Our verdict
The Modest Chequing Account is good choice for people who have moderate monthly banking needs, don't need many free features and can hold a minimum balance of at least $3,000.
Best for: Those who need a straightforward chequing account and don't need to make frequent transactions.
- Free Interac e-Transfers
- Overdraft protection
- Limited free transactions
- Limited features
- Maintaining minimum balance to avoid fees