Find out how to get financial help if your casual employment has been affected by coronavirus. Read more…
A comprehensive guide on how to navigate the coronavirus COVID-19 outbreak.
The worldwide coronavirus pandemic is causing a great deal of uncertainty for people and businesses in Canada. Finder is here to help.
These guides are designed to help you stay in control of your money, your employment and even your future travel plans during the crisis. Whether you’re struggling to pay household bills or are concerned about avoiding infection, the advice on this page will help you to make informed choices.
We’ll continue to publish content in the days, weeks and months ahead, so be sure to bookmark this page to stay informed.
Essential Finder coronavirus guides
Since the outbreak of COVID-19, Finder has published more than 50 guides to help Canadians navigate the pandemic’s ongoing impact (with more to come). Below are our in-depth guides covering Health, Travel, Shopping, Personal Finance, Business and Insurance.
- Where to buy groceries online
- Where to buy toilet paper online in Canada
- Where to buy hand sanitizer online in Canada
- Where to buy hand rubbing alchohol online in Canada
- Where to buy hand soap online in Canada
- Where to buy tissues online in Canada
- Where to buy cleaning sprays online in Canada
- Where to buy surface disinfectant wipes online in Canada
- Where to buy bleach online in Canada
- Where to buy dish soap online in Canada
- Where to buy paper towel online in Canada
- Where to buy nitrile gloves online in Canada
- Where to buy rice online in Canada
- Where to buy baby formula online in Canada
- Where to buy pet food online in Canada
- Where to buy sanitary pads and feminine care products online in Canada
- Health tips on how to survive the outbreak
- How to stay safe while traveling and in public
- Key steps to stay protected
- Prepare for coronavirus with this checklist
- What does the coronavirus pandemic mean for Canadians?
- Where to get mental health support
- Coronavirus car care tips
- How to access telehealthcare by province
- The odds of dying based on gender and risk factors
- Lost your job due to the coronavirus? Here’s where to get help
- How to get help if you’re a part-time worker
- Here’s a list of companies that are hiring right now
- How to prepare your finances for a recession
- How to deal with financial hardship
- Will disability income insurance cover me?
- How to manage your finances during the coronavirus outbreak
- How to get a refund for canceled events
- Personal financial assistance from banks and government programs
- WHO recommends using contactless payments
- Emergency credit cards
- How to prepare for the possibility of unemployment
- How to get relief from your credit card payments
- Common scams to watch out for
- Sending money internationally during the coronavirus pandemic
- What to do if you can’t afford your car repayments
- A guide to mortgage deferrals during the coronavirus outbreak
- How to handle your credit card rewards during coronavirus
- Can I get car insurance premium relief during the outbreak?
- How a digital bank can help you during COVID-19
- Finder’s response to the COVID-19 outbreak
- Loans for businesses affected by the coronavirus outbreak
- Grants and other non-repayable funding for businesses during coronavirus
- 9 ways to increase cash flow during the coronavirus outbreak
- How to manage your business during the outbreak
- Find out if business insurance can help with coronavirus-related claims
- Is it too late to buy insurance for the coronavirus?
- Adjusting your travel plans if you bought travel insurance too late
- 3 travel insurance tips to help ease coronavirus woes
- Does credit card travel insurance cover coronavirus?
- Does life insurance cover coronavirus?
- Does my travel insurance cover coronavirus?
- Your health insurance questions answered
- Coronavirus and landlord insurance: am I covered?
- Can I get a home insurance payment break during the coronavirus outbreak?
- Latest updates on how coronavirus is affecting coverage from major Canadian travel insurers
- Travel insurance coverage for epidemics and pandemics
- See if cybersecurity insurance covers coronavirus-related claims
What's in this guide?
- Essential Finder coronavirus guides
- COVID-19: Confirmed cases and deaths
- How to get financial help during the crisis
- COVID-19 shopping guides
- COVID-19: Advice for travellers
- COVID-19 health advice
- What is COVID-19 coronavirus?
- How dangerous is coronavirus (COVID-19)?
- How many people have died or been infected?
- Who is most at risk?
