Acura insurance rates

How much is car insurance for an Acura?

The average cost of insurance for an Acura is $316 per month or $3,792 a year. Your exact insurance cost will vary depending on multiple factors, including your location, your driving history, the model Acura you are purchasing and your age, among other factors.

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2021 Acura RDX 4dr AWD
  • 20,000 km driven yearly
  • 35-year old female driver living in Ontario
  • No accidents, perfect driving record

  Our estimated price is for basic, mandatory coverage.

  Other factors that can affect your auto insurance rate

  • The Acura’s exact model and year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated kilometres you drive in a year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past 5 years
  • The driver’s marital status
  • The driver’s gender
  • Whether the driver rents, leases or owns the vehicle

Get car insurance quotes for your Acura

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Name	Product	Accident Forgiveness	Min. Liability Coverage	Discounts Available	Online Claims	Available Provinces
Surex Auto Insurance		Yes	$1,000,000	Up to 25%		Alberta, New Brunswick, Northwest Territories, Nova Scotia, Nunavut, Ontario, PEI, Yukon	Submit one application and receive quotes from 10+ insurers. Save up to 25% on your car insurance, plus get access to an insurance advisor. Who it might be good for: Drivers looking to use an insurance broker to compare multiple pricing and coverage options.	Get a quote More Info	Compare	loading Fetching your data...
Onlia Car Insurance		Yes	$1,000,000	Over $500*		Ontario	Get premium auto insurance coverage with Onlia. Save money on your auto insurance through safe driving discounts and bundling insurance options. Who it might be good for: Drivers in Ontario looking to save on insurance costs by driving safely.	Get a quote More Info	Compare	loading Fetching your data...
Aviva Car Insurance		Yes	$1,000,000	Up to 25%		Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon	Aviva car insurance offers customizable policies, discounts and optional insurance coverage add-ons. Get a free quote through Surex. Who it might be good for: Drivers looking to customize their auto policy.	Get a quote More Info	Compare	loading Fetching your data...
Travelers Car Insurance		Yes	$1,000,000	Up to 25%		Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon	Travelers auto insurance offers a selection of coverage options for just about any type of vehicle. Get a free quote through Surex. Who it might be good for: Drivers looking to get car, motorcycle, classic car, motorhome or recreational vehicle coverage.	Get a quote More Info	Compare	loading Fetching your data...

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Why are Acuras affordable luxury cars to insure?

Acura is Honda’s luxury line of vehicles. But despite it being a luxury brand, Acuras aren’t typically too expensive to insure.

Acuras are safe, reliable cars that often rate well with the National Highway Traffic Safety Administration, which makes them more affordable to insure. They’re also on the lower price range of luxury cars, which means repairs are cheaper too.

Are there any standout Acura models?

Acura also makes the NSX, which is a sports car that’s on par with Ferrari for both road performance and maintenance/repair costs — so the NSX is going to lend itself to higher insurance rates too, even though it’s an Acura.

Sports cars in general tend to be driven aggressively, putting them at a higher risk for accidents. Additionally, they tend to cost far more to maintain and repair than lower-end models from Acura, which raises the amount of the average insurance claim for people who drive the NSX.

Pros and cons of insuring an Acura

Acura car facts

• Launched in the US in 1986, Acura is the luxury marque of Honda.
• Acura was the first luxury car brand to be awarded top safety ratings throughout the entire model line.
• The first Japanese luxury car brand, Acura’s success inspired other Japanese automakers Nissan and Toyota to also launch luxury brands.

What’s AcuraWatch?

AcuraWatch is a suite of safety and driver assistance technologies, including a collision mitigation braking system, adaptive cruise control, lane keeping assist and road departure mitigation. These features help to make your Acura as safe as possible.

AcuraWatch comes standard in every grade of MDX, Acura’s third-row SUV. Other Acura models can upgrade to the AcuraWatch Pus package for an additional cost.

Bottom line

Most Acuras are not particularly expensive to insure because of their great safety features. But be sure to shop around to find the best car insurance for you.

Frequently asked questions about Acura cars

• Are Acuras made in the US?

  Most Acuras are engineered and manufactured in the US.

• Do the big car insurance companies provide coverage for Acuras?

  Yes, you’ll have no problem getting coverage for your Acura.

• What car-related factors affect the cost of insurance?

  A car’s safety record, the cost to repair and maintain the car and the car’s likelihood of being stolen all can affect the cost of car insurance.

• Can I finance an Acura directly through an authorized dealership?

  Yes, Acura offers its own financing through Acura Financial Services. Military service members, recent college graduates and loyal Acura customers might even be able to score some discounts.