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Compare airline credit cards
If you're a frequent traveller, you can earn points or miles towards flights and upgrades.
How we chose the best airline credit cards
We’ve chosen the cards on this page based on the providers available through Finder. These cards are not representative of the entire market. We’ve narrowed down our top picks by considering rewards points, annual fees, introductory offers and additional card benefits.
No single airline credit card will be the best choice for everyone, so compare your options before picking your new card.
Best for earning points and travel rewards: The Platinum Card from American Express
You can transfer points to select airline and hotel partners with Amex’s Membership Rewards. Amex has an edge in international airline partners, which makes it the favourite in our book. But look at the lists of partners for yourself and see what works for you.
Best for transferrable rewards points: American Express Gold Rewards Card
The American Express Gold Rewards Card lets you earn accelerated travel rewards points that can be used towards flights or transferred to frequent flyer and other loyalty programs. Earn 2 Membership Rewards points for every $1 spent on eligible gas station, grocery store, drug store and travel purchases and on eligible hotel and car rental bookings made with American Express Travel, and earn 1 Membership Reward point for every $1 spent on all other eligible purchases
As an added bonus, the card comes with a generous incentive for new cardmembers. Earn a Welcome Bonus of 25,000 Membership Rewards points when you spend at least $1,500 on eligible purchases within the first three months Card members also get access to a suite of travel benefits including insurance coverage. However, take note that this is a charge card, not a regular credit card, which means that you must pay off your balance fully each month or a penalty interest rate of 30% will be applied.
Best for earning Air Miles: BMO AIR MILES World Elite Mastercard
The BMO AIR MILES World Elite Mastercard lets you earn accelerated AIR MILES that can be redeemed for travel perks and merchandise. Get 3x the Miles for every $12 spent at participating AIR MILES Reward Partners. Plus, get 1 AIR MILE for every $12 spent on eligible purchases. To sweeten the deal, the card comes with an enticing signup bonus. Earn a bonus of up to 2,000 AIR MILES. Terms apply. Plus, get the annual fee of $120 waived in the first year.
Cardholders also get a range of complimentary travel benefits including travel insurance coverage. Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access
Best for flying with Air Canada: TD Aeroplan Visa Infinite Card
The TD Aeroplan Visa Infinite Card is great if you’re an Aeroplan member and fly frequently with Air Canada. Earn 1.5 points for every $1 you spend on gas, groceries and Air Canada purchases, as well as 1 point on everything else. T&C's apply.
This card also comes with an attractive signup bonus for new cardholders. Earn 20,000 Aeroplan points and get a Bonus Buddy Pass. Conditions Apply. Apply by May 30, 2021.
Best for flying WestJet: WestJet RBC World Elite Mastercard
Best for Alaska Airlines: Alaska Airlines World Elite Mastercard
Compare airline credit cards
Some airlines offer cobranded credit cards with airline-specific perks. If you fly with different carriers, you might like a general travel card instead that offers Air Miles, Aeroplan Miles or rewards points that can be used toward flights and travel experiences.
How to choose the best airline credit card to meet your needs
- Decide if you want a general or cobranded card.
- A general card can be effective if you fly with different airlines. Depending on the provider, you may be able to transfer your points or miles to partner airlines. This gives you a lot of flexibility that you wouldn’t get with a cobranded card.
- If you’re loyal to a certain airline and they offer a card, you might like a cobranded card. You probably shouldn’t get the card for its rewards, as you’ll often find stronger points or miles from a general card. However, the cobranded credit card might offer airline-specific perks such as priority boarding, free checked baggage and access to the airline’s lounges.
- Think about how much you want to pay.
- Airline credit cards usually have an annual fee. Fees tend to range from $79 to $120 annually.
- If you’re looking for a general travel credit card, it’s possible to find a no annual fee card. That said, the best travel credit cards typically have annual fees as high as $700, although some will be more reasonably priced at $150 annually.
- Apply for the card.
- Before applying, be sure you meet the eligibility requirements.
- You’ll need information like your full name, contact details, Social Insurance Number (SIN), date of birth, annual income and employment information.
- Wait for your card.
- Many credit card providers will give you a decision on your application immediately. If a provider needs to review your application manually, it may take a few days to a few weeks to hear back.
- If you’re approved, look for your card in the mail within seven to ten days.
Read more about airline credit cards
If you want to earn flexible points or miles on flights, consider a general travel credit card. If you’re loyal to a certain airline and they offer a card, you might prefer to choose a cobranded card.
Not sure if an airline credit card is right for you? Check out our guide to travel credit cards for more options.
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