Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

5 sites where Canadians can book vacations now and pay later

Itching for a holiday but don’t have the cash right now? These sites let you book your dream vacation now and pay it off later.

Updated

There’s plenty of companies that offer layby holidays, with flexible payment plans and the option to pay off your holiday in as much as 12 months.

Some also offer an interest-free period, which means that your finances don’t have to hold you back from going on that last-minute vacation or scoring a great deal on a trip you find.

Of course, like with any loan or credit product, you’ll need to make sure you make payments on time to avoid paying interest (if there is an interest-free period) and any additional fees.

As always, read what you’re getting before you sign on the dotted line!

Beach

1. Air Transat

Already known for its budget-friendly flights and vacations, did you know that Air Transat also lets you lock in a Caribbean, Central America or Europe package or cruise with a deposit and pay for the rest of it later?

  • Lock in your package price with a $250 deposit
  • You’ll need to pay off the remaining balance within 45 days of travel.
  • You won’t pay any interest or extra fees, but the balance (less than $250 deposit) must be paid in a single payment.


France

2. Contiki

Spend less time worrying about payments and more time choosing the perfect itinerary – Contiki has loads to choose from.

  • Secure your tour for just $200, letting you take advantage of Contiki’s regular deep discounts before you need to pay the whole trip off
  • Flexible deposits means you can even change your tour choice within 60 days of departure for US and Canada trips, or within 45 days for all other regions.
  • Pay zero change fees if you’re within the change period

Go to the Contiki website


Cherry blossoms

3. G Adventures

Never miss a trip with Lifetime deposits that never expire and payment plans that mean you never need to pay for a full trip upfront.

  • Only a $250 deposit is required to reserve your spot.
  • Trip can be paid in smaller payments up until 60 days prior to departure.
  • Hold this fee policy: The Holding an Option is available for tours and lets you hold the price or space in a tour for 48 hours. The option will expire and your space will be released unless you confirm within 48 hours.
  • Lifetime deposits policy: A confirmed tour which has been cancelled will be added to the the lifetime deposit which is the value of the deposit made on that tour. Lifetime deposits never expire.

Go to the G Adventures website


Cappadocia

4. TripCentral.ca

Found a stellar all-inclusive deal but just short on funds? TripCentral will let you book your trip and then pay it off over the next year.

  • Pay off your trip in 12 fixed monthly instalments
  • You’ll not pay any penalties or late fees, but you will pay interest
  • Available on trips (including vacations and cruises) of $500 or more

5. Redtag.ca

Known for its deep discounts on trips, including buy-one-get-one offers and up to 60% off last-minute trips, Redtag.ca lets you bag a bargain and pay for it when you can.

  • Pay off your trip in 12 fixed monthly instalments
  • Similar to a loan, you will be required to pay interest
  • When you book, opt to pay with Uplift Pay Monthly (subject to approval)

Want to book layby holidays online? Use one of our coupons:

Contiki Contiki

Contiki

Up to 15% off Canada tours

Available on tours departing from 6 December 2020 - 30 September 2021. Destinations include Ontario, Quebec, Banff and more. T&Cs apply.

Last verified

Deal ends

Contiki Contiki

Contiki

Up to 25% off Europe tours + $99 deposit

Available on selected trips in 2021 - 2022. Destinations include Athens, Germany, Switzerland, The Vatican, England, Portugal and more. T&Cs apply.

Last verified

Deal ends

Contiki Contiki

Contiki

Up to 10% off USA and Canada tours

Available on selected trips departing after 1 October 2020. Destinations include Los Angeles, Las Vegas, Vancouver, Whistler and more. T&Cs apply.

Last verified

Deal ends

Contiki Contiki

Contiki

Up to 15% off New Zealand tours

Available on selected trips departing after 1 October 2020. Destinations include Christchurch, Milford Sound, Auckland, Queenstown and more. T&Cs apply.

