Sign up & start saving!
Our monthly newsletter is launching soon with the latest in money news, credit card offers + more ways to save
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
ManulifeMONEY+ Visa Platinum card review
Get a generous welcome bonus and a decent return on cashback with this fee-free credit card.
Lock in a 1.99% interest rate for the first 6 months on any outstanding balance you transfer from another credit card.
No reviews yet.
Write a review
$0.
Annual Fee
Up to 2% cash back
Rewards
Please note: All information about ManulifeMONEY+ Visa Platinum card has been collected independently by Finder and this product is not available through this site.
ManulifeMONEY+ Visa Platinum card offers a decent return on cash back with no annual fee. You’ll Earn 2% cash back when you spend money on groceries along with 0.5% on everything else. Plus, get a 1.99% balance transfer rate in your first 6 months.
30-second take
- Think about this card if you want to earn a generous welcome offer and you don’t want to pay an annual fee.
- Choose something else if you want to earn low interest or a higher return on cash back.
- There are no minimum income requirements needed to qualify for this card.
The basics
If you want to earn comprehensive travel benefits along with a decent return on cash back, then you might like to check out the ManulifeMONEY+ Visa Platinum card.
- No annual fee. There’s no annual fee to maintain this card.
- Decent return. Earn 2% cash back when you spend money on groceries along with 0.5% on everything else.
- Low balance transfer rate. Lock in a 1.99% interest rate for the first 6 months on any outstanding balance you transfer from another credit card.
- Travel accident insurance. Avoid paying for third-party insurance with travel accident coverage on your card.
- Manulife One monthly fee waived. Get your Manulife One monthly fee waived for the first year that you’re an active cardholder.
The perks
- Optional balance protection. Pay an extra fee to cover your minimum payments in the event you can’t pay your outstanding balance due to an emergency.
- Purchase protection. Relax knowing the items you buy with your card are protected with purchase assurance and extended warranty coverage.
- Zero Liability insurance. Avoid paying for fraudulent activity on your account with Zero Liability insurance.
- Easy payments. Register for Apple Pay, Google Pay or Samsung Pay to make contactless payments on your card.
What to watch out for
- High interest. You’ll pay 19.99% interest on purchases and 21.99% on cash advances and balance transfers.
- No rewards. You won’t be able to earn points to exchange for travel, merchandise or other rewards.
ManulifeMONEY+ Visa Platinum card interest rates
| Interest Type | Interest Rate |
|---|---|
| Purchase interest rate | 19.99% |
| Cash advance rate | 21.99% |
| Standard balance transfer rate | 21.99% |
What should I know before I apply
How to apply
- Head to the Manulife website to begin your application.
- Complete the application, which includes providing your name, email address, social insurance number and birth date.
- Review and submit your application.
Compare other credit cards
Bottom line
If you’re a Manulife customer looking for a fee-free card that offers a decent return on cash back and benefits, then you might like to check out the ManulifeMONEY+ Visa Platinum card. This card comes with a generous welcome bonus and comprehensive benefits for no annual fee.
