The best* credit cards for entertainment 2020

Use rewards from your everyday purchases to get movie tickets, free dining, travel perks and more.

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Scared couple watching horror movie at the cinema
Whether you like to hit the town for a concert or the theater, or you like to stay in with a rented movie, there’s an entertainment credit card for you. Not only can you earn bonus rewards on entertainment purchases, you might earn accelerated points or cash back in other categories such as travel and dining.

*How we chose the best entertainment credit cards

We’ve chosen the cards on this page based on the providers available through Finder. These cards are not representative of the entire market. We’ve narrowed down our top picks by considering rewards points, cash back, annual fees, interest rates, balance transfer offers and additional card benefits like signup bonuses.

No single credit card will be the best choice for everyone, so compare your options before picking your new card.

Best for movie enthusiasts: Scotiabank SCENE Visa Card

Scotiabank SCENE Visa Card

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If you’ve got no credit history and are looking for a rewards card with a $0 annual fee, the Scotiabank SCENE Visa Card is worth taking a look at – especially if you’re a big movie buff. Earn 5 SCENE points per $1 spent at participating Cineplex theatres or cineplex.com, and earn 1 SCENE point per $1 spent on eligible purchases elsewhere. Redeem your SCENE points for movie tickets or take advantage of discounts at participating restaurants.

Pay $0 to add a Supplemental Cardholder to your account. As an added incentive, the Scotiabank SCENE Visa Card offers a appealing signup bonus. Earn 2,500 bonus SCENE points when you spend a minimum of $500 on eligible purchases in the first three months as a new SCENE Visa cardholder. Apply by October 31, 2020.

Best for earning rewards points: Scotiabank Gold American Express Card

Scotiabank Gold American Express Card

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With a fresh new look, the Scotiabank Gold American Express Card is a powerful everyday credit card as well as a strong travel companion. Book flights through Scotiabank's full-service travel agency, enjoy 24/7 concierge service, get access to over 1,200 airport lounges around the world and enjoy exclusive Amex benefits. Enjoy peace of mind with a broad array of travel insurance options including Emergency Medical (up to $1,000,000), Travel Accident, Trip Cancellation and Interruption, Flight Delay, Delayed or Lost Baggage and Rental Car Collision Loss/Damage.

Best for low interest rate: HSBC +Rewards™ Mastercard®

HSBC +Rewards™ Mastercard®

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The HSBC +Rewards™ Mastercard® comes with a low annual fee of $25, a low interest rate of 11.9% and rewards for recreational spending. Earn 2 Points for every $1 spent on eligible dining or entertainment purchases. Points can be redeemed for travel and financial rewards, gift cards and merchandise. All other spending earns rewards at a rate of 1 point per dollar

A balance transfer fee of 0% applies when you transfer your balance from another credit card (excluding balance transfer promotions; conditions apply). Cardholders also get free Price Protection, Extended Warranty Insurance and Purchase Assurance.

Best for travel perks: Scotiabank Passport Visa Infinite Card

Scotiabank Passport  Visa Infinite Card

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The Scotiabank Passport Visa Infinite Card is a powerful travel companion. With a 0% foreign transaction fee, this card allows you to save while earning rewards points for every dollar you spend. Plus, you’ll get travel benefits, car rental perks and more.

Earn up to 35,000 bonus Scotia Rewards points (up to a $350 travel value) in your first year. Apply by November 1, 2020.

Best for signup bonus: BMO World Elite Mastercard

BMO World Elite Mastercard

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Designed with the frequent traveller in mind, the BMO World Elite Mastercard lets you earn rewards points that can be redeemed free merchandise or to help pay for your next trip. Get 3 BMO Rewards points per $1 spent on eligible travel, dining and entertainment purchases (up to $50,000 spend annually), and get 2 BMO Rewards points per $1 spent on all other eligible purchases (and once you reach the $50,000 annual spend).

The annual fee of $150 can be more than offset by travel benefits such as complimentary travel insurance, lounge access, 24/7 concierge services and an attractive signup bonus. Get up to $575 in value in your first year. Get a bonus of 40,000 BMO Rewards points ($285 travel value booked on bmorewards.com). Plus, get the $150 annual fee waived in the first year.

Best for cash back: Tangerine Money-Back Credit Card

Tangerine Money-Back Credit Card

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Earn 2% cash back in two categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and 0.5% cash back on everything else. Categories include groceries, restaurants, hotels, gas, recurring bill payments, drug store, home improvement and entertainment.

How to choose the best credit card for entertainment spending and rewards

There are several cards that will reward you for spending on entertainment and may even allow you to redeem your rewards for entertainment-related perks. Here are a few ways to narrow your options:

  • Calculate how much you spend on streaming services.
    Consider how much your monthly “fun” bill is and calculate the rewards you’ll earn based on that spending.
  • Check which streaming services are included.
    Not all streaming reward cards offer rewards on the same recreational activities. Make sure you choose a card that offers rewards on the type of services you want.
  • Consider the annual fee.
    Whether the annual fee is worth paying largely depends on whether you think you can earn enough rewards to justify the card’s cost. Also, consider whether the card offers perks to offset the annual fee.
  • Decide which rewards categories you’d like.
    If your card lets you choose among a list of rewards categories, choose categories that line up with your typical spending habits.
  • Check the rules or limits on rewards.
    Some providers cap the rewards you can earn in bonus categories. Others make you jump through hoops before you can earn your rewards. Check if you’re okay with these limits before applying for the card.

Alternatives to entertainment credit cards

If you find your options for credit cards that reward entertainment spending are limited, take a look at credit cards that rewards in different recreational categories:

Bottom line

If you love spending on entertainment, you can find a credit card that offers the perfect rewards. Even better, your card could offer bonus rewards in other categories in which you spend heavily. If you couldn’t find the right credit card on the list above, consider other rewards credit cards.

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