Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
Desjardins Odyssey World Elite Mastercard review
The Desjardins Odyssey World Elite Mastercard may be a good credit card option if you travel on a regular basis.
With the Desjardins Odyssey World Elite Mastercard, you can access a wide variety of benefits, including comprehensive travel insurance, a concierge service, access to the Desjardins Odyssey Lounge, purchase protection, extended warranty and many other benefits. The card also has easy balance transfers and cash advances of up to $5000 per day
- Think about this card if you travel regularly and want to get benefits that are ideal for travellers
- Chose a different card if you do not value travel benefits
- You must have an annual income of at least $80,000 to get this card
This credit card is an option for people who are looking for a lot of benefits that can be used by travellers and who want a low annual fee.
- Interest rate. The interest rate for this credit card is 19.9%
- Annual fee. The annual fee for the card is $130.
- Extensive benefits for travellers. These benefits include comprehensive travel insurance for up to 60 days, insurance for your mobile device, identity theft assistance, emergency healthcare coverage, trip cancellation insurance and more.
- Eight free passes per year to the Desjardins Odyssey Lounge. This lounge is located at the Montreal Trudeau Airport and offers free Wi-Fi, snacks and beverages.
- BONUSDOLLARS. BONUSDOLLARS are a type of cashback rewards program. With the Desjardins Odyssey World Elite Mastercard credit card, get up to 2% of your purchases back in BONUSDOLLARS. One BONUSDOLLAR is equal to $1. You can spend BONUSDOLLARS on a variety of items, including rewards, gift cards, financial products and services, travel and show tickets. You can also use them to make charitable donations
- Comprehensive travel insurance. Travel insurance from Desjardins Odyssey World Elite Mastercard includes emergency healthcare of up to $5 million per person and up to 60 days per trip, trip cancellation insurance of up to $2,500 per person, baggage insurance of up to $1,000 per person, common carrier accident coverage of up to $1 million and travel assistance services free of charge 24 hours a day, 7 days a week
- Access to the Desjardins Odyssey Lounge. With the Odyssey World Elite Mastercard by Desjardins, you get eight free passes to its luxury lounge in the Montreal Trudeau Airport. While you are waiting for your plane, you can enjoy free Wi-Fi, free snacks, free beverages and comfortable seating.
- Rental car discount. Desjardins and Hertz are partners, which means that if you rent a car with Hertz and you are a Desjardins Odyssey World Elite Mastercard holder, you can get a discount of up to 25%
- Free additional card for certain provinces. Depending on the province you live in, you may be eligible for an additional card free of charge.
What to watch out for
- Annual fee. The annual fee for this credit card is $130
- Additional credit card. An additional card will cost $40.
- High interest rate. This card comes with an interest rate of 19.9%. This is higher than a lot of the alternatives for Canadian travel credit cards
- Minimum income requirement. You won’t be able to get this credit card unless you are making over $80,000 a year.
What should I know before I apply
How to apply
You can apply for the Desjardins Odyssey World Elite Mastercard online and by phone.
Compare other credit cards
If you regularly travel internationally, then this could be a solid option for a travel credit card, although the interest rate is higher than some of the alternatives, such as the Odyssey Visa Infinite Privilege card. However, the minimum annual income requirement is lower, so the Odyssey World Elite Mastercard is more attainable, even though you have to pay a higher interest rate.
Frequently asked questions about the Desjardins Odyssey World Elite Mastercard.
More guides on Finder
CIBC Aventura Visa Infinite Privilege Card review
Get a generous welcome bonus and earn points to put towards flights and more with this high-end travel card.
How to get Alaska Lounge access and all locations
Find out how to get access to Alaska Airline lounges, where the lounges are located and what credit card gives you a discount on membership.
Altima Internet review
Pay less to get unlimited Internet from this reputable telecom company.
Coextro Internet review
Lock in an affordable high-speed Internet service with this Ontario-based telecom company.
Questrade Stock Trading Platform vs Wealthsimple Trade
Find out which trading platform might be the best fit for you based on your unique set of investment needs.
BMO Rewards Business Mastercard Review
Apply today to earn points and benefits when you shop for your business with the BMO Rewards Business Mastercard.
Scotiabank mortgage review
Scotiabank offers Canadians standard mortgage plans as well as their own curated mortgage plan for added flexibility.
Capital One Aspire Travel Platinum Mastercard
Capital One’s Aspire Travel Platinum Mastercard lets you earn rewards with no annual fee.
Capital One Low Rate Guaranteed Mastercard
Establish your credit while saving more with Capital One’s Low Rate Guaranteed Mastercard.
Scotiabank Student Banking Advantage Plan review
Earn a great mix of rewards and benefits with this premium student bank account from Scotiabank.