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Weekend payday loans in Canada

Need quick cash on a Saturday or Sunday? Find out how you can get payday loans on the weekend.


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  • Get up to 20% in cashback
  • eTransfer or direct deposit
  • APR & loan term vary by province
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If you find yourself short on cash, there are services you can turn to, even on the weekend. Keep reading to find out where to get and how to apply for weekend payday loans in Canada.
⚠️ Warning: Be cautious with payday loans
Payday loans are expensive. If you're experiencing financial hardship call Credit Counselling Canada for free financial counselling (Monday-Friday 8:00am-5:00pm at +1 866-398-5999). Consider alternatives instead of a payday loan:
  • Local resources. Government programs and nonprofits offer free financial services and help with food, utilities and rent.
  • Debt relief companies. There are services to help you reduce your debt payments.
  • Payment extensions. Talk with bill providers about longer payment plans or due-date extensions.
  • Side jobs. Sell unwanted items online, sign up for food delivery and more.

Weekend payday loans in Canada

Name Product Loan Amount Loan Term Interest Rate Turnaround Time Serviced Provinces
Money Mart Payday Loan
$120 - $1,500
1 - 62 days
Varies by province
As little as 1 hour after getting approved
To be eligible, you’ll need to be at least 18 years of age with a steady source of income and a chequing account. No credit check required.
iCASH Payday Loan
$100 - $1,500
7 - 62 days
Varies by province
As little as 2 minutes with INTERAC e-Transfer
Get up to 20% in cash back once your payday loan is fully repaid. Conditions apply.

To be eligible, you'll need to be at least 19 years of age and have a net income of at least $800/month deposited into your bank account.
Cash Money Payday Loan
$100 - $1,500
5 - 40 days
Varies by province
As little as 15 minutes with INTERAC e-Transfer
Apply for your first $300 payday loan at a $20 cost (excludes SK applicants).

You'll need to be 18 years of age or older and have a net income of at least $1,000/month. Residents of MB and NB must apply in-store for a loan.
GoDay Payday Loan
$100 - $1,500
Up to 62 days
Varies by province
As little as 2 minutes with INTERAC e-Transfer
To apply, you'll need to be a Canadian resident over the age of 18 with a valid email address, phone number and an open bank account with a Canadian bank or credit union.

Compare up to 4 providers

Maximum borrowing costs per province
Always refer to your contract for exact repayment amounts and costs as they may vary from our results.
Province Maximum allowable cost of borrowing
Alberta, British Columbia, New Brunswick, Ontario & Prince Edward Island $15 per $100 borrowed
Manitoba & Saskatchewan $17 per $100 borrowed
Nova Scotia $19 per $100 borrowed
Newfoundland and Labrador $21 per $100 borrowed
Northwest Territories, Nunavut & the Yukon $60 per $100 borrowed
Quebec Limit of 35% annual interest rate (AIR)

Can I get a payday loan on the weekend?

Yes, there are lenders that can give approval and funding on a payday loan on a weekend. You can visit a store that’s open on weekends, get approved on the spot and walk out with your funds, or you can apply online with a payday lender that operates on a weekend. If you’re applying online, check that there’s an option to receive your funds via e-transfer, because e-transfers can be sent and received 24/7 even if your bank is closed or it’s outside of business hours.

What do I need to get a weekend payday loan?

Basic requirements for online applications include:

  • Be at least 18 years old or the age of majority in your province.
  • Be a Canadian citizen or resident.
  • Provide government-issued ID.
  • Provide proof of recurring income.
  • Have a valid bank account (make sure you have e-transfer set up).

Basic requirements for in-store applications include:

  • Be at least 18 years old or the age of majority in your province.
  • Be a Canadian citizen or resident.
  • Provide government-issued ID.
  • Provide proof of recurring income.
  • Have a working phone number.

How to compare weekend payday loans in Canada

While many weekend payday lenders offer the same features, there are some differences to watch out for, which can help narrow down your options of loans to apply for. These features include:

  • Turnaround time. Some payday loan providers can distribute your funds soon after approval, but if the approval itself takes time, you could end up waiting longer for your money. There are also some lenders that operate 24/7.
  • Reputation. Make sure you choose a legitimate payday lender that abides by provincial regulations and properly assesses your ability to repay a payday loan. Also, read reviews from people who have taken out a loan from them.
  • Application. Lenders’ applications differ too. They might ask for references, online banking verification or a photo of yourself, or they might not. They might give an instant decision, or they might take an hour or two to respond.
  • In-store network. If getting a weekend payday loan at a store is important to you, check whether the lender has any convenient locations.

When can you expect to receive money?

We’ve rounded up a list of payday loan lenders and information on their approximate fund turnaround times.

ProviderWhat is the turnaround time to receive funds?
Cash MoneyAs little as 15 minutes with INTERAC e-Transfer.
iCASHAs little as 2 minutes with INTERAC e-Transfer
GoDayAs little as 2 minutes with INTERAC e-Transfer
My Canada PaydayFunds will be sent immediately via INTERAC e-Transfer.
Money MartAs little as 1 hour after getting approved
Cash 4 YouIn 60 minutes with funds deposited via INTERAC e-Transfer.

Pros and cons of weekend payday loans


  • You’ll get your money anytime, from anywhere. Some payday loan providers let you borrow funds any day of the week, day or night. Since they offer loans online, you can apply for one just about anywhere or anytime.
  • You’ll be able to use the funds for any purpose. Payday loan providers don’t place restrictions on how you use the money you receive, as long as you use it for legitimate purposes.
  • A bad credit score is OK. Unlike traditional lenders, payday lenders accept applications from individuals who have a poor credit score or bad credit history. What’s important is demonstrating an ability to repay the money you borrow.


  • You’ll pay a higher APR. One of the biggest drawbacks of payday loans is the high fees that you will pay. Make sure you’re aware of how much you’ll be expected to repay. Fees can vary depending on what province or territory you live in and what your credit score is like.
  • The loans are only short term. No matter how much money you borrow, expect to repay the entire amount on your next payday. Payday loans are not a solution for larger amounts of debt.
  • Predatory lenders. When you need money now, it’s easy to go with the first lender you find, but be sure to check if they are a reputable and trustworthy lender before signing a loan contract. This will save you time and money in the long run.

When should you avoid a payday loan?

  • Avoid a loan you can’t repay. If you think you’ll have trouble repaying all of your loan, don’t take it out. Late or missed payments will lead to extra charges, costing you more money, and ultimately sending you into a vicious cycle of debt.
  • Avoid skimming quickly over your loan offer document. Before you accept the loan, take time to go through the terms and conditions carefully. This should give you a clear picture of the fees and charges you might be expected to pay under various circumstances.
  • Avoid bad terms. If you have a loan offer that is extremely costly and full of fees, you’re under no obligation to accept the terms. There are lender-matching services that can help you find a better loan.

How do I know a payday loan is legit?

There are several ways to determine if a payday lender is legit.

Check for BBB accreditation.
See if the lender is transparent about fees.
Check that the lender abides by the provincial regulations for payday loans.
Check that the lender has a licence.
Read reviews about the lender.

Learn more about legitimate payday loans.

Bottom line

It may be possible to apply for weekend payday loans in Canada. Your best bet is to visit the local branch of a payday loan lender in person or compare and apply with an online lender.

Frequently asked questions

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