How Much Does Kia Rio Car Iinsurance Cost? | Finder Canada

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How much does Kia Rio car insurance cost?

Find out the average Kia Rio insurance rate.

Kia Rio

The average insurance cost for a Kia Rio is $299 a month — or $3,592 a year. A 2020 Kia Rio starts at a base price of $18,045, making the annual insurance cost–to–base car price ratio 19.9%. Your actual cost could be more or less depending on your driving record, the number of kilometres you drive in a year and other factors.

Compare free car insurance quotes online for your Kia Rio

Name Product Roadside assistance Third-Party Liability Collision Coverage Comprehensive Coverage Discounts Available Available Provinces
Sonnet Auto Insurance
Up to 25%
Alberta, New Brunswick, Nova Scotia, Ontario, PEI, Quebec
Get auto insurance with Sonnet in just five minutes. Save up to 25% on your auto insurance through discounts and bundling options.

Who it might be good for: Drivers looking to apply and manage their car insurance completely online.
Intact Car Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Get car insurance with Intact and enjoy a quick turnaround on any lodged claims. Get a free quote through Surex.

Who it might be good for: Drivers looking to get rewarded for good driving behaviour.
Aviva Car Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Aviva car insurance offers customizable policies, discounts and optional insurance coverage add-ons. Get a free quote through Surex.

Who it might be good for: Drivers looking to customize their auto policy.
Travelers Car Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Travelers auto insurance offers a selection of coverage options for just about any type of vehicle. Get a free quote through Surex.

Who it might be good for: Drivers looking to get car, motorcycle, classic car, motorhome or recreational vehicle coverage.
Surex Auto Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Submit one application and receive quotes from 10+ insurers. Save up to 25% on your car insurance, plus get access to an insurance advisor.

Who it might be good for: Drivers looking to use an insurance broker to compare multiple pricing and coverage options.
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About the Kia Rio

The Kia Rio has been around since 2000 and is currently in its fourth generation. The subcompact car is known for its powerful engine, luxurious interior and agile handling. The Rio has relatively good fuel economy too with a combined rating of 6.6 L/100 km – or 7.2 in the city and 5.9 on the highway.

Insurance companies determine the insurance cost for a Kia Rio based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Kia shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Kia Rio shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.

How to finance a Kia

Kia Rio money-saving safety features

You could save money on car insurance for your Kia Rio if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Kia Rio?

The Insurance Institute for Highway Safety (IIHS) chose the Kia Rio to be a 2019 Top Safety Pick. The vehicle received the highest possible scores for all crash tests from the IIHS, except the small overlap front passenger-side test, which received the second highest rating. The National Highway Traffic Safety Administration (NHTSA) has not yet rated Kia Rio models made between 2018 and 2020.

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