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On average, the monthly cost to insure an Audi Q5 is $301, for a total of $3,614 per year. A 2020 Audi Q5 starts at a base price of $46,300, making it one of the most cost-effective luxury cars to insure, even compared to models from Mercedes-Benz or BMW. However, the average insurance cost is higher than the average of any one province or territory. For example, the average cost of auto insurance in Ontario is $1,505, compared to New Brunswick’s much more modest average of $867.
Shopping for auto insurance can be frustrating; it’s no fun to buy something you hope to never use. With that being said, it’s mandatory across Canada and can save you time and money in the event of an accident, so the peace of mind alone is well worth the price tag. Every driver and vehicle are different, making it essential that you find coverage that fits your situation. In order to find the right policy, there are a few major elements you should consider when shopping around. Here’s what to look for when shopping for coverage for the Audi Q5.
Providers calculate your premiums based on a number of factors associated with your risk of getting into an accident, filing a claim and the cost of paying out claims. This is why your location, driving history and many other variables directly affect the rate you’ll pay for auto insurance. However, while these personal factors all make an impact, your vehicle itself plays a large role in the price of auto insurance. Here’s how the Audi Q5 compares to other vehicles and how its characteristics may affect your premiums.
As you know, the vehicle you drive greatly affects the price you pay for auto insurance. Providers calculate your premiums based on a number of vehicle-specific factors including power, intended use, safety features and more. However, most new vehicles are configured to suit the driver’s needs, meaning that some options could alter its performance. Depending on the trims and packages on your Audi Q5, your provider may need to adjust your rates to accurately reflect its features. Based on the standard “Komfort” package, here’s how various trims, packages and options might affect your insurance premiums.
You could save money on car insurance for your Audi Q5 if it comes equipped with these safety features.
Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that could apply to the Audi Q5:
The Audi Q5 has been in production since 2008. The 2018 Audi Q5 is ranked as the best luxury compact SUV by the U.S. News & World Report. The newest model is redesigned with a new base engine, driver assistance features and a new entertainment system.
J.D. Power has given the 2020 Audi Q5 72/100 consumer rating. The 2019 was #6 in the Top Ten Consumer Rated SUV, while the 2018 model won the award for Best Luxury Compact SUV for Families.
There have been a number of recalls on the Q5 that have affected both the first and second generations. Here are just a few of the more recent recalls:
The first generation of the Audi Q5 had significantly more problems than the second. In particular, 2016, 2017 and 2018 models have almost no common problems, whereas 2011, 2012 and 2013 model years are especially problematic. Engine issues, excessive oil consumption and locked up steering are just a few of the many reported issues with these models, with some problems arising at low mileage. While the 2012 model has the most complaints, 2014 may be considered the worst model year due to the cost of repairs and problems at low mileage.
While the 2017 Audi Q5 model was awarded the IIHS 2017 Top Safety Pick for midsize luxury SUVs, the 2020 model holds near perfect ratings in almost all categories, including a superior rating for its front crash prevention system. Additionally, the NHTSA gives it an overall 5/5 star rating for garnering 5 stars in every crash test, except the rollover test where it received 4/5 stars.
The Q5, like many other Audi vehicles, was designed with comfort and convenience in mind. The first generation Audi Q5 was initially released in 2009 and was produced until 2016. It received a facelift in 2012 and a major overhaul in 2016, which marked the beginning of the second generation. The 2018 model was rated the best luxury compact SUV for families, due in part to its reliability and low-maintenance design. With that being said, every vehicle requires routine maintenance to ensure it remains efficient and reliable. Here’s what to expect in terms of oil changes, mileage and required maintenance on the Audi Q5.
The Audi Q5 comes with a 4-year or 80-000 kilometre warranty, but you may want to consider extending your coverage after it expires. This is available in the form of the Audi Certified Plus Limited Warranty, which is available after the new vehicle warranty expires. If purchased, the Audi Certified :plus Limited Warranty becomes effective and provides coverage for 5 years or up to 100,000 km. The extended warranty might be worth considering if you drive your vehicle very frequently or plan on selling it in the future.
The Audi Q5 is an incredible family vehicle that comes standard with a variety of safety and driver assistance features. Its design, safety ratings and available options make it one of the best vehicles in its class. Insurance is a little on the pricey side, but with the right build options and provider, you may be eligible for auto insurance discounts. However, the best way to save on auto insurance for the Q5 is to thoroughly compare your options to find a policy that suits your situation.
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