Send money to the Netherlands

Here's how to send a quick, affordable and secure money transfer to the Netherlands.

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Sending money between Canada and the Netherlands can be cheap and easy with the right transfer company.

While Canadian banks allow transfers to the Netherlands, they tend to charge high transfer fees and give poor exchange rates. Furthermore, it takes a bank transfer three to five business days to reach its destination.

In recent years, specialist money transfer companies have emerged on the market. These companies, like OFX, TransferWise, WorldRemit, TorFX, FairFX and multiple others, specialize in sending large sums of money overseas on a daily basis. With their sole focus on transferring money, this enables them to offer customers low transfer fees, competitive exchange rates and quick delivery speeds.

Read on to learn more about the factors you should take into account before sending your money to the Netherlands.

TransferWise International Money Transfers

Send your money with TransferWise

TransferWise gives you the real exchange rate when you send money overseas.

  • Same or next-day delivery
  • Transparent fees
  • Easy to use
  • Secure and regulated by FINTRAC

    Compare international money transfer services below

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    CAD 0 Within an hour CAD 3.99 0.68 EUR
    Use code FINDERCA and pay zero fees on your first transfer. Conditions apply.
    An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
    Go to site Show details
    CAD 1 1 - 2 days CAD 40.00 0.682 EUR
    Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
    CAD 2,000 1 day CAD 0.00 0.669 EUR
    Send 60+ currencies at competitive rates with $0 transfer fees for Finder customers. WorldFirst will beat any eligible quote from another provider. Go to site Show details
    CAD 0 1 day CAD 0.00 0.672 EUR
    Send money in more than 60 currencies. Fee-free international money transfers with a global brand. Go to site Show details
    USD 150 1 day CAD 0.00 0.675 EUR
    TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply.
    Send money overseas in 45 currencies.
    Go to site Show details
    USD 150 1 day CAD 15.00 0.671 EUR
    Exclusive offer: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee.
    A higher exchange rate applies to non-finder customers. Send money in 45 currencies.
    Go to site Show details
    CAD 5 1 - 2 days EUR 3.00 0.672 EUR
    Special offer: Pay zero fees on your first 5 transfers.
    Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
    Go to site Show details

    Compare up to 4 providers

    The “Rate” and “Amount Received” displayed are indicative rates that have been supplied by each brand or gathered by Finder.

    Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

    Case study: Banks versus money transfer companies

    Heidi just moved from Amsterdam to Manitoba with her husband and her twin daughters. Her extended family still live in the Netherlands, and they often send money back home for birthdays and other special occasions. Heidi is always on the look-out for cheaper, quicker ways to send money between the Netherlands and Canada. She decides to compare two money transfer services. You can see the results of her comparison in the table below, using exchange rates at the time of writing in the spring of 2018. Check current exchange rates before making your decision.

    Money transfer service 1Money transfer service 2
    Exchange rateCAD$1 = EUR€0.62CAD$1 = EUR€0.62
    Transfer feeCAD$3.99CAD$9.90
    Amount received for CAD$1,000EUR€622.90EUR€622.23
    Transfer timeOne to three daysOne to three days
    Transfer optionsOnline transfer to bank accountOnline transfer to bank account
    Difference+ €0.67

    Heidi saves around CAD$6 each time she sends money to the Netherlands if she uses the first money transfer service. Since she took the time to compare different online transfer services, she knows she has found the best deal possible for her situation.

    How do I compare transfer companies when sending and receiving money between Canada and the Netherlands?

    Comparing fees, exchange rates and delivery times is important when considering money transfer options. You should consider the following factors when comparing companies:

    • Exchange rates. The aim is to find a service that will transfer your money at the most competitive exchange rate and charge minimal transfer fees. Some transfer services offer lower or waived fees when you send larger amounts of money, while still maintaining a competitive exchange rate. Avoid comparing the exchange rate or the fees alone, instead, compare these two factors together to determine how much money your recipient will receive and how much the transaction will cost you.
    • Pick-up methods. Depending on the service, money can either be delivered via courier, collected in person at an agency or deposited directly into your recipient’s bank account.
    • Transfer methods. Money can be transferred online, between bank accounts, via a mobile app or via a direct cash deposit at the transfer service’s agency. Choose a method that suits both you and your recipient. Not all companies offer every type of transfer method, so shop around.
    • Fees. The fees depend on the service and how you send the money. Some services charge a flat fee irrespective of the amount of money you send, while others vary the fee according to how much money you send.
    • Turnaround time. Depending on the transfer service and method you choose, delivery time can be anywhere between a few minutes and three to five days. Services that take just a few minutes to transfer the money tend to charge much higher transfer fees.
    • Minimum transfer amounts. Most transfer services start with minimum amounts that range between $1 and $10. Watch out for minimum amounts that can be as high as $500 or $1,000 if you are trying to send small amounts only.
    • Customer service. While money transfer websites are usually user-friendly, it’s important that they have an effective and competent customer service team. Always choose a reputable company that offers a couple of different ways to contact them, whether that be email, phone, in person or via online chat.

