How much does BMW X1 car insurance cost?

The BMW X1 is a luxury SUV that’s relatively cheap to insure. The average insurance costs for a BMW X1 is $301 a month, or $3,606 a year. With a base price of $39,990, the annual insurance cost–to–base car price ratio is relatively low at 9%.

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • Single, 35 year old female
  • Latest model vehicle
  • 20,000 km driven yearly
  • Perfect driving record
  • Equipped winter tires
  • Driver located in Etobicoke, Ontario

  Our estimated price is for full insurance coverage, which usually includes mandatory liability coverage, comprehensive and collision coverage.

  Other factors that can affect your auto insurance rate

  • The model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated kilometres you drive in a year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past five years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

Compare free car insurance quotes online for your BMW X1

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Name	Product	Accident Forgiveness	Min. Liability Coverage	Discounts Available	Online Claims	Available Provinces
Surex Auto Insurance		Yes	$1,000,000	Up to 25%		Alberta, New Brunswick, Northwest Territories, Nova Scotia, Nunavut, Ontario, PEI, Yukon	Submit one application and receive quotes from 10+ insurers. Save up to 25% on your car insurance, plus get access to an insurance advisor. Who it might be good for: Drivers looking to use an insurance broker to compare multiple pricing and coverage options.	Get a quote More Info	Compare	loading Fetching your data...
Onlia Car Insurance		Yes	$1,000,000	Over $500*		Ontario	Get premium auto insurance coverage with Onlia. Save money on your auto insurance through safe driving discounts and bundling insurance options. Who it might be good for: Drivers in Ontario looking to save on insurance costs by driving safely.	Get a quote More Info	Compare	loading Fetching your data...
Aviva Car Insurance		Yes	$1,000,000	Up to 25%		Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon	Aviva car insurance offers customizable policies, discounts and optional insurance coverage add-ons. Get a free quote through Surex. Who it might be good for: Drivers looking to customize their auto policy.	Get a quote More Info	Compare	loading Fetching your data...
Travelers Car Insurance		Yes	$1,000,000	Up to 25%		Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon	Travelers auto insurance offers a selection of coverage options for just about any type of vehicle. Get a free quote through Surex. Who it might be good for: Drivers looking to get car, motorcycle, classic car, motorhome or recreational vehicle coverage.	Get a quote More Info	Compare	loading Fetching your data...

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About the BMW X1

The BMW X1 has been around since 2009 and is a compact luxury SUV. The BMW X1 is known for its remarkable performance, large interior and cargo space and fast acceleration. Models over the past few years have consistently received high safety ratings from both the Insurance Institute for Highway Safety (IIHS) and the US National Highway Traffic and Safety Administration (NHTSA).

BMW X1 Series money-saving safety features

You could save money on car insurance for your BMW X1 Series if it comes equipped with these safety features.

• Airbags
• Anti-lock brakes
• Anti-theft device
• Electronic stability control
• Seatbelt pretensioners
• Lane-departure warning systems
• Adaptive cruise control
• Daytime running lights

Bottom line

The BMW X1 is a solid choice if you’re looking for a reliable, sporty SUV fit for adventure. At $3,606 per year, insurance rates are comparably affordable. If you want to learn more about car insurance, read through our comprehensive guide.