Compare Ford Fusion Car Insurance Rates | Finder Canada

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Ford Fusion insurance rates

Average Ford Fusion insurance rates

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The average insurance costs for a Ford Fusion is $387 a month or $4,644 a year. Your actual cost could be more or less depending on your driving record, the number of kilometres you drive in a year and other factors.

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Name Product Roadside assistance Third-Party Liability Collision Coverage Comprehensive Coverage Discounts Available Available Provinces
Sonnet Auto Insurance
Up to 25%
Alberta, New Brunswick, Nova Scotia, Ontario, PEI, Quebec
Get auto insurance with Sonnet in just five minutes. Save up to 25% on your auto insurance through discounts and bundling options.

Who it might be good for: Drivers looking to apply and manage their car insurance completely online.
Intact Car Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Get car insurance with Intact and enjoy a quick turnaround on any lodged claims. Get a free quote through Surex.

Who it might be good for: Drivers looking to get rewarded for good driving behaviour.
Aviva Car Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Aviva car insurance offers customizable policies, discounts and optional insurance coverage add-ons. Get a free quote through Surex.

Who it might be good for: Drivers looking to customize their auto policy.
Travelers Car Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Travelers auto insurance offers a selection of coverage options for just about any type of vehicle. Get a free quote through Surex.

Who it might be good for: Drivers looking to get car, motorcycle, classic car, motorhome or recreational vehicle coverage.
Surex Auto Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Submit one application and receive quotes from 10+ insurers. Save up to 25% on your car insurance, plus get access to an insurance advisor.

Who it might be good for: Drivers looking to use an insurance broker to compare multiple pricing and coverage options.
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Ford car insurance rates by model

A 2021 Ford Fusion starts at a base price of $26,485. With the average insurance rate at $4,644 per year, the annual insurance cost–to–base car price ratio is 17.5%. You can see how to cost of insuring a Ford Fusion compares to other Ford models in the table below.

Model Monthly insurance rate Base car price
Edge $269 $36,399
Escape $272 $27,799
Escape Hybrid $212 $36,899
Expedition $263 $62,710
Explorer $266 $44,549
F-150 $238 $31,429
F-250 $259 $42,119
F-350 $320 $44,749
F-450 $308 $60,289
Fusion $387 $26,485
GT $196 $500,000
Mustang $303 $30,745
Mustang Mach E $296 $50,495
Transit Connect $254 $30,835
EcoSport $248 $25,299
Bronco $293 $40,499
Ranger $244 $34,573

About the Ford Fusion

The Ford Fusion has been around since 2006 and is currently in its second generation. The subcompact car is known for its low cost, spacious seats and excellent fuel economy. In 2019, over 8,700 Fusions were sold in Canada and over 166,000 were sold in the US.

As of July 31, 2020, Ford discontinued production of the Fusion to focus more on other vehicles in its lineup including SUVs, crossovers, pickup trucks and the Mustang.

How to finance a Ford

How safe is the Ford Fusion?

The 2017 model of the Ford Fusion was named Top Safety Pick+ by the Insurance Institute for Highway Safety (IIHS) and received a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Ford Fusion was awarded 4 out of 5 stars for the rollover crash test and frontal crash test by the NHTSA.

According to the IIHS, all crash tests were deemed good, the highest rating possible. The Ford Fusion has side airbags and a driver knee airbag to protect the passengers during collisions. The latest model also features antilock brakes and rollover sensor to provide more safety for the passengers. Learn more in our guide to car safety ratings.

Bottom line

Even though Ford stopped manufacturing the Fusion, it still ranks high for its affordability and fuel efficiency. ranks right in the middle of the 360 priciest car models to insure. Compare your car insurance options to find the type of coverage you need, and remember that using extra safety features and keeping a clean driving record can help you land a discounted premium.

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