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Rogers World Elite Mastercard review

Earn comprehensive benefits and get a decent return on cashback with this fee-free card.

Get $25 in cashback as soon as you make your first eligible purchase.
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$25 in cashback

Welcome Offer

Up to 3% cash back

Rewards

Please note: All information about Rogers World Elite Mastercard has been collected independently by Finder and this card is not available through this site.

The Rogers World Elite Mastercard is a fee-free card that offers a decent return on cashback for high earners. Earn 3% unlimited cash back rewards on eligible purchases made in U.S. dollars, and earn 1.5% cash back on all other eligible purchases. Get $25 in cashback as soon as you make your first eligible purchase.

30-second take

  • Think about this card if you regularly shop at Rogers and you don’t want to pay an annual fee.
  • Choose something else if you want to pay low interest or earn targeted rewards.
  • You’ll need to make an individual annual income of $80,000 or a household income of $150,000 to qualify for this card.

The basics

If you have a phone plan with Rogers or you regularly shop in foreign currencies, you could benefit from the Rogers World Elite Mastercard.

  • No annual fee. There’s no annual fee to maintain this card.
  • Decent return. Earn 3% unlimited cash back rewards on eligible purchases made in U.S. dollars, and earn 1.5% cash back on all other eligible purchases.
  • Welcome offer. Get $25 in cashback as soon as you make your first eligible purchase.
  • Unlimited cashback. There are no monthly caps on how much cashback you can earn with this card.
  • Purchase protection. Protect the items you buy on your card with purchase assurance and extended warranty coverage.
  • No fee for additional cards. You can add up to nine extra cards for no annual fee.

The perks

  • Emergency medical coverage. Avoid paying for third-party insurance when you travel with emergency medical insurance included on your card.
  • Rental car insurance. Get embedded collision and damage insurance on any rental car you pay for with your card.
  • Travel insurance. Get extra trip cancellation and trip interruption insurance to cover unexpected expenses in an emergency.
  • Optional insurance. Pay an extra fee to get identity theft protection, balance protection insurance and additional travel coverage on your card.
  • Security features. Relax knowing your purchases are protected with chip-enabled transactions and online fraud prevention mechanisms.
  • Contactless payments. Make quick and easy payments with tap-and-go technology.
  • Zero-liability insurance. Avoid paying for fraudulent charges on your account with zero-liability insurance.

What to watch out for

  • High interest. You’ll pay 19.99% for purchases and 22.99% for cash advances and balance transfers.
  • Penalties for late payment. You’ll pay up to 25.99% interest for purchases and 27.99% for other transactions if you don’t make your minimum payments on time.
  • Additional fees. You’ll pay extra fees when you exceed your credit limit, leave your account inactive or request services like cash advances.
  • High income requirements. You’ll need to make at least $80,000 per year to qualify for this card.

Rogers World Elite Mastercard interest rates

Interest TypeInterest Rate
Purchase interest rate19.99%
Cash advance rate22.99%
Standard balance transfer rate22.99%

What should I know before I apply

How to apply

  1. Head to the Rogers website to begin your application.
  2. Complete the application, which includes providing your name, email address, social insurance number and birth date.
  3. Review and submit your application.

Compare other credit cards

Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
OFFER
Tangerine Money-Back Credit Card
10% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 600
Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until October 31, 2023. Plus, get a 1.95% interest rate on balance transfers for the first 6 months.
BMO CashBack Mastercard
5% cash back
Up to 3% cash back
20.99%
$0
Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,500). Plus, get a rate of 0.99% on balance transfers for 9 months. A 2% fee applies to transferred balances.
OFFER
Tangerine World Mastercard
10% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 600
Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until October 31, 2023. Plus, get a 1.95% interest rate on balance transfers for the first 6 months.
RBC Avion Visa Infinite
55,000 points
Up to 1 point per $1 spent
20.99%
$120
Min. recommended credit score: 650
Get up to 55,000 Welcome Points (value of up to $1,100). Apply by November 27, 2023.
American Express Cobalt Card
30,000 points
Up to 5x points per $1 spent
20.99%
$155.88
Min. recommended credit score: 700
Earn up to 30,000 Membership Rewards points in your first year. Earn 2,500 Membership Rewards points for each monthly billing period in which you spend $500 in net purchases on your card (up to 30,000 points). That’s up to $300 towards a weekend getaway or concert tickets.
RBC ION+ Visa
12,000 points
3 points per $1 spent
20.99%
$48
Min. recommended credit score: 660
Get 12,000 Avion points when you get approved for the card. Apply by October 31, 2023.
BMO Preferred Rate Mastercard
0.99% rate on balance transfers for 9 months
N/A
13.99%
$0 annual fee for the first year ($29 thereafter)
Min. recommended credit score: 660
Get a rate of 0.99% on balance transfers for 9 months with a 2% transfer fee. Plus, get the $29 annual fee waived in the first year.
RBC ION Visa
6,000 points
1.5 points per $1 spent
20.99%
$0
Min. recommended credit score: 660
Get 6,000 Avion points when you get approved for the card. Apply by October 31, 2023.
American Express Green Card
10,000 points
1 point per $1 spent
20.99%
$0
Min. recommended credit score: 700
Earn a Welcome Bonus of 10,000 Membership Rewards points when you charge $1,000 in purchases to your card in the first 3 months as a new Cardmember. That’s $100 towards groceries or concert tickets.
BMO Ascend World Elite Mastercard
60,000 points
Up to 5x points per $1 spent
20.99%
$0 annual fee for the first year ($150 thereafter)
Min. recommended credit score: 760
Get up to 60,000 points and get the $150 annual fee waived in the first year.
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Bottom line

The Rogers World Elite Mastercard lets you earn accelerated cashback for every dollar you spend with Rogers and its partners. It comes with a small welcome bonus and comprehensive benefits, but you’ll need a relatively high income to qualify for this card.

Frequently asked questions about the Rogers World Elite Mastercard

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