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Capital One Aspire Travel Platinum Mastercard

The Capital One Aspire Travel Platinum Mastercard lets you redeem points for all kinds of travel purchases without having to pay annual fees. 

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$0

Annual Fee

N/A

Rewards

Capital One offers a rewards card with no annual fee The Aspire Travel Platinum Mastercard lets you earn unlimited reward miles on all your purchases.

See if the Capital One Aspire Travel Platinum Mastercard is right for you.

What banking products does Capital One offer?

Capital One Canada offers more than a dozen credit cards that let you earn rewards and build credit. If you’re looking for a guaranteed credit card or rewards program, Capital One has competitive rates, travel perks and bonus features.

To learn more, see what type of credit card are you looking for?

How does it compare to other banks and services?

Capital One Canada isn’t your typical financial institution. Unlike the Big Five banks, it doesn’t offer chequing or savings accounts or investment products. What Capital One does offer is a full suite of credit cards that let you earn rewards or build credit.

Capital One reviews and complaints

Like other credit card providers, Capital One has positive and negative reviews online. The Aspire Travel Platinum Mastercard is one of the best reviewed. The card has an average user rating of 4.3 out of 5 stars based on around 400 customer reviews. The card scores positively for online experience, customer service and account benefits.

Why should I get a Capital One Aspire Travel Platinum Mastercard?

The main advantages of the Aspire Travel Platinum Mastercard include the following:

  • No annual fee. The Aspire Travel Platinum Mastercard costs you nothing to keep.
  • 1-for-1 rewards program. This card lets you earn one Reward Mile for every $1 you spend. There’s no limit on how many miles you can earn and there’s no expiry date.
  • Easy to redeem. You can redeem your Reward Miles for travel expenses and even tax payments.
  • Travel benefits. This card covers you for travel accidents, car rental collision and baggage delay.

What should I look out for?

The following are some of the main drawbacks of the Capital One Aspire Travel Platinum Mastercard:

  • High interest rates. With this card, you’ll save on annual fees, but you’ll still have to pay 19.8% annual interest on purchases, cash advances and balance transfers.
  • Credit limits. While your credit limit will ultimately depend on your income and credit score, Capital One doesn’t disclose how much you can obtain with this card.

Capital One customer service

Capital One‘s customer service agents can be reached online and over the phone. If you use Twitter or Facebook, you can contact customer support directly on the company page and Twitter feed. If you’re in North America, you can call customer service toll free at 1-800-481-3239.

Compare other credit cards

Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
RBC Cash Back Mastercard
N/A
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Min. recommended credit score: 650
Get 2% cash back on grocery store purchases, and up to 1% cash back on all other qualifying purchases and pre-authorized payments.
BMO CashBack Mastercard
5% cash back
Up to 3% cash back
20.99%
$0
Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,500). Plus, get a rate of 0.99% on balance transfers for 9 months. A 2% fee applies to transferred balances.
Tangerine World Mastercard
15% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 600
Earn 15% cash back (up to $150) when you spend $1,000 in the first 2 months Until December 29, 2022. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
RBC Avion Visa Infinite
55,000 points
Up to 1 point per $1 spent
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Min. recommended credit score: 650
Get up to 55,000 Welcome Points. Get 35,000 points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. Apply by January 31, 2023.
OFFER
Tangerine Money-Back Credit Card
15% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 600
Earn 15% cash back (up to $150) when you spend $1,000 in the first 2 months Until December 29, 2022. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
EXCLUSIVE
Neo Financial Mastercard
Get $25.00
Average 5% cash back
19.99% - 26.99%
$0
Min. recommended credit score: 600
Get $25 when you sign up for the Neo Financial Mastercard. Plus, earn bonuses like 15% cashback on your first purchase at most partners, and earn an average of 5% cashback at thousands of partners and at least 0.5% cashback guaranteed.
BMO Preferred Rate Mastercard
0.99% rate on balance transfers for 9 months
N/A
12.99%
$0 annual fee for the first year ($20 thereafter)
Min. recommended credit score: 660
Get a rate of 0.99% on balance transfers for 9 months with a 2% transfer fee. Plus, get the $20 annual fee waived in the first year.
RBC ION+ Visa
12,000 points
3 points per $1 spent
19.99%
$48
Min. recommended credit score: 660
Earn 12,000 Avion points when you get approved for the card. Apply by January 31, 2023.
RBC ION Visa
6,000 points
1.5 points per $1 spent
19.99%
$0
Min. recommended credit score: 660
Earn 6,000 Avion points when you get approved for the card. Apply by January 31, 2023.
American Express Cobalt Card
30,000 points
Up to 5x points per $1 spent
20.99%
$155.88
Min. recommended credit score: 700
Earn up to 30,000 Membership Rewards points in your first year. Earn 2,500 Membership Rewards points for each monthly billing period in which you spend $500 in net purchases on your card (up to 30,000 points). That’s up to $300 towards a weekend getaway or concert tickets.
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The bottom line

The Capital One Aspire Travel Platinum Mastercard is suited for people who like to use their credit card to earn and redeem travel rewards. If this is you, this Aspire Travel card can save you money on annual fees and give you the flexibility to rack up points with no limits.

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