- At what age do I become more vulnerable?
- How is COVID-19 spread?
- What are the symptoms of COVID-19?
- How long does infection last?
- What can I do to stay protected?
- What about work and travel?
- Key coronavirus resources and official guides
Top coronavirus guides
Making monthly mortgage repayments is unsurprisingly a top concern for many Canadian homeowners right now. Find out what your options are. Read more…
Can't afford your car loan repayments because of the COVID-19 pandemic? Here's what to do. Read more…
Where to find relief if the COVID-19 outbreak hurts your income. Read more…
Get an idea of where you can get financial support if you've lost your job due to the coronavirus, including from new governmental benefits. Read more…
Where to find free or low-interest funding to keep you afloat during the COVID-19 outbreak. Read more…
COVID-19: Confirmed cases and deaths
Current confirmed cases
(+75,403 in last 24 hours)
(+4,616 in last 24 hours)
How to get financial help during the crisis
A lot of people are currently out of work due to coronavirus. Hundreds of businesses are struggling to stay afloat. This is adding untold pressure to households and the wider economy. Fortunately, there are a range of services and payments available designed to assist Canadians who are struggling. The guides below explain where you can get help.
Financial support for people and households
- What to do if you’ve lost your job: Here are all the ways to get financial support if you’ve lost your job or are suddenly out of work.
- How to get help if you’re a part-time worker: If you’re out of work due to coronavirus, you may be eligible for government payments of $2,000 a month. Here’s how.
- Where to get financial assistance: Learn where you can get financial assistance to help you if your income has been affected by the outbreak.
- How to manage your finances: A complete guide on how to manage your finances during the outbreak.
- Who is hiring now: A list of companies that are hiring right now.
- Preparing you finances for a recession: How to prepare your finances for a recession.
- How to deal with financial hardship: How to prepare your finances for a recession.
- How to handle your mortgage: A guide on how to defer your mortgage payments if you’re not able to make them due to the outbreak..
- Credit card payment relief: A guide on how to manage your credit card payments and where to seek help if you can’t afford to make them.
- Car loan payment relief: A guide on managing your car loan payments and what to do if you can’t afford to make them.
Financial support for businesses and landlords
- Coronavirus and landlord insurance: What landlord insurance covers when tenants can’t pay rent.
- Loans for businesses affected by coronavirus: If your business is struggling in the face of the pandemic, these finance options might be able to help.
- Grants and other non-repayable funding for businesses during coronavirus
- Business continuity: A guide on how to manage your business during the outbreak.
- Managing your cash flow: 9 ways to increase your cash flow during the outbreak.
COVID-19 shopping guides
The coronavirus has sparked panic buying across Canada, with toilet paper, hand sanitizers and food staples like rice and pasta particularly hard to come by. If you’re frequently encountering empty supermarket shelves, Finder’s shopping guides are here to help.
- Where to buy groceries online: These retailers can deliver fresh food straight to your door.
- Where to buy toilet paper online in Canada: Here are the top places to buy toilet paper online based on pricing and availability.
- Where to buy hand sanitizer online in Canada: Protect yourself from infection on the go with hand sanitizer. Here’s where you can buy it online.
- Where to buy hand soap online in Canada: Now is the time to be thoroughly washing your hands. We’ve found the Canadian retailers that stock hand soap online.
- Top sites to buy thermometers online in Canada: Fever is one of the main symptoms of COVID-19. Here are all the places you can buy thermometers online.
COVID-19: Advice for travellers
Canada is essentially in lockdown due to coronavirus, with our border and international travel banned outside of exceptional circumstances. The guides below will help to keep you informed about ongoing travel restrictions and their impact on your finances.
- Flight cancellations: Here’s a full list of airline, flight and route cancellations for domestic and international travellers.
- Travel insurance during coronavirus: Here’s what it means for would-be travellers and their insurance.
- How to get a refund for cancelled events: Festivals, plays, sporting events and movies have been axed – here are your refund options.
- How to recover your points or miles: Find out how to recover your points or miles if you had to cancel your trip due to coronavirus.
