Our verdict
The Tangerine Money-Back Credit Card is a no annual fee cash back credit card that allows you to earn 2% cash back in up to three spending categories of your choice. With no limit to the amount of cash back you can earn, your cash back is directly deposited into your bank account at the beginning of each month.Best for: Those looking to choose which spending categories they earn the most cash back in.
- No annual fee
- Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until October 31, 2023.
- Earn 2% unlimited cash back in up to 3 spending categories, and 0.5 elsewhere
- Balance transfer offer
- Lower cash back earned on other categories
- No physical bank branches for Tangerine
Purchase Interest Rate
19.95%
Cash Advance Rate
19.95%
Balance Transfer Rate
1.95% for the first 6 months