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Weekend payday loans in Canada

Need quick cash on a Saturday or Sunday? Find out how you can get payday loans on the weekend.


GoDay Payday Loan

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Loans from $100

  • Quick online application
  • Fast turnaround time
  • Direct deposit of funds
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If you find yourself short on cash, there are services you can turn to, even on the weekend. Keep reading to find out where to get and how to apply for weekend payday loans in Canada. Plus, learn what to watch out for with this type of loan.
⚠️ Warning: Be cautious with payday loans
Payday loans are expensive. If you're experiencing financial hardship and would like to speak to someone for free financial counselling, you can call Credit Counselling Canada from 8:00am to 5:00pm Monday to Friday at +1 866-398-5999. Consider alternatives before applying for a payday loan:
  • Local resources. Government agencies, nonprofits and local charities may offer free financial services and help with food, utilities and rent for those in need.
  • Debt relief companies. These services can help you find a solution to reduce your debt payments and work toward becoming debt-free.
  • Payment extensions. Talk with your bill providers about a longer payment plan or extension on your due date if you're behind on payments.
  • Side jobs. Today's digital marketplace offers the ability to more easily sell unwanted items, sign up for food delivery or drive for rideshare services.

Weekend payday loans in Canada

Name Product Max. Loan Amount Serviced Provinces Turnaround Time Loan Term Interest Rate
Cash Money Payday Loan
British Columbia
Nova Scotia
In as little as 15 minutes with INTERAC e-Transfer® if approved
14-40 days (varies by province)
Varies by province
Apply for your first $300 payday loan at a $20 borrowing cost (excludes Saskatchewan applicants). Residents of Manitoba and New Brunswick cannot apply for a loan online (must apply in-store).
iCASH Payday Loan
British Columbia
New Brunswick
Nova Scotia
In as little as 2 minutes with INTERAC e-Transfer if approved.
14 - 62 days (varies by province)
Varies by province
Get up to 20% in cash back once your iCASH Payday Loan is fully repaid. Conditions apply.
GoDay Payday Loan
Alberta, British Columbia, Manitoba, New Brunswick, Nova Scotia, Ontario, PEI, Saskatchewan
In as little as 2 minutes with INTERAC e-Transfer if approved.
Up to 62 days
Varies by Province
To apply for a GoDay payday loan, you'll need to be a Canadian resident over the age of 18 with a valid email address, phone number and an open bank account with a Canadian bank or credit union.

Compare up to 4 providers

Maximum borrowing costs
You should always refer to your loan agreement for exact repayment amounts and costs as they may vary from our results. The table below shows the maximum allowable cost of borrowing under a payday loan for each province:
Province Maximum allowable cost of borrowing
Alberta $15 per $100 borrowed
British Columbia $15 per $100 borrowed
Manitoba $17 per $100 borrowed
New Brunswick $15 per $100 borrowed
Newfoundland and Labrador $21 per $100 borrowed
Northwest Territories, Nunavut & the Yukon $60 per $100 borrowed
Nova Scotia $19 per $100 borrowed
Ontario $15 per $100 borrowed
Prince Edward Island $25 per $100 borrowed
Quebec Limit of 35% annual interest rate (AIR)
Saskatchewan $17 per $100 borrowed

Can I really get a payday loan on the weekend?

As long as the payday loan lender operates on the weekend, whether online or in-store, it’s possible to have a payday loan deposited on the weekend. Your best bet is to either apply with an online 24/7 Canadian payday loan provider, like for an iCASH Payday Loan, or at a local lender offering same-day cash pickup.

Three options for getting a weekend loan

Below are three options if you’re looking to get a payday loan deposited on the weekend:

  • Online payday loan lender. Some online lenders advertise being able to process and transfer loan money directly into your account within an hour – even on the weekends. Other online lenders may approve your loan on the weekends, but transfer the funds as early as the next business day. Compare options above.
  • A debit card loan. You might consider a lender who offers payday loans on a prepaid debit card. If you already have an eligible debit card, you could receive funds faster than with a transfer to your bank account.
  • A payday lender with a physical branch location. Many lenders who operate out of branch locations can accept applications and distribute approved funds quickly after approval. This is an option worth considering if you can find a lender close to you that is open on the weekend.

How to apply for a payday loan

The application process depends on whether you apply online or in person at a store.

Applying online

If you opt for an online application, some payday loan providers can send your funds less than 60 minutes after approval. To speed up the process for approval, make sure you have your documents and information ready, such as proof of income and ID.

