Quick facts for car insurance in Montreal
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Quick facts for car insurance in Montreal
Getting car insurance in Montreal will likely cost more than Quebec’s provincial average of $717. Most drivers can expect to pay at least $800 in the city for the minimum level of coverage. You’ll need to get the most basic level of coverage from a private insurer. That said, accident benefits and other mandatory benefits are provided by Quebec’s public insurer, known as SAAQ or Société de l’assurance automobile du Québec.
You’ll typically pay more than $800 per year to insure your vehicle in Montreal (which is above the provincial average of $717). This amount typically accounts for the cost of third-party liability but doesn’t include collision or comprehensive insurance.
You’ll usually pay more on average for car insurance in Montreal than you will in other cities in Quebec. This is because it’s the largest city in the province, which means it’s subject to more risk factors than smaller towns. These include a higher amount of traffic congestion, more pedestrians, more thefts and narrower streets.
It’s also important to keep in mind that the average price you’ll pay is a ballpark figure only. This is because the overall cost of your car insurance will depend on a number of personal factors that are unique to you. These include your age, gender, driving experience, claims history, car type and neighbourhood.
It’s hard to say where you can find the cheapest car insurance in Montreal. You can apply for third-party liability with a private insurer and you’ll be able to add on extended coverage such as collision and comprehensive at the same time.
There are some situations that will help you secure lower premiums. For example, it’s more than likely that you’ll pay less if you live on the outskirts of the city instead of in the downtown core. It’s also safe to say that you’ll save money if you’re over the age of 25, have a perfect driving record or drive under 5,000km per year.
It’s difficult to pinpoint which company offers the best car insurance in Montreal since this will depend on a number of personal factors. This is why it makes the most sense for you to compare the rates on offer from multiple providers to find the best deal for your unique set of needs and budget.
The only way you can do this is by requesting quotes using your own personal information to determine which company will give you the lowest prices in combination with the best level of coverage. Available providers you might want to compare include Allstate, The Co-operators, TD Insurance, The Personal, La Capitale, CAA, Aviva and Intact.
You can get third-party liability in Montreal by comparing quotes from private insurers. Accident benefits are provided by the Société de l’assurance automobile du Québec (SAAQ). Minimum coverage includes the following:
To apply for car insurance in Montreal, you’ll typically need to meet the following criteria:
If you think you meet the eligibility criteria, you can apply for car insurance coverage with these simple steps:
It will likely cost you more to get car insurance in Montreal than it will in the rest of Quebec. This is because Montreal is the biggest city in the province and driving here comes with its own set of risk factors. Find out how much you’ll likely have to pay to get car insurance in Montreal and compare providers today to lock in the best insurance for your unique set of needs and budget.
We’ve taken a look at some of the best credit cards in Canada and explained who they’re best suited to.
How we compare and rank car loans here at Finder Canada.
If you’re in a financial emergency and need to get your hands on cash quickly, Cash Money provides installment loans of up to $10,000.
Canadian Auto News matches you with local lenders and dealerships to help you find the perfect car and car financing for your needs.
Compare the best car loans in Canada to get on the road faster and keep more money in your pocket.
Need a car loan to finance your new set of wheels? Compare the best car loans here to get on the road faster with more money in your pocket.
Apply for a secured card with this reputable provider to start rebuilding your credit.
Splash Auto Finance specializes in car loans for borrowers with less-than-ideal credit histories.
Searching for a low-interest credit card? Save money on your outstanding balance with the CIBC Select Visa.
Compare the cheap pet insurance with low deductibles, coverage limits and plan features.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.