Cash Money review


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With online and in-person services across the country, Cash Money allows you to borrow amounts up to $1,500.

If you’re in need of quick money, Cash Money offers payday loans, both online and in-store.


Min. Loan Amount


Max. Loan Amount

12-14 days. Varies by Province

Loan Term


Product NameCash Money Payday Loan
Special PromoLoan discount on your very first $300 payday loan at $20 borrowing cost (excludes Alberta, Manitoba, New Brunswick or Saskatchewan).
Interest RateVaries by Province
Min. Loan Amount$100
Max. Loan Amount$1,500
Loan Term12-14 days. Varies by Province
Turnaround TimeIn as little as 15 minutes with INTERAC e-Transfer® if approved
How to ApplyOnline
In store
Go to site
More Info

Payday loans are high cost loans, but they offer the convenience of fast cash.

How does borrowing from Cash Money work?

Cash Money lends up to $1,500 with payday loans. To apply for a payday loan, you can start an application for a lending decision online, over the phone or at a Cash Money store.

Name Product Max. Loan Amount Serviced Provinces/Territories Turnaround Time Loan Term Interest Rate
Cash Money Payday Loan
Nova Scotia
New Brunswick
British Columbia
In as little as 15 minutes with INTERAC e-Transfer® if approved
12-14 days. Varies by Province
Varies by Province
Apply for your first $300 payday loan at a $20 borrowing cost (excludes Alberta, Manitoba, New Brunswick or Saskatchewan applicants). Residents of Manitoba and New Brunswick cannot apply for a loan online (must apply in-store).

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Features of a payday loan from Cash Money

  • Charges. Cash Money will charge you a fixed amount per $100 borrowed (between $15 to $19 per $100 borrowed, depending on your province of residence). These rates vary depending on provincial regulations, so be sure to read the details of your contract before signing.
  • Loan term. In general, your loan repayment will be scheduled on your next payday that falls between 5 and 40 days after receiving your funds.
  • Easy application. You can apply for a loan in store. In provinces where online lending is offered, the entire process can be completed from the comfort of your home.
  • Fast access to funds. You could receive a two hour turnaround time via INTERAC e-Transfer® if your application is approved.
  • Fast decisions. Cash Money can generally provide a lending decision on the day of application.
  • Special promotions. Loan discount on your very first $300 payday loan at $20 borrowing cost (excludes Alberta, Manitoba, New Brunswick or Saskatchewan).

How much will the loan cost?

It’s important to understand the cost of any financial product, both what you will pay to borrow the loan and what you might pay if you’re late with your repayments. Cash Money will charge you a fixed amount per $100 borrowed – between $15 to $19 per $100 borrowed, depending on your province of residence.

The repayment terms will vary depending on the product and the amount you borrow. If approved for your loan, you’ll be provided with information regarding how and when to pay back your loan and what your loan repayments will be.

Ready to apply? Here’s how.

If you’re ready to apply for a Cash Money payday loan, click Go to site in the comparison table above.

In order to be eligible for a loan, you need to:

  • Present a valid form of ID showing you are at least 18 years of age, or the age of majority in your province of residence.
  • Earn a minimum net monthly income of $1,000.
  • Provide a working phone number.

You’ll need the following details to complete your application:

  • Online banking details including your branch transit number, financial institution number and bank account number.
  • Personal details, including your name, address, email and phone number.
  • Proof of your income. You’ll need to provide your annual income, pay cycle frequency, hire date and employer name and phone number.
Go to site

The online application is quick and you can receive a response immediately for a payday loan**. It’s possible to receive funding within 2 hours with INTERAC e-Transfer® if your application is approved***.

If you’re interested in a personal loan up to $10,000, Cash Money is also an option for you to consider.

*Loan amounts vary by province. Visit for more details.

**Instant lending decision subject to system limitations.

***Get funds with INTERAC e-Transfer® in 2 hours or less if approved. Subject to system limitations and bank funding times.

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