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Instarem discount codes and exclusive coupons

Find out how to get a discount on your money transfer using an Instarem promo code.

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Instarem discount codes and coupons

We don’t have any Instarem promo codes right now. Check back regularly for updates or take advantage of another money transfer offer.

Zero fees on your first THREE money transfers

Send money with WorldRemit using the code '3FREE' and pay no fees on your first three money transfers

$10 bonus on first time transfer to Ghana or Nigeria

Must send at least $100.

Better exchange rate on your first transfer

Available for transfers to India, Philippines, Pakistan, Bangladesh, Sri Lanka and Nepal.

10 free transfers for new customers

Sign up and receive your first ten transfers for free

Exclusive exchange rates for Finder readers + $0 fees

Visit the OFX site to see your savings. T&Cs apply.

What services does Instarem offer?

Instarem lets you send money overseas quickly and with low fees. You can send more than 15 currencies around the world and be guaranteed a fair exchange rate without a hidden margin added on. Be aware that Instarem only offers zero-margin transfers for some currencies and during certain hours. The company doesn’t make it clear which currencies and hours this applies to.

  • One-off transfers. Instarem’s main focus is on one-off transfers for personal use. You can’t set up automated regulated payments just yet.
  • Business transfers. You can pay staff, suppliers and freelancers that live overseas.
  • Bank transfers. Instarem only lets you pay with a bank transfer, which means you can’t use your credit or debit card.

What currencies does Instarem support?

Instarem lets you send money in more than 20 different currencies. Some of the more popular ones include:

  • AUD Australian dollar
  • EUR Euro
  • GBP British pound
  • HKD Hong Kong dollar
  • INR Indian rupee
  • MYR Malaysian ringgit
  • PHP Philippine peso
  • THB Thai baht
  • USD United States dollar
  • VND Vietnamese dong

Find out what it’s like to use Instarem in our complete review

Pros and cons


  • Transparent fees. You’ll know the fees upfront and there won’t be any hidden ones.
  • Fast transfers. Transfers typically take one business day.
  • Loyalty points. You can earn InstaPoints on sign up and each time you transfer, which can be redeemed later.


  • Doesn’t use mid-market rate for all transfers. Instarem only offers zero-margin transfers for some currencies and during certain hours. The company doesn’t make it clear which currencies and hours this applies to.
  • Only supports bank transfers. You won’t be able to use your card to pay for your transfer and you’ll only be able to send money to a bank account, which means no cash pick-ups or sending to a mobile.
  • Limited availability. Instarem is only available in some markets at the moment, but has plans to expand soon. This also means it only offers a limited range of currencies compared to some other money transfer specialists.

See what your transfer with Instarem could look like

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
CAD 50 1 - 2 days CAD 7.50 0.784 USD
Exclusive: Use code FINDER10 to receive US$10 off your first transaction.
InstaReM offers simple transfers with a flat 0.5% transfer fee for most transfers.
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