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The average insurance costs for a Ford Fusion is $387 a month or $4,644 a year. Your actual cost could be more or less depending on your driving record, the number of kilometres you drive in a year and other factors.
A 2021 Ford Fusion starts at a base price of $26,485. With the average insurance rate at $4,644 per year, the annual insurance cost–to–base car price ratio is 17.5%. You can see how to cost of insuring a Ford Fusion compares to other Ford models in the table below.
|Model||Monthly insurance rate||Base car price|
|Mustang Mach E||$296||$50,495|
The Ford Fusion has been around since 2006 and is currently in its second generation. The subcompact car is known for its low cost, spacious seats and excellent fuel economy. In 2019, over 8,700 Fusions were sold in Canada and over 166,000 were sold in the US.
As of July 31, 2020, Ford discontinued production of the Fusion to focus more on other vehicles in its lineup including SUVs, crossovers, pickup trucks and the Mustang.
The 2017 model of the Ford Fusion was named Top Safety Pick+ by the Insurance Institute for Highway Safety (IIHS) and received a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Ford Fusion was awarded 4 out of 5 stars for the rollover crash test and frontal crash test by the NHTSA.
According to the IIHS, all crash tests were deemed good, the highest rating possible. The Ford Fusion has side airbags and a driver knee airbag to protect the passengers during collisions. The latest model also features antilock brakes and rollover sensor to provide more safety for the passengers. Learn more in our guide to car safety ratings.
Even though Ford stopped manufacturing the Fusion, it still ranks high for its affordability and fuel efficiency. ranks right in the middle of the 360 priciest car models to insure. Compare your car insurance options to find the type of coverage you need, and remember that using extra safety features and keeping a clean driving record can help you land a discounted premium.
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