Last verified

Deal ends

Contiki Contiki

Contiki

Up to 15% off Australia tours

Available on selected trips departing after 1 October 2020. Destinations include Sydney, Darwin, Uluru, Byron Bay, Noosa Everglades and more. T&Cs apply.

Last verified

Deal ends

Contiki Contiki

Contiki

Up to 15% off Asia tours

Available on selected trips departing after 1 October 2020. Destinations include Thailand, Japan, India, Vietnam and more. T&Cs apply.

Last verified

Deal ends

Contiki Contiki

Contiki

Up to 10% off Latin America tours

Available on selected trips departing after 1 October 2020. Destinations include Argentina, Brazil, Mexico, Peru, Coast Rica and more. T&Cs apply.

Last verified

Deal ends

G Adventures G Adventures

G Adventures

Up to 15% off Africa tours

Available on select dates in 2021 to Uganda, Tanzania, South Africa and more. T&Cs apply.

Last verified

Deal ends

G Adventures G Adventures

G Adventures

Up to 15% off Australia and New Zealand tours

Available on select dates in 2021 to Sydney, Melbourne, Cairns, Wellington, Auckland and more. T&Cs apply.

Last verified

Deal ends

G Adventures G Adventures

G Adventures

Up to 15% off Asia tours

Available on select dates in 2021 to Nepal, Thailand, Malaysia, Maldives and more. T&Cs apply.

Last verified

Deal ends

G Adventures G Adventures

G Adventures

Up to 15% off South America tours

Available on select dates in 2021 to Bolivia, Argentina, Galapagos, Brazil and more. T&Cs apply.

Last verified

Deal ends

G Adventures G Adventures

G Adventures

Up to 15% off Europe tours

Available on select dates in 2021 to Croatia, Montenegro, Switzerland, London and more. T&Cs apply.

Last verified

Deal ends

G Adventures G Adventures

G Adventures

Up to 15% off Central America tours

Available on select dates in 2021 to Costa rica, Guatemala, Belize and more. T&Cs apply.

Last verified

Deal ends

G Adventures G Adventures

G Adventures

Up to 15% off worldwide tours

Available on select 2020 and 2021 dates to Peru, Croatia, Switzerland, Maldives, USA, Canada and more.

Last verified

Deal ends

G Adventures G Adventures

G Adventures

Up to 15% off 8-day Calgary to Vancouver tour

Available on select dates from July - September 2021. Destination includes Calgary, Banff, Lake Louise, Whistler and more. T&Cs apply.

Last verified

Deal ends

G Adventures G Adventures

G Adventures

Up to 15% off 14-day Canadian Rockies tour

Available on select dates from June - September 2021. Includes accommodation, meals, transfers and more. T&Cs apply.

Last verified

Deal ends

Contiki Contiki

Contiki

Up to 25% off worldwide tours

Available on select dates in 2021 and 2022 to Australia, New Zealand, USA, Canada, Europe, Thailand and more. T&Cs apply.

Last verified

Deal ends

G Adventures G Adventures

G Adventures

Get $100 travel credit

Sign up to G Adventures ad receive amazing offers. Destinations include India, Thailand, Indonesia, Peru, Africa, Greece, France, Spain, Costa Rica, Mexico, Egypt, New Zealand. Australia and more. T&Cs apply.

Last verified

Contiki Contiki

Contiki

Subscribe to receive latest deals

Subscribe to the newsletter and be updated on the latest Contiki news, deals and trips.

Last verified

Popular Contiki coupon codes

Last checked Code description Code
15 Sep 2020 Up to 15% off Canada tours ********
8 Sep 2020 Up to 25% off Europe tours + $99 deposit ********
1 Sep 2020 Up to 10% off USA and Canada tours ********
1 Sep 2020 Up to 15% off New Zealand tours ********
1 Sep 2020 Up to 15% off Australia tours ********

Ask an Expert

You must be logged in to post a comment.

Go to site