Effective Ways to Send Money to Papua New Guinea


You don’t need to accept your bank’s low exchange rate when you need to send money to Papua New Guinea, so shop around for a better deal.

As geographical neighbours, Australia and Papua New Guinea share strong and important links. And with PNG home to the iconic Kokoda Track, this stunning mountainous nation is an extremely popular destination for Australian tourists.

If you ever need to send money to PNG from Australia, there are plenty of transfer options at your disposal. Just make sure you compare them all to ensure that you find the most cost-effective solution.

Compare Money Transfer Services

Rates last updated June 24th, 2018
Name Product Min. Transfer Amount Transfer Speed Services Description Online Transfer Fee Rate Amount Received
Exclusive: OFX (Ozforex) International Money Transfers
USD 150
1 day
Online, Phone, Agent
Exclusive offer: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee.
A higher exchange rate applies to non-finder customers. Send money in 45 currencies.
Exclusive: World First International Money Transfers
CAD 250
1 day
Online, Phone
Exclusive offer: $0 transfer fee and discounted exchange rates for your first trade only.
A higher exchange rate applies to non-finder customers. Send money in more than 130 currencies.
The ‘Rate’ and ‘Amount Received’ displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

Compare up to 4 providers

Banks versus money transfer companies

Banks might offer a convenient choice when it comes to sending money overseas, but they certainly don’t offer the most cost-effective option. With high transfer fees and some pretty abysmal exchange rates, banks take more than their fair share of the amount you transfer.

If you want to find a better deal, consider the services offered by specialist money transfer companies such as OFX. These providers concentrate all their efforts on moving funds internationally, offering safe, easy and affordable transfers. With lower transfer fees and superior exchange rates, they can save you a whole lot of money the next time you need to send money to PNG.

Case Study: Ben Sends Money to Papua New Guinea

Ben’s girlfriend Sarah has been posted to Papua New Guinea to work for six months. With her birthday fast approaching, Ben wants to send Sarah a $1,000 money transfer as a gift. Instead of approaching his bank to send the transfer — he’s seen the poor exchange rates they offer and they don’t offer exotic currencies — he decides to compare two money transfer companies and see which one offers the most affordable option.

As you can see in the table below, using the first transfer company will save Ben AUD $5 in transfer fees and also allow him to send an extra 65 PGK.

Money transfer company 1 Money transfer company 2
Exchange rate1 AUD = 2.111 PGK1 AUD = 2.046 PGK
Transfer fee$5$10
Transfer methodOnline bank account transferOnline bank account transfer
Processing time1-3 days1-3 days
Amount received (in PGK)2,111 PGK2,046 PGK

How do I compare transfer companies when transferring and receiving money via Papua New Guinea?

  • Exchange rates. Does the company regularly offer better exchange rates than its competitors? If so, do those rates come with high transfer fees attached?
  • Transaction fees. How much will you need to pay in fees each time you send money to Papua New Guinea? Can you avoid fees by sending large transfer amounts?
  • Transfer methods. Can you place transfers in a branch or online? What about over the phone or through a mobile app?
  • Flexible options. Can you schedule a recurring payment in advance and save yourself some time? Can you place forward contracts and limit orders to lock in the exchange rate you want?
  • Transfer time. How long will it take until the funds you send make it into your recipient’s bank account or wallet?
  • Minimum transfer amounts. If the company imposes minimum or maximum transfer limits, will these have an impact on your regular transfer needs?
  • Pickup options. Can your beneficiary collect the funds from a cash pickup location? Or will the money be deposited straight into their bank account?
  • Customer service. If you ever need help with a transfer, does the company provide phone, email and live chat support?
Back to top

How do I send money to Papua New Guinea from Australia?

  • Specialist money transfer providers. Online transfer providers such as OFX offer fast and affordable transfers.
  • Cash pickup transfer companies. Western Union and MoneyGram are two world-renowned companies that offer this service.
  • Bank transfers. Compare your bank’s exchange rates and fees with those from other transfer providers.
  • International cheques. International guaranteed cheques are a safe but time-consuming transfer method.

How do I receive money from Papua New Guinea in Australia?

  • Specialist money transfer providers. Start researching today to find out which specialist transfer companies can send money from Papua New Guinea to Australia.
  • Cash pickup transfer companies. Search online to find your nearest Western Union or MoneyGram location.
  • Bank transfers. Another secure transfer option is to receive a transfer from a bank in PNG to your Australian bank account.
  • International cheques. Check with your bank to find out the fees they charge when you cash an international cheque.
Back to top

Emergency cash transfers in Papua New Guinea

If you ever need to help out a friend or relative in an emergency and send an urgent cash transfer to Papua New Guinea, there are plenty of transfer providers who can help. Just be aware of the fact that these transactions usually cost more than a normal transfer, with high transfer fees and low exchange rates combining to deliver a blow to your finances. This is why it’s always a good idea to check all the details of a transaction before handing over any cash.

Cash pickup locations in Papua New Guinea/ Western Union / MoneyGram branches in Papua New Guinea

With locations in Papua New Guinea and Australia, Western Union and MoneyGram offer fast and convenient international cash transfers. You can see the details of some popular cash pickup locations in PNG below, but make sure you have photo ID and the details of your transaction when you go along to collect any funds.

Western Union

Port Moresby

  • Bank of South Pacific
    Cnr Dounglas & Musgrave StreetsPO Box 78Port Moresby, National Capital District 121+675-3229834Open 8am to 3pm Monday to Thursday, 8am to 4pm Friday
  • Bank of South Pacific
    Section 62, Lot 10, Morata StGordonsP0 Box 1710, BorokoPort Moresby,+675-3255999Open 8am to 3pm Monday to Thursday, 8am to 4pm Friday


  • Huon Golf
    Huon Gulf Post OfficeNa Lae, Morobe+675-4730407Open 8am to 4:30pm Monday to Friday, 8am to 11:30am Saturday
  • City Pharmacy Lae
    Lae, Lae+675-312 0000Open 8am to 8am Monday to Saturday, 8am to 6:30pm Sunday


Port Moresby

  • Westpac Bank PNG
    Port MoresbyNational Capital DistrictBoroko, 1116753123311Open 8:45am to 3pm Monday to Thursday, 8:45am to 4pm Friday
  • Westpac Bank PNG
    Jacksons Parade 7 milePort Moresby,3251901Open 8:45am to 3pm Monday to Thursday, 8:45am to 4pm Friday


  • Westpac Bank PNG
    PO Box 235 Lae MPLae, 4116754726394Open 8:45am to 3pm Monday to Thursday, 8:45am to 4pm Friday
Back to top

Tips for picking up cash in Papua New Guinea

Australian travellers to Papua New Guinea are advised by the Department of Foreign Affairs and Trade to exercise a high degree of caution. So when you go to pick up cash from a transfer agent in PNG, follow a few simple precautions to ensure that you stay safe. Don’t go alone to a transfer branch and only pick up cash in an area where you feel safe. Don’t display the cash in front of strangers and make sure to deposit it somewhere safe as soon as possible.

Back to top

What are the steps to send money to Papua New Guinea?

Although the transfer method you use will differ according to the provider you select, in most cases you will need to:

1. Sign up for an account. You can often do this at no cost online by providing your name, full contact details and a valid form of photo ID.

2. Enter transaction details. Provide details about how much money you’re sending, the currency you’re sending, and who will be receiving the funds.

3. Pay for the transfer. You can then review the details of the transaction and submit a transfer request. Many providers offer online tracking services so you can monitor the progress of your funds.

Was this content helpful to you? No  Yes

Ask an Expert

You must be logged in to post a comment.

Go to site