. This may not seem like much, but it can add up quickly.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000007\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000007\">\n                <span class=\"luna-accordion__title\">Can I get cashback with my credit card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000007\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>That depends what type of credit card you have. If it's a cashback card, you'll earn cash back on your purchases. If it's a points card, you won't typically be able to exchange your points for cash. However, some providers will let you apply your points to your account as a statement credit.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000008\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000008\">\n                <span class=\"luna-accordion__title\">Is there a limit to the amount of cash back that I can earn?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000008\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>It depends on the card. Some providers set limits or caps on how much you can earn while others give you unlimited earning potential. It's up to you to read the fine print for your cashback credit card to make sure that you won't lose out on rewards if you spend too much.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000009\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000009\">\n                <span class=\"luna-accordion__title\">How do I redeem my cashback credit card rewards?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000009\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Typically, you can get your cash back as a statement credit or a deposit to your eligible account. Depending on the cashback credit card, you may be able to take advantage of redemption options such as gift cards or merchandise\u2014though these are much less common.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000010\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000010\">\n                <span class=\"luna-accordion__title\">Do cashback credit card rewards expire?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000010\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>No, your cashback rewards won't expire as long as your account remains open and in good standing. Any rewards not redeemed by the time you close your account may be lost.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000011\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000011\">\n                <span class=\"luna-accordion__title\">Can I withdraw cash from an ATM on my cashback credit card? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000011\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You can, but you should avoid cash advances wherever possible. That's because you'll pay a higher interest rate when you withdraw cash from an ATM using your cashback credit card. You also won't earn rewards for any money you withdraw as a cash advance.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000012\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000012\">\n                <span class=\"luna-accordion__title\">What's the minimum redemption I can make with my cash back credit card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000012\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Your provider may set a minimum amount of cash back that you must earn before you can redeem your rewards. A common minimum is $25, though some providers may allow you to redeem as little as $1.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000013\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000013\">\n                <span class=\"luna-accordion__title\">Should I switch credit cards to get more cash back?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000013\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>It depends on your spending habits. Tiered cash back cards or rotating category cards can offer a much higher return on specific spending categories like gas and groceries. If your monthly spending is high in these categories, it might be worth switching from a flat-rate card. If you spend fairly evenly across categories, a flat-rate card might be more beneficial.<\/p><p>That said, it's important to consider all aspects of a card, including fees, interest rates and eligibility requirements, before choosing the best card to meet your needs. To learn more, read our guide on <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/what-is-credit-card-churning\">credit card churning<\/a>.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000014\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000014\">\n                <span class=\"luna-accordion__title\">Is there a limit to how much cash back I can earn with a cashback credit card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000014\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>It depends on the card. Some providers limit how much cash back you can earn, especially during the signup bonus period. However, some providers will not set a limit once the signup bonus has ended. Read the terms and conditions before you commit to a card.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000015\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000015\">\n                <span class=\"luna-accordion__title\">Is cashback better than earning rewards points?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000015\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Rewards points are often more lucrative than cash back rewards, although it ultimately depends on how you use your points. Depending on the rewards program, each rewards point spent is typically worth more than a real Canadian dollar.<\/p><p>The value of your rewards maybe higher if you redeem your points for, say, travel than statement credit. That said, spenders enjoy cash back rewards because the value is easy to understand and even easier to redeem.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000016\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000016\">\n                <span class=\"luna-accordion__title\">Can I redeem cash back for other rewards?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000016\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, you can usually redeem your cash back for statement credit, merchandise, gift cards or simply save the money in your bank account. Not all providers will allow you to use your cash back however you please, so again read the terms and conditions for the card.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Find out how cash back credit cards work and how you can get the most out of your cash back credit card.<\/p>\n","protected":false},"author":474,"featured_media":1031113,"parent":15,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-masthead-two-column.php","meta":{"footnotes":""},"tags":[5939,38353],"class_list":["post-723705","page","type-page","status-publish","has-post-thumbnail","hentry","tag-cash-back-credit-cards","tag-reward-credit-cards"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best Cash Back Credit Cards in Canada | Finder Canada<\/title>\n<meta name=\"description\" content=\"Here&#039;s what you need to know about cash back credit cards. Compare the best cashback cards in Canada, and find out how to maximize rewards.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/cash-back-credit-cards\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best Cash Back Credit Cards in Canada | Finder Canada\" \/>\n<meta property=\"og:description\" content=\"Here&#039;s what you need to know about cash back credit cards. Compare the best cashback cards in Canada, and find out how to maximize rewards.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/credit-cards\/cash-back-credit-cards\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/bestcashbackcreditcards_Finder_1800x1000.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"20 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/cash-back-credit-cards\",\"url\":\"https:\/\/www.finder.com\/ca\/credit-cards\/cash-back-credit-cards\",\"name\":\"Best Cash Back Credit Cards in Canada | Finder Canada\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/cash-back-credit-cards#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/cash-back-credit-cards#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/bestcashbackcreditcards_Finder_1800x1000.jpg\",\"datePublished\":\"2018-04-16T00:50:41+00:00\",\"dateModified\":\"2024-01-29T19:59:29+00:00\",\"description\":\"Here's what you need to know about cash back credit cards. 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