Applying in-store

Applying in-store is generally much quicker. You will fill out a short application form, and afterwards the lender will review your application and provide you with an answer almost immediately. If you’re approved, the lender can usually give you your funds in the form of cash, a cheque or a prepaid debit card.

Whether you apply online or in-store, you will have to repay your loan in full, usually on your next payday.

What features do weekend payday loans in Canada offer?

While many weekend payday lenders offer the same features, there are some differences to watch out for, which can help narrow down your options of loans to apply for. These features include:

  • Quicker processing time. Some payday loan providers can distribute your funds soon after approval, but if the approval itself takes time, you could end up waiting longer for your money.
  • High fees. Provincial and territorial regulations differ and can have a major impact on the fees that you will pay. Find out exactly what fees you’ll have to pay before you apply and accept the loan.
  • Access to an in-store network. Some payday loan providers have store networks across Canada and many of these companies operate online. You may find it hard to locate stores that remain open over the weekend, so your best bet is to get an online loan where you’ll be transferred the funds electronically.

When can you expect to receive money?

We’ve rounded up a list of payday loan lenders and information on their approximate fund turnaround times. Remember to check the websites of any lenders you want to apply with to ensure that they operate in the province or territory where you reside.

ProviderWhat is the turnaround time to receive funds?
Cash MoneyIn as little as 15 minutes with INTERAC e-Transfer® if approved.
Captain CashIn under 24 hours.
iCASHIn as little as 2 minutes with INTERAC e-Transfer if approved.
GoDayIn as little as 2 minutes with INTERAC e-Transfer if approved.
MyCanadaPayday.comFunds will be sent immediately via INTERAC e-Transfer.
Money MartVaries.
Cash 4 YouIn 60 minutes with funds deposited via INTERAC e-Transfer.

Pros and cons of weekend payday loans


  • You’ll get your money anytime, from anywhere. Some payday loan providers let you borrow funds any day of the week, day or night. Since they offer loans online, you can apply for one just about anywhere or anytime.
  • You’ll be able to use the funds for any purpose. Payday loan providers don’t place restrictions on how you use the money you receive, as long as you use it for legitimate purposes.
  • A bad credit score is OK. Unlike traditional lenders, payday lenders accept applications from individuals who have a poor credit score or bad credit history. What’s important is demonstrating an ability to repay the money you borrow.


  • You’ll pay a higher APR. One of the biggest drawbacks of payday loans is the high fees that you will pay. Make sure you’re aware of how much you’ll be expected to repay. Fees can vary depending on what province or territory you live in and what your credit score is like.
  • The loans are only short term. No matter how much money you borrow, expect to repay the entire amount on your next payday. Payday loans are not a solution for larger amounts of debt.
  • Predatory lenders. When you need money now, it’s easy to go with the first lender you find, but be sure to check if they are a reputable and trustworthy lender before signing a loan contract. This will save you time and money in the long run.

When should you avoid a payday loan?

  • Avoid a loan you can’t repay. If you think you’ll have trouble repaying all of your loan, don’t take it out. Late or missed payments will lead to extra charges, costing you more money, and ultimately sending you into a vicious cycle of debt.
  • Avoid skimming quickly over your loan offer document. Before you accept the loan, take time to go through the terms and conditions carefully. This should give you a clear picture of the fees and charges you might be expected to pay under various circumstances.
  • Avoid bad terms. If you have a loan offer that is extremely costly and full of fees, you’re under no obligation to accept the terms. There are lender-matching services that can help you find a better loan.

Pierre's car needs a repair

Man in carPierre works weekends in a diner in Montreal. He has a 30-minute drive to get into work each day, but this morning his car won’t start. It’s 3 days before his paycheque is cleared and he doesn’t have the spare $400 to pay his mechanic.

Pierre quickly jumps on the Internet, compares weekend payday loans and applies online. He finds a lender with 24/7 application processing and gets his loan funded within an hour after being approved. He can now afford to fix his car.

How do I know a payday loan is legit?

There are several ways to determine if a payday lender is legit.

Check for BBB accreditation.
See if the lender is transparent about fees.
Check that the lender abides by the provincial regulations for payday loans.
Check that the lender has a licence.
Read reviews about the lender.

Learn more about legitimate payday loans.

Bottom line

It may be possible to apply for weekend payday loans in Canada. Your best bet is to visit the local branch of a payday loan lender in person or compare and apply with an online lender.

Frequently asked questions

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