Send Money to Sweden Cheaply

Transfer with market-leading exchange rates and low fees when you send money to Sweden

If you’re sending money to Sweden you might already be aware of the big differences between transfer services, especially if you’re sending a large amount of money to buy a property or pay off a debt.

Luckily, we’ve written a short guide on how to compare services when sending money to Sweden, as well as some tips for comparing them. You can also use our table below to compare services based on their fees, transfer times and more.

Send more money to Sweden with the table below

Rates last updated February 19th, 2018
Name Product Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received Description
TorFX International Money Transfers
USD 150
1 day
Online, Phone, Agent
TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply.

Send money overseas in 45 currencies.
Exclusive: World First International Money Transfers
USD 1,000
1 day
Online, Phone
Exclusive offer: $0 transfer fee and discounted exchange rates for your first trade only.
A higher exchange rate applies to non-finder customers. Send money in more than 130 currencies.
TransferWise International Money Transfers
1 - 2 days
Make online transfers with transparent exchange rates, low fees and low minimum amounts.
Exclusive: OFX (Ozforex) International Money Transfers
USD 150
1 day
Online, Phone, Agent
Exclusive offer: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee.
A higher exchange rate applies to non-finder customers. Send money in 45 currencies.
FC Exchange International Money Transfers
FC Exchange International Money Transfers
GBP 1,000
1 day
Online, Phone, Bank Account to Bank Account
FC Exchange can save you money with its Best Exchange Rate Guarantee. Conditions apply.

No transfer fee when transferring more than £10,000 or equivalent. Send money in 43 currencies.
Compass Global Markets International Money Transfers
1 day
Online, Phone
Send money overseas in at least 140 currencies.
HiFX International Money Transfers
2 days
Online, Phone, Agent
Make your first transfer for free

Send money in more than 40 currencies.
Currency Solutions International Money Transfers
GBP 3,000
2 days
Online, Phone, Bank Account to Bank Account
Send money in 39 currencies.
The ‘Rate’ and ‘Amount Received’ displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

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Compare banks and money transfer services to send more to Sweden

If you want to convert your Australian Dollars to Swedish Krona and send money to Sweden, your bank can help, but unfortunately, banks offer quite poor foreign exchange rates for international money transfers and are also known to slug you with high fees (there are exceptions to this as always).

A more affordable option is to consider using the services of a specialist international money transfer company. You can see a list of the companies which allow transfers to Sweden in the table above. These companies, such as CurrencyFair and OFX, can offer much better exchange rates and lower fees than banks. This allows you to get much better value for money when transferring funds overseas, as you’ll see in the example below.

Case study: Matthias Sends Money to Sweden

Swedish-born Matthias is spending two years working and studying in Australia. He needs to send $2,000 back to his parents in Sweden to pay for some damage his car caused to his neighbours home before he left. In order to find the best possible deal, he compares the cost of lodging the transaction with his bank with the cost of using a money transfer service.

BankMoney Transfer Service
Exchange rate1 AUD = 6.19 SEK1 AUD = 6.476 SEK
Transfer fee$25$4
Transfer time2-5 days24-48 hours
Transfer optionsBank account transferBank account transfer
Amount received (in Swedish Krona)12,38012,926.09

The results speak for themselves. Not only can Matthias send almost 550 SEK more using a money transfer service, but he can also save more than $20 in fees. The money transfer service will also get his funds to Sweden quicker than the bank can.

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Compare transfer services to Sweden with our checklist

  • Exchange rates. Look for the best rate available to make sure that as much of your money as possible makes it to your recipient. Also remember that some companies may offer a slightly lower rate in return for waiving their fees.
  • Fees. The majority of money transfer providers will charge a fee for their services, but you may want to look for companies who waive their fees when you transfer more than a certain amount.
  • Transfer method. Compare the options available for lodging your transfer: online, over the phone and/or in person at a branch.
  • Transfer options. Does your provider allow you to schedule regular payments in advance for extra convenience? Does it offer flexible options like forward contracts and market orders so that you can take advantage of changing market exchange rates?
  • Minimum transfer amounts. If you only need to transfer a small amount, you’ll want to avoid companies that impose a minimum transfer limit.
  • Turnaround time. The importance of the speed of the transfer will depend on how urgently you need to send your funds. While some companies allow cash pickups within minutes, others require you to wait days for the transaction to be completed.
  • Pickup options. Can your cash be picked up in person or are the funds sent straight to a bank account?
  • Customer service. Look to see if your chosen provider offers phone, email and live chat support. This will be essential if you need assistance with an urgent transfer.
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Send money to Sweden from Australia with these options

