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How much does Kia Rio car insurance cost?
Find out the average Kia Rio insurance rate.
The average insurance cost for a Kia Rio is $299 a month — or $3,592 a year. A 2020 Kia Rio starts at a base price of $18,045, making the annual insurance cost–to–base car price ratio 19.9%. Your actual cost could be more or less depending on your driving record, the number of kilometres you drive in a year and other factors.
Compare free car insurance quotes online for your Kia Rio
About the Kia Rio
The Kia Rio has been around since 2000 and is currently in its fourth generation. The subcompact car is known for its powerful engine, luxurious interior and agile handling. The Rio has relatively good fuel economy too with a combined rating of 6.6 L/100 km – or 7.2 in the city and 5.9 on the highway.
Insurance companies determine the insurance cost for a Kia Rio based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Kia shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Kia Rio shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
Kia Rio money-saving safety features
You could save money on car insurance for your Kia Rio if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Seatbelt pretensioners
- Anti theft system
How safe is the Kia Rio?
The Insurance Institute for Highway Safety (IIHS) chose the Kia Rio to be a 2019 Top Safety Pick. The vehicle received the highest possible scores for all crash tests from the IIHS, except the small overlap front passenger-side test, which received the second highest rating. The National Highway Traffic Safety Administration (NHTSA) has not yet rated Kia Rio models made between 2018 and 2020.See our comprehensive guide to car insurance
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