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Dodge Ram insurance rates

Compare car insurance for Ram

Average insurance cost for a Dodge Ram

The average insurance cost of a Ram is around $269 a month or $3,223 a year. Your exact cost will be determined by many factors, including the amount of kilometres you drive in a year, your driving history, your age and other factors.

Dodge Ram 1500 truck

Get the details: Check out our full guide to getting car insurance for the Ram 1500, which is consistently one of Canada’s best-selling pickup trucks.

Ram car insurance rates by model

Model Monthly insurance rate Base car price
1500 $301 $39,915
2500 $293 $50,065
3500 $301 $51,065
Promaster 1500 $247 $40,640
Promaster 2500 $243 $42,640
Promaster 3500 $254 $43,940
Promaster City $243 $34,240

Compare free car insurance quotes online for your Ram

1 - 4 of 4
Name Product Accident Forgiveness Min. Liability Coverage Discounts Available Online Claims Available Provinces
Surex Auto Insurance
Yes
$1,000,000
Up to 25%
Alberta, New Brunswick, Northwest Territories, Nova Scotia, Nunavut, Ontario, PEI, Yukon
Submit one application and receive quotes from 10+ insurers. Save up to 25% on your car insurance, plus get access to an insurance advisor.

Who it might be good for: Drivers looking to use an insurance broker to compare multiple pricing and coverage options.
Onlia Car Insurance
Yes
$1,000,000
Over $500*
Ontario
Get premium auto insurance coverage with Onlia. Save money on your auto insurance through safe driving discounts and bundling insurance options.

Who it might be good for: Drivers in Ontario looking to save on insurance costs by driving safely.
Aviva Car Insurance
Yes
$1,000,000
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon
Aviva car insurance offers customizable policies, discounts and optional insurance coverage add-ons. Get a free quote through Surex.

Who it might be good for: Drivers looking to customize their auto policy.
Travelers Car Insurance
Yes
$1,000,000
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon
Travelers auto insurance offers a selection of coverage options for just about any type of vehicle. Get a free quote through Surex.

Who it might be good for: Drivers looking to get car, motorcycle, classic car, motorhome or recreational vehicle coverage.
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How a vehicle from Ram affects the cost of insurance

Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.

A couple of these factors negatively impact the cost of insurance for a Ram. Some models have high theft rates as well as just average safety ratings. Other factors that affect the cost of insurance include the model, mileage and trim package. Personal factors like your driving history, credit score and age also play roles.

You’ll find that most, if not all, insurance providers will insure your Ram pickup.

20+ car insurance discounts to lower your premiums

Are there any standout models?

Ram’s 1500 Sport Hydro Blue has all the power and capabilities of the 1500 with a bold exterior. This truck’s stand-out design includes a blue exterior with a sport hood decal, 22-inch all-black wheels and a striking grille. The interior boasts cloth high-back bucket seats with hydro blue stitching and embossed Sport and Ram’s Head logo.

Pros and cons of insuring a Dodge Ram

Pros

  • Not especially costly to repair or replace

Cons

  • Some models have high theft rates
  • Average safety ratings

About the Ram brand

In 2010, Ram was spun off from Dodge as its own brand and adopted the Dodge Ram’s logo. Ram aims to produce trucks for “real truck customers.”

In just a short amount of time, Ram has already amassed a handful of awards, including Best Full Size Truck for the Money from U.S. News & World Report. In 2020, Edmunds awarded the Ram 1500 as the Top Truck of the Year. Popular Science recognized the Ram 2500 HD as part of its Best of What’s New vehicle lineup, which awards vehicles that are technologically advanced.

Ram car facts

  • The first Ram trucks were introduced in 1981.
  • The logo for Ram was formally the logo for the Dodge brand.
  • Ram pickup trucks have been the winner of Motor Trend’s Truck of the Year Award 5 times.

Bottom line

Ram trucks can be more expensive to insure than other trucks, especially for the more powerful pickups. You can find the best deal on insurance for your Ram by comparing car insurance coverage to get the best rate and value for you.

Frequently asked questions about Ram

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