Best way to send money to Samoa | finder Canada

Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Send money to Samoa

Save time and money when sending money to Samoa from Canada.

Although Samoa’s small economy has been growing steadily over the last few years, its citizens are still dependent on remittances from family members in Canada and around the world to help with daily expenses. If you’re looking to send money to Samoa, make sure to compare transfer fees and exchange rates for several providers to find the best deal.

How to send money to Samoa

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
CAD 1 Same day CAD 0.00 2.01 WST
XE has fast transfers with no fees and a range of foreign currency tools. Go to site Show details
CAD 0 Within an hour CAD 3.99 2.012 WST
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Go to site Show details
USD 150 1 day CAD 15.00 2 WST
Exclusive offer: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee.
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.
Back to top

Banks versus money transfer companies

Case study: Losefa’s family transfers

For the past three years, Losefa has traveled to Vancouver in January to work in the construction industry. Each year, he works until the end of April, and sends around $1,000 per month home to his family during the course of his stay. Losefa wants to find the cheapest way to send money back to Samoa, and compares his bank against a money transfer service to figure out the best option.

BankMoney transfer service
Exchange rateCAD $1 = WST 1.85CAD $1 = WST 1.93
Transfer fee$35$10
Amount received for $1,000 – in WSTWST 1,850WST 1,930
Transfer timeTwo to three business daysTen minutes
Transfer optionsBank to bank transferBank to bank transfer
DifferenceWST 80

Losefa’s research reveals that he can send an additional WST 80 (around $40) to his family with the money transfer service in addition to saving $25 in fees.

Today’s exchange rate CAD to WST

How to compare transfer companies when transferring money to Samoa

In order to find the best service for you, it pays to look at the following features of both banks and money transfer companies:

  • Exchange rate. Check what the exchange rate is, but take into account the fees, as some companies may offer great exchange rates but offset this with expensive fees.
  • Fees. Many banks have a set fee for all transfer amounts and countries, while transfer companies will vary by country and can offer low to no fees when large sums are transferred.
  • Transfer time. For individuals supporting a household or making a regular payment, waiting a few days may be acceptable, but for emergency situations you may want to take advantage of sending cash for pickup at an agent location, which makes the transfer available to your recipient within a couple of minutes.
  • Transfer methods. Money today can be sent bank to bank or as cash in hand. Decide how you want to send the money and compare services based on this.
  • Security. If you do plan on using a money transfer company, make sure that you use a reputable service and know and understand their dispute policies.
Back to top

How to send money to Samoa from Canada

You will find that the following transfer companies are equipped to send cash transfers from Canada to Samoa:

  • MoneyGram. For the recipient this is a cash pickup only but offers the sender competitive rates and fees.
  • Western Union. With Western Union you can make cash transfers from Canada to Samoa.

Compare money transfer services for sending money to Samoa

Back to top

Emergency cash transfers in Samoa

If you find yourself in a situation where you need a cash transfer while on vacation in Samoa, you have a few options:

  • Travel insurance. If you purchased an insurance policy for your trip, its terms may include a provision for transferring you cash in case of an emergency. Make sure to retain any police reports to hand in when filing your claim.
  • Credit card insurance. Many credit cards also offer types of traveler’s insurance. In most cases you will have had to have purchased your travel bookings with that card, but they will send you emergency cash if you qualify.
  • Money transfer company. If you still have your photo identification, Canadians can pick up cash at a money transfer agency.
Back to top

Cash pickup locations in Samoa (Western Union and MoneyGram branches in Samoa)

Both MoneyGram and Western Union have agents set up in Samoa where cash pick ups can be made. Before leaving for any location make sure that you have your identification with you and the money transfer reference number. Below you will find a few locations that may be convenient for you to pick up your money:

Western Union

  • Pauga Store


    Apia, Apia 814

    Phone: +685-25623

    Open Seven days a week from 8am to 6pm

  • Fexco Samoa Tuasivi

    Savaii, Savaii 814

    Phone: +685-25623

    Open Monday through Friday 8:30am to 5pm. Saturday 8:30am to 1:30pm. Sunday closed.

  • Le Lagoto Resort



    Salelologa, Salelologa 814

    Phone: +685-23749

    Open Monday through Friday 8am to 6pm. Saturday and Sunday 8am to 2pm.


  • Westpac Bank

    Beach Road


    Phone: +685-66100

    Open Monday through Friday 7:30am to 5:30pm. Closed Saturday and Sunday

  • Frankie’s Supermarket


    Phone: +685-23005

    Open Monday through Wednesday 9am to 4:00pm. Thursday through Friday 9am to 4:30pm. Closed Saturday and Sunday.

  • Westpac Bank Samoa

    Savaii Island


    Phone: +685-51208

    Open Monday through Friday 7:30am to 5:30pm. Saturday and Sunday closed.

Back to top

Tips for picking up cash in Samoa

According to Global Affairs Canada, Canadians should exercise normal safety precautions when traveling to Samoa. That being said, petty and violent crime occurs. Ensure that your personal belongings, including your passport and other travel documents, are secure at all times. Be extra vigilant when traveling to any of the above listed locations to pick up cash. Only travel to the agency with a trusted friend and immediately return to where you are staying to secure your cash.

Back to top

How to send money to Samoa

If you have chosen to use a money transfer service to send cash from Canada to Samoa you will need to have the following:

  • Recipient’s full name as it appears on their identification document.
  • Recipient’s address.
  • The transfer reference number which you will need to give to your recipient.
  • A photo ID to show to the agent when placing your money transfer order.

After you have given the reference number to your family member or friend, save the paper until you are sure they have received the cash. This paperwork serves as a receipt of the transaction in the event that there is a dispute.

When sending money overseas from Canada to Samoa, or any other destination, it’s important that you look into your options carefully. Fees can vary greatly and are sometimes hidden in the currency exchange rate. Once you have found the most cost effective method for your situation, you will find it easy to send money from Canada to friends and family in Samoa.

Back to top

More guides on Finder

Ask an Expert

You must be logged in to post a comment.

2 Responses

    Default Gravatar
    elaineFebruary 25, 2015

    hi was just wondering if i can send money back on to samoa through moneygram can my family member pick it up from western union instead cause that’s closer where they lived??

      Avatarfinder Customer Care
      ShirleyFebruary 26, 2015Staff

      Hi Elaine,

      Thanks for your question.

      Unfortunately when you send money through a Western Union it needs to be picked up at a Western Union kiosk.

      Western Union provides an online option, where the money can be received online if that’s easier for your family.


Go to site