Ford Focus insurance rates

The average insurance costs for a Ford Focus is $180 a month or $2,160 a year. With a base price of $17,678, the annual insurance cost–to–base car price ratio is 12.22%, making the Focus an expensive sedan to insure.

• How we got these rates

  To determine our estimated insurance cost, we aggregated quotes from insurance companies using this profile.

  • 2018 Ford Focus S 4DR
  • 20,000 kilometres driven yearly
  • No accidents, perfect driving record
  • 35-year-old female driver located in Ontario

  Our estimated price is for full coverage car insurance.

  Other factors that can affect your auto insurance rate

  • The model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated kilometres driven per year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past 5 years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

Compare free car insurance quotes online for your Ford Focus

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Name	Product	Accident Forgiveness	Min. Liability Coverage	Discounts Available	Online Claims	Available Provinces
Surex Auto Insurance		Yes	$1,000,000	Up to 25%		Alberta, New Brunswick, Northwest Territories, Nova Scotia, Nunavut, Ontario, PEI, Yukon	Submit one application and receive quotes from 10+ insurers. Save up to 25% on your car insurance, plus get access to an insurance advisor. Who it might be good for: Drivers looking to use an insurance broker to compare multiple pricing and coverage options.	Get a quote More Info	Compare	loading Fetching your data...
Onlia Car Insurance		Yes	$1,000,000	Over $500*		Ontario	Get premium auto insurance coverage with Onlia. Save money on your auto insurance through safe driving discounts and bundling insurance options. Who it might be good for: Drivers in Ontario looking to save on insurance costs by driving safely.	Get a quote More Info	Compare	loading Fetching your data...
Aviva Car Insurance		Yes	$1,000,000	Up to 25%		Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon	Aviva car insurance offers customizable policies, discounts and optional insurance coverage add-ons. Get a free quote through Surex. Who it might be good for: Drivers looking to customize their auto policy.	Get a quote More Info	Compare	loading Fetching your data...
Travelers Car Insurance		Yes	$1,000,000	Up to 25%		Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon	Travelers auto insurance offers a selection of coverage options for just about any type of vehicle. Get a free quote through Surex. Who it might be good for: Drivers looking to get car, motorcycle, classic car, motorhome or recreational vehicle coverage.	Get a quote More Info	Compare	loading Fetching your data...

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Ford Focus money-saving safety features

You could save money on car insurance for your Ford Focus if it comes equipped with these safety features.

• Anti-lock brakes
• Stability control
• Airbags
• Seat belt pretensioners
• Anti theft system

How safe is the Ford Focus?

The 2017 model of the Ford Focus has been evaluated by the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Ford Focus was awarded 4 out of 5 stars for the rollover crash test and frontal crash test by the NHTSA. The latest model as awarded a 5-Star Overall Safety Rating by the NHTSA.

According to the IIHS, the small overlap front test of Ford Focus was rated as acceptable, while the other crash tests were deemed good, the highest rating possible. The Ford Focus has side airbags and a driver knee airbag to protect the passengers during collisions. The latest model also features antilock brakes and rollover sensor to provide more safety for the passengers. Learn more about car safety ratings in our guide.

About the Ford Focus

The Ford Focus has been around since 1998 and entered into its fourth generation in 2018. However, Ford discontinued North American production of the Focus in 2018, although it continues to sell the vehicle in European and Asian markets. The compact car is known for its sporty handling, upscale interior and comfortable ride. Between 2012 and 2018, there were over 135,000 sales in Canada alone.

Bottom line

Although the Focus has been discontinued in Canada and the US, it’ll likely remain on the roads for some time. Compare your options to find the type of coverage you need, and remember that using extra safety features and keeping a clean driving record can help you land a discounted premium.