GoDay Payday Loan
Loans from $100
- Quick online application
- Fast turnaround time
- Direct deposit of funds
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|Province||Maximum allowable cost of borrowing|
|Alberta||$15 per $100 borrowed|
|British Columbia||$15 per $100 borrowed|
|Manitoba||$17 per $100 borrowed|
|New Brunswick||$15 per $100 borrowed|
|Newfoundland and Labrador||$21 per $100 borrowed|
|Northwest Territories, Nunavut & the Yukon||$60 per $100 borrowed|
|Nova Scotia||$19 per $100 borrowed|
|Ontario||$15 per $100 borrowed|
|Prince Edward Island||$25 per $100 borrowed|
|Quebec||Limit of 35% annual interest rate (AIR)|
|Saskatchewan||$17 per $100 borrowed|
As long as the payday loan lender operates on the weekend, whether online or in-store, it’s possible to have a payday loan deposited on the weekend. Your best bet is to either apply with an online 24/7 Canadian payday loan provider, like for an iCASH Payday Loan, or at a local lender offering same-day cash pickup.
Below are three options if you’re looking to get a payday loan deposited on the weekend:
The application process depends on whether you apply online or in person at a store.
If you opt for an online application, some payday loan providers can send your funds less than 60 minutes after approval. To speed up the process for approval, make sure you have your documents and information ready, such as proof of income and ID.
Applying in-store is generally much quicker. You will fill out a short application form, and afterwards the lender will review your application and provide you with an answer almost immediately. If you’re approved, the lender can usually give you your funds in the form of cash, a cheque or a prepaid debit card.
Whether you apply online or in-store, you will have to repay your loan in full, usually on your next payday.
While many weekend payday lenders offer the same features, there are some differences to watch out for, which can help narrow down your options of loans to apply for. These features include:
We’ve rounded up a list of payday loan lenders and information on their approximate fund turnaround times. Remember to check the websites of any lenders you want to apply with to ensure that they operate in the province or territory where you reside.
|Provider||What is the turnaround time to receive funds?|
|Cash Money||In as little as 15 minutes with INTERAC e-Transfer® if approved.|
|Captain Cash||In under 24 hours.|
|iCASH||In as little as 2 minutes with INTERAC e-Transfer if approved.|
|GoDay||In as little as 2 minutes with INTERAC e-Transfer if approved.|
|MyCanadaPayday.com||Funds will be sent immediately via INTERAC e-Transfer.|
|Cash 4 You||In 60 minutes with funds deposited via INTERAC e-Transfer.|
Pierre works weekends in a diner in Montreal. He has a 30-minute drive to get into work each day, but this morning his car won’t start. It’s 3 days before his paycheque is cleared and he doesn’t have the spare $400 to pay his mechanic.
Pierre quickly jumps on the Internet, compares weekend payday loans and applies online. He finds a lender with 24/7 application processing and gets his loan funded within an hour after being approved. He can now afford to fix his car.
There are several ways to determine if a payday lender is legit.
Check for BBB accreditation.
See if the lender is transparent about fees.
Check that the lender abides by the provincial regulations for payday loans.
Check that the lender has a licence.
Read reviews about the lender.
It may be possible to apply for weekend payday loans in Canada. Your best bet is to visit the local branch of a payday loan lender in person or compare and apply with an online lender.
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