COVID-19 health advice
- How can we stay protected: Dr Izzy Smith goes through some of the key steps we can take to stay safe during the coronavirus outbreak.
- COVID-19 checklist: Prepare for coronavirus with Finder’s interactive checklist.
- Finder’s COVID-19 response: How Finder is responding to the crisis.
- What the pandemic means for Canadians: What you need to know about the pandemic classification and how it affects Canada.
- Where to get mental health support: Here’s where to get mental health support during the outbreak.
- Coronavirus car care tips: How to keep your car clean and working during the pandemic.
- Telehealth services by province: How to access telehealthcare by province.
The World Health Organization (WHO) has officially declared COVID-19 a pandemic of global concern. It’s the first pandemic sparked by a coronavirus, which means we are currently in uncharted territory. If you’re unsure about any aspect of the coronavirus, please read our FAQs section below.
What is COVID-19 coronavirus?
COVID-19 coronavirus is the name given to the current outbreak of coronavirus first reported in Wuhan, China on 31 December 2019. A “coronavirus” is a type of virus that causes diseases in mammals and birds.
COVID-19 is genetically similar to Severe Acute Respiratory Syndrome (SARS), which had an outbreak in 2002-2003 that led to 774 deaths in 17 countries. While less deadly than SARS, the WHO has warned that COVID-19 is more infectious.
The disease is believed to have originated in bats, before contaminating food sold in live-animal street markets in China. In response to the virus, China has placed a permanent ban on the trade and consumption of live wild animals for food.
How dangerous is coronavirus (COVID-19)?
According to the WHO, most people infected with COVID-19 will only experience mild, flu-like symptoms. Some people may display no symptoms at all.
The global case fatality rate currently stands at 3.4% (which does not take into account unreported cases). Statistically, this means that you have a better than 96% chance of survival after contracting coronavirus. As the WHO noted last month, COVID-19 is a new and concerning disease, but outbreaks can be managed with the right response and most infected people will recover.
With that said, the virus is highly transmissible, and there are certain groups of people who are significantly more vulnerable than others (see below) – which is why it’s so important to minimize the spread of the virus.
Total number of confirmed cases
Total number of deaths
Who is most at risk?
Older people and anyone with pre-existing medical conditions are at higher risk of developing serious illness after contracting COVID-19. The latter includes people with high blood pressure, heart disease, lung disease, cancer and diabetes.
In addition, the following groups are potentially more at risk during the pandemic:
- People with diagnosed chronic medical conditions
- Very young children and babies
- People in group residential settings
- People in detention facilities
If you fall into one of the above categories, you will need to be extra vigilant in the weeks to come. Head to the Centers for Disease Control and Prevention (CDC) for additional information.
At what age do I become more vulnerable?
It’s clear that the elderly are more vulnerable to COVID-19 than the general population. The WHO has warned that people who are over the age of 60 are at greater risk of developing severe or critical illness if infected with the virus.
How is COVID-19 spread?
Coronavirus is chiefly spread by person-to-person contact. This can occur when an infected person coughs or exhales, or via direct contact such as shaking hands. The virus is transferred in small droplets from the nose or mouth.
The WHO warns that high-touch objects and surfaces can also be infectious. These include tables, doorknobs, light switches, remotes, handles, desks, toilets and sinks. In these instances, transmission occurs when a person touches the infected object, then touches their eyes, nose or mouth. Worryingly, preliminary studies suggest that COVID-19 may persist on surfaces for a few hours or up to several days.
In some good news, the latest data suggests COVID-19 is unlikely to be transmitted through the air over long distances. (Airborne respiratory droplets typically land on objects and surfaces around the person, rather than remaining in the air.)
What are the symptoms of COVID-19?
As mentioned above, symptoms of COVID-19 are non-specific. They can range from no symptoms to severe pneumonia and death. A WHO-China Joint Mission study released on 20 February 2020 found the following:
Based on 55,924 laboratory confirmed cases, typical signs and symptoms include: fever (87.9%), dry cough (67.7%), fatigue (38.1%), sputum production (33.4%), shortness of breath (18.6%), sore throat (13.9%), headache (13.6%), myalgia or arthralgia (14.8%), chills (11.4%), nausea or vomiting (5.0%), nasal congestion (4.8%), diarrhea (3.7%), hemoptysis (0.9%) and conjunctival congestion (0.8%).
