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10% cash back
Welcome Offer
$0
Annual Fee
Up to 2% cash back
Rewards
Rewards | Earn 2% cash back in two Tangerine credit card categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and 0.5% cash back on everything else. |
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Welcome Offer | Earn 10% cash back (up to $100) on up to $1,000 of purchases in the first 2 months Until July 31, 2022. |
Purchase Interest Rate | 19.95% |
Cash Advance Rate | 19.95% |
Balance Transfer Rate | 1.95% for the first 6 months (then 19.95%) |
Interest Free Period | Up to 21 days |
Apply now More Info |
The Tangerine Money-Back Credit Card is a no annual fee cash back Tangerine credit card that allows you to earn cash back in up to three spending categories of your choice.
Earn 2% cash back in two Tangerine credit card categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and 0.5% cash back on everything else. With no limit to the amount of cash back you can earn, your cash back is directly deposited into your bank account at the beginning of each month.You can choose from the following categories to earn 2% cash back:
To apply for the Tangerine Money-Back Credit Card you need to:
Formerly known as ING Direct, Tangerine is a unique bank that has only five brick-and-mortar stores across Canada (known as Tangerine Cafes). Functioning mostly online, Tangerine has a big presence established on the Internet and via their mobile app. With very few physical locations, Tangerine can pass the savings back onto their customers. In 2012, Scotiabank acquired ING Bank of Canada and the name was changed to Tangerine.
The Tangerine Money-Back Credit Card comes with many perks including cash back, no annual fee and an optional balance transfer offer. Whether you’re a big spender and want to earn cash back rewards for your spending or you’re simply looking to save with no annual fee and a low balance transfer rate, this credit card may be a good fit for you.
How do I activate my Tangerine credit card?
Once you receive your physical credit card in the mail, you’ll need to activate it online. When you login to your account, you’ll see a message near the top of the screen that prompts you to activate your credit card. Simply click “Activate Card”, which will immediately activate your credit card for you.
How do I access my Tangerine Online Banking?
Navigate to the secure Tangerine Online Banking website or use the Tangerine mobile app.
How is interest calculated on my Tangerine Money Back Credit Card?
Interest is calculated daily if you hold a balance on your Tangerine Money-Back Credit Card. Like most credit cards, you will be charged monthly for the total amount of interest.
How can I change my 2% Money-Back Categories?
Login to your account and navigate to your credit card. Click on “Rewards” and then click on “Change Categories”. You can then select your new 2% Money-Back Categories. Take note that these changes won’t take place immediately since you can only change them monthly, instead you will be presented with a date that notifies you when the changes will take place.
How can I increase the credit limit on my Tangerine Money-Back Credit Card?
Login to your account and navigate to your credit card. Click on “Account Details” and then click “Change” under “Credit Limit & Cash Advance”. You can then enter your desired limit increase, but it’s not guaranteed that you will be given it – all changes are subject to a credit check.
What other products does Tangerine offer?
In addition to the Tangerine Money-Back Credit Card, Tangerine offers savings, chequing and investment accounts, credit cards, investment opportunities, as well as loans, mortgages, GICs and other borrowing opportunities.