Pay a reasonable fee to make a will or designate a power of attorney with this reputable online service.Epilogue is a virtual estate planning company that lets you create wills or powers of attorney from the comfort of your own home. The price you’ll pay for Epilogue’s service depends on which plan you’re interested in. You can also get a discount on your individual plan if you opt to bundle your service into a couples plan.
Lucky for you, Epilogue was launched to solve this problem. It’s an online platform that lets you make a will or designate a power of attorney in less than 20 minutes. And the best part is you can get your legal documents in place for a fraction of what you’d pay with a lawyer.
- Think about Epilogue if you want a quick turnaround on your will and you’d rather not pay hundreds of dollars in lawyer fees.
- Choose something else if you’d prefer to deal with your will in person or you don’t live in a province that Epilogue works with (currently, it only works in British Columbia, Alberta, Saskatchewan and Ontario).
What is Epilogue?Epilogue is a virtual estate planning company that lets you create wills or powers of attorney from the comfort of your own home. All you need to do is answer a couple of questions about your personal situation and family life. Epilogue’s software will then generate a custom will or power of attorney for you based on the information you input.
The wills and powers of attorney you create with Epilogue are legally binding and you don’t need a lawyer to sign off on them. Just be aware that Epilogue is geared towards people with simple and straightforward estate planning needs. This means that it won’t be the best fit for you if you have a complex financial situation or cross-managed assets (such as foreign property or bank accounts).
How much will I pay to use Epilogue?Epilogue offers a mid-level price for its online wills and powers of attorney. It’s not the lowest on the market (for example, Willful offers wills for around $40 cheaper) but it’s also not the highest.
The price you’ll pay for Epilogue’s service depends on which plan you’re interested in. You can also get a discount on your individual plan if you opt to bundle your service into a couples plan.
1) Will only
The “Will only” plan lets you create one customized legal will. This document will let you express your funeral and burial wishes as well as appoint guardians for your children. You can also use it to outline how you would like your assets distributed after your death.
You’ll pay a one-time fee of $139 per person for this plan, which doesn’t include power of attorney documents. You may also be able to get a bundled fee of $229 if you sign up as a couple.
2) Will and powers of attorney
The “Will and powers of attorney” plan lets you make a will and designate your powers of attorney. This includes creating a “living will” that allows you to state your wishes for end-of-life medical care. You’ll also get to appoint someone to handle your finances in the event that you become incapacitated.
This plan will cost you a one-time fee of $179 per person. You can also get a lower combined fee of $289 if you sign up as a couple.
Compare Epilogue plans
The following table summarizes what you can expect to get with each Epilogue plan:
|What’s Included||Will only||Will and powers of attorney|
|Total cost||$139 per person or $229 for couples||$179 per person or $289 for couples|
|Plan your estate and allocate property and assets||✓||✓|
|Make your funeral wishes known||✓||✓|
|Choose caregivers for your children and plan for their inheritance||✓||✓|
|Access Epilogue’s educational blog||✓||✓|
|Make unlimited changes to documents for free||✓||✓|
|Plan for medical emergencies should you be unable to make decisions for yourself||✓|
|Name your powers of attorney to manage your finances and property||✓|
|Name your powers of attorney to handle healthcare decisions (living will)||✓|
Is Epilogue safe to use?Epilogue is safe to use and has strong security measures in place to protect your personal data. For example, passwords are “hashed” with bcrypt technology to avoid security breaches and all information that goes into the software is scrambled using encryption so that only authorized users can access it.
The main risk for your personal information is that you have to store your will and power of attorney in a physical location (as it’s not enough to have it online). These are sensitive documents so it’s recommended that you keep them in a safe place such as a safety deposit box at your bank. You should also include instructions for how to access them in the event of your death or an emergency.
What are the benefits of Epilogue?Epilogue lets you take advantage of a handful of benefits when you sign up for its service:
- Fast turnaround. Create legal documents such as a will or power of attorney in less than 20 minutes using Epilogue’s online software.
- Affordable plans. Pay hundreds less to draft and sign your will or power of attorney than you would with a lawyer.
- Approved legal documents. Relax knowing that the legal documents you create with Epilogue’s software conform to the laws and regulations of your province.
- Free revisions. Avoid paying extra when you make changes to your will with unlimited edits and revisions.
- Cheaper couples plans. You'll save between $49 and $69 in individual plan prices if you sign up as a couple.
What should I watch out for with Epilogue?
There are a couple of drawbacks to be mindful of before you sign up for a plan with Epilogue:
- More expensive than competitors. Epilogue is not the cheapest service among its competitors, though it’s not the most expensive either.
- No in-person service. You won’t be able to visit Epilogue to negotiate your will or other legal documents in person as the service is completely virtual.
- Documents must be printed to validate. You’ll have to print your documents and sign them along with two witnesses to make sure they’re valid.
- No free will registration. Unlike some other online will services, Epilogue doesn’t offer free will registration with the Canada Wills Registry for its premium plans.
- Only available in some provinces. You can only access Epilogue if you live in BC, Alberta or Ontario.
- Not suitable for complex situations. Epilogue is only suitable for simple wills and won’t be a good solution for complex situations (read more in the box below).
When might I want to avoid Epilogue?
You may want to avoid Epilogue if you have more complex estate planning needs. These include the following scenarios:
- You want to add custom clauses or documents to your will
- You have to accommodate a separation agreement when allocating assets
- You plan to have a Henson Trust as part of your estate planning (which is a discretionary trust for people with disabilities)
- You want to employ dual wills to bring down the amount of estate administration tax that your estate has to pay in the event of your death
- You have an out-of-province executor designated to administer your estate
- You have complex assets such as foreign property or bank accounts
How to apply for an Epilogue plan
Signing up for a will or power of attorney with Epilogue is a simple process. Follow these steps to get started:
- Click the green ‘Go to site’ button above to be securely redirected to the website. Click the orange ‘Get started’ button.
- Identify which province you’re from on the page that opens. You’ll only be able to proceed with your application if you live in Ontario, Alberta, Saskatchewan or British Columbia.
- From there, Epilogue will ask some questions about your marital status and dependants. It will then recommend a plan for you based on the information you put in.
- Once you select your desired plan, you’ll have to input basic personal information such as your full name and email address. You’ll then be prompted to create a username and password, which you’ll use to access your Epilogue dashboard.
- Once you’ve got your login details squared away, you can fill in the rest of your application. This includes inputting the following details:
- Family information. Enter additional information about your marital status along with details about your children, pets and appointed legal guardians.
- Assets and properties. List your assets and specify how you want your estate to be distributed among family members, friends or charities.
- Legal arrangements. Appoint the executor of your will, assign a person to make financial and healthcare decisions on your behalf and outline your funeral wishes.
- Submit your application and pay online using a credit card.
- Print your will and power of attorney and sign all documents along with two witnesses. Keep in mind that you’ll also need to do this any time you make changes.
- Store original copies or updated revisions in a safe place and make sure someone knows where to access them.