Based on the above statistics, the main symptoms you should be watching out for are fever, dry cough, fatigue, sputum production (thick mucus) and shortness of breath. If you exhibit these symptoms, check into a clinic to get yourself tested (if you meet testing criteria).
You can find out more about the WHO-China Joint Mission study into coronavirus symptoms here.
How long does infection last?
The incubation period for COVID-19 is 1-14 days. This means that it can take up to 2 weeks for an infected person to exhibit symptoms after catching the virus. It then takes an additional 2 or 3 weeks for the infected person to recover.
What can I do to stay protected?
Good hygiene is the most important preventative measure against COVID-19. This means frequently washing your hands with soap and water for at least 20 seconds, covering your mouth and nose when sneezing or coughing and avoiding unnecessary touching of your face.
According to the WHO, you should also maintain at least a one-metre distance between yourself and anyone who is coughing or sneezing. This is next to impossible on crowded trains and buses, which is why it’s important that everyone follows the aforementioned coughing rule.
Naturally, you should also stay home if you feel unwell and get yourself tested for the virus if you meet testing criteria. If you currently have no sick leave, the Canadian government has introduced temporary emergency payments for casual employees and independent contractors. A number of Canadian businesses have also committed to paying casual workers who self-quarantine due to infection.
If you are fit and healthy, try to remember that this isn’t just about avoiding a mild illness – avoiding infection could help save lives in high-risk populations such as the elderly. Below is the World Health Organization’s guide on effective hand washing to protect against infection.
If we all work together by practicing good hygiene, following advice from health officials and self-isolating as directed, we can help minimize the spread of the infection.
What about work and travel?
The situation depends on what province you’re in. Many provinces has declared an official state of emergency. Ontario and Quebec have ordered all non-essential workplaces to close. Generally speaking, restaurants that offer take-out and delivery are still allowed to stay open. Other businesses like gyms, public recreation facilities, casinos, bars, museums, and art galleries have all shut their doors. Only businesses that offer essential services such as medical clinics, repair services, pharmacies, and grocery stores remain open but with limited hours and staff and they have imposed limits as to how many people can be in their building at once.
Key coronavirus resources and official guides
There is a lot of misinformation floating around about coronavirus and its impact on the world. The following links will keep you up to date using sources you can trust:
- World Health Organization (WHO) advice page: Find basic protective measures against coronavirus.
- World Health Organization (WHO) FAQs: Find frequently asked questions about COVID-19, answered by the WHO’s health experts.
- World Health Organization (WHO) travel advice: Find the WHO’s current advice on international travel.
- World Health Organization (WHO) situation reports: Find situation reports on COVID-19, updated daily.
- World Health Organization (WHO) myth busters: Find common misconceptions about COVID-19, dispelled by health experts.
- Centers for Disease Control and Prevention (CDC) situation summary: Find up-to-date highlights on what’s happening with COVID-19 in the US.
- Canadian Government COVID-19 official page: Find up-to-date information from the government of Canada regarding the outbreak in Canada and relief measures.
Latest coronavirus guides
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Need to cancel your travel plans? Find out how you can recover your points or miles and avoid paying additional fees. Read more…
Looking to buy a coronavirus protective mask? Which face mask should you buy: a surgical mask or an FFP2, P2, FFP3, N95 respirator mask? Read more…
Find out if your travel insurance will cover you for epidemics and pandemics like coronavirus. Read more…
Find out what policies your travel insurance provider has put in place to protect you during the coronavirus outbreak. Read more…
It's easy to remember to wash your hands and clean your devices but forget about your car. Here's how to give your car a deep clean. Read more…
Learn how some types of business insurance may be able to help your business during the financial fallout of COVID-19. Read more…
Take a look at businesses that are hiring temporary workers during the coronavirus outbreak. Read more…
Check out these helpful tips for getting your debts, investments and savings ready for an economic decline. Read more…
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