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How much does Kia Forte insurance cost?

Find out the average Kia Forte insurance rate.

Sonnet Auto Insurance

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Kias are cheap cars to buy but not quite as cheap to insure. The average insurance costs for a Kia Forte is $273 a month — or $3,276 a year, which is much higher than the average rate for any one province or territory. With a base price of $17,895, the annual insurance cost–to–base car price ratio is also relatively high at 18.3%.

Compare Kia Forte insurance rates to other Kia models

Model Monthly insurance rate Base car price
Forte $273 $17,895
Rio $273 $17,295
Sedona $280 $32,295
Sorento $294 $33,995
Soul EV $255 $42,995
Sportage $290 $25,795
Stinger $323 $44,995
Telluride $305 $46,195

Compare free car insurance quotes online for your Kia Forte

Name Product Accident Forgiveness Min. Liability Coverage Discounts Available Online Claims Available Provinces
Sonnet Auto Insurance
Yes
Varies by Province
Up to 25%
Alberta, New Brunswick, Nova Scotia, Ontario, PEI, Quebec
Get auto insurance with Sonnet in just five minutes. Save up to 25% on your auto insurance through discounts and bundling options.

Who it might be good for: Drivers looking to apply and manage their car insurance completely online.
Onlia Car Insurance
Yes
$1,000,000
Over $500*
Ontario
Get premium auto insurance coverage with Onlia. Save money on your auto insurance through safe driving discounts and bundling insurance options.

Who it might be good for: Drivers looking to save on insurance costs by driving safely.
Intact Car Insurance
Yes
$1,000,000
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon
Get car insurance with Intact and enjoy a quick turnaround on any lodged claims. Get a free quote through Surex.

Who it might be good for: Drivers looking to get rewarded for good driving behaviour.
Aviva Car Insurance
Yes
$1,000,000
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon
Aviva car insurance offers customizable policies, discounts and optional insurance coverage add-ons. Get a free quote through Surex.

Who it might be good for: Drivers looking to customize their auto policy.
Travelers Car Insurance
Yes
$1,000,000
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Travelers auto insurance offers a selection of coverage options for just about any type of vehicle. Get a free quote through Surex.

Who it might be good for: Drivers looking to get car, motorcycle, classic car, motorhome or recreational vehicle coverage.
Surex Auto Insurance
Yes
$1,000,000
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon
Submit one application and receive quotes from 10+ insurers. Save up to 25% on your car insurance, plus get access to an insurance advisor.

Who it might be good for: Drivers looking to use an insurance broker to compare multiple pricing and coverage options.
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About the Kia Forte

The Kia Forte has been around since 2009 and is currently in its third generation. The vehicle is known for its large interior and cargo space, high tech features and high reliability score. The Kia forte was honoured with the 2019 Best Small Car in Canada award from the Automobiles Journalists Association of Canada.

How to finance a Kia

Kia Forte money-saving safety features

You could save money on car insurance for your Kia Forte if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Kia Forte?

The Kia Forte has been evaluated by the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The IIHS awarded the 2020 Top Safety Pick to this vehicle. The NHTSA awarded the Kia Forte with a 4-Star Overall Safety Rating. The organization rated the frontal crash test and the rollover crash test with four stars, out of five. The side crash test received five stars by the NHTSA.

The latest model of the Kia Forte could be equipped with forward collision warning, lane departure warning and blind spot monitoring.

See our comprehensive guide to car insurance

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