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Capital One Aspire Cash Platinum Mastercard
The Capital One Aspire Cash Platinum Mastercard is a no-annual-fee credit card that lets you earn unlimited cashback rewards on purchases.
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Please note: All information about Capital One Aspire Cash Platinum Mastercard has been collected independently by Finder and this card is not available through this site.
Are you looking to earn cash back rewards on everyday purchases? If so, the Capital One Aspire Cash Platinum Mastercard could be for you.
This Mastercard lets you earn 1% cash rewards for every $1 spent on all purchases. There’s no limit to the amount of cash rewards you can accrue and the rewards themselves never expire. See if the Capital One Aspire Cash Platinum Mastercard is right for you.
What banking products does Capital One offer?
Capital One Canada isn’t your traditional bank, so don’t expect to get offers for chequing, savings and investment accounts. What Capital One Canada does offer is a full suite of credit cards that can help you build and repair your credit.
How does it compare to other banks and services?
Capital One Canada shouldn’t be compared with the major banks because it isn’t one. It doesn’t offer traditional bank accounts or investment services. If you’re looking for a credit card, Capital One Canada has many of the same offerings as the Big Five banks.
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Must read: Capital One reviews and complaints
Capital One‘s Aspire Cash Platinum Mastercard has been met with generally positive reviews. On Mastercard’s website, the card has an average user rating of 4.3 out of 5 stars based on around 400 reviews. The Aspire Cash Platinum Mastercard scores very well for online experience, customer service and account benefits.
Why should I get a Capital One Aspire Cash Platinum Mastercard?
The main benefits of the Capital One Aspire Cash Platinum Mastercard include the following:
- No annual fee. You can get this card without having to pay an annual fee.
- Generous rewards. This card lets you earn 1% cash rewards for every $1 spent on all purchases. There’s no limit to how much you can earn and there’s no expiry on your cash rewards.
- Easy to redeem. Rewards can be redeemed online with just a few clicks.
- Add authorized users. You can earn more rewards by adding an authorized user to your account for no additional fee.
- Travel benefits. You'll automatically get Common Carrier Travel Accident Insurance, Car Rental Collision/Loss Damage Waiver, Baggage Delay coverage and Travel Assistance.
What should I look out for?
Before you sign up for an Aspire Cash Platinum Mastercard, consider the following:
- High interest rates. Even though you’ll save on annual fees, you’ll pay 19.8% on any outstanding balances, cash advances and balance transfers.
- Credit limit. As with most Capital One Mastercards, the credit limit on this card is likely to be lower than some of the competition.
Capital One Aspire Cash Platinum Mastercard interest rates
| Interest Type | Interest Rate |
|---|---|
| Purchase interest rate | 19.8% |
| Cash advance rate | 21.9% |
| Standard balance transfer rate | 19.8% |
Capital One customer service
For customer service requests, you can call Capital One toll free at 1-800-581-3239 to speak to a representative. Customer support is also available on Twitter and Facebook. Questions submitted on social media are usually addressed within one business day.
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The bottom line
The Aspire Cash Platinum Mastercard is suited for people who like to earn rewards for everyday purchases. That you can get this card with no annual fee is an added bonus, especially since there’s no limit on the amount of cash rewards you can earn.