Consider the following options when you need to send money to Sweden:

  • Bank transfers. The majority of Australian banks will make it easy for you to send money to Sweden, but they will offer poorer exchange rates and higher fees than some of your other transfer options.
  • Money transfer companies. There are plenty of specialist money transfer providers who offer better exchange rates and lower fees than banks.
  • Cash pickup money transfer providers. Other companies allow you to quickly transfer funds which can be picked up in person within minutes from agent locations in Sweden. Western Union and MoneyGram are two companies that offer this service.
  • PayPal. If you and your recipient both have PayPal accounts, you can use this online payment service to transfer your funds to Sweden.
  • International money order. If you don’t mind your transfer taking a little longer, you can obtain an international guaranteed cheque from your bank or local post office.
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Send emergency cash to Sweden

In some cases you may need to transfer funds to Sweden as quickly as possible. This may be because you have a friend or relative travelling through Sweden who has lost their wallet and needs some emergency cash, or perhaps you simply need to make a purchase from a Swedish retailer as quickly as possible.

Whatever the case may be, remember to double check what exchange rate you will be receiving before you lodge your transfer. Though time is of the essence, make sure you’re fully aware of the exchange rates and fees that will apply to your transaction. This will ensure that you don’t end up any more out of pocket than you need to be.

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Cash pickup locations in Sweden

Western Union

  • Zozan Travel

    C O Zagrosjet Airline

    Arlanda Airport Skycity

    Arlandalm, Stockholm 190 46


    Open 9am to 6pm Monday to Friday, open 10am to 3pm Saturday

  • Forex Bank

    Centralplan 15

    Stockholm, 11120


    Open 6am to 9pm seven days a week

  • Forex Bank


    Goteborg, Vastra Gotaland 41103


    Open 7am to 9pm Monday to Friday, 9am to 7pm Saturday and Sunday

  • Shell 7/11

    Stadstjanaregatan 3

    Goteborg, 411 04


    Open 8am to 8pm 7 days


  • Tavex – City

    Smalandsgatan 9

    Stockholm, 111 46


    Open Monday to Friday 8:50am to 6:05pm, open Saturday 10:50am to 4:05pm

  • Change Group

    Vasterlanggatan 31

    Stockholm, 111 29


    Open 9am to 7:30pm Monday to Friday, 10:30am to 6:30pm Saturday, 12pm to 6pm Sunday

  • Anadolu Resor

    Kopmansgatan 27 LOC

    Goteborg, 411 06


    Open 9am to 11:59pm 7 days

  • Electro Mobil

    Redbergsvagen 17 LOC

    Goteborg, 416 59


    Open 9am to 10:30pm 7 days

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Pick up cash the right way in Sweden

According to the Department of Foreign Affairs and Trade, Sweden is a safe country to visit and travellers are only advised to ‘exercise normal safety precautions’. However, this doesn’t mean you should be completely lax with your safety standards when picking up money in Sweden.

Take a friend with you when you go to pick up funds and make sure not to flash the cash around in front of strangers. Avoiding any high crime areas, head straight to your bank to deposit the funds – the last thing you want to do is carry them on your person for an extended period of time.

For more travel safety tips, read blogs and forums for advice from fellow travellers.

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Be prepared before you send money to Sweden

As you can see from the list above, there are plenty of options to choose from when you want to send money to Sweden. The exact process for sending funds varies depending on the method and provider you choose, but you’ll usually have to open an account before you can send your funds.

To do this, you’ll need to provide your name, address, date of birth and photo identification. Once you’ve lodged a transfer, keep your receipt or tracking number so that you can monitor the progress of your funds.

It doesn’t matter why you need to send money to Sweden; all that matters is that it’s quick, easy and affordable to do so. Just make sure to do your research and find the money transfer provider that offers you the best deal.

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