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Find the best way to send money to Congo-Brazzaville

Compare 4+ companies that can send money to Congo-Brazzaville from Canada.

Looking for the best way to send money from Canada to family, friends or businesses in Congo-Brazzaville (or even to your own overseas bank account)?

Don't head straight to your Canadian bank – compare specialist money transfer services instead. They nearly always offer better XOF exchange rates and lower fees, so for the same amount of Canadian dollars you send, your recipient will receive more CFA Franc bceaos.

Of the companies we've compared, OFX is among the cheapest, with competitive exchange rates and fees starting from $0. Need a really fast transfer? Remitly can get money to your recipient in Congo-Brazzaville within an hour.

Best ways to send money to Congo-Brazzaville from Canada

The best way to send money to Congo-Brazzaville depends on your payment method, how you want your money to be received and how fast you need it to arrive.
  • Bank transfer. Typically the cheapest option, bank transfers are an easy way to send money to Congo-Brazzaville but are often slower than other methods.
  • Peer-to-peer (P2P) transfer. With this type of transfer, the transfer service matches people buying Canadian Dollars in one country with people who are selling it in another, potentially securing a more competitive exchange rate.

Compare the best money transfer companies to send money to Congo-Brazzaville

Use our table to compare the best money transfer companies to send money to Congo-Brazzaville. You can compare deposit and receiving options, fees and transfer speeds, then click the "Go to site" button when you've found the best one to get your money to Congo-Brazzaville.
1 - 5 of 5
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
OFX
24 hours
$0
Exclusive offer: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee.
OFX has no maximum limit transfers, with competitive exchange rates for 50+ currencies.
CurrencyTransfer
24 hours
$0
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Remitly
Within an hour
$1.99
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
OFX
24 hours
$0
Exclusive offer: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee.
OFX has no maximum limit transfers, with competitive exchange rates for 50+ currencies.
OFX for online sellers
OFX for online sellers
24 hours
From $0
Receive local bank account details for 6 currencies. Free account signup with 24/7 support.
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Cheapest way to send money to Congo-Brazzaville

Bank transfers are typically the cheapest way to get your money to Congo-Brazzaville. OFX and OFX for online sellers have some of the lowest bank transfer fees of the brands we've compared.

When you're hunting down the cheapest ways to send money to Congo-Brazzaville, it's more important to look at the overall cost of your transfer. This has a couple of elements:
  • Transfer fees. While still cheaper than your Canadian bank, some money transfer services charge either a fixed or percentage-based fee for making your transfer.
  • Exchange rates. Another way money transfer providers make money is to add a margin to the mid-market CAD/XOF exchange rate.

Some providers may charge the mid-market rate but add fees on top. Others may have very low fees but apply a markup on the exchange rate. This means it is important to compare exactly how many CFA Franc bceaos your recipient will end up with.

Fastest way to send money to Congo-Brazzaville

Many online providers can offer transfers to Congo-Brazzaville within minutes, although you're likely to pay a premium for the convenience.

Here are some of the fastest average transfer speeds to Congo-Brazzaville:
  • Remitly — within an hour
  • OFX — within hours
  • OFX for online sellers — within hours

Actual transfer times from Canada to Congo-Brazzaville can depend on several different factors including transfer amount, payment method and currency.

Safest way to send money to Congo-Brazzaville

The safest way to get your money to Congo-Brazzaville is to use a provider registered with Canada's industry regulator, the Financial Consumer Agency of Canada. All of the companies we've compared in our table are overseen by a local regulator and comply with the relevant laws and regulations in both Canada and Congo-Brazzaville.

A great way to dive deeper is by reading our extended reviews of each transfer service and researching first-hand customer feedback on Trustpilot and similar platforms.

Large money transfers to Congo-Brazzaville

If you need to make a sizable money transfer to Congo-Brazzaville, consider using a provider such as OFX or CurrencyTransfer to benefit from its expertise in handling larger transfer amounts.

Using a large transfer specialist can have the following advantages:
  • Tax guidance. Large transfers to Congo-Brazzaville may have tax implications for you or your recipient. A transfer specialist can help get you up to speed on CRA's latest advice.
  • Foreign exchange (forex) tools. Advanced tools such as forward contracts, limit orders and stop-loss orders can help you lock in the XOF exchange rate you want.
  • Account manager. Some money transfer providers assign a personal account manager who can help and advise you on your transfer needs.
  • Phone service. If you want to talk your transfer through with someone, providers such as Remitly and OFX can give you support over the phone.

How to send money to Congo-Brazzaville from Canada

To send money to Congo-Brazzaville, you'll need the necessary documentation, your recipient's details and a way to pay.

  1. Compare your options.
    Use our table to find a money transfer provider that sends funds to Congo-Brazzaville. One may be better for cash pickups while another may suit a bank transfer. Once you've found the best one for your requirements, click "Go to site".
  2. Create an account.
    You'll need to give your name, address, contact details, proof of ID and method of payment.
  3. Provide your recipient's details.
    Enter your recipient's name and contact information. If you're sending straight to their Congolese bank account, you'll need the account number, SWIFT or IBAN plus their bank branch's address.
  4. Enter your transfer amount.
    Check you're happy with the fees, exchange rates and transfer speed, then enter the amount you wish to send. Double-check the total CFA Franc bceaos your recipient gets.
  5. Complete your transfer.
    Send your money transfer to Congo-Brazzaville. Keep your transaction reference number safe so you can track your transfer. Your recipient may need it too.

How to choose the best money transfer companies to send money to Congo-Brazzaville

When choosing a money transfer provider to send money from Canada to Congo-Brazzaville, it's important to consider the cost, how you want your recipient to receive the funds and the turnaround time. Here are other features to review:

  • Exchange rates. Banks and transfer services use the mid-market rate to trade with one another. It is the best rate you can get. However, not all money transfer providers offer you this mid-market rate so compare the XOF you're offered to the mid-market rate and look for the smallest difference.
  • Transfer fees. Are you being charged a flat fee or a percentage of your transfer amount? For example, a provider offering to transfer your money to Congo-Brazzaville for a flat or low fee might work out better if you plan to send a large amount.
  • Transfer type. Does your recipient have a Congolese bank account or is cash or cell phone top-up a better option? Each transfer type will have different fees. For example, instant cash pickups tend to be more expensive than bank transfers.
  • Transfer speed. If you need your transfer to arrive quickly, you can pay for an express delivery. Some companies offer instant cash pickups but may charge more. If you're not in a rush, online money transfer services offer the best value and get your money to Congo-Brazzaville faster and cheaper than banks.
  • Transfer purpose. Whether your transfer is for personal or business reasons influences which provider you want to use. If it is a one-off personal transfer, then fast and cheap may be the way to go. But if you make recurring transfers or send large amounts, a business transfer specialist like may be more economical.
  • Forex tools. Are you able to set rate targets, lock in a good XOF rate for the future or create a stop-loss order? Advanced forex tools can help make your transfer cheaper, which is useful if you make multiple transfers a year.
  • Transfer limits. Find out how much you can send with each service. For example, Remitly allows transfers up to $60,000.
  • Customer support. If you're sending larger amounts or looking for some guidance, it's important to choose a provider you can contact by phone like Remitly.
  • Discounts. Some providers may offer you a free transfer simply for signing up. Others may offer a discount if you transfer more than a specific amount of CFA Franc bceaos.

Frequently asked questions

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