    How do I send money to the Netherlands from Canada?

    You can send money to the Netherlands in the following ways:

    • Bank to bank. Send money between bank accounts. This can be an expensive way to send money since banks typically charge much higher fees.
    • PayPal. Use the services of PayPal to send money online almost anywhere in the world. You and your recipient must both have PayPal accounts in order to send and receive money. Accounts are free and only take a few minutes to setup.
    • TransferWise. Send funds cheaply to the Netherlands by using this online service. Funds are sent directly to your recipient’s bank account.
    • WorldRemit. Offering some of the lowest fees, WorldRemit can send the funds directly to your recipient’s bank account.
    • Western Union. With hundreds of pick-up locations across Canada and the Netherlands, Western Union allows you to send money online and have it picked up as cash in just minutes.
    • MoneyGram. You can visit a MoneyGram outlet in Canada to send money overseas. Much like Western Union, MoneyGram can send money overseas in just minutes.

    Other specialist money transfer companies will allow transfers between Canada and the Netherlands. These companies may include TorFX, FairFX, Currencies Direct, WorldFirst, OFX and others.

    How do I receive money from the Netherlands in Canada?

    There are several quick, easy ways to send money to Canada from the Netherlands. Here are a few to consider:

    • Cash pick-up services. Companies like Western Union and MoneyGram allow you to send money online as a deposit into your recipient’s account or for your recipient to collect in person as cash at an agency.
    • PayPal. You can send money overseas using PayPal, however both you and your recipient must have PayPal accounts.
    • Money transfer company. A variety of money transfer companies allow transfers between the Netherlands and Canada including OFX, WorldRemit and TransferWise.

    Emergency cash transfers in the Netherlands

    If you’ve lost your wallet or purse or had cash stolen and need money sent to the Netherlands in a hurry, there are a few transfer methods that guarantee quick, or sometimes almost instant delivery.

    • Cash pick-up. You can use a service like MoneyGram or Western Union to receive cash sent by friends or family. You can collect this cash within minutes, which can be extremely helpful in emergency situations.
    • Credit card. If you have an existing credit card with American Express, Visa or Mastercard, you may be able to receive funds from them. Contact your bank or credit card provider to find out how. Keep in mind that the money you withdraw will be added to your credit card balance.
    • Insurance company. Your travel insurance may cover lost or stolen goods, alongside other events like flight delays, cancellations, medical expenses and lost or stolen luggage. You will need a police report if you have been robbed in order to file a report with your insurance company.

    Cash pick-up locations in the Netherland: Western Union / MoneyGram branches

    Below are a few pick-up locations for money sent via Western Union and MoneyGram. Consider calling ahead to double check the opening hours and the address of the location.

    Western Union


    • Aboudi Korte
      Leidsedwarsstraat 74 Links Amsterdam,
      North Holland 1017RD
      Open Monday to Sunday 10am to 10pm
    • GWK Travellex
      Leidseplein 31a Amsterdam,
      Open Monday to Sunday 10:15am to 5:45pm


    • SSS Mobile
      Jonker Fransstraat 88a Rotterdam,
      South Holland 3031AX
      Open Monday to Saturday 8:30 am to 6pm, Sunday 12pm to 5pm
    • C and Go Shop
      Zuid Holland 3031AN
      Open Monday to Saturday 8am to 6pm, Sunday 10am to 5pm



    • Sunro Change BV
      DAMRAK 17
      Amsterdam, 1012 LH
      +31 20 4270260
      Open Monday to Sunday 8:20am to 10:15pm


    • Kaah Express
      Beijerlandselaan 169
      Rotterdam, 3074 EH
      +31 10 4861555
      Open Monday to Saturday 10am to 6pm
    • MoneyGram Agent Shop
      Weena 697
      Rotterdam, 3013 AM
      Open Monday to 8:45am to 7:30pm

    Tips for picking up cash in the Netherlands

    The Government of Canada advises Canadian travellers to take normal safety precautions while visiting the Netherlands. While crime is relatively low, as of the time of writing in 2018, there is a heightened threat of terrorism. If you’re going to collect cash at a money transfer agency, try and take someone with you. Be sure to get there during office hours so you don’t have to wait around by yourself until they open. Avoid using public transportation with large sums of money and immediately deposit your cash or put your money into a safe place.

    What are the steps to send money to the Netherlands?

    Depending on the service you choose, you’ll need to provide some, or all, of the following information:

    • Valid identification
    • Your email address
    • Your recipient’s name, address and bank account details
    • The amount you’d like to send

    The bank or transfer service will send you a confirmation email or give you a receipt if you’ve made the transfer in person.

    Thanks to a variety of money-transfer agencies facilitating international transfers to the Netherlands, you have several options at your disposal.

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