Acura Car Insurance Rates in 2021 | Finder Canada

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Acura insurance rates

Compare car insurance for Acuras

2020 Acura RDX

How much is car insurance for an Acura?

The average cost of insurance for an Acura is $305 per month or $3,660 a year. With a base price of $43,990, the annual insurance cost–to–base car price ratio is 8%. Your exact insurance cost will vary depending on multiple factors, including your location, your driving history, the model Acura you are purchasing and your age, among other factors.

Get car insurance quotes for your Acura

Name Product Roadside assistance Third-Party Liability Collision Coverage Comprehensive Coverage Discounts Available Available Provinces
Sonnet Auto Insurance
Up to 25%
Alberta, New Brunswick, Nova Scotia, Ontario, PEI, Quebec
Get auto insurance with Sonnet in just five minutes. Save up to 25% on your auto insurance through discounts and bundling options.

Who it might be good for: Drivers looking to apply and manage their car insurance completely online.
Intact Car Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Get car insurance with Intact and enjoy a quick turnaround on any lodged claims. Get a free quote through Surex.

Who it might be good for: Drivers looking to get rewarded for good driving behaviour.
Aviva Car Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Aviva car insurance offers customizable policies, discounts and optional insurance coverage add-ons. Get a free quote through Surex.

Who it might be good for: Drivers looking to customize their auto policy.
Travelers Car Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Travelers auto insurance offers a selection of coverage options for just about any type of vehicle. Get a free quote through Surex.

Who it might be good for: Drivers looking to get car, motorcycle, classic car, motorhome or recreational vehicle coverage.
Surex Auto Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Submit one application and receive quotes from 10+ insurers. Save up to 25% on your car insurance, plus get access to an insurance advisor.

Who it might be good for: Drivers looking to use an insurance broker to compare multiple pricing and coverage options.
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Why are Acuras affordable luxury cars to insure?

Acura is Honda’s luxury line of vehicles. But despite it being a luxury brand, Acuras aren’t typically too expensive to insure.

Acuras are safe, reliable cars that often rate well with the National Highway Traffic Safety Administration, which makes them more affordable to insure. They’re also on the lower price range of luxury cars, which means repairs are cheaper too.

Are there any standout Acura models?

Acura also makes the NSX, which is a sports car that’s on par with Ferrari for both road performance and maintenance/repair costs — so the NSX is going to lend itself to higher insurance rates too, even though it’s an Acura.

Sports cars in general tend to be driven aggressively, putting them at a higher risk for accidents. Additionally, they tend to cost far more to maintain and repair than lower-end models from Acura, which raises the amount of the average insurance claim for people who drive the NSX.

Pros and cons of insuring an Acura

Pros

  • Acura’s advanced safety features make it a safer car to drive and less expensive to insure
  • Most Acuras are engineered and manufactured in the US, which could contribute to a lower insurance premium
  • The reliability of Acuras will help to bring down your insurance costs

Cons

  • Considered a luxury vehicle, which are more expensive to insure

Acura car facts

  • Launched in the US in 1986, Acura is the luxury marque of Honda.
  • Acura was the first luxury car brand to be awarded top safety ratings throughout the entire model line.
  • The first Japanese luxury car brand, Acura’s success inspired other Japanese automakers Nissan and Toyota to also launch luxury brands.

What’s AcuraWatch?

AcuraWatch is a suite of safety and driver assistance technologies, including a collision mitigation braking system, adaptive cruise control, lane keeping assist and road departure mitigation. These features help to make your Acura as safe as possible.

AcuraWatch comes standard in every grade of MDX, Acura’s third-row SUV. Other Acura models can upgrade to the AcuraWatch Pus package for an additional cost.

Bottom line

Most Acuras are not particularly expensive to insure because of their great safety features. But be sure to shop around to find the best car insurance for you.

Frequently asked questions about